Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston. "2015 Diary of Consumer Payment Choice : Diary Questionnaire" in Survey and Diary of Consumer Payment Choice (January 12, 2018). https://fraser.stlouisfed.org/title/7178/item/655173/content/pdf/frbatl_2015diary_DCPC-2015-questionnaire, accessed on March 4, 2026.