DeYoung, Robert and Newberger, Robin G. "Community Banks : What Is Their Future and Why Does It Matter?," in Federal Reserve Bank of Chicago. Consumer and Community Affairs Division and Federal Reserve Bank of Chicago. "March 2005," Profitwise News and Views (Federal Reserve Bank of Chicago) (March 2005) : 11-13. https://fraser.stlouisfed.org/title/5291/item/534738/toc/518519 , accessed on May 4, 2024.