Federal Reserve Community Development Publications

The Community Reinvestment Act (CRA), enacted in 1977, requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low- and moderate-income (LMI) neighborhoods. Federal Reserve community development teams help promote economic growth and financial stability in communities across the country. Each regional Federal Reserve Bank produces newsletters and other communications about their community development outreach.