Gilkeson, James H. , Smith, Stephen D. and Jacob, Paul. "Buy, Sell, or Hold? Valuing Cash Flows from Mortgage Lending," in Federal Reserve Bank of Atlanta. "November/December 1994, Volume 79, Number 6," Economic Review (Federal Reserve Bank of Atlanta) (November 1994) : 9-24. https://fraser.stlouisfed.org/title/884/item/35013/toc/208090 , accessed on May 21, 2024.