Metzker, Paul F. "Future Payments System Technology: Can Small Banks Compete?," in Federal Reserve Bank of Atlanta. "November 1982, Volume 67, Number 11," Economic Review (Federal Reserve Bank of Atlanta) (November 1982) : 58-67. https://fraser.stlouisfed.org/title/884/item/34991/toc/334790 , accessed on May 2, 2024.