Federal Reserve Bank of Chicago. Research Department
and Federal Reserve Bank of Chicago. "State-Contingent Bank Regulation with Unobserved Action and Unobserved Characteristics, Working Paper 2002-24" in Working Papers (Federal Reserve Bank of Chicago)
(February 21, 2004).
https://fraser.stlouisfed.org/title/5285/item/533638, accessed on November 7, 2025.