Harding, W. P. G. (William Proctor Gould), 1864-1930 and Federal Reserve Board, 1914-1935 "Credit, Currency and Business." Address before the Southern Wholesale Dry Goods Association, Birmingham, Ala., May 10, 1922, https://fraser.stlouisfed.org/title/444/item/7625, accessed on September 15, 2024.