Engemann, Kristie M. and Owyang, Michael T. "Extra Credit : The Rise of Short-term Liabilities," in Federal Reserve Bank of St. Louis. "April 2008, Vol. 16, No. 2," Regional Economist : A Quarterly Review of Business and Economic Conditions (April 2008) : 12-13. https://fraser.stlouisfed.org/title/6275/item/601833/toc/584571 , accessed on April 25, 2024.