Bauer, Paul W. and Cromwell, Brian A. "Effect of Bank Structure and Profitability on Firm Openings," in Federal Reserve Bank of Cleveland. "1989 Quarter 4," Economic Review (Federal Reserve Bank of Cleveland) (1989 Quarter 4) : 31-42. https://fraser.stlouisfed.org/title/1328/item/4243/toc/314968 , accessed on May 1, 2024.