Federal Reserve Bank of Dallas. "Federal Reserve Approves Rules That Will Better Protect Credit Card Users : Press Release, Notice 08-64," District Notices (Federal Reserve Bank of Dallas) (December 19, 2008). https://fraser.stlouisfed.org/title/5569/item/615757/content/pdf/frbdallas_circ_20081219_no2008-64, accessed on August 18, 2026.