Mester, Loretta Jean. "Banking Industry's Consolidation : What's a Small Business to Do?," in Federal Reserve Bank of Philadelphia. "January/February 1999," Business Review (Federal Reserve Bank of Philadelphia) (January/February 1999) : 1-14. https://fraser.stlouisfed.org/title/5580/item/557704/toc/522272 , accessed on May 2, 2024.