Federal Reserve Bank of Atlanta
and Federal Reserve Bank of Boston. "2012 Diary of Consumer Payment Choice : Respondents' Memory Aid" in Survey and Diary of Consumer Payment Choice
(December 20, 2017).
https://fraser.stlouisfed.org/title/7178/item/655170/content/pdf/frbatl_2012diary_dcpc-2012-paper-memory-aid, accessed on March 9, 2026.