Harding, W. P. G. (William Proctor Gould), 1864-1930 and Federal Reserve Board, 1914-1935 "The Federal Reserve System: What it Is and What it Is Not." Address at the 'Made-In-Carolinas' Exposition at Charlotte, N. C., September 22, 1921, https://fraser.stlouisfed.org/title/444/item/7623, accessed on August 24, 2024.