Harding, W. P. G. (William Proctor Gould), 1864-1930 and Federal Reserve Board, 1914-1935 "The Federal Reserve Note, Its Functions and Limitations." From an Address before the Convention of the Ohio Bankers Association at Columbus, Ohio, September 5, 1918, https://fraser.stlouisfed.org/title/444/item/7616, accessed on December 25, 2024.