Board of Governors of the Federal Reserve System (U.S.), 1935- and Ferguson, Roger Walton, 1951- "The Proposed Check Clearing for the 21st Century Act." Testimony before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, September 25, 2002, https://fraser.stlouisfed.org/title/950/item/36981, accessed on August 22, 2024.