Board of Governors of the Federal Reserve System (U.S.), 1935- and Ferguson, Roger Walton, 1951- "Perspectives on Innovation in the Retail Payments System." Remarks at a Workshop on Promoting the Use of Electronic Payments, Federal Reserve Bank of Chicago, October 11, 2000, https://fraser.stlouisfed.org/title/950/item/36970, accessed on April 7, 2025.
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