Board of Governors of the Federal Reserve System (U.S.), 1935- and Ferguson, Roger Walton, 1951- "The Payments System and Year 2000 : Current Preparations and Challenges." Remarks Before the National Automated Clearing House Association, Atlanta, Georgia, April 13, 1999, https://fraser.stlouisfed.org/title/950/item/36875, accessed on August 21, 2024.