Board of Governors of the Federal Reserve System (U.S.), 1935- and Ferguson, Roger Walton, 1951- "Electronic Commerce, Banking, and Payments." Remarks at the 36th Annual Conference on Bank Structure and Competition, Chicago, Illinois, May 4, 2000, https://fraser.stlouisfed.org/title/950/item/36924, accessed on April 14, 2025.
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