Board of Governors of the Federal Reserve System (U.S.), 1935- and Szymczak, M. S., 1894-1978 "The Savings Process and Monetary Policy." Speech before the Twentieth Annual Pacific Northwest Conference on Banking at the State College of Washington, Pullman, Washington, April 9, 1959, https://fraser.stlouisfed.org/title/460/item/475760, accessed on January 19, 2026.