Federal Reserve Bank of St. Louis and Bullard, James. "Does a Low-Interest-Rate Regime Punish Savers? : Applications of Behavioural Economics and Multiple Equilibrium Models to Macroeconomic Policy Conference, London, United Kingdom" in Statements and Speeches of James Bullard (July 3, 2017). https://fraser.stlouisfed.org/title/7161/item/654863, accessed on February 20, 2025.