Board of Governors of the Federal Reserve System (U.S.), 1935- and Mitchell, George Wilder, 1904-1997 "Consumers and Innovation in Money." Remarks at a Conference "EFTS Implementation '77" Sponsored by the American Institute of Industrial Engineers, Computer and Information Systems Division and Chicago Chapter, and Management Education Corporation, Chicago, Illinois, December 1-3, 1976, https://fraser.stlouisfed.org/title/922/item/35688, accessed on November 24, 2024.