Board of Governors of the Federal Reserve System (U.S.), 1935- and Gramlich, Edward M. "An Update on the Predatory Lending Issue." Remarks at the Texas Association of Bank Counsel 27th Annual Convention, South Padre Island, Texas, October 9, 2003, https://fraser.stlouisfed.org/title/914/item/35417, accessed on November 14, 2024.