Board of Governors of the Federal Reserve System (U.S.), 1935- and Gramlich, Edward M., 1939-2007 "Remarks at a Meeting on Rental Housing Hosted by the John D. and Catherine T. MacArthur Foundation, Washington, D.C.." November 14, 2003, https://fraser.stlouisfed.org/title/914/item/35421, accessed on January 15, 2026.