Lockhart, Dennis P. and Federal Reserve Bank of Atlanta "Toward a Durable Recovery : Transcript." Remarks, Joint Conference Hosted by the Business Development Board of Palm Beach County, the Economic Council of Palm Beach County, and Palm Beach County, Florida, November 7, 2008, https://fraser.stlouisfed.org/title/5579/item/557983/content/pdf/frbatl_lockhart_20081107, accessed on January 24, 2026.