Lockhart, Dennis P. and Federal Reserve Bank of Atlanta "Thoughts on Risk in the Current Economic Situation : Transcript." Remarks, Association for Financial Professionals Corporate Risk Forum, Orlando, Florida, February 23, 2009, https://fraser.stlouisfed.org/title/5579/item/557987/content/pdf/frbatl_lockhart_20090223, accessed on January 18, 2026.