Bernanke, Ben , Board of Governors of the Federal Reserve System (U.S.), 1935- and Council of Economic Advisers (U.S.) "Challenges for the Economy and State Governments." Remarks at the Annual Meeting of the Southern Legislative Conference of the Council of State Governments, Charleston, South Carolina, August 2, 2010, https://fraser.stlouisfed.org/title/453/item/9081, accessed on January 13, 2026.