GAO Reports & Testimonies
This collection contains selected items from the United States Government Accountability Office. Included are documents such as reports, testimonies, and letters relating to the Federal Reserve System and banking. The General Accounting Office (GAO) was originally formed July 1, 1920 as a result of the Budget and Accounting Act of 1921. In 2004 the name was changed to the Government Accountability Office when the GAO Human Capital Reform Act was enacted on July 7, 2004. GAO gives Congress, the heads of executive agencies, and the public, timely, fact-based, non-partisan information that may be used to improve government and save billions of dollars.
- Government Accountability Office Reports & Testimony
- GAO Reports & Testimony
- GAO Reports
- U. S. Government Accountability Office Reports
- Government Accountability Office Reports
- General Accounting Office Reports and Comptroller General Decisions
- 1950s
- 1960s
- 1970s
- 1980s
- 1990s
- 2000s
- 2010s
- Federal Deposit Insurance Act : Regulators' Use of Systemic Risk Exception Raises Moral Hazard Concerns and Opportunities Exist to Clarify the Provision, Report to Congressional Committees
- Federal Reserve Banks : Areas for Improvement in Information Security Controls
- U.S. Coins : Replacing the $1 Note With a $1 Coin Would Provide a Financial Benefit to the Government, Report to Congressional Requesters
- Federal Reserve Banks : Areas for Improvement in Information Systems Controls
- Banking Regulation : Enhanced Guidance on Commercial Real Estate Risks Needed, Report to the Ranking Member, Committee on Financial Services, House of Representatives
- Bank Regulation : Modified Prompt Corrective Action Framework Would Improve Effectiveness, Report to Congressional Committees
- Federal Reserve System : Opportunities Exist to Strengthen Policies and Processes for Managing Emergency Assistance, Report to Congressional Addressees
- Proprietary Trading : Regulators Will Need More Comprehensive Information to Fully Monitor Compliance With New Restrictions When Implemented, Report to Congressional Committees
- Statement for the Record by A. Nicole Clowers Before the Subcommittee on Oversight and Investigations, Committee on Financial Services, House of Representatives : Dodd-Frank Act, Eleven Agencies' Estimates of Resources for Implementing Regulatory Reform
- Bankruptcy : Complex Financial Institutions and International Coordination Pose Challenges, Report to Congressional Committees
- Federal Reserve System : Opportunities Exist to Strengthen Policies and Processes for Managing Emergency Assistance, Report to Congressional Addressees
- Financial Crisis : Review of Federal Reserve System Financial Assistance to American International Group, Inc., Report to Congressional Requester
- Federal Reserve System : Opportunities Exist to Strengthen Policies and Processes for Managing Emergency Assistance, Testimony Before the Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, House of Representatives
- Federal Reserve Bank Governance : Opportunities Exist to Broaden Director Recruitment Efforts and Increase Transparency, Report to Congressional Addressees
- Dodd-Frank Act Regulations : Implementation Could Benefit from Additional Analyses and Coordination
- Dodd-Frank Act : Hybrid Capital Instruments and Small Institution Access to Capital, Report to Congressional Committees
- Bank Holding Company Act : Characteristics and Regulation of Exempt Institutions and the Implications of Removing the Exemptions, Report to Congressional Committees
- U.S. Coins : Alternative Scenarios Suggest Different Benefits and Losses from Replacing the $1 Note with a $1 Coin, Report to the Ranking Member, Subcommittee on Federal Financial Management, Government Information, Federal Services, and International Security, Committee on Homeland Security and Governmental Affairs, U.S. Senate
- Federal Reserve Banks : Areas for Improvement in Information Systems Controls
- Foreclosure Review : Opportunities Exist to Further Enhance Borrower Outreach Efforts, Report to Congressional Requesters
- Community Banks and Credit Unions : Impact of the Dodd-Frank Act Depends Largely on Future Rule Makings
- U.S. Coins : Benefits and Considerations for Replacing the $1 Note with a $1 Coin, Statement of Lorelei St. James, Director, Physical Infrastructure Team, Before the Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, House of Representatives
- Dodd-Frank Act : Agencies' Efforts to Analyze and Coordinate Their Rules, Report to Congressional Addressees
- Financial Regulatory Reform : Financial Crisis Losses and Potential Impacts of the Dodd-Frank Act
- Financial Regulatory Reform : Regulators Have Faced Challenges Finalizing Key Reforms and Unaddressed Areas Pose Potential Risks
- Financial Stability : Continued Actions Needed to Strengthen New Council and Research Office, Statement of A. Nicole Clowers, Director, Financial Markets and Community Investment, Before the Subcommittee on Oversight and Investigations, Committee on Financial Services, House of Representatives
- Foreclosure Review : Lessons Learned Could Enhance Continuing Reviews and Activities under Amended Consent Orders, Report to Congressional Requesters
- Federal Reserve Banks : Areas for Improvement in Information Systems Controls
- Financial Company Bankruptcies : Need to Further Consider Proposals' Impact on Systemic Risk, Report to Congressional Committees
- U.S. Currency : Coin Inventory Management Needs Better Performance Information, Report to Congressional Requesters
- Government Support for Bank Holding Companies : Statutory Changes to Limit Future Support Are Not Yet Fully Implemented, Report to Congressional Requesters
- Dodd-Frank Regulations : Agencies Conducted Regulatory Analyses and Coordinated but Could Benefit From Additional Guidance on Major Rules, Report to Congressional Addressees
- Government Support for Bank Holding Companies : Statutory Changes to Limit Future Support Are Not Yet Fully Implemented, Statement of Lawrance L. Evans, Jr., Director, Financial Markets and Community Investment, Before the Subcommittee on Financial Institutions and Consumer Protection, Committee on Banking, Housing, and Urban Affairs, U.S. Senate
- Foreclosure Review : Regulators Could Strengthen Oversight and Improve Transparency of the Process, Report to Congressional Requesters
- U.S. Currency : Actions Needed to Improve Coin Inventory Management, Statement of Lorelei St. James, Director, Physical Infrastructure, Before the Subcommittee on Financial Services, House of Representatives
- Management Report : Areas for Improvement in the Federal Reserve Banks' Information Systems Controls
- Large Bank Holding Companies : Expectations of Government Support, Report to Congressional Requesters
- Financial Stability Oversight Council : Status of Efforts to Improve Transparency, Accountability, and Collaboration, Statement of A. Nicole Clowers, Director, Financial Markets and Community Investment Team, Before the Subcommittee on Oversight and Investigations, Committee on Financial Services, House of Representatives
- U.S. Currency : Reader Program Should Be Evaluated While Other Accessibility Features for Visually Impaired Persons are Developed, Report to Congressional Committees
- Financial Stability Oversight Council : Further Actions Could Improve the Nonbank Designation Process, Report to the Ranking Member, Community on Banking, Housing, and Urban Affairs, U.S. Senate
- Bank Capital Reforms : Initial Effects of Basel III on Capital, Credit, and International Competitiveness, Report to the Chairman, Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, House of Representatives
- Dodd-Frank Regulations : Regulators' Analytical and Coordination Efforts, Report to Congressional Addressees
- Management Report : Areas for Improvement in the Federal Reserve Banks' Information Systems Controls
- Bank Regulation : Lessons Learned and a Framework for Monitoring Emerging Risks and Regulatory Response, Report to Congressional Addressees
- U.S. Coins : Implications of Changing Metal Compositions, Report to Congressional Requesters
- Dodd-Frank Regulations : Impacts on Community Banks, Credit Unions and Systemically Important Institutions, Report to Congressional Addressees
- Banking Regulation : Federal Agencies' Compliance with Section 302 of the Riegle Community Development and Regulatory Improvement Act
- Financial Regulation : Complex and Fragmented Structure Could Be Streamlined to Improve Effectiveness, Report to Congressional Requesters
- Resolution Plans : Regulators Have Refined Their Review Processes but Could Improve Transparency and Timeliness, Report to the Chairman, Committee on Financial Services, U.S. House of Representatives
- Management Report : Areas for Improvement in the Federal Reserve Banks' Information Systems Controls
- Payment Services : Federal Reserve's Competition with Other Providers Benefits Customers, but Additional Reviews Could Increase Assurance of Cost Accuracy, Report to the Chairman, Committee on Financial Services, House of Representatives
- Federal Reserve : Observations on Regulation D and the Use of Reserve Requirements, Report to Congressional Requesters
- Federal Reserve : Additional Actions Could Help Ensure the Achievement of Stress Test Goals, Report to the Chairman, Committee on Financial Services, House of Representatives
- Dodd-Frank Regulations : Agencies' Efforts to Analyze and Coordinate Their Recent Final Rules
- Federal Reserve System : Potential Implications of Modifying the Capital Surplus Account and Stock Ownership Requirement, Report to the Chairman, Committee on Financial Services, House of Representatives
- Management Report : Areas for Improvement in the Federal Reserve Banks' Information Systems Controls
- Financial Regulation : Perspectives on the Swaps Push-Out Rule, Report to Congressional Requesters
- Large Bank Supervision : Improved Implementation of Federal Reserve Policies Could Help Mitigate Threats to Independence, Report to Congressional Requesters
- Financial Services Regulations : Procedures for Reviews under Regulatory Flexibility Act Need to Be Enhanced, Report to Congressional Addressees
- Community Banks and Credit Unions : Regulators Could Take Additional Steps to Address Compliance Burdens, Report to the Chairman, Committee on Small Business, House of Representatives
- Bank Secrecy Act : Derisking along the Southwest Border Highlights Need for Regulators to Enhance Retrospective Reviews
- Analyzing Regulatory Burden : Policies and Analyses under the Regulatory Flexibility Act and Retrospective Reviews Could Be Improved, Statement of Michael Clements, Director, Financial Markets and Community Investment, Before the Committee on Small Business, House of Representatives
- Management Report : Areas for Improvement in the Federal Reserve Banks' Information Systems Controls
- Bank Secrecy Act : Further Actions Needed to Address Domestic and International Derisking Concerns, Statement of Michael E. Clements, Director, Financial Markets and Community Investment, Before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, House of Representatives
- Community Banks : Effect of Regulations on Small Business Lending and Institutions Appears Modest, but Lending Data Could Be Improved, Report to the Chairman, Committee on Small Business, House of Representatives
- Financial Company Bankruptcies : Experts Had Mixed Views on Companies' Controls for Mitigating Obstacles
- Dodd-Frank Regulations : Consumer Financial Protection Bureau Needs a Systematic Process to Prioritize Consumer Risks
- U.S. Currency : Financial Benefit of Switching to a $1 Coin Is Unlikely, but Changing Coin Metal Content Could Result in Cost Savings, Report to the Chairman, Committee on the Budget, U.S. Senate
- Management Report : Areas for Improvement in the Federal Reserve Banks' Information Systems Controls
- Priority Open Recommendations : Board of Governors of the Federal Reserve System
- Priority Open Recommendations : Federal Deposit Insurance Corporation
- Bank Supervision : Regulators Improved Supervision of Management Activities but Additional Steps Needed, Report to Agency Officials
- Bank Secrecy Act : Examiners Need More Information on How to Assess Banks' Compliance Controls for Money Transmitter Accounts, Report to Congressional Requesters
- Federal Debt Management : Treasury Should Strengthen Policies for Market Outreach and Analysis to Maintain Broad-Based Demand for Securities, Report to the Congress
- 2020s
In order to aid in the retrieval of information from this publication, significant tables, charts, and/or articles have been extracted and can be viewed individually or across a span of issues.
All original documents are available from the Government Accountability Office website. https://www.gao.gov/reports-testimonies/
1951-2021
- United States Government Accountability Office Reports on the Troubled Asset Relief Program (TARP)
- Report on Audit of Federal Home Loan Banks : Letter from the Comptroller General of the United States Transmitting a Report
No Copyright - United States (NoC-US)
U.S. Government Accountability Office website
- oclc: 759593078
- oclc: 843388214
United States. General Accounting Office and United States. Government Accountability Office. GAO Reports & Testimonies , 1951-2021, https://fraser.stlouisfed.org/title/6136, accessed on September 12, 2024.