United States. General Accounting Office and United States. Government Accountability Office "Statement of Elmer B. Staats Before the Subcommittee on Financial Institutions, Committee on Banking, Currency and Housing and the Subcommittee on Commerce, Consumer and Monetary Affairs, Committee on Government Operations, United States House of Representatives." Study on Federal Supervision of State and National Banks, February 1, 1977, https://fraser.stlouisfed.org/title/6136/item/589787, accessed on March 23, 2025.