Ennis, Huberto M. and Keister, Todd. "On the Fundamental Reasons for Bank Fragility," in Federal Reserve Bank of Richmond. "First Quarter 2010 : A Special Issue on the Diamond-Dybvig Model and its Implications for Banking and Monetary Policy, Vol. 96, No. 1," Economic Quarterly (Federal Reserve Bank of Richmond) (First Quarter 2010) : 33-58. https://fraser.stlouisfed.org/title/960/item/477444/toc/502111 , accessed on August 14, 2022.