Lacker, Jeffrey Malcolm. "President's Message : Financial System Fragility - Inherent or Induced?," in Federal Reserve Bank of Richmond. "Second Quarter 2013, Volume 17, Number 2," Econ Focus (Federal Reserve Bank of Richmond) (Second Quarter 2013) : 3-3. https://fraser.stlouisfed.org/title/3941/item/476959/toc/503649 , accessed on July 20, 2024.