Price, David A. "Credit Scoring and the Revolution in Debt," in Federal Reserve Bank of Richmond. "Fourth Quarter 2013, Volume 17, Number 4," Econ Focus (Federal Reserve Bank of Richmond) (Fourth Quarter 2013) : 28-29. https://fraser.stlouisfed.org/title/3941/item/476961/toc/503696 , accessed on March 24, 2023.
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- United States