Federal Reserve Bank of Dallas. "Federal Reserve Announces Final Rules to Restrict Fees and Expiration Dates on Gift Cards : Highlights of Final Gift Card Rule, Notice 10-16," District Notices (Federal Reserve Bank of Dallas) (March 23, 2010). https://fraser.stlouisfed.org/title/5569/item/615868/content/pdf/frbdallas_circ_20100323_no2010-16_highlights, accessed on March 16, 2026.