Armantier, Olivier , Braun, Michele , Feldman, Ron J. , Kuo, Dennis , Lueck, Mark I. and Todd, Richard M. A Method for Improving the Benchmarks Used to Monitor ACH Returns. Federal Reserve Bank of Minneapolis. Division of Supervision, Regulation, and Credit, March 2010, https://fraser.stlouisfed.org/title/6532, accessed on November 22, 2024.