Federal Reserve Bank of Atlanta. "The Diffusion of Financial Innovations : An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations, Working Paper 2001-9" in Working Papers (Federal Reserve Bank of Atlanta)
(April 2001).
https://fraser.stlouisfed.org/title/8586/item/656724, accessed on April 11, 2025.
@FedFRASER