Kahn, Charles M. (Charles Milton), 1952- , Pennacchi, George Gaetano and Sopranzetti, Ben. "Bank Deposit Rate Clustering : Theory and Empirical Evidence, Working Paper 96-04," Working Paper (Federal Reserve Bank of Cleveland) (July 1996). https://fraser.stlouisfed.org/title/4494/item/552555, accessed on October 15, 2024.