Federal Reserve Bank of Atlanta. Retail Payments Risk Forum
and Federal Reserve Bank of Atlanta. "Is It the Right Time for Lower ACH Return Rate Thresholds?, December 16, 2013" in Take On Payments
(December 16, 2013).
https://fraser.stlouisfed.org/title/6545/item/618457, accessed on May 1, 2025.
@FedFRASER