The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.
STATISTICS ON THE STRUCTURE OF COMMERCIAL BANKING INTHE SIXTH FEDERAL RESERVE DISTRICT 1950 and 1960 Research Department Federal Reserve Bank of Atlanta https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis January 1962 Atlanta, Georgia CONTENTS Table No. I II III IV V VI VII Title Page Number of Banks and Branches in Sixth District States, 1950 and 1960 1 Population and Income Density of Bank Offices (Banks Plus Branches) Sixth District States, 1950 and 1960 5 Changes in Banks and Branches, 1950 and 1960, in Counties of Population Increase and Decrease, Sixth District States 6 Change in Total Deposits of all Insured Banks Classified within Counties of Varying Population Change* 1950 and 1960 8 Size Distribution of all Commercial Banks in Sixth District States, 1950 and 1960 12 Size Distribution of Member Banks in District States, 1950 and 1960 13 Size Distribution of Non-member Banks in District States, 1950 and 1960 14 VIII Amount and Percentage Distribution of Assets of District Member Banks, 1950 and 1960 15 Amount and Percentage Distribution of Member Bank Assets among Sixth District States, 1950 and 1960 16 Amount and Percentage Distribution of Liabilities among District Member Banks, 1950 and 1960 17 Amount and Percentage Distribution of Member Bank Liabilities among Sixth District States, 1950 and 1960 18 Average Operating Ratios of Member Banks in the Sixth Federal Reserve District in 1950 and 1960 19 IX X XI XII https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis TABLE I NUMBER OF BANKS AND BRANCHES IN SIXTH DISTRICT STATES 1950 and 1960 s 1250 Percent of total Number 1960 Percent i/ of total Number Alabama Class of Bank Member of Federal Reserve System Non-member 93 132 41 59 93 145 39 61 Total Par Non-par 129 96 57 43 155 83 65 35 National State 70 155 31 69 69 169 29 71 Unit Banks Banks Operating Branches 219 6 97 3 214 24 90 10 225 26 251 90 10 100 238 90 328 73 27 100 74 125 37 63 129 180 42 58 Total Par — Non-p ar 130 61 68 32 259 42 86 14 National State 62 137 31 69 119 190 39 61 193 Unit Banks 6 Banks Operating Branches 3/ 97 3 296 13 96 4 97 3 100 309 14 323 96 4 100 Bank Offices Banks Branches Total Florida Banks Member of Federal Reserve System Non-member Bank Offices Banks Branches Total https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 199 6 205 2 TABLE I (Continued) 1950 Number 1960 Percent Az of total Number Percent — of total Georgia Banks Member of Federal Reserve System Non-member 66 331 17 83 67 354 16 84 Total Par Non-par 113 284 28 72 140 281 33 67 National State 51 346 13 87 53 368 13 87 Unit Banks Banks Operating Branches 378 19 95 5 394 27 94 6 397 42 439 90 10 100 421 106 527 80 20 100 47 118 28 72 53 137 28 72 Total Par Non -par 61 104 37 63 82 108 43 57 National State 36 129 22 78 42 148 22 78 Unit Banks Banks Operating Branches 126 39 76 24 126 64 66 34 165 77 242 68 32 100 190 176 366 52 48 100 Bank Offices Banks Branches Total Louisiana Banks Member of Federal Reserve System Non-member Bank Offices Banks Branches Total https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 3 TABLE I (Continued) Number 1250 Percent—' of total 1960 Number Percent •=•' of total Mississippi Banks Member of Federal Reserve System Non-member 31 170 15 85 35 158 18 82 Total Par Non-p ar (non-member) 40 161 20 80 54 139 28 72 National State 24 177 12 88 27 166 14 86 Unit Banks Banks Operating Branches 164 37 82 18 124 69 64 36 201 68 269 75 25 100 193 136 329 59 41 100 82 215 28 72 83 214 28 72 Total Par U Non-par (non-member) 204 91 69 31 217 78 74 26 National State 72 225 24 76 75 222 25 75 Unit Banks Banks Operating Branches 264 33 89 11 222 75 75 25 297 98 395 75 25 100 297 216 513 58 42 100 Bank Offices Banks Branches Total Tennessee Banks Member of Federal Reserve System Non-member Bank Offices Banks Branches Total https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 4 TABLE I (Continued) 1950 Number 1960 Percent 1/ of total Percent V Number of total Six States Banka Member of Federal Reserve System Non-member 393 1091 26 74 460 1188 28 72 677 797 46 54 907 731 55 45 National State 315 1169 21 79 385 1263 23 77 Unit Banks Banks Operating Branches 1344 140 91 9 1376 272 83 17 1484 317 1801 82 18 100 1648 738 2386 69 31 100 Total Par i/ Non- par (non-member) Bank Offices Bank 8 Branches Total Source: Federal Deposit Insurance Corporation, Annual Reports \J Class of bank is given as percent of total number of banks; banks and branches are given as percent of total number of offices. 2/ Excludes banks and trust companies on which no checks are drawn, 3./ Branches are those at military bases;otherwise banks in Florida are legally prohibited from operating branches https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 5 TABLE II POPULATION ANO INCOME DENSITY OF BANK OFFICES (BANKS PLUS BRANCHES) SIXTH DISTRICT STATES - 1950 and 1960 Number of Bank Offices per 100,000 population Number of Bank Offices per $100 million of personal income 1950 1960 1950 1960 Alabama 8.2 10.0 9.4 6.8 Florida 7.4 6.5 5.6 3.3 Georgia 12.7 13.4 12.5 8.3 9.0 11.2 8.2 6.7 Mississippi 12.3 15.1 16.9 12.9 Tennessee 12.0 14.4 12.0 9.3 Six States 10.3 11.3 10.2 6.9 Louisiana Source: See Table I https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis TABLE III CHANGES IN BANKS AND BRANCHES-, 1950 - 1960 IN COUNTIES OF POPULATION INCREASE AND DECREASE, SIXTH DISTRICT STATES ____________ Georgia Counties of Counties of Population Population Increase Decrease Total 62 32 57 97 13 — 159 45 57 1 6 5 — 10 6 15 2 4 — 4 Alabama _____ Florida_____________________________ _____________ Counties of Counties of Counties of Counties of Population Population Population Population Decrease Total Increase Increase Decrease Total No. of Counties New banks New branches Banks converted into branches Banks Liquidated^' Branches discontinued Net change in _ , bank offices^7 67 23 49 54 109 — 13 9 2 9 2 — 1 — 2 2 2 68 + 106 43 6 1 24 17 48 + 61 + 7 Louisiana Counties of Counties of Population Population Increase Decrease No. of Counties New banks New branches Banks converted into branches Banks Liquidated” Branches discontinued Net change in bank offices —' https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis + Total 67 109 — — + 106 Mississippi Counties of Counties of Population Population Increase Decrease Total + 80 + 3 Tennessee Counties of Counties of Population Population Increase Decrease + 83 Total 45 22 88 19 4 2 64 26 90 21 — 23 61 5 29 82 5 52 37 7 93 58 1 7 95 8 100 3 — — — 3 — 1 1 6 4 7 5 6 1 2 1 8 2 4 — 4 2 — 2 6 — 6 6 + 112 7 + 100 + 106 + + 20 + 30 + 50 + 93 + O' TABLE III (Continued) Six States No. of Counties No. of Counties Population Increase Population Decrease No. of Counties New banks New branches Banks converted into branches Banks Liquidated — Branches discontinued Net change in bank offices Total 243 187 309 291 29 39 534 216 348 25 10 20 8 15 — 33 25 20 53 + 519 + 466 + Source: Board of Governors, Federal Reserve System 1/ Branches here do not include facilities at military or other U. S. Government establishments. 2/ Excludes banks converted into branches. 3/ Figures differ from changes derived from Table I, chiefly because facilities at military establishments are excluded. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis TABLE IV CHANGE IN TOTAL DEPOSITS OF ALL INSURED BANKS CLASSIFIED WITHIN COUNTIES OF VARYING POPULATION CHANGE 1950 and 1960 ALABAMA Percent Change in County Pop. 1950 - 1960 Total Deposits Thousands of dollars Percent Dec. 1950 Dec. 1960 Change Demand Deposits Time Deposits Thousands of dollars Percent Thousands of dollars Percent Dec. 1950 Dec. 1960 Change Dec. 1950 Dec. 1960 Change 50 or more 27 384 50 692 + 85.1 17 953 32 128 + 79.0 5 125 12 514 + 144.2 20 to + 49 331 376 494 261 + 49.2 181 614 254 939 + 40.4 77 144 158 480 + 105.4 10 to + 19 505 249 775 646 + 53.5 313 125 456 384 + 45.8 94 022 181 959 + to + 9 165 433 280 089 + 69.3 101 443 133 549 + 31.6 36 300 95 261 + 162.4 1 to - 10 90 647 152 789 + 68.6 62 837 80 777 + 28.6 16 606 50 048 + 201.4 11 or more 151 223 233 090 + 54.1 106 251 115 421 + 8.6 24 233 80 248 + 231.2 1 271 312 1 986 567 + 56.3 783 223 1 073 198 + 37.0 253 430 578 510 + 128.3 + 116.3 311 459 1 075 715 + 245.4 Total 93.5 FLORIDA + 50 or more 1 824 937 4 297 620 + 135.5 1 120 438 2 423 888 + 20 to + 49 120 361 244 787 + 103.4 63 237 124 107 + 96.3 26 223 65 989 + 151.6 + 10 to + 19 21 249 38 654 + 81.9 11 718 17 624 + 50.4 6 722 15 356 + 128.4 0 to + 9 18 836 31 313 + 66.2 12 112 15 221 + 25.7 3 664 10 213 + 178.7 - 1 to - 10 10 782 18 927 + 75.5 6 542 9 093 + 39.0 2 020 5 353 + 165.0 12 159 20 679 + 70.1 6 466 8 824 + 36.5 3 271 7 403 + 126.3 2 008 324 4 651 980 +131.6 1 220 513 2 598 757 + 112.9 353 359 1 180 029 + 233.9 11 or more Total https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis oo TABLE IV (Continued) GEORGIA Percent Change in County Pop 1950 - 1960 Total Deposits Thousands of dollars Percent Dec. 1950 Dec. 1960 Change Demand Deposits Thousands of dollars Percent Dec. 1950 Dec. 1960 Change Tim#4 Deposits Thousands of dollars Percent Dec. 1950 Dec. 1960 Change + 50 or more 90 240 166 143 + 84.1 55 293 95 641 + 73.0 23 008 49 297 + 114.3 ♦ 20 to + 49 429 696 633 094 + 47.3 259 418 340 197 + 31.1 96 075 197 099 + 105.2 + 10 to + 19 867 908 1 379 819 + 59.0 488 888 745 433 + 52.5 124 807 241 283 + 0 to + 9 122 -845 194 772 + 58.6 84 899 105 145 + 23.8 20 910 60 882 + 191.2 - 1 to - 10 170 940 262 515 + 53.6 120 713 139 330 + 15.4 28 668 88 898 + 210.1 - 11 or more 97 917 145 095 + 48.2 69 225 68 917 - 0.4 17 533 53 894 + 207.4 1 779 546 2 781 438 + 56.3 1 078 436 1 494 663 + 38.6 311 001 691 353 + 122.3 Total LOUISIANA 104 189 + 109.7 16 175 48 563 + 200.2 75.7 175 207 295 338 + 68.6 57 345 133 348 + 132.5 + 30.2 426 563 565 340 + 32.5 123 419 250 482 + 103.0 157 092 + 48.3 79 678 96 851 + 21.6 9 852 32 427 + 229.1 29 808 + 57.4 9 827 11 664 + 18.7 4 960 12 521 + 152.4 — — — — — — 44.9 211 751 477 341 + 125.4 81 935 213 107 + 160.1 + 20 to + 49 349 021 613 274 + + 10 to + 19 840 173 1 093 645 0 to + 9 105 931 18 941 - 11 or more Total — 1 396 001 kf 49 674 + 50 or more - 1 to - 10 93.3 — 2 106 926 + 50.9 740 949 — 1 073 382 + 1/ District portion only https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis vo TABLE IV (Continued) SIXTH DISTRICT Percent Change in County Pop. 1950 - 1960 Total Deposits___________ Thousands of dollars Percent Dec. 1950 Dec. 1960 Change + 50 or more 2 024 496 4 727 562 + 133.5 + 20 to + 49 1 763 083 2 847 852 + + 10 to + 19 2 689 252 3 938 570 0 to + 9 675 097 1 092 964 -1 to - 10 458 947 - 11 or more 605 534 Total https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ________ Demand Deposits________ Thousands of dollars Percent Dec. 1950 Dec. 1960 Change 1 243 358 2 655 846 + 113.6 61.5 935 986 1 410 620 + 50.7 46.5 1 479 326 2 087 728 + 41.1 + 61.9 427 763 544 997 + 751 376 j. 63.7 299 886 369 342 972 510 + 60.6 360 826 8 216 409 14 330 834 + 74.4 4 747 145 ________ Time Deposits___________ Thousands of dollars Percent Dec. 1950 Dec. 1960 Change 1 186 089 + 233.4 794 104 + 111.7 457 921 885 975 + 27.4 145 092 371 037 + 155.7 + 23.2 96 891 277 056 + 185.9 456 969 + 26.6 112 392 289 222 + 157.3 7 525 502 + 58.5 1 543 107 3 803 483 + 146.5 355 767 375 044 93.5 TABLE V SIZE DISTRIBUTION OF ALL COMMERCIAL BANKS IN SIXTH DISTRICT STATES 1950 and 1960 DeDosit size of Alabama 7. bank-mils.of dols. No. Dist. 1950 Less than 1 1-2 2-5 5-10 10-25 25-50 50 - 100 100 - 250 250 or more Total Florida % Ko. Dist. Georgia 7. No. Dist. Louisiana— Mississippi — Tennessee —' 7. 7. No. Dist. No. Dist. No. Dist. District 7. No. Dist 59 77 56 10 14 1 4 1 0 222 26 35 25 4 6 1 2 1 0 100 21 33 49 37 26 7 5 3 0 i5i 12 18 27 20 14 4 3 2 0 100 132 87 63 22 11 3 0 2 2 322 41 27 20 6 3 1 0 1 1 100 8 12 40 14 8 5 0 3 1 91 9 13 44 15 9 6 0 3 1 100 15 25 31 10 5 0 2 0 0 “85 17 29 35 11 6 0 2 0 0 100 52 47 51 19 10 1 3 3 0 188 28 25 27 10 5 1 2 2 0 100 287 281 290 112 74 17 14 12 3 1090 26 26 27 10 7 1 l n 1 100 26 48 102 33 16 6 2 3 1 237 11 20 *6 14 7 2 1 1 1 100 8 28 73 65 85 25 8 5 1 29S 3 9 24 22 28 8 3 2 1 100 58 96 132 47 17 7 1 2 2 362 16 26 36 13 4 2 1 1 1 100 5 7 29 22 11 0 2 0 0 “76 7 9 38 29 14 0 3 0 0 100 4 12 37 12 4 1 0 0 0 70 6 17 53 17 6 1 0 0 0 100 28 31 37 19 9 2 0 0 0 128 22 25 30 15 7 1 0 0 0 100 129 222 410 198 142 41 13 10 4 II89 11 19 35 17 12 3 1 1 1 100 I960 Less than 1 1-2 2-5 5-10 10 - 25 25-50 50 - 100 100 - 250 250 or more Total If District portion only https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis TABLE VI SIZE DISTRIBUTION OF MEMBER BANKS IN DISTRICT STATES 1950 and 1960 Alabama Deposit size of 7. ^nk-mi Is. of dollars No. Dist. Less than 1 1-2 2-5 5-10 10-25 25-50 50-100 100-250 250 or more Total Florida No. Dist. 8 22 3^ 9 13 1 4 1 0 92 9 24 37 10 14 1 4 1 0 100 1 2 13 25 18 7 5 3 0 1 3 18 3^ 24 9 7 4 0 100 4 6 35 23 16 4 2 3 1 9^ 4 7 37 25 17 4 2 3 1 100 2 3 15 23 2 2 13 19 38 15 6 4 1 100 ’Ll 12 Ll Georgia X No. Dist. Louisiana-"' Mississippi- Tennessee""’ X X X No. Dist. No. Dist. No. Dist. 4 16 22 10 7 3 0 2 2 6 24 33 15 11 5 0 3 3 100 0 2 10 6 6 4 0 3 1 32 0 6 31 19 ' 19 13 0 9 3 100 0 2 5 7 3 0 2 0 0 19 6 0 12 11 26 26 12 36 16 5 0 1 11 3 0 3 0 0 100 ‘ “55“ 9 18 38 18 7 2 4 4 0 100 19 56 110 69 52 16 14 12 3 351 5 16 31 20 15 5 4 3 1 100 2 9 31 23 19 8 2 3 3 100 0 0 3 11 10 3 6 2 1 0 0 8 31 28 8 17 5 3 100 0 0 5 5 9 1 0 2 0 22 0 0 23 23 4l 4 0 9 0 100 0 13 28 35 13 1 3 6 1 100 7 24 99 102 103 33 19 18 6 2 6 24 25 25 8 5 4 1 100 “55“ Six- States X No. Dist, I960. Less than 1 1-2 2-5 5-10 10 - 25 25-50 50-100 100 - 250 250 or more Total 1/ District portion only https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 48 19 8 5 1 125* 1 6 20 15 12 5 1 2 2 “54 ^5 0 9 20 25 9 1 2 4 1 71 rar TABLE VII SIZE DISTRIBUTION OF NON-MEMBER BANKS IN DISTRICT STATES 1950 and 1960 Alabama Deposit size of bank-mils.of do'Liars % No. Di st. 1950 Less than 1 1-2 2-5 5-10 10 - 25 25-50 50 - ioo 100 - 250 250 or more Total Florida No. Bist. Georgia 7. No. Dist. rT-- States Louisiana— 'Mississippi— Tennessee — ’-- Six 7c 7. 7. 7. No. Dist. No. Dist. No. Dist. No. Dist. 51 55 22 1 1 0 0 0 0 130 39 42 17 1 1 0 0 0 0 100 20 31 36 12 8 0 0 0 0 107 19 29 3^ 11 7 0 0 0 0 100 128 71 41 12 4 0 0 0 0 25^ 50 28 16 5 1 0 0 0 0 100 8 10 30 8 2 1 0 0 0 59 14 17 51 14 3 1 0 0 0 100 15 23 26 3 2 0 0 0 0 ”69 22 33 38 4 3 0 0 0 0 100 46 35 25 7 5 0 0 0 0 H8 39 30 21 6 4 0 0 0 0 100 268 225 180 43 22 1 0 0 0 739 36 30 24 6 3 1 0 0 0 100 22 42 67 10 0 2 0 0 0 143 15 29 47 7 0 2 0 0 0 100 6 25 57 42 38 6 0 0 0 17^ 3 15 33 24 22 3 0 0 0 100 57 90 112 32 5 2 0 0 0 298 19 30 37 11 2 1 0 0 0 100 5 7 29 22 11 0 2 0 0 7 9 38 29 14 0 3 0 0 100 4 12 37 12 4 1 0 0 0 70 6 17 53 17 6 1 0 0 0 100 28 31 37 19 9 2 0 0 0 128 22 25 29 15 7 2 0 0 0 100 122 207 339 137 67 13 2 0 0 887 14 23 38 15 8 1 1 0 0 100 I960 Less than 1 1-2 2-5 5-10 10 - 25 25 - 50 50 - 100 100 - 250 250 or more Total 1/ District portion only https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 15 TABLE VIII AMOUNT AND PERCENTAGE DISTRIBUTION GF ASSETS OF DISTRICT MEMBER BANKS 1950 and 1960 AT abama______________ Millions of $ 7. Distribution 1960 1950 1950 1960 Loans & Discounts U. S. Govt. Securities Other Securities Reserves, Cash, & Bank Balances All Other Assets Total Assets Loans & Discounts U. S. Govt. Securities Other Securities Reserves, Cash, & Bank Balances All Other Assets Total Assets Georgia 7. Distribution Millions of 8 1960 1950 1950 1960 357.8 789.4 31.5 43.1 364.7 1410.9 22.2 37.0 542.3 1103.2 40.0 48.8 366.6 439.6 32.3 24.0 712.4 1040.9 43.3 27.3 324.5 403.2 23.9 17.8 101.8 181.9 9.0 9.9 103.5 272.9 6.3 7.2 85.1 124.8 6.3 5.5 295.6 389.5 26.0 21.3 442.7 998.6 26.9 26.2 387.1 580.5 28.5 25.6 13.2 1135.0 32.0 1832.4 1.2 100.0 1.7 100.0 22.0 1645.3 89.2 3812.5 1.3 100.0 2.3 100.0 18.0 1357.0 51.3 2262.8 1.3 100.0 2.3 100.0 Louisiana Millions of $ 7. Distribution 1950 1960 1950 1960 Mississippi U 7. Distribution Millions of $ 1950 1960 1950 1960 304.3 722.4 25.9 39.3 73.2 241.2 26.5 42.4 357.4 770.5 33.6 43.6 459.8 497.7 39.1 27.1 78.1 116.6 28.2 20.5 345.4 424.6 32.5 24.1 74.7 123.1 6.3 6.7 39.2 63.7 14.2 11.2 63.1 127.9 5.9 7.2 319.9 461.8 27.2 25.1 82.2 132.4 29.7 23.3 283.5 415.8 26.7 23.6 18.0 33.4 1.5 1.8 3.9 15.2 1.4 2.6 14.1 26.2 1.3 1.5 1176.7 1838.4 100.0 100.0 276.6 569.1 100.0 100.0 1063.5 1/ District portions only https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ______________ Florida______ _ 7. Distribution Millions of $ 1960 1960 1950 1950 Tennessee U 7. Distribution Millions of $ 1950 1960 1950 1960 1765.0 100.0 100.0 TABLE IX AMOUNT AND PERCENTAGE DISTRIBUTION OF MEMBER BANK ASSETS AMONG SIXTH DISTRICT STATES 1950 and 1960 Loans & Discounts_____ U. S. Government Obligations 7. Distribution 7. Distribution Millions of $ Millions of $ 1960 1950 1960 1950 1960 1960 1950 1950 Alabama Florida Georgia Louisiana — Mississippi Tennessee —' Sixth District Other Securities Millions of $ % Distribution 1960 1950 1950 1960 357.8 364.7 542.3 304.3 73.2 357.4 789.4 1410.9 1103.2 722.4 241.2 770.5 17.9 18.2 27.1 15.2 3.7 17.9 15.7 28.0 21.9 14.3 4.8 15.3 366.6 712.4 324.5 459.8 78.1 345.4 439.6 1040.9 403.0 497.7 116.6 424.6 16.0 31.2 14.2 20.1 3.4 15.1 15.0 35.6 13.9 17.0 4.0 14.5 101.8 103.5 85.1 74.7 39.2 63.1 181.9 272.9 124.8 123.1 63.7 127.9 21.8 22.1 18.2 16.0 8.4 13.5 20.3 30.5 14.0 13.8 7.1 14.3 1999.7 5037.6 100.0 100.0 2286.8 2922.4 100.0 100.0 467.4 894.3 100.0 100.0 Reserves . Cash, & Bk. Balances Millions of $ % Distribution 1950 1960 1950 1960 Total Assets All Other Assets Millions of .$ ’I Distribution Millions of $ 7. Distribution 1960 1950 1950 1960 1950 1960 1950 IV60 Alabama Florida Georgia Louisiana — Mississippi —' Tennessee —‘ 295.6 442.7 387.1 319.9 82.2 283.5 389.5 998.6 580.5 461.8 132.4 415.8 16.3 24.4 21.4 17.7 4.5 15.7 13.1 33.5 19.5 15.5 4.4 14.0 13.2 22.0 18.0 18.0 3.9 14.1 32.0 89.2 51.3 33.4 15.2 26.2 14.8 24.6 20.2 20.2 4.4 15.8 12.9 36.1 20.7 13.5 6.2 10.6 1135.0 1645.3 1357.0 1176.7 276.6 1063.5 1832.4 3812.5 2262.8 1838.4 569.1 1765.0 17.0 24.7 20.4 17.7 4.2 16.0 15.2 31.6 18.7 15.2 4.7 14.6 Sixth District 1811.0 2978.6 100.0 100.0 89.2 247.3 100.0 100.0 6654.1 12080.2 100.0 100.0 1/ Includes District portion only https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis TABLE X AMOUNT AND PERCENTAGE DISTRIBUTION OF LIABILITIES AMONG DISTRICT MEMBER BANKS 1950 and 1960 Alabama_______________ % Distribution Millions of $ 1960 1950 1960 1950 Deposits Demand Deposits Time Deposits Capital Accounts Borrgs. & other Liabilities Total Liabilities 1/ 92.7 90.3 1540.0. 3467.8 93.6 91.0 1263.9 2017.9 93.1 89.2 837.3 1198.2 73.8 65.4 1294.1 2568.4 78.7 67.4 1077.1 1588.5 79.4 70.2 214.2 456.5 18.9 24.9 245.9 899.4 14.9 23.6 186.8 429.4 13.7 19.0 74.0 148.2 6.5 8.1 97.2 289.6 5.9 7.6 82.4 191.1 6.1 8.4 9.5 29.5 .8 1.6 8.1 55.1 .5 1.4 10.7 53.8 .8 2.4 1135.0 1832.4 100.0 100.0 1645.3 3812.5 100.0 100.0 1357.0 2262.8 100.0 100.0 . .1/ Mississippi— % Distribution Millions of $ 1950 1960 1950 1960 Tennessee —' 7. Distribution Millions of $ 1960 1950 1960 1950 1108.3 1679.5 94.2 91.4 259.7 519.2 93.9 91.2 993.7 1611.5 93.4 91.3 935.3 1296.4 79.5 70.5 208.6 404.2 75.4 71.0 750.1 1105.1 70.5 62.6 172.8 383.1 14.7 20.9 51.1 115.0 18.5 20.2 243.6 506.4 22.9 28.7 58.1 139.8 4.9 7.6 15.3 42.9 5.5 7.6 63.5 123.2 6.0 7.0 10.3 19.1 .9 1.0 1.6 7.0 .6 1.2 6.3 30.3 .6 1.7 1176.7 1838.4 100.0 100.0 276.6 569.1 100.0 100.0 1063.5 1765.0 100.0 100.0 Includes District portion only https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis _____________ Georgia 7. Distribution Millions of $ 1950 1960 1950 1960 1051.5 1654.7 Louisiana — 7. Distribution Millions of $ 1950 1960 1950 1960 Deposits Demand Deposits Time Deposits Capital Accounts Borrgs. & other Liabilities Total Liabilities ____________ Florida____________ Millions of '$ 7. Distribution 1960 i960 1950 1950 TABLE XI AMOUNT AND PERCENTAGE DISTRIBUTION OF MEMBER BANK LIABILITIES AMONG SIXTH DISTRICT STATES 1950 and 1960 Demand Deposits Time Deposits Tntal Deposits % Distribution Millions of $7. Distribution Millions of $ 7. Distribution Millions or $1960 1960 1950 1960 1960 1960 1960 1950 1950 1950 1950 1950 Alabama Florida Georgia Louisiana ~ Mississippi y Tennessee — 1051.5 1540.0 1263.9 1108.3 259.7 993.7 1654.7 3467.8 2017.9 1679.5 519.2 1611.5 16.9 24.8 20.3 17.8 4.2 16.0 15.1 31.8 18.4 15.3 4.7 14.7 837.3 1294.1 1077.1 935.5 208.6 750.1 1198.2 2568.4 1588.5 1296.4 404.2 1105.1 16.4 25.4 21.1 18.3 4.1 14.7 14.7 31.4 19.5 15.9 5.0 13.5 214.2 245.9 186.8 172.8 51.1 243.6 456.5 899.4 429.4 383.1 115.0 506.4 19.2 22.1 16.8 15.5 4.6 21.8 16.4 32.2 15.4 13.7 4.1 18.2 Sixth District 6217.1 10950.6 100.0 100.0 5102.7 8160.8 100.0 100.0 1114.4 2789.8 100.0 100.0 Borrowings & Other Liabilities 7„ Distribution Millions of $1960 1950 1960 .1950 Total Liabilities Capital Accounts 7. Distribution Millions of. $ 7o DistriPution Millions of_S_ 1960 1960 1950 1960 1950 1950 1950 1960 Alabama Florida Georgia Louisiana Mississippi —' Tennessee "k! 9.5 8.1 10.7 10.3 1.6 6.3 29.5 55.1 53.8 19.1 7.0 30.3 20.4 17.4 23.0 22.2 3.4 13.5 15.1 28.3 27.6 9.8 3.6 15.6 74.0 97.2 82.4 58.1 15.3 63.5 148.2 289.6 191.1 139.8 42.9 123.2 18.9 24.9 21.1 14.9 3.9 16.3 15.9 31.0 20.4 15.0 4.5 13.2 1135.0 1645.3 1357.0 1176.7 276.6 1063.5 1832.4 3812.5 2262.8 1838.4 569.1 1765.0 Sixth District 46.5 194.8 100.0 100.0 390.5 934.8 100.0 100.0 6654.1 12080.2 1/ 17.0 24.7 20.4 17.7 4.2 16.0 15.2 31.6 18.7 15.2 4.7 14.6 100.0 100.0 Includes District portions only https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 00 19 TABLE XII AVERAGE OPERATING RATIOS OF MEMBER BANKS IN THE SIXTH FEDERAL RESERVE DISTRICT IN 1950 and 1960 All District Member Banks 1960 1950 SUMMARY RATIOS: Percentage of total capital accounts: Net current earnings before income taxes Profits before income taxes Net profits Cash dividends declared Percentage of total assets: Total earnings Net current earnings before income taxes Net profits SOURCE AND DISPOSITION OF EARNINGS Percentage of total earnings: Interest on U. S. Govt, securities Interest and dividends on other securities Earnings on loans Service charges on deposit accounts Trust department earnings A' Other current earnings Total earnings Salaries and wages Interest on time deposits U Other current expenses Total expenses Net current earnings before income taxes Net losses (or recoveries and profits +) — Net increase (or net decrease +) in valuation reserves Taxes on net income Net profits RATES OF RETURN ON SECURITIES & LOANS: Return on securities: Interest on U. S. Govt, securities Interest and dividends on other securities Net losses (or recoveries and profits +) on total securities dJ Return on loans: Earnings on loans Net losses (or net recoveries +) on loans U https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 16.9 14.8 10.6 3.1 16.7 14.5 10.6 3.2 4.55 1.36 .86 3.05 n.a. dJ .75 21.9 6.0 57.5 6.9 n.a. SJ 7.7 100.0 30.7 n.a. 5/ 30.8 61.5 38.5 - 4.4 21.7 6.9 59.2 7.3 2.6 4.9 100.0 28.3 18.0 41.6 69.9 30.1 .9 JZ 2.5 7.5 19.2 n.a.* 9.0 25.1 3.39 3.09 1.7 2.7 n.a .5/ - 6.0 .2 + .21 6.91 .22 20 TABLE XII (Continued) DISTRIBUTION OF ASSETS: Percentage of total assets: U. S. Govt, securities Other securities Loans Cash assets Real-estate assets All other assets Total assets OTHER RATIOS: Total capital accounts to: Total assets Total assets less Governments securities and cash assets Total deposits Time deposits to total deposits A/ Interest on time deposits to time deposits T7 Banks with none were excluded current earnings" 2/ Banks with none were excluded current expenses" 3/ Includes recoveries or losses 4/ Banks with none were excluded 5J Not available https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 1950 1960 35.9 7.6 30.1 25.4 .8 .2 100.0 28.0 10.3 39.2 20.5 1.7 .3 100.0 7.3 8.4 20.8 8.0 23.7 1.0 16.8 9.3 33.0 2.63 in computing this average. Ratio included in ''Other in computing this average. Ratio included in "Other applied to either earnings or valuation reserves. in computing this average.