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tatistics on •=% on DSLHU Historical A Statistical History of the United Banking States Industry Published August 1997 FDI€ The Federal Deposit Insurance Corporation Division of Research and Statistics Volume I INTRODUCTION This publication is intended to be a reference and source document for those interested in banking history and in performing analyses on major trends in banking. It contains both structure and financial data on insured banks from the Federal Deposit Insurance Corporation's inception in 1934 to the present. Its primary goal is to provide comprehensive industry data about FDIC-insured depository institutions. A similar publication, Statistics on Banking, is published annually and provides detailed data on bank industry condition and performance during a calendar year. Users are invited to submit, in writing, comments and content suggestions for future editions. Comments and questions should be addressed t o : FDIC Division of Research & Statistics 5 5 0 17th Street, N.W. Washington, D.C. 2 0 4 2 9 Requests for copies of this publication should be addressed t o : FDIC Office of Corporate Communications 5 5 0 17th Street N.W. Washington, D.C. 2 0 4 2 9 CONTENTS The publication consists of several distinct components: Volume I, Section A - Insured Commercial Banks, National Level Information Section B - Insured Savings Institutions, National Level Information Section C - BIF Closings and Assistance Transactions Volume I - Section D - SAIF/FSLIC Closings and Assistance Transactions Volume II - Section E - Insured Commercial Banks, State Level Data Volume III - Section E, continued Section F - Insured Savings Institutions, State Level Information All volumes are available through the Office of Communications. Corporate INTERNET AVAILABILITY All data contained in Volumes I, II and III are available directly through Internet via the World Wide Web at w w w . f d i c . g o v . Explanatory notes are provided at the end of Volume I. The notes are also applicable to each state table (in Volumes II and III) w i t h the corresponding title and table number. FDIC-INSURED INSTITUTIONS The category of FDIC-insured commercial banks includes all commercial banks insured by the Federal Deposit Insurance Corporation (FDIC) through the Bank Insurance Fund (BIF). It also includes all commercial banks insured by the FDIC through the Savings Association Insurance Fund (SAIF) that are regulated by and submit financial data to one of the three Federal commercial bank regulators (Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation or Office of the Comptroller of the Currency). The category of FDIC-insured savings institutions includes all institutions insured by either the FDIC Bank Insurance Fund (BIF) or the FDIC Savings Association Fund (SAIF) operating under state or federal banking codes applicable to thrift FDIC Division of Research and Statistics institutions. Data on savings institutions that have been placed in Resolution Trust Corporation conservatorship are not aggregated w i t h other savings institutions, since they do not operate as privately-held entities, and their resolution costs do not accrue to the FDIC. These RTC conservatorship institutions are listed separately as memoranda items where applicable. EXCLUSIONS Data on commercial banks and savings institutions not insured by the FDIC through either the BIF or SAIF are not included in this publication. DATA SOURCES The structure and financial data sources used in the preparation of the publication are: Annual Reports of the Federal Deposit Insurance Corporation, 1934-1996 Statistics on Banking, 1981-1996 Assets and Liabilities, Commercial and Mutual Savings Banks, 1934-1982 Bank Operating Statistics, 1968-1982 FDIC Financial Time Series Data Base, 1984-1996 The primary sources of financial data for the publications listed above are the Reports of Income and Condition submitted by insured institutions to the Federal commercial bank regulators and the Thrift Financial Reports submitted by BIF insured, FDIC regulated savings banks to the Office of Thrift Supervision. METHODOLOGY In order to provide the most recent and accurate data, all financial data at both the national and state levels from 1984 to the present have been obtained from the FDIC's Financial Time Series data base. The data in the data base reflects revisions and amendments made subsequent to publication in the hard copy sources. All other data has been obtained from the other four sources listed above. When using published data, both structure and financial values were obtained from the latest edition reflecting the data for a particular year. For example, the 1965 Annual Report w a s the source for much of the 1957 data that appear in the publication. Since not all data, particularly at the state level, were revised and republished in later editions of the sources, multiple sources for the same year had to be used. The effect of using t w o sources occasionally results in differences in aggregate values for the data. These differences are not considered significant for the intended use and purpose of the publication. COMPARABILITY OF DATA Reporting requirements and instructions have changed considerably over the period covered by this publication. Where possible, adjustments have been made to account for these differences to make the values adhere as closely as possible to current requirements and instructions. The notes accompanying the tables are an integral part of the publication and provide information on adjustments made to source data and on reporting differences over time. LEVEL OF CONSOLIDATION Structure data are based on information contained in the FDIC financial institution structure data base and subsequently published in the above publications. All data from 1934 to 1973 represent a consolidation of all domestic operations of the institutions and, where available, FDIC Division of Research and Statistics operations in what is designated "Other Areas" in source publications. "Other areas" are represented by Guam, Puerto Rico, Virgin Islands, and all other U.S. Territories and possessions. With some exceptions, primarily at the state level, all financial data from 1974 to the present represent the consolidation of domestic and foreign operations, including operations in "other areas". VALIDATION Every attempt has been made to assure the accuracy and integrity of the data contained in the publication. Any inconsistency brought to our attention will be investigated and corrected or explained in future editions. This publication is a product of the Bank Statistics Branch, Division of Research and Statistics, Federal Deposit Insurance Corporation, Washington, D.C. 20429 FDIC Division of Research and Statistics VOLUME I TABLE OF CONTENTS SECTION A - INSURED COMMERCIAL BANKS, NATIONAL LEVEL INFORMATION CB-1 Number of Insured Commercial Banks, Branches and Total Offices at Year End, 1934-1996 A-l CB-2 Changes in Number of Insured Commercial Banks, 1935-1996 CB-3 Number of Unit Banks and Banks with Branches at Year End, 1934-1996 CB-4 Income, Expense and Net Income of Insured Commercial Banks, 1934-1996 A-5 CB-5 Interest Income of Insured Commercial Banks, 1934-1996 A-7 CB-6 Interest Expense of Insured Commercial Banks, 1934-1996 A-9 CB-7 Noninterest Income and Noninterest Expense of Insured Commercial Banks, 1934-1996 CBS Charge-offs and Recoveries on Loans & Leases, Cash Dividends Declared and Number of Employees (Year End) A-2 A-4 A-l I Insured Commercial Banks, 1934-1996 A-l3 CB-9 Assets of Insured Commercial Banks at Year End, 1934-1996 A-15 CB-10 Investment Securities of Insured Commercial Banks at Year End, 1934-1996 A-17 CB-11 Loans and Leases of Insured Commercial Banks at Year End, 1934-1996 A-l9 CB-12 Real Estate Loans of Insured Commercial Banks at Year End, 1934-1996 A-21 CB-13 Loans to Individuals of Insured Commercial Banks at Year End, 1934-1996 A-23 CB-14 Liabilities of Insured Commercial Banks at Year End, 1934-1996 A-24 CB-15 Deposits of Insured Commercial Banks at Year End, 1934-1996 A-26 CB-16 Interest Bearing Assets and Liabilities of Insured Commercial Banks at Year End, 1934-1996 A-28 CB-17 Deposits in Foreign Offices and Past Due and Nonaccrual Loans and Leases of Insured A-30 Commercial Banks at Year End, 1974-1996 CB-4A-ST Net Income of Insured Commercial Banks and Trust Companies, by State, 1950-1996 A-31 CB-9A-ST Assets of Insured Commercial Banks and Trust Companies, by State, 1934-1996 A-41 CB-11AST Net Loans and Leases of Insured Commercial Banks and Trust Companies, by State, 1934-1996 A-55 CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies, by State, 1934-1996 A-69 CB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies, by State, 1934-1996 A-83 Notes to CB-1 through CB-17 SECTIONB - INSURED SAVINGS INSTITUTIONS, NATIONAL LEVEL INFORMATION SI-1 Number of FDIC-Insured Savings Institutions at Year End, 1984-1996 B-l SI-2 Changes in Number of FDIC-Insured Savings Institutions, Calendar Years 1984-1996 B-2 SI-3 Number of FDIC-Insured Savings Institutions by Charter Type, at Year End, (includes by State), 1984-1996 B-3 SI-4 Number of FDIC-Insured Savings Institutions Offices, at Year End, 1984-1996 B-9 SI-5 Number of FDIC-Insured Savings Institutions with Branches at Year End, 1984-1996 B-10 SI-6 Number of FDIC-Insured Savings Institutions Offices by Charter Type, at Year End (includes by State), 1984-1996 SI-7 Income, Expense and Net Income of FDIC-Insured Savings Institutions, Calendar Years 1984-1996 B-l 7 SI-8 Interest Income of FDIC-Insured Savings Institutions, Calendar Years 1984-1996 B-l 8 SI-9 Interest Expense of FDIC-Insured Savings Institutions, Calendar Years 1984-1996 B-19 SI-10 Noninterest Income and Noninterest Expense of FDIC-Insured Savings Institutions, Calendar Years 1984-1996 B-20 B-ll SI-11 Charge-Offs and Recoveries on Loans and Leases, Cash Dividends Declared and Number of Employees (Year End), FDIC-Insured Savings Institutions, Calendar Years 1984-1996 B-21 SI-12 Assets of FDIC-Insured Savings Institutions at Year End, 1984-1996 B-22 SI-13 Securities of FDIC-Insured Savings Institutions at Year End, 1984-1996 B-23 SI-14 Loans and Leases of FDIC-Insured Savings Institutions at Year End, 1984-1996 B-24 SI-15 Real Estate Loans of FDIC-Insured Savings Institutions at Year End, 1984-1996 B-25 SI-16 Loans to Individuals of FDIC-Insured Savings Institutions at Year End, 1984-1996 B-26 SI-17 Liabilities and Capital of FDIC-Insured Savings Institutions at Year End, 1984-1996 B-27 SI-18 Deposits of FDIC-Insured Savings Institutions at Year End, 1984-1996 B-28 57-79 Interest Bearing Assets and Liabilities of FDIC-Insured Savings Institutions at Year End, 1984-1996 SI-20 Past Due and Nonaccrual Loans and Leases of FDIC-Insured Savings Institutions at Year End, 1984-1996 Notes to SI-1 through SI-20 B-29 B-30 SECTION C - BANK CLOSINGS AND ASSISTANCE TRANSACTIONS (BIF Insured Institutions) BC-34 BIF Closings and Assistance Transactions -1934 C-l BC-35 BIF Closings and Assistance Transactions -1935 C-2 BC-36 BIF Closings and Assistance Transactions -1936 C-4 BC-37 BIF Closings and Assistance Transactions -1937 C-7 BC-38 BIF Closings and Assistance Transactions -1938 C-10 BC-39 BIF Closings and Assistance Transactions -1939 C-l3 BC-40 BIF Closings and Assistance Transactions -1940 C-15 BC-41 BIF Closings and Assistance Transactions -1941 C-17 BC-42 BIF Closings and Assistance Transactions -1942 C-18 BC-43 BIF Closings and Assistance Transactions -1943 C-19 BC-44 BIF Closings and Assistance Transactions -1944 C-20 BC-45 BIF Closings and Assistance Transactions -1945 C-21 BC-46 BIF Closings and Assistance Transactions -1946 C-22 BC-47 BIF Closings and Assistance Transactions -1947 C-23 BC-48 BIF Closings and Assistance Transactions -1948 C-24 BC-49 BIF Closings and Assistance Transactions -1949 C-25 BC-50 BIF Closings and Assistance Transactions -1950 C-26 BC-51 BIF Closings and Assistance Transactions -1951 C-27 BC-52 BIF Closings and Assistance Transactions -1952 C-28 BC-53 BIF Closings and Assistance Transactions -1953 C-29 BC-54 BIF Closings and Assistance Transactions -1954 C-30 BC-55 BIF Closings and Assistance Transactions -1955 C-31 BC-56 BIF Closings and Assistance Transactions -1956 C-32 BC-57 BIF Closings and Assistance Transactions -1957 C-33 BC-58 BIF Closings and Assistance Transactions -1958 C-34 BC-59 BIF Closings and Assistance Transactions -1959 C-35 BC-60 BIF Closings and Assistance Transactions -1960 C-36 BC-61 BIF Closings and Assistance Transactions -1961 C-37 BC-62 BIF Closings and Assistance Transactions -1962 C-38 BC-63 BIF Closings and Assistance Transactions -1963 C-39 BC-64 BIF Closings and Assistance Transactions -1964 C-40 BC-65 BIF Closings and Assistance Transactions -1965 C-41 BC-66 BIF Closings and Assistance Transactions -1966 C-42 BC-67 BIF Closings and Assistance Transactions -1967 C-43 BC-68 BIF Closings and Assistance Transactions -1968 C-44 BC-69 BIF Closings and Assistance Transactions -1969 C-45 BC-70 BIF Closings and Assistance Transactions - 7970 C-46 BC-71 BIF Closings and Assistance Transactions -1971 C-47 BC-72 BIF Closings and Assistance Transactions -1972 C-48 BC-73 BIF Closings and Assistance Transactions -1973 C-49 BC-74 BIF Closings and Assistance Transactions -1974 C-50 BC-75 BIF Closings and Assistance Transactions -1975 C-51 BC-76 BIF Closings and Assistance Transactions -1976 C-52 BC-77 BIF Closings and Assistance Transactions -1977 C-53 BC-78 BIF Closings and Assistance Transactions -1978 C-54 BC-79 BIF Closings and Assistance Transactions -1979 C-55 BC-80 BIF Closings and Assistance Transactions -1980 C-56 BC-81 BIF Closings and Assistance Transactions -1981 C-57 BC-82 BIF Closings and Assistance Transactions -1982 C-58 BC-83 BIF Closings and Assistance Transactions -1983 C-60 BC-84 BIF Closings and Assistance Transactions -1984 C-62 BC-85 BIF Closings and Assistance Transactions -1985 C-65 BC-86 BIF Closings and Assistance Transactions -1986 C-69 BC-87 BIF Closings and Assistance Transactions -1987 C-74 QC-88 BIF Closings and Assistance Transactions -1988 C-81 BC-89 BIF Closings and Assistance Transactions -1989 C-88 BC-90 BIF Closings and Assistance Transactions -1990 C-95 BC-91 BIF Closings and Assistance Transactions -1991 C-101 BC-92 BIF Closings and Assistance Transactions -1992 C-106 BC-93 BIF Closings and Assistance Transactions -1993 C-110 BC-94 BIF Closings and Assistance Transactions -1994 C-113 BC-95 BIF Closings and Assistance Transactions -1995 C-114 BC-96 BIF Closings and Assistance Transactions -1996 C-115 BIF Closings Key C-116 SECTION D - SAIF/FSLIC CLOSINGS AND ASSISTANCE TRANSACTIONS SAIF/FSLIC Closings and Assistance Transactions - Transaction Type Codes and Classification Type Codes SC-84 SAIF/FSLIC Closings and Assistance Transactions -1984 D-l SC-85 SAIF/FSLIC Closings and Assistance Transactions -1985 D-2 SC-86 SAIF/FSLIC Closings and Assistance Transactions -1986 D-4 SC-87 SAIF/FSLIC Closings and Assistance Transactions -1987 D-6 SC-88 SAIF/FSLIC Closings and Assistance Transactions -1988 D-8 SC-89 SAIF/FSLIC Closings and Assistance Transactions -1989 D-l4 SC-90 SAIF/FSLIC Closings and Assistance Transactions -1990 D-24 SC-91 SAIF/FSLIC Closings and Assistance Transactions -1991 D-31 SC-92 SAIF/FSLIC Closings and Assistance Transactions -1992 D-36 SC-93 SAIF/FSLIC Closings and Assistance Transactions -1993 D-38 SC-94 SAIF/FSLIC Closings and Assistance Transactions -1994 D-39 SC-95 SAIF/FSLIC Closings and Assistance Transactions -1995 D-40 SC-96 SAIF/FSLIC Closings and Assistance Transactions -1996 D-41 SAIF/FSLIC Closings Key VOLUME II SECTION E - COMMERCIAL BANKS, STATE LEVEL INFORMATION (NOTE: Aggregate totals for The United States, Other Areas, and the United States and Other Areas are provided at the end of each state table) CB-l-ST Number of Insured Commercial Banks, Branches and Total Offices at Year End, by State, 1934-1996 CB-2-ST Changes in Number of Insured Commercial Banks, by State, Calendar Years 1966-1996 CB-3-ST Insured Commercial Banks, Number of Unit Banks and Banks with Branches, by State at Year End, 1966-1996 CB-4-ST Income, Expense and Net Income of Insured Commercial Banks, by State, 1966-1996 E-l 78 CB-4A-ST Income, Expense and Net Income of Insured Commercial Banks, by State, 1950-1996 E-238 CB-5-ST Interest Income of Insured Commercial Banks, by State, 1966-1996 E-248 CB-6-ST Interest Expense of Insured Commercial Banks, by State, 1966-1996 E-308 CB-7-ST Noninterest Income and Noninterest Expense of Insured Commercial Banks, by State, 1966-1996 CB-8-ST Charge-offs and Recoveries on Loans & Leases, Cash Dividends Declared and Number of Employees (Year End), by State, 1966-1996 E-l E-60 E-l 19 E-368 E-428 CB-9-ST Assets (Balance Sheet) of Insured Commercial Banks, by State, 1966-1996 E-488 CB-9A-ST Assets (Balance Sheet) of Insured Commercial Banks, by State, 1934-1996 E-548 CB-10-ST Investment Securities of Insured Commercial Banks, by State, 1966-1996 E-562 CB-ll-ST Loans and Leases of Insured Commercial Banks, by State, 1966-1996 CB-11A-ST Net Loans and Leases of Insured Commercial Banks, by State, 1934-1996 E-622 E-682 VOLUME III CB-12-ST Real Estate Loans of Insured Commercial Banks, by State, 1966-1996 E-696 CB-13-ST Loans to Individuals of Insured Commercial Banks, by State, 1966-1996 E-756 CB-14-ST Liabilities of Insured Commercial Banks, by State, 1966-1996 E-786 CB-14A-ST Total Equity Capital of Insured Commercial Banks, by State, 1934-1996 E-846 CB-15-ST E-860 Deposits of Insured Commercial Banks, by State, 1966-1996 CB-15A-ST Total Deposits of Insured Commercial Banks, by State, 1934-1996 CB-16-ST CB-17-ST E-920 Interest Bearing Assets and Liabilities of Insured Commercial Banks by State, 1966-1996 E-934 Deposits in Foreign Offices and Past Due and Nonaccrual Loans & Leases of Insured Commercial Banks, by State, 1984-1996 E-994 SECTION F - INSURED SAVINGS INSTITUTIONS, STATE LEVEL INFORMATION (NOTE: Aggregate totals for The Unites States, Other Areas, and the United States and Other Areas are provided at the end of each state table) SI-7-ST Income, Expense and Net Income of FDIC-Insured Savings Institutions, by State, 1984-1996 SI-8-ST Interest Income of FDIC-Insured Savings Institutions, by State, 1984-1996 F-20 SI-9-ST Interest Expense of FDIC-Insured Savings Institutions, by State, 1984-1996 F-38 SI-10-ST Noninterest Income and Noninterest Expense of FDIC-Insured Savings Institutions, by State, 1984-1996 SI-11ST Charge-Offs and Recoveries on Loans and Leases, Cash Dividends Declared and Number of Employees (Year End) of FDIC-Insured Savings Institutions, by State, 1984-1996 F-74 Assets of FDIC-Insured Savings Institutions at Year End, by State, 1984-1996 F-92 SI-12-ST F-l F-56 SI-13-ST Securities of FDIC-Insured Savings Institutions at Year End, by State, 1984-1996 F-110 SI-14-ST Loans and Leases of FDIC-Insured Savings Institutions at Year End, by State, 1984-1996 F-128 SI-15-ST Real Estate Loans of FDIC-Insured Savings Institutions at Year End, by State, 1984-1996 F-146 SI-16-ST Loans to Individuals of FDIC-Insured Savings Institutions at Year End, by State, 1984-1996 F-164 SI-17-ST Liabilities and Capital of FDIC-Insured Savings Institutions at Year End, by State, 1984-1996 F-182 SI-18-ST Deposits of FDIC-Insured Savings Institutions at Year End, by State, 1984-1996 (Thrift Financial Report filers) SI-19-ST Interest Bearing Assets and Liabilities of FDIC-Insured Savings Institutions at Year End, by State, 1986-1996 SI-20-ST Past Due Loans and Nonaccrual Loans and Leases of FDIC-Insured Savings Institutions at Year End, by State, 1984-1996 F-200 F-218 F-236 Table CB-1 Insured Commercial Banks Number of Banks, Branches and Total Offices at Year End United States, U.S. Territories and Possessions December 31, 1934 - December 31, 1996 Year End 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 A-l Banks 9,530 9,942 10,452 10,960 11,466 11,927 12,347 12,715 13,137 13,723 14,210 14,417 14,496 14,469 14,451 14,414 14,434 14,364 14,391 14,411 14,410 Branches 57,788 56,512 55,145 52,868 51,935 51,969 50,406 48,005 46,381 45,357 44,392 43,293 41,799 40,853 39,783 40,786 38,738 36,791 34,791 33,108 31,344 ] Offices 67,318 66,454 65,597 63,828 63,401 63,896 62,753 60,720 59,518 59,080 58,602 57,710 56,295 55,322 54,234 55,200 53,172 51,155 49,182 47,519 45,754 Year End 1975" 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 Banks 14,384 14,230 13,976 13,733 13,612 13,511 13,473 13,487 13,514 13,538 13,544 13,493 13,291 13,124 13,115 13,126 13,114 13,124 13,165 13,218 13,237 Branches 30,205 28,651 26,673 24,829 23,336 21,839 20,379 19,183 18,079 17,029 15,872 14,699 13,581 12,421 11,436 10,556 9,732 8,955 8,267 7,639 6,965 ] Offices 44,589 42,881 40,649 38,562 36,948 35,350 33,852 32,670 31,593 30,567 29,416 28,192 26,872 25,545 24,551 23,682 22,846 22,079 21,432 20,857 20,2021 Year End 1954" 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 Banks 13,323 13,432 13,439 13,455 13,446 13,436 13,419 13,403 13,359 13,302 13,268 13,274 13,347 13,430 13,442 13,538 13,661 13,797 13,973 14,125 14,146 Branches 6,346 5,855 5,486 5,157 4,832 4,530 4,283 4,096 3,928 3,896 3,875 3,744 3,555 3,517 3,489 3,456 3,412 3,381 3,261 3,112 NA Offices 19,669 19,287 18,925 18,612 18,278 17,966 17,702 17,499 17,287 17,198 17,143 17,018 16,902 16,947 16,931 16,994 17,073 17,178 17,234 17,237 14,146 Table CB-2 Changes in Number of Insured Commercial Banks United States, U.S. Territories and Possessions Calendar Years 1934-1996 ! A-2 Year 1996" 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 Additions 1 New Charters Conversions 146 46 102 41 50 17 59 12 72 1 1 106 35 165 24 192 9 229 3 219 37 257 31 331 45 391 49 361 22 317 8 198 0 205 1 204 3 149 2 157 3 11 6 6 246 5 364 6! 332 1 1 236 4 197 5 178 1 3 115 18 82 19 94 21 99 24 182 , IT] Unassisted Mergers 554" 609 548 481 428 447 393 411 598 543 341 336 330 314 256 210 126 224 165 152 125 84 113 94 118 95 146 138 125 131 121 140 Deletions Failures Mergers 5 6 1 1 35 73 85 141 175 173 136 101 87 62 33 25 5 7 7 5 6 1 3 10 3 3 0 1 2 5 3 0 6 - Paid Ofl 0 0 0 5 25 20 17 31 36 50 40 29 16 12 7 2 3 3 1 0 3 3 0 3 1 5 4 4 0 4 1 5 Othd 45] 38 16 56 18 9 6 6 1 1 14 1 3 3 5 6 0 1 0 0 0 1 0 0 0 0 0 0! 1 0 0 4 1 3J Total Banks 9^30" 9,942 10,452 10,960 11,466 11,927 12,347 12,715 13,137 13,723 14,210 14,417 14,496 14,469 14,451 14,414 14,434 14,364 14,391 14,411 14,410 14,384 14,230 13,976 13,733 13,612 13,511 13,473 13,487 13,514 13,538 13,544 Table CB-2 Changes in Number of Insured Commercial Banks United States, U.S. Territories and Possessions Calendar Years 1934 -1996 Year 1964" 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 A-3 1 Additions New Conversions J Charters 20 323" 39 281 20 167 31 98 27 111 54 102 29 83 22 73 64 107 41 103 32 66 46 59 26 61 34 51 47 58 41 58 34 61 29 99 31 130 21 101 35 56 16 36 21 15 33 37 20 28 18 26 26 22 36 46 52 32 197 45 1,220 740 Unassisted Mergers Deletions Failures Mergers 13T 150 176 135 126 163 146 147 183 221 201 108 93 70 84 73 69 74 88 72 66 76 63 45 72 90 72 150 139 153 335 1 1 2 1 2 2 4 4 2 3 1 1 1 13 6 20 20 22 20 22 - Paid Ofl 7 2 1 5 2 3 1 1 4 1 4 6 6 19 32 48 50 40 26 9 Othei 1 1 1 1 1 3 • 1 6 4 4 3 8 4 7 5 8 7 15 16 29 44 37 25 33 25 42 38 35 84 23_1 Total Banks 13,493 13,291 13,124 13,115 13,126 13,114 13,124 13,165 13,218 13,237 13,323 13,432 13,439 13,455 13,446 13,436 13,419 13,403 13,359 13,302 13,268 13,274 13,347 13,430 13,442 13,538 13,661 13,797 13,973 14,125 14,146 Table CB-3 Insured Commercial Banks Number of Unit Banks and Banks with Branches at Year End United States, U.S. Territories and Possessions December 31, 1934 - December 31, 1996 Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 A-4 Unit Branching 3,282 6,248 3,499 6,443 3,902 6,550 4,240 6,720 4,647 6,819 5,092 6,835 5,486 6,861 5,865 6,850 6,221 6,916 6,736 6,987 7,207 7,003 7,393 7,024 7,427 7,069 7,434 7,035 7,433 7,018 7,381 7,033 7,592 6,842 7,800 6,564 8,025 6,366 8,378 6,033 8,698 5,712 Total 9,530 9,942 10,452 10,960 11,466 11,927 12,347 12,715 13,137 13,723 14,210 14,417 14,496 14,469 14,451 14,414 14,434 14,364 14,391 14,411 14,410 Year 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 Unit Branching 8,868 5,516 9,068 5,162 9,202 4,774 9,297 4,436 9,416 4,196 9,518 3,993 9,627 3,846 9,773 3,714 9,979 3,535 10,169 3,369 10,352 3,192 10,473 3,020 10,448 2,843 10,455 2,669 10,576 2,539 10,740 2,386 10,886 2,228 11,037 2,087 11,196 1,969 11,356 1,862 11,509 1,728 Total 14,384 14,230 13,976 13,733 13,612 13,511 13,473 13,487 13,514 13,538 13,544 13,493 13,291 13,124 13,115 13,126 13,114 13,124 13,165 13,218 13,237 Yeat 1953 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 Unit Branching 1,631 11,692 1,534 11,898 1,413 12,026 1,339 12,116 1,267 12,179 12,238 1,198 1,132 12,287 1,083 12,320 12,301 1,058 1,092 12,210 1,113 12,155 1,066 12,208 12,373 974 12,485 945 12,509 933 12,625 913 12,762 899 885 12,912 13,119 854 796 13,329 NA NA Total 13,323 13,432 13,439 13,455 13,446 13,436 13,419 13,403 13,359 13,302 13,268 13,274 13,347 13,430 13,442 13,538 13,661 13,797 13,973 14,125 14,146 Table CB-4 Income, Expense and Net Income of Insured Commercial Banks Calendar Years 1934-1996 (Dollar amounts in millions) Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 Number of Banks 9,528 9,940 10,451 10,958 11,462 11,921 12,343 12,709 13,123 13,703 14,199 14,407 14,483 14,469 14,451 14,414 14,434 14,364 14,391 14,411 14,410 14,384 14,230 13,976 13,733 13,612 13,511 13,473 13,487 13,514 13,538 13,544 A-5 Total Interest Income 312,791 302,393 257,828 245,055 255,223 289,214 320,476 317,371 272,277 244,839 237,765 248,220 250,350 217,226 238,315 231,271 176,420 138,901 103,957 82,252 73,033 57,915 61,218 47,034 35,030 31,628 30,513 27,285 22,501 19,152 17,136 14,715 Total Interest Expense 150,011 148,176 111,277 105,742 121,805 167,302 204,952 205,142 165,028 144,953 142,829 157,323 169,084 143,887 169,343 169,840 120,123 87,913 59,383 44,565 39,328 30,240 35,070 24,489 15,603 13,603 12,456 11,532 9,315 7,734 6,628 5,316 Net Interest Income 162,780 154,217 146,551 139,313 133,418 121,912 115,524 112,229 107,249 99,886 94,936 90,898 81,266 73,339 68,972 61,431 56,297 50,988 44,574 37,687 33,705 27,675 26,148 22,545 19,427 18,025 18,057 15,753 13,186 11,418 10,508 9,399 Total Noninterest Income 93,572 82,423 76,276 74,954 65,648 59,739 54,899 50,916 44,953 41,481 35,877 31,054 26,515 23,269 20,176 17,527 14,348 11,381 9,625 8,106 7,631 8,643 6,926 6,000 5,220 4,747 4,202 3,520 2,975 2,626 2,373 2,114 Total Noninterest Expense 160,697 149,727 144,235 139,696 130,965 124,795 115,768 108,121 101,330 97,244 90,250 82,365 73,818 66,910 61,561 53,658 46,662 40,693 35,572 30,925 27,731 23,729 21,546 18,572 16,423 15,191 14,429 12,024 10,140 8,903 8,002 7,298 Provision for Loan & Lease Losses 16,244 12,605 10,963 16,813 26,049 34,314 32,088 31,020 17,163 37,544 22,106 17,774 13,816 10,802 8,342 5,066 4,478 3,785 3,526 3,303 3,691 3,612 2,290 1,264 972 868 703 521 512 434 417 324 Pre-tax Net Operating Income 79,411 74,308 67,629 57,758 42,052 22,542 22,567 24,004 33,709 6,579 18,456 21,813 20,146 18,896 19,245 20,234 19,505 17,891 15,101 11,565 9,914 8,977 9,238 8,709 7,252 6,713 7,127 6,728 5,509 4,707 4,462 3,891 Securities Applicable Gains Income (Losses' Taxes 1,114 28,227 541 26,126 (571) 22,420 3,060 19,852 4,005 14,480 2,972 8,265 481 7,704 801 9,540 279 9,988 1,427 5,404 3,951 5,266 1,565 5,629 (140) 4,721 (21) 4,017 (1,280) 3,037 (1,583) 3,904 (854) 4,658 (650) 4,442 (447) 3,940 142 2,875 312 2,409 37 1,793 (87) 2,084 (27) 2,122 92 1,708 213 1,689 (104) 2,173 (237) 2,164 (457) 1,266 (21) 1,177 (392) 1,030 1,029 (0] Net Extraordinary Items 91 26 (15) 2,070 409 686 647 310 812 201 276 228 218 73 68 56 17 39 45 47 26 34 12 22 20 0) (13) 7 NA NA NA NA Net Income 52,389 48,749 44,623 43,036 31,986 17,935 15,991 15,575 24,812 2,803 17,418 17,977 15,502 14,931 14,996 14,803 14,010 12,838 10,759 8,879 7,843 7,255 7,079 6,582 5,656 5,236 4,837 4,334 3,786 3,509 3,040 2,861 Table CB-4 Income, Expense and Net Income of Insured Commercial Banks Calendar Years 1934-1996 (Dollar amounts in millions) Year 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 Number of Banks 13,493 13,291 13,124 13,115 13,126 13,114 13,124 13,165 13,218 13,237 13,323 13,432 13,439 13,455 13,446 13,436 13,419 13,403 13,359 13,302 13,268 13,274 13,347 13,430 13,442 13,538 13,661 13,797 13,973 14,125 14,146 A-6 Total Interest Income 13,111 11,770 10,570 9,540 9,176 8,247 7,187 6,818 6,126 5,381 4,861 4,660 4,160 3,658 3,249 2,975 2,798 2,541 2,346 2,027 1,788 1,567 1,427 1,357 1,268 1,249 1,237 1,282 1,237 1,191 1,241 Total Interest Expense 4,241 3,574 2,911 2,146 1,874 1,662 1,407 1,193 854 704 630 562 483 399 352 337 325 307 279 248 202 179 190 208 219 234 250 261 273 298 328 Net Interest Income 8,870 8,196 7,659 7,394 7,302 6,585 5,780 5,625 5,272 4,677 4,231 4,098 3,677 3,259 2,897 2,638 2,473 2,234 2,067 1,779 1,586 1,388 1,237 1,149 1,049 1,015 987 1,021 964 893 913 Total Noninterest Income 1,925 1,750 1,660 1,550 1,578 1,456 1,334 1,244 1,122 1,020 931 837 787 755 700 651 642 602 576 578 519 484 420 446 436 423 409 410 505 583 470 Total Noninterest Expense 6,780 6,206 5,746 5,383 5,142 4,853 4,287 4,047 3,725 3,370 3,087 2,902 2,603 2,345 2,120 1,971 1,852 1,687 1,505 1,309 1,199 1,118 1,085 1,102 1,033 992 968 958 950 854 863 Provision for Loan & Lease Losses 251 238 167 190 206 53 61 72 92 49 44 59 35 35 29 59 28 53 (3) (11) (14) (10) 12 33 48 71 94 52 140 237 500 Pre-tax Net Operating Income 3,764 3,502 3,406 3,371 3,532 3,135 2,766 2,750 2,577 2,278 2,031 1,974 1,826 1,634 1,448 1,259 1,235 1,096 1,141 1,059 920 764 560 460 404 375 334 421 379 385 20 Securities Applicable Gains Income (Losses) Taxes (14) 1,148 118 1,227 1,256 198 1,406 409 110 1,384 (698) 884 588 1,271 998 (173) 815 (286) 794 (164) 908 350 786 (117) 695 (64) 559 (27) 428 52 325 35 275 (19) 302 (18) 323 76 299 134 203 19 128 (13) 80 (54) 8 (16) 6 (15) 5 (0) 4 (49) 5 (59) 113 2 (211) NA (377) NA Net Extraordinary Items NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Net Income 2,602 2,393 2,348 2,374 2,257 1,553 2,082 1,578 1,476 1,320 1,473 1,070 1,067 1,047 1,072 968 941 775 894 894 736 623 426 436 383 370 281 357 490 174 (357) Table CB-5 Interest Income of Insured Commercial Banks Calendar Years 1934 -1996 (Dollar amounts in millions) Year T996" 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 A-7 Interest Income on Loans & Leases Loans Loans In In Domestic Foreign All Offices Offices Leases 208,697 25,522 4^TT 200,111 23,349 3,705 163,940 23,153 3,145 150,218 24,942 3,396 157,538 23,388 3,815 185,538 24,206 4,038 203,658 30,749 4,406 201,832 32,142 4,018 170,972 26,906 3,457 154,680 22,736 2,986 148,998 24,161 2,414 151,364 29,884 2,348 147,517 33,623 2,170 128,245 23,724 1,966 136,147 31,049 1,943 128,658 34,846 1,754 126,954 NA 1,371 102,192 NA 1,073 76,182 NA 862 58,991 NA 699 51,645 NA 534 43,380 NA NA 47,126 NA NA 35,373 NA NA 25,645 NA NA 23,079 NA NA 22,969 NA NA 20,728 NA NA 17,121 NA NA 14,647 NA NA 13,286 NA NA 11,205 NA N^ Total 239,130 227,165 190,238 178,556 184,741 213,782 238,813 237,992 201,335 180,401 175,573 183,596 183,309 153,935 169,139 165,258 128,325 103,265 77,044 59,690 52,179 43,380 47,126 35,373 25,645 23,079 22,969 20,728 17,121 14,647 13,286 11,205 Investment Securities 50,710 51,219 48,596 48,887 51,936 52,535 51,126 46,784 42,038 39,416 38,363 37,739 37,136 36,992 33,514 29,452 23,075 18,839 16,518 15,198 14,382 12,242 10,380 9,174 8,358 7,678 6,538 5,745 5,380 4,505 3,849 3,510 Other Interest Income Federal Funds Sold Trading & Securities Account Assets Purchased 8^34" 9£53~ 8,244 9,618 7,533 6,388 6,690 4,745 5,310 5,789 4,670 9,044 5,379 12,462 4,430 12,938 4,926 10,286 3,959 8,938 3,339 9,046 3,343 9,527 2,398 10,582 NA 9,272 NA 11,389 NA 12,269 NA 8,763 NA 6,126 NA 3,682 NA 2,476 NA 1,985 NA 2,295 NA 3,712 NA 2,487 NA 1,027 NA 871 NA 1,006 NA 812 NA NA NA NA NA NA NA NA Balances Due From Depository Institutions 5^63" 6,147 5,074 6,177 7,447 9,182 12,696 15,228 13,692 12,125 11,444 14,014 16,924 17,027 24,274 24,295 16,256 10,670 6,713 4,888 4,487 NA NA NA NA NA NA NA NA NA NA NA Total 73,660 75,228 67,591 66,499 70,482 75,431 81,663 79,380 70,942 64,438 62,192 64,624 67,039 63,291 69,177 66,016 48,094 35,635 26,913 22,562 20,854 14,537 14,092 11,661 9,385 8,549 7,544 6,557 5,380 4,505 3,849 3,510 Total Interest Income 312,790 302,393 257,829 245,055 255,223 289,213 320,476 317,372 272,277 244,840 237,765 248,220 250,349 217,226 238,316 231,274 176,419 138,900 103,957 82,252 73,033 57,917 61,218 47,034 35,030 31,628 30,513 27,285 22,501 19,152 17,135 14,715 Table CB-5 Interest Income of Insured Commercial Banks Calendar Years 1934 -1996 (Dollar amounts in millions) Year I96T 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 A-8 Interest Income on Loans & Leases Loans Loans In In Domestic Foreign All Offices Offices Leases 9J8T NA NA 8,672 NA NA 7,718 NA NA 7,009 NA NA 6,807 NA NA 5,969 NA NA 5,141 NA NA 4,963 NA NA 4,413 NA NA 3,697 NA NA 3,263 NA NA 3,156 NA NA 2,784 NA NA 2,425 NA NJ A 2,008 NA NA 1,760 NA NA! 1,600 NA nA 1,282 NA NA 951 NA NA 727 NA NA 698 NA NA 706 NA NA 817 NA ! NA 848 NA NA 769 NA NA 727 NA NA 705 NA NA 710 NA NA 663 NA NA 643 NA NA 691 NA NA Total 9/785" 8,672 7,718 7,009 6,807 5,969 5,141 4,963 4,413 3,697 3,263 3,156 2,784 2,425 2,008 1,760 1,600 1,282 951 727 698 706 817 848 769 727 705 710 663 643 691 Investment Securities 1326" 3,098 2,852 2,531 2,369 2,278 2,046 1,855 1,713 1,685 1,598 1,505 1,376 1,233 1,241 1,215 1,198 1,259 1,395 1,300 1,090 861 610 509 500 522 532 572 574 548 550 Other Interest Income Federal Funds Sold Trading Account & Securities Assets Purchased NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Balances Due From Depository Institutions NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA1 NA1 NA NA NA NA NA NAJ NA NA NA NA1 NA NA NA1| Total 3^326 3,098 2,852 2,531 2,369 2,278 2,046 1,855 1,713 1,685 1,598 1,505 1,376 1,233 1,241 1,215 1,198 1,259 1,395 1,300 1,090 861 610 509 500 522 532 572 574 548 550 Total Interest Income 13,111 11,770 10,570 9,540 9,176 8,247 7,187 6,818 6,126 5,382 4,861 4,661 4,160 3,658 3,249 2,975 2,798 2,541 2,346 2,027 1,788 1,567 1,427 1,357 1,269 1,249 1,237 1,282 1,237 1,191 1,241 Table CB-6 Interest Expense of Insured Commercial Banks Calendar Years 1934 -1996 (Dollar amounts in millions) j A-9 Year 1996" 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 Interest on Deposits In In Foreign Domestic Offices Offices 24,454 82,947 79,408 25,977 20,135 59,273 20,423 59,171 21,326 76,885 25,168 113,287 34,085 127,439 33,610 123,945 28,448 j 101,048 25,998 89,701 24,484 93,078 30,129 100,683 35,782 104,670 29,022 91,386 41,746 99,994 46,735 92,706 34,941 63,478 24,524 47,364 14,558 35,655 10,216 28,596 8,750 26,254 NA 26,246 NA 27,886 NA 19,833 NA 13,845 NA^ 12,225 NA 10,486 NA 9,793 NA 8,685 NA 7,383 NA^ 6,259 NAj 5,071 Total 107,401 105,385 79,408 79,594 98,211 138,455 161,524 157,555 129,496 115,699 117,562 130,812 140,452 120,408 141,740 139,441 98,419 71,888 50,213 38,812 35,004 26,246 27,886 19,833 13,845 12,225 10,486 9,793 8,685 7,383 6,259 5,071 Federal Funds Purchased & Securities Sold 16,762 18,549 12,594 8,486 9,268 14,325 22,744 24,900 18,657 15,841 15,923 16,623 19,479 16,497 20,724 23,878 16,770 12,356 7,264 4,543 3,312 3,323 5,986 3,899 1,429 1,096 1,401 1,206 NA NA NA NA Other Interest Expense Subordinated Borrowed Notes & Debentures Money 3,543 22,304 21,050 3,192 2,463 16,813 2,164 15,498 12,464 1,862 2,060 12,462 1,765 18,919 1,724 20,963 1,471 15,404 1,417 11,996 1,310 8,034 1,103 8,785 801 8,353 689 6,293 661 6,218 617 5,904 546 4,387 501 3,167 448 1,458 392 818 345 667 294 377 283 916 503 254 115 214 140 142 105 464 101 433 101 529 84 267 67 301 190 56J Total 1 42,609 42,791 31,870 26,148 23,594 28,847 43,428; 47,587 35,532 j 29,253 25,267 26,511 28,633 23,479 27,603 30,399 21,703 16,024 9,170 5,753 4,324 3,994 7,185 4,656 1,758 1,378 1,970 1,740 630 351 368 246 Total Interest^ Expense 150,010 148,176 111,278 105,742 121,805 167,302 204,952 205,142 165,028 144,953 142,829 157,323 169,084 143,887 169,343 169,840 120,122 87,912 59,383 44,565 39,328 30,240 35,071 24,489 15,603 13,603 12,456 11,533 9,315 7,734 6,628 5,3161 Table CB-6 Interest Expense of Insured Commercial Banks Calendar Years 1934 -1996 (Dollar amounts in millions) Year 196T 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 A-10 Interest on Deposits IE In Foreign Domestic Offices Offices NA 4,088 3,464 NA 2,845 NA 2,107 NA 1,785 NA NA 1,580 NA 1,381 NA 1,142 NA 806 NA 678 NA 618 NA 534 NA 458 385 NA^ NA^ 343 NA 328 NA 317 NA 298 NA 269 NA 233 NA 187 NA 164 NA 175 NA 190 201 NA 215 NA 230 NA NA 235 NA 237 NA 262 303 NAJ Total 4,088 3,464 2,845 2,107 1,785 1,580 1,381 1,142 806 678 618 534 458 385 343 328 317 298 269 233 187 164 175 190 201 215 230 235 237 262 303 Federal Funds Purchased & Securities Sold NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Other Interest Expense Subordinated Borrowed Notes & Debentures Money 127 26 107 3 64 2 38 2 87 2 79 2 24 2 50 2 45 2 23 3 9 3 24 3 4 21 10 4 4 4 4 5| 3 5 3 6 2 8 2 12 1 14| 1 14 0 15 0 18 0 17 1 18 1 19 241 1 35 2 3 33 7 is! Totaj 153] no; 66! 40 89 82! 27| 52, 48 26 11 27 25 14 9 9 9 9 H| 14 15 15 15 is! 18! 19! 20! 26i 36 36 2s] Total Interest Expense 4,241 3,574 2,911 2,146 1,874 1,662 1,407 1,193 854 704 630 562 483 399 352 337 325 307 279 248 202 179 190 208 219 234 250 261 273 298 328_ Table CB-7 Noninterest Income and Noninterest Expense of Insured Commercial Banks Calendar Years 1934 -1996 (Dollar amounts in millions) Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 A-ll Noninterest Income Service Charges on Al l Pep Accts Other 16,934 76,638 16,046 66,377 15,336 60,940 14,919 60,035 13,978 51,670 12,814 46,925 11,439 43,460 10,267 40,649 9,434 35,519 8,719 32,762 7,962 27,914 7,374 23,680 6,554 19,960 5,429 17,840 4,594 15,582 3,921 13,606 3,187 11,161 2,529 8,852 2,049 7,576 1,807 6,299 1,635 5,995 1,555 7,088 1,460 5,466 1,327 4,673 1,262 3,958 1,231 3,516 1,178 3,024 1,120 2,401 1,055 1,919 1,640 986 1,458 915 1,271 843 Noninterest Expense Total 93,572 82,423 76,276 74,954 65,648 59,739 54,899 50,916 44,953 41,481 35,877 31,054 26,514 23,269 20,176 17,527 14,348 11,381 9,625 8,106 7,630 8,643 6,926 6,000 5,220 4,747 4,202 3,521 2,974 2,626 2,373 2,114 Employee Salaries & Benefits 67,046 63,441 60,607 58,190 54,802 53,111 51,765 49,166 46,560 45,183 42,920 40,003 36,887 33,877 31,424 28,044 24,673 21,562 18,744 16,346 14,751 12,687 11,585 10,127 9,086 8,397 7,716 6,782 5,856 5,204 4,694 4,288 Occupancy Expenses 20,729 19,619 18,912 18,471 17,886 17,730 17,431 16,593 15,787 15,238 14,497 13,301 11,887 11,180 10,026 8,596 7,354 6,281 5,585 4,980 4,486 3,857 3,413 2,984 2,672 2,428 2,163 1,846 1,601 1,407 1,261 1,143 Al l Other 72,921 66,667 64,716 63,034 58,277 53,953 46,572 42,362 38,983 36,823 32,833 29,061 25,043 21,852 20,111 17,018 14,635 12,849 11,244 9,599 8,494 7,185 6,547 5,460 4,665 4,366 4,549 3,396 2,683 2,292 2,046 1,8671 Total 160,696 149,727 144,235 139,695 130,965 124,794 115,768 108,121 101,330 97,244 90,250 82,365 73,817 66,909 61,561 53,658 46,662 40,692 35,573 30,925 27,731 23,729 21,545 18,571 16,423 15,191 14,428 12,024 10,140 8,903 8,001 7,298 Table CB-7 Noninterest Income and Noninterest Expense of Insured Commercial Banks Calendar Years 1934 - 1996 (Dollar amounts in millions) Year 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 A-12 Noninterest Income Service Charges on Al l Other Pep Accts 1,143 781 1,021 729 681 630 590 532 487 441 385 340 312 271 245 231 212 194 174 148 125 110 107 95 84 NA NA NA NA NA NA NA NA 979 919 988 924 847 803 737 680 619 566 542 525 488 457 469 454 451 468 412 389 335 446 436 423 409 410 Noninterest Expense Total 1,925 1,750 1,660 1,550 1,578 1,456 1,334 1,244 1,122 1,020 583 931 837 787 755 700 651 642 602 576 578 519 484 420 446 436 423 409 410 505 583 470j 470 505! Employee Salaries & Benefits 4,010 3,741 3,493 3,276 2,798 2,577 2,400 2,268 2,093 1,896 1,762 1,652 1,495 1,351 1,202 1,111 1,044 947 831 691 627 582 553 514 485 471 462 452 427 411 402 Occupancy Expenses 1,033 920 824 736 498 444 390 352 316 285 261 233 214 201 188 168 154 146 137 139 139 140 137 168 179 156 155 154 148 119 125 Al l Other 1,738 1,544 1,430 1,371 1,846 1,832 1,496 1,427 1,317 1,189 1,064 1,017 894 793 730 692 653 595 537 479 434 396 396 420 369 365 351 352 375 324 336 Total 6,780 6,206 5,746 5,383 5,142 4,853 4,286 4,047 3,725 3,370 3,087 2,902 2,603 2,345 2,120 1,971 1,852 1,687 1,505 1,309 1,199 1,118 1,085 1,102 1,033 992 968 958 950 854 863_ Table CB-8 Charge-offs and Recoveries on Loans & Leases, Cash Dividends Declared and Number of Employees (Year End) of Insured Commercial Banks Calendar Years 1934 - 1996 (Dollar amounts in millions) Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 A-13 Gross Loan and Lease Charge-offs 21,355 18,202 17,304 23,541 30,798 37,363 33,903 26,912 22,709 20,092 19,652 15,975 12,992 10,568 8,152 5,296 4,876 3,763 3,571 3,611 4,190 3,790 2,418 1,548 1,251 1,405 1,237 698 629 601 546 466 Gross Loan and Lease Recoveries 5,842 6,002 6,056 6,027 5,148 4,496 4,199 4,017 4,093 3,662 3,074 2,726 2,154 2,058 1,594 1,545 1,281 1,199 1,074 814 687 547 461 394 364 317 255 209 219 169 144 142 Nel 1 Loan and Lease Charge-offs 15,513 12,200 11,248 17,514 25,650 32,867 29,7041 22,895 18,616 16,429 16,577 13,249 10,839 8,510 6,558 3,751 3,595 2,564 2,497 2,797 3,503 3,243 1,957 1,154 887 1,087 982 489 410 432 402 324j Cash Dividends Declared (Preferred) in 202 74 67 80 72 95 109 91 91 73 81 64 53 44 30 20 8 4 3 2 2 2 4 4 5 7 7 NA NA NA NA Cash Dividends Declared (Common) 38,653 30,864 28,014 21,966 14,051 14,228 13,775 13,971 13,143 10,575 9,157 8,452 7,563 7,304 6,796 5,809 5,078 4,447 3,718 3,302 3,034 3,030 2,766 2,426 2,192 2,227 2,047 1,769 1,488 1,342 1,240 1,146 Total Cash Dividends Declared 38,770 31,066 28,088 22,033 14,131 14,300 13,870 14,080 13,234 10,666 9,230 8,533 7,627 7,357 6,840 5,839 5,098 4,455 3,722 3,305 3,036 3,032 2,768 2,430 2,196 2,232 2,054 1,776 1,488 1,342 1,240 1,1461 Number 01 Employees^ 1,488,704 1,484,421 1,489,171 1,493,505 1,477,861 1,487,199 1,518,275 1,532,051 1,526,984 1,545,364 1,562,847 1,562,317 1,526,735 1,508,605 1,498,648 1,488,556 1,441,500 1,396,970 1,319,828 1,320,598 1,255,075 1,188,809 1,144,159 1,095,203 1,025,997 980,660 951,867 904,008 866,725 809,554 760,133 732,163 Table CB-8 Charge-offs and Recoveries on Loans & Leases, Cash Dividends Declared and Number of Employees (Year End) of Insured Commercial Banks Calendar Years 1934 - 1996 (Dollar amounts in millions) Year 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 A-14 Gross Loan and Lease Charge-offs 427 353 269 281 300 148 153 144 156 117 119 121 88 86 81 102 79 120 71 56 70 75 81 104 114 136 150 142 250 319 553 Gross Loan and Lease Recoveries 175 115 102 91 94 94 92 72 63 67 74 62 54 51 52 43 51 68 74 67 84 86 69 71 66 66 56 90 111 82 53 Nei Loan and Lease Charge-offs 251 238 167 190 206 53 61 72 92 49 44 59 35 35 29 59 28 53 (3; en; (14: (io: 12 33 48 71 941 52 140 237 500 Cash Dividends Declared (Preferred) NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Cash Dividends Declared (Common) 1,063 990 939 893 830 774 724 676 615 564 514 471 438 415 387 349 327 309 291 263 240 219 213 236 219 214 203 201 189 174 170 Total Cash Dividends Declared 1,063 990 939 893 830 774 724 676 615 564 514 471 438 415 387 349 327 309 291 263 240 219 213 236 219 214 203 201 189 174 170 1 Number ox Employees 702,658 648,967 656,153 633,380 609,807 580,600 552,331 543,815 522,025 493,722 468,792 456,324 435,079 408,767 383,900 365,747 359,624 349,812 334,092 304,394 285,831 280,956 222,398 268,182 253,240 246,325 241,269 241,645 233,411 110,294 235,7961 Table CB-9 Assets of Insured Commercial Banks at Year End December 31,1934 - December 31,1996 (Dollar amounts in millions) Year End 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 Number of Banks 9,528 9,940 10,451 10,958 11,462 11,921 12,343 12,709 13,123 13,703 14,199 14,407 14,483 14,469 14,451 14,414 14,434 14,364 14,391 14,411 14,410 14,384 14,230 13,976 13,733 13,612 13,511 13,473 13,487 13,514 13,538 13,544 A-15 Cash & Due From 335,998 306,522 303,546 272,961 298,077 304,862 318,016 350,234 355,563 358,339 379,331 340,689 323,727 341,850 334,216 327,410 331,909 306,566 274,028 242,953 203,783 189,408 178,307 116,939 111,844 98,691 93,048 89,335 83,266 77,529 68,649 60,437 Investment Securities 800,827 811,070 823,024 836,710 772,939 691,385 604,622 558,639 535,995 520,713 484,865 439,407 385,549 424,295 366,676 337,337 324,058 284,092 269,120 258,125 246,513 226,024 188,892 179,401 178,459 163,681 141,370 122,019 135,202 123,241 104,271 103,651 Total Loans & Leases 2,811,016 2,602,771 2,358,212 2,149,735 2,031,973 2,052,754 2,110,170 2,058,195 1,932,376 1,829,174 1,756,438 1,630,790 1,508,601 1,316,780 1,224,284 1,131,536 1,016,461 944,703 840,935 729,705 633,015 590,218 584,055 459,756 388,902 328,226 298,186 286,752 264,640 237,489 220,306 203,061 Allowance for Loan & Lease Losses 53,621 52,840 52,129 52,756 54,476 55,146 55,532 53,743 46,666 49,890 28,900 23,262 18,705 15,472 13,203 11,415 10,053 9,182 7,956 6,891 6,340 9,004 8,611 7,527 6,624 6,151 5,999 5,886 5,215 4,732 4,337 4,011 Net Loans & Leases 2,757,395 2,549,931 2,306,083 2,096,979 1,977,497 1,997,608 2,054,638 2,004,452 1,885,710 1,779,284 1,727,538 1,607,527 1,489,896 1,301,308 1,211,081 1,120,121 1,006,408 935,521 832,979 722,814 626,675 581,214 575,444 452,229 382,278 322,075 292,187 280,866 259,425 232,757 215,969 199,050 Other Earning Assets 405,054 398,021 343,051 272,995 238,970 215,858 194,601 189,241 163,216 163,134 182,104 173,716 139,328 110,538 122,927 103,948 79,737 71,049 56,015 56,279 53,757 42,677 46,921 43,035 30,763 24,951 21,616 12,894 6,527 3,924 2,461 2,064 Bank Premises & Equipment ! 64,605 61,428 58,919 55,525 53,103 52,249 51,437 48,212 45,733 44,950 42,663 40,662 38,444 36,605 33,970 30,378 26,652 23,539 21,326 19,009 17,235 16,054 14,683 12,789 11,525 10,285 9,143 8,070 6,657 6,007 5,619 5,144 Other Real Estate 5,439 6,644 10,179 16,784 26,377 27,553 21,607 13,828 11,354 10,991 9,178 7,209 5,860 5,175 4,411 2,608 2,209 2,131 2,507 3,130 2,975 1,935 829 434 369 391 407 361 323 283 NA NA Intangible Assets ! 44,681 30,217 24,004 18,050 15,551 12,246 10,645 6,038 5,178 4,843 4,374 2,863 2,315 1,655 NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA M Other Total Assets I Assets 164,344 4,578,343 148,847 4,312,680 141,710 4,010,516 136,159 3,706,163 123,149 3,505,663 128,921 3,430,682 133,923 3,389,489 128,718 3,299,362 128,047 3,130,796 117,694 2,999,949 110,646 2,940,699 118,597 2,730,672 123,752 2,508,870 120,675 2,342,101 120,058 ! 2,193,339 105,180 2,026,982 83,714 1,854,687 68,891 1,691,789 1,507,936 51,961 37,066 1,339,376 31,474 1,182,412 29,362 1,086,674 1,037,197 32,121 20,134 824,961 15,664 730,902 13,500 633,573 12,387 570,158 524,645 11,100 8,760 500,160 450,647 6,906 5,930 402,899 5,048 375,394 Table CB-9 Assets of Insured Commercial Banks at Year End December 31, 1934-December 31, 1996 (Dollar amounts in millions) Year End 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 Number of Banks 13,493 13,291 13,124 13,115 13,126 13,114 13,124 13,165 13,218 13,237 13,323 13,432 13,439 13,455 13,446 13,436 13,419 13,403 13,359 13,302 13,268 13,274 13,347 13,427 13,438 13,534 13,657 13,795 13,969 14,123 14,137 A-16 Cash & Due From 60,033 50,445 53,799 56,181 51,902 49,211 48,792 48,219 48,444 46,560 43,235 44,478 44,299 44,242 39,865 35,222 38,097 36,936 33,704 34,303 29,746 27,191 27,593 25,793 26,291 21,876 17,176 14,931 15,730 13,851 11,202 Investment Securities 100,960 97,472 94,912 89,662 81,020 78,582 86,056 75,330 73,947 77,240 84,142 76,851 76,280 73,673 73,198 75,824 70,339 76,712 81,469 96,066 82,053 64,678 47,344 28,032 24,163 22,428 21,451 20,476 22,307 20,116 18,172 Total Loans & Leases 178,649 158,928 142,718 127,414 119,878 112,867 100,087 95,577 91,705 83,628 71,412 68,227 64,728 58,184 52,482 43,047 42,388 37,592 30,740 25,769 21,355 18,844 18,907 21,262 18,398 16,866 16,024 16,750 15,965 14,719 14,614 Allowance for Loan & Lease Losses 3,553 2,995 2,694 2,606 2,356 2,172 1,955 1,776 1,562 1,268 1,071 961 904 814 673 548 409 NA NA NA NA NA NA NA NA NA NA NA NA NA NA Net Loans & Leases 175,096 155,933 140,023 124,807 117,522 110,695 98,132 93,801 90,143 82,360 70,341 67,266 63,824 57,371 51,809 42,499 41,979 37,592 30,740 25,769 21,355 18,844 18,907 21,262 18,398 16,866 16,024 16,750 15,965 14,719 14,614 Other Earning Assets NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Bank Premises & Equipment 4,754 3,945 3,403 3,102 2,829 2,624 2,322 2,096 1,894 1,700 1,523 1,392 1,291 1,193 1,109 1,046 999 936 902 903 940 994 1,048 1,060 1,071 1,091 1,123 1,161 1,178 1,196 1,212 Other Real Estate NA 449 481 442 375 276 249 219 176 154 124 128 123 123 110 93 80 80 85 100 139 207 301 370 463 566 646 520 560 551 465 Al] Intangible Assets NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Othei Assets 4,288 3,545 3,364 3,180 2,674 2,033 1,922 1,869 1,542 1,130 1,224 946 864 848 702 635 669 516 465 441 380 332 266 310 334 320 380 375 470 493 783 Total Assets 345,130 311,790 295,983 277,374 256,322 243,422 237,474 221,534 216,146 209,145 200,589 191,062 186,682 177,449 166,792 155,319 152,163 152,773 147,365 157,582 134,613 112,246 95,459 76,827 70,720 63,147 56,800 54,212 56,210 50,926 46,448 Table CB-10 Investment Securities of Insured Commercial Banks at Year End December 31,1934- December 31, 1996 (Dollar amounts in millions) Year End 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 A-17 U.S. Treasury 169,027 197,940 243,641 266,272 247,194 198,574 150,804 145,316 167,878 178,089 202,947 195,625 187,378 168,095 118,694 103,709 104,466 88,380 89,682 96,027 96,883 81,014 51,889 55,293 64,710 62,697 58,880 53,263 64,141 62,212 55,897 59,210 Obligations of: Other Obligations U.S. States & Corporate Agencies & Political Bonds & Equity Corporations Subdivisions Other Sec. Securities 441,856 74,897 93,193 21,854 426,319 94,207 18,518 74,086 400,180 86,415 15,568 77,221 395,763 77,771 81,407 15,497 361,004 80,296 71,726 12,719 319,253 73,250 88,314 11,993 275,628 83,484 85,882 8,824 222,366 94,187 87,258 9,512 166,360 95,524 106,233 NA 135,718 86,150 120,756 NA 83,363 140,366 58,190 NA 49,967 160,557 33,257 NA 52,309 120,790 25,072 NA 76,526 158,385 18,927 2,361 76,364 155,081 33,693 1,978 69,103 151,537 25,849 1,938 59,078 146,263 22,867 1,770 49,358 132,807 21,660 1,664 42,316 123,525 19,113 1,609 35,818 113,021 11,648 1,611 34,327 103,579 10,183 1,541 33,299 100,822 11,078 NA 31,087 9,262 96,823 NA 5,515 27,538 91,228 NA 21,157 87,418 5,348 NA 17,072 80,135 3,956 NA 12,481 67,414 2,779 NA 9,239 57,573 2,129 NA 10,072 58,392 2,597 NA 8,896 49,821 2,312 NA 5,951 40,832 1,591 NA 4,513 38,480 1,447 NA Less: Trading Account Valuation Securities Reserves NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA 19,134 NA 12,799 NA 9,386 NA NA 9,777 7,125 NA NA NA NA NA NA 189 NA 169 174 NA 173 NA 179 NA NA 185 184 NA NA^ NA NA NA NA NA| NA NAJ Tota: Investmeni Securities (Book Value; 800,827 811,070 823,025 836,710 772,939 691,384 604,622 558,639 535,995 520,713 484,866 439,407 385,549 424,294 366,676 339,337 325,058 284,092 269,120 258,125 246,513 226,024 188,892 179,400 178,459 163,681 141,370 122,019 135,202 123,241 104,271 103,651 Market Value 801,392 812,777 806,024 848,197 789,449 715,877 609,601 562,175 527,874 516,327 499,373 442,925 376,997 NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA| Table CB-10 Investment Securities of Insured Commercial Banks at Year End December 31,1934- December 31,1996 (Dollar amounts in millions) Year End 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 A-18 Obligations of: Other Obligations States & Corporate U.S. U.S. Political Bonds & Agencies & Equity Treasury Corporations Subdivisions Other Sec. Securities 62,448 3,586 33,344 763 819 62,707 3,608 29,611 784 762 65,831 3,006 24,583 804 689 20,104 735 620 65,944 2,259 17,337 571 60,422 100 2,591 16,754 58,349 42 2,899 539 16,317 65,783 6 3,446 505 57,679 7 13,733 3,435 476 12,717 57,945 13 2,829 444 60,866 10 12,501 3,442 421 12,387 68,100 21 3,242 392 62,439 33 10,620 3,387 372 10,006 62,386 22 3,509 357 60,578 9,016 3,720 338 21 61,036 11 7,959 3,869 323 65,841 6 6,403 3,261 313 5,511 61,398 8 3,113 308 14 67,946 5,131 3,320 302 73,560 15 3,295 4,301 298 88,911 3,875 22 2,938 320 74,918 978 3,424 2,386 347 56,192 2,501 3,288 2,342 355 37,994 419 2,718 3,533 2,680 16,945 4,686 3,652 2,305 444 481 13,344 4,248 3,608 2,482 3,285 12,153 3,822 2,658 509 539 11,937 2,935 3,011 3,028 3,286 615 11,573 2,587 2,414 12,535 2,756 3,821 636 2,558 616 11,168 2,658 3,244 2,430 2,411 2,978 636 10,503 1,643 Less: Trading Account Valuation Securities Reserves NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Total Investmenl Securities (Book Value) 100,960 97,472 94,912 89,662 81,021 78,583 86,057 75,330 73,947 77,241 84,142 76,852 76,280 73,673 73,198 75,824 70,339 76,713 81,469 96,066 82,053 64,678 47,344 28,032 24,163 22,428 21,451 20,476 22,307 20,116 18,172 Market Value NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Table CB-11 Loans and Leases of Insured Commercial Banks at Year End December 31, 1934 - December 31,1996 (Dollar amounts in millions) Secured by Real Year Estate End 1996" 1,140,009 1995 1,080,107 997,704 1994 1993 922,965 1992 868,395 851,273 1991 1990 829,785 1989 761,678 1988 675,148 1987 600,205 1986 515,573 1985 438,651 1984 385,723 1983 336,736 1982 307,791 1981 291,229 1980 269,113 1979 249,272 1978 217,074 1977 178,606 1976 150,905 1975 136,187 1974 131,751 1973 118,787 99,086 1972 82,314 1971 1970 73,083 70,325 1969 1968 65,328 1967 58,674 54,102 1966 49,394 1965 A-19 State To To & Political Depository Agricultural Commercial Institutions Production & Industrial Individuals Subdivisions 18,586 41,313 709,895 560,852 114,169 18,727 40,180 661,406 535,160 86,972 19,759 39,171 589,090 68,215 487,104 21,346 37,133 538,569 419,048 44,808 25,122 34,994 536,133 385,304 37,995 29,224 34,980 558,839 391,855 46,706 34,060 33,324 614,984 403,500 51,249 40,221 31,115 618,468 401,195 57,781 45,082 30,221 600,213 377,969 58,762 52,605 29,427 589,036 351,186 64,292 58,750 31,602 600,454 335,703 70,258 61,185 36,111 577,359 309,001 68,029 49,486 40,387 565,252 266,911 72,352 NA 39,893 524,749 224,609 109,212 NA 37,005 504,125 198,979 106,952 NA 33,709 455,246 192,386 94,699 NA 32,260 390,973 187,376 81,168 NA 31,422 351,066 69,547 192,693 NA 28,649 307,592 171,883 66,097 NA 25,712 197,092 141,252 37,450 NA 23,268 178,751 118,906 35,901 NA 20,135 175,923 38,967 106,810 NA 18,225 184,217 103,714 45,202 NA 17,153 158,688 100,382 39,696 NA 14,301 132,498 87,630 29,997 NA 12,506 118,401 74,797 21,314 NA 11,099 112,268 66,004 18,375 NA 17,364 10,323 108,394 63,356 NA 9,712 58,407 15,823 98,143 NA 9,260 14,295 88,182 51,420 NA 8,547 15,319 80,394 47,986 71,235 NA 15,281 8,203 45,497 All Other Loans 153,112 128,560 118,254 135,136 117,858 114,369 118,848 125,635 126,322 126,527 132,832 134,047 127,268 83,629 73,201 69,438 62,611 60,787 59,255 32,594 29,783 24,268 23,268 25,048 25,390 18,894 17,357 16,989 17,227 15,658 13,957 13,451 Lease Financing Receivables 78,387 57,511 45,258 37,478 34,953 36,803 38,167 37,234 34,432 31,102 27,509 24,314 20,244 17,065 16,716 15,869 13,993 11,766 9,057 5,810 5,118 4,413 3,056 2,136 NA NA NA NA NA NA NA NA Gross Loans & Leases 2,816,323 2,608,623 2,364,555 2,156,483 2,040,754 2,064,049 2,123,917 2,073,327 1,948,149 1,844,380 1,772,681 1,648,697 1,527,625 1,335,893 1,244,769 1,152,576 1,037,494 966,553 859,607 618,516 542,632 506,703 509,433 461,890 388,902 328,226 29.8,186 286,751 264,640 237,489 220,305 203,061 Allowance 1 Unearnec Income 5^08" 5,853 6,344 6,748 8,779 11,295 13,748 15,131 15,772 15,206 16,243 17,907 19,024 19,113 20,486 21,040 21,032 21,851 18,673 14,701 12,595 7,490 7,258 6,695 NA NA NA NA NA N^ NA N^ for Loan & Lease Losses 53,621 52,840 52,129 52,756 54,476 55,146 55,532 53,743 46,666 49,890 28,900 23,262 18,705 15,472 13,203 I 11,415 10,053 9,182 7,956 6,692 6,187 8,655 8,377 7,527 6,624 6,151 5,999 5,886 5,215 4,732 4,337 4,0111 Net Loans & Leases 2,757,394 2,549,930 2,306,082 2,096,979 1,977,4991 1,997,608 2,054,637 2,004,453 1,885,711 1,779,284 1,727,538 1,607,527 1,489,895 1,301,308 1,211,080 1,120,121 1,006,409 935,520 832,978 597,123 523,850 490,558 493,798 447,668 382,278 322,075 292,188 280,865 259,425 232,757 215,968 199,050 J Table CB-11 Loans and Leases of Insured Commercial Banks at Year End December 31,1934 - December 31,1996 (Dollar amounts in millions) Year Enc 196T 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 Secured by Real Estate 43,733 39,088 34,309 30,330 28,694 28,031 25,267 23,104 22,484 20,767 18,347 16,613 15,616 14,487 13,416 11,413 10,671 9,271 7,106 4,679 4,344 4,438 4,647 4,776 4,470 4,137 3,859 3,641 3,447 3,323 3,336 A-20 To Depository Agricultural Institutions Production 14,271 7,496 13,036 7,461 11,020 7,073 8,343 6,224 8,086 5,640 7,938 4,983 718 4,927 728 4,030 654 4,116 573 4,411 240 5,127 162 4,884 157 3,825 149 3,331 90 2,833 98 2,963 121 2,775 114 1,610 81 1,358 49 1,314 59 1,723 58 1,505 27 1,642 40 1,450 44 1,281 57 1,094 128 1,065 73 788 90 637 105 NA 164 NA State To & Political Commercial & Industrial Individuals Subdivisions 39,815 60,040 NA 34,532 52,702 NA 48,668 30,524 NA 45,157 27,820 NA 26,377 43,132 NA 24,134 40,195 NA 20,680 40,457 NA 20,200 40,546 NA 38,707 18,829 NA 17,160 33,210 NA 26,823 14,720 NA 27,158 14,412 NA 12,642 27,816 NA 25,788 10,399 NA 21,808 10,061 NA 16,939 8,007 NA 18,765 6,806 NA 5,655 18,015 NA 14,019 4,031 NA 2,361 9,462 NA 1,888 7,921 NA 1,868 7,778 NA 2,270 7,758 NA 9,215 NA NA 7,179 NA NA NA 6,331 NA NA 5,633 NA NA NA NA NA NA NA NA NA NA NA NA NA All Other Loans 13,294 12,108 11,122 9,540 7,949 7,585 8,037 6,969 6,915 7,507 6,154 5,000 4,673 4,030 4,273 3,627 3,249 2,927 4,144 7,903 5,419 3,196 2,563 5,782 5,423 5,245 5,339 12,247 11,790 11,291 11,114 Lease Financing Receivables NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Gross Loans & Leases 178,649 158,928 142,718 127,414 119,878 112,867 100,087 95,577 91,705 83,628 71,412 68,227 64,728 58,184 52,482 43,047 42,388 37,592 30,740 25,769 21,355 18,843 18,907 21,262 18,398 16,866 16,024 16,750 15,965 14,719 14,614 Allowance Unearned Income NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Ne? for Loan & Lease Losses Loans & J Leased 175,096 155,933 140,023 124,807 117,522 110,695 98,132 93,801 90,143 82,360 70,341 67,266 63,824 57,371 51,809 42,499 41,979 37,592 30,740 25,769 21,355 18,843 18,907 21,262 18,398 16,866 16,024 16,750 15,965 14,719 14,614 3,553 2,995 2,694 2,606 2,356 2,172 1,955 1,776 1,562 1,268 1,071 961 904 814 673 548 409 NA NA NA NA NA NA NA NA NA NA NA NA NA NA Table CB-12 Real Estate Loans of Insured Commercial Banks at Year End December 31, 1934 - December 31,1996 (Dollar amounts in millions) Year End 19%" 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 A-21 Construction and Land Development 76,402 68,696 64,506 66,415 78,618 102,645 126,160 135,987 128,441 119,911 106,744 89,234 76,140 60,577 52,305 44,946 36,591 32,720 27,024 21,395 17,273 NA NA NA NA NA NA NA NA NA NA NA Domestic Office Loans Secured by Rea Estate Nonfarm Multifamily 1-4 Family Residential NonResidential Farmlanc Residential Properties Properties 38,148 24,960 315,995 P 656,421 23,907 298,532 35,788 625,982 22,649 283,208 31,928 568,955 20,944 267,699 29,693 515,864 257,777 27,237 463,470 19,950 18,509 249,581 23,879 430,695 17,294 238,220 20,899 400,625 16,696 215,382 19,980 350,843 15,517 189,036 18,260 301,767 167,538 17,681 263,222 14,433 12,709 140,362 15,894 222,590 11,359 113,450 12,590 198,751 10,181 96,133 10,798 181,639 9,313 81,431 9,297 167,339 8,373 72,072 7,636 158,473 8,318 67,257 7,098 154,971 8,549 63,875 6,498 146,865 8,563 59,587 6,281 136,776 8,474 53,604 5,694 117,944 7,732 47,803 4,911 96,765 6,717 41,253 4,582 81,080 6,371 46,882 5,915 77,019 43,577 6,031 7,591 74,552 5,420 38,642 6,929 67,796 31,715 56,843 4,752 5,776 4,174 26,278 3,982 47,881 4,319 23,239 42,217 3,308 3,993 22,053 3,210 41,068 NA 3,735 20,449 41,144 3,419 17,885 NA 37,370 3,112 16,330 34,660 NA 32,159 NA 2,888 14,3461 Total 1,111,926 1,052,905 971,246 900,615 847,052 825,309 803,198 738,888 653,021 582,785 498,299 425,384 374,891 327,957 298,859 282,590 262,378 243,927 212,740 178,606 150,905 136,187 131,751 118,787 99,086 82,314 73,083 70,325 65,328 58,674 54,102 49,394 Real Estate Loans In Foreign Offices 28,083 27,202 26,457 22,350 21,343 25,964 26,587 22,790 22,127 17,420 17,274 13,267 10,832 8,779 8,932 8,639 6,735 5,346 4,334 NA NA NA NA NA NA NA NA NA NA NA NA NA Total Real Estate Loans 1,140,009 1,080,107 997,703 922,965 868,395 851,273 829,785 761,678 675,148 600,205 515,573 438,651 385,723 336,736 307,791 291,229 269,113 249,273 217,074 178,606 150,905 136,187 131,751 118,787 99,086 82,314 73,083 70,325 65,328 58,674 54,102 49,3941 Table CB-12 Real Estate Loans of Insured Commercial Banks at Year End December 31,1934 - December 31,1996 (Dollar amounts in millions) 1 Year End 1964" 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 A-22 Construction and Land Development NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Domestic Office Loans Secured by Real Estate 1-4 Family Multifamily Nonfarm Residential Residential NonProperties Farmland Residential Properties 28,739 2,617 12,378 NA 26,245 NA 2,303 10,540 23,368 2,003 8,939 NA 1,731 7,449 21,150 NA 20,288 1,631 6,775, NA 20,247 NA 1,571 6,214 1,453 5,394 18,420 NA NA 1,349 4,766 16,990 16,836 NA 1,317 4,331 15,715 NA 1,279 3,773 1,139 3,229 13,979 NA 1,062 2,806 12,744 NA 1,037 11,996 NA 2,583 983 2,423 11,081 NA 10,250 946 2,219 NA 8,513 NA 886 2,014 848 7,913 1,911 NA NA 794 6,816 1,661 684 1,365 5,058 NA 507 3,332 NA 840 NA 3,157 450 738 449 786 3,204 NA 477 907 3,263 NA 535 NA 1,031 3,209 544 NA 1,044 2,883 534 1,006 2,597 NA NA 519 923 2,417 502 NA 3,139 NJ A 488 NA 2,959 NA 488 2,835 NA NA 499 NA 2,836 NA Total 43,733 39,088 34,309 30,330 28,694 28,031 25,267 23,104 22,484 20,767 18,347 16,613 15,616 14,487 13,416 11,413 10,671 9,271 7,106 4,679 4,344 4,438 4,647 4,776 4,470 4,137 3,859 3,641 3,447 3,323 3,336 Real Estate Loans In Foreign Offices NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Total Real Estate Loans 43,733 39,088 34,309 30,330 28,694 28,031 25,267 23,104 22,484 20,767 18,347 16,613 15,616 14,487 13,416 11,413 10,671 9,271 7,106 4,679 4,344 4,438 4,647 4,776 4,470 4,137 3,859 3,641 3,447 3,323 3,336 Table CB-13 Loans to Individuals of Insured Commercial Banks at Year End December 31, 1934 - December 31, 1996 (Dollar amounts in millions) Credit Cards Yeai End 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 | & Related Plans 231,357 215,805 186,755 153,434 135,901 139,097 133,593 131,460 117,236 102,911 91,857 78,446 61,196 45,242 36,728 32,816 29,872 29,934 24,438 18,461 14,428 12,377 11,138 9,141 7,224 5,988 5,152 3,722 2,110 1,350 NA NA A-23 All Other 329,495 319,355 300,348 265,615 249,403 252,758 269,907 269,735 260,733 248,276 243,846 230,555 205,715 179,367 162,251 159,569 157,504 162,759 147,445 122,791 104,478 94,433 92,576 91,242 80,406 68,809 60,852 59,633 56,297 50,070 47,986 45,497 Auto NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA 62,019 67,805 61,051 49,862 39,825 33,509 32,943 33,481 29,085 24,851 22,366 22,706 21,200 18,890 18,290 17,139 Memo: Mobile Homes NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA 10,375 10,659 9,735 9,125 8,738 8,668 9,002 8,380 6,436 4,674 NA NA NA NA NA NA Credit Cards Single Paymenl NA NA NA NA NA NA NA NA NA NA NA^ NAI NA NA NA NA 33,203 32,228 30,539 27,943 24,321 23,221 22,989 23,754 22,485 19,353 16,929 17,066 16,699 14,893 13,702 13,6661 Total 560,852 535,160 487,103 419,049 385,304 391,855 403,500 401,195 377,969 351,186 335,703 309,001 266,911 224,609 198,979 192,385 187,376 192,693 171,883 141,252 118,906 106,810 103,714 100,383 87,630 74,797 66,004 63,356 58,407 51,420 47,986 45,497 Year End 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 & Related Plans NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA All Other 39,815 34,532 30,524 27,820 26,377 24,134 20,680 20,200 18,829 17,160 14,720 14,412 12,642 10,399 10,061 8,007 6,806 5,655 4,031 2,361 1,888 1,868 2,270 NA NA NA NA NA NA NA NA Auto 14,662 12,437 10,529 9,062 8,928 NA NA NA NA NA NA NA NA NA NA NA NA NA 514 225 174 160 280 NA NA NA NA NA NA NA NA Memo: Mobile Homes NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Single Payment 11,950 10,265 9,340 8,776 7,722 NA NA NA NA NA NA NA NA NA NA NA NAJ NA 2,203 1,472 1,205 1,206 1,257 NA NA NA NA NA NA NA NA Total 39,815 34,532 30,524 27,820 26,377 24,134 20,680 20,200 18,829 17,160 14,720 14,412 12,642 10,399 10,061 8,007 6,806 5,655 4,031 2,361 1,888 1,868 2,270 NAJ NA NA NA NA NA NA NA Table CB-14 Liabilities of Insured Commercial Banks at Year End December 31,1934 - December 31,1996 (Dollar amounts in millions) Year Number End of Banks 1996" 9,528 1995 9,940 1994 10,451 1993 10,958 1992 11,462 1991 11,921 1990 12,343 1989 12,709 1988 13,123 1987 13,703 1986 14,199 1985 14,407 1984 14,483 1983 14,469 1982 14,451 1981 14,414 1980 14,434 1979 14,364 1978 14,391 1977 14,411 1976 14,410 1975 14,384 1974 14,230 1973 13,976 1972 13,733 1971 13,612 1970 13,511 1969 13,473 1968 13,487 1967 13,514 1966 13,538 1965 13,544 A-24 Total Deposits 3,197,234 3,027,573 2,874,439 2,754,329 2,698,681 2,687,664 2,650,150 2,548,505 2,431,735 2,335,441 2,283,527 2,118,088 1,962,935 1,842,503 1,705,689 1,588,782 1,481,162 1,362,805 1,233,403 1,116,618 991,913 915,856 871,225 681,619 616,908 539,184 482,506 436,990 434,652 395,796 352,840 331,513 Borrowed Funds 678,045 627,013 562,263 497,889 406,671 379,726 385,292 419,092 381,411 361,767 358,970 320,432 261,260 236,380 237,593 211,798 177,705 154,023 126,447 97,510 80,771 61,317 60,073 58,432 38,811 26,312 19,850 18,654 8,683 5,549 4,729 4,337 Liabilities Subordinated Other Total Notes Liabilities Liabilities 51,177 276,591 4,203,047 43,535 264,981 3,963,102 40,756 220,971 3,698,429 37,372 120,083 3,409,673 33,731 103,177 3,242,260 24,962 106,631 3,198,983 23,920 111,511 3,170,873 19,774 107,169 3,094,540 16,862 104,242 2,934,250 17,614 104,475! 2,819,298 16,941 99,117 2,758,556 14,659 108,376 2,561,554 10,204 120,369 2,354,767 7,093 115,588 2,201,564 7,330 113,894 2,064,506 6,460 103,639 1,910,679 6,554 82,672 1,748,093 6,253 71,467 1,594,548 6,159 54,486 1,420,495 5,831 40,153 1,260,112 5,221 32,237 1,110,142 4,422 41,225 1,022,820 4,261 42,417 977,976 4,117 26,962 771,130 4,093 682,515 22,703 2,956 589,511 21,059 2,092 25,121 529,569 1,998 29,316 486,958 2,110 20,197 465,641 1,984 15,299 418,629 1,730 13,637 372,935 1,653 9,640 347,142 Equity Capital Undivided Preferred Common Stock Surplus Profits Stock 35,099 167,664 170,521 2,011 1,835 35,869 146,790 165,083 139,908 1,505 34,619 136,056 1,523 32,870 126,507 135,591 32,130 117,352 1,610 112,311 1,524 31,260 101,522 97,392 93,703 1,673 30,858 92,382 1,557 30,537 82,150 90,578 1,771 89,289 30,160 75,326 30,165 1,682 70,594 78,210 29,574 87,183 1,394 63,991 994 29,142 58,737 80,245 72,199 818 28,082 53,004 664 25,723 47,894 66,256 316 24,729 43,229 60,559 171 23,557 40,301 54,274 135 21,672 37,776 48,011 126 20,274 35,329 41,512 114 18,182 33,203 35,942 99 17,265 31,085 30,815 67 16,221 28,894 27,088 48 15,565 26,706 20,565 43 14,789 25,313 18,033 66 13,846 23,593 15,362 69 12,854 21,528 13,012 11,811 11,135 92 19,896 11,138 10,145 107 18,073 10,529 17,461 8,428 103 91 9,773 16,174 7,421 6,607 87 9,254 14,983 8,857 13,999 6,167 62 8,508 13,465 5,438 40 Other Capital NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA 970 1,043 962 924 1,128 1,127 1,166 1,061 1,087 880 802 1 Total Total Liabilities Capital & Capital 375,2951 4,578,342 349,577 4,312,679 312,088! 4,010,517 296,491 3,706,164 263,403 3,505,663 231,698 3,430,681 218,616 3,389,489 204,822 3,299,362 196,546 3,130,796 180,651 2,999,949 182,143 2,940,699 169,117 2,730,671 154,103 2,508,870 140,537! 2,342,101 128,833 2,193,339 118,303 2,028,982 107,594! 1,855,687 97,241 1,691,789 87,441 1,507,936 79,264; 1,339,376 72,270 1,182,412 63,854 1,086,674 59,221 1,037,197 53,829 824,960 48,387 730,902 44,062 633,573 40,589 570,158 37,688 524,645 34,519 500,160 32,018 450,647 29,9641 402,899 28,252 1 375,394 Table CB-14 Liabilities of Insured Commercial Banks at Year End December 31,1934 - December 31,1996 (Dollar amounts in millions) Year Number End of Banks 13,493 1964 13,291 1963 13,124 1962 1961 13,115 13,126 1960 13,114 1959 13,124 1958 13,165 1957 13,218 1956 1955 13,237 1954 13,323 13,432 1953 13,439 1952 13,455 1951 13,446 1950 13,436 1949 13,419 1948 1947 13,403 13,359 1946 1945 13,302 1944 13,268 1943 13,274 13,347 1942 1941 13,427 1940 13,438 13,534 1939 13,657 1938 1937 13,795 1936 13,969 1935 14,123 14,137 1934 A-25 Total Deposits 306,230 274,647 261,444 247,905 228,993 219,012 215,169 200,485 196,507 190,989 183,309 175,083 171,357 163,172 153,498 143,194 140,683 141,889 137,030 147,811 125,752 104,116 87,820 69,421 63,470 56,076 49,779 47,224 49,283 44,147 39,015 Borrowed Funds 2,591 3,577 3,584 462 152 609 70 68 63 150 23 59 189 38 87 14 54 61 39 215 121 45 10 10 11 14 31 49 56 66 93 Liabilities Subordinated Notes 811 130 20 22 23 26 28 28 29 30 24 22 25 18 20 22 22 30 35 43 50 NA NA NA NA NA NA NA NA NA NA Other Liabilities 8,871 8,245 7,203 6,884 6,519 4,571 4,044 3,894 3,555 2,997 2,978 2,656 2,551 2,316 1,926 1,462 1,266 1,087 1,008 884 746 631 573 554 566 532 556 536 543 503 1,189 Total Liabilities 318,503 286,598 272,251 255,273 235,688 224,217 219,310i 204,476 200,154 194,166 186,334 177,820 174,122 165,544 155,531 144,692 142,025 143,067 138,112 148,953 126,669 104,792 88,403 69,985 64,047 56,622 50,365 47,808 49,882 44,716 40,2971 Preferred Common Stock Stock 42~ 7,886 38 7,283 35 6,882 15 6,585 15 6,170 17 5,818 19 5,371 18 5,124 18 4,825 20 4,518 24 4,239 30 3,979 33 3,818 51 3,631 62 3,437 69 3,305 78 3,164 87 3,079 112 2,996 153 2,839 202 2,663 NA 2,875 NA 2,849 NA 2,849 NA 2,872 NA 2,914 NA 2,982 NA 3,030 NA 3,081 NA 3,300 NA 3,349 Equity Capital Undivided Profits Surplus 5,113 12,893 5,112 12,163 4,790 11,458 4,157 10,798 4,020 9,916 3,631 9,276 3,458 8,789 3,232 8,242 2,941 7,760 2,777 7,209 2,653 6,857 2,498 6,284 2,307 5,938 2,258 5,504 2,093 5,200 1,953 4,803 1,872 4,504 1,649 4,316 1,494 4,060 1,291 3,785 1,169 3,402 1,006 3,090 2,801 972 895 2,686 838 2,563 2,443 789 2,347 742 704 2,268 2,185 662 1,946 547 1,915 470 ] Othei I Capitai 693 595 567 546 514 462 527 443 447 457 482 451 464 461 469 496 520 575 591 562 506 483 434 412 400 378 365 402 401 417 418j Total Capital 26,627 25,192 23,732 22,101 20,634 19,205 18,165 17,059 15,992 14,980 14,255 13,242 12,560 11,904 11,261 10,627 10,138 9,706 9,253 8,629 7,944 7,454 7,056 6,842 6,673 6,524 6,435 6,404 6,329 6,209 6,152 Total Liabilities & Capital 345,130 311,790 295,983 277,374 256,322 243,422 237,474 221,534 216,146 209,145 200,589 191,062 186,682 177,449 166,792 155,319 152,163 152,773 147,365 157,582 134,613 112,246 95,459 76,827 70,720 63,147 56,800 54,212 56,210 50,926 46,4481 Table CB-15 Deposits of Insured Commercial Banks at Year End December 31, 1934 - December 31, 1996 (Dollar amounts in millions) Deposits of: Individuals, Partnerships Year End & Corporations 2,828,145 1996 1995 2,667,338 1994 2,531,369 1993 2,455,839 2,411,802 1992 2,389,586 1991 2,357,805 1990 2,227,908 1989 1988 2,107,362 1987 1,984,723 1986 1,924,953 1985 1,767,002 1984 1,631,372 1983 1,524,819 1,372,786 1982 1981 1,251,402 1,118,042 1980 1979 1,002,172 907,128 1978 1977 775,304 1976 695,594 645,305 1975 604,638 1974 555,152 1973 504,284 1972 439,569 1971 395,242 1970 365,935 1969 1968 361,993 1967 329,860 1966 293,566 1965 275,205 A-26 Domestic Office Deposits U.S. Government 9,322 8,167 8,855 8,573 9,027 7,138 9,105 5,961 5,648 5,735 5,276 5,036 4,102 3,409 3,375 3,561 3,491 3,617 3,861 8,220 3,776 3,715 5,322 10,328 11,554 10,794 8,380 5,273 5,389 5,524 5,248 5,805 States & Political Subdivisions 116,996 110,860 101,491 96,366 96,789 100,358 105,420 109,069 108,614 106,112 104,975 102,470 92,707 83,339 87,673 82,525 81,455 83,319 84,576 76,387 68,107 66,990 68,898 63,333 56,001 48,193 41,072 30,819 35,996 31,466 28,521 26,412 All Other 242,770 241,208 232,723 193,550 181,064 190,582 177,820 205,567 210,112 238,870 248,323 243,580 234,752 230,935 241,855, 251,295 278,178 273,696 237,838 69,259 63,447 64,739 67,556 52,807 45,069 40,628 37,811 34,963 31,273 28,946 25,506 24,090 Demand 603,312 576,708 545,727 540,139 510,844 454,228 463,950 460,604 458,843 455,826 510,809 451,005 414,171 389,527 370,860 384,273 431,540 430,691 399,460 378,723 333,963 321,423 314,417 309,106 296,391 262,279 247,166 240,131 228,725 210,457 191,737 183,837 Savings 1,083,117 1,030,048 1,047,700 1,089,036 1,046,622 913,061 798,101 748,845 741,519 721,267 712,366 589,137 503,631 463,839 304,208 223,450 200,871 206,568 220,399 220,090 203,926 160,654 136,258 127,775 124,188 112,166 98,811 93,796 96,166 94,451 90,077 92,555 Time Transaction 1,037,261 798,883 966,722 826,500 849,096 852,820 795,157 854,676 854,415 810,325 1,015,732 706,832 684,514 1,094,654 668,501 1,027,344 916,293 661,809 816,737 644,487 746,558 686,042 583,178 756,102 727,563 526,384 680,738 397,058 376,931 723,911 388,993 661,626 435,187 554,741 433,527 453,053 401,455 392,925 330,356 380,363 293,0351 335,916 298,672! 323,132 295,738 315,833 310,441 244,738 196,328 297,539 263,194 164,739 j 136,528 ! 247,733 103,063 240,408 229,037 109,761 210,797 90,888 191,918 71,026 55,1211 NA NonInterest Transaction Bearing 1,924,806 2,532,925 1,746,979 2,415,588 1,589,703 2,301,979 1,569,656 2,182,233 1,601,555 2,157,924 1,676,189 2,207,199 1,672,191 2,161,501 1,568,291 2,065,031 1,454,846 1,952,256 1,349,343 1,857,831 1,283,690 1,751,130 1,213,066 1,646,777 1,118,981 1,531,600 1,137,047 1,451,703 1,022,048 1,334,828 880,357 1,204,509 751,962 1,049,623 656,785 932,114 611,328 833,943 548,806 550,446 496,961 495,008 457,617 1 459,326 431,996 430,580 372,513 371,179 319,368 j 320,516 276,905 275,990 235,339 234,772 196,859 196,582 205,927 205,614 184,998 185,339 160,922 161,103 N^ 147,676 Total Deposits NonH Interes^ Domestic Bearing & Foreign 664,309 3,197,234 611,985 3,027,573 572,460 2,874,439 572,096 2,754,329 540,757 2,698,681 480,465 2,687,664 488,649 2,650,150 483,473 2,548,505 479,478 2,431,735 477,609 2,335,441 532,397 2,283,527 471,310 2,118,088 431,335 1,962,935 390,799 1,842,503 370,860 1,705,689 384,273 1,588,782 431,540 1,481,163 430,691 1,362,804 399,460 1,233,403 929,169 378,723 830,924 333,963 780,749 321,423 314,417 746,413 309,106 681,619 296,391 616,908 262,279 539,184 247,166 482,506 436,990 240,131 228,725 434,652 210,457 395,796 191,737 352,840 183,837 1 331,513 Table CB-15 Deposits of Insured Commercial Banks at Year End December 31, 1934 - December 31, 1996 (Dollar amounts in millions) Deposits of: Individuals, Partnerships Year End & Corporations 252,983 1964 228,042 1963 216,424 1962 203,088 1961 188,016 1960 182,247 1959 178,227 1958 166,117 1957 162,348 1956 158,105 1955 150,177 1954 143,668 1953 140,639 1952 134,915 1951 127,480 1950 118,929 1949 118,073 1948 120,260 1947 115,025 1946 104,486 1945 88,866 1944 78,587 1943 64,054 1942 52,776 1941 48,374 1940 42,281 1939 38,084 1938 36,912 1937 37,834 1936 33,512 1935 29,253 1934 A-27 |___ U.S. Government 6,791 7,015 7,109 6,240 6,212 5,344 4,611 4,206 4,099 4,096 4,557 4,486 5,296 3,642 2,989 3,239 2,442 1,438 3,052 23,846 19,867 10,075 8,229 1,821 735 859 924 927 1,086 1,161 2,211 States & Political Subdivisions 23,297 20,145 18,491 17,658 16,161 14,553 14,454 13,400 12,769 12,505 12,192 11,373 10,424 9,833 9,282 8,657 8,267 7,521 6,633 5,595 4,944 4,749 4,393 4,170 3,821 3,413 3,517 3,256 3,263 3,079 2,601 All Other 23,159 19,444 19,419 20,919 18,605 16,867 17,876 16,763 17,291 16,282 16,383 15,557 14,998 14,783 13,746 12,369 11,900 12,670 12,320 13,884 12,074 10,705 11,144 10,654 10,539 9,523 7,254 6,128 7,100 6,394 4,950 Demand 178,691 162,952 163,217 165,093 155,709 151,538 149,488 142,827 144,385 141,037 134,783 130,289 129,992 124,880 117,007 107,146 105,155 106,935 103,416 117,847 101,793 84,956 71,559 53,561 47,716 40,839 34,949 32,364 35,147 30,780 26,333 Domestic Office Deposits Savings 82,967 76,414 71,044 63,888 73,284 67,473 65,681 57,658 52,122 49,951 48,526 44,794 41,365 38,292 36,491 36,049 35,528 34,954 33,613 29,964 23,958 19,160 16,261 13,261 13,062 12,622 12,196 12,100 11,491 10,575 9,709 1 Time 44,572 35,281 27,183 18,924 NA NA NA NA NA NA NA Transaction NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA N^ NA NA NA NA NA NA NA NA NA NA 2,598 2,691 2,615 2,634 2,759 2,645 2,792 2,974 NA NonTransaction NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA| Interest Bearing 127,539 111,694 98,227 82,812 73,284 67,473 65,681 57,658 52,122 49,951 48,526 44,794 41,365 38,292 36,491 36,049 35,528 34,954 33,613 29,964 23,958 19,160 16,261 15,860 15,754 15,237 14,829 14,859 14,136 13,368 12,683 NonInterest Bearing 178,691 162,953 163,217 165,093 155,709 151,539 149,488 142,827 144,385 141,038 134,783 130,289 129,992 124,880 117,007 107,145 105,155 106,935 103,417 117,847 101,794 84,956 71,559 53,561 47,716 40,839 34,950 32,365 35,147 30,779 26,332 Total Deposits Domestic & Foreign 306,230 274,647 261,444 247,905 228,993 219,012 215,169 200,485 196,507 190,989 183,309 175,083 171,357 163,172 153,498 143,194 140,683 141,889 137,030 147,811 125,752 104,116 87,820 69,421 63,470 56,076 49,779 47,224 49,283 44,147 39,015 Table CB-16 Interest Earning Assets and Interest Brearing Liabilities of Insured Commercial Banks at Year End December 31,1934 - December 31,1996 (Dollar amounts in millions) Interest Year Bearing End Balances 1996" 94,788 79,120 1995 94,493 1994 84,141 1993 98,493 1992 1991 106,263 1990 102,430 1989 135,620 1988 149,545 1987 163,912 1986 154,073 1985 142,043 1984 142,264 1983 169,575 1982 179,515 1981 162,142 1980 141,668 1979 115,196 1978 99,141 1977 93,953 1976 87,026 1975 70,771 1974 57,772 1973 3,558 3,523 1972 2,995 1971 1,797 1970 551 1969 1968 599 825 1967 508 1966 1965 741 A-28 Interest Bearing Assets Net Federal Investment Loans & Funds Securities Leases Sold 800,827 2,757,395 164,076 811,070 2,549,930 180,842 823,024 2,306,083 149,112 836,710 2,096,979 150,700 772,939 1,977,497 158,430 691,384 1,997,609 149,269 604,622 2,054,638 146,670 558,639 2,004,451 146,492 535,995 1,885,710 127,698 520,713 1,779,284 130,417 484,865 1,727,538 139,056 439,407 1,607,527 133,205 385,549 1,489,896 110,717 424,295 1,301,308 93,489 366,676 1,211,081 103,793 339,337 1,120,121 91,149 324,058 1,006,408 70,346 284,092 935,521 61,271 269,120 832,979 48,888 258,125 722,814 49,014 246,513 626,675 45,506 581,214 226,024 36,978 575,444 188,892 38,878 447,668 179,401 34,380 382,278 25,635 178,459 322,075 163,681 19,643 292,187 141,370 15,952 122,019 280,866 9,712 135,202 259,425 6,527 123,241 232,757 3,924 104,271 215,969 2,461 103,651 199,050 2,064 | Trading Accounl Assets 240,977 217,179 193,938 122,294 80,540 66,589 47,931 42,749 35,517 32,716 43,048 40,511 28,610 17,049 19,134 12,799 9,386 9,777 7,125 7,265 8,251 5,699 8,043 8,655 5,128 5,308 5,664 3,182 NA NA NA N^ Total Interesl Bearing Assets 4,058,063 3,838,141 3,566,650 3,290,824 3,087,899 3,011,114 2,956,291 2,887,951 2,734,465 2,627,042 2,548,579 2,362,693 2,157,037 2,005,716 1,880,199 1,725,548 1,551,866 1,405,857 1,257,253 1,131,171 1,013,971 920,686 869,029 673,662 595,024 513,702 456,970 416,330 401,754 360,747 323,209 305,5061 Interest Bearing Deposits 2,532,925 2,415,588 2,301,978 2,182,233 2,157,924 2,207,199 2,161,501 2,065,031 1,952,256 1,857,831 1,751,130 1,646,777 1,531,600 1,452,944 1,335,264 1,204,683 1,049,623 932,323 834,141 737,862 657,944 594,435 556,925 372,514 320,516 276,905 235,343 196,859 205,927 185,339 161,103 147,676 Interest Bearing Liabilities Federal Mortgage Demand Notes Funds Indebted& Other Purchased ness Borrowing 317,928 1,898 358,219 326,507 1,456 299,050 312,509 1,516 248,238 274,669 1,810 221,410 252,376 1,902 152,393 230,925 1,962 146,839 245,324 2,177 137,792 275,691 2,178 141,222 234,929 2,851 143,631 237,451 2,697 121,619 248,380 2,850 107,740 222,006 2,971 95,455 188,776 69,504 2,980 178,573 2,806 55,008 179,802 2,795 55,164 163,847 2,569 45,434 133,271 42,201 2,242 112,347 39,526 2,149 91,401 2,087 32,996 83,317 1,048 13,147 70,435 826 9,510 7,934 52,609 774 50,980 725 8,368 7,118 50,470 772 33,731 1,161 3,920 24,180 668 1,463 16,609 669 2,573 14,685 602 3,367 7,468 NA 1,214 4,980 NA 569 2,824 NA 1,905 2,438 NA 1,898 j1 Total Interest Subordinated Notes & Bearing Debentures Liabilities 51,177 3,262,147 43,535 3,086,136 40,756 2,904,997 37,372 2,717,494 33,731 2,598,326 24,962 2,611,887 23,920 2,570,714 19,774 2,503,896 16,862 2,350,529 17,614 2,237,213 16,941 2,127,042 14,659 1,981,869 10,204 1,803,064 7,092 1,696,423 7,328 1,580,353 6,465 1,422,998 6,549 1,233,886 6,253 1,092,598 6,159 966,784 5,831 841,205 5,221 743,936 660,174 4,422 621,259 4,261 4,117 434,991 4,093 363,421 2,956 306,172 2,092 257,286 1,998 217,511 2,110 216,720 1,984 192,873 167,562 1,7301 1,653 1 153,665 Table CB-16 Interest Earning Assets and Interest Brearing Liabilities of Insured Commercial Banks at Year End December 31, 1934 - December 31, 1996 (Dollar amounts in millions) Interest Year Bearing End Balances 859 1964 667 1963 494 1962 330 1961 205 1960 166 1959 1958 189 122 1957 106 1956 1955 143 163 1954 1953 103 117 1952 90 1951 181 1950 80 1949 74 1948 78 1947 117 1946 1945 99 1944 81 89 1943 114 1942 158 1941 157 1940 205 1939 238 1938 214 1937 255 1936 254 1935 343 1934 A-29 Interest Bearing Assets Net Federal Loans & Funds Investment Leases Sold Securities 175,096 NA 100,960 NA 155,933 97,472 140,023 NA 94,912 NA 89,662 124,807 81,020 117,522 NA 110,695 NA 78,582 98,132 NA 86,056 NA 93,801 75,330 NA 73,947 90,143 NA 82,360 77,240 NA 70,341 84,142 NA 76,851 67,266 NA 63,824 76,280 NA 73,673 57,371 NA 51,809 73,198 NA 42,499 75,824 NA 41,979 70,339 NA 37,592 76,712 NA 30,740 81,469 NA 25,769 96,066 NA 21,355 82,053 NA 18,844 64,678 NA 18,907 47,344 NA 28,032 21,262 18,398 NA 24,163 NA 16,866 22,428 21,451 16,024 NA 20,476 NA 16,750 22,307 15,965 NA NA 20,116 14,719 18,172 14,614 NA Trading Accounl Assets NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA 1 NA NA NA NA NA NA NA NA NA NA NA NA NA| Total Interesl Bearing Assets 276,915 254,072 235,430 214,799 198,7471 189,444 184,377 169,253 164,196 159,744 154,646 144,221 140,221 131,134 125,188 118,403 112,392 114,382 112,326 121,934 103,489 83,611 66,365 49,452 42,718 39,499 37,713 37,440 38,527 35,089 33,129 Interest Bearing Liabilities Interest Federal Mortgage Demand Notes Funds IndebtedBearing & Other ness Deposits Purchased Borrowing 127,539 NA 2,591 NA 111,694 NA 3,577 NA 98,227 NA 3,584 NA 82,812 462 NA NA 73,284 NA NA 152 NA 67,473 NA 609 65,681 NA NA 70 NA 57,658 NA 68 NA NA 52,122 63 NA 49,951 NA 150 NA 48,526 NA 23 44,794 NA 59 NA 41,365 NA 189 NA NA 38 NA 38,292 NA NA 36,491 87 36,049 NA 14 NA 35,528 NA 54 NA 34,954 NA 61 NA 33,613 NA NA 39 29,964 NA 215 NA 23,958 NA 121 NA 19,160 NA 45 NA 16,261 NA NA 10 15,860 NA NA 10 15,754 NA NA 11 NA NA 15,237 14 14,829 NA NA 31 NA 14,859 NA 49 NA 14,136 NA 56 13,368 NA NA 66 NA 12,683 NA 92_ 1 Total Interest Subordinatec Notes & Bearing Debentures Liabilities 130,941 811 115,401 130 101,831 20 83,296 22 73,459 23 68,108 26 65,779 28 57,754 28 52,214 29 50,131 30 48,573 24 44,875 22 41,579 25 38,348 18 36,598 20 36,085 22 35,604 22 35,045 30 33,687 35 30,222 43 24,129 50 19,205 NA 16,271 NA 15,870 NA 15,765 NA 15,251 NA 14,860 NA 14,908 NA 14,192 NA 13,434 NA 12,776 NA[ Table CB-17 Deposits in Foreign Offices and Past Due and Nonaccrual Loans and Leases of Insured Commercial Banks at Year End December 31,1974 - December 31,1996 (Dollar amounts in millions) Year End 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 A-30 Deposits in Foreign Offices: Interest Noninterest Bearing Bearing 21,295 452,249 18,380 435,714 15,747 416,168 15,668 314,329 13,392 273,407 12,879 291,764 13,139 280,306 12,808 298,904 11,619 303,460 12,913 328,696 11,853 301,941 11,218 310,626 9,799 307,770 308,399 NA 306,756 NA NA 318,504 NA 294,011 NA 272,493 NA 220,619 NA 187,343 NA 160,986 NA 135,109 NA 125,113 | Total 473,544 454,094 431,915 329,997 286,799 304,643 293,445 311,712! 315,079 341,610 313,795 321,844: 317,570 308,399 306,756 318,504 294,011 272,493 220,619 187,343 160,986 135,109 125,113 Loans and Leases Past Due 304^ 90 Days Days or More 38,763 9,934 33,688 8,096 28,087 6,737 28,744 7,434 34,532 9,042 41,817 11,151 47,696 10,981 38,846 9,689 32,794 8,828 32,165 8,793 9,851 32,721 31,208 9,404 29,877 9,251 NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Total 48,697 41,784 34,824 36,178 43,574 52,968 58,677 48,535 41,622 40,958 42,572 40,613 39,127 NA NA NA NA NA NA NA NA NA NA Nonaccrual Loans & Leases I934T 22,256 23,968 35,387 53,170 64,856 67,153 52,440 47,576 54,564 38,634 34,485 34,353 NA NA NA NA NA NA NA NA NA NA Noncurrent Loans & Leases 29,478 30,352 30,705 42,821 62,212 76,008 78,134 62,129 56,404 63,357 48,485 43,889 43,604 NA NA NA NA NA NA NA NA NA NA Table CB-4A-ST Net Income of Insured Commercial Banks, by State Calendar Years 1950 - 1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-31 1996 772 87 514 385 3,952 554 97 2,207 36 2,006 1,559 216 86 2,316 903 527 299 637 570 111 403 1,846 1,526 990 391 1,190 114 309 775 222 654 1995 673 83 451 335 4,735 495 186 2,355 155 1,842 1,570 247 127 2,136 800 498 330 581 586 122 779 1,144 1,353 876 355 1,009 115 330 796 190 1,079 1994 610 78 258 337 3,479 478 279 2,723 84 1,994 1,211 222 151 1,849 694 522 317 498 570 127 1,041 963 1,442 773 297 890 100 349 895 148 873 1993 616 84 311 351 2,751 502 223 2,444 (34) 1,641 992 252 138 2,446 680 511 304 525 678 89 401 715 1,220 857 300 749 102 344 568 176 812 1992 525 77 115 320 1,851 322 (9) 1,782 (9) 1,192 925 247 122 1,453 576 455 296 435 429 48 337 772 1,020 766 251 657 98 303 389 107 560 1991 408 71 61 257 601 184 (240) 1,406 (454) 626 595 225 101 1,338 449 378 247 350 82 (9) 292 132 994 556 197 446 74 250 206 (17) (211) 1990 380 63 (96) 212 3,355 (31) (707) 1,444 (357) 355 592 217 95 1,345 440 350 223 309 67 (9) (233) (1,062) 860 392 149 494 81 203 191 (165 (765J 1989 348 46 (494) 194 3,706 103 (505) 945 147 753 672 181 87 1,686 536 352 247 388 (46) 66 477 (598) 948 244 154 501 71 214 300 55 858 j 1988 364" (133: 63 173 2,707 41 339 690 126 878 632 155 45 1,824 529 322 208 354 7 91 421 920 882 178 158 468 2 183 216 89 877 1987 317" (205) 28 160 (562) 9 297 454 50 772 546 112 53 (404) 383 250 136 315 (29 78 318 468 612 49 154 333 25 137 136 71 694J Table CB-4A-ST Net Income of Insured Commercial Banks, by State Calendar Years 1950 -1996 (Dollar amounts in millions) STATE [New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming United States 1996 1995 1994 1993 1992 1990 1991 200 9,112 1,943 100 2,308 370 363 3,103 83 330 683 962 2,440 434 104 1,205 745 319 812 189 193 7,501 1,643 92 2,123 355 502 2,078 261 253 861 843 2,271 201 68 869 762 290 796 153 172 7,271 1,109 99 2,042 350 451 1,990 235 336 750 723 1,893 198 53 780 636 272 656 84 144 7,641 1,128 107 2,001 396 395 2,308 175 355 628 687 2,385 197 33 786 649 261 731 66 109 4,753 907 87 1,692 339 308 1,892 123 206 486 522 1,871 213 29 497 468 221 628 52 52,059 48,448 44,352 42,821 31,815 1987 1988 1989 53 1,230 585 73 1,170 251 206 1,199 24 75 454 361 1,090 127 (43) 115 497 183 495 50 34 1,424 680 63 983 221 294 664 (33) 210 426 183 677 117 21 302 502 176 484 49 85 (3,207) 732 57 1,119 126 252 1,167 155 218 475 266 (581) 78 62 707 430 166 467 43 63 6,804 701 35 1,091 (1) 209 1,218 175 190 402 347 (2,081) 35 61 645 309 162 498 31 64] (4,386J 578 45 833 (52) 133 320 73 162 395 352 (2,655) 6 46 517 146 157 251 4 17,789 15,872 15,453 24,705 2,749 American Samoa Guam Micronesia Puerto Rico Virgin Islands 1 12 — 317 1 1 12 — 287 1 1 10 1 259 (-) 1 9 1 204 NA 1 11 160 NA 1 8 (-) 137 NA 1 6 (-) 112 NA _ 6 (-) 116 NA 4 (-) 103 NA 3 (-) 51 NA Other Areas 331 301 271 215 172 146 119 122 107 54 52,390 48,749 44,623 43,036 31,987 17,935 15,991 15,575 24,812 2,803 Total United States & Other Areas A-32 Table CB-4A-ST Net Income of Insured Commercial Banks, by State Calendar Years 1950 -1996 (Dollar amounts in millions) [STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada N e w Hampshire N e w Jersey A-33 1986 323 (61) 11 8 96 665 84 286 365 117 765 522 96 28 1,232 389 109 138 318 (83) 64 281 714 614 381 169 413 () 3 79 106 87 682 1985 283 59 180 82 432 126 227 269 98 676 502 80 32 1,034 365 75 152 307 15 3 59 259 543 585 365 16 6 374 29 56 79 68 51 6 1984 252 69 162 120 720 170 11 9 230 64 627 418 67 48 (178) 309 11 5 152 265 258 44 214 438 531 331 135 345 64 113 47 53 479 1982 1983 228 60 133 127 917 172 159 129 82 580 348 63 51 943 254 234 196 219 317 44 169 361 393 335 115 348 65 142 42 43 394 201 47 128 117 1,048 167 97 64 72 525 309 54 45 823 201 235 211 233 359 34 166 326 305 306 112 353 63 160 40 33 324 1981 191 32 127 109 1,232 226 126 33 73 455 306 47 40 898 221 248 201 223 330 28 159 289 301 282 122 337 58 168 38 30 301 1980 181 17 122 106 1,406 196 110 33 68 487 265 49 47 892 287 242 190 220 273 30 11 4 241 375 283 11 2 328 60 159 47 28 257 1979 166 18 105 95 1,397 163 97 25 66 399 245 45 43 890 290 204 158 188 233 28 134 195 426 260 106 294 58 126 46 27 273 1978 142 20 74 88 1,110 132 73 27 56 302 164 36 37 801 257 170 125 163 180 24 116 146 397 215 90 253 49 100 40 22 242 1977 129 21 55 81 877 100 57 24 47 212 13 2 28 33 721 221 11 5 116 138 147 22 99 109 338 177 77 218 40 87 33 19 207J Table CB-4A-ST Net Income of Insured Commercial Banks, by State Calendar Years 1950 - 1996 (Dollar amounts in millions) STATE 1 New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming United States 1986 1985 62 4,240 621 29 925 (229) 134 1,200 104 136 244 360 (1,009) 41 44 515 227 163 357 (19) 17,304 1984 56 4,020 479 52 782 (35) 127 1,190 49 127 189 323 1,026 65 38 435 223 147 316 5 17,874 1983 1982 1980 1981 1978 1979 1977 52 3,253 397 53 702 100 109 866 67 119 198 253 1,269 57 32 367 205 123 287 23 74 3,159 331 52 518 154 80 764 58 159 176 183 947 65 29 326 (332) 122 297 38 73 2,919 251 55 463 280 70 784 54 97 94 204 1,626 67 25 264 13 104 273 55 65 2,728 208 61 508 321 87 705 31 95 55 194 1,577 58 22 228 195 89 239 55 58 2,448 205 56 512 265 107 553 45 89 58 202 1,258 65 21 206 177 89 228 48 49 2,045 191 48 522 216 108 659 44 79 45 178 1,009 59 19 209 170 92 217 40 44 1,693 161 41 478 171 94 589 38 62 39 145 833 51 17 180 144 87 191 31 1,345 130 36 416 142 78 497 32 49 38 129 674 47 14 151 116 79 158 26 15,422 14,862 14,929 14,752 13,951 12,799 10,738 8,898 3T American Samoa Guam Micronesia Puerto Rico Virgin Islands 4 (-) 109 NA » 3 NA 99 NA . 3 NA 77 NA 3 NA 65 NA 2 NA 64 NA NA 2 NA 52 NA NA 1 NA 58 NA NA 1 NA 40 NA NA 1 NA 21 NA NA 1 NA (19) NA Other Areas 113 102 80 68 66 54 59 41 22 (18) 17,418 17,976 15,502 14,930 14,995 14,806 14,010 12,840 10,760 8,880 Total United States & Other Areas A-34 „ Table CB-4A-ST Net Income of Insured Commercial Banks, by State Calendar Years 1950-1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-35 1976 97 16 36 60 589 73 53 8 42 155 104 25 26 604 168 120 93 116 116 20 92 96 265 137 59 183 30 72 19 12 183 98 11 34 62 515 73 61 18 44 222 109 22 24 582 161 113 89 111 103 20 89 125 248 126 58 177 26 73 16 14 199 1971 1972 1973 1974 1975 110 19 40 71 689 82 47 20 41 158 120 22 30 665 192 138 107 127 130 21 87 94 290 151 69 197 34 82 23 16 189 90 8 36 51 485 67 56 22 39 248 133 22 21 502 146 98 84 89 94 17 89 127 242 110 54 163 24 59 18 13 195 73 8 35 41 450 58 53 19 35 195 111 20 18 426 123 78 64 68 86 15 75 115 182 99 47 142 21 48 17 14 177 59 6 29 29 371 45 55 17 32 152 88 16 16 363 110 68 59 60 68 15 61 118 147 86 37 136 16 40 13 14 164 1967 1968 1969 1970 65 8 32 35 405 49 53 18 32 165 98 18 16 407 115 74 62 65 79 15 70 116 187 94 41 134 17 44 15 14 163 50 4 26 27 387 38 50 16 30 131 71 15 12 321 94 61 54 54 62 13 51 108 169 74 33 120 14 35 9 10 150 46 4 19 25 358 36 43 15 28 104 61 12 11 283 78 49 49 44 56 11 46 100 130 59 29 98 12 29 10 9 126 47 4 20 22 330 31 43 15 24 83 58 12 9 268 74 47 45 39 50 11 41 106 121 55 25 97 11 28 10 7 noj Table CB-4A-ST Net Income of Insured Commercial Banks, by State Calendar Years 1950 -1996 (Dollar amounts in millions) STATE 1 New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1976 1973 1974 1975 1972 1971 1969 1970 1967 1968 24 1,338 124 35 369 120 67 453 26 42 37 101 549 40 13 131 100 73 135 24 23 1,337 115 32 338 108 58 443 23 38 31 68 486 33 11 125 97 64 131 20 24 1,269 102 30 332 104 54 453 20 46 28 79 481 29 10 120 62 57 115 17 24 1,131 95 23 306 91 49 441 19 45 25 103 407 28 10 118 63 52 110 14 20 997 82 18 273 78 39 359 19 37 19 96 338 27 9 102 51 45 94 11 16 920 79 16 259 69 37 343 18 35 19 86 294 24 9 91 52 41 92 8 15 849 77 15 245 63 33 326 17 31 16 74 274 19 8 80 54 33 90 9 14 738 62 12 207 55 31 296 17 27 14 65 237 15 7 75 53 27 77 7 12 654 50 11 191 50 26 248 15 21 11 61 218 15 6 63 44 27 63 7 12 639 49 10 166 43 25 219 15 18 12 56 191 16 4 54 40 22 58 6 7,860 7,249 7,055 6,558 5,631 5,213 4,817 4,318 3,773 3,498 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA NA (18) - NA NA 5 - NA NA 23 - NA NA 24 - NA NA NA 25 - NA NA NA 23 - NA NA NA 19 - NA NA NA 15 - NA NA NA 14 NA NA NA 11 - Other Areas (18) 5 23 24 25 23 19 15 14 11 7,842 7,254 7,079 6,582 5,656 5,236 4,836 4,333 3,787 3,509 United States Total United States & Other Areas A-36 Table CB-4A-ST Net Income of Insured Commercial Banks, by State Calendar Years 1950 - 1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-37 1966 1965 40 4 21 24 331 29 41 15 25 80 60 11 9 241 77 48 44 40 49 9 42 95 129 55 28 91 11 27 9 7 102 1963 1964 28 3 13 17 237 19 30 11 18 43 38 8 8 198 50 35 30 30 30 6 27 64 90 42 16 65 7 20 9 5 76 24 1 11 15 206 17 26 12 18 43 40 8 6 153 43 32 29 27 27 6 31 66 80 39 15 66 9 17 6 4 67 1961 1962 22 1 10 13 193 23 25 9 15 37 30 7 7 150 41 29 26 23 22 5 21 54 75 34 15 55 8 17 6 4 59 22 1 10 12 174 16 23 8 14 37 27 7 6 149 38 30 26 22 24 5 20 54 68 36 13 53 7 16 6 4 57 1959 1960 22 1 8 11 184 15 21 8 13 34 27 6 5 154 38 26 23 20 20 6 19 56 72 36 12 56 7 14 5 4 54 21 1 12 12 194 18 19 9 11 37 31 6 8 152 36 30 24 25 23 5 17 57 70 35 10 54 9 16 5 4 50 1957 1958 13 1 9 9 159 10 15 6 9 27 16 5 2 100 25 20 18 17 20 4 13 44 57 27 8 44 6 12 3 2 41 18" NA 7 10 164 15 16 7 6 31 25 NA 8 137 35 28 19 18 19 3 15 44 64 35 8 46 9 13 3 3 49 13 NA 6 8 134 4 14 6 8 25 17 NA 3 96 27 20 16 16 18! 4 14 40 54 27 6 40 5 11 2 2 34J Table CB-4A-ST Net Income of Insured Commercial Banks, by State Calendar Years 1950 -1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio 'Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1966 1965 1964 1963 1962 1960 1961 1957 1958 1959 10 625 50 10 167 43 26 236 14 19 12 53 186 15 5 59 39 22 57 5 6 487 36 8 124 29 22 177 17 15 9 38 121 12 3 38 27 17 44 4 5 471 29 7 111 28 16 153 9 12 8 34 110 11 3 35 . 28 15 41 4 4 500 28 7 98 27 14 151 8 12 7 30 103 9 3 33 25 13 37 4 5 433 28 7 98 26 13 131 7 11 7 28 100 10 2 31 25 12 38 3 5 429 25 7 110 26 15 130 7 10 7 26 95 10 3 29 26 11 41 4 6 433 24 7 97 25 15 122 6 10 7 28 96 11 3 29 24 12 37 4 4 301 20 6 77 20 12 103 6 8 6 21 76 6 2 23 18 9 22 3 4 368 22 6 78 21 13 112 5 8 6 20 81 8 2 24 19 10 30 4 290 17 5 70 19 11 97 5 6 5 18 71 7 2 21 16 10 25 2 3,447 2,507 2,277 2,148 2,001 1,992 1,999 1,485 1,698 1,370 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA NA NA 10 - NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Other Areas 10 8 7 5 4 3 4 4 2 2 3,457 2,515 2,284 2,153 2,005 1,996 2,003 1,489 1,701 1,372 United States Total United States & Other Areas A-38 4] Table CB-4A-ST Net Income of Insured Commercial Banks and Trust Companies, by State Calendar Years 1950-1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-39 1955 1956 12 NA 5 7 138 9 11 5 8 22 13 NA 2 89 21 18 14 14 17 3 11 34 48 23 7 35 4 9 2 2 31 1953 1954 11 NA 5 6 120 9 10 4 7 17 15 NA 2 86 20 17 12 13 15 2 11 33 47 23 6 32 4 10 2 2 32 13 NA 5 9 135 10 13 5 7 21 19 NA 5 105 27 21 15 14 13 4 11 31 57 24 6 38 4 13 2 2 38 1952 10 NA 3 7 103 8 10 4 7 14 14 NA 3 78 20 16 11 12 13 3 10 29 37 21 7 30 3 9 1 2 30 1951 10 NA 3 7 98 7 9 3 6 13 14 NA 3 76 18 18 11 12 11 3 10 25 31 20 6 28 3 9 1 2 27 1950 9 NA 3 6 95 7 9 4 6 12 12 NA 3 67 17 17 10 12 10 3 9 23 31 18 6 25 3 9 1 2 26 9 NA 3 7 92 8 9 4 6 13 12 NA 3 65 17 16 11 11 10 3 8 23 30 18 5 27 2 9 1 1 3^J Table CB-4A-ST Net Income of Insured Commercial Banks and Trust Companies, by State Calendar Years 1950-1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming United States American Samoa Guam Micronesia Pacific Islands Puerto Rico Virgin Islands Other Areas Total United States & Other Areas A-40 1956 1955 1954 1953 1952 1950 1951 3 235 17 4 62 17 13 94 5 6 4 16 59 5 2 19 14 8 17 2 2 232 16 4 57 16 12 85 4 5 4 15 57 5 2 17 14 9 20 2 2 266 16 5 55 17 9 94 3 7 5 18 61 6 2 18 16 9 26 3 2 204 13 4 47 14 10 84 4 5 4 15 43 4 2 17 13 8 17 2 2 214 13 3 47 14 9 76 3 5 4 13 43 4 2 15 12 7 17 2 2 177 13 3 43 12 8 72 3 5 4 13 42 4 2 14 11 7 16 2 3 186 13 3 42 14 8 82 3 5 4 15 44 4 2 15 12 7 17 2 1,214 1,153 1,305 1,024 988 906 935 NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NAj NA NA NA NA NA| 2 2 1 2 1 2 NA 1,214 1,153 1,306 1,026 989_ 908_ 935j Table CB-9A-ST Assets of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-41 1996 63,220 5,816 48,052 30,633 417,223 41,013 10,875 115,166 3,411 160,708 147,081 22,068 6,576 247,105 66,538 42,515 28,608 52,686 46,967 9,024 38,913 153,977 112,181 72,124 28,522 88,301 8,670 27,766 32,406 10,724 70,031 1995 56,322 5,475 51,394 29,157 368,225 37,357 33,998 108,356 9,837 150,762 132,672 21,723 12,975 238,711 68,808 42,018 31,428 49,638 45,244 9,036 68,881 117,887 118,903 70,201 27,084 80,481 8,194 26,690 26,334 10,061 104,285 1994 51,346 5,316 42,943 27,086 345,412 35,265 34,679 91,503 8,917 164,210 99,535 22,390 12,223 224,764 64,606 39,750 30,662 49,034 42,175 9,506 87,317 109,149 116,582 61,785 25,411 73,051 7,847 24,340 23,356 7,568 87,555 1993 46,907 4,979 37,104 26,051 328,493 34,436 32,922 85,857 13,292 150,389 90,090 22,261 10,941 211,980 61,740 38,717 30,317 45,544 40,063 8,699 51,993 97,715 105,956 62,292 24,419 68,544 7,931 24,133 17,998 7,367 100,112 1992 43,845 4,739 36,264 25,032 329,680 29,588 32,841 76,990 13,662 147,530 77,613 22,437 10,062 200,875 59,808 37,357 30,142 43,807 39,271 8,781 53,083 94,457 100,288 59,838 23,093 67,688 7,722 22,730 14,397 7,281 99,401 1991 41,191 4,611 35,570 23,550 352,796 28,111 33,161 74,449 14,820 138,899 70,992 20,765 9,760 199,140 59,162 36,341 29,751 42,538 37,505 8,827 54,727 91,981 98,798 54,907 22,140 65,356 7,548 21,405 15,059 8,465 95,462 1990 38,903 4,450 32,652 21,501 345,361 26,917 36,070 74,320 18,103 137,246 70,291 19,414 8,583 196,886 58,254 34,567 29,541 41,426 37,369 8,174 57,012 97,878 93,822 55,519 21,411 64,685 7,331 20,182 14,388 10,032 94,183 1989 36,182 4,338 26,428 19,492 323,612 26,277 40,332 70,815 20,545 133,087 65,175 16,789 8,280 192,367 56,312 32,181 26,706 39,591 36,798 8,207 53,133 112,844 91,186 51,304 20,092 58,333 7,046 18,557 17,032 10,419 93,376 1988 33,607 4,527 28,201 18,549 300,564 25,716 39,542 59,214 19,288 120,274 59,131 13,890 7,463 184,690 54,226 30,854 25,529 37,281 35,771 7,754 48,560 113,636 85,071 52,221 19,131 54,820 7,074 17,470 13,333 10,457 84,717 1987 30,815 4,954 27,678 17,759 283,002 25,029 35,838 44,600 18,419 110,977 53,343 12,472 7,170 178,874 49,966 30,250 24,700 34,897 35,584 6,809 44,888 97,618 82,035 56,016 18,263 53,250 7,277 16,804 10,052 9,121 75,695 Table CB-9A-ST Assets of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31, 1996 (Dollar amounts in millions) STATE 1 New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1996 15,538 1,032,218 191,424 8,544 172,732 36,134 22,155 243,682 6,451 26,353 29,335 75,930 205,143 35,991 6,221 89,893 44,727 22,268 65,696 8,183 1995 14,774 922,834 180,504 8,034 157,797 34,532 30,437 188,412 16,968 24,589 28,615 66,596 202,718 19,912 5,968 77,781 49,089 21,358 61,381 8,349 1994 14,172 875,062 117,563 8,314 146,749 33,080 28,892 185,402 15,733 31,182 24,354 60,924 188,088 17,143 5,854 75,734 44,847 20,239 57,817 6,624 1993 12,789 770,459 103,973 8,121 132,915 30,975 27,388 190,389 13,527 27,692 19,185 57,028 183,953 15,392 5,831 74,375 41,436 19,880 54,241 5,154 1992 12,420 700,055 88,370 7,899 124,662 30,432 25,823 182,885 13,323 26,190 16,404 52,849 175,487 14,344 5,578 71,268 40,826 19,362 52,105 5,037 1991 12,141 694,828 79,609 7,689 119,733 28,252 25,741 171,853 14,412 25,567 17,452 49,092 168,880 13,851 6,027 68,502 39,639 18,564 49,042 4,825 1990 11,062 682,199 80,245 7,551 113,772 26,863 22,950 172,427 14,673 25,217 19,109 47,404 170,822 13,799 6,051 69,600 39,742 17,445 47,507 4,649 1989 10,726 677,278 75,549 7,012 110,031 26,278 22,132 167,761 16,585 23,734 20,106 45,697 174,056 12,154 5,834 67,697 38,554 16,661 44,800 4,352 1988 10,168 665,893 66,264 6,905 102,434 26,115 19,494 160,400 14,436 20,198 22,323 43,609 170,978 11,168 5,445 61,552 33,582 16,092 42,483 4,202 1987 9,760 667,740 62,597 6,991 94,092 27,036 18,617 147,993 13,210 17,929 20,531 41,160 189,566 11,063 4,934 56,171 33,078 15,242 40,519 4,205 United States 4,547,518 4,282,785 3,983,056 3,683,945 3,485,621 3,413,486 3,369,558 3,283,833 3,116,302 2,986,589 American Samoa Guam Micronesia Puerto Rico Virgin Islands 55 757 49 29,881 82 49 742 56 28,966 82 55 640 52 26,662 51 50 630 57 21,481 0 43 662 40 19,296 0 35 639 32 16,491 0 40 510 23 19,358 0 33 402 16 15,079 0 31 362 9 14,092 0 27 324 5 13,004 0 Other Areas 30,824 29,895 27,460 22,218 20,041 17,197 19,931 15,530 14,494 13,360 4,578,342 4,312,680 4,010,516 3,706,163 3,505,662 3,430,683 3,389,489 3,299,363 3,130,796 2,999,949 Total United States & Other Areas A-42 Table CB-9A-ST Assets of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934- December 31, 1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-43 1986 29,288 5,025 27,593 17,951 292,706 25,999 33,088 34,617 17,134 103,222 51,228 11,243 7,063 173,066 48,926 30,106 24,564 33,190 37,084 6,103 38,716 87,150 78,887 56,811 17,880 53,146 7,251 16,647 9,141 7,923 70,202 1985 26,117 4,909 24,553 17,199 294,246 25,592 26,022 28,045 15,101 87,987 46,952 9,961 7,208 163,381 45,777 29,060 23,809 30,085 36,796 5,194 33,317 69,105 72,812 51,942 17,065 49,047 7,186 16,197 7,568 6,517 59,599 1984 24,661 4,436 21,475 16,389 279,211 24,248 22,061 19,064 13,903 77,158 39,961 8,820 6,823 159,010 42,538 27,962 22,624 27,744 35,260 4,588 27,982 58,076 67,768 48,875 15,689 45,942 7,139 15,599 5,514 5,440 52,332 1983 22,252 3,949 18,998 15,052 276,102 22,254 19,288 13,249 12,537 69,501 34,551 7,686 6,438 163,946 39,818 26,924 21,045 25,634 33,021 4,206 22,540 51,494 63,958 44,395 14,675 43,282 6,881 14,651 4,999 4,760 47,003 1982 20,427 3,374 16,657 13,619 275,446 20,286 15,551 7,759 10,577 59,845 30,363 6,702 5,884 158,088 36,529 25,488 19,619 23,576 30,894 3,890 20,179 44,688 58,949 38,821 13,695 41,483 6,207 13,965 4,584 3,986 42,228 1981 18,719 2,461 14,703 12,313 262,383 18,281 14,743 4,403 9,852 51,838 25,598 6,178 5,477 156,571 34,514 23,789 18,162 22,060 28,402 3,676 18,057 39,908 56,504 34,572 12,771 38,548 5,732 12,899 4,055 3,616 38,233 1980 16,859 2,251 13,354 11,090 237,971 16,145 13,950 3,685 8,648 48,005 23,266 5,381 5,106 141,157 32,725 21,744 16,596 19,440 24,945 3,465 16,546 36,205 53,388 31,790 11,467 34,874 5,317 11,502 3,761 3,298 36,126 1979 15,785 1,981 12,153 10,256 219,234 14,715 12,945 3,484 7,816 42,185 22,007 4,871 4,609 132,791 30,511 19,697 15,289 17,877 21,811 3,222 15,490 32,079 50,201 28,411 10,580 32,485 4,890 10,501 3,632 3,023 34,307 1978 14,737 1,922 10,176 9,266 191,881 13,009 11,992 3,410 7,087 37,419 20,793 4,190 4,296 117,185 28,221 17,858 13,567 16,045 19,156 3,009 14,041 27,916 48,152 24,985 9,440 29,211 4,457 9,550 3,287 2,711 32,197 1977 13,579 1,769 8,730 8,552 124,788 11,231 10,383 3,075 5,379 33,986 17,970 3,492 3,777 87,226 25,556 16,094 12,476 14,104 17,214 2,731 12,478 20,704 41,777 21,742 8,341 26,049 4,006 8,568 2,719 2,434 29,504 Table CB-9A-ST Assets of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31,1996 (Dollar amounts in millions) STATE |New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming U.S. Totals 1986 9,867 666,777 57,828 6,932 88,739 29,280 18,909 143,213 12,200 17,049 18,202 38,922 207,669 11,195 4,652 51,264 33,116 14,866 40,842 4,381 1985 9,375 619,633 48,669 6,855 81,763 31,966 17,684 134,107 10,155 14,723 16,073 35,962 209,028 10,232 4,001 43,705 31,445 13,935 37,687 4,544 1984 8,940 571,338 41,126 6,625 72,336 32,169 16,614 122,882 7,917 13,048 13,273 32,741 197,882 9,866 3,628 37,934 29,025 13,352 35,864 4,534 1983 8,432 534,058 36,659 6,356 67,209 30,672 15,612 113,333 9,524 11,520 10,434 30,188 181,908 8,912 3,247 33,902 26,260 12,604 33,073 4,298 1982 7,766 520,011 32,452 5,784 63,381 29,636 14,215 105,812 8,416 10,267 8,783 28,292 163,424 8,230 2,870 30,212 26,334 11,951 30,450 4,108 1981 6,801 482,709 29,132 5,225 59,558 27,768 13,961 97,613 8,003 8,695 7,993 26,103 143,226 7,553 2,523 26,738 25,711 11,253 28,415 3,789 1980 6,107 461,597 25,555 4,628 56,268 22,837 12,957 89,472 6,969 7,635 5,084 23,803 118,880 6,744 2,401 24,194 23,638 10,315 26,801 3,450 1979 5,422 410,912 23,526 4,230 52,888 19,711 12,339 84,910 6,245 6,965 4,675 22,056 102,841 6,334 2,212 22,359 21,350 9,484 25,828 3,083 1978 4,905 359,120 20,556 3,858 49,271 16,989 11,186 78,474 5,507 6,281 4,215 20,042 88,908 5,848 2,039 20,936 18,930 8,617 23,880 2,712 1977 4,303 194,203 17,324 3,476 43,278 15,102 9,715 64,866 4,733 5,779 3,822 18,127 71,760 5,006 1,844 18,882 15,054 8,129 21,449 2,425 2,928,853 2,719,891 2,499,386 2,333,290 2,185,753 2,021,787 1,849,392 1,686,208 1,503,440 1,129,711 American Samoa Guam Micronesia Puerto Rico Virgin Islands 24 273 3 11,546 0 23 230 NA 10,528 0 18 171 NA 9,297 0 14 160 NA 8,638 0 9 113 NA 7,465 0 2 123 NA 7,071 0 NA 104 NA 6,192 0 NA 62 NA 5,520 0 NA 60 NA 4,436 0 NA 309 NA 6,958 708 Other Areas 11,846 10,781 9,485 8,812 7,587 7,196 6,296 5,582 4,496 7,975 2,940,699 2,730,672 2,508,871 2,342,102 2,193,340 2,028,983 1,855,688 1,691,790 1,507,936 1,137,686 Total United States & Other Areas A-44 Table CB-9A-ST Assets of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-45 1976 11,873 1,593 7,539 7,586 108,705 9,675 8,991 2,770 4,551 30,500 15,965 3,245 3,303 78,648 23,085 14,606 11,127 12,291 15,369 2,451 11,204 18,789 36,914 19,619 7,260 23,132 3,569 7,702 2,372 2,110 26,808 1975 10,773 1,426 7,543 6,894 103,198 8,696 8,633 2,431 4,389 28,572 15,646 2,928 3,003 73,708 21,162 13,265 10,135 11,363 14,101 2,261 10,227 18,331 34,262 17,628 6,449 21,034 3,320 7,193 2,120 1,886 25,110 1974 9,768 1,163 7,029 6,242 95,867 8,266 8,179 2,333 4,265 27,948 15,277 2,816 2,746 70,859 19,754 12,015 9,225 10,700 13,239 2,115 9,485 18,267 32,829 16,855 5,852 19,903 2,968 6,735 1,981 1,709 24,017 1973 8,923 912 7,002 5,636 87,300 7,757 7,888 2,240 4,031 26,171 14,333 2,657 2,415 63,111 18,119 10,894 8,520 9,110 11,647 1,986 8,805 17,377 31,334 15,488 5,559 18,239 2,712 6,251 1,959 1,629 23,092 1972 7,737 826 6,171 4,794 76,318 6,888 7,372 1,998 3,687 22,247 12,066 2,358 2,084 54,065 15,655 9,492 7,391 7,977 10,255 1,785 7,788 15,908 28,818 13,441 4,792 16,503 2,422 5,324 1,741 1,475 21,548 1971 6,556 715 5,197 4,091 66,851 5,753 6,329 1,673 3,343 18,196 10,052 2,125 1,719 45,843 13,906 8,193 6,504 6,914 8,767 1,583 6,816 14,318 26,317 12,127 4,055 14,820 2,097 4,698 1,525 1,340 19,231 1970 5,681 ! 631 4,027 3,469 57,988 4,999 5,987 1,464 3,206 15,662 8,767 1,887 1,512 41,296 12,514 7,389 5,693 6,118 7,419 1,437 5,907 13,666 24,207 10,478 3,559 13,339 1,848 4,045 1,286 1,196 16,976 1969 5,014 526 3,487 3,091 53,156 4,564 5,362 1,368 3,038 13,799 8,063 1,682 1,365 37,254 11,535 6,860 5,229 5,492 6,646 1,288 5,335 12,309 22,444 9,659 3,223 12,537 1,662 3,748 1,125 964 15,497 1968 4,763 425 3,231 2,898 52,092 4,299 5,407 1,304 3,009 12,743 7,376 1,510 1,259 36,723 10,657 6,356 4,889 5,126 6,364 1,243 5,054 11,842 21,190 9,479 3,004 12,299 1,555 3,440 1,057 913 14,761| 1967 4,310 412 2,844 2,639 46,694 3,806 4,814 1,197 i 2,869 10,703 6,451 1,307 1,154 33,198 9,300 5,758 4,486 4,645 5,853 1,121 4,600 10,466 19,108 8,135 2,718 11,168 1,425 3,114 957 818 13,245 Table CB-9A-ST Assets of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31,1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1976 3,699 170,496 15,867 3,136 40,070 13,290 8,300 58,817 4,229 5,108 3,559 16,422 63,381 4,294 1,638 16,994 12,993 7,253 19,021 2,099 1975 3,384 162,337 15,163 2,925 37,411 11,727 7,689 55,036 3,817 4,831 3,243 15,318 56,423 3,889 1,506 15,940 11,763 6,503 17,377 1,857 1974 3,035 169,356 14,218 2,528 36,187 10,734 6,891 53,535 3,657 4,584 2,895 14,553 50,295 3,384 1,375 15,396 10,943 6,021 16,237 1,620 1973 2,827 148,030 13,930 2,274 33,785 9,627 6,582 48,844 2,830 4,332 2,615 13,824 46,487 3,145 1,332 14,471 9,646 5,171 15,112 1,429 1972 2,489 134,452 11,814 1,977 31,051 8,553 5,966 43,187 2,502 3,700 2,229 12,016 40,859 2,833 1,246 12,327 8,294 4,468 13,848 1,235 1971 2,071 116,303 9,813 1,782 27,340 7,330 5,123 37,335 2,050 3,214 1,961 10,016 35,118 2,413 1,096 10,496 7,305 3,820 12,198 1,043 1970 1,708 111,236 8,407 1,581 25,180 6,465 4,574 33,844 1,840 2,772 1,739 8,578 30,707 2,096 970 9,181 6,801 3,354 10,904 911 1969 1,455 107,516 7,537 1,465 23,734 5,583 4,333 31,136 1,709 2,437 1,592 7,592 27,552 1,881 871 8,261 5,973 2,876 9,880 827 1968 1,344 101,639 7,201 1,378 22,570 5,412 4,256 29,798 1,759 2,250 1,457 7,215 26,491 1,882 823 7,674 5,759 2,627 9,338 784 1967 1,218 92,923 6,368 1,232 20,810 5,086 3,730 26,970 1,644 1,987 1,336 6,610 23,314 1,721 733 6,845 5,260 2,421 8,536 707 1,004,018 935,826 897,851 819,390 725,972 629,481 566,501 521,532 497,925 448,766 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA 445 NA 6,287 577 NA 723 NA 6,467 593 NA 641 NA 5,028 464 NA 446 NA 4,714 409 NA 251 NA 4,181 498 NA 133 NA 3,428 531 NA 103 NA 2,826 729 NA 83 NA 2,406 624 NA 62 NA 2,018 154 NA 56 NA 1,700 128 Other Areas 7,309 7,783 6,133 5,569 4,930 4,092 3,658 3,113 2,234 1,884 1,011,327 943,609 903,984 824,959 730,902 633,573 570,159 524,645 500,159 450,650 United States Total United States & Other Areas A-46 Table CB-9A-ST Assets of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31, 1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-47 1966 3,936 373 2,516 2,429 42,649 3,360 4,174 1,092 2,601 9,247 5,746 1,175 1,038 30,117 8,427 5,201 4,054 4,050 5,328 1,035 4,150 9,030 16,977 7,155 2,465 10,054 1,312 2,760 813 733 11,891 1965 3,586 362 2,338 2,240 39,847 3,189 3,835 1,100 2,520 8,526 5,218 1,137 984 28,466 7,765 4,927 3,740 3,796 4,772 929 3,868 8,372 15,457 6,742 2,264 9,393 1,232 2,564 777 658 11,204 1964 3,156 329 2,194 2,057 37,730 2,991 3,546 986 2,310 7,562 4,542 1,023 906 26,229 6,914 4,493 3,493 3,525 4,331 872 3,568 7,631 13,915 6,189 2,052 8,874 1,142 2,436 725 599 10,502 1963 2,854 266 1,929 1,872 34,860 2,785 3,229 915 2,134 6,706 4,050 898 831 23,642 6,006 4,073 3,213 3,141 3,834 808 3,223 6,957 12,358 5,600 1,854 7,980 1,082 2,257 681 566 9,539 1962 2,659 264 1,751 1,705 32,344 2,591 3,065 918 1,952 6,143 3,717 887 788 22,501 5,808 3,891 3,068 3,046 3,624 794 2,960 6,906 11,490 5,338 1,694 7,595 1,018 2,100 627 533 9,205 1961 2,440 208 1,599 1,556 29,845 2,509 2,854 840 1,803 5,771 3,479 850 746 21,023 5,589 3,645 2,871 2,884 3,458 756 2,782 6,649 10,259 4,960 1,565 7,186 945 1,955 540 499 8,573 1960 2,350 205 1,404 1,416 26,888 2,199 2,664 820 1,679 5,352 3,280 785 708 19,302 5,253 3,385 2,658 2,545 3,254 710 2,584 6,227 9,716 4,621 1,472 6,785 906 1,834 482 462 7,977 1959 2,222 171 1,271 1,364 26,061 2,073 2,558 748 1,607 5,193 3,135 705 695 18,462 5,026 3,283 2,503 2,521 3,198 675 2,406 5,877 9,197 4,464 1,436 6,548 874 1,750 445 443 7,606 1958 2,137 NA 1,125 1,271 24,859 2,027 2,513 720 1,630 4,869 2,985 NA 686 18,342 4,900 3,352 2,434 2,451 3,049 657 2,380 5,804 8,940 4,432 1,327 6,475 874 1,785 402 392 7,236 1957 1,949 NA 985 1,164 22,757 1,845 2,444 703 1,532 4,394 2,751 NA 614 17,341 4,660 3,030 2,236 2,339 3,002 615 2,267 5,506 8,608 4,093 1,165 6,080 809 1,570 357 359 6,835 1 Table CB-9A-ST Assets of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31, 1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1966 1,107 81,634 5,600 1,124 18,794 4,578 3,430 24,251 1,435 1,797 1,231 6,031 20,980 1,636 665 5,983 4,671 2,189 7,639 658 1965 1,047 75,973 5,041 1,044 17,506 4,265 3,251 22,640 1,398 1,658 1,163 5,623 19,903 1,561 629 5,635 4,218 2,026 7,011 617 1964 1,004 69,088 4,601 965 15,968 3,897 2,958 21,015 1,269 1,504 1,083 5,211 18,499 1,409 571 5,114 3,876 1,849 6,545 598 1963 980 61,348 4,028 904 14,690 3,519 2,716 19,244 1,151 1,388 1,021 4,644 16,688 1,319 535 4,567 3,578 1,687 5,996 560 879 59,749 3,843 842 14,187 3,348 2,562 18,109 1,089 1,331 962 4,253 15,705 1,253 508 4,256 3,475 1,582 5,636 518 837 56,684 3,606 740 13,232 3,225 2,384 17,076 1,050 1,245 884 3,971 14,746 1,158 473 3,955 3,241 1,513 5,420 499 776 51,741 3,299 715 12,525 2,998 2,226 16,180 988 1,148 822 3,656 13,502 1,097 450 3,643 3,007 1,438 5,051 462 750 47,285 3,090 708 12,145 2,847 2,193 15,460 951 1,108 790 3,523 12,808 1,031 435 3,526 2,963 1,402 4,832 442 714 47,681 2,993 699 11,581 2,794 2,140 15,255 915 1,038 788 3,328 12,534 988 421 3,420 2,868 1,355 4,705 433 637 44,414 2,710 629 11,217 2,591 1,945 14,615 882 959 684 3,054 11,309 914 369 3,195 2,689 1,318 4,307 394 United States 401,321 374,017 343,846 310,706 295,069 276,578 255,647 242,806 236,704 220,842 NA NA NA 986 99 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA 52 NA 1,426 99 NA NA NA 1,220 98 NA NA NA 1,184 98 Other Areas 1,577 1,318 1,282 402,898 375,335 345,128 Total United States & Other Areas -48 1961 1962 1959 1960 1958 1957 NA NA NA 833 81 NA NA NA 727 69 NA NA NA 611 64 NA NA NA 556 57 NA NA NA 487 285 NA NA NA 436 254 1,085 914 796 675 613 772 690 311,791 295,983 277,374 256,322 243,419 237,476 221,532 Table CB-9A-ST Assets of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31, 1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-49 1956 1,884 NA 923 1,152 21,548 1,777 2,452 689 1,536 3,961 2,659 NA 593 17,191 4,622 2,884 2,198 2,271 2,991 596 2,247 5,449 8,544 3,946 1,120 6,052 778 1,604 332 345 6,636 1955 1,828 NA 818 1,132 20,753 1,726 2,343 674 1,493 3,535 2,540 NA 578 16,749 4,465 2,826 2,063 2,173 2,767 580 2,132 5,402 8,394 3,773 1,089 5,837 747 1,603 313 330 6,325 1954 1,692 NA 749 1,066 19,547 1,666 2,168 618 1,441 3,159 2,392 NA 569 16,296 4,307 2,835 2,057 2,119 2,573 547 2,057 5,150 7,748 3,751 1,033 5,686 727 1,636 299 303 6,047 1953 1,617 NA 682 1,018 18,191 1,535 2,099 586 1,365 2,822 2,281 NA 543 15,829 4,175 2,755 1,935 2,004 2,388 530 1,961 4,973 7,329 3,593 1,014 5,503 701 1,626 263 294 5,848 1952 1,569 NA 651 995 17,698 1,503 2,037 559 1,367 2,633 2,234 NA 534 15,461 3,956 2,585 1,905 1,989 2,239 527 1,950 5,006 6,874 3,467 967 5,382 690 1,588 240 275 5,682 1951 1,488 NA 568 943 16,310 1,398 1,938 590 1,348 2,357 2,132 NA 495 14,651 3,709 2,478 1,792 1,916 2,150 490 1,843 4,962 6,249 3,244 931 5,167 647 1,506 216 268 5,472 1950 1,375 NA 498 905 15,129 1,292 1,768 589 1,246 2,139 1,907 NA 460 13,879 3,477 2,433 1,633 1,727 1,949 453 1,704 4,715 6,035 3,140 865 4,872 611 1,422 191 251 5,218 1949 1,297 NA 440 852 14,133 1,194 1,560 526 1,116 1,859 1,742 NA 443 13,221 3,248 2,288 1,547 1,643 1,842 442 1,617 4,446 5,437 3,002 807 4,471 614 1,305 177 2291 4,888 1948 1,343 NA 445 852 13,993 1,164 1,380 483 1,094 1,757 1,775 NA 450 12,547 3,175 2,297 1,559 1,699 1,800 451 1,554 4,277 5,150 2,998 855 4,406 604 1,326 174 231 4,747 1947 1,341 NA 430 836 13,911 1,187 1,370 481 1,097 1,817 1,801 NA 455 12,550 3,161 2,413 1,512 1,677 1,736 453 1,604 4,374 5,102 3,033 835 4,424 585 1,347 176 234 4,714 Table CB-9A-ST Assets of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31,1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1956 610 43,225 2,727 577 11,023 2,511 1,982 14,411 888 938 640 2,975 11,198 910 359 3,078 2,673 1,263 4,164 373 559 42,634 2,661 537 10,610 2,433 1,979 13,918 900 921 638 2,856 10,697 881 342 2,904 2,598 1,200 3,987 359 519 41,183 2,523 542 10,061 2,317 1,883 13,531 855 904 637 2,768 10,249 845 325 2,798 2,499 1,160 3,926 357 491 38,997 2,406 529 9,884 2,215 1,754 13,050 842 900 606 2,621 9,536 777 316 2,608 2,359 1,157 3,791 341 470 39,054 2,379 530 9,462 2,154 1,731 12,851 856 891 593 2,479 9,098 745 313 2,578 2,339 1,124 3,711 334 427 38,015 2,263 520 8,951 2,018 1,594 12,478 841 840 567 2,361 8,491 699 304 2,396 2,220 1,104 3,485 325 United States 215,505 208,602 200,120 190,640 186,255 177,157 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA NA NA 397 241 NA NA NA 350 193 NA NA NA 297 168 NA NA NA 274 151 NA NA NA 291 136 Other Areas 638 543 465 425 216,143 209,145 200,585 191,065 Total United States & Other Areas A-50 1955 1953 1954 1952 1951 1950 1949 383" 36,164 2,031 492 8,391 1,861 1,510 11,947 736 711 537 2,205 7,862 632 285 2,189 2,118 1,027 3,304 289 1947 1948 342 33,871 1,889 496 7,752 1,766 1,357 11,125 688 689 527 2,077 7,010 602 273 2,022 2,000 976 3,143 272 322 33,301 1,929 526 7,584 1,707 1,406 10,896 688 699 542 2,061 6,637 599 270 1,946 2,003 1,021 3,123 272 300] 34,260 1,969 526 7,400 1,628 1,450 10,937 685 701 552 2,059 6,407 593 271 1,947 2,083 972 3,084 254 166,557 155,263 152,118 152,734 NA NA NA 198 100 NA NA NA 172 68 NA NA NA 60 NA NA NA NA NA NA NA NA NA NA NA 427 298 240 60 NA NA 186,682 177,455 166,797 155,323 152,118 152,734 Table CB-9A-ST Assets of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31, 1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-51 1946 1,299 NA 410 825 13,754 1,141 1,324 515 1,091 1,828 1,793 NA 444 11,606 2,980 2,239 1,435 1,579 1,631 470 1,584 4,324 4,826 2,835 785 4,198 554 1,287 172 232 4,649 1945 1,374 NA 382 802 13,861 1,144 1,462 522 1,121 1,882 1,925 NA 420 12,534 2,989 2,140 1,465 1,654 1,705 488 1,736 4,909 5,022 2,920 816 4,418 521 1,310 164 239 4,846 1944 1,089 NA 300 662 11,384 887 1,397 444 912 1,474 1,526 NA 343 10,971 2,548 1,786 1,209 1,341 1,391 418 1,594 4,429 4,557 2,420 653 3,687 425 1,010 127 205 4,124 1943 894 NA 238 512 9,333 762 1,221 415 762 1,118 1,255 NA 264 9,040 2,074 1,452 983 1,086 1,126 351 1,307 3,820 3,872 1,981 511 3,067 338 857 105 171 3,337 1942 746 NA 181 434 7,200 604 965 341 657 813 1,003 NA 196 7,845 1,658 1,174 759 908 957 295 1,052 3,283 3,083 1,669 414 2,653 279 665 83 137 2,773 1941 540 NA 121 316 5,742 454 816 286 548 610 756 NA 134 6,353 1,288 900 524 708 722 245 902 2,664 2,223 1,228 296 2,112 201 431 57 118 2,386 1940 426 NA 108 247 5,182 407 718 277 471 535 629 NA 117 5,736 1,119 779 433 592 636 230 809 2,573 2,027 1,128 241 1,862 178 391 51 106 2,202 1939 380T NA 99 225 4,711 379 632 246 411 452 566 NA 107 5,189 1,034 711 408 552 606 220 727 2,294 1,717 1,053 232 1,762 166 365 45 101 2,037 1938 346" NA 96 199 4,501 357 570 209 389 389 491 NA 100 4,720 946 656 385 521 558 211 641 2,107 1,541 975 216 1,607 155 337 38 96 1,900 1937 320T NA 91 192 4,352 348 551 210 369 362 440 NA 100 4,296 910 623 388 510 520 213 594 2,025 1,541 944 213 1,518 152 337 37 92 1,912 Table CB-9A-ST Assets of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934- December 31,1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1946 1945 1944 1943 1942 1941 1939 1940 1938 1937 282 33,579 1,936 468 7,167 1,495 1,403 10,535 694 686 477 1,989 5,832 584 267 1,916 2,063 915 2,985 241 279 39,289 1,891 428 7,592 1,547 1,467 11,156 698 647 415 2,046 6,096 585 261 1,972 2,252 943 2,986 222 210 34,671 1,607 334 6,541 1,254 1,166 9,705 627 524 305 1,699 4,822 480 214 1,699 1,945 784 2,494 179 169 30,054 1,198 257 5,413 983 940 8,370 507 405 256 1,372 3,815 407 182 1,361 1,528 591 2,014 146 133 27,991 1,026 192 4,235 780 699 7,354 450 329 207 1,168 3,081 337 160 1,178 1,131 484 1,559 121 88 23,197 766 124 3,482 610 468 6,671 357 233 141 893 2,252 228 146 943 766 411 1,261 96 75 22,803 610 95 3,074 527 382 6,283 324 199 120 718 1,925 199 142 795 638 365 1,142 87 71 19,362 556 86 2,794 518 342 5,911 298 173 112 644 1,773 184 137 726 546 342 1,059 79 66 16,574 486 77 2,549 502 315 5,385 275 153 99 591 1,603 178 133 674 492 322 987 73 62 15,554 457 79 2,486 488 306 5,253 272 152 95 556 1,525 168 132 635 483 326 953 72 147,324 157,543 134,573 112,220 95,442 76,814 70,713 63,140 56,791 54,214 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Other Areas NA NA NA NA NA NA NA NA NA NA 147,324 157,543 134,573 112,220 95,442 76,814 63,140 56,791 54,214 United States Total United States & Other Areas A-52 70,713 Table CB-9A-ST Assets of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31, 1996 (Dollar amounts in millions) [STATE 1 Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey ~ 1936 333 ! NA 83 201 4,383 367 553 205 379 368 482 NA 97 4,430 890 642 405 528 510 217 637 2,123 1,513 977 224 1,585 154 362 33 94 1,961 1935 [ 290" NA 70 166 4,007 320 515 170 336 301 440 NA 82 3,933 759 553 373 472 421 204 569 2,007 1,289 899 177 1,429 148 335 28 85 1,824 1934 277 NA 55| 148 3,721 296 531 153 300 268 396 NA 71 3,344 695 491 341 437 373 206 529 1,904 1,033 853 169 1,276 130 320 22 85 1,755 Table CB-9A-ST Assets of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31,1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1936 1934 1935 58 16,621 463 81 2,497 472 306 5,549 281 161 104 569 1,494 164 132 654 488 323 957 72 48 15,486 409 83 2,183 432 264 5,020 262 138 97 491 1,318 154 127 584 424 288 841 65 42 14,034 356 82 1,929 370 237 4,777 259 121 95 437 1,222 140 126 545 390 280 758 58 56,182 50,916 46,437 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Other Areas NA NA NA 56,182 50,916 United States Total United States & Other Areas 46,437 Table CB-11A-ST Net Loans and Leases of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-55 1996 42,028 3,211 36,514 17,275 269,458 23,775 7,922 87,073 1,226 108,827 99,736 14,009 4,461 138,933 44,857 24,576 15,607 35,085 27,242 5,953 23,883 84,180 80,381 44,930 16,760 52,399 5,469 16,909 24,490 7,771 42,891 1995 36,439 2,991 34,679 16,378 239,750 21,196 19,407 83,713 3,835 98,198 83,929 13,532 8,917 126,314 45,032 24,003 16,593 32,774 24,053 6,062 43,726 63,934 78,836 43,237 15,513 47,182 5,141 16,114 18,595 6,658 56,257 1994 33,168 2,718 28,546 14,781 223,520 19,160 19,086 69,663 3,889 102,187 64,213 14,662 8,736 116,026 42,150 22,862 15,960 31,016 20,214 5,972 54,587 58,113 72,382 38,153 14,037 41,173 4,723 14,877 15,968 5,127 47,030 1993 29,819 2,609 21,094 13,197 213,078 16,327 17,510 63,092 5,162 89,454 56,179 13,827 7,703 106,656 37,956 20,833 14,894 27,613 17,025 5,705 28,556 54,227 65,055 38,757 12,901 36,635 4,291 14,370 9,985 4,736 53,777 1992 26,639 2,112 19,555 11,831 221,479 13,217 18,215 56,802 5,423 82,503 48,655 13,660 6,632 102,769 36,049 18,678 14,441 25,553 15,997 5,577 30,225 50,306 62,323 35,732 11,690 35,149 3,831 12,741 7,506 4,839 54,603 1991 24,129 2,001 22,669 11,064 247,828 12,728 19,323 56,811 7,409 82,067 43,396 13,006 6,496 104,838 35,980 17,102 14,428 24,541 16,683 5,780 34,531 48,729 59,952 31,612 11,415 35,405 3,777 11,584 10,431 5,552 54,998 1990 23,233 1,929 20,448 10,939 259,776 13,557 22,002 57,446 10,249 86,643 43,253 11,827 5,685 108,735 35,360 16,326 14,786 24,213 18,935 5,702 36,628 58,288 57,580 32,200 11,294 35,946 3,549 10,617 10,108 7,135 57,957 1989 21,582 1,759 17,461 10,087 229,473 14,128 26,738 56,931 12,666 84,343 40,157 9,875 5,258 105,363 33,653 15,234 13,803 23,327 19,153 5,958 35,601 69,889 53,837 31,368 11,011 33,961 3,408 9,685 13,174 8,078 61,372 1988 19,733 2,198 19,477 9,767 204,077 13,875 27,097 45,999 11,790 75,180 36,911 8,466 4,679 101,199 31,893 14,189 13,290 21,525 19,262 5,671 32,473 71,031 50,883 30,780 10,362 31,932 3,163 8,826 10,058 8,244 57,837 1987 17,882 2,548 19,462 9,446 192,317 13,807 24,282 36,700 10,696 67,366 j 32,756 j 7,020 1 4,298 98,632 28,568 12,831 12,681 19,632 18,893 4,786 28,343 62,074 46,303 28,614 9,629 29,680 3,319 8,039 7,132 6,839 50,621 Table CB-11A-ST Net Loans and Leases of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934- December 31,1996 (Dollar amounts in millions) 1996 8,305 496,769 123,446 4,995 121,500 19,651 16,175 161,483 3,841 16,054 22,075 48,763 104,957 26,454 4,234 55,816 33,895 14,550 42,286 5,541 1995 7,927 445,153 109,121 4,564 110,585 18,399 21,743 120,883 11,357 14,772 22,247 42,201 112,394 12,384 4,187 47,482 36,703 13,388 39,152 5,430 1994 7,522 406,613 69,224 4,832 98,080 16,814 20,495 112,772 8,597 19,474 18,571 36,586 98,336 10,597 4,185 46,230 34,147 12,139 37,019 3,946 1993 6,162 380,266 60,282 4,231 88,162 14,764 18,621 115,030 9,277 16,813 14,288 32,754 88,620 8,978 4,127 42,431 30,335 10,930 34,255 2,534 1992 6,094 369,111 53,456 3,665 79,941 13,342 16,941 103,971 8,864 15,380 10,694 28,107 79,048 8,209 3,942 38,861 28,821 10,189 31,674 2,294 1991 6,385 378,814 51,140 3,509 76,855 12,576 16,780 101,703 9,623 15,890 12,263 27,031 73,844 8,448 4,339 41,303 29,105 9,844 30,207 2,168 1990 5,826 391,630 50,285 3,401 73,333 12,143 16,047 107,124 9,415 16,541 14,027 27,650 75,809 8,764 4,585 43,500 29,474 9,353 29,655 2,029 1989 5,810 389,524 46,529 3,321 70,511 11,970 14,470 105,559 10,834 14,934 15,141 27,185 79,399 7,742 4,552 43,729 27,938 8,963 27,655 1,745 1988 5,639 374,568 41,138 3,150 65,827 12,167 12,400 97,203 9,880 12,888 17,454 26,016 85,663 7,075 4,219 40,829 23,951 8,624 25,480 1,716 1987 5,465 371,717 36,633 3,182 59,930 12,981 11,372 87,841 8,972 11,007 15,891 24,060 103,796 6,992 3,790 37,094 23,265 7,907 23,513 1,718 2,738,621 2,533,060 2,290,878 2,085,883 1,967,336 1,988,092 2,042,937 1,995,844 1,877,754 1,772,322 American Samoa Guam Micronesia Puerto Rico Virgin Islands 30 440 21 18,239 44 30 397 26 16,377 40 32 383 30 14,725 35 26 357 29 10,683 NA 25 356 22 9,758 NA 25 298 20 9,174 NA 23 219 14 11,445 NA 18 169 7 8,414 NA 15 192 5 7,744 NA 15 182 3 6,761 NA Other Areas 18,774 16,870 15,205 11,095 10,161 9,517 11,701 8,608 7,956 6,961 2,757,395 2,549,930 2,306,083 2,096,978 1,977,497 1,997,609 2,054,638 2,004,452 1,885,710 1,779,283 STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming United States Total United States & Other Areas A-56 Table CB-11A-ST Net Loans and Leases of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-57 1986 16,376 2,989 18,751 9,205 199,222 14,217 20,921 28,247 9,742 59,688 30,277 6,196 4,283 95,283 26,587 12,511 12,278 17,930 19,593 3,982 22,947 55,268 43,613 29,359 9,083 28,297 3,509 7,857 6,442 5,487 43,782 1985 14,206 3,149 16,585 9,104 200,494 14,642 16,032 22,286 8,287 50,787 26,579 5,560 4,487 90,598 24,642 13,075 12,260 16,249 20,295 3,252 19,331 42,054 40,697 28,989 8,588 25,634 3,874 8,072 5,165 4,306 35,297 1984 12,547 2,751 14,077 8,604 193,292 14,447 13,184 15,148 7,117 43,290 22,438 5,087 4,348 93,263 22,922 13,750 11,783 14,558 19,144 2,763 15,555 34,093 37,719 28,052 7,854 24,065 3,933 8,579 3,130 3,452 29,869 1983 9,916 2,161 11,588 7,483 181,643 12,705 10,507 9,414 5,689 32,968 16,560 4,340 3,827 92,305 19,178 12,733 10,573 12,452 16,659 2,104 11,208 26,681 32,077 24,403 7,012 20,816 3,743 7,880 2,563 2,741 24,307 1982 9,201 1,618 10,254 6,794 177,258 11,579 8,831 4,738 5,114 27,067 14,601 3,960 3,497 92,217 18,107 11,996 9,468 11,372 15,335 1,992 9,762 22,988 30,343 21,380 6,581 19,451 3,457 7,091 2,365 2,352 21,036 1981 8,589 1,095 9,208 6,268 164,863 10,410 8,541 1,979 4,986 24,355 12,850 3,737 3,036 88,598 17,314 11,400 8,588 10,665 14,129 1,939 10,000 19,899 29,864 18,733 6,128 18,140 3,051 6,458 2,350 2,170 19,617 1980 8,466 1,026 7,990 5,814 144,646 8,991 7,887 1,803 4,429 21,358 11,725 3,430 2,851 78,196 16,626 11,063 8,072 10,034 12,303 1,899 9,721 18,161 29,572 16,932 5,827 16,798 2,893 5,968 2,2011 2,012 19,047 1979 8,606 1,052 7,630 5,352 130,412 8,410 7,518 1,702 4,178 19,580 11,291 3,037 2,716 72,451 16,570 11,409 7,948 9,925 11,168 1,931 9,539 16,378 28,897 16,379 5,679 16,497 2,875 5,941 2,184 1,927 i 18,6001 1978 8776" 1,083 6,396 5,227 111,746 7,601 6,722 1,452 3,744 17,787 10,637 2,486 2,567 63,772 15,391 10,270 7,338 9,041 10,112 1,856 8,545 13,862 26,609 14,167 5,084 14,879 2,680 5,277 1,918 1,735 17,295 1977 7,441 1,009 5,142 4,716 69,931 6,473 5,480 1,267 2,783 15,037 9,583 2,001 2,276 46,552 13,275 9,141 6,415 7,608 8,625 1,680 7,493 10,032 22,880 11,997 4,282 12,530 2,343 4,834 1,498 1,530 15,031 Table CB-11A-ST Net Loans and Leases of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934- December 31,1996 (Dollar amounts in millions) STATE 1 New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1986 5,440 381,996 32,797 3,181 54,461 14,520 10,982 86,599 7,811 9,674 14,018 21,888 117,223 6,894 3,341 32,467 22,614 7,373 22,614 1,945 1985 5,389 357,595 28,535 3,345 47,345 17,051 10,614 78,734 6,397 8,173 12,303 19,532 123,440 6,444 2,916 28,530 21,689 6,872 21,413 2,184 1984 5,129 344,972 23,798 3,389 40,718 17,465 10,041 71,150 4,810 6,886 10,186 17,299 117,962 5,765 2,546 24,632 19,613 6,354 20,384 2,316 1983 4,456 317,826 18,691 3,238 34,396 16,747 8,938 55,678 5,329 5,121 7,244 14,572 98,976 5,030 2,090 19,141 16,895 5,490 17,832 2,253 1982 3,875 305,938 15,923 2,912 30,839 15,819 8,145 52,319 4,913 4,373 5,908 14,121 87,801 4,477 1,873 16,733 17,009 5,233 16,307 2,128 1981 3,435 284,521 14,299 2,620 29,090 14,247 8,143 50,779 4,528 3,926 5,283 13,025 74,797 4,190 1,647 15,205 16,175 5,212 15,543 1,975 1980 3,111 254,233 12,575 2,488 28,331 11,336 7,713 48,100 4,108 3,690 2,884 12,394 59,432 3,809 1,543 13,836 14,922 4,999 15,036 1,749 1979 2,980 226,418 11,936 2,520 28,211 10,049 7,305 47,367 3,966 3,562 2,877 12,091 51,907 3,743 1,477 13,255 14,018 4,992 15,174 1,650 1978 2,708 199,311 10,649 2,229 25,889 8,963 6,625 43,369 3,496 3,331 2,582 11,425 45,230 3,506 1,383 12,385 11,986 4,685 13,972 1,503 1977 2,311 92,574 9,207 1,953 22,048 7,679 5,325 35,145 2,958 2,969 2,266 9,971 35,531 3,030 1,207 10,872 9,112 3,993 12,102 1,303 United States 1,721,760 1,603,077 1,486,229 1,298,179 1,208,451 1,117,600 1,004,030 933,280 830,982 592,441 American Samoa Guam Micronesia Puerto Rico Virgin Islands 15 128 1 5,633 NA 14 120 NA 4,316 NA 12 99 NA 3,556 NA 8 76 NA 3,045 NA 4 63 NA 2,562 NA NA 62 NA 2,457 NA NA 52 NA 2,326 NA NA 30 NA 2,211 NA NA 22 NA 1,974 NA NA 218 NA 4,137 327 Other Areas 5,777 4,450 3,667 3,129 2,629 2,519 2,378 2,241 1,996 4,682 1,727,537 1,607,527 1,489,896 1,301,308 1,211,080 1,120,119 1,006,408 935,521 832,978 597,123 Total United States & Other Areas A-58 Table CB-11A-ST Net Loans and Leases of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31, 1996 (Dollar amounts in millions) ISTATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-59 1976 6,214 829 4,444 3,905 59,113 5,470 4,746 1,120 2,293 13,186 8,626 1,810 2,003 41,073 11,326 7,739 5,637 6,347 7,167 1,451 6,451 9,443 19,964 10,230 3,638 10,599 2,028 4,347 1,236 1,284 13,404 1975 5,483 692 4,315 3,356 54,573 4,801 4,637 1,167 2,112 12,810 8,574 1,680 1,763 39,316 10,450 6,568 4,857 5,539 6,695 1,337 5,721 9,431 19,222 9,430 3,309 9,435 1,808 3,724 1,134 1,139 12,939 1974 5,107 555 4,290 3,069 55,916 4,533 4,732 1,242 2,234 13,361 8,640 1,714 1,621 40,165 10,097 5,860 4,298 5,099 6,353 1,317 5,556 10,428 19,022 9,015 3,093 9,284 1,661 3,441 1,138 1,084 12,997 1973 4,516 457 4,329 2,772 51,049 4,334 4,599 1,125 2,146 12,497 8,334 1,569 1,418 35,008 9,209 5,431 3,917 4,511 5,726 1,254 5,070 9,743 18,165 8,116 2,834 8,589 1,473 3,260 1,108 1,015 12,467 1972 3,750 398 3,770 2,318 42,323 3,825 4,126 909 1,932 9,929 6,819 1,377 1,164 28,297 7,750 4,616 3,382 3,704 4,778 1,107 4,194 8,329 15,695 7,056 2,386 7,585 1,219 2,795 911 906 10,927 1971 3,095 335 3,093 1,903 35,746 3,060 3,635 795 1,690 7,699 5,376 1,212 971 22,623 6,536 4,049 2,869 3,179 3,867 941 3,451 7,436 14,269 6,058 1,975 6,674 1,022 2,404 757 787 9,567 1970 2,639 281 2,538 1,613 31,830 2,655 3,344 743 1,549 6,591 4,641 1,117 852 20,472 5,887 3,616 2,576 2,844 3,349 813 3,033 7,082 13,280 5,385 1,748 6,211 907 2,016 696 703 8,829 1969 2,430 244 2,226 1,473 31,088 2,468 3,158 679 1,532 6,190 4,420 991 784 19,544 5,537 3,350 2,431 2,666 3,148 731 2,886 6,730 12,739 5,080 1,590 5,991 8321 1,8541 641 555 8,352 1968 2,234 213 1,972 1,365 29,683 2,307 3,012 621 1,451 5,436 3,955 846 709 18,569 4,960 3,065 2,222 2,368 2,875 687 2,653 6,237 11,952 4,700 1,474 5,709 762 1,683 543 535 7,669 1967 2,004 201 1,709 1,246 26,348 2,021 2,664 567 1,413 4,613 3,332 763 645 16,668 4,360 2,851 2,022 2,127 2,665 623 2,436 5,529 10,539 4,114 1,342 5,172 697 1,554 505 481 7,030 Table CB-11A-ST Net Loans and Leases of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31,1996 (Dollar amounts in millions) STATE 1 New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1976 1,947 88,063 8,071 1,771 19,290 6,396 4,378 31,946 2,639 2,590 1,954 8,663 29,451 2,439 1,063 9,469 7,342 3,363 10,311 1,146 1975 1,749 88,630 7,570 1,546 18,681 5,466 3,944 30,573 2,471 2,423 1,738 8,090 26,308 2,063 962 9,073 6,466 3,073 9,420 943 1974 1,647 97,183 7,897 1,321 19,343 5,007 3,722 31,176 2,528 2,359 1,563 7,976 24,476 1,900 930 9,072 6,046 2,800 9,193 831 1973 1,514 84,481 7,518 1,118 17,904 4,671 3,592 27,828 1,869 2,329 1,391 7,498 22,592 1,784 883 8,618 5,229 2,506 8,607 729 1972 1,291 71,218 6,397 925 15,761 3,997 3,210 23,598 1,595 1,938 1,129 6,110 19,815 1,540 821 7,169 4,490 2,094 7,458 605 1971 1,040 60,326 5,028 825 13,784 3,306 2,724 19,803 1,268 1,586 982 4,945 16,672 1,306 706 5,902 3,815 1,755 6,269 504 1970 845 57,762 4,353 790 12,765 2,831 2,446 18,100 1,169 1,355 891 4,288 14,937 1,116 598 5,123 3,428 1,476 5,514 441 745 57,866 4,081 728 12,635 2,621 2,542 17,658 1,107 1,247 796 3,899 14,120 1,065 553 4,694 3,445 1,323 5,194 403 661 53,072 3,753 646 11,568 2,484 2,343 16,166 1,033 1,099 700 3,657 13,033 1,018 508 4,256 3,222 1,184 4,762 378 United States 519,415 489,206 493,892 448,702 379,438 319,620 290,068 279,062 258,010 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA 248 NA 3,847 340 NA 283 NA 3,799 348 NA 363 NA 3,462 285 NA 234 NA 3,000 290 NA 160 NA 2,425 255 NA 102 NA 2,127 226 NA 92 NA 1,839 189 NA 77 NA 1,578 149 NA 51 NA 1,267 97 NA 42 NA 1,118 69 Other Areas 4,435 4,430 4,110 3,524 2,840 2,455 2,120 1,804 1,415 1,229 523,850 493,636 498,002 452,226 382,278 322,075 292,188 280,866 259,425 232,756 Total United States & Other Areas A-60 1969 1968 1967 5841 48,576 3,298 574 10,413 2,295 2,009 14,624 952 965 649 3,382 11,396 928 456 3,740 2,822 1,079 4,201 343 231,527 Table CB-11A-ST Net Loans and Leases of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934- December 31, 1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-61 1966 1,848 186 1,566 1,158 25,258 1,845 2,360 537 1,393 4,165 3,054 693 603 15,566 3,993 2,615 1,882 1,934 2,464 589 2,327 5,087 9,322 3,604 1,199 4,869 650 1,419 434 457 6,485 1965 1,678 198 1,453 1,086 23,949 1,764 2,234 550 1,369 3,815 2,776 656 566 14,526 3,716 2,398 1,755 1,775 2,200 533 2,137 4,779 8,342 3,339 1,065 4,573 626 1,330 421 417 6,115 1964 1,462 148 1,368 962 21,685 1,587 1,920 442 1,195 3,260 2,331 587 490 12,583 3,114 2,110 1,563 1,575 1,901 492 1,854 4,158 6,925 2,890 940 4,123 563 1,168 412 365 5,421 1963 1,309 137 1,202 849 19,431 1,444 1,710 467 1,064 2,815 2,049 526 449 11,048 2,672 1,988 1,393 1,414 1,628 448 1,597 3,793 5,943 2,692 823 3,693 509 1,110 369 334 4,819 1962 1,156 120 1,052 733 17,110 1,286 1,599 444 961 2,414 1,798 484 404 9,756 2,436 1,833 1,286 1,248 1,485 435 1,372 3,441 5,235 2,441 712 3,412 452 1,014 326 292 4,345 1961 1,046 94 859 632 14,882 1,149 1,396 402 826 2,108 1,593 420 349 8,630 2,236 1,666 1,147 1,135 1,347 389 1,196 3,169 4,549 2,191 618 3,066 383 884 262 259 3,913 1960 985 86 758 559 14,079 1,022 1,278 366 773 2,005 1,508 400 335 8,171 2,110 1,535 1,074 1,079 1,263 365 1,117 2,981 4,331 2,117 564 2,869 377 817 252 238 3,620 1959 904 75 718 487 13,520 974 1,191 359 712 1,983 1,426 350 314 7,503 1,952 1,484 925 1,000 1,207 329 981 2,815 4,011 2,015 515 2,668 353 727 206 216 3,258 1958 808 NA 568 446 11,514 857 1,071 319 670 1,702 1,240 NA 290 6,554 1,712 1,363 889 899 1,083 296 885 2,589 3,531 1,795 465 2,397 317 681 162 186 2,898 199957 726 NA 515 386 11,020 745 1,028 307 650 1,522 1,152 NA 253 6,534 1,654 1,219 753 865 1,026 282 841 2,555 3,396 1,683 403 2,317 287 573 149 166 2,787 Table CB-11A-ST Net Loans and Leases of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31,1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1966 560 45,397 2,992 518 9,920 2,196 1,867 13,582 897 871 608 3,100 10,394 892 413 3,451 2,532 966 3,834 317 557 42,294 2,736 490 9,110 2,046 1,745 12,429 817 822 567 2,893 9,943 894 395 3,159 2,326 892 3,521 310 516 35,530 2,361 448 8,096 1,811 1,569 10,727 706 713 518 2,566 8,948 800 350 2,737 2,040 796 3,105 283 483 31,532 2,056 399 7,377 1,574 1,421 9,537 663 625 485 2,298 7,887 767 327 2,419 1,874 714 1,267 253 402 28,984 1,841 390 6,692 1,396 1,239 8,694 670 561 432 2,045 6,995 670 296 2,074 1,684 639 2,532 224 339 26,149 1,652 283 5,964 1,326 1,060 8,041 566 496 365 1,801 6,248 585 265 1,831 1,501 580 2,288 201 321 24,603 1,463 303 5,700 1,179 1,029 7,852 550 450 359 1,682 5,670 542 255 1,706 1,453 554 2,188 178 288 23,941 1,345 249 5,419 1,087 993 7,311 512 429 308 1,554 5,274 502 239 1,604 1,398 509 1,985 164 273 21,464 1,175 240 4,731 988 863 6,603 467 384 286 1,383 4,990 454 220 1,434 1,210 467 1,756 146 233 21,093 1,093 216 4,623 916 790 6,524 460 346 250 1,293 4,442 405 184 1,340 1,185 449 1,651 131 United States 214,869 200,087 174,214 153,683 139,542 124,337 117,071 110,289 97,721 93,418 1965 1963 1964 1962 1960 1961 1959 1957 1958 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA 36 NA 1,007 56 NA NA NA 1,000 25 NA NA NA 867 15 NA NA NA 688 NA NA NA NA 587 NA NA NA NA 470 NA NA NA NA 437 NA NA NA NA 402 NA NA NA NA 410 NA NA NA NA 378 NA Other Areas 1,099 1,025 882 688 587 470 437 402 410 378 215,968 201,112 175,096 154,371 140,129 124,807 117,508 110,691 98,131 93,796 Total United States & Other Areas A-62 Table CB-11A-ST Net Loans and Leases of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada N e w Hampshire N e w Jersey A-63 f955 1956 1953 1954 1947 1948 1949 1950 1951 1952 678 NA 432 391 635 NA 370 394 531 NA 297 316 505 NA 253 312 483 NA 246 250 425 NA 224 220 431 NA 203 202 370 NA 167 191 372 NA 180 206 319 NA 152 151 10,450 9,119 7,634 7,535 7,265 6,508 5,792 4,935 3,926 4,456 696 973 312 631 665 894 290 580 1,343 1,132 1,112 1,059 NA 252 NA 241 552 768 253 502 864 937 NA 231 502 703 233 447 731 857 NA 218 493 631 223 420 637 819 NA 200 432 546 196 373 558 731 NA 172 369 504 173 348 489 740 NA 174 296 408 145 N\A 378 617 NA 149 273 347 130 271 349 589 NA 132 238 315 118 243 333 552 N^ 95 6,291 1,536 1,145 5,592 1,404 1,111 4,758 1,197 4,576 1,131 4,386 1,020 3,938 3,394 2,704 2,789 2,680 840 721 829 967 273 810 672 847 240 768 999 665 702 719 223 669 928 576 680 649 214 622 930 601 632 573 198 574 916 865 502 581 505 172 510 551 488 158 451 709 669 443 470 410 148 371 686 615 412 468 403 147 375 612 485 299 413 350 130 354 2,506 3,247 1,645 2,321 2,924 1,520 2,012 2,429 1,342 1,885 2,216 1,278 1,831 1,969 1,172 1,658 1,807 1,088 1,555 1,641 1,205 1,354 1,248 1,264 1,233 1,151 384 373 319 310 278 235 993 224 804 195 762 202 681 167 2,302 2,231 2,013 1,879 1,858 1,765 1,667 1,359 1,313 1,224 275 550 138 156 266 553 121 139 204 517 104 123 204 478 96 113 178 494 76 97 163 446 63 89 143 391 59 87 111 323 52 79 135 315 53 77 2,626 2,380 2,060 1,969 1,783 1,591 1,421 1,150 1,074 83 241 49 74 982J 111 111 All Table CB-11A-ST Net Loans and Leases of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31,1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1956 1955 1954 1953 1952 1949 1950 1951 1948 1947 201 20,656 1,067 219 4,379 868 856 6,301 438 320 230 1,219 4,257 400 177 1,264 1,192 418 1,558 117 191 18,835 1,023 207 3,882 818 809 5,732 422 305 230 1,136 4,166 355 165 1,161 1,121 390 1,427 108 153 15,667 867 187 3,306 745 706 4,788 358 265 222 1,022 3,683 315 152 1,014 1,002 356 1,280 99 145 15,610 828 199 3,210 680 669 4,649 326 257 216 975 3,262 289 145 948 948 348 1,181 95 133 15,355 791 143 2,938 640 660 4,385 306 239 187 897 2,998 270 139 881 859 328 1,064 94 117 13,776 700 147 2,633 533 572 3,994 291 210 175 842 2,691 241 132 812 751 297 980 83 118 12,217 674 122 2,378 509 509 3,433 245 198 146 823 2,514 234 128 768 712 288 888 78 105 9,644 555 105 1,938 458 368 2,868 182 167 132 675 2,126 193 125 677 591 269 743 66 95 9,899 543 102 1,875 417 374 2,849 174 166 131 649 1,902 187 123 646 618 258 709 56 80 8,865 476 49 1,765 324 311 2,569 154 137 85 588 1,648 180 117 604 548 227 626 48 89,828 82,081 70,127 67,080 63,624 57,256 51,724 42,199 40,886 37,581 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA NA NA 315 NA NA NA NA 282 NA NA NA NA 216 NA NA NA NA 184 NA NA NA NA 193 NA NA NA NA 115 NA NA NA NA 86 NA NA NA NA 14 NA NA NA NA 11 NA NA NA NA 9 NA Other Areas 315 282 216 184 193 115 86 14 11 9 90,143 82,363 70,343 67,264 63,817 57,371 51,810 42,213 40,897 37,590 United States Total United States & Other Areas A-64 Table CB-11A-ST Net Loans and Leases of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31, 1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-65 1946 260 NA 108 125 3,320 187 253 88 175 291 471 NA 70 2,204 478 411 224 337 290 110 298 1,056 913 539 147 989 61 191 36 55 804 1945 205 NA 67 101 2,194 131 187 63 125 217 404 NA 50 1,841 344 319 153 255 237 67 266 934 614 424 134 766 41 157 21 38 616 1944 156 NA 49 85 1,942 106 157 54 110 162 288 NA 46 1,602 287 285 165 211 174 55 243 798 533 379 104 624 43 136 16 31 543 1943 144 NA 46 77 1,861 100 157 54 107 142 279 NA 37 1,396 279 268 144 187 166 55 173 730 489 331 82 572 46 130 16 32 527 1942 134 NA 43 67 1,944 108 172 59 118 121 256 NA 38 1,263 293 322 198 196 166 66 171 772 478 360 80 557 56 172 15 35 562 1941 158 NA 49 77 2,163 126 211 74 145 154 304 NA 44 1,485 359 358 201 253 198 82 212 925 543 451 84 652 61 172 18 42 645 1940 136 NA 40 70 1,930 104 196 68 128 137 263 NA 40 1,157 320 316 162 233 185 76 187 766 481 376 73 535 49 140 16 39 588 1939 124 NA 37 64 1,817 91 191 65 112 107 218 NA 33 968 279 282 132 219 166 74 168 724 407 335 66 470 39 122 13 37 533 1938 1937 12T NA 31 75 1,756 84 183 65 100 94 208 NA 28 882 246 265 117 205 165 69 156 674 381 292 72 430 32 110 10 34 541 122 NA 29 62 1,754 90 199 68 104 84 206 NA 28 980 249 239 116 210 144 72 159 741 363 300 65 448 30 109 8 34 585j Table CB-11A-ST Net Loans and Leases of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31,1996 (Dollar amounts in millions) [STATE 1 New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming United States American Samoa Guam Micronesia Puerto Rico Virgin Islands Other Areas Total United States & Other Areas A-66 1946 68 7,720 394 40 1,481 264 263 1,965 119 109 68 469 1,383 139 96 482 492 171 480 38 1945 40 8,300 292 31 1,223 203 177 1,409 85 84 51 387 1,185 92 75 346 330 116 342 27 1944 31 6,583 241 48 1,056 184 121 1,234 75 70 53 279 853 79 63 308 261 101 303 23 24 5,244 196 43 930 169 107 1,311 74 69 47 248 694 68 62 282 231 102 292 23 1942 24 4,899 188 70 890 180 111 1,404 91 65 62 265 621 64 63 306 239 113 309 23 1941 28 5,102 229 65 1,058 194 133 1,663 114 74 63 307 681 79 69 356 269 140 351 30 1940 23 4,340 200 46 939 166 105 1,524 104 68 52 270 594 70 64 333 217 137 306 27 1939 22 4,236 168 34 836 151 99 1,428 99 53 43 255 511 61 58 302 183 130 274 26 1938 19 4,183 154 24 767 141 92 1,385 91 52 34 236 473 58 55 278 159 125 240 24 1937 18 4,642 145 23 793 140 86 1,459 98 53 34 219 459 57 55 269 171 124 249 23 30,732 25,766 21,350 18,843 18,809 21,251 18,396 16,862 16,022 16,715 NA NA NA 7 NA NA NA NA 3 NA NA NA NA 3 NA NA NA NA 2 NA NA NA NA 2 NA NA NA NA 3 NA NA NA NA 3 NA NA NA NA 3 NA NA NA NA 3 NA NA NA NA 3 NA 7 3 3 2 2 3 3 3 3 3 30,739 25,769 21,353 18,845 18,811 21,254 18,399 16,865 16,025 16,718 1943 Table CB-11A-ST Net Loans and Leases of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31, 1996 (Dollar amounts in millions) STATE [Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey 1936 94 NA 26 45 1,602 79 193 61 95 73 180 NA 23 924 220 206 103 198 124 66 141 719 332 272 53 408 28 97 6 32 576 1935 88 NA 19 45 1,486 68 193 56 86 61 146 NA 19 732 201 178 97 188 113 69 135 676 264 120 40 162 21 95 5 31 580 1934 112 NA 14 53 1,465 61 221 64 84 53 179 NA 15 764 184 150 88 182 125 74 133 706 244 236 57 323 25 77 3 32 656J Table CB-11A-ST Net Loans and Leases of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31, 1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming United States American Samoa Guam Micronesia Puerto Rico Virgin Islands Other Areas Total United States & Other Areas 1936 15 4,831 132 23 740 118 69 1,406 96 44 31 191 403 52 53 247 144 114 229 20 1935 12 4,419 110 26 706 110 60 1,409 97 34 33 165 362 44 54 234 128 111 215 19 1934 9 4,241 110 22 678 95 51 1,505 103 38 26 172 356 39 57 236 105 116 246 18 15,934 14,322 14,603 NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA 2 1 1 15,936 14,323 14,604 Table CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-69 1996 4,995 754 4,316 2,883 38,875 3,212 1,005 12,360 307 13,605 14,994 1,825 468 21,621 5,872 3,928 2,832 4,456 4,477 812 3,618 11,968 10,258 6,002 2,761 7,123 760 2,660 3,709 994 5,945 1995 4,679 740 4,605 2,756 30,153 3,020 2,701 10,851 904 12,613 12,501 1,782 1,008 20,198 6,016 3,842 3,024 4,394 4,233 871 6,208 8,891 9,920 5,602 2,527 6,781 698 2,383 2,759 844 9,108 1994 4,131 681 3,586 2,416 27,856 2,605 2,599 9,321 721 12,723 8,980 1,844 926 18,466 5,491 3,519 2,820 4,251 3,690 704 7,536 7,560 8,120 4,956 2,226 5,739 676 2,107 2,494 625 7,206 1993 3,943 665 3,365 2,363 27,851 2,783 2,431 8,274 1,294 11,342 8,455 1,785 831 17,574 5,435 3,596 2,777 4,033 3,510 702 4,479 6,937 7,746 5,227 2,130 5,533 678 2,064 2,311 640 7,288 1992 3,503 604 3,317 2,179 25,939 2,188 2,159 7,906 1,025 10,541 6,982 1,603 734 15,604 5,035 3,273 2,545 3,711 2,984 634 3,925 6,230 7,275 4,811 1,903 5,119 660 1,920 1,533 575 6,606 1991 3,146 556 2,718 1,972 21,843 2,025 1,836 7,449 854 9,498 6,189 1,423 668 14,231 4,593 3,214 2,430 3,381 2,482 581 3,436 5,238 6,751 4,154 1,739 4,831 622 1,753 1,074 535 5,768 1990 3,001 499 2,287 1,797 21,980 1,877 1,624 6,823 729 8,973 5,916 1,198 559 13,373 4,401 3,036 2,300 3,204 2,460 537 3,339 4,686 6,212 3,724 1,617 4,614 583 1,620 1,066 548 5,335 1989 2,875 432 1,405 1,646 19,511 1,874 1,946 5,998 1,130 8,427 5,096 1,045 542 12,461 4,216 2,850 2,163 3,078 2,446 548 3,700 5,680 5,862 3,361 1,599 4,314 541 1,519 1,049 681 5,916 1988 2,702 342 1,714 1,538 16,466 1,840 2,516 5,021 1,027 7,746 4,457 892 506 11,645 3,933 2,672 2,039 2,885 2,540 513 3,295 6,429 5,465 3,405 1,494 4,095 508 1,451 785 675 5,489 1987 2,509 474 1,748 1,461 14,466 1,876 2,215 4,351 939 7,007 3,841 799 490 10,438 3,642 2,500 1,947 2,711 2,503 454 3,008 5,304 5,085 3,561 1,410 3,854 523 1,385 853 584 4,645 Table CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31,1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1996 1,240 66,651 13,648 742 12,788 3,380 1,857 20,324 551 2,204 2,686 6,462 17,243 3,432 511 7,392 4,012 2,261 5,450 703 1995 1,196 62,740 12,139 699 11,914 3,263 2,782 16,567 1,250 2,129 2,684 5,730 16,373 1,919 509 6,253 4,407 2,114 5,274 678 1994 1,055 57,723 7,560 735 10,811 2,875 2,538 15,656 1,124 2,422 2,220 4,895 14,780 1,535 453 5,769 4,046 1,951 4,803 511 1993 1,001 53,984 7,091 740 10,284 2,833 2,385 15,403 1,069 2,246 1,863 4,738 14,551 1,328 449 5,873 3,845 1,876 4,648 481 1992 951 45,134 5,955 681 9,733 2,576 2,302 13,477 987 2,011 2,055 4,012 11,969 1,250 426 5,145 3,582 1,760 4,328 455 884 37,645 5,326 630 8,640 2,287 2,074 11,947 886 1,684 1,898 3,553 10,938 1,127 405 4,455 2,977 1,656 3,935 424 782 35,923 4,942 599 7,951 2,085 1,681 10,846 841 1,760 1,848 3,410 10,307 1,008 429 4,485 2,792 1,551 3,718 398 788 33,574 4,687 579 7,546 1,997 1,497 10,084 1,039 1,625 1,526 3,316 7,970 895 428 4,447 2,558 1,479 3,469 374 754 37,194 4,155 564 6,951 1,948 1,315 9,347 897 1,395 1,419 3,204 8,048 782 387 3,945 2,195 1,400 3,282 352 718 32,128 3,756 571 6,419 1,996 1,258 8,652 755 1,299 1,694 2,992 9,616 749 349 3,482 2,058 1,373 3,036 330 United States 372,932 347,232 310,037 294,730 261,812 230,361 217,274 203,789 195,619 179,814 American Samoa Guam Micronesia Puerto Rico Virgin Islands 7 81 10 2,257 9 7 82 9 2,239 7 6 73 10 1,956 4 6 65 9 1,681 NA 5 59 8 1,519 NA 5 48 2 1,284 NA 4 39 2 1,297 NA 4 32 2 996 NA 4 21 1 900 NA 3 19 1 814 NA Other Areas 2,364 2,344 2,049 1,761 1,591 1,339 1,342 1,034 926 837 375,296 349,576 312,086 296,491 263,403 231,700 218,616 204,823 196,545 180,651 Total United States & Other Areas A-70 1991 1990 1989 1987 1988 Table CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-71 1986 2,319 413 1,741 1,395 14,934 1,916 1,884 3,806 918 6,201 3,458 704 459 11,511 3,448 2,359 1,906 2,538 2,672 402 2,545 4,558 4,881 3,545 1,330 3,722 511 1,311 773 520 4,165 1985 2,122 482 1,385 1,344 14,526 1,893 1,468 2,848 819 5,457 3,027 632 457 10,830 3,199 2,304 1,904 2,363 2,858 354 2,257 3,662 4,545 3,297 1,234 3,521 531 1,279 719 438 3,593 1984 1,943 431 1,191 1,270 14,203 1,798 1,244 1,542 729 4,887 2,600 576 428 10,099 2,962 2,274 1,818 2,172 2,832 311 1,820 3,053 4,222 3,063 1,146 3,298 536 1,285 416 367 3,157 1983 1,801 371 1,045 1,194 12,951 1,623 1,099 1,239 688 4,488 2,338 482 394 9,609 2,755 2,197 1,742 2,006 2,661 291 1,439 2,551 3,928 2,831 1,071 3,110 506 1,228 370 326 2,801 1982 1,647 306 939 1,080 12,169 1,466 910 794 628 4,063 2,103 391 373 9,061 2,609 2,023 1,614 1,873 2,426 271 1,317 2,240 3,703 2,537 1,012 2,883 473 1,119 342 290 2,547 1981 1,530 226 830 991 11,310 1,344 901 456 586 3,681 1,920 343 346 8,529 2,500 1,872 1,475 1,714 2,128 253 1,265 2,031 3,554 2,270 942 2,670 439 1,020 318 266 2,432 1980 1,394 196 710 894 10,290 1,173 835 248 544 3,446 1,703 315 332 7,952 2,379 1,700 1,348 1,548 1,865 240 1,163 1,848 3,469 2,074 855 2,450 401 926 291 244 2,335 1979 1,264 178 592 793 9,098 1,027 770 229 499 3,119 1,681 266 293 7,352 2,179 1,517 1,197 1,354 1,620 222 1,071 1,713 3,283 1,857 760 2,234 359 819 262 225 2,223 1978 1,127 162 506 704 8,011 897 710 216 457 2,795 1,478 234 257 6,703 1,976 1,347 1,079 1,194 1,403 205 973 1,587 3,107 1,654 678 2,026 317 727 228 203 2,085 1977 1,019 140 418 628 7,100 772 669 200 420 2,567 1,371 213 229 6,115 1,791 1,212 987 1,059 1,246 193 896 1,477 2,835 1,470 607 1,857 277 656 194 186 1,962 Table CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934- December 31,1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1986 1985 1984 1983 1982 1979 1980 1981 1977 1978 698 36,522 3,407 557 6,132 2,086 1,182 8,758 670 1,143 1,293 2,762 12,426 754 320 3,140 2,007 1,320 2,975 339 668 32,947 2,848 554 5,682 2,280 1,097 8,018 592 969 1,302 2,471 13,730 697 273 2,758 1,838 1,233 2,756 372 639 29,984 2,413 534 5,048 2,330 1,007 7,249 474 871 1,079 2,202 12,865 631 248 2,456 1,671 1,161 2,587 379 606 26,796 2,113 506 4,877 2,282 956 6,822 485 824 900 2,052 11,370 585 205 2,196 1,373 1,088 2,449 372 539 23,946 1,870 459 4,803 2,143 906 6,340 434 725 742 1,951 10,517 523 186 1,991 1,426 1,027 2,256 358 469 21,814 1,704 423 4,611 1,925 871 5,941 391 667 669 1,833 9,088 482 167 1,882 1,472 955 2,088 321 421 19,760 1,579 381 4,360 1,651 817 5,557 371 611 381 1,705 7,736 447 153 1,747 1,307 884 1,940 281 369 17,711 1,430 335 4,112 1,420 719 5,274 343 543 341 1,539 6,641 385 142 1,620 1,182 817 1,750 243 324 15,916 1,288 297 3,862 1,232 623 4,818 317 487 308 1,398 5,788 341 129 1,487 1,037 736 1,585 210 2801 14,721 1,172 266 3,566 1,090 548 4,451 295 445 281 1,261 5,036 309 117 1,358 847 662 1,435 181 181,336 168,433 153,501 139,992 128,351 117,915 107,257 96,972 87,229 79,087 American Samoa Guam Micronesia Puerto Rico Virgin Islands 3 17 1 788 NA 2 14 NA 668 NA 2 13 NA 586 NA NA 11 NA 533 NA NA 8 NA 477 NA NA 8 NA 376 NA NA 7 NA 335 NA NA 5 NA 264 NA NA 4 NA 209 NA NA 3 NA 200 NA Other Areas 809 684 601 544 485 384 342 269 213 203 182,145 169,117 154,102 140,536 128,836 118,299 107,599 97,241 87,442 79,290 United States Total United States & Other Areas A-72 Table CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934- December 31,1996 (Dollar amounts in millions) [STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey 1976 913 120 377 557 6,281 693 640 186 392 2,415 1,292 196 204 5,631 1,624 1,084 896 951 1,122 181 830 1,411 2,618 1,332 546 1,713 246 595 166 171 1,892 1975 812 92 338 486 5,121 621 609 160 363 2,277 1,185 177 177 4,894 1,456 950 804 821 983 164 759 1,317 2,353 1,174 486 1,562 215 524 148 157 1,786 1974 737 72 317 436 4,611 565 579 165 336 2,149 1,097 164 160 4,449 1,319 863 732 734 890 154 704 1,275 2,173 1,036 440 1,452 193 477 132 149 1,718 1973 659 62 296 379 4,297 493 535 156 310 1,843 1,003 152 141 4,080 1,158 776 664 646 806 142 657 1,202 1,998 938 386 1,333 172 425 122 138 1,585 1972 571 54 277 330 3,986 437 491 146 289 1,519 866 140 123 3,761 1,023 702 596 574 731 133 591 1,129 1,721 847 333 1,225 155 381 110 124 1,453 1971 509 46 247 296 3,505 388 462 137 269 1,263 774 130 111 3,384 931 647 544 519 655 123 540 1,073 1,540 775 297 1,134 139 351 97 116 1,346 456 38 217 269 3,310 353 432 131 251 1,107 698 121 101 3,123 861 595 499 471 590 115 449 1,039 1,411 714 270 1,071 126 321 84 108 1,250 I A-73 1969 1970 L 415 32 184 246 3,173 323 402 124 233 959 606 109 90 2,892 778 549 459 429 541 107 412 966 1,317 652 243 996 115 303 76 87 1,139 1968 379" 28 168 225 2,931 297 376 117 217 832 526 102 83 2,679 699 504 421 392 485 100 381 890 1,177 596 213 917 106 277 71 80 1,0161 1967 353 251 162 208 2,794 279 353 111 197 745 486 98 76 2,498 648 472 389 364 444 95 347 845 1,096 563 196 854 99 259 69 73 9301 Table CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31, 1996 (Dollar amounts in millions) [STATE |New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1976 1975 1974 1973 1972 1969 1970 1971 1968 1967 250 13,276 1,087 238 3,296 967 491 4,139 275 414 251 1,149 4,497 269 108 1,260 767 595 1,310 154 221 11,934 976 206 2,981 860 431 3,819 250 378 221 1,071 3,922 234 98 1,155 679 522 1,180 131 201 10,866 890 179 2,815 766 391 3,583 243 352 194 1,012 3,528 210 93 1,078 602 464 1,071 115 181 9,991 800 157 2,595 673 360 3,347 200 310 173 915 3,087 195 87 948 563 413 971 100 152 8,942 713 139 2,386 602 327 3,063 177 274 153 808 2,707 180 80 812 524 365 887 87 130 8,318 629 126 2,202 553 305 2,886 168 248 140 725 2,433 159 73 731 498 327 819 79 115 7,680 566 115 2,034 510 285 2,689 157 220 128 650 2,248 144 68 670 467 294 754 72 105 7,349 510 105 1,887 470 271 2,520 150 200 118 590 2,050 137 64 622 434 268 688 67 96 6,833 463 98 1,709 431 256 2,325 142 181 110 541 1,879 130 59 549 394 249 634 62 90 6,200 429 92 1,588 401 243 2,207 132 165 103 486 1,748 124 54 512 362 229 587 58 72,068 64,240 58,931 53,620 48,196 43,897 40,447 37,562 34,426 31,938 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA 3 NA 188 0 NA 2 NA 227 8 NA 2 NA 217 9 NA 2 NA 198 9 NA 1 NA 179 10 NA 0 NA 154 9 NA 0 NA 132 7 NA 0 NA 116 7 NA 0 NA 86 3 NA 0 NA 78 2 Other Areas 191 237 228 209 190 163 139 123 89 80 72,259 64,477 59,159 53,829 48,386 44,060 40,586 37,685 34,515 32,018 United States Total United States & Other Areas A-74 Table CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31, 1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada N e w Hampshire N e w Jersey A-75 1966 1965 1960 1961 1962 1963 1964 1957 1958 1959 321 23 158 193 294 21 154 177 267 18 146 163 252 18 128 155 233 16 118 144 211 14 110 127 196 12 102 119 179 10 83 110 165 9 75 102 152 8 65 97 2,678 2,587 2,467 2,274 2,120 2,004 1,749 1,629 1,514 1,429 263 330 105 187 687 444 94 72 247 312 99 176 639 413 87 69 238 289 94 167 596 375 82 63 224 270 88 156 551 349 77 61 198 254 85 140 496 328 75 59 179 227 82 128 443 307 68 52 165 217 79 121 408 285 58 50 148 205 75 111 365 256 48 44 142 198 68 110 325 241 5 42 131 189 65 113 284 2,249 2,102 1,954 1,862 1,763 1,630 1,518 1,393 1,328 1,225 596 441 361 339 406 90 323 770 555 414 335 317 363 82 300 734 970 507 167 745 89 228 63 62 802 520 389 312 295 340 78 279 697 912 480 154 706 82 214 55 58 745 499 378 299 283 317 76 256 658 871 457 151 672 78 205 47 56 704 469 355 276 265 295 72 233 634 818 431 138 630 73 188 42 52 663 434 325 248 244 269 69 212 613 768 400 119 590 67 174 38 48 605 407 304 230 226 256 63 198 581 718 378 107 553 63 162 30 45 560 372 282 212 208 235 59 180 545 668 355 99 514 56 149 25 43 523 355 268 195 197 218 57 172 517 632 337 92 478 51 141 23 39 488 328 245 179 185 201 55 162 498 586 305 86 447 44 132 22 36 474J 1,032 533 181 808 94 242 66 67 858 2201 4 36 Table CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934- December 31, 1996 (Dollar amounts in millions) STATE 1 New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1966 1965 1964 1963 1962 1960 1961 1959 1958 1957 83 5,871 396 85 1,475 380 235 2,104 115 154 97 448 1,636 117 51 479 338 210 548 55 78 5,618 371 80 1,387 361 225 1,970 109 143 90 414 1,543 113 48 448 322 195 510 52 74 5,403 347 74 1,294 344 208 1,874 95 131 84 382 1,443 106 46 414 303 182 479 51 72 5,085 326 71 1,230 333 198 1,810 91 127 82 365 1,377 99 46 391 286 176 459 47 69 4,913 307 66 1,166 308 191 1,717 87 117 75 332 1,277 92 44 358 269 165 431 42 59 4,657 284 61 1,097 278 182 1,651 85 106 68 296 1,149 83 41 329 249 153 392 39 54 4,447 267 57 1,021 261 175 1,574 83 96 64 273 1,073 76 39 308 232 147 359 36 44 4,201 250 52 952 241 166 1,513 81 89 59 252 995 69 37 282 216 138 331 32 41 4,089 235 48 872 225 159 1,464 76 81 54 238 923 66 36 265 206 132 315 30 36 3,918 217 44 821 210 151 1,411 75 76 51 222 850 61 33 247 194 124 294 28 29,888 28,187 26,569 25,143 23,689 22,064 20,602 19,181 18,139 17,066 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA 0 NA 73 2 NA NA NA 66 2 NA NA NA 61 2 NA NA NA 45 2 NA NA NA 40 2 NA NA NA 34 2 NA NA NA 30 1 NA NA NA 25 1 NA NA NA 23 1 NA NA NA 22 1 Other Areas 75 68 63 47 42 36 31 26 24 23 29,963 28,255 26,632 25,190 23,731 22,100 20,633 19,207 18,163 17,089 United States Total United States & Other Areas A-76 Table CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-77 1956 142 7 60 91 1,370 123 181 62 111 251 209 4 33 1,157 304 231 164 173 182 51 153 477 543 288 81 418 41 125 20 33 455 1955 132 7 54 86 1,217 117 168 62 102 216 188 3 33 1,098 279 219 146 164 159 49 147 457 497 274 76 393 39 119 19 32 431 1954 122 5 47 80 1,121 104 156 59 92 187 173 3 32 1,042 264 209 136 155 142 49 137 438 450 253 70 370 35 112 16 31 414 1953 113 5 38 73 1,042 95 144 57 88 168 159 2 28 961 243 193 123 145 130 47 131 424 401 236 66 342 33 104 13 29 387 1951 1952 106 4 33 69 989 88 136 55 84 152 146 2 27 908 228 181 115 137 119 45 124 410 356 223 60 321 31 97 13 27 367 1949 1950 99 3 31 64 935 83 128 54 80 141 137 2 25 854 216 168 106 129 110 42 118 399 337 211 57 303 29 89 12 26 352 94 NA 25 59 884 77 123 52 77 127 126 NA 24 807 202 154 99 121 101 41 113 373 316 199 52 280 27 83 11 25 337 87 NA 21 54 762 70 119 50 71 115 118 NA 21 763 190 142 89 113 94 39 107 363 295 188 49 261 26 75 10 24 325 1948 81 NA 19 49 719 65 104 49 68 105 110 NA 20 716 178 131 81 107 87 37 103 356 276 176 46 245 25 70 9 23 316j 1947 75 NA 16 45 670 59 102 | 47 67 98 102 NA 18 683 167 120 75 101 80 36 99 349 259 168 43 233 24 66 7 22 307J Table CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31,1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1956 1954 1955 1953 1952 1951 1949 1950 1947 1948 33 3,621 206 41 758 195 143 1,367 68 71 48 210 778 56 33 228 186 116 276 26 29 3,445 189 39 701 183 136 1,318 66 66 45 198 718 52 32 215 172 111 267 24 27 3,461 177 37 659 166 128 1,279 64 62 42 186 639 50 31 203 161 106 253 23 26 3,193 165 34 621 154 117 1,235 62 56 39 169 586 46 31 191 151 98 234 20 24 3,098 154 31 583 144 111 1,186 62 52 36 159 543 43 29 178 144 93 223 19 23 2,990 142 29 547 133 94 1,147 61 48 34 147 486 41 29 168 131 89 212 17 21 2,900 132 27 511 124 88 1,103 50 44 31 136 438 38 28 159 124 84 201 16 17 2,847 123 25 474 113 82 1,083 50 41 29 126 388 36 28 149 112 79 190 15 14 2,798 111 23 451 103 76 1,049 51 37 26 117 356 33 27 140 104 76 179 14 13 2,736 103 20 436 96 69 1,031 49 33 24 111 330 32 26 132 98 69 173 13 16,000 14,989 14,258 13,248 12,565 11,908 11,264 10,648 10,156 9,732 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA NA NA 20 1 NA NA NA 18 1 NA NA NA 18 1 NA NA NA 17 1 NA NA NA 16 0 NA NA NA 15 0 NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Other Areas 21 19 19 18 16 15 NA NA NA NA 16,021 15,008 14,277 13,266 12,581 11,923 11,264 10,648 10,156 9,732 United States Total United States & Other Areas A-78 Table CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-79 1945 1946 70 NA 15 41 631 54 98 46 64 90 95 NA 16 640 157 112 69 94 75 36 96 341 251 157 40 218 22 61 7 21 293 60 NA 11 32 556 45 87 42 53 66 79 NA 14 548 133 92 59 81 65 32 79 310 192 134 33 181 19 50 5 18 251 1941 1942 1943 1944 64 NA 12 35 594 49 93 44 58 70 86 NA 15 593 144 101 63 87 69 34 87 330 225 145 36 198 21 56 6 20 272 56 NA 8 30 477 42 81 41 52 59 73 NA 12 504 123 85 55 76 59 31 75 298 176 123 30 168 18 47 5 18 237 53 NA 7 28 455 40 78 41 51 54 69 NA 11 472 115 79 51 73 56 31 71 293 164 114 29 158 17 43 4 17 228 1940 51 NA 7 27 453 38 77 41 50 49 68 NA 11 449 112 75 49 71 55 30 69 289 157 108 28 153 17 41 4 16 225 1938 1939 48 NA 8 26 444 36 76 41 49 45 65 NA 10 424 108 70 46 69 53 30 67 285 149 102 26 147 16 39 4 16 220 49 NA 7 25 403 35 75 40 47 42 63 NA 10 398 103 66 45 68 51 31 65 283 140 99 26 144 16 38 3 16 216 47 NA 7 24 395 33 75 40 46 40 61 NA 9 399 101 63 43 66 48 31 66 280 132 96 25 139 16 37 3 16 214 1937 47 NA 7 23 381 31 74 391 45 37 60 NAJ 9 392 97 60 42 66 47 31 65 278 127 94 25 136 16 36 2 15 228J Table CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31, 1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 11 2,663 94 18 418 89 62 1,013 48 29 21 103 303 29 25 122 91 65 164 12 9 2,554 84 16 389 80 55 971 47 25 19 91 262 26 24 113 80 59 152 11 8 2,358 73 14 358 74 44 914 38 23 17 84 230 24 22 106 72 55 138 11 7 2,231 66 13 331 70 39 879 34 21 16 78 208 22 22 101 63 52 126 10 7 2,082 62 12 318 66 32 859 36 19 15 74 196 21 22 96 58 51 117 10 1941 6 2,001 59 11 309 63 30 847 36 18 14 71 192 20 22 93 55 50 113 9 1940 6 1,967 56 10 302 60 28 848 35 17 13 69 184 20 24 89 52 49 116 9 1939 5 1,952 53 10 297 57 27 855 35 16 13 67 178 20 25 87 49 49 111 9 1938 5 1,958 52 10 292 54 26 845 35 15 12 64 173 19 25 84 48 49 109 8 1937 5| 1,990 50 11 281 50 24 855 35 14 12 63 168 19 25 | 83 46 48 107 8 9,290 8,674 7,990 7,448 7,055 6,839 6,673 6,519 6,435 6,404 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Other Areas NA NA NA NA NA NA NA NA NA NA 9,290 8,674 7,990 7,448 7,055 6,839 6,673 6,519 6,435 6,404 United States Total United States & Other Areas A-80 1946 1945 1944 1943 1942 Table CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31, 1996 (Dollar amounts in millions) STATE 1 Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey 1936 47 NA 7 22 383 31 73 38 44 35 59 NA 8 377 93 57 41 66 44 30 65 275 121 92 24 133 15 35 2 15 237 1931 1934 45" NA 6 22 377 30 71 37 41 32 57 NA 8 356 89 55 40 64 44 30 64 270 116 93 23 128 15 33 2 15 236 47" NA 5 21 375 28 78 36 40 31 57 NA 7 345 83 52 37 62 41 30 63 257 113 90 23 128 16 33 1 15 246J Table CB-14A-ST Total Equity Capital of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934- December 31,1996 (Dollar amounts in millions) 1936 4 1,985 47 11 275 49 24 847 34 13 13 61 163 18 26 81 46 47 107 8 1935 4 1,983 45 12 271 48 22 828 34 13 14 57 159 17 26 79 43 46 102 7 1934 4 1,973 42 13 264 46 22 832 34 12 6,328 6,209 6,140 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Other Areas NA NA NA 6,328 6,209 [STATE |New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming United States Total United States & Other Areas A-82 ~ I5 i 52 154 17 25 80 45 45 98 7 6,140 TableCB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-83 1996 45,477 4,202 28,221 26,453 321,517 34,319 8,639 40,148 2,550 130,468 101,591 15,159 5,297 181,408 52,056 35,033 24,514 39,770 38,249 6,458 30,229 106,622 84,166 53,852 23,391 70,564 7,293 23,263 9,725 8,997 59,273 1995 42,138 4,058 34,088 25,259 286,428 31,248 24,017 39,584 7,717 125,026 90,877 14,378 9,444 173,322 53,618 33,533 26,571 37,893 37,092 6,718 53,844 82,297 87,873 49,507 22,263 64,076 6,958 22,557 10,626 7,627 84,731 1994 39,566 4,044 30,894 23,431 275,419 29,705 25,348 35,134 7,219 135,339 66,921 13,972 8,878 164,976 50,255 31,930 25,481 37,352 35,523 6,880 67,868 77,611 87,165 45,868 21,153 58,624 6,666 20,659 9,952 5,773 73,007 1993 37,374 3,781 29,703 22,814 267,039 30,016 23,595 34,872 9,802 123,634 63,287 14,320 8,339 161,215 49,752 31,996 25,480 35,110 34,038 6,839 40,730 69,993 81,559 47,912 20,494 55,691 6,831 20,879 10,245 5,843 84,425 1992 35,363 3,604 29,768 22,240 271,213 25,770 26,922 33,602 11,014 124,492 57,156 15,342 7,966 157,063 49,212 31,666 26,015 34,881 34,090 7,134 42,712 69,033 80,707 46,240 19,700 55,925 6,713 19,615 10,103 6,007 85,843 1991 33,560 3,534 30,364 20,940 287,128 24,436 28,142 36,024 12,727 119,879 54,863 16,191 7,618 157,012 48,494 30,790 25,904 34,076 32,983 7,389 43,982 67,833 78,659 45,030 19,068 54,384 6,549 18,583 9,085 6,924 81,234 1990 31,881 3,494 28,394 19,053 279,707 22,724 31,698 34,314 15,411 116,983 53,226 16,318 6,916 154,696 47,621 29,179 25,953 33,492 32,584 6,891 44,957 76,635 76,884 45,388 18,502 54,287 6,324 17,634 8,911 8,327 78,251 1989 29,284 3,431 23,118 17,219 263,096 21,811 32,145 31,439 16,290 111,410 49,840 14,610 6,529 150,780 46,045 27,449 23,396 31,749 31,989 6,978 39,841 83,410 74,811 40,899 17,220 48,399 6,147 16,073 7,831 8,556 74,819 1988 26,959 3,748 23,400 16,400 243,743 21,403 30,093 26,999 15,343 100,306 45,680 12,181 6,114 145,905 44,254 26,320 22,381 29,917 30,868 6,431 37,206 84,417 71,942 41,252 16,511 46,307 6,131 15,073 6,511 8,508 69,347 1987 24,585 3,965 23,432 15,745 233,118 20,658 28,324 22,698 14,500 91,697 41,390 10,743 5,868 141,940 41,702 25,976 21,620 27,997 30,687 5,761 34,108 74,140 67,302 42,382 15,831 44,918 6,208 14,531 6,136 7,598 62,063 Table CB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934- December 31,1996 (Dollar amounts in millions) 1996 12,027 602,522 121,378 7,280 117,027 30,058 16,125 184,271 4,959 21,277 13,207 57,185 168,199 18,856 5,206 64,890 35,540 18,011 51,099 7,017 1995 11,524 547,329 110,788 6,940 109,237 28,816 22,946 138,651 10,634 19,738 11,866 52,413 155,286 13,848 5,074 56,362 37,846 17,128 47,787 6,335 1994 11,117 524,002 78,488 7,099 106,175 27,439 21,358 133,210 10,305 22,310 11,378 48,532 153,405 11,957 4,876 57,897 34,729 16,561 45,437 5,315 1993 11,157 493,920 70,292 7,102 96,540 26,907 21,418 140,071 10,042 20,617 11,001 46,598 151,184 11,211 4,833 57,498 34,477 16,574 44,359 4,514 1992 10,929 469,397 61,227 7,004 94,174 26,633 20,572 141,297 10,350 19,431 11,164 44,105 148,236 10,697 4,812 56,526 34,161 16,351 43,547 4,399 1991 10,711 480,748 59,673 6,808 92,199 24,821 20,272 138,126 10,872 19,023 11,251 41,339 147,469 10,510 5,301 55,790 33,436 15,744 41,265 4,269 1990 9,578 475,986 58,361 6,690 89,705 23,690 17,991 136,338 10,995 18,511 10,934 39,871 145,644 10,587 5,341 54,672 32,753 14,825 39,768 4,126 1989 8,977 481,967 52,581 6,216 86,298 23,058 16,803 129,133 11,854 17,477 9,455 38,060 143,898 9,428 5,171 51,311 31,495 14,240 37,499 3,838 1988 8,643 474,437 48,527 6,110 80,932 23,081 15,302 122,904 10,797 15,318 8,904 36,297 143,398 8,784 4,831 48,476 27,979 13,862 35,511 3,754 1987 8,375 477,973 43,914 6,110 74,395 23,726 14,777 113,060 10,056 13,660 8,353 34,054 151,235 8,794 4,419 45,073 27,224 13,151 34,467 3,792 3,175,038 3,005,916 2,854,203 2,737,923 2,682,123 2,673,012 2,633,001 2,535,373 2,419,497 2,324,231 American Samoa Guam Micronesia Puerto Rico Virgin Islands 47 658 39 21,378 73 42 655 46 20,840 73 48 562 41 19,535 47 44 563 47 15,752 0 37 599 31 15,891 0 30 585 29 14,007 0 35 466 21 16,628 0 28 366 14 12,723 0 27 334 8 11,868 0 23 300 4 10,897 0 Other Areas 22,195 21,656 20,233 16,406 16,558 14,651 17,150 13,131 12,237 11,224 3,197,233 3,027,572 2,874,436 2,754,329 2,698,681 2,687,663 2,650,151 2,548,504 2,431,734 2,335,455 STATE 1 New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming United States Total United States & Other Areas A-84 Table CB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934- December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-85 1986 23,443 4,065 23,826 15,848 241,159 21,569 26,691 16,347 14,033 87,187 39,032 9,808 5,934 134,660 40,667 26,039 21,516 26,518 31,675 5,221 30,004 66,857 64,701 41,224 15,110 43,936 6,125 14,466 6,047 6,874 59,573 1985 20,817 3,896 20,889 14,935 240,227 21,290 21,277 12,566 12,222 74,252 35,319 8,674 5,966 127,100 38,463 24,906 20,658 24,192 31,343 4,368 25,610 53,404 60,134 39,236 14,393 40,245 6,139 13,755 4,829 5,673 50,307 1984 19,802 3,582 18,446 14,083 231,279 19,890 17,848 9,765 11,298 65,847 31,423 7,584 5,752 120,305 35,540 24,068 19,670 22,656 29,902 3,911 21,362 45,052 56,031 37,263 13,396 38,011 6,096 13,280 4,440 4,681 44,702 1983 17,835 3,166 15,857 12,695 225,828 18,227 15,694 7,840 10,090 58,310 26,316 6,716 5,216 131,494 33,291 23,137 18,035 20,888 27,966 3,549 17,834 38,482 52,467 33,946 12,486 34,959 5,713 12,344 4,080 4,130 39,975 1982 16,633 2,670 13,437 11,317 218,788 16,419 12,576 5,285 8,553 49,623 23,430 6,020 4,815 124,168 30,102 21,523 16,549 18,998 25,921 3,215 15,667 33,054 48,204 30,028 11,571 31,947 5,292 11,429 3,933 3,459 35,045 1981 15,637 1,924 12,153 10,318 208,882 14,659 11,949 3,031 7,966 43,175 20,377 5,433 4,394 119,764 28,293 19,819 15,124 17,762 23,830 3,000 14,738 29,918 46,096 27,415 10,806 29,738 4,923 10,487 3,439 3,113 31,770 1980 14,089 1,757 11,376 9,498 192,610 13,391 11,559 2,903 6,977 40,537 18,894 4,792 4,262 109,217 27,113 18,485 14,079 16,090 21,195 2,895 13,772 27,772 43,359 25,463 9,798 27,388 4,622 9,583 3,199 2,890 30,340 1979 13,450 1,564 10,347 8,756 177,783 12,351 10,803 2,747 6,353 36,167 17,681 4,363 3,904 102,860 25,444 17,036 13,164 15,005 18,543 2,748 12,989 24,353 41,232 22,927 9,198 25,842 4,321 8,962 3,127 2,645 28,969 1978 12,658 1,570 8,871 8,022 158,779 11,010 10,062 2,611 5,839 32,194 16,590 3,705 3,602 93,029 23,702 15,606 11,705 13,689 16,291 2,591 11,576 21,800 40,576 20,517 8,314 23,493 3,955 8,193 2,877 2,394 27,493 1977 11,701 1,519 7,601 7,447 139,605 9,647 9,323 2,428 4,945 29,714 15,521 3,229 3,288 86,591 21,931 14,225 10,804 12,248 14,776 2,391 10,794 20,541 37,615 18,497 7,351 21,566 3,600 7,395 2,431 2,164 25,920 Table CB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31,1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming United States 1986 8,523 468,802 40,948 6,082 70,359 25,470 14,485 109,068 8,994 13,175 8,068 32,271 165,036 9,062 4,147 41,174 26,929 12,803 34,135 3,915 1985 8,092 434,715 34,746 6,005 64,063 27,454 13,160 98,954 7,497 11,708 8,124 29,533 168,295 8,368 3,607 35,041 25,104 11,936 31,634 4,051 1984 7,737 401,730 31,226 5,733 56,825 27,524 12,975 93,648 5,754 10,515 8,629 27,422 158,719 7,754 3,260 30,669 23,089 11,280 29,801 4,006 1983 7,253 381,614 28,243 5,512 52,970 26,073 12,411 86,259 7,270 9,382 7,886 25,071 145,751 7,257 2,920 27,687 21,524 10,658 27,368 3,789 1982 6,629 368,847 24,446 5,040 48,472 25,158 11,528 80,203 6,559 8,301 6,703 23,012 131,092 6,768 2,547 24,717 21,633 9,943 24,732 3,588 1981 5,764 353,264 22,052 4,576 45,704 23,580 11,013 75,343 5,819 7,002 6,540 21,251 114,819 6,240 2,236 21,859 20,322 9,284 23,195 3,279 1980 5,273 347,656 20,193 4,088 43,716 19,379 10,574 71,139 5,487 6,325 4,535 19,875 97,476 5,687 2,166 20,216 18,748 8,620 22,058 3,035 1979 4,727 314,721 18,865 3,749 41,721 16,841 10,104 67,309 4,920 5,810 4,184 18,644 85,270 5,413 1,989 18,888 17,365 8,029 21,319 2,735 1978 4,295 281,510 16,973 3,456 40,144 14,573 9,161 61,858 4,389 5,283 3,785 17,288 74,349 4,951 1,842 17,854 14,859 7,398 19,976 2,404 1977 3,831 250,580 15,487 3,144 36,824 13,154 7,933 57,381 3,920 4,967 3,443 15,955 65,737 4,375 1,678 16,489 13,187 6,980 19,039 2,156 2,273,601 2,109,172 1,955,261 1,835,464 1,699,589 1,583,075 1,476,151 1,358,237 1,229,662 1,113,068 American Samoa Guam Micronesia Puerto Rico Virgin Islands 21 246 2 9,657 0 20 201 NA 8,695 0 15 144 NA 7,515 0 12 139 NA 6,889 0 7 103 NA 5,987 0 NA 105 NA 5,603 0 NA 90 NA 4,924 0 NA 53 NA 4,516 205 NA 51 NA 3,689 145 NA 261 NA 5,738 506 Other Areas 9,926 8,916 7,674 7,040 6,097 5,708 5,014 4,774 3,885 6,505 2,283,527 2,118,088 1,962,935 1,842,504 1,705,686 1,588,783 1,481,165 1,363,011 1,233,547 1,119,573 Total United States & Other Areas A-86 Table CB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934 - December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-87 1976 10,170 1,374 6,734 6,612 124,114 8,320 7,879 2,269 4,335 26,764 13,584 3,091 2,950 75,917 19,732 13,035 9,748 10,678 13,156 2,157 9,612 17,874 33,026 16,394 6,404 19,261 3,203 6,718 2,143 1,881 23,664 1975 9,164 1,250 6,226 6,019 85,317 7,393 7,393 1,955 3,673 24,885 12,357 2,599 2,626 59,446 17,910 11,799 8,791 9,798 11,939 1,979 8,735 14,935 29,448 14,739 5,654 17,260 2,910 6,251 1,885 1,639 21,784 1974 8,367 1,004 5,710 5,428 79,184 6,988 6,983 1,840 3,586 24,094 12,156 2,444 2,433 58,610 16,513 10,589 7,964 9,090 11,017 1,825 8,012 14,788 28,102 13,887 5,144 16,159 2,617 5,767 1,752 1,485 20,882 1973 7,712 795 5,785 4,922 70,849 6,629 6,871 1,787 3,437 22,855 11,143 2,354 2,160 51,826 15,342 9,549 7,344 7,829 9,720 1,744 7,535 14,098 26,923 12,657 4,916 15,042 2,396 5,390 1,752 1,412 20,352 1972 6,792 742 5,248 4,231 64,068 5,977 6,447 1,674 3,205 19,714 9,925 2,108 1,867 45,432 13,486 8,369 6,434 7,037 8,814 1,577 6,848 12,783 25,435 11,449 4,252 13,973 2,157 4,658 1,545 1,288 19,299 1971 5,777 647 4,322 3,636 56,161 5,027 5,564 1,424 2,952 16,211 8,269 1,890 1,541 39,125 11,979 7,345 5,613 6,112 7,684 1,379 5,941 11,676 23,155 10,537 3,622 12,682 1,869 4,131 1,371 1,157 17,063 1970 5,024 577 3,548 3,104 49,349 4,330 5,222 1,280 2,851 13,938 7,247 1,655 1,352 34,548 10,848 6,634 5,017 5,436 6,541 1,254 5,209 10,867 20,792 9,139 3,161 11,456 1,653 3,606 1,153 1,024 15,024 I f969 4,428 484 3,111 2,780 43,501 3,927 4,605 1,205 2,692 12,297 6,643 1,464 1,235 30,986 10,141 6,168 4,639 4,918 5,841 1,124 4,655 9,458 19,185 8,325 2,863 10,849 1,486 3,323 998 824 13,686 1968 | 4,287 387 2,856 2,621 45,422 3,859 4,805 1,154 2,704 11,513 6,523 1,354 1,146 31,491 9,503 5,780 4,411 4,641 5,707 1,086 4,494 10,026 19,221 8,543 2,698 10,920 1,400 3,093 956 797 13,203 1967 3,871 382 2,504 2,390 41,254 3,446 4,258 1,057 2,591 9,682 5,727 1,159 1,053 29,399 8,317 5,222 4,051 4,216 5,284 991 4,102 9,016 17,383 7,350 2,435 10,011 1,292 2,793 839 709 11,856 Table CB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31,1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1976 3,320 222,028 14,369 2,824 33,799 11,543 6,944 51,471 3,573 4,427 3,229 14,407 57,486 3,802 1,486 14,919 11,468 6,195 17,042 1,878 1975 2,987 126,412 12,699 2,612 31,135 10,202 6,015 44,486 3,223 4,124 2,914 13,097 47,282 3,373 1,353 13,721 9,674 5,506 15,008 1,634 1974 2,651 132,714 11,895 2,234 29,636 9,210 5,577 42,661 3,099 3,867 2,614 12,287 42,516 2,959 1,237 13,084 8,699 4,980 13,951 1,422 1973 2,485 115,055 11,645 2,039 28,274 8,269 5,479 39,711 2,391 3,720 2,368 11,691 38,557 2,708 1,210 12,241 7,668 4,362 13,094 1,268 1972 2,201 106,275 10,076 1,790 26,679 7,409 5,169 35,793 2,145 3,208 2,017 10,329 34,682 2,460 1,129 10,753 6,998 3,869 12,101 1,109 1971 1,840 93,951 8,317 1,604 23,579 6,315 4,518 31,433 1,753 2,790 1,764 8,682 30,000 2,099 992 9,211 6,150 3,298 10,610 933 1970 1,529 86,838 7,222 1,423 21,688 5,608 4,040 28,823 1,572 2,419 1,571 7,442 26,343 1,838 878 8,024 5,682 2,899 9,682 813 1969 1,298 80,240 6,438 1,326 20,343 4,878 3,736 26,011 1,372 2,141 1,440 6,593 23,722 1,657 786 7,211 5,140 2,496 8,727 741 1968 1,217 82,048 6,291 1,255 20,087 4,853 3,861 26,067 1,525 1,985 1,325 6,209 23,446 1,696 745 6,876 5,120 2,298 8,453 703 1967 U03| 76,783 5,567 1,119 18,618 4,537 3,373 23,651 1,444 1,756 1,213 5,839 20,828 1,541 665 6,127 4,719 2,131 7,778 639 United States 989,009 775,216 741,713 677,361 613,026 535,701 479,173 434,137 432,661 394,071 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA 418 NA 5,069 435 NA 649 NA 4,402 488 NA 560 NA 3,741 399 NA 426 NA 3,470 365 NA 238 NA 3,205 443 NA 119 NA 2,848 514 NA 80 NA 2,560 692 NA 67 NA 2,178 607 NA 56 NA 1,791 146 NA 51 NA 1,550 120 Other Areas 5,922 5,539 4,700 4,261 3,886 3,481 3,332 2,852 1,993 1,721 994,931 780,755 746,413 681,622 616,912 539,182 482,505 436,989 434,654 395,792 Total United States & Other Areas A-88 Table CB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934- December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-89 1966 3,544 346 2,239 2,210 37,286 3,023 3,660 960 2,345 8,303 5,063 1,023 945 26,536 7,512 4,710 3,649 3,661 4,796 911 3,703 7,674 15,431 6,463 2,221 8,965 1,189 2,460 732 639 10,626 1965 3,236 333 2,096 2,043 35,341 2,870 3,377 971 2,281 7,686 4,597 988 897 25,456 6,921 4,478 3,365 3,440 4,340 817 3,469 7,121 14,102 6,045 2,060 8,402 1,118 2,280 698 574 10,001 1964 2,843 308 1,970 1,875 33,665 2,694 3,121 863 2,090 6,802 4,025 895 829 23,654 6,211 4,078 3,155 3,194 3,920 769 3,221 6,531 12,664 5,611 1,864 7,992 1,039 2,181 656 518 9,451 1963 2,557 245 1,732 1,700 30,981 2,507 2,807 799 1,933 6,011 3,588 794 755 21,119 5,355 3,637 2,881 2,825 3,459 708 2,884 5,975 11,165 5,040 1,667 7,155 981 2,008 616 489 8,559 1962 2,386 245 1,584 1,548 29,019 2,344 2,711 811 1,776 5,535 3,288 782 717 20,103 5,222 3,478 2,766 2,754 3,285 703 2,679 5,935 10,435 4,814 1,530 6,861 926 1,871 572 465 8,324 1961 2,192 192 1,453 1,421 27,083 2,301 2,521 733 1,646 5,247 3,110 767 685 19,047 5,059 3,303 2,600 2,616 3,148 667 2,529 5,765 9,327 4,495 1,434 6,523 864 1,758 493 435 7,761 1960 2,121 191 1,265 1,289 24,338 2,005 2,350 701 1,532 4,867 2,927 715 649 17,468 4,748 3,066 2,410 2,291 2,964 629 2,351 5,405 8,838 4,177 1,351 6,150 829 1,652 441 403 7,231 1959 2,017 160 1,164 1,247 23,823 1,905 2,288 660 1,460 4,728 2,820 647 646 16,839 4,598 2,985 2,275 2,294 2,920 603 2,199 5,153 8,386 4,032 1,328 5,958 806 1,566 413 390 6,930 1958 1,951 NA 1,030 1,162 22,787 1,864 2,277 641 1,504 4,486 2,702 NA 638 16,809 4,494 3,072 2,227 2,233 2,802 593 2,184 5,163 8,172 4,042 1,223 5,933 813 1,626 375 350 6,661 1957 1,776 NA 902 1,062 20,778 1,694 2,222 629 1,403 4,066 2,492 NA 572 15,931 4,285 2,772 2,046 2,136 2,775 554 2,083 4,881 7,901 3,739 1,072 5,573 757 1,426 331 321 6,291 Table CB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934- December 31,1996 (Dollar amounts in millions) STATE 1 New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1966 1,003 67,268 4,922 1,019 16,819 4,074 3,099 21,285 1,262 1,579 1,120 5,365 18,725 1,479 602 5,325 4,171 1,924 6,946 591 1965 945 63,965 4,439 947 15,719 3,799 2,954 19,922 1,213 1,465 1,058 5,050 17,842 1,418 570 5,063 3,793 1,794 6,377 554 918 58,784 4,049 878 14,314 3,481 2,682 18,502 1,117 1,332 986 4,717 16,632 1,279 514 4,581 3,483 1,637 5,976 540 893 51,557 3,520 820 12,986 3,135 2,565 16,830 1,009 1,219 926 4,183 14,821 1,173 477 4,066 3,197 1,481 5,439 505 800 50,050 3,345 766 12,706 2,980 2,321 15,841 969 1,181 875 3,805 14,011 1,127 456 3,791 3,119 1,394 5,114 469 United States 351,403 330,290 305,091 273,734 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA 46 NA 1,298 95 NA 44 NA 1,108 75 NA 42 NA 1,049 60 NA 41 NA 918 53 Other Areas 1,439 1,227 1,151 352,842 331,517 306,242 Total United States & Other Areas A-90 1964 1963 1959 1960 1961 1962 1958 1957 596] 38,873 2,434 579 10,270 2,365 1,764 13,017 793 874 629 2,789 10,326 840 333 2,913 2,462 1,177 3,987 364 770 48,684 3,176 672 11,898 2,923 2,166 15,107 933 1,106 808 3,617 13,422 1,057 424 3,552 2,934 1,332 4,946 455 713 44,569 2,889 650 11,279 2,708 2,005 14,260 871 1,023 750 3,314 12,284 1,001 403 3,264 2,722 1,266 4,633 421 695 41,105 2,764 648 11,026 2,567 1,988 13,684 837 1,006 724 3,212 11,601 951 391 3,196 2,712 1,249 4,454 405 668 41,959 2,686 644 10,577 2,542 1,949 13,597 819 947 727 3,044 11,485 909 381 3,116 2,627 1,212 4,360 399 260,589 247,157 228,379 218,455 214,462 199,855 NA 30 NA 779 47 NA 25 NA 683 41 NA 25 NA 551 36 NA 25 NA 501 29 NA 21 NA 438 22 NA 20 NA 391 20 1,012 856 749 612 555 481 431 274,746 261,445 247,906 228,991 219,010 214,943 200,286 Table CB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies at Year End, by State December 31, 1934- December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-91 1956 1,723 NA 849 1,057 19,651 1,636 2,243 619 1,409 3,674 2,420 NA 556 15,884 4,281 2,645 2,026 2,082 2,785 538 2,077 4,856 7,895 3,616 1,034 5,571 730 1,473 308 309 6,119 1955 1,682 129 750 1,042 19,065 1,594 2,149 605 1,376 3,285 2,320 39 543 15,515 4,151 2,600 1,909 1,994 2,571 525 1,968 4,856 7,797 3,461 1,008 5,394 702 1,471 291 296 5,839 1954 1,556 113 691 982 17,954 1,550 1,987 551 1,336 2,945 2,188 37 532 15,128 4,012 2,620 1,913 1,949 2,412 494 1,904 4,611 7,206 3,462 956 5,269 687 1,518 280 270 5,580 1953 1,491 104 634 941 16,761 1,428 1,934 523 1,267 2,633 2,096 31 512 14,748 3,902 2,555 1,805 1,845 2,238 478 1,817 4,457 6,855 3,321 944 5,118 663 1,515 246 263 5,413 1952 1,451 96 609 923 16,342 1,405 1,883 499 1,271 2,464 2,063 27 504 14,444 3,703 2,398 1,785 1,840 2,104 478 1,812 4,510 6,455 3,212 903 5,021 654 1,485 225 247 5,273 1951 1,378 65 530 877 15,115 1,308 1,796 531 1,258 2,203 1,974 24 467 13,710 3,476 2,305 1,681 1,778 2,022 445 1,714 4,480 5,862 3,007 871 4,831 615 1,407 202 241 5,088 1950 1,271 47 468 843 13,965 1,209 1,634 533 1,162 2,001 1,763 12 434 12,994 3,260 2,274 1,530 1,598 1,835 409 1,582 4,274 5,673 2,919 809 4,563 582 1,335 179 225 4,850 1949 1,202 NA 414 796 13,186 1,119 1,433 472 1,038 1,737 1,608 NA 420 12,396 3,046 2,142 1,455 1,523 1,732 399 1,502 4,028 5,107 2,795 757 4,187 586 1,226 166 205 4,537 1948 1,255 NA 422 801 13,137 1,095 1,268 431 1,020 1,646 1,651 NA 429 11,775 2,987 2,162 1,474 1,586 1,701 412 1,445 3,861 4,847 2,805 808 4,145 577 1,248 164 207 4,410 1947 1,260 NA 411 789 13,110 1,124 1,260 431 1,024 1,712 1,687 NA 436 11,814 2,985 2,290 1,434 1,570 1,646 415 1,498 3,967 4,822 2,855 790 4,176 560 1,278 167 211 4,385 TableCB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31,1996 (Dollar amounts in millions) STATE |New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina Souui Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1956 1955 1954 1953 1951 1952 1950 1949 1947 1948 573 38,120 2,463 532 10,158 2,301 1,805 12,865 806 859 589 2,729 10,291 844 323 2,818 2,459 1,133 3,867 344 527 37,944 2,422 493 9,820 2,227 1,817 12,403 822 848 589 2,632 9,897 821 308 2,661 2,400 1,079 3,703 333 490 36,477 2,302 502 9,311 2,138 1,731 12,118 778 833 591 2,552 9,525 788 292 2,568 2,313 1,045 3,653 333 463 34,631 2,195 492 9,177 2,047 1,614 11,707 768 837 564 2,422 8,881 723 282 2,390 2,185 1,051 3,542 319 444 34,634 2,183 496 8,805 1,995 1,600 11,566 785 832 554 2,293 8,485 696 283 2,371 2,176 1,023 3,474 314 403 33,786 2,088 488 8,348 1,876 1,487 11,240 769 788 530 2,199 7,945 654 273 2,210 2,076 1,007 3,263 306 361 32,249 1,872 463 7,830 1,730 1,412 10,766 679 663 505 2,056 7,384 590 255 2,015 1,984 939 3,093 271 324 30,307 1,745 470 7,242 1,647 1,268 9,977 631 645 497 1,940 6,593 564 244 1,860 1,879 892 2,946 256 307 29,831 1,801 502 7,100 1,598 1,323 9,790 632 660 515 1,935 6,255 564 242 1,795 1,892 940 2,935 257 287 30,975 1,851 505 6,933 1,528 1,374 9,848 629 666 528 1,940 6,057 559 243 1,802 1,978 896 2,906 240 195,945 190,673 183,033 174,828 171,095 162,997 153,350 143,141 140,643 141,852 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA 21 NA 333 17 NA NA NA 301 13 NA NA NA 269 8 NA NA NA 244 7 NA NA NA 258 5 NA NA NA 169 5 NA NA NA 146 4 NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Other Areas 371 314 277 251 263 174 150 NA NA NA 196,316 190,987 183,310 175,079 171,358 163,171 153,500 143,141 140,643 141,852 United States Total United States & Other Areas A-92 Table CB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31, 1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey A-93 1946 1,223 NA 393 783 13,017 1,083 1,219 467 1,022 1,733 1,687 NA 427 10,911 2,816 2,125 1,364 1,480 1,546 432 1,482 3,935 4,558 2,665 743 3,965 531 1,221 164 210 4,336 1945 1,306 NA 369 765 13,196 1,093 1,362 475 1,060 1,798 1,829 NA 404 11,894 2,840 2,036 1,401 1,563 1,627 453 1,643 4,543 4,783 2,766 779 4,207 499 1,252 156 219 4,558 1944 1,026 NA 288 629 10,770 840 1,305 400 856 1,404 1,441 NA 329 10,377 2,411 1,693 1,149 1,258 1,318 385 1,510 4,078 4,354 2,278 620 3,493 405 958 121 186 3,864 1943 836 NA 229 482 8,810 718 1,136 372 708 1,057 1,177 NA 252 8,500 1,948 1,367 927 1,007 1,061 319 1,228 3,495 3,687 1,851 480 2,891 319 809 99 153 3,092 1942 691 NA 173 405 6,702 562 883 299 604 757 927 NA 185 7,347 1,539 1,094 707 833 896 264 979 2,969 2,911 1,549 384 2,488 262 621 76 120 2,537 1941 487 NA 112 288 5,248 414 735 243 496 560 680 NA 123 5,879 1,173 824 474 634 663 214 830 2,351 2,057 1,110 268 1,953 184 388 52 101 2,152 1940 375 NA 100 221 4,701 369 639 236 420 489 559 NA 107 5,290 1,008 708 385 520 579 199 739 2,268 1,871 1,018 214 1,708 161 350 47 90 1,974 1939 330 NA 91 200 4,275 342 554 205 362 409 499 NA 97 4,771 928 643 363 480 551 189 659 1,990 1,572 945 205 1,611 150 326 41 84 1,813 1938 298 NA 88 175 4,077 322 493 169 342 348 426 NA 91 4,304 843 593 341 451 506 179 572 1,807 1,404 869 190 1,463 139 299 35 79 1,675 1937 271 NA 84 168 3,940 315 474 170 323 324 376 N^ 91 3,885 810 562 345 437 469 182 526 1,722 1,410 842 188 1,377 136 300 34 76 1,668 Table CB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31, 1996 (Dollar amounts in millions) STATE 1 New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1946 271 30,426 1,827 449 6,716 1,402 1,336 9,459 639 656 455 1,878 5,509 553 240 1,785 1,964 842 2,815 228 271 36,071 1,798 411 7,172 1,464 1,408 10,137 646 620 396 1,949 5,824 558 237 1,851 2,165 879 2,829 211 202 31,790 1,528 319 6,163 1,177 1,119 8,753 585 500 287 1,612 4,584 455 191 1,586 1,868 728 2,352 169 162 27,421 1,125 244 5,064 912 899 7,461 468 383 239 1,291 3,599 384 159 1,255 1,461 538 1,884 136 126 25,569 958 180 3,904 712 665 6,461 410 309 192 1,090 2,878 315 138 1,076 1,070 433 1,439 111 82 20,893 700 113 3,154 545 435 5,791 318 214 127 817 2,053 207 123 844 706 361 1,146 86 69 20,487 549 84 2,758 466 352 5,403 285 181 106 647 1,736 178 117 699 584 315 1,024 78 66 17,074 499 75 2,486 459 314 5,022 259 156 99 575 1,590 164 112 635 495 292 945 70 61 14,236 431 66 2,247 447 288 4,503 236 137 86 524 1,424 158 108 585 442 272 875 65 57] 13,180 403 68 2,192 437 280 4,351 234 138 83 490 1,349 148 106 546 434 276 842 63 United States 136,988 147,773 125,714 104,095 87,800 69,408 63,463 56,072 49,769 47,182 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Other Areas NA NA NA NA NA NA NA NA NA NA 136,988 147,773 125,714 104,095 87,800 69,408 63,463 56,072 49,769 47,182 Total United States & Other Areas A-94 1945 1944 1943 1942 1940 1941 1939 1937 1938 TableCB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934 - December 31,1996 (Dollar amounts in millions) STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey 1936 285 NA 76 179 3,974 335 476 166 334 333 420 NA 89 4,023 794 584 363 454 462 186 569 1,821 1,384 879 199 1,447 138 326 32 78 1,704 1935 244 NA 64 144 3,604 289 441 132 294 268 380 NA 74 3,533 668 497 333 396 374 173 502 1,713 1,166 800 154 1,295 133 300 26 69 1,564 1934 217 NA 49 122 3,228 261 441 114 257 228 326 NA 63 2,933 555 432 295 348 320 170 458 1,593 903 738 142 1,136 111 280 20 65 1,453 1 TableCB-15A-ST Total Deposits of Insured Commercial Banks and Trust Companies at Year End, by State December 31,1934- December 31,1996 (Dollar amounts in millions) STATE New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming 1935 1936 1934 53 14,278 412 70 2,211 422 281 4,656 247 148 91 509 1,324 145 106 569 439 275 847 64 43 13,178 361 70 1,904 383 242 4,146 225 125 83 431 1,152 136 100 500 379 241 736 58 37 11,695 308 67 1,620 313 207 3,797 217 106 79 366 1,020 120 95 443 328 225 645 50 49,257 44,123 38,996 American Samoa Guam Micronesia Puerto Rico Virgin Islands NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA Other Areas NA NA NA 44,123 38,996 United States Total United States & Other Areas 49,257 Notes to Table CB-1 Insured Commercial Banks Number of Banks, Branches and Total Offices at Year End United States, U. S. Territories and Possessions December 31, 1934 - December 31, 1996 BANKS As ofJanuary 1, 1934 there were 15,034 licensed banks: 12,551 insured commercial banks, 1,904 uninsured commercial banks, 214 insured mutual savings banks, and 365 uninsured mutual savings banks. When the Temporary Federal Deposit Insurance Plan went into effect on January 1, 1934, 12,551 commercial banks were admitted to the Temporary Federal Deposit Insurance Fund and 214 mutual savings banks were admitted to a separate Temporary Fund for Mutuals. The two funds were combined into the Federal Deposit Insurance Fund on July 1, 1935. The following definitions (as they relate to the number of institutions in the table) are provided in the 1934 Annual Report: Insured - insured by the Federal Deposit Insurance Corporation. Uninsured (synonym - not insured) - not insured by the Federal Deposit Insurance Corporation. (An uninsured institution, however, could have been insured by a state insurance fund, by a private sector insurance company, or by the Savings Bank Trust Company). Cnmmprrinl hanhi - includes the following groups of banks in the continental United States operating under licenses issued by the Secretary of the Treasury or by state banking authorities: national banks, state-chartered commercial banks, loan and trust companies, stock savings banks, private banks under state supervision and industrial banks. These definitions are the basis for the number of institutions in the table. Subsequent changes or revisions to this definition relate to both groups of institutions and to individual institutions. 1934 In addition to the above inclusions under insured commercial banks, are two national banks in Alaska that are not members of the Federal Reserve System. 1935 Morris Plan Banks that become insured are added to the definition. 1936 The definition of commercial banks is revised to read: all operating national banks; all incorporated state banks, trust companies and banks and trust companies regularly engaged in the business of receiving deposits (except mutual savings banks, and in New Hampshire, guaranty savings banks); all stock savings banks; banks in conservatorship or operating under restrictions, provided they are authorized to and in fact do accept new deposits; such industrial and Morris Plan banks as operate under general banking codes or operate under the same codes of law as insured industrial banks; branches of foreign banks which engage in a general deposit business; cash depositories; private banks under state supervision; insured trust companies, even though not engaged in regular deposit banking (nondeposit trust companies); the chief office in each of the U. S. possessions of American banks engaged in a general deposit business in those possessions. NOTES 1937-1946 The last phrase of the 1936 definition of commercial banks is replaced by the following: American branches engaged in a general banking business in U. S. possessions (where more than one branch is maintained by a given bank in any one possession), the chief or central office is classified (and counted) as a bank and the other offices are classified (and counted) as branches. 1947 The definition of commercial banks is revised: Commercial banks and stock savings banks include the following: national banks except those not regularly engaged in deposit banking; incorporated state banks, trust companies, and banks and trust companies regularly engaged in the business of receiving deposits, whether demand or time, except mutual savings banks; stock savings banks, including guaranty savings banks in New Hampshire; industrial banks and Morris Plan banks which operate under general banking codes or are specifically authorized by law to accept deposits and in practice, do so, or the obligations of which are regarded as deposits for deposit insurance; special types of banks of deposit: cash depositories in South Carolina, cooperative exchanges in Arkansas, savings and loan companies operating under Superior Court charters in Georgia, government operated banks in American Samoa, Guam and North Dakota, a cooperative bank, usually classified as a credit union, operating under a special charter in New Hampshire, two savings institutions, known as "trust companies ", operating under a special charter in Texas, and Savings Bank Trust Company in New York; branches of foreign banks which engage in a general deposit business in the continental United States or in the U. S. possessions; in U. S. possessions, branches of American banks engaged in a general deposit business. 1948 The 1947 definition is revised by adding a government bank in Puerto Rico. 1949 The 1947 definition is revised to include nondeposit trust companies with a national charter. 1950 The government operated bank in Guam is dropped from the definition, indicating that it is no longer insured or no longer in operation. 1951 No changes were made. 1952 A revision indicates that there are four branches of foreign banks (counted as banks) which engage in a general deposit business in the continental United States or in Puerto Rico. 1953-1960 No changes were made. NOTES 1961 The 1947 definition relating to the inclusion of cooperative exchanges in Arkansas is changed to the singular, cooperative exchange, indicating that there is only one insured cooperative exchange operating now. There are now eight branches of foreign banks included, 1962 Nine branches of foreign banks are included, 1963 The number of foreign branches operating in the United States, Puerto Rico and the Virgin Islands is 17, 1964 Foreign branches are now operating in New York, Oregon, Washington, Puerto Rico and the Virgin Islands, 1965 No changes were made. 1966 Jlie one cooperative exchange in Arkansas is dropped, 1967-1969 No changes were made, 1970 The definition is revised as follows: Commercial banks include: national banks; incorporated state chartered banks, trust companies, and bank and trust companies regularly engaged in the business of receiving deposits, whether demand or time, except mutual savings banks; stock savings banks, including guaranty savings banks in New Hampshire; industrial and Morris Plan banks which operate under general banking codes, or are specifically authorized by law to accept deposits and in practice, do so, or the obligations of which are regarded as deposits for deposit insurance; special types of banks of deposit; regulated certificated banks and a savings and loan company operating under a Superior Court cfiarter in Georgia; government operated banks in North Dakota and Puerto Rico; a cooperative bank, usually classified as a credit union, operating under a special charter in New Hampshire; a savings institution, known as a "trust company ", operating under a special charter in Texas; the Savings Bank Trust Company in New York; branches of foreign banks in Illinois, Massachusetts, New York, Oregon, Washington, Puerto Rico and the Virgin Islands, 1971-1974 No changes were made. NOTES 1975 Special types ofbanks of deposit and the savings and loan operating under a Superior Court charter in Georgia are no longer included and the Savings Bank and Trust Company Northwest in Washington is added. 1976 The cooperative bank operating under a special charter in New Hampshire is no longer included. 1977 Guam is added to the list of states and U.S. territories and possessions with branches of foreign banks. 1978 Pennsylvania is added as having a branch of a foreign bank. 1979-1981 No changes were made. 1982 The definition is revised as follows: Commercial banks include the following categories of institutions: national banks, incorporated state banks, trust companies, bank and trust companies regularly engaged in the business of receiving deposits, whether demand or time, except mutual savings banks; stock savings banks, including guaranty savings banks in New Hampshire; industrial and Morris Plan banks which operate under general banking codes, or are specifically authorized by law to accept deposits and in practice, do so, or the obligations of which are regarded as deposits for deposit insurance. 1983 No changes were made. 1984 The definition is revised as follows: Commercial banks include the following categories of institutions: national banks; FDIC insured state chartered banks and trust companies, except savings banks; FDIC insured industrial banks and Morris Plan banks which operate under general banking codes, or are specifically authorized by law to accept deposits and in practice, do so, or the obligations of which are regarded as deposits for deposit insurance. 1985-1988 No changes were made. NOTES 1989 The FIRREA enables SAIF insured thrift institutions to change their charter to become commercial banks. 1990-1991 The definition is as follows: Commercial banks include the following categories of institutions: national banks; state chartered banks and trust companies, except savings banks; industrial banks and Morris Plan banks which operate under general banking codes, or are specifically authorized by law to accept deposits and in practice, do so, or the obligations of which are regarded as deposits for deposit insurance; commercial banks, either national or state chartered, insured by the FDIC Savings Association Insurance Fund (SAIF). 1992-CURRENT The definition is revised: FDIC-insured commercial banks and trust companies include the following categories of depository institutions: national banks; state chartered banks and trust companies, except savings banks; commercial banks, either national or state chartered, insured by either the FDIC Bank Insurance Fund (BIF) or by the FDIC Savings Insurance Fund (SAIF); otherfinancial institutions which operate under general banking codes, or are specifically authorized by law to accept deposits and in practice do so, or the obligations of which are regarded as deposits for deposit insurance * OFFICES AND BRANCHES 1936 Branches or additional offices include all offices of banks operating more than one office, other than head offices, at which deposits are received or checks cashed and all offices of insured trust companies not engaged in deposit banking. The term "branch " includes any branch bank, branch office, branch agency, additional office or any branch or place of business located in any state of the United States or in Alaska, Hawaii, Puerto Rico, or the Virgin Islands at which deposits are received or checks paid or money lent. 1940 Unit banks include all banks operating only one office at which deposits are received or checks cashed. 1942 The reconcilement of office openings and closings indicates that total offices include facilities operated as agencies of the government. Such facilities are established in or near military installations at the request of the Secretary of the Treasury or of the commanding officer of the installation. 1950 A footnote indicates that 6 offices in the possessions, formerly tabulated as banks, are now being counted as offices. The footnote is carried until the 1979 Annual Report. NOTES 1961 Branches include all offices of a bank other than its head office, at which deposits are received, checks paid or money lent. Banking facilities separate from a banking house, banking facilities at government installations, offices, agencies, paying or receiving stations, drive-in facilities and other facilities operated for limited purposes are defined as branches under the FDIAct, regardless of the fact that in certain states, including several which prohibit the operation of branches, such limited facilities are not considered branches within the meaning of state law. 1962 A footnote indicates that total office counts include "a few" seasonal offices that may not be open for business as of December 31 of each year. until the 1979 Annual Report. The footnote is carried 1980 A footnote indicates that both insured and noninsured domestic branches of foreign banks are excluded from the total of insured commercial bank offices and are reflected as offices of noninsured banks of deposit 1982 A footnote indicates that 31 FDIC insured and 199 noninsured domestic branches of foreign banks (IBA reporters) are excluded from the total of insured commercial bank offices and are reflected as offices of noninsured banks of deposit. The number of such offices is not indicated in the footnotes of subsequent sources. A total of 2,523 remote service facilities (EFTU's) were deleted from the count of insured commercial bank branches and total offices as of year end. Tliere is no indication of how many there were as of year end in previous years. 1988 Source totals have been reduced by 366 contractual offices in Michigan. Contractual offices are established among affiliated banks and allow the offices of related banks to act as offices for the other related banks. 1989 Source totals have been reduced by 444 contractual branches in Michigan. 1994 Branch count changes affecting several years have been made. The adjustments are due to the continuous flow of data from banks to the Federal banking agencies concerning the status of offices. Other clianges are due to retroactive corrections and adjustments affecting the structure data base, the source of this data. Changes to counts prior to 1984 are due to the use of the structure data base for all numbers rather than the use of previously published number in FDIC Annual Reports and Statistics on Banking. 1994-CURRENT Offices include the following types: (1). Multiple service offices (2). Military facilities NOTES (3). Drive-in facilities (4). Loan production offices (5). Consumer credit offices (6). Seasonal offices (7). Administrative offices (8). Messenger service offices (9). Supermarket banking offices (10). Other offices NOTES Notes to Table CB-2 Changes in Number of Insured Commercial Banks United States, U.S. Territories and Possessions Calendar Years 1934 - 1996 ADDITIONS New Charters Represents institutions newly licensed or chartered by the Office of the Comptroller of the Currency (national banks) or by state banking authorities, including banking authorities in the U. S. territories or possessions. Includes de novo institutions as well as charters issued to take over a failing institution. Conversions Represents conversions of existing institutions of any type that meet the definition of commercial banks (see Notes to Table CB-1) and have applied for and received FDIC insurance. Also includes bank relocations from one state to another. Unassisted Mergers Represents voluntary mergers, consolidations or absorptions of two or more institutions. DELETIONS Failures - Mergers Represents mergers, consolidations or absorptions entered into as a result of supervisory actions. The transaction may or may not have required FDIC assistance. Failures - Paid off Represents institutions that were declared insolvent, the insured deposits of which were paid by the FDIC. Other Represents witlidrawalsfromFDIC insurance, voluntary liquidations, or conversions to institutions that are not considered commercial banks. Also includes relocation of banksfromone state to another. 1934 1935 NOTES Conversions Other Conversions 740 admissions to insurance 23 voluntary withdrawalsfrominsurance 71 reorganizations of or successions to restricted banks 19 reopenings of closed banks in liquidation or receivership 104 noninsured banks becoming insured 3 banks added to prior year's ending balance Other 1936 Conversions Failures-Mergers Other 1937 Conversions Failures-Mergers Other 1938 Conversions Failures-Mergers Other 1939 1940 1941 Conversions Failures-Mergers Other Conversions Failures-Mergers Other Conversions Failures-Mergers Other 1942 Conversions Failures-Mergers Other 1943 Conversions 51 other liquidations 26 voluntary withdrawal from insurance 8 insured banks becoming noninsured (1) unaccounted for difference 4 closed banks reopened 47 noninsured banks becoming insured 1 adjustment to prior year's ending balance 22 with financial aid of the FDIC 31 other liquidations 4 voluntary withdrawals from insurance 36 noninsured banks becoming insured 20 with financial aid of the FDIC 36 other liquidations 2 voluntary withdrawals from insurance 25 noninsured banks becoming insured 1 closed bank reopened 22 with financial aid of the FDIC 36 other liquidations 1 termination of insurance 3 voluntary withdrawals from insurance 2 insured banks becoming noninsured 18 noninsured banks becoming insured 20 with financial aid of the FDIC 25 other liquidations 1 reopening of suspended bank 19 noninsured banks becoming insured 20 with financial aid of the FDIC 33 other liquidations 33 noninsured banks becoming insured 6 with financial aid of the FDIC 24 other liquidations 1 voluntary withdrawal from insurance 21 noninsured banks becoming insured 13 with financial aid of the FDIC 36 other liquidations 1 insured bank becoming noninsured 16 noninsured banks becoming insured Failures-Merged Other 1944 Conversions Failures-Mergers Other 1945 Conversions Other 1946 Conversions Failures-Mergers Other 1947 Conversions Failures-Mergers Other 1948 Conversions Failures-Mergers Other Conversions Failures-Mergers Other 1949 1950 1951 1952 1953 Conversions Failures-Mergers Other Conversions Failures-Merged Other Conversions Failures-Merged Other Conversions Failures-Mergers 1 with financial aid of the FDIC 43 other liquidations 1 insured bank becoming noninsured 35 noninsured banks becoming insured 1 with financial aid of the FDIC 27 other liquidations 2 insured banks becoming noninsured 21 noninsured banks becoming insured 15 other liquidations 1 insured bank becoming noninsured 31 noninsured banks becoming insured 1 with financial aid of the FDIC 12 other liquidations 3 insured banks becoming noninsured 29 noninsured banks becoming insured 3 withfinancialaid of the FDIC 6 other liquidations 1 insured banks becoming noninsured 34 noninsured banks becoming insured 2 withfinancialaid of the FDIC 8 other liquidations 41 noninsured banks becoming insured 4 withfinancialaid of the FDIC 4 other liquidations 1 withdrawal from insurance 47 noninsured banks becoming insured 4 withfinancialaid of the FDIC 7 other liquidations 34 noninsured banks becoming insured 2 withfinancialaid of the FDIC 4 other liquidations 26 noninsured banks becoming insured 1 withfinancialaid of the FDIC 7 other liquidations 1 termination of insurance 46 noninsured banks becoming insured 1 withfinancialaid of the FDIC 1954 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1972 Other Conversions Failures-Mergers Other Conversions Failures-Mergers Other Conversions Other Conversions Conversions Failures-Mergers Other Conversions Other Conversions Conversions Conversions Other Conversions Other Conversions Other Conversions Other Conversions Other Conversions Other Conversions Conversions Conversions Other Conversions Conversions 3 other liquidations 32 noninsured banks becoming insured 2 with aid of the FDIC 2 other liquidations 2 insured banks becoming noninsured 41 noninsured banks becoming insured 1 with financial aid of the FDIC 4 other liquidations 64 noninsured banks becoming insured 6 other liquidations 22 noninsured banks becoming insured 29 noninsured banks becoming insured 1 with financial aid of the FDIC 3 other liquidations 54 noninsured banks becoming insured 1 suspended insured bank becoming noninsured 27 noninsured banks becoming insured 31 noninsured banks becoming insured 19 noninsured banks becoming insured 1 suspended bank reopened 1 other liquidation 39 noninsured banks becoming insured 1 other liquidation 20 noninsured banks becoming insured 1 other liquidation 17 noninsured banks becoming insured 3 other liquidation 24 noninsured banks becoming insured 1 other liquidation 21 noninsured banks becoming insured 4 other liquidations 19 noninsured banks becoming insured 18 noninsured banks becoming insured 13 noninsured banks becoming insured 1 other liquidation 6 noninsured banks becoming insured 4 noninsured banks becoming insured 1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 Conversions Conversions Conversions Conversions Conversions Other Conversions Conversions Conversions Other Conversions 1983 Conversions Other 1984 Conversions Other 1985 Conversions 1986 Other Conversions Other 1987 Conversions Other 1988 NOTES Conversions 11 noninsured banks becoming insured 6 noninsured banks becoming insured 5 noninsured banks becoming insured 6 noninsured banks becoming insured 3 noninsured banks becoming insured 1 discontinued deposit operation 2 noninsured bank becoming insured 3 noninsured banks becoming insured 1 noninsured bank becoming insured 1 insured banks becoming noninsured 6 noninsured banks becoming insured 2 savings banks converting to commercial charter 19 noninsured banks becoming insured 2 savings banks converting to commercial charter 1 bank added to count 6 discontinued deposit operation 47 noninsured banks becoming insured 2 saving banks converting to commercial charter 2 discontinued deposit operation 3 banks deleted from count 41 noninsured banks becoming insured 1 savings bank converting to commercial charter 3 banks added to count 3 banks deleted from count 31 noninsured banks becoming insured 10 commercial banks converted to FSUC 2 discontinued deposit operation 1 commercial bank converting to savings bank 35 noninsured banks becoming insured 2 savings banks converting to commercial charter 1 commercial bank converting to FSUC 7 discontinued deposit operation 3 commercial banks converting to savings banks 3 banks deleted from count 3 noninsured banks becoming insured Other 1989 Conversions Other 1990 Conversions Other 1991 Conversions Other 1992 New charters Conversions Other 1993 New charters Conversions Other 1994 New charters Conversions NOTES 2 commercial banks converting to FSLJC 3 discontinued deposit operation 4 insured banks becoming noninsured 2 commercial banks converted to savings banks 6 noninsured banks becoming insured 1 savings bank converting to commercial charter 2 added to count 1 commercial bank converting to FSLIC 3 discontinued deposit operation 1 insured bank becoming noninsured 1 deleted from count 19 thrifts converting to commercial banks 5 noninsured banks becoming insured 3 discontinued deposit operation 2 withdrawals from FD1C insurance 1 insured banks becoming noninsured 7 noninsured banks becoming insured 28 savings bank and savings & loans conversions 7 discontinued deposit operations 2 commercial bank converted to thrift charter 30 new banks - de novo 41 new charters established to absorb failing institutions 1 SAIF insured commercial bank 1 noninsured banks becoming insured 10 savings bank and thrift charter conversions 9 discontinued deposit operations 8 withdrawals from FDIC insurance 1 commercial bank converted to thrift charter 30 new charters 29 new charters established to absorb failing institutions 12 savings bank and thrift charter conversions 1 commercial bank converted to thrift charter 24 withdrawals from FDIC insurance 11 other liquidations and closings 49 new charters 1 new charter established to absorb a failing institution 11 savings bank and thrift charter conversions to commercial bank Other 1995 Conversions Other 1996 Conversions Other NOTES 6 relocations 5 withdrawalsfromFDIC insurance 2 commercial banks converting to thrift charter 6 relocations 2 other liquidation or closing 15 savings bank and thrift charter conversions to commercial bank 21 relocations 5 withdrawalsfromFDIC insurance 4 commercial banks converting to thrift charter 21 relocations 2 other liquidation or closing 10 thrift charter conversons 2 admissions to insured status 34 relocations 4 conversions to thrift charter 6 witlidrawalsfromFDIC insurance 1 other liquidation or closing 34 relocations Notes to Table CB-3 Insured Commercial Banks Number of Unit Banks and Banks with Branches at Year End United States, U. S. Territories and Possessions December 31, 1934 - December 31, 1996 Unit banks are institutions that are operating only one office at which deposits are received or other banking business is conducted. Banks with branches are institutions that are operating one or more offices in addition to the main or head office. Branches include all offices of a bank other than its head office, at which deposits are received, checks paid or money lent. Banking facilities separate from a banking house, banking facilities at government installations, offices, agencies, paying or receiving stations, drive-in facilities and other facilities operated for limited purposes are defined as branches under the FDI Act, regardless of the fact that in certain states, including several of which prohibit the operation of branches, such limited facilities are not considered branches within the meaning of state law. The notes to Tables CB-1 and CB-2 may also be helpful in interpreting the data contained in this table. NOTES Notes to Table CB-4 Income, Expense and Net Income of Insured Commercial Banks Calendar Years 1934 - 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. Significant adjustments, changes or definitional differences from current requirements are identified or described. Comments describing changes in reporting practices relating to assets, liabilities and capital items are important in interpreting related income and expense items. Significant Events 1947 On December 8, 1947 the Internal Revenue Service adopted the reserve method for accounting for bad debt losses on loans. 1969 Banks with total assets of $50 million or more are required to report income and expenses on an accrual basis. Consolidation is required for all majority owned bank premises subsidiaries and other majority owned subsidiaries meeting level of significance tests. Actual net loan losses (charge-offs less recoveries) were added to the Report of Income as an operating expense. 1972 Banks with total assets of $25 million or more are required to prepare their reports based on accrual accounting. All banks are required to report income taxes on a current accrual basis. 1979 The provision for possible loan losses based on management discretion replaces actual net loan losses. 1984 All banks with $10 million or more in total consolidated assets are required to report income and expenses on an accrual basis. A major reporting revision took place that initiated four reporting form sets: (l)FFIEC 031 filed by all banks that have one or more foreign offices, including International Banking Facilities (IBF), (2) FFIEC 032filedby all banks with $300 million or more in total assets (3) FFIEC 033 filed by all banks with more than $100 million but less than $300 million in total assets, and (4) FFIEC 034 filed by all banks with less than $100 million in total assets. NOTES Number of Ranks Represents the total number of insured commercial banks at each year end. Total Interest Inrnmp Represents total interest income earned or accrued on all assets. See Table CB-5for individual components and more detailed explanatory notes, Tntal Interest Expense Represents total interest paid or accrued on all interest bearing liabilities. See Table CB-6for individual components and more detailed explanatory notes. Net Interest Represents Inrnmp the difference Tntal Nnninterest between Tntal Interest Inrnmp and Tntal Interest Expense. Incnme Represents the total of all noninterest income. See Table CB-1'for individual components and more detailed explanatory notes, Tntal Nnninterest Expense Represents the total of all noninterest expenses. See Table CB-7for individual components and more detailed explanatory notes, Prnvisinnfnr I nan anA Inose lasses 1984-present Represents the amount needed to make the allowance for loan and lease losses adequate to absorb expected loan and lease losses, based upon management's evaluation of the bank's current loan and lease portfolio. The amount taken here may differ from the bad debt expense deduction taken for federal income tax purposes. Also included is the provision for allocated transfer risk reserve for those banks required to establish and maintain such a reserve, 1979-1983 Represents the amount needed to make the allowance for loan losses adequate to absorb expected loan and lease losses, based upon management's evaluation of the bank's current loan and lease portfolio. The amount taken here may differ from the bad debt expense deduction taken for federal income tax purposes. For the first time, the acknowledgement of the difference between the amount expensed for financial reporting purposes and the amount deducted for income tax purposes was recognized by the booking of deferred taxes relating to this difference, 1969-1978 Represents an addition to the allowance for possible loan losses based upon actual loan losses or the adoption of an historical average method, 1948-1968 The amount reflects the net value of recoveries credited to reserves on loans less losses charged to reserves on loans. NOTES 1947 On December 8,1947 the Commissioner ofInternal Revenue issued ruling Number 6209, "Reserve Method ofAccounting for Bad Debts in the Case of Banks, " Under this ruling, banks are permitted to accumulate limited amounts of tax-free reserves for bad debt losses on loans, 1934-1946 The amount reflects the net value of "profits and recoveries on loans and reductions to valuation allowances " less "losses, charge-offs and additions to valuation allowances on loans, " Details of the components are not available. Pre-tax Net Operating Income Represents Net Interest Net Securities Gains Income plus Total Noninterest Income less Total Noninterest Expense less the Provision for Inan anA J\ease losses. (losses) 1959-present Represents the net value ofprofits on securities sold or redeemed less losses on securities sold. Actual recoveries and actual charge-offs are reported separately and are included in Noninterest Income -All Other or Noninterest Expense -All Other, respectively. 1941-1958 Represents the net value of recoveries on securities less losses and charge-offs on securities. 1934-1940 Represents the net value ofprofits on securities sold or exchanged less losses, charge-offs and additions to valuation allowances on securities. Applicable Income Taxes 1972-present Represents the total of estimated federal, state, local and foreign income taxes (on an accrual basis) including the tax effects of gains or losses on securities not held in trading accounts and the tax benefits from operating loss carrybacks realized during the calendar year. Both the current and deferred portions are included. The benefits of operating loss carryforwards realized during the calendar year are included in extraordinary items. 1936-1971 Reflects actual income taxes paid (cash basis) during each calendar year unless the bank maintains its books on an accrual basis. 1934-1935 The amount of income taxes is included in Noninterest Expense - Orrupanry. Net Extraordinary Items 1969-present Represents the results of material events and transactions that are both unusual and infrequent, net of income taxes. NOTES Net Income Represents the net result of all income less all expenses. NOTES Notes to Table CB-5 Interest Income of Insured Commercial Banks Calendar Years 1934 - 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. Significant adjustments, changes or definitional differences from current requirements are identified or described. Comments describing changes in reporting practices relating to assets, liabilities and capital items are important in interpreting related income and expense items. Interest Income on luoans and teases Ixxms in Domestic Offices 1934-present Represents all interest, fees, and similar charges levied against or associated with all assets reportable as loans. Includes interest, yield related fees, commitment fees, service charges on loans and discount accretion, Ijmnx in Fnreign Offices 1981-present Represents all interest, fees, and similar charges levied against or associated with all assets reportable as loans in foreign offices. Includes interest, yield related fees, commitment fees, service charges on loans and discount accretion, 1934-1980 Interest and fees on loans in foreign offices are not available. All I.POXPS 1976-present Represents income and fees relating to direct financing and leveraged leases, 1934-1975 Income from leases, if any, is included in Noninterest Income -All Other, NOTES Total 1934-present Represents the total nf Interest Inrnmp an Inans and leases - Inans in Domestic. Offices plus Ijoans in Foreign Offices plus A U Leases Other Interest Income -Investment Securities 1976-present Represents interest and dividends, net ofpremium amortization and discount accretion, on all assets that are reportable as investment securities. 1934-1975 Includes interest and dividends on securities held in trading accounts. Trading Account Assets 1984-present Represents interest income earned on all trading account assets. 1934-1983 The value is not available. Related income was included in other operating income (Noninterest Income -All Other). Federal Funds Sold and Securities Purchased 1969-present Represents gross income of all assets reportable under this category. 1934-1968 This value was not reported separately and is included in Interest Income on Ixxms and teases, Ijoans in Domestic Offices Balances Due from Depository Institutions 1976-present Represents income on balances due from other depository institutions. 1934-1975 This value was not reported separately and is included in Noninterest Income -All Other. Total 1934-present Represents the sum nf Other Interest Inrnmp - Investment Depnsitnry Institutions. NOTES Securities, Trading Accnunt Assets, Federal Funds Sold and Securities Purchased, and _j Tntal Tnterpst Jnrnmp 1934-present Represents the sum of Interest Income on Isxms & leases - Total and Other Jntprpxt fnrome - Total NOTES Notes to Table CB-6 Interest Expense of Insured Commercial Banks Calendar Years 1934 - 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. Significant adjustments, changes or definitional differences from current requirements are identified or described. Comments describing changes in reporting practices relating to assets, liabilities and capital items are important in interpreting related income and expense items. Interest on Deposits In Domestic. Offices 1934-present Represents all interest on all liabilities reportable as deposits in domestic offices. Includesfinders'and brokers' fees that represent an adjustment to the interest paid on deposits acquired through brokers. Early withdrawal penalties or portions of such penalties that represent the forfeiture of interest are deducted from gross interest paid. In Foreign Offices 1976-present Represents all interest on all liabilities reportable as deposits in foreign offices, 1934-1975 Interest on foreign office deposits is not available. Reports of Income were submitted on a domestic only basis. Interest an Deposits Represents - Total the sum nf Interest nn Deposits - In Domestic Offices plus Interest cm Deposits Other Interest Expense Federal Funds Purchased and, Securities Sold 1969-present Represents the gross expenses of all liabilities reportable under this category. NOTES - In Foreign Offices 1934-1968 Included in Othpr Interest Expense - Rorrowed Money. Other Interest Expense - Borrowed Money 1934-present Represents interest expense related to demand notes issued to the U. S. Treasury, mortgage indebtedness, obligations under capitalized leases, and other borrowed money. Subordinated Notes A Debentures 1969-present Represents interest expense related to subordinated notes and debentures. 1934-1968 Includes interest and dividends paid on preferred stock. Total Represents the sum of Other Interest Expense - Fpdpral Funds Purchased <fr Securities Sold plus Borrowed Total Interest Expense Represents the total of Interest on Deposits - Total and Other Interest Expense - Total NOTES Money plus Subordinated Notes and Debentures. Notes to Table CB-7 Noninterest Income and Noninterest Expense of Insured Commercial Banks Calendar Years 1934 - 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. Significant adjustments, changes or definitional differences from current requirements are identified or described. Comments describing changes in reporting practices relating to assets, liabilities and capital items are important in interpreting related income and expense items. Noninterest Tnrnm* Service Charges on Deposit Amounts 1942-present Represents service charges on deposit accounts in domestic offices such as maintenance fees, activity charges, administrative charges, overdraft charges, and check certification charges. 1934-1941 This value was not reported separately and is included in Noninterest Income -All Other. All Other 1969-present Represents amounts of all other categories of noninterest income not included elsewhere. It includes income from fiduciary activities; gains, losses and fees relating to foreign currency orforeign exchange transactions; gains, losses andfees from assets held in trading accounts; net gains from the sale or disposition of loans, premises (including branches and offices) andfixedassets, and other real estate owned; all service charges, fees and commissions (other than those relating to deposits in domestic offices); fees charged on bank issued credit cards; net gains on futures and forward contracts; and other miscellaneous income. 1934-1968 Source data have been adjusted to include net profits and recoveries on assets (other than loans or securities) sold or exchanged and all recoveries and reductions in valuation allowances (other than those relating to loans or securities) less all losses, charge-offs and additions to valuation allowances (other than those relating to loans or securities). Net losses are included in Nnninterest Expense -All Other. 1934-1941 Includes service charges on deposit accounts. NOTES Total Represents the sum of Service Charges on Deposit Accounts and All Other. Noninterest Expense Employee Salaries & Renefits 1961-present Represents salaries, taxes and benefits of all officers and employees of the bank and its consolidated subsidiaries including guards, temporary office help, cafeteria employees, and building and maintenance employees. 1934-1960 Does not include officer and employee benefits which are not separately reported and are included in Noninterest Expense -All Other. 1934-1935 Includes fees paid to directors and committee members and professional fees which are not separately identified and should be included in Noninterest Expense. -All Other. Occupancy Expenses 1934-present Represents all noninterest expense related to use of the banking premises, equipment, furniture and fixtures of the institution, whether owned or leased, net of any rental income received. 1934-1960 Does not reflect the deduction of related income which is included in Noninterest Income - Other. All Other 1969-present Represents amounts of all other categories of expense not included elsewhere. Includes fees paid to directors, trustees and advisory board members; premiums on fidelity insurance and deposit insurance; retainer and legal fees; net losses from the sale or disposition of loans, premises and fixed assets, other real estate owned, and branches; management fees assessed by parent bank holding companies; advertising, public relations, and promotional expenses; amortization expense of intangible assets; charitable contributions; net losses on futures andforward contracts; office supplies; telephone expenses; examination and audit fees; charge-offs and writedowns of securities prior to sale; and other miscellaneous expenses. 1934-1968 Source data have been adjusted to include net losses (other than on loans or securities) and charge-offs on assets (other than on loans) and all charge-offs (on assets other than loans) and additions to valuation allowances (other than those relating to loans or securities) less all profits, recoveries and reductions in valuation allowances (other than those relating to loans or securities). Net profits are included in Noninterest Income -All Other. NOTES 1934-1960 Includes officer and employee benefits which, beginning in 1961, are included in Nnnintprpxt Exppnxp - Emplnypp Salnripx and Renpfitx. 1934-1935 Does not include fees paid to directors and committee members and professional fees which are not separately identified and are included in Emplnypp Salnripx and Nnnintprpxt Represents NOTES Rpnpfitx. Exppnxp - Tntal the sum nf Emplnypp Salnripx and Rpnpfitx, Occupancy Exppnipx, and All Othpr. Notes to Table CB-8 Charge-offs and Recoveries on Loans and Leases, Cash Dividends Declared and Number of Employees (Year End) of Insured Commercial Banks Calendar Years 1934 - 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. Significant adjustments, changes or definitional differences from current reporting requirements are identified or described. Comments describing changes in reporting practices relating to assets, liabilities and capital items are important in interpreting related income and expense items. Gross Ijoan and I^ease Charge-offs 1984-present Represents actual loans and leases charged-off against the allowance for loan and lease losses. 1941-1983 Represents actual loans charged-off against the reserve for bad debt losses on loans. 1934-1940 Represents realized losses on loans, loans charged-off and additions to valuation allowances for loans, amounts that were reported as direct charges to undivided profits. Gross Isxins and 1*ase Recoveries 1984-present Represents actual loan and lease recoveries credited to the reserve for bad debt losses on loans, 1941-1983 Represents actual loan recoveries credited to the allowance for loan and lease losses, 1934-1940 Represents loan recoveries and reductions in the valuation allowance for loans. NOTES Net Tjoan and, Is.ase Charge-offs Represents gross loans and lease charge-offs minus loan and lease recoveries. An amount enclosed in parentheses indicates net recoveries. Cash Dividends Declared (Preferred) 1969-present Represents all cash dividends declared on limited life and perpetual preferred stock during the calendar year, regardless of when payable. 1934-1968 Cash dividends declared on preferred stock were reported with interest on capital notes and debentures, (Other Interest Expense - Subordinated Notes and Debentures). Cash Dividends Declared (Common) 1934-present Represents all cash dividends declared on all classes of common stock during the calendar year, regardless of when payable. Total Cash Dividends Declared The total of cash dividends declared on all preferred and common stock during the calendar year, regardless of when payable. Number of Employees 1969-present Represents the number of full time equivalent employees on the payroll as of each year end. 1934-1968 Represents the total number of employees on the payroll as of each year end, including part time employees. 1935 The number of employees does not include those of national banks. 1934 Vie number of employees is as of June 30, 1934. NOTES Notes to Table CB-9 Assets of Insured Commercial Banks at Year End December 31, 1934 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available Current reporting requirements or definitions for each column heading are stated below. Where data are available from source documents, historical amounts have been adjusted to reflect current reporting requirements and definitions as closely as possible. Significant adjustments, changes or definitional differences from current reporting requirements are identified or described. Comments describing changes in reporting practices relating to income and expense are important in interpreting related asset, liability and capital account items. Significant Events 1984 All banks with $10 million or more in total consolidated assets are required to report assets and liabilities on an accrual basis, A major form revision took place that eliminated the standard and abbreviated versions of the Reports of Income and Condition, They were replaced by four sets of reports:(1) FFIEC 031filedby all banks that have foreign offices, including International Banking Facilities (IBFs), (2) FFIEC 032 filed by all banks with $300 million or more in total assets (3) FFIEC 033 filed by all banks with more than $100 million but less than $300 million in total assets, and (4) FFIEC 034 filed by all banks with less than $100 million in total assets, 1979 The provision for possible loan losses based on management discretion replaces actual net loan losses. 1978 An abbreviated Report of Condition was instituted for banks with less than $100 million in total consolidated assets. 1972 Investment in subsidiaries not consolidated in which the bank directly or indirectly exercises control is to be reported on an equity basis. Previously, the investment was reported on a cost basis, 1970 Banks with total assets of $25 million or more are required to prepare their Call reports based on accrual accounting. All banks are required to report income taxes on a current accrual basis. NOTES 1969 Banks with total assets of $50 million or more are required to report assets and liabilities on an accrual basis. Consolidation is required for all majority owned premises subsidiaries and other majority owned subsidiaries meeting level of significance tests. 1947 On December 8, 1947 the Internal Revenue adopted the reserve method for accounting for bad debt losses on loans. Number nfR/mks Represents the total number of insured commercial banks at year end. Cash and Due From 1934-present Represents currency and coin, interest and noninterest bearing balances due from banks and cash items. 1942-present Demand deposits due from and due to banks in the United States exclude reciprocal interbank deposits. Investment Securities Represents securities of the US Treasury; the US Government, both direct and guaranteed; US Government agencies and corporations; obligations of states, counties and municipalities; corporate bonds; other bonds, notes and debentures and equity securities. The amount is net of valuation reserves. 1984-present Obligations (other than securities) of states, counties, and municipalities are reported as loans. 1965-1975 Corporate stock is included in All Other Assets. Total Ijoans and leases 1976-present Represents the total of all loans and leases, net of unearned income. 1934-1975 Does not include lease financing receivables or direct lease financing. 1934-1978 Deposits accumulatedfor the payment ofpersonal loans are included in deposits and are not used to reduce the outstanding loan balances until maturity of the loans. In these instances banks, by contract with individual borrowers, set up a deposit account to accumulate loan payments made by individuals on personal installment loans. NOTES 1934-1975 Unearned income is not reflected in total loans but is included in other liabilities. 1934-1963 Includes Federal funds sold. Allowance> fnr Irum & I*ase losses 1976-present Beginning in 1976, the IRS reserve for bad debt losses on loans is divided as follows: (a) the "valuation" portion (phis any other loan loss reserve) is reflected as an offset against gross loans, (b) the "deferred income tax portion" is included in other liabilities, and (c) the "contingency" portion is included in undivided profits or reserve for contingencies and other capital reserves. The valuation portion is incremented by the amount that is a deductible expense for income tax purposes. The contingency portion is incremented by additional amounts that may be expensed by a bank for financial reporting purposes but is not a tax deductible expense. 1948-1975 Represents the reserve for bad debt losses on loans as permitted by IRS ruling of December 8, 1947. Net Ixxms and teases 1934-present Gross loans and leases less the valuation reserve/allowance for possible losses on loans and leases. Other Faming Assets 1934-present Represents Federal funds sold, securities purcliased under agreements to resell and trading account assets. 1984-present Includes all trading account assets. Previously, they were reported in their respective asset category. 1969-present Trading account securities included. In earlier years they are included in securities. 1967-present Includes securities sold under agreements to repurchase. Previously they were included in loans. 1965-present Includes Federal funds sold. Previously they were included in loans. NOTES Rank Premises and Equipment 1934-present Represents bank premises, furniture and equipment, net of depreciation. 1969-present The value is gross of mortgage indebtedness which is included in other borrowed money. 1934-1968 The value is reflected net of mortgage indebtedness. Other Real Estate 1988-present Represents real estate other than bank premises directly owned and direct and indirect investment in real estate ventures both by the bank and by its unconsolidated subsidiaries and associated companies. 1967-1988 Represents real estate owned other than bank premises. 1938-1966 Represents other real estate and investments in other assets indirectly representing bank premises or other real estate. 1934-1937 Represents other real estate directly owned. Intangible Assets 1983-present Represents goodwill, mortgage servicing rights, and other identifiable intangible assets. All Other Assets 1934-present Represents all other assets not included in previously mentioned captions. Includes, for the most part, customers' liabilities on acceptances outstanding, income earned not collected as well as any other asset not included above. Total Assets 1974-present The total of all assets net of security and loan valuation reserves/allowances. NOTES Assets and liabilities are reported on a fully consolidated, domestic and foreign basis. 1934-1973 Assets and liabilities are reported on a domestic only basis. In the case of banks with one or more foreign branches, net amounts due from its own foreign branches are included in All Other Assets, net amounts due to its own foreign branches are included in All Other Tinhilitiex. In the case of banks with branches outside the 50 states (Guam, Puerto Rico, Virgin Islands, US Territories and possessions), net amounts due from such branches are included in All Other Axxetx and net amounts due to such branches are included in All Other Tjnhilitipx. 1934-1969 Assets and liabilities are reported on a cash or an accrual basis, depending upon each bank's method of bookkeeping. NOTES Notes to Table CB-10 Investment Securities of Insured Commercial Banks at Year End December 31, 1934 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available Current reporting requirements or definitions for each column heading are stated below. Where data are available from source documents, historical amounts fiave been adjusted to reflect current reporting requirements and definitions as closely as possible. Significant adjustments, changes or definitional differences from current reporting requirements are identified or described. Comments describing changes in reporting investment securities income and expenses are important in interpreting related asset items. Vie dollar amounts in the table reflect the aggregate book value of securities, net of specific valuation reserves and net ofpremium amortization and discount accretion. With the exception of 1969 to 1975, general (nonspecific) reserves on securities are reported in capital accounts. In 1969, banks were required to remove trading account securities from their investment securities portfolio and report them separately. Before 1969, any trading account securities held would have been included in the appropriate securities category. The "small bank" report form took effect in 1978. Less detail was reported by small banks but it did not affect the broader categories carried in this table. In 1984, the four existing report types took effect. Again, the extent of detail reported by small banks differed slightly from the detail reported by the larger banks. There is no effect on the amounts on this table. In 1984 marketable equity securities were required to be reported at the lower of cost or market, with the differencefrombook value being adjusted through an equity capital account. In 1994, all categories of securities were subdivided as either held-tomaturity or available-for-sale. The amount reflected in this table is the sum of the amortized cost (book value) of both of these breakdowns. Obligations of: U.S. Treasury 1984-present Represents all U.S. Treasury bonds, notes and bills and certificates of indebtedness. Current instructions state that those issued under the Separate Trading of Registered Interest and Principal of Securities (STRIPS) program are included. Detached Treasury security coupons and ex-coupon Treasury securities held either by stripping or through receipts such as CATS, TIGRs, COUGARs, LIONs and ETRs are not included here but are in other debt securities ("Corporate bonds and other securities " in this table). 1969-1984 Represents U.S. Treasury bonds, notes, bills and certificates of indebtedness. 1965-1968 Represents all U.S. Treasury bonds, notes, bills and certificates of indebtedness as well as obligations of U.S. government agencies and corporations that were guaranteed by the U.S. Government. Source data does not have the detail necessary to remove the amount of the guaranteed agency and corporation obligations. NOTES 1934-1964 Represents all U.S. Treasury bonds, notes, bills and Certificates of Indebtedness. An adjustment was made to source data from 1946 to 1963 to remove the amount of guaranteed obligations Federal Housing Administration debentures) and place it in U.S. Agencies and Corporations. II S. Agencies and Corporations 1994 Mortgage backed securities (MBS) issued by government agencies or government sponsored corporations and by private issuers are reported separately. For this table, the amount of such MBSs issued by government agencies and government sponsored corporations are included here. All debt securities issued by government agencies (an instrumentality of the U.S. Government whose debt obligations are fully and explicitly guaranteed as to timely payment ofprincipal and interest by the full faith and credit of the U.S. Government), and U.S. Government sponsored agencies (agencies originally established or cliartered by the U.S. Government to serve public purposes specified by the U.S. Congress but whose debt obligations are not explicitly guaranteed by the full faith and credit of the U.S. Government) are included here. In addition to the direct debt, mortgage pass-through securities, collateralized mortgage obligations, real estate mortgage investment conduits, residuals and stripped securities, pool loan certificates, participation certificates, insured notes and certificates of beneficial ownership are also included. (Direct loans to agencies and coporations are not included and are part of loans and leases). Over the sixty year period covered by this table, the following have been listed for inclusion: Reconstruction Finance Corporation Federal Housing Administration Federal Farm Mortgage Corporation Federal National Mortgage Association Home Owner's Loan Corporation International Bank for Reconstruction and Development Federal Land Banks Federal Home Loan Banks Federal Intermediate Credit Banks Export-Import Bank Mutual Mortgage Insurance Corporation Federal Financing Bank Commodity Credit Corporation Government National Mortgage Association U.S. Housing Authority Banks for Cooperatives Tennessee Valley Authority Mercltant Marine U.S. Maritime Commission D.C. Stadium Bonds Farmers Home Administration Trustees ofPenn Central Transportation Co. Department of Housing and Urban Development Department of Transportation General Services Administration Small Business Administration Federal Agricultural Mortgage Corporation Federal Farm Credit Banks Federal Home Loan Mortgage Corporation Financing Corporation Resolution Funding Corporation Student Loan Marketing Association U.S. Postal Service 1978-1993 Certificates of participation issued by the Commodity Credit Corporation, Export-Import Bank, FHLMA, FNMA and Government National Mortgage Association (GNMA) and now reported as loans. NOTES 1970-1977 Farmers Home Administration insured notes, which had been included in loans, are also added to this category. 1969 Trading account securities are to be excluded. The distinction between guaranteed and not guranteed is dropped from reporting instructons and all obligations of U.S. Government agencies, government sponsored agencies and government corporations are included here. Certificates ofparticipation issued by the Commodity Credit Corporation, Export-Import Bank, Federal Home Loan Mortgage Association (FHLMA) and Federal National Mortgage Association (FNMA) are also included. 1965-1968 Represents obligations of U.S. agencies and corporations not guaranteed by the U.S. Government. 1961-1964 Represents all obligations of U.S. agencies and corporations both guaranteed by the U.S. Government and not guaranteed. 1946-1960 According to source documents, the amount reported here and reflected in this category on the table is the amount of U.S. Government guaranteed debentures issued by the Federal Housing Administration. It appears that there was no other government agency or corporation borrowing. 1942-1945 Represents only obligations of the U.S. Government guaranteed by the U.S. Government. Obligations of U.S. agencies and corporations not guaranteed by the U.S. Government were reported in other bonds, notes and debentures and are included in "Corporate bonds and other securities ". 1934-1941 Represents obligations of all U.S. agencies and corporations, both direct and guaranteed by the U. S. Government. States &. Political Subdivisions 1970-present Represents all obligations (other tlian loans) of states and political subdivisions in the United States. This included the fifty states, the District of Columbia, and all counties, municipalities, school districts, irrigation districts, and drainage and sewe districts. Also include are the governments of PUerto Rico, and of the U.S. territories annd possessions and their political subdivisions. Obligations included here are: securities, warrants, tax anticipation notes, general obligations, revenue obligations, local housing authority bonds, bonds of school, irrigation or drainage districts, Farmers Home Administration guaranteed loans made for rural community water supply, waste disposal systems and outdoor recreation centers, rated (nationally recognized rating agency) Industrial Development Bonds 1969 Trading account securities are to be excluded. NOTES 1934-1968 Represents all obligatons (both loans to and securities of) States, counties and municipalities of the U.S. including Guam, Puerto Rico, the Virgin Islands and other U.S. Territories and Possessions. Other Obligations Corporate Bonds and Other Securities 1989-present Represents all securities, bonds, notes and debentures of domestic and foreign corporations. Also includes privately issued or guaranteed mortgage backed securities and certain detached U.S. Government security coupons held as a result of either their purchase or the bank's stripping them (CATS, TIGRs, COUGARs, UONs and ETRs. 1984-1988 Includes equity securities. 1965-1975 Includes equity securities. 1942-1960 Includes obligations of U.S. agencies and corporations not guaranteed by the U.S. Government. 1934-1941 Represents all debt securities, bonds, notes and debentures of privates corporations - railroads, real estate corporations, industrial corporations, other domestic corporations, foreign corporations, and foreign central, state, provincial and municipal governments. Also includes foreign equity securites and obligations of government agencies and corporations not guaranteed by the U.S. Government. Equity Securities 1989-present Represents all equity securities not held for trading: investment in mutual funds, common stock ofFNMA, Student Loan Marketing Association, Federal Home Loan Mortgage Corporation, Federal Reserve Bank stock, Federal Home Loan Bank stock, minority interests not meeting the definition of associated companies, "restricted" stock, and other equity securities in both domestic and foreign corporations. 1984-1988 All equity securities for all banks are included in other securities and are included in "Corporate bonds and other securities". 1978-1983 Small bank call report takes effect in 1978. Equity securities are combined with all other securities on the report. Therefore, for small banks, the amount of equity securities is included in "Corporate bonds and other securities ". NOTES 1969 Trading account securities are not included. 1938-1977 Includes all preferred and common stock, mutual funds and Federal Reserve Stock. 1934-1937 Does not include foreign stock. For all years except 1969-1973, investment securities are reflected net of general valuation reserves. Specific reserves are deducted from each security so reserved. Total Investment Securities 1969-present Represents the amortized (book) value of all debt and equity securities, both domestic and foreign, net of valuation reserves (exception noted above). Trading account securities are not included. 1934-1968 Represents the amortized (book) value of all debt and equity securities (including trading account securities), both domestic and foreign, net of valuation reserves (exception noted above). Market Value 1984-present Represents the market (fair) value of all investment securities. NOTES Notes to Table CB-11 Loans and Leases of Insured Commercial Banks at Year End December 31, 1934 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less that ($1,000,000) NA Not available Current reporting requirements or definitions for each column heading are stated below. Where data are available from source documents, historical amounts liave been adjusted to reflect current reporting requirements and definitions as closely as possible. Significant adjustments, changes or definitional differences from current reporting requirements are identified or described. Comments describing changes in reporting practices relating to loan and lease income mid expenses are important in interpreting related asset items. Secured by Real Estate 1984-present Represents all loans secured by real estate as evidenced by mortgages, deeds of trust, land contracts or other instruments, whether first or junior liens. Include regardless of purpose and regardless of whether the originated by die bank or purchased from others. Obligations of states, counties and municipalities, even if secured by real estate, are excluded and reported as obligations of states and political subdivisions. Notes issued and insured by the Farmers Home Administration and instruments (certificates of beneficial interest) representing an interest in Farmers Home Administration insured notes, formerly included in this category, arenow to be reported as U.S. Government Agency and corporation securities. For additional details, see Table CB-12. 1976-1983 Represents all loans secured primarily by real estate represented by mortgages, deeds of trust, land contracts or other liens on real estate, whatever the purpose. Includes construction and permanent financing; VA guaranteed, FHA insured and conventional; loans secured by farmland; pass-through participations in pools of real estate mortgages. 1970-1975 Represents all loans secured primarily by real estate represented by mortgages, deeds of trust, land contracts or other liens on real estate, whatever the purpose. Exclude pooled mortgages represented by certificates guaranteed by the Governments National Mortgage Association. 1934-1969 Represents all loans secured by mortgages, deeds of trust, land contracts, or other liens on real estate. Includes farm land, improvements on farm land and residential properties. To Depository Institutions 1984-present NOTES Represents all loans (other than those secured by real estate), including overdrafts, to banks, other depository institutions, and other associations, companies and financial intermediaries whose primary business is to accept deposits and to extend creditfor business or for personal expenditures. Includes U.S. branches and agencies of foreign banks and foreign official banking institutions, all commercial banks chartered in the U.S., credit unions, mutual or stock savings banks, savings or building and loan associations, cooperative banks, industrial banks, thrift and loan associations, foreign domiciled branches of other U.S. banks and foreign banks and other similar depository institutions. 1976-1983 Loans to real estate investment trusts is added to the definition below. The category includes loans to commercial banks, trust companies, industrial banks, stock and mutual savings banks, savings and loan associations, building and loan associations, private or unincorporated banks, real estate companies, mortgage lenders, mortgage servicers, mortgage originators, factoring companies, cooperative banks, credit unions, insurance companies, bank holding companies and loans directly to Federal lending institutions. 1970-1975 Represents all loans to banks and other institutions, associations, companies andfinancialintermediaries that extend credit for business purposes or tofinancepersonal expenditures. Purchases of mortgages and other loan paper under agreements to resell and participations in pool of loans not guaranteed by GNMA should be included if acquired from financial institutions. Federal funds sold and securities sold under agreements to repurcfiase ar not included. Loans represented here include both direct loans and negotiable obligations purchased either from the issuing company or from dealers. 1969 Represents all loans to banks and other institutions, associations, companies and financial intermediaries tliat extend credit for business purposes or tofinancepersonal expenditures. Does not include Federal funds sold or securities purchased under resale agreements. Loans to industrial development authorities not secured by real estate are still included. 1965-1968 Same as 1961 below, Federal funds are no longer included but are reported separately. 1961-1964 Represents all loans to banks and other institutions, associations, companies and financial intermediaries tliat extend credit for business purposes or tofinancepersonal expenditures. Includes loans to regional or local industrial development authorities whose function it is to exend credit to business firms to assist in relocation or expansion (unless the loans are secured by real estate), loans to purchase securitiesfromfinancialinstitutions under resale agreements and Federal funds sold. 1959-1960 Represents notes, certificates of deposit given for the purpose of borrowing money, and other instruments evidencing loans to operating domesticfinancialand foreign financial institutions, including Federalfunds sold by the reporting bank to another bank. Added to this category are the purchases of securitiesfrombanks under resale agreements or similar transactions. Vie scope of this category now includes loans to savings banks, savings and loan associations, finance companies and other financial intermediaries. NOTES 1934-1958 Represents notes, certificates of deposit and other instruments evidencing loans to operating domestic and foreign banks, including Federal funds sold. Agricultural Production 1984-present Represents all secured and unsecured loans and advances made to finance agricultural production and other loans to farmers. Includes loans to farm or ranch owners or operators, including tenants, except loans secured by real estate, borrowings for commercial or industrial purposes, for the purpose ofpurchasing or carrying securities or loans directly guaranteed by or participation certificates of the Commodity Credit Corporation. Included are loans for purchasing private passenger automobiles, tractors, farm implements and retail consumer goods on tire installment basis. Includes loans for purposes such as growing and storing of crops; marketing or carrying of agricultural products; breeding, raising, fattening, or marketing livestock;financingfisheriesand forestries; notes of farmers that have been discounted for or purchased from merchants or dealers. 1978-1983 Represents all secured and unsecured loans and advances made to finance agricultural production and other loans to farmers. Includes loans to farm or ranch owners or operators, including tenants, except loans secured by real estate, borrowings for commercial or industrial purposes, for the purpose of purchasing or carrying securities or loans directly guaranteed by or participation certificates of the Commodity Credit Corporation. Included are loans for purcliasing private passenger automobiles, tractors, farm implements and retail consumer goods on the installment basis. 1976-1977 Represents all secured and unsecured loans and advances made to farm or ranch owners or operators, including tenants, except loans secured by real estate, borrowings for commercial or industrial purposes, for the purpose of purchasing or carrying securities or loans directly guaranteed by or participation certificates of the Commodity Credit Corporation. Included are loans for purchasing private passenger automobiles, tractors, farm implements and retail consumer goods on the installment basis. 1961-1975 Represents all secured and unsecured loans and advances made to farm or ranch owners or operators, including tenants, except loans secured by real estate, borrowings for commercial or industrial purposes, for the purpose ofpurchasing or carrying securities or loans directly guaranteed by or participation certificates of the Commodity Credit Corporation. 1936-1960 Represents all loans to farmers and loans for agricultural production. Loans secured by farmland and improvements to or on farmland are included above in real estate mortgages. 1934-1935 Loans for agricultural production and loans to farmers are included in "All Other Loans". NOTES Commercial and Industrial 1984-present Represents loans for commercial and industrial purposes to sole proprietorships, partnerships, corporations and othe business enterprises, whether secured (other than by real estate) or unsecured, single payment or installment. These loans may take the form of direct or purchased loans and include the reporting bank's own acceptances tha it holds in its portfolio. It also included loans to individuals for commercial, industrial or professional purposes but not for investment or personal expenditure purposes. Excludes all commercial loans held in trading accounts, loans to depository institutions, loans to nondepositoryfinancialinstitutions, loans to nonprofit organizations, and equipment trust certificates. 1961-1983 Represents all secured (except by real estate) amd unsecured business loans, both single payment and installment, to sole proprietorships, partnerships and corporations. Also includes acceptances and commercial paper bought on the open market, construction loans if not secured by a lien on real estate, SBA guaranteed loans, vehicle floor plan and wholesalefinancingloans, credit extended under business credit cards. 1938-1960 Represents all secured (except by real estate) amd unsecured business loans to individuals, partnerships and corporations. Also includes commercial paper bought on the open market. 1934-1958 Includes commercial paper of and loans tofinancialinstitutions other than domestic commercial and foreign banks. 1934-1937 Represents commercial paper purchased on the open market. Other commercial and industrial loans are included in "All Other Loans". To Individuals 1942-present Represents all loans to individuals for liousehold, family and other personal expenditures. Includes loans to finance autos, pickup trucks, home improvement, medical expenses, personal taxes, household appliances, fumirure, jewelry, education, student loans, mobile homes, trailers, bosts, the purchas of real estate if not secured by a mortgage, and other personal expenses. It includes demand, installment and single payment loans regardless ofform taken: direct and indirect credit, retail installment sales paper purclxased by the bank, check credit, credit card, revolving credit and other similar forms of credit. Does not include loans to individuals for business or professional purposes, loans to farmers, loans secured by real estate or loans to purcliase or carry securities. 1934-1941 Loans to individuals are included in "All Other Loans ". State & Political Subdivisions 1989-present Represents obligations (other than securities and leases) of states and political subdivisions in the U.S. States and political subdivisions includes thefiftystates, the NOTES District of Columbia and their counties, municipalities, school districts, irrigation districts, and drainage and sewer districts; also includes the governments of Puerto Rico and of the U.S. territories and possessions and their political subdivisions. Industrial development bonds (IDBs): if rated by a nationally recognized rating service, they are included in investment securities, if not rated, they are included here unless the bank chooses to review each to see if it has the characteristics of a loan or of a security. 1984-1988 Represents all obligations (other than securities), direct loans, overdrafts and nonrated industrial development bonds that have the characteristics of loans and are not secured by real estate. 1934-1983 Loans, industrial development bonds (not secured by real estate) and other obligations of states and political subdivisions were usually included in investment securities. All Other Ijoans 1983-present Represents unplanned overdrafts and loans to: brokers and dealers in securities, any borrower for the purpose of purchasing and carrying securities, nonprofit institutions and organizations, individuals for investment purposes, real estate investment trusts, mortgage companies holding companies of depository institutions, insurance companies, finance companies, factors and other financial intermediaries, federally sponsored lending agencies, investment banks, the bank's own trust depsrtment, Small Business Investment Companies, foreign governments and official institutions, and any other loan not included in one of the above categories. 1969-1983 Represents overdrafts and loans to: churches, hospitals, educational and charitable institutions, clubs and similar organizations, nonprofit organizations, foreign governments and official institutions, foreign central banks, foreign development banks, to the bank's own trust department, and any other loan not included in one of the above categories. 1938-1968 Represents overdrafts, leases, and loans to: individuals, nonprofit organizations, foreign central banks and nationalized banking institutions, international financing banks (Bankfor Reconstruction and Development, Inter-American Development bank), to the bank's own trust department, and any other loan not included in one of the above categories. 1936-1937 Represents commercial & industrial loans, leases, overdrafts and loans to: individuals, nonprofit organizations, foreign central banks and nationalized banking institutions, and any other loan not included in one of the above categories. 1934-1935 Represents loans to: financial institutions, farmers, individuals, nonprofit organizations, foreign central banks and nationalized banking institutions, and any other loan not included in one of the above categories. Includes all commercial and industrial loans, all overdrafts in deposit accounts and any leasing receivables. NOTES IJ>OSP Financing Receivables 1973-present Represents all outstanding receivable balances relating to directfinancingand leveraged leases on property acquired by the bank for leasing purposes, net of unearned income. 1934-1972 The amount of leasefinancingand leased property was not available. If a bank entered into any such transactions, it probably reflected the value of the property acquired for lease as an other asset. Other types of leases leasefinancingwere probably included in loans. Gross Loans & leases 1934-present Represents the sum of all components of loans. Unearned Income 1973-present Represents the amount of income collected but not earned on loans. 1934-1972 Unearned income was included in all other liabilities. Allowance fnr 1nan and lipase losses 1976-present Represents the allowance for possible loan and lease losses. 1934-1983 Does not include an allowance for possible losses on leases. 1948-1975 Represents the reserve for bad debt losses on loans as permitted by IRS ruling of December 8, 1947. Net Inans rfr Teases 1934-present Represents gross loans and leases less unearned income and the allowance for possible losses on loans and leases. 1978-present All values are fully consolidated, domestic and foreign. NOTES 1974-1977 The loan components are domestic only, U.S. and other areas; the amount of loans in foreign offices has been added to the Net Inrmst A 1934-1973 All loan components and totals are domestic only, U.S. and other areas. NOTES TJ>OXP.X column. Notes to Table CB-12 Real Estate Loans of Insured Commercial Banks at Year End December 31, 1934 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available Current reporting requirements or definitions for each column heading are stated below. Where data are available from source documents, historical amounts have been adjusted to reflect current reporting requirements and definitions as closely as possible. Significant adjustments, changes in definitional differencesfromcurrent reporting requirements are identified or described. Comments describing changes in reporting practices relating to loan and lease income and expenses are important in interpreting related asset items. Domestic Office Loans Secured by Real Estate Construction and, I/ind Development 1984-present Represents loans secured by real estate with maturities of 60 months or less made to finance land development or the on-site construction of industrial, commercial, residential orfarm buildings. Includes new construction, additions or alterations to existing structures and razing existing structures to make way for new structures. Industrial development bonds are not included here any longer, they are reported as securities of states, counties and municipalities (if rated) or in loans to states and political subdivisions if not rated. 1976-1983 Represents loans secured primarily by real estate the proceeds of which will be used to finance: the construction of industrial, commercial, residential or farm buildings the acquisition, conversion and development ofproperty into improved real estate the construction of additions or alterations to existing structures the demolition of existing structures in preparation for new construction loans to regional or local industrial development authorities who supply credit to business firms to assist in relocation or expansion 1934-1975 Loans for the above purposes could have been included in any of the other categories of loans in this table. 1-4 Family Residential Properties 1968-present Represents permanent loans secured by real estate as evidenced by mortgages (FHA, VA, or conventional) or other liens on 1-4 family dwelling units, mobile homes, NOTES individual condominiums and co-ops, and vacant lots in established single family residential sections. 1934-1968 Includes permanent loans secured by real estate on both 1-4 family and on multifamily residential properties. Multifamily Residential Properties 1969-present Represents permanent nonfarm residential loans secured by real estate as evidenced by mortgages (FHA and conventional) or other liens on nonfarm properties with 5 or more dwelling units in apartments, housekeeping dwellings, co-operative type apartment buildings, and vacant lots in established multifamily residential sections. 1934-1968 Multifamily residential real estate loans are included in "1-4 Family Residential Properties ". Farmland 1934-present Represents loans secured by farmland, including improvements, and other land known to be used or uasblefor agricultural purposes, as evidenced by mortgages or other liens. It includes loans secured by farmland that are guaranteed by the Farmers Home Administration (Fha) or by the Small Business Administration. Nonfarm, Nonresidential 1938-present Represents loans secured by real estate as evidenced by mortgages or other liens on business and industrial properties, hotels, motels, churches, hospitals, educational and cliaritable institutions, dormitories, clubs, lodges, association buildings, homes for aged persons, golf courses, recreational facilities and other similar properties. 1934-1937 Tliese loans are included in "1-4 family residential properties". Total 1934-present Represents the sum of all components of loans secured by real estate. Real Estate Isxins in Foreign Offices 1978-present Represents all loans secured by real estate in foreign offices. NOTES Total Real Estate l^oans 1978-presen Represents the total of all loans secured by real estate in domestic and foreign offices. 1934-1977 Represents the total of all loans secured by real estate in domestic offices (U.S. and other areas). NOTES Notes to Table CB-I3 Loans to Individuals of Insured Commercial Banks at Year End December 31, 1934 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. Significant adjustments, changes or definitional differences from current reporting requirements are identified or described. Comments describing changes in reporting requirements relating to income and expense are important in interpreting related asset, liability and capital account items. Credit Card Ar Rphitpd Plrms 1967-present Represents all credit extended to individuals for household, family and other personal expenditures through credit cards and related plans. Includes check credit and other revolving credit plans. JJiis amount reflects values in domestic offices only. All Other 1934 - present Represents all other loans to individuals for household, family and other personal expenditures. It includes auto loans, both direct and indirect, mobile homes (unless secured by a real estate mortgage), education loans- other installment loans both secured by personal property or unsecured, and single payment loans (time or demand, secured or unsecured). Memo: These components are not currently reported separately. The amounts for earlier years are provided for informational purposes. Aula 1960-1980 1942-1946 Represents installment loans to purchase private passenger automobiles, both direct loans and purchased paper. 1947-1959 1934-1941 Auto loans are included in All Other NOTES Mobile Homes 1971-1980 Represents loans to individuals to purchase mobile homes. (If the bank's security interest in the loan was represented by a mortgage or deed of trust, the loan should be included in real estate loans). 1934-1970 Mobile home loans (other than those secured by a mortgage) are included in All Other. Single Payment 1960-1980, 1942-1946 All loans both time or demand, secured or unsecured, to individuals for personal, family or other household expenditures. 1947-1959, 1934-1941 Single payment loans are included in All Other. Total 1934-present Represents the sum of all components of loans to individuals. NOTES Notes to Table CB-14 Liabilities of Insured Commercial Banks at Year End December 31, 1934 - December 31, 1996 General Cnmmentx NA Not available or not applicable Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. Significant adjustments, changes or definitional differences from current reporting requirements are identified or described. Comments describing changes in reporting practices relating to income and expense are important in interpreting related asset, liability and capital account items. Significant Events 1984 All banks with $10 million or more in total consolidated assets are required to report assets and liabilities on an accrual basis, A major reporting revision took place that initiated four reporting form sets: (1) FFIEC 031 filed by all banks that have one or more foreign offices, including International Banking Facilities (IBFs), (2) FF1EC 032filedby all banks with $300 million or more in total assets, (3) FFIEC 033 filed by all banks with more than $100 million but less than $300 million in total assets, and (4) FFIEC 034 filed by all banks with less that $100 million in total assets, 1978 An abbreviated Report of Condition was instituted for banks with less than $100 million in total consolidated assets, 1970 Banks with total assets of $25 million or more are required to report assets and liabilities on an accrual basis. All banks are required to report income taxes on an accrual basis, 1969 Banks with total assets of $50 million or more are required to report assets and liabilities on an accrual basis. Consolidation is required for all majority owned bank premises subsidiaries and other majority owned subsidiaries meeting level of significance tests, 1947 On December 8, 1947 the Internal Revenue Service adopted the reserve method of accounting for bad debt losses on loans. Number of Ranks Represents the total number of insured commercial at each year end. NOTES Liabilities 1934-present Represents all categories and types of deposits. Rnrrowed Funds 1969-present Represents Federalfunds purchased, securities sold under agreements to repurchase, demand notes issued to the US Treasury, mortgage indebtedness, liabilities under capitalized leases and all other liabilities for borrowed money. 1934-1968 Does not include mortgage indebtedness which is netted against bank premises. Subordinated Nntes 1944-present Represents all notes and debentures subordinated to deposits and all capital notes and debentures. 1934-1943 Does not include capital notes and debentures which are included in common stock. Other Tlabilities 1934-present Represents all liabilities not included above. 1980-1984 Includes limited life preferred stock. 1934 Includes circulating notes outstanding. 1994 to present Trading account liabilities were added as a separate category 1934-present Represents the total of all components of liabilities. NOTES Preferred stock 1944-present Represents all perpetual preferred stock issued and outstanding. Limited life preferred stock is included in Other 1934-1943 Preferred stock was not reported separately and is included in common stock. Common stock 1944-present Represents the par value of all common stock issued and outstanding. 1934-1943 Represents capital notes and debentures and preferred stock. Surplus 1934-present Represents surplus and surplus related accounts. Undivided Profits 1934-present Represents undivided profits and related accounts. 1984-1990 Includes foreign currency translation adjustment account. Other Capital 1976-present Current reporting requirements do not recognize this segregation of capital. 1969-1975 Represents reserves for contingencies, other loan reserves and other capital reserves. 1934-1968 Represents reserve for contingencies and other capital reserves. Total Capital 1934-present NOTES Represents the sum of all capital accounts. Tntal Jjnhilitipx and Capital 1934-present Represents the sum of all deposit, liability and capital accounts. 1974-present Reported on a fully consolidated domestic and foreign basis. 1934-1973 Reported on a domestic only basis. Amounts duefromforeign offices or offices outside the United States are included in other assets. Amounts due to foreign offices or offices outside the United States are included in other liabilities. NOTES Notes to Table CB-15 Deposits of Insured Commercial Banks at Year End December 31, 1934-December 31, 1996 General Comments: NA Not available Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. Significant adjustments, changes or definitional differences from current reporting requirements are identified or described. Comments describing clianges in reporting practices relating to income and expense are important in interpreting related asset, liability and capital account items. Deposits of: (Consolidated) Individually Partnerships and Corporations 1984-present Represents all deposits of individuals, partnerships and corporations in domestic and foreign offices. NOTE: The 1991 edition included deposits of individuals, partnerships and corporations in domestic offices only. 1934-1983 Represents all deposits of individuals, partnerships and corporations in domestic offices. U.S. Government 1934-present Represents all deposits of the U.S. Government in domestic offices. Such deposits, if any, in foreign offices are not reported separately. 1934-1975 Does not include savings accounts. (The U.S. Government was not permitted to hold insured savings accounts until 1976). 1934-1964 Includes postal savings deposits. States and Political Subdivisions in the United States 1934-present Represents all deposits of states, counties and municipalities in domestic offices. Such deposits, if any, in foreign offices are not separately reported. NOTES 1934-1975 Does not include savings accounts. (Such entities were not permitted to hold insured savings deposits until 1976). All Other 1984-present Represents all other deposits. Includes deposits of financial institutions, both domestic and foreign, deposits of foreign governments and official institutions and certified and official checks. Abo includes deposits in foreign offices other than those of individuals, partnerships and corporations. NOTE: The 1991 edition reflected all deposits in foreign offices in this column, including those of individuals, partnerships and corporations. 1934-1983 Represents all other deposits. Includes deposits of financial institutions, both domestic and foreign, deposits of foreign governments and official institutions and certified and official checks. Also includes all deposits in foreign offices. Domestic Office Deposits Demand 1934-present Represents all deposits in domestic offices subject to withdrawal upon demand. Savings 1934-present Represents all savings deposits in domestic offices. 1934-1964 Includes postal savings deposits. Time 1961-present 1934-1941 Represents all time certificates of deposit, time open accounts and similar deposits in domestic offices. 1984-present Represents all demand deposits, NOW accounts, ATS accounts, accounts from which payments may be made to third parties by means of an automated teller machine, a remote service unit, or another electronic device, and accounts that permit third party payments through use of checks, drafts, negotiable instruments, or other similar instrument. (MMDA 's are specifically excluded from the latter two definitions). NOTES Nonir/inxaction 1984-present Represents deposits that are not included in the definition of transaction accounts above or that do not satisfy the criteria necessary to be defined as a transaction account, MMDA 's are specifically defined as nontransaction accounts, 1934-1991 Represents any deposit, whether demand, savings or time, on which the bank pays or accrues interest. From 1934 to 1973 it included only time and savings deposits in domestic offices. From 1974 to 1983 it includes time and savings deposits in domestic offices and all deposits in foreign offices (most, but not all of which are interest bearing). From 1984 to the present, interest bearing deposits in both domestic and foreign offices are reported values. Noninterest Bearing 1934-present Represents any deposit on which the bank does not pay or accrue interest, NOTE: In the 1991 edition, all deposits in foreign offices were included in this column for the years 1974 through 1983, In this edition they have been moved to Interest Bearing, See above. Total Deposits, Domestic & Foreign Offices 1974-present Represents the sum of total deposits on a domestic and foreign consolidated basis, 1934-1973 Represents the sum of total deposits, domestic offices only. NOTES Notes to Table CB-16 Interest Bearing Assets and Liabilities of Insured Commercial Banks at Year End December 31, 1934 - December 31, 1996 General Comments: NA Not available Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. Significant adjustments, changes or definitional differences from current reporting requirements are identified or described. Comments describing changes in reporting practices relating to income and expense are important in interpreting related asset, liability and capital account items. Interest Rearing Interest Rearing Assets? Ralnnr.es 1934-present Represents interest income on deposit balances maintained with banks mid otherfinancialinstitutions. Investment Serun'ties 1934-present Represents securities oftlie U.S. Treasury; tlie U.S. Government, both direct and guaranteed; U.S. Governmem agencies and corporations; obligations of states, counties and municipalities; corporate bonds; other bonds, notes and debentures and equity securities. Vie amount is net of valuation reserves. Refer to Table CB-lOfor other information regarding investmem securities. Net I nans & leases 1934-presert Represents gross loans and leases less unearned income and the allowance for loan and lease losses. Refer to Table CB-11 for other information regarding loans and leases. Federal Funds Sold, 1965-present Represents Federal funds sold and securities purcliased under agreemems to resell. Trading Account Assets 1984-present Represents all assets held in trading accounts. NOTES 1969-1983 Represents securities held in trading accounts. 1934-1968 Any assets maintained for trading purposes would have been included in their respective asset categories. Total Interest Bearing Assets 1934-present Represents the sum of all interest bearing assets. Interest Bearing Liabilities Interest Bearing Deposits 1974-present Represents any deposit in domestic and foreign offices on which the banks pays or accrues interest. NOTE: Vie 1991 edition reflected ittterest bearing deposits in domestic offices only for the years 1974 through 1983. See also the note in Table CB-15. 1934-1973 Represents any deposit in domestic offices on which the bank pays or accrues interest. Federal Funds: Purchased 1965-present Represents all Federal funds purcfiased and securities sold under agreements to repurchase. Mortgage Indebtedness 1969-present Represents mortgage indebtedness and liabilities under capitalized leases. Demand Notes and Other Borrowings 1934-present Represents demand notes issued to the U.S. Treasury and all other borrowings. Subordinated Notes & Debentures 1944-present Represents all notes and debentures subordinated to deposits. NOTES Total FtUerest Rearing Linbilities 1934-present Represents the sum of all interest bearing liabilities. NOTES Notes to Table CB-17 Deposits in Foreign Offices and Past Due and Nonaccrual Loans and Leases of Insured Commercial Banks at Year End December 31, 1974 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. Significant adjustments, changes and or definitional differencesfromcurrent requirements are identified or described. Comments describing changes in reporting practices relating to assets, liabilities and capital items are important in interpreting related income and expense items. Deposits Interest in Foreign Bearing Offices: 1984-present Represents any deposit in foreign offices, whether demand, savings or time, on which the bank pays or accrues interest. 1974-1983 The actual breakdown between interest and noninterest bearing is not available. As can be seen in later years, most of the deposits are interest bearing. They have been treated as such in this table and in Tables CB-15 and CB-16. Noninterest Bearing 1984-present Represents any deposit in foreign offices on which the bank does not pay or accrue interest. Total 1984-present Represents the sum of total deposits in foreign offices. Jjoans and leases Past Due: (Consolidated) 30-89 Days 1984-present Represents all loans and leases that are 30-89 days past due. NOTES 90 Days or More 1984-present Represents all loans and leases that are 90 days or more past due. Nonaccrual T<oans and teases 1984-present Represents all loans and leases that (a) are mamtained on a cash basis because of deterioration in thefinancialposition of the borrower, (b) payment in full of interest and principal is not expected or (c) principal or interest has been in default for a period of 90 days or more unless the obligation is both well secured and in the process of collection. NOTE; The column labeled Nnnnnrrusil 1 nans A Tenses in the 1991 edition should have been labeled Nonrurrent Inarm and teaxes. Noncurrent Txxms & teases 1984-present Represents all loans and leases past due 90 days or more and still accruing plus all loans and leases in a nonaccrual status. NOTES Table S I - 1 Number of FDIC—Insured Savings Institutions at Year End By Regulatory Agent and Insurance Fund December 31,1984 - December 31,1996 Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 SAIF 236 236 240 205 120 23 5 FDIC Supervised BIF Total 354 590 358 594 370 610 388 593 398 518 426 449 451 456 469 469 471 471 463 463 445 445 364 364 268 268 OTS Supervised SAIF BIF 1,307 27 1,410 26 1,525 17 1,653 16 1,856 16 2,097 15 2,341 18 2,598 20 2,946 21 3,137 22 3,206 26 3,234 28 3,126 24 Total 1,334 1,436 1,542 1,669 1,872 2,112 2,359 2,618 2,967 3,159 3,232 3,262 3,150 Total All Savings Institutions 1,924 2,030 2,152 2,262 2,390 2,561 2,815 3,087 3,438 3,622 3,677 3,626 3,418 RTC Conservatorships 0 0 1 63 81 91 179 281 Table SI-2 Changes in Number of FDIC-Insured Savings Institutions 1984-1996 Additions During Year: Year [1996" 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 New Institutions Chartered 7 9 9 6 1 1 6 6 18 25 55 110 59 New Charter Unassisted Charter Transfers Unassisted Mergers Assisted Mergers and To Absorb Noninsured From With Mergers Another Becomming Commercial Consolidations Commercial Of Banks Of Thrifts Charter Insured Banks Thrifts 1 4 5 -48 -60 -1 5 0 1 -53 -63 -1 9 1 3 -41 -67 -4 4 0 0 -50 -61 -1 7 0 2 -51 -33 -16 9 0 0 -46 -26 -27 0 0 -51 21 -13 -7 10 0 2 -43 -5 -7 53 13 4 -98 -1 -152 28 10 4 -105 -1 -17 12 80 -61 -29 11 -1 2 113 -10 1 -72 -1 0 1 -66 -15 2 0 * Can include thrifts that do not report. Refer to Notes for further explanation. B-2 Deletions During Year: Closings Assisted Charter Mergers Failures Transfers Transferred Other With To Commercial Assisted To The Total Voluntary Commercial Misc. Payouts Liquidations Banks Adjusts* Inst. Banks RTC 0 0 0 -10 -2 -2T 1,924 0 0 -15 2,030 -1 -3 2,152 0 0 0 -4 -14 -2 0 -6 -12 2,262 -1 -9 2 -15 0 -50 -8 -2 2,390 -6 0 -123 -23 1 2,561 -14 -6 -204 1 2,815 -10 -1 0 -14 3,087 0 -6 -314 -2 -1 9 3,438 0 -14 0 -17 0 10 3,622 0 -20 -2 35 0 -12 3,677 -10 0 -8 0 3 -1 3,626 0 -5 -1 80 0 -9 -3 -1 0 0 0 25_L 1 3,418 oi Table SI - 3 Number of FDIC—Insured Savings Institutions by Charter Type United States, U.S. Territories and Possessions December 31, 1984 - December 31, 1996 STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire B-3 Federal 14 1 2 14 53 9 7 4 1 53 35 3 4 76 58 30 20 45 19 8 68 23 24 22 11 42 10 12 1 6 1996 State 1 2 13 6 50 1 4 2 65 18 2 1 19 20 3 185 2 1 3 7 1 19^ Total Federal 14 18 2 1 2 2 16 15 66 61 15 10 57 7 5 3 1 1 57 65 35 36 5 3 4 4 141 83 76 61 30 32 22 20 46 50 38 20 28 9 71 75 208 23 26 30 23 21 12 14 49 46 10 9 13 13 1 2 25 5 1995 State — 1 2 16 6 52 1 5 2 67 18 2 1 19 20 4 186 1 4 7 1 21_ Total Federal 18 20 2 1 2 1 17 14 77 70 16 10 59 8 4 3 1 1 70 72 36 37 5 4 4 4 150 94 79 64 32 33 22 22 51 51 20 39 29 9 79 78 209 22 30 31 22 22 16 13 53 29 9 9 14 13 2 2 26 6 1994 State — 1 1 3 17 6 55 1 8 2 67 18 2 1 20 21 4 190 4 27 2 - 2JL Total Federal 20 20 2 1 2 1 17 16 87 76 10 16 63 11 4 3 1 2 80 66 37 39 6 4 4 4 161 98 82 68 33 31 24 23 53 52 40 17 30 10 79 82 212 22 31 32 24 22 14 17 56 26 9 9 13 15 2 4 5 31 1993 State 1 1 1 3 20 6 57 1 13 2 — 68 16 2 2 22 21 4 202 1 4 34 2 - 25J Total Federal 24 2\ 1 2 2 1 19 14 96 72 16 12 68 11 4 4 2 2 79 70 39 43 6 4 4 3 166 107 84 75 31 31 16 25 55 54 39 15 31 10 83 81 224 22 33 33 24 24 18 18 60 23 9 9 15 14 4 4 30| 4 1992 State T l l 4 31 7 59 2 — 18 2 — 64 14 15 2 25 21 4 205 1 4 38 — 2 1 28 Total 25~ 2 2 18 103 19 70 6 2 88 43 6 3 171 89 31 31 56 40 31 85 227 34 24 22 61 9 16 5 32j Table S I - 3 Number of F D I C - Insured Savings Institutions by Charter Type United States, U.S. Territories and Possessions December 31, 1984 - December 31, 1996 Federal 37 8 52 16 3 69 11 8 48 2 29 4 23 29 2 28 7 9 17 4 1996 State 55 2 53 44 90 2 1 74 4 5 1 1 23 2 5 3 14 34 - United States 1,081 838 1,919 1,156 869 2,025 1,190 Pacific Islands Puerto Rico Virgin Islands _ _ 2 1 2 - 2 2 1 _ 2 1 2 — - 2 2 1 1,084 840 1,924 1,159 871 2,030 STATE New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Total United States & Other Areas B-4 Total Federal 92 36 10 8 105 55 60 17 3 4 159 68 13 11 9 8 122 51 6 2 34 27 5 4 24 25 52 32 2 1 7 2 31 29 21 8 9 10 51 17 4 4 1995 State 58 2 57 48 92 2 2 73 4 6 2 26 2 6 3 15 35 - Total 95 12 120 74 4 167 12 9 130 6 37 6 30 60 4 8 38 27 10 54 5 Federal 23 10 60 25 4 73 10 6 57 1 32 5 31 32 2 1 40 10 11 21 5 1993 State 78 2 65 61 99 5 2 78 4 6 2 1 30 2 8 3 19 37 1 Total 101 12 125 86 4 172 15 8 135 5 38 7 32 62 4 9 43 29 11 58 6 Federal 19 11 61 41 4 78 12 6 54 1 34 6 37 32 3 1 39 11 11 22 5 1992 State 87 2 70 65 105 7 3 83 5 5 3 1 32 2 8 5 20 35 1 Total 106 13 131 106 4 183 19 9 137 6 39 9 38 64 5 9 44 31 11 57 6 956 2,146 1,240 1,011 2,251 1,289 1,089 2,378 _ 3 1 2 - 2 3 1 2 — 2 8 1 1,194 958 2,152 1,013 2,262 Total Federal 94 25 10 10 112 57 65 18 4 4 160 67 13 9 10 7 124 51 6 2 33 31 6 4 25 30 58 32 3 2 8 2 32 35 23 9 10 10 52 18 4 4 1994 State 70 2 63 56 — 100 3 2 79 4 6 2 28 2 6 3 18 36 1 — 8 1 1,249 — 9 1 1,299 2 — 1,091 2 9 1 2,390 Table S I - 3 Number of FDIC—Insured Savings Institutions by Charter Type United States, U.S. Territories and Possessions December 31, 1984 - December 31, 1996 STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire B-5 Federal 26 1 14 73 13 12 4 2 70 50 4 3 112 77 32 16 56 15 11 85 23 34 26 19 24 9 14 4 4 1991 State 1 1 1 4 44 7 63 2 24 2 68 15 17 2 29 21 5 217 2 4 41 3 1 29 Total Federal 27 29 2 1 1 1 18 16 117 73 20 12 75 14 6 4 2 3 94 79 50 62 6 4 3 5 180 121 81 92 32 31 33 19 58 59 44 15 11 32 90 88 240 25 40 36 27 26 23 19 65 25 9 10 14 17 5 3 6 33 1990 State 1 1 1 4 65 8 70 2 35 2 74 15 6 17 2 32 22 5 224 2 7 44 3 2 36 Total 30 2 2 20 138 20 84 6 3 114 62 6 5 195 96 37 36 61 47 33 93 249 42 27 26 69 10 17 5 42 Federal 31 1 2 19 58 13 16 4 4 82 65 4 5 134 86 30 18 59 29 12 91 29 41 30 24 27 9 15 3 6 1989 State 1 1 4 5 104 9 73 2 48 2 85 17 13 21 3 33 22 9 231 2 10 47 1 4 3 40 Total 32 2 6 24 162 22 89 6 4 130 65 6 5 219 103 43 39 62 62 34 100 260 43 30 34 74 10 19 6 46 Federal 36 2 3 27 66 21 18 3 5 92 71 4 5 148 89 30 28 60 45 12 86 29 41 32 30 30 9 19 3 6 1988 State 1 2 8 9 128 14 73 3 53 2 99 19 16 27 3 48 22 11 232 5 12 50 1 5 3 41 ' Total 37 4 11 36 194 35 91 6 5 145 71 6 5 247 108 46 55 63 93 34 97 261 46 32 42 80 10 24 6 47 Federal 35 2 2 27 69 21 18 3 6 91 69 4 7 158 92 32 27 64 48 13 75 29 42 36 30 31 10 19 2 7 1987 State 1 2 10 10 138 15 71 3 58 2 — 106 24 18 28 3 48 22 20 236 8 12 50 1 4 4 37 Total 36 4 12 37 207 36 89 6 6 149 69 6 7 264 116 50 55 67 96 35 95 265 50 36 42 81 11 23 6 44J Table S I - 3 Number of FDIC-Insured Savings Institutions by Charter Type United States, U.S. Territories and Possessions December 31, 1984 - December 31, 1996 Federal 20 11 62 59 4 81 14 7 60 1 38 7 43 35 4 1 43 12 12 20 5 1991 State 94 2 77 54 112 6 3 91 6 7 3 1 33 2 8 8 24 41 1 United States 1,372 1,176 2,548 1,502 1,300 2,802 Pacific Islands Puerto Rico Virgin Islands _ 10 1 2 - 2 10 1 _ 10 1 2 - 1,383 1,178 2,561 1,513 1,302 STATE New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Total United States & Other Areas B-6 Total Federal 114 21 13 12 139 70 113 64 4 5 90 193 20 20 10 8 151 67 7 1 45 38 10 7 44 47 68 43 6 5 9 1 51 47 36 17 12 15 61 21 6 6 1990 State 109 2 81 59 117 7 3 96 7 8 5 2 37 3 8 9 22 44 1 1989 State 121 2 83 60 125 7 3 102 7 10 5 5 69 5 8 18 20 49 1 Total 144 18 163 128 6 214 30 13 172 8 47 12 53 116 10 9 59 40 16 69 9 Federal 27 22 80 71 6 91 28 10 70 1 39 7 51 58 8 1 44 22 16 20 8 1988 State 124 2 84 62 131 10 3 108 7 9 4 9 147 5 8 19 21 53 2 Total 151 24 164 133 6 222 38 13 178 8 48 11 60 205 13 9 63 43 16 73 10 Federal 28 22 81 68 6 90 41 12 71 2 40 8 52 68 7 1 40 22 18 21 9 1987 State 126 3 85 69 133 12 5 107 6 9 4 11 211 6 8 27 23 55 2 Total 154 25 166 137 6 223 53 17 178 8 49 12 63 279 13 9 67 45 18 76 11 1,583 1,490 3,073 1,730 1,695 3,425 1,776 1,833 3,609 2 10 1 _ 11 1 2 - 2 11 1 2 - 2 10 1 2,815 1,595 1,492 3,087 1,697 3,438 Total Federal 130 23 14 16 151 80 123 68 5 6 207 89 27 23 10 11 163 70 8 1 46 37 12 7 49 48 80 47 8 5 9 1 56 41 39 20 15 16 65 20 7 8 — 10 1 1,741 — 10 1 1,787 2 - 1,835 2 10 1 1 3,622 Table S I - 3 Number of FDIC—Insured Savings Institutions by Charter Type United States, U.S. Territories and Possessions December 31, 1984 - December 31, 1996 STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire B-7 Federal 35 2 2 29 66 21 19 2 6 92 67 3 9 156 91 34 26 63 48 13 56 29 41 37 32 32 10 18 2 7 1986 State 2 3 12 10 150 17 68 4 59 3 Ill 28 18 32 4 54 22 40 232 9 13 53 1 5 5 32 Total Federal 37 35 5 2 14 2 39 28 216 65 38 20 87 21 6 2 6 6 151 91 67 65 6 3 9 9 156 267 88 119 52 34 28 58 64 67 102 51 12 35 43 96 261 30 38 50 36 37 32 45 32 85 10 11 18 23 1 7 39 9 1985 State 2 4 12 11 154 17 70 4 53 3 113 32 18 31 4 55 23 51 152 13 1 13 54 1 5 5 28 Total 37 6 14 39 219 37 91 6 6 144 65 6 9 269 120 52 59 68 106 35 94 182 51 37 45 86 11 23 6 37 Federal 34 2 2 25 54 20 20 2 7 82 65 3 8 153 87 32 29 65 52 10 43 31 32 39 32 30 10 19 1 8 1984 State 2 4 8 14 146 17 67 4 42 3 1 120 33 20 33 4 57 26 15 49 21 1 13 55 1 5 5 29 Total 36 6 10 39 200 37 87 6 7 124 65 6 9 273 120 52 62 69 109 36 58 80 53 40 45 85 11 24 6 37J Table S I - 3 Number of FDIC-Insured Savings Institutions by Charter Type United States, U.S. Territories and Possessions December 31, 1984 - December 31, 1996 Federal 27 22 81 69 6 93 41 13 71 3 39 8 54 66 5 1 36 23 18 21 9 1986 State 127 3 84 70 138 12 8 107 6 10 4 10 215 9 8 31 21 59 2 United States 1,754 1,911 3,665 Pacific Islands Puerto Rico Virgin Islands _ 10 - 2 - 2 10 - 1,764 1,913 3,677 STATE New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Total United States & Other Areas B-8 Total Federal 154 28 25 19 165 84 139 67 6 6 231 95 53 41 21 12 178 74 9 3 49 37 12 9 50 64 281 58 14 5 9 1 67 35 44 26 18 19 80 21 10 11 1,731 — 12 - 1,743 1985 State 128 6 86 72 151 13 9 107 6 10 4 12 215 9 8 33 21 60 2 Total Federal 156 27 25 18 170 84 139 66 6 6 246 97 54 41 21 13 181 73 9 3 47 35 13 10 62 52 273 58 14 5 9 1 68 34 47 25 19 19 81 21 10 12 1,881 3,612 2 - 2 12 — 1,883 3,626 1,695 — 12 — 1,707 1984 State 129 7 87 49 121 13 9 112 7 11 4 14 209 10 8 33 25 64 2 Total 156 25 171 115 6 218 54 22 185 10 46 14 66 267 15 9 67 50 19 85 12 1,709 3,404 2 — 1,711 2 12 — 3,418 Table SI-4 Number of FDIC—Insured Savings Institutions Offices at Year End December 31, 1984 - December 31, 1996 Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 B-9 Federal 9,816 10,229 10,621 11,029 11,699 12,710 14,097 14,815 15,182 14,658 14,283 14,330 13,952 Offices State 5,306 5,248 5,491 5,850 6,071 6,854 7,513 8,842 10,014 10,598 10,707 10,276 9,759 Total 15,122 15,477 16,112 16,879 17,770 19,564 21,610 23,657 25,196 25,256 24,990 24,606 23,711 Federal 8,732 9,070 9,427 9,780 10,400 11,327 12,584 13,220 13,441 12,871 12,519 12,587 12,245 Branches State 4,466 4,377 4,533 4,837 4,980 5,676 6,211 7,350 8,317 8,763 8,794 8,393 8,048 Total 13,198 13,447 13,960 14,617 15,380 17,003 18,795 20,570 21,758 21,634 21,313 20,980 20,293 Table SI-5 Number of FDIC—Insured Savings Institutions with Branches at Year End United States, U.S. Territories and Possessions December 31, 1984 - December 31, 1996 Unit Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 10 Federal 288 297 296 305 307 331 354 383 436 432 435 436 416 State 253 272 297 319 343 366 411 463 535 584 609 626 526 Total 541 569 593 624 650 697 765 846 971 1,016 1,044 1,062 942 Federal 796 862 898 944 992 1,052 1,159 1,212 1,305 1,355 1,329 1,307 1,291 Branching State 587 599 661 694 748 812 891 1,029 1,162 1,251 1,304 1,257 1,185 Total 1,383 1,461 1,559 1,638 1,740 1,864 2,050 2,241 2,467 2,606 2,633 2,564 2,476 Total All Savings Institutions 1,924 2,030 2,152 2,262 2,390 2,561 2,815 3,087 3,438 3,622 3,677 3,626 3,418 Table S I - 6 Number of FDIC— Insured Savings Institutions Offices United States, U.S. Territories and Possessions December 31, 1984 - December 31, 1996 STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York B-ll Federal 35 5 11 104 2,187 42 109 19 4 385 136 89 20 451 263 149 86 172 62 33 241 108 420 137 91 270 61 184 70 41 265 23 575 1996 State 2 2 146 18 572 7 10 23 137 42 14 1 66 165 6 841 27 1 3 19 1 171 400 4 535 Total Federal 35 50 7 5 11 11 106 109 2,333 2,251 60 50 681 92 26 18 4 4 395 482 136 163 112 89 20 20 588 522 305 284 158 149 86 100 179 173 128 69 198 31 375 247 105 949 447 432 135 138 99 94 289 272 60 61 185 178 70 69 212 38 665 261 27 23 1,110 594 1995 State 2 2 149 18 552 7 11 23 137 40 14 1 56 159 7 825 1 4 19 1 176 388 2 573 Total Federal 50 57 7 5 11 5 111 109 2,400 2,475 68 48 644 114 25 16 4 4 530 493 163 159 112 135 20 20 659 511 324 314 158 152 100 93 180 167 125 65 190 26 382 368 930 80 432 491 136 143 103 98 291 218 58 60 179 165 69 68 214 36 649 228 29 25 597 1,167 1994 State 2 5 3 154 18 558 6 31 23 135 38 14 1 58 150 7 873 4 86 2 221 458 2 520 Total 57 7 10 112 2,629 66 672 22 4 561 159 158 20 646 352 152 107 168 123 176 375 953 491 143 102 304 58 167 68 257 686 31 1,117 Federal 98 5 4 108 2,771 41 137 16 10 514 163 121 20 495 307 138 93 235 55 29 369 81 494 147 80 134 55 157 73 25 231 27 623 1993 State 2 2 5 3 216 18 592 6 87 23 136 35 14 3 61 146 7 951 8 4 208 2 207 484 2 518 1992 Total 100 7 9 111 2,987 59 729 22 10 601 163 144 20 631 342 138 107 238 116 175 376 1,032 502 147 84 342 55 159 73 232 715 29 1,141 126~ 5 3 87 2,757 79 138 33 10 704 254 119 18 548 344 138 106 234 39 29 368 97 479 150 79 99 56 150 74 22 174 29 655 2 2 5 4 240 19 565 7 106 23 123 27 46 3 77 138 7 937 8 33 235 2 3 200 549 2 642 128 7 8 91 2,997 98 703 40 10 810 254 142 18 671 371 138 152 237 116 167 375 1,034 487 150 112 334 56 152 77 222 723 31 1,297 1 Table SI - 6 Number of FDIC—Insured Savings Institutions Offices United States, U.S. Territories and Possessions December 31, 1984 - December 31, 1996 STATE North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming United States Pacific Islands Puerto Rico Virgin Islands Total United States & Other Areas B-12 Federal 70 130 536 81 106 442 5 193 36 95 466 26 299 135 26 308 10 1996 State 124 300 6 13 448 75 10 1 2 176 8 36 7 616 262 - Total 194 130 836 87 119 890 80 203 37 97 642 8 62 306 751 26 570 10 Federal 101 128 515 80 100 458 5 186 28 120 479 5 26 199 135 37 299 10 1995 State 141 — 302 6 37 398 90 12 16 190 8 42 5 559 266 - Total 242 128 817 86 137 856 95 198 44 120 669 13 68 204 694 37 565 10 Federal 94 237 395 60 30 392 5 208 29 148 475 16 17 302 292 38 282 10 1994 State 171 — 365 28 37 431 107 10 11 184 8 40 5 450 263 3 Total 265 237 760 88 67 823 112 218 40 148 659 24 57 307 742 38 545 13 Federal 138 212 423 76 29 441 2 258 31 139 370 15 14 335 263 39 269 25 1993 State 200 — 378 30 27 440 79 9 11 1 173 8 42 5 429 266 3 Total 338 212 801 106 56 881 81 267 42 140 543 23 56 340 692 39 535 28 9,812 5,297 15,109 10,225 5,239 15,464 10,614 5,482 16,096 10,935 5,841 16,776 9 9 3 1 — 3 1 9 — - 9 3 1 6 1 9 — - 9 6 1 _ 93 1 9 — - 15,122 10,229 5,248 15,477 10,621 5,491 16,112 11,029 5,850 _ 3 1 9,816 - 5,306 _ 1992 222 — 387 35 26 474 66 7 13 1 176 8 41 9 328 261 3 462 194 841 124 61 855 95 288 50 189 691 21 55 357 609 39 499 28 11,604 6,062 17,666 9 93 1 — 94 1 9 — - 9 94 1 16,879 11,699 6,071 17,770 240~ 194 454 89 35 381 29 281 37 188 515 13 14 348 281 39 238 25 Table S I - 6 Number of FDIC—Insured Savings Institutions Offices United States, U.S. Territories and Possessions December 31, 1984 - December 31, 1996 STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District O f Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada N e w Hampshire N e w Jersey N e w Mexico N e w York B-13 Federal 139 5 71 2,971 111 108 31 10 787 328 113 19 566 341 137 105 240 37 29 431 98 499 160 82 90 57 181 80 22 241 29 689 1991 State 2 2 5 4 309 18 614 8 115 23 122 27 50 3 126 138 8 997 8 48 253 6 3 224 690 2 702 Total Federal 141 222 7 5 5 1 75 81 3,280 2,982 129 110 722 121 39 35 10 25 902 909 328 394 136 109 19 32 688 649 368 361 165 137 113 155 251 243 36 163 27 167 443 439 107 1,095 554 507 161 160 80 130 153 343 57 57 201 187 60 83 42 246 243 931 31 36 1,391 739 1990 State 2 1 5 4 436 19 634 8 226 24 147 27 23 50 3 154 162 8 993 8 53 264 6 23 184 776 2 773 Total 224 6 6 85 3,418 129 755 43 25 1,135 394 133 32 796 388 188 163 254 190 189 451 1,100 562 161 133 417 57 207 83 226 1,019 38 1,512 Federal 224 5 164 98 2,768 127 123 37 41 1,041 418 108 32 723 362 249 108 247 84 31 481 194 575 218 94 187 57 203 57 41 249 68 983 1989 State 2 1 45 5 842 22 632 8 413 24 169 35 58 65 4 151 157 12 1,007 8 68 263 1 10 28 169 833 2 765 Total 226 6 209 103 3,610 149 755 45 41 1,454 418 132 32 892 397 307 173 251 235 188 493 1,201 583 218 162 450 58 213 85 210 1,082 70 1,748 Federal 261 14 165 204 2,489 167 125 32 42 1,086 437 107 28 749 349 214 170 232 140 31 468 184 570 261 127 211 48 225 55 39 363 125 1,009 1988 State 2 3 200 14 1,141 43 604 10 — 427 23 209 42 77 86 4 214 151 24 978 16 70 274 1 11 26 162 830 2 733 1987 Total 263 17 365 218 3,630 210 729 42 42 1,513 437 130 28 958 391 291 256 236 354 182 492 1,162 586 261 197 485 49 236 81 201 1,193 127 1,742 244~ 14 126 205 2,334 167 125 31 67 1,064 411 105 36 810 354 195 153 243 151 41 440 159 591 277 125 186 53 246 28 40 382 120 988 2 3 191 17 1,349 55 552 10 426 23 — 248 51 94 87 4 187 146 46 938 25 — 68 267 1 10 53 125 802 12 718 246 17 317 222 3,683 222 677 41 67 1,490 411 128 36 1,058 405 289 240 247 338 187 486 1,097 616 277 193 453 54 256 81 165 1,184 132 1,706 Table S I - 6 Number of FDIC—Insured Savings Institutions Offices United States, U.S. Territories and Possessions December 31, 1984 - December 31, 1996 STATE North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming United States Pacific Islands Puerto Rico Virgin Islands Total United States & Other Areas B-14 Federal 328 140 470 91 36 405 29 292 49 245 641 58 14 425 274 46 222 24 1991 State 191 508 37 29 537 80 10 13 1 198 10 40 24 356 303 3 12,596 6,847 19,443 113 1 7 — - 7 113 1 12,710 6,854 19,564 _ Total Federal 519 359 140 142 978 551 128 143 65 181 942 486 109 29 302 293 62 50 246 270 839 704 68 74 54 15 449 559 630 307 46 72 216 525 27 29 1990 State 213 572 36 14 564 84 14 16 3 230 14 43 29 332 326 1 Total Federal 572 396 99 142 1,123 573 156 179 219 195 1,050 596 36 113 307 287 66 51 273 273 934 544 88 74 58 15 588 445 639 234 72 75 542 155 30 39 7,506 21,490 112 1 7 — - 7 112 1 14,097 7,513 21,610 13,984 — 1989 State 236 611 28 15 633 63 26 16 9 464 41 43 166 313 371 1 Total Federal 632 389 98 99 568 1,184 178 184 189 234 1,229 614 99 37 291 313 67 45 282 272 1,008 575 115 139 58 14 611 442 547 264 75 74 526 91 40 33 8,835 23,499 150 1 7 - 7 150 1 141 1 14,815 8,842 23,657 15,182 14,664 _ 15,040 1987 1988 State 236 638 30 15 682 61 21 6 14 910 38 41 160 326 449 3 Total 625 98 1,206 208 204 1,296 98 312 51 286 1,485 177 55 602 590 74 540 36 10,007 25,047 7 7 141 1 25,196 — - 10,014 254 636 35 27 666 28 22 6 19 1,392 50 35 168 304 436 3 606 83 1,209 272 225 1,264 97 313 56 282 1,727 179 46 552 519 84 533 44 10,591 25,112 136 1 7 — 7 136 1 14,658 10,598 25,256 352~ 83 573 237 198 598 69 291 50 263 335 129 11 384 215 84 97 41 14,521 — Table S I - 6 Number of FDIC-Insured Savings Institutions Offices United States, U.S. Territories and Possessions December 31, 1984 - December 31, 1996 STATE Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York B-15 Federal 232 13 106 237 2,145 157 144 30 60 1,143 398 73 57 814 345 209 155 237 142 40 364 152 578 258 118 186 52 217 28 34 376 121 1,060 1986 State 8 4 178 17 1,382 100 508 11 461 25 251 57 94 119 5 239 140 194 883 29 73 272 1 11 57 107 788 12 634 Total Federal 240 229 17 12 284 104 254 225 3,527 2,219 257 153 652 159 41 31 60 57 1,604 1,212 398 377 98 75 57 59 808 1,065 328 402 303 205 274 161 259 242 381 131 180 36 287 558 171 1,035 566 607 223 258 144 191 458 196 53 53 228 222 26 85 141 41 1,164 411 133 105 1,694 1,033 1985 State 8 6 170 18 1,309 102 501 11 406 27 263 69 104 106 5 239 142 155 676 47 1 46 290 1 9 58 93 792 18 658 Total 237 18 274 243 3,528 255 660 42 57 1,618 377 102 59 1,071 397 309 267 264 370 178 442 847 613 224 190 486 54 231 84 134 1,203 123 1,691 Federal 237 12 106 216 2,132 163 156 31 64 1,186 375 75 54 793 322 192 158 267 125 23 283 171 505 279 140 193 53 221 26 32 382 85 1,019 1984 State 8 6 172 23 1,300 112 487 11 283 27 4 277 70 116 111 5 241 152 109 313 98 1 33 286 1 15 57 100 787 23 656 Total 245 18 278 239 3,432 275 643 42 64 1,469 375 102 1 58 1,070 392 308 269 272 366 175 392 484 603 280 173 479 54 236 83 132 1,169 108 1,675 Table S I - 6 Number of FDIC—Insured Savings Institutions Offices United States, U.S. Territories and Possessions December 31, 1984 - December 31, 1996 Federal 333 87 622 240 208 584 76 281 47 262 271 29 11 349 257 87 97 40 1986 State 243 574 32 52 629 39 25 6 14 1,462 122 34 172 185 448 3 United States 14,162 10,700 24,862 Pacific Islands Puerto Rico Virgin Islands — 121 — 7 14,283 STATE North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Total United States & Other Areas B-16 1985 State 154 — 650 36 63 609 38 23 6 17 1,418 145 33 155 181 408 3 Total 469 92 1,311 275 259 1,188 113 286 56 270 1,662 174 44 505 473 92 505 49 Federal 315 93 667 230 209 530 49 252 52 245 246 30 11 326 267 93 90 48 1984 State 151 615 32 60 618 57 25 6 22 1,261 178 32 163 205 440 3 Total 466 93 1,282 262 269 1,148 106 277 58 267 1,507 208 43 489 472 93 530 51 14,202 10,269 24,471 13,829 9,752 23,581 — 128 — 7 — 7 121 0 — 7 128 0 — 123 — 7 — 7 123 0 10,707 24,990 14,330 10,276 24,606 13,952 9,759 23,711 Total Federal 576 315 87 92 1,196 661 272 239 260 196 1,213 579 115 75 306 263 53 50 276 253 1,733 244 151 29 45 11 350 521 442 292 87 92 545 97 43 46 Table S I - 7 Income, Expense, and Net Income of FDIC—Insured Savings Institutions Calendar Years 1984 - 1996 (Dollar amounts in millions) Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 Number of Institutions 1,924 2,030 2,152 2,262 2,390 2,561 2,815 3,087 3,438 3,622 3,677 3,626 3,418 B-17 Total Interest Income 72,287 70,995 63,470 66,138 77,775 97,992 117,339 134,192 126,899 119,988 119,846 118,684 108,170 Total Interest Expense 42,178 42,529 33,411 34,518 45,933 69,757 91,041 109,584 101,170 94,213 97,085 101,470 99,124 Net Interest Income 30,110 28,466 30,059 31,620 31,842 28,235 26,298 24,608 25,729 25,775 22,762 17,214 9,046 Total Noninterest Income 7,509 7,121 6,123 6,416 6,327 6,674 7,329 9,581 9,768 11,523 13,095 12,142 11,442 Total Noninterest Expense 25,694 21,835 23,231 24,898 25,282 26,549 28,506 30,804 29,769 31,907 36,563 26,886 20,919 Provision For Loan & Lease Losses 2,502 2,117 2,481 4,312 5,184 7,004 9,271 9,662 9,674 9,627 272 180 68 Pre-tax Net Operating Income 9,423 11,635 10,470 8,826 7,703 1,355 (4,158) (6,277) (3,902) (4,248) (943) 2,289 (499) Securities Gains (Losses) 901 463 94 1,879 2,442 2,181 703 1,844 2,087 2,720 7,930 5,814 2,550 Applicable Income Taxes 3,070 4,159 3,780 3,858 3,759 2,811 1,362 1,184 2,959 3,891 4,308 2,668 915 Net Extraordinary Items (247) (321) (423) (4) 305 144 97 34 47 78 156 96 19 Net Income 7,008 7,619 6,362 6,844 6,691 869 (4,719) (5,582) (4,727) (5,341)! 2,836 5,531 1,153 Table S I - 8 Interest Income of FDIC—Insured Savings Institutions Calendar Years 1984 - 1996 (Dollar amounts in millions) Interest Income on Loans & Leases Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 Loans 53,282 51,635 46,155 49,831 59,085 74,087 88,765 98,349 92,060 86,814 90,099 89,547 79,397 Leases 35 43 36 35 41 54 79 77 NA NA NA NA NA * Refer to Notes for further explanation. NA Not Available B-18 Total 53,317 51,678 46,191 49,867 59,126 74,141 88,844 98,426 92,060 86,814 90,099 89,547 79,397 Securities 18,583 18,916 16,760 15,745 18,134 23,315 27,653 34,904 34,221 32,602 29,095 28,779 28,397 Other Interest Income Federal Balances Trading Funds Sold Due From Account & Securities Depository Assets* Purchased* Institutions 9 291 87 270 98 33 154 84 279 142 85 300 188 97 230 335 121 79 555 190 102 577 270 15 386 219 14 378 184 11 434 199 19 358 NA NA 376 0 NA Total 18,970 19,317 17,278 16,272 18,649 23,851 28,495 35,766 34,839 33,175 29,747 29,137 28,772 Total Interest Income 72,287 70,995 63,470 66,138 77,775 97,992 117,339 134,192 126,899 119,988 119,846 118,684 108,170 Table SI-9 Interest Expense of FDIC—Insured Savings Institutions Calendar Years 1984 - 1996 (Dollar amounts in millions) Other Interest Expense Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 B-19 Interest on Deposits 31,256 31,965 25,888 28,475 39,208 58,555 72,938 82,938 78,415 74,026 80,338 86,506 85,625 Federal Funds Purchased & Securities Sold 675 671 364 137 188 326 655 794 717 608 305 268 266 Borrowed Money 4,819 4,925 3,035 2,247 2,448 4,645 8,587 13,791 11,550 9,957 7,214 6,026 5,829 Subordinated Notes & Debentures 215 241 227 276 318 407 475 579 553 537 407 271 155 | Advances From FHLBank 5,213 4,727 3,897 3,384 3,772 5,823 8,383 11,481 9,936 9,085 8,752 8,399 7,250 Total 10,922 10,564 7,523 6,044 6,725 11,202 18,103 26,645 22,756 20,187 16,747 14,964 13,499 1 Total Interest Expense 42,178 42,529 33,411 34,518 45,933 69,757 91,041 109,584 101,170 94,213 97,085 101,470 99,124 Table SI-10 Noninterest Income and Noninterest Expense of FDIC—Insured Savings Institutions Calendar Years 1984 - 1996 (Dollar amounts in millions) Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 B-20 Noninterest Income Other 1 Fee Noninterest Income Income 4,848 2,661 5,033 2,089 4,838 1,285 4,741 1,675 4,745 1,582 5,336 1,337 5,071 2,258 6,552 3,029 7,705 2,063 9,403 2,120 9,961 3,134 8,692 3,450 8,227 3,215 Noninterest Expense Total 7,509 7,121 6,123 6,416 6,327 6,674 7,329 9,581 9,768 11,523 13,095 12,142 11,442 Employee Salaries & Benefits 10,141 9,586 9,756 9,964 9,632 9,872 10,824 11,497 11,938 12,047 10,866 9,279 7,898 Occupancy Expenses 4,099 4,006 3,968 4,080 4,281 4,574 5,058 5,368 5,477 5,311 4,863 4,219 3,643 All Other 11,454 8,242 9,507 10,854 11,369 12,103 12,625 13,939 12,355 14,549 20,834 13,388 9,378 Total 25,694 21,835 23,231 24,898 25,282 26,549 28,506 30,804 29,769 31,907 36,563 26,886 20,919 Memo: Amortization Of Intangibles 746 777 804 947 903 1,083 1,720 3,011 1,309 1,462 1,409 1,174 911 Table SI-11 Charge —offs and Recoveries on Loans and Leases, Cash Dividends Declared Number of Employees and Number of Institutions, FDIC—Insured Savings Institutions Calendar Years 1984 - 1996 (Dollar amounts in millions) Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 Loan and Lease Charge-offs 2,524 2,567 3,539 4,512 4,334 5,244 5,494 1,220 424 250 169 116 69 Loan and Lease Recoveries 414 415 454 484 432 433 381 70 47 40 28 18 25 * Refer to Notes for further explanation B-21 Net 1 Loan and Lease Charge-offs* 2,110 1 2,153 3,085 4,028 3,902 4,811 5,113 1,149 377 209 141 98 Cash Dividends Declared (Preferred) 201 205 209 92 64 45 51 129 174 141 84 51 44_LJ 41_ Cash Dividends Declared (Common) 5,603 3,879 2,389 2,201 2,046 1,778 1,237 1,436 1,217 1,174 641 421 416 Total 1 Cash Dividends Number of Declared Employees* 5,805 1 252,759 4,084 250,261 2,598 261,457 2,293 286,592 2,111 295,828 1,823 305,279 1,288 345,279 1,566 73,669 1,391 76,333 1,315 73,124 726 64,673 472 55,015 457 J 46,552 Number of Institutions 1,924 2,030 2,152 2,262 2,390 2,561 2,815 3,087 3,438 3,622 3,677 3,626 3,418 Table SI-12 Assets of FDIC—Insured Savings Institutions December 31, 1984 - December 31, 1996 (Dollar amounts in millions) Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 Number of Institutions 1,924 2,030 2,152 2,262 2,390 2,561 2,815 3,087 3,438 3,622 3,677 3,626 3,418 Cash 23,616 26,784 25,189 31,259 34,764 36,453 39,978 22,301 25,888 23,317 25,326 19,660 17,077 Securities 262,383 288,582 290,276 275,773 267,585 252,942 285,420 358,114 431,027 421,685 367,276 298,591 288,205 * Refer to Notes for further explanation B-22 Total Reserve Loans & For Loan & Leases Lease Losses 688,856 7,481 655,216 7,307 642,787 7,726 635,042 8,662 656,828 8,911 733,603 9,537 821,937 9,655 923,923 8,113 1,006,094 10,548 924,205 12,556 869,049 9,092 825,907 5,146 737,658 3,194 Net Loans & Leases 681,375 647,908 635,061 626,380 647,917 724,066 812,282 915,810 995,546 911,649 859,957 820,762 734,464 Other Bank Earning Premises & Assets* Equipment 11,103 11,149 11,871 10,784 6,740 11,002 12,365 11,119 13,751 11,469 14,733 12,400 16,199 13,971 5,885 16,006 3,758 17,449 3,527 16,295 4,569 14,946 4,124 13,821 3,098 12,643 Other Real Estate 3,004 3,473 4,831 8,420 15,870 22,209 27,822 27,294 33,155 28,803 21,809 15,469 10,508 Intangible Assets 8,084 6,864 5,746 5,976 7,261 10,870 14,304 18,642 27,474 29,639 27,051 27,765 25,803 All Other Assets 27,477 29,475 29,723 29,599 31,598 39,327 49,201 63,460 72,191 67,196 65,933 62,462 52,448 Total Assets 1,028,192 1,025,742 1,008,568 1,000,891 1,030,214 1,113,002 1,259,178 1,427,512 1,606,489 1,502,111 1,386,866 1,262,654 1,144,247 Table SI-13 Securities of FDIC—Insured Savings Institutions December 31, 1984 - December 31, 1996 (Dollar amounts in millions) Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 U.S. Treasury* 10,230 18,414 26,939 26,659 32,410 24,280 24,534 5,520 NA NA NA NA NA U.S. U.S. Treasury, Agencies & Agencies & Corporations* Corporations* 49,223 1 212,836 213,394 231,809 207,543 234,481 189,302 215,961 177,044 209,454 168,706 192,986 196,386 220,920 24,736 226,439 NA 279,209 294,738 NA 231,201 NA 180,881 NA 180,814 NA * Refer to Notes for further explanation. NA Not Available B-23 States & Political Subdivisions 2,068 1,947 1,940 2,003 1,908 2,280 2,481 1,394 1,497 1,568 1,701 1,788 1,529 Other Debt Securities 39,411 47,423 47,258 50,618 50,815 53,030 57,817 122,787 141,745 119,625 128,560 111,545 103,667 Less: Less: Total Equity Contra Trading Securities Securities Accounts Accounts* (Book Value) (358) 947T \ 8,657 262,383 1 (537) 608 7,473 288,582 (596) 415 6,416 290,276 (1,121) 1,899 7,969 275,773 (637) 1,361 6,132 267,585 (33) 1,185 5,797 252,942 1,747 525 285,420 6,474 8,937 1,444 NA 358,114 9,169 593 NA 431,027 371 6,125 NA 421,685 165 5,979 NA 367,276 4,460 84 NA 298,591 69 2,263 NA 288,205 Memo: Mortgage Backed Securities 193,079 215,660 214,009 198,641 184,473 179,398 193,121 215,071 252,309 247,625 182,854 120,506 116,748 Table SI-14 Loans and Leases of FDIC—Insured Savings Institutions December 31,1984 - December 31,1996 (Dollar amounts in millions) Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 To Secured State Lease Less: Less: 1 All Total Reserve for by Real Financial Agricultural Commercial To & Political Other Financing Unearned Other Loans & Loan& Estate Institutions* Production* & Industrial Individuals Subdivisions* Loans Receivables Leases Lease Losses Income Contras* 122 135 637,314 14,848 1,326 258 44,939 99 315 9,984 1 688,856 7,481 609,955 249 54 12,243 40,421 89 342 885 293 8,729 655,216 7,307 602,917 32 43 9,889 38,577 128 279 745 322 9,500 642,787 7,726 595,433 63 38 9,825 37,568 102 251 701 356 8,585 635,042 8,662 616,095 180 20 12,038 36,638 97 346 612 360 8,836 656,828 8,911 678,083 746 8 22,930 40,694 135 820 671 412 10,072 733,603 9,537 755,717 407 13 31,258 47,945 231 425 943 561 14,441 821,937 9,655 846,902 515 13 40,731 58,293 239 435 1,386 632 23,958 923,923 8,113 922,815 NA NA 44,920 68,121 214 1,177 1,396 732 31,817 1,006,094 10,548 852,444 NA NA 34,028 69,899 208 1,164 1,376 643 34,272 924,205 12,556 805,443 NA NA 32,817 64,104 150 1,969 1,689 496 36,627 869,049 9,092 785,048 604 6 24,418 57,686 NA 633 1,612 465 43,635 825,907 5,146 720,471 649 5 16,715 44,163 NA 425 1,095 827 45,037 737,658 3,194 * See Note for further explanation. NA Not Available B-24 Net Loans & Leases 681,375 647,908 635,061 626,380 647,917 724,066 812,282 915,810 995,546 911,649 859,957 820,762 734,464 Table SI-15 Real Estate Loans of FDIC—Insured Savings Institutions December 31, 1984 - December 31, 1996 (Dollar amounts in millions) Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 B-25 Construction and Land Development 25,429 21,723 20,023 19,026 19,441 26,571 44,403 65,907 88,164 89,930 96,384 64,535 25,141 1-4 Family Residential Properties 502,169 477,715 467,893 455,760 469,251 506,432 544,269 592,339 625,568 561,131 528,476 542,636 517,786 Multifamily Residential Properties 59,530 59,922 62,673 64,282 66,109 70,586 77,448 83,832 92,083 89,260 79,331 88,192 76,199 NonResidential Properties 50,186 50,596 52,328 56,366 61,294 74,495 89,598 104,825 116,999 112,122 101,253 89,684 101,344 Total 1 Real Estate Loans I 637,314 1 609,955 602,917 595,433 616,095 678,083 755,717 846,902 922,815 852,444 805,443 785,048 720,471 J Memo: Contra Home Equity Accounts Loans 18,272 4,412 4,418 18,735 4,895 17,391 5,609 17,765 5,724 20,289 5,607 22,965 5,541 24,369 4,837 21,614 7,776 11,639 9,989 NA 7,330 NA 4,312 NA 2,841 NAJ Table SI-16 Loans to Individuals of FDIC—Insured Savings Institutions December 31, 1984 - December 31, 1996 (Dollar amounts in millions) Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 Credit Card & Related Plans 10,315 8,449 9,164 10,385 9,653 8,402 8,343 7,308 8,755 12,483 8,385 5,245 2,914 Home Improvement Loans 2,697 2,275 2,353 1,853 1,945 2,390 3,031 3,990 4,404 4,560 5,135 6,273 6,940 All Other 31,927 29,697 27,061 25,330 25,040 29,902 36,571 46,995 54,961 52,856 50,583 46,168 34,309 Total 44,939 40,421 38,577 37,568 36,638 40,694 47,945 58,293 68,121 69,899 64,104 57,686 44,163 Table SI-17 Liabilities and Capital of FDIC—Insured Savings Institutions December 31,1984 - December 31,1996 (Dollar amounts in millions) Liabilities Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 Number of Institutions 1,924 2,030 2,152 2,262 2,390 2,561 2,815 3,087 3,438 3,622 3,677 3,626 3,418 B-27 | Total Borrowed Subordinated Other Total Deposits Funds Notes Liabilities Liabilities 727,994 200,927 2,401 11,061 1 942,382 741,907 182,508 2,581 12,692 939,688 737,180 178,359 2,395 10,699 928,633 774,157 134,007 2,533 11,772 922,470 828,353 113,431 3,056 11,025 955,865 906,681 120,910 3,524 13,258 1,044,374 987,142 183,580 4,331 16,590 1,191,643 1,081,417 249,159 4,675 22,890 1,358,141 1,193,134 317,230 5,504 24,622 1,540,490 1,137,819 283,932 4,948 21,654 1,448,353 1,083,167 219,081 4,580 24,261 1,331,088 1,022,739 171,822 3,303 20,001 1,217,865 944,733 146,714 2,123 15,611 1,109,181 Eguit^ FDIC Perpetual Preferred Common Undivided Net Worth Stock Stock Surplus Profits Certificates 1,482 NAT 1,239 38,495 44,594 1,585 1,346 36,926 46,196 NA 1,675 1,605 34,002 42,653 NA 1,608 1,589 32,034 43,190 0 1,469 1,610 30,146 41,125 0 1,699 1,760 30,094 35,023 52 1,601 1,935 30,916 32,916 166 1,573 2,401 31,480 33,680 236 1,914 3,007 33,374 27,371 331 992 2,788 29,524 20,101 350 497 2,525 25,637 26,602 512 544 1,496 15,745 26,435 563 395 1,119 10,944 22,139 468 J Total Capital 85,810 86,054 79,935 78,421 74,350 68,628 67,535 69,371 65,997 53,754 55,773 44,781 35,066 Total Liabilities & Capital 1,028,192 1,025,742 1,008,568 1,000,891 1,030,214 1,113,002 1,259,178 1,427,512 1,606,488 1,502,107 1,386,861 1,262,647 1,144,247 Table SI-18 Deposits of FDIC—Insured Savings Institutions at Year End December 31, 1984 - December 31, 1996 (Dollar amounts in millions) Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 Memo: Total Time IRA's Deposits Demand (Over $100K) & Keogh's 33,065 86,400 73,036 727,994 1 741,907 29,956 80,773 77,886 737,180 25,702 70,903 78,621 774,157 27,413 72,538 82,463 828,353 22,060 75,282 91,041 906,681 18,595 82,870 98,513 987,142 17,394 100,733 100,245 1,081,417 18,938 130,902 100,272 1,193,134 5,709 151,569 99,606 1,137,819 4,925 141,817 88,556 1,083,167 5,059 128,899 79,441 1,022,739 2,465 110,908 66,171 944,733 1,856 116,292 50,133 Brokered Deposits 10,994 9,497 8,021 6,069 11,912 16,732 34,297 59,983 80,230 69,183 46,728 43,370 1,181 Table SI-19 Interest Bearing Assets and Liabilities of FDIC—Insured Savings Institutions December 31,1984 - December 31,1996 (Dollar amounts in millions) Year 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 Interest Bearing Balances 8,495 10,606 9,857 15,586 18,955 20,911 22,652 2,523 4,064 3,158 3,488 NA NA Interest Bearing Assets |1 Total 1 Net Federal Trading Interest Funds Account Bearing Loans & Leases Sold* Assets* Assets Securities 681,375 10,102 1,001 1 963,357 1 262,383 647,908 11,228 644 958,968 288,582 635,061 6,179 561 941,935 290,276 626,380 10,060 2,305 930,104 275,773 647,917 12,230 1,520 948,208 267,585 724,066 13,431 1,302 1,012,652 252,942 812,282 15,081 1,119 1,136,554 285,420 915,810 5,580 305 1,282,332 358,114 995,546 3,633 126 1,434,394 431,027 911,649 3,430 97 1,340,018 421,685 859,957 4,461 107 1,235,289 367,276 820,762 4,124 NA 1,123,477 298,591 734,464 3,098 NA 1,025,769 288,205 * Refer to Notes for further explanation. NA Not Available B-29 Interest Bearing Liabilities | Federal Advances Demand Notes Interest SubFDIC Bearing Funds From & Other ordinated Net Worth Deposits* Purchased FHLBank Borrowings Notes Certificates 716,825 52,599 103,095 148,328 2,401 NAT 731,653 55,288 85,143 127,220 2,581 NA 727,930 52,809 88,861 125,550 2,395 NA 764,785 33,767 76,035 100,240 2,533 0 801,071 26,585 64,058 86,846 3,056 0 882,424 25,964 66,483 94,947 3,524 52 965,031 46,966 93,396 136,614 4,331 166 1,059,825 63,331 116,676 185,828 4,675 236 1,183,742 100,365 138,326 216,866 5,504 331 1,129,326 94,921 121,014 189,011 4,948 350 1,074,597 67,979 102,420 151,101 4,580 512 1,015,340 51,531 85,810 120,291 3,303 563 938,077 51,959 72,403 94,755 2,123 468 | Total Interest Bearing Liabilities 1,023,247 1,001,886 997,545 977,362 981,616 1,073,393 1,246,505 1,430,571 1,645,133 1,539,570 1,401,189 1,276,839 1,159,785 Table S I - 2 0 Past Due and Nonaccrual Loans and Leases of FDIC—Insured Savings Institutions December 31, 1984 - December 31, 1996 (Dollar amounts in millions) Year ! 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 Loans and Leases Past Due 30-89 90 Days Days* or More* Total* 10,183 9,220 963 9,294 1,111 10,405 8,579 947 9,526 9,932 999 10,931 12,456 1,326 13,782 17,384 2,711 20,095 20,356 3,571 23,927 4,636 1,049 5,685 3,598 777 4,375 2,848 598 3,445 2,661 538 3,198 NA NA NA NA NA NA * Refer to Notes for further details. Nonaccrual Loans & Leases* 7,917 8,069 8,572 12,330 15,665 21,451 21,500 4,368 2,098 952 705 NA NA Noncurrent Loans & Leases 8,880 9,179 9,519 13,329 16,991 24,162 25,071 35,254 39,303 43,255 37,449 23,979 15,260 Notes to Table SI-I Number of FDIC-Insured Savings Institutions at Year End By Regulatory Agent and Insurance Fund December 31, 1984 - December 31, 1996 The category of FDIC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLIC Resolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submit financial reports to one of two Federal regulators — the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. Significant Events 1984 Deposit insurance for mutual savings banks (savings banks with no capital stock that accept only, with a few exceptions, savings deposits and whose earnings inure to the benefit of the depositor). These banks include those operating under special state banking codes applicable to mutual savings banks and all guaranty savings banks in New Hampshire and all insured savings banks in Massachusetts. Deposit insurance for all savings and loan associations and all federally insured savings banks not insured by the FDIC provided by the Federal Savings and Loan Insurance Corporation (FSLIC). 1989 Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) passed. FIRREA created and funded a government agency, the Resolution Trust Corporation (RTC) to manage and dispose of, either through sale or liquidation, any failed savings institution transferred from OTS through September 30, 1993. FIRREA specified that any funds needed to protect the depositors of these failed savings institutions would be publicly provided until the termination of the RTC on December 31, 1996. Additionally, FIRREA specified that the FDIC would be the sole insurer of all financial institutions, and that institutions would acquire deposit insurance through either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) depending upon their charter. The SAIF replaced the FSLIC insurance fund. Further, FIRREA specified that any acquisition of deposits insured by a fund other than the acquiring institution *s must NOTES maintain a percentage in both insurance funds equivalent to the membership percentage at the date of acquisition. Regulatory supervision continued to be provided by the FDIC and the OTS depending upon the charter of the institution. 1993-1995 The RTC Completion Act extends the RTC's responsibility to accept failed savings institutions from OTS through July 1, 1995 and terminates the RTC on December 31, 1995. Funding for future failures of savings institutions to be borne by either the B1F or SAIF. 1996-present The Deposit Insurance Fund Act of 1996 (DIFA) was passed at the end of the third quarter and included a one-time special assessment on institutions with SAIF insurance that cost the industry $3.5 billion. The DIFA was part of the Economic Growth and Regulatory Paper Reduction Act of 1996. This act relaxed the Qualified Thrift Lender test by increasing the amount of consumer-oriented loans, such as credit card loans, that can be counted as qualifying assets. This act also raised the allowable percentage of loans to commercial borrowers to 20 percent, where amounts in excess of 10 percent must be made up of loans to small businesses. Earlier in the year, the Small Business Job Protection Act of 1996 removed the favorable treatment for a bad debt reserve for tax purposes. This act put savings institutions on par with commercial banks for the tax treatment of bad debt reserves. Starting in 1996, the TFR was completed on a fully consolidated basis, with the exception of subsidiary depository institutions being reported on the equity method of accounting. The Call reports also use this method of consolidation. Prior to this time, the TFR reflected the consolidation of the parent thrift with all finance subsidiaries only. All other subsidiaries were reported on an equity or cost basis. NOTES Notes to Table SI-2 Changes in Number of FDIC-Insured Savings Institutions 1984 - 1996 Additions Putins Year: New Institutions Chartered Represents institutions newly chartered by federal or state banking authorities including authorities in the U. S. Territories or possessions. New Charter To Absorb Another Charter Represents a new savings institution charter created to absorb any other type of charter in its first quarter of operation. Noninsured Becoming Insured Represents the transfer of an existing institution that does not have deposit insurance to a savings institution charter with FDIC insurance from BIF or SAIF. Examples of such institutions include Trust Banks and savings institutions with state deposit insurance that apply for and receive FDIC insurance. Charter Transfers From Commercial Banks Represents the transfer of a commercial bank to a savings institution charter that meets the definition of a thrift (see Notes to Table SI-1) and has applied for and received FDIC insurance (BIF or SAIF). Deletions Putins Yeah Unassisted Mergers and Consolidations of Thrifts Represents the absorption of a savings institution charter by another savings institution without assistance. Both institutions may be owned by the same holding company in a consolidation of affiliates. Unassisted Mergers With Commercial Banks Represents the absorption of a savings institution charter by a commercial bank without assistance. Assisted Mergers of Thrifts Represents the absorption of a failing savings institution by another savings institution with assistance from either the BIF or SAIF. (Included are RTC Accelerated Resolution Program (ARP) assisted mergers. These institutions were not placed in RTC conservatorship.) Assisted Mergers With Commercial Banks Represents the absorption of a failing savings institution by a commercial bank with assistance from either the BIF or SAIF. (Included are RTC Accelerated Resolution Program (ARP) assisted mergers. These institutions were not placed in RTC conservatorship.) NOTES Assisted Payouts Represents all assisted payouts of FDIC-insured savings institutions that are not in RTC conservatorship. Voluntary Liquidations Represents all instances where the owners of a thrift voluntarily surrender their charter with all liabilities including deposits paid down and all assets sold. Failures Transferred To RTC Conservatorship Represents institutions that were declared failed and placed under RTC conservatorship until a buyer (s) is (are) found or a payout to depositors occurs. Charter Transfers To Commercial Banks Represents the charter transfer of existing FDIC-insured savings institutions to an FDIC-insured commercial bank charter. Adjustment For Missing Reports Represents any FDIC-insured savings institution that did not file a financial report during the year in which the charter was added or deleted. NOTES Notes to Table SI-3 Number of FDlC-lnsured Savings Institutions at Year End, By State United States, U. S. Territories and Possessions December 31, 1984 - December 31, 1996 Savings institutions are permitted to obtain State charters through a state chartering authority or Federal charter through the Office of Thrift Supervision (OTS). The OTS supervises all federal savings and loan charters and federal savings bank charters. The OTS acts as the primary federal regulator of state chartered savings and loans. The FDIC provides federal oversight of all state chartered savings banks. They are insured by either the Savings Association Insurance Fund (SAIF) or the Bank Insurance Fund (BIF). NOTES Notes to Table SI-4 Number of FDIC-Insured Savings Institution Offices at Year End United States, U. S. Territories and Possessions December 31, 1984 - December 31, 1996 Branches include all offices of institutions operating more than one office, other than the head office, at which deposits are received or checks cashed. The term "branch" includes any branch institution, branch office, branch agency, additional office or any branch or place of business located in any state, Puerto Rico, the Virgin Islands, or Pacific Islands, at which deposits are received or checks paid or money lent. An automated teller machine, by itself, is not considered a branch. NOTES Notes to Table SI-5 Number of FDIC-Insured Unit Savings Institutions and Savings Institutions with Branches at Year End United States, U. S. Territories and Possessions December 31, 1984 - December 31, 1996 Unit savings operate only one office at which deposits are received or other savings institution business is conducted. Institutions with branches are institutions that operate one or more offices in addition to the main or head office. Branches include all offices of an institution other than its head office, at which deposits are received, checks paid or money lent. Facilities separate from an institution's premises, facilities at government installations, offices, agencies, paying or receiving stations, drive-in facilities and other facilities operated for limited purposes are defined as branches under the FDIAct, regardless of the fact that in certain states, including several of which prohibit the operation of branches, such limited facilities are not considered branches within the meaning of state law. The notes to Table SI-4 may also be helpful in interpreting the data contained in this table. NOTES Notes to Table SI-6 Number of FDIC-Insured Savings Institution Offices at Year End, by State United States, U.S. Territories and Possessions December 31, 1984 - December 31, 1996 The number of offices includes the head or main office of each institution as well as all branches and offices operated by each institution. See Notes to Table SI-5 for the definition of offices (branches). NOTES Notes to Table SI-7 Income, Expense and Net Income of FDIC-Insured Savings Institutions Calendar Years 1984 - 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than $(1,000,000) NA Not available or not applicable The category of FDIC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLIC Resolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submit financial reports to one of two Federal regulators -- the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. Significant Events 1984 Deposit insurance for mutual savings banks (savings banks with no capital stock that accept only, with a few exceptions, savings deposits and whose earnings inure to the benefit of the depositor). These banks include those operating under special state banking codes applicable to mutual savings banks and all guaranty savings banks in New Hampshire and all insured savings banks in Massachusetts. Deposit insurance for all savings and loan associations and all federally insured savings banks not insured by the FDIC provided by the Federal Savings and Loan Insurance Corporation (FSLIC). 1989 Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) passed. FIRREA created and funded a government agency, the Resolution Trust Corporation (RTC) to manage and dispose of, either through sale or liquidation, any failed savings institution transferred from OTS through September 30, 1993. FIRREA specified that any funds needed to protect the depositors of these failed savings institutions would be publicly provided until the termination of the RTC on December 31, 1996. Additionally, FIRREA specified that the FDIC would be the sole insurer of all financial institutions, and that institutions would acquire NOTES deposit insurance through either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) depending upon their charter. The SAIF replaced the FSLIC insurance fund. Further, FIRREA specified that any acquisition of deposits insured by a fund other than the acquiring institution's must maintain a percentage in both insurance funds equivalent to the membership percentage at the date of acquisition. Regulatory supervision continued to be provided by the FDIC and the OTS depending upon the charter of the institution. 1993-present The RTC Completion Act extends the RTC's responsibility to accept failed savings institutions from OTS through July 1, 1995 and terminates the RTC on December 31, 1995. Funding for future failures of savings institutions to be borne by either the BIF or SAIF. Number of Institutions The total number of FDIC insured savings institutions submitting Call reports or Thrift Financial Reports. This number may differ from the actual count of institutions in other tables due to the exclusion of institutions active on December 31 that did not submit a Call report. This occurs most often when an institution is merged or closed on or just after December 31. This number does not include any institution transferred to the RTC. Total Interest Income Represents total interest income earned or accrued on all assets. See Table SlSfor individual components and more detailed explanatory notes. Total Interest Expense Represents total interest paid or accrued on all interest bearing liabilities. See Table SI-9 for individual components and more detailed explanatory notes. Net Interest Income Represents the difference between Total Interest Income and Total Interest Expense. Total Noninterest Income Represents the total of all noninterest income. See Table Sl-lOfor individual components and more detailed explanatory notes. Total Noninterest Expense Represents the total of all noninterest expense. See Table SI-11 for individual components and more detailed explanatory notes. 1984 - 1986 Includes losses on sale of mortgage pool and other securities held for investment for TFR filers. 1987 - 1989 For TFR filers, excludes losses on loans held for investment. NOTES Provision for Loan and Lease Losses 1984 - 7956 This item is not reported for TFR filers. 1987-present Represents the amount needed to make the allowance for loan and lease losses adequate to absorb expected loan and lease losses, based upon management's evaluation of the bank's current loan and lease portfolio. The amount taken here may differ from the bad debt expense deduction taken for federal income tax purposes. Pre-tax Net Operating Income Represents Net Interest Income plus Total Noninterest Income less Total Noninterest Expense and the Provision for Loan & Lease Losses Securities Gains (Losses) 1984-1986 TFR filers report only gains. Losses on securities included in Noninterest Expense. 1987-1989 Includes gains (losses) on loans held for investment for TFR filers. 1990-present Represents the net value of profits on securities sold or redeemed less losses on securities sold. Actual recoveries on securities and actual charge-offs are reported separately and are included in Noninterest Income - All Other or Noninterest Expense - All Other, respectively. Applicable Income Taxes 1984-present Represents Federal, state and local taxes on income. It does not include taxes relating to securities transactions or extraordinary items. Net Extraordinary Items 1984-present Represents the results of material events and transactions that are both unusual and infrequent. Net Income Represents the net result of all income less all expense. NOTES Notes to Table SI-8 Interest Income of FDIC-Insured Savings Institutions Calendar Years 1984 - 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available or not applicable The category of FDlC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLIC Resolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submit financial reports to one of two Federal regulators — the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. Interest Income on Loans & Leases Loans 1984-present Represents all interest, fees and similar charges levied against or associated with all assets reportable as loans. Includes interest, yield related fees, commitment fees, service charges on loans and discount accretion. (One savings bank with an office in Canada has been reporting on the Domestic & Foreign Consolidated Call report form (FFIEC 031). It does not, however, indicate any income or expenses relating to foreign operations). Leases 1984-1988 Income on leases, if any, is included in interest income on loans. NOTES 1989-present Represents income and fees relating to direct financing and leveraged leases. Total 1984-present Represents the total of income on loans and income on leases. Other Interest Income Securities 1984 - 1989 Represents interest and dividends, net of premium amortization and discount of accretion, on all assets that are reportable as securities. Includes interest income on assets held in trading accounts for TFR filers. 1990-present Represents interest and dividends, net of premium amortization and discount of accretion, on all assets that are reportable as securities. This item includes interest income on deposits for TFR filers. Trading Account Assets 1984-1989 Represents interest income earned on all trading account assets. This item is included in Securities for TFRfilers.It was not separately reported. 1990-present Represents interest income earned on all trading account assets. Federal Funds Sold & Securities Purchased 1984-present Represents gross income of all assets reportable under this category. This item is included in Securities for TFRfilers.It was not separately reported. Balances Due From Depository Institutions 1984-1985 This value was reported as part of other operating income and is included in Noninterest Income - All Other. 1986-present Represents income from balances due from other depository institutions. This item is not separately reported by TFRfilers.It is included in Securities. NOTES Total Represents the total of all Other Interest Income components. Total Interest Income 1984-present Represents the sum of Interest Income on Loans and Leases - Total plus Other Interest Income- Total. NOTES Notes to Table SI-9 Interest Expense of FDIC-Insured Savings Institutions Calendar Year 1984 - 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available or not applicable The category of FDIC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLIC Resolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submit financial reports to one of two Federal regulators - the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. Interest on Deposits 1984-present Represents all interest on all liabilities reportable as deposits. Includes finders' and brokers'fees that represent an adjustment to the interest paid on deposits acquired through brokers. Early withdrawal penalties or portions of such penalties that represent the forfeiture of interest are deducted from gross interest paid. (One savings bank with an office in Canada has been reporting on the Domestic and Foreign Consolidated Call report form (FFIEC 031). It does not, however, indicate any income or expense relating to foreign operations). Other Interest Expense Federal Funds Purchased and Securities Sold 1984-present Represents the gross expense of all liabilities reportable under this category. This item is not reported separately by TFR filers. It is included in Borrowed Money. NOTES Borrowed Money 1984-present Represents interest expense related to demand notes issued to the U.S. Treasury, mortgage indebtedness, obligations under capitalized leases and on other borrowed money. Subordinated Notes & Debentures 1984-present Represents interest expense related to subordinated notes, capital notes, and debentures. Advances from FHLBank 1984 - Present Represents interest expense and yield adjustments on all advances from the FHLBank. This item is not reported by FD1C Call Report filers. Total 1984-present Represents the sum of all components of Other Interest Expense. Total Interest Expense 1984-present Represents the total of Interest on Deposits plus Other Interest Expense - Total. NOTES Notes to Table SI-10 Noninterest Income and Noninterest Expense of FDIC-Insured Savings Institutions Calendar Year 1984 - 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available or not applicable The category of FDIC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLIC Resolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submit financial reports to one of two Federal regulators -- the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. Noninterest Income Fee Income 1984 - Present Represents service charges on deposit accounts such as maintenance fees, activity charges, administrative charges, overdraft charges and check certification charges; mortgage loan servicing fees plus other fees and charges, including prepayment loan fees, late charges, assumption fees, and amortization of commitment fees. Other Noninterest Income 1984 - 1989 Same as above except gains on the sale of loans held for investment are excluded for TFR filers. 1990 - Present Represents income derived from the sale of assets held for sale; office building operations; real estate held for investment; REO operations; LOCOM adjustments made to assets held for sale; net income (loss) from investments in service corporations/subsidiaries (other than operating or finance subsidiaries); leasing NOTES operations; realized and unrealized gains (losses) on trading assets; gains on the sale ofREO real estate held for investment, and loans held for investment; and the amortization of deferred gains (losses) on asset hedges. Total 1984 - 1989 Represents the sum of Other Fee Income plus All Other. Excludes gains on the sale of loans held for investments for TFRfilerswhich are included in securities gains. 1990-present Represents the sum of Other Fee Income plus All Other. Noninterest Expense Employee Salaries & Benefits 1984-present Represents salaries, taxes and benefits of all officers and employees of the bank and its consolidated subsidiaries including guards, temporary office help, cafeteria employees, and building and maintenance employees. Occupancy Expenses 1984-present Represents all noninterest expenses related to the use of the premises, equipment, furniture andfixturesof the institution, whether owned or leased, net of any rental income received. All Other 1984 - 1986 Same as above except that it includes loss on sale of securities held for investments for TFR filers. 1987-present Represents amounts of all other categories of expense not included elsewhere. Includes fees paid to directors, trustees and advisory board members; premiums onfidelityinsurance and deposit insurance; retainer and legal fees; net losses from the sale or disposition of loans, premises andfixedassets, other real estate owned, and branches; managementfees assessed by parent bank holding companies; advertising, public relations and promotional expenses; amortization expense of intangible assets; charitable contributions; net losses on futures andforward contracts; office supplies; telephone expenses; examination and auditfees; chargeoffs and write downs of securities prior to sale; and other miscellaneous expenses. Total 1984-present Represents the sum of all noninterest expense components. NOTES Amortization of Intangibles 1984-present Represents the amortization expense of intangible assets, primarily goodwill Includes only amortization of goodwill for TFR filers. NOTES Notes to Table SI-11 Charge-offs and Recoveries on Loans and Leases, Cash Dividends Declared, Number of Employees and Number of Institutions, FDIC-Insured Savings Institutions Calendar Years 1984 - 1996 General Comments: 0 Represents a positive value less than $1,000,000 (0) Represents a negative value less than ($1,000,000) NA Not available or not applicable The category of FDIC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLIC Resolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submit financial reports to one of two Federal regulators -- the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. Loan and Lease Charze-offs 1984-1989 Represents actual loans and leases charged off against the allowance for loan and lease losses. Not collected by TFR filers. 1990-present Represents actual loans and leases charged off against the allowance for loan and lease losses. Loan and Lease Recoveries 1984-1989 Represents actual loan and lease recoveries credited to the allowance for loan and lease losses. Not collected by TFR filers. 1990-present Represents actual loan and lease recoveries credited to the allowance for loan and lease losses. NOTES Net Loan and Lease Charze-offs 1984-1989 Represents Loan and Lease Charze-offs less Loan and Lease Recoveries. An amount enclosed in parentheses indicates net recoveries. Not collected by TFR filers. 1990-present Represents Loan and Lease Charze-offs less Loan and Lease Recoveries. An amount enclosed in parentheses indicates net recoveries. Cash Dividends Declared (Preferred) 1984-present Represents all cash dividends declared on limited life and perpetual preferred stock during the calendar year, regardless of when payable. Cash Dividends Declared (Common) 1984-present Represents all cash dividends declared in all classes of common stock during the calendar year, regardless of when payable. Total Cash Dividends Declared 1984-present Represents all cash dividends declared on all classes of preferred and common stock during the calendar year, regardless of when payable. Number of Employees 1984-1989 Represents the number offull time equivalent employees on the payroll as of each year end. Not collected by TFR filers. 1990-present Represents the number offull time equivalent employees on the payroll as of each year end. Number of Institutions Represents the number of institutions as of each year end. NOTES Notes to Table SI-12 Assets of FDIC-Insured Savings Institutions at Year End December 31, 1984 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than $(1,000,000) NA Not available The category of FDIC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLIC Resolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submitfinancialreports to one of two Federal regulators ~ the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. Significant Events 1984 Deposit insurance for mutual savings banks (savings banks with no capital stock that accept only, with a few exceptions, savings deposits and whose earnings inure to the benefit of the depositor). These banks include those operating under special state banking codes applicable to mutual savings banks and all guaranty savings banks in New Hampshire and all insured savings banks in Massachusetts. Deposit insurance for all savings and loan associations and all federally insured savings banks not insured by the FDIC provided by the Federal Savings and Loan Insurance Corporation (FSLIC). 1989 Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) passed. FIRREA created and funded a government agency, the Resolution Trust Corporation (RTC) to manage and dispose of, either through sale or liquidation, any failed savings institution transferred from OTS through September 30, 1993. FIRREA specified that any funds needed to protect the depositors of these failed savings institutions would be publicly provided until the termination of the RTC on December 31, 1996. Additionally, FIRREA specified that the FDIC would be the sole insurer of allfinancialinstitutions, and that institutions would acquire NOTES deposit insurance through either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) depending upon their charter. The SAIF replaced the FSLIC insurance fund. Further, FIRREA specified that any acquisition of deposits insured by a fund other than the acquiring institution's must maintain a percentage in both insurance funds equivalent to the membership percentage at the date of acquisition. Regulatory supervision continued to be provided by the FDIC and the OTS depending upon the charter of the institution. 1993-present The RTC Completion Act extends the RTC's responsibility to accept failed savings institutions from OTS through July I, 1995 and terminates the RTC on December 31, 1995. Funding for future failures of savings institutions to be borne by either the BIF or SAIF. Number of Institutions 1984-present Represents the total number of insured savings institutions submitting Call or TFR reports. This number may differ from the actual count of institutions in other tables due to the exclusion of institutions active on December 31 that did not submit a Call or TFR report. This occurs most often when a bank is merged or closed on or just after December 31. Cash 1984-1989 Represents currency and coin, balances due from institutions, and cash items. Excludes interest earning deposits in FHLB's for TFR filers. 1990-present Represents currency and coin, balances due from institutions, and cash items. Securities 1984-1989 Represents securities of the U.S. Treasury, the U.S. Government, direct and guaranteed, US Government agencies and corporations, obligations of states, counties and municipalities, corporate bonds, other bonds, notes and debentures, and equity securities. The amount is net of valuation allowances. For TFR filers, balances include interest-earning deposits in FHLBs, other interest-earning deposits, federal funds sold and assets held in trading accounts. 1990-present Represents securities of the U.S. Treasury, the U.S. Government, direct and guaranteed, US Government agencies and corporations, obligations of states, counties and municipalities, corporate bonds, other bonds, notes and debentures, and equity securities. The amount is net of valuation allowances and excludes assets held in trading accounts. Total Loans and Leases 1984-1989 Represents the total of all loans and leases, net of unearned income, loans in process, and unamortized yield adjustments. For TFR filers this item is net of unamortized yield adjustments for mortgage pool securities. NOTES 1990-present Represents the total of all loans and leases, net of unearned income, loans in process, and unamortized yield adjustments. Reserve for Loan & Lease Losses 1984-1989 Represents the allowance for losses on loans and leases. Includes allowance for mortgage pool securities for TFR filers. 1990-present Represents the allowance for losses on loans and leases. Net Loans and Leases Represents Total Loans & Leases less the Reserve for Loan & Lease Losses. Other Earning Assets 1984-1989 Represents Federal funds sold and securities purchased under agreements to resell (repurchase agreements). Items not separately reported by TFR filers. They are included in Securities. 1990-present Represents Federal funds sold and securities purchased under agreements to resell (repurchase agreements). Includes only federal funds sold for TFR filers. Repurchase agreements are included in Securities. Bank Premises and Equipment 1984-present Represents bank premises, furniture and equipment, net of depreciation. Other Real Estate 1984-present Represents other real estate owned net of reserves for losses. Intangible Assets 1984-present Represents goodwill, mortgage servicing rights, and other identifiable intangible assets. NOTES All Other Assets 1984-1989 Same as above except that investment in service corporations/subsidiaries is reported gross of valuation allowances by TFR filers, and assets held in trading accounts are included in Securities for TFR filers. 1990-Present Represents all association assets not previously mentioned. Includes all non real estate repossessed property, investment in service corporations/subsidiaries, property leased to others, income earned but not yet collected, assets held in trading accounts, and miscellaneous assets. Total Assets 1984-present The total of all asset components. NOTES Notes to Table SI-13 Securities of FDIC-Insured Savings Institutions at Year End December 31, 1984 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available or not applicable The category of FDIC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLIC Resolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submit financial reports to one of two Federal regulators — the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. U.S. Treasury 1984-1988 Not separately reported. Included in U.S. Treasury, Agencies & Corporations. 1989 Represents all obligations of the U.S. Treasury - bills, notes and bonds. Only includes Call Report filers. 1990-1995 Represents all obligations of the U.S. Treasury - bills, notes and bonds. Includes securities held in trading accounts for TFR filers. 1996-present Represents all obligations of the U.S. Treasury - bills, notes and bonds. Only includes Call Report filers. NOTES U.S. Agencies and Corporations 1984-1986 Included in U.S. Treasury. Agencies & Corporations and includes securities held in trading accounts for TFR filers. Does not include mortgage derivative Securities for TFR filers. 1987-1988 Included in U.S. Treasury. Agencies & Corporations and includes securities held in trading accounts for TFR filers. 1989 Represents all obligations of U.S. agencies and corporations, both direct and guaranteed by the U. S. Government. Only includes Call Report filers. 1990-1995 Represents all obligations of U.S. agencies and corporations, both direct and guaranteed by the U. S. Government. Includes securities held in trading accounts for TFR filers. 1996-present Represents all obligations of U.S. agencies and corporations, both direct and guaranteed by the U. S. Government. Only includes Call Report filers. U.S. Treasury. Agencies & Corporations 1984-Present Includes all obligations of U.S. Government agencies and corporations, both guaranteed and not guaranteed. Includes securities held in trading accounts for TFR filers. States & Political Subdivisions 1984-1989 Represents all obligations (other than loans) of states and political subdivisions in the United States. Not reported separately by TFR filers. 1990-present Represents all obligations (other than loans) of states and political subdivisions in the United States. Includes securities held in trading accounts for TFR filers. Other Debt Securities 1984-1989 Same as above, except that States and Political Subdivisions are included for TFR filers. 1990-present Includes all bonds, notes and debentures of domestic corporations and foreign bonds, notes and debentures, both public and private. Includes securities held in trading accounts for TFRfilers.Does not include privately-issued collateralized mortgage obligations (including REMICS) for TFR filers. NOTES Equity Securities 1984-present Includes all preferred and common stock, mutual funds and Federal Reserve Stock. Does not include FHLB stock. Contra Accounts 1984-present Represents amounts reported by savings institutions that file on the Thrift Financial Report. Contra accounts include accrued interest receivable, unamortized yield adjustments and valuation allowances. Negative amounts reflect unamortized premiums and deferred direct costs exceeding unamortized discounts and deferred loan fees. Trading Accounts 1990-present Represents securities held or acquired for the purpose of sale. Only includes TFR filers. Call Reportfilerscollect details of securities without trading accounts. Total Securities (Book Value) 1984-1989 Represents the total of all securities, both domestic andforeign, net of valuation reserves. For TFRfilersthis amount includes interest-earning deposits in FHL&s, other interest-earning deposits, federal funds sold and assets held in trading accounts. 1990-present Represents the total of all securities, both domestic and foreign, net of valuation reserves, contra accounts and trading accounts. Memo: Mortgage Backed Securities 1984-present Represents mortgage backed securities on a consolidated basis. Includes U.S. government agency and corporation obligations issued or guaranteed certificates ofparticipation in pools of residential mortgages, U.S. government agency and corporation obligations, collateralized mortgage obligations issued by Federal National Mortgage Association (FNMA) and Federal Home Loan Mortgage Corporation (FHLMC) (including REMICS), other domestic debt securities -private (i.e., non-government issued or guaranteed) certificates ofparticipations in pools of residential mortgages, and other domestic debt securities -privately-issued collateralized mortgage obligations (including REMICS). NOTES Notes to Table SI-14 Loans and Leases of FDIC-Insured Savings Institutions at Year End December 31, 1984 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available or not applicable The category of FDIC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLIC Resolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submitfinancialreports to one of two Federal regulators - the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. Secured by Real Estate 1984-1987 Represents all loans secured by real estate. For TFRfilersthisfigureexcludes revolving loans secured by 1-4 family dwelling units and home equity loans based on the creditworthiness of the borrower. They are included in To Individuals. 1988-present Represents all loans secured by real estate. To Financial Institutions 1984-1985 Represents all loans to domestic and foreign commercial banks and otherfinancialinstitutions. Not separately collected by TFRfilers,included in Commercial and Industrial. NOTES 1986-1988 Loans tofinancialinstitutions are included in All Other Loans. Not separately collected by TFR filers, included in Commercial and Industrial. 1989-present Represents all loans to domestic and foreign commercial banks and otherfinancialinstitutions. Not separately collected by TFRfilers,included in Commercial and Industrial. Agricultural Production 1984-1985 Represents all loans to farmers and loans for agricultural production. Not separately collected by TFR filers, included in Commercial and Industrial. 1986-1988 Included in All Other Loans. Not separately collected by TFRfilers,included in Commercial and Industrial. 1989-present Represents all loans to farmers and loans for agricultural production. Not separately collected by TFR filers, included in Commercial and Industrial. Commercial and Industrial 1984-present Represents all loans and commercial paper for commercial or industrial purposes. For TFR filers, includes loans to financial institutions and agricultural production loans. To Individuals 1984-1987 Represents all loans to individuals tofinanceautos, home improvement, and personal expenses. It includes both installment and single payment loans. For TFR filers includes revolving loans secured by 1-4 family dwelling units and home equity loans based on the creditworthiness of the borrower. 1988-present Represents all loans to individuals tofinanceautos, home improvement, and personal expenses. It includes both installment and single payment loans. States & Political Subdivisions 1984-present Represents all obligations (other than securities), direct loans and Industrial Development Bonds that have the characteristics of loans. Not separately collected by TFR filers, included in Commercial and Industrial. NOTES All Other Loans 1984-present Represents all loans not categorized above, such as loans to brokers and dealers in securities, loans for purchasing or carrying securities, loans to finance and investment companies, loans to holding companies offinancial institutions and loans to individuals for investment purposes. Lease Financing Receivables 1986-present Represents all outstanding receivable balances relating to direct financing and leveraged leases on property acquired by the institution for leasing purposes. Less: Unearned Income 1984-present Represents the amount of income collected but not earned on loans. Less: Other Contras 1984-1989 For TFR filers, includes advances for taxes and insurance, loans in process on mortgages and nonmortgages, unamortized yield adjustments for mortgages and nonmortgages. Includes Unamortized yield adjustments on mortgage pool securities. Does not include Call report filers. 1990-present For TFR filers, includes advances for taxes and insurance, loans in process on mortgages and nonmortgages, unamortized yield adjustments for mortgages and nonmortgages. Does not include Call report filers. Total Loans & Leases 1984-1989 Represents the sum of all components of loans. For TFR filers this item is net of unamortized yield adjustments for mortgage pool securities. 1990-present Represents the sum of all components of loans. Less: Reserve for Loan and Lease Losses 1984-1989 Represents the allowance for possible loan and lease losses. For TFR filers, includes allowance for mortgage pool securities. 1990-present Represents the allowance for possible loan and lease losses, both general and specific reserves for TFR filers. NOTES Net Loans & Leases 1990-present Represents gross loans and leases less unearned income, other contra accounts, and the allowance for possible losses on loans and leases. 1984-1989 Represents gross loans and leases less unearned income, other contra accounts, and the allowance for possible losses on loans and leases. For TFRfilersthis item is net of unamortized yield adjustments for mortgage pool securities. NOTES Notes to Table SI-15 Real Estate Loans of FDIC-Insured Savings Institutions at Year End December 31, 1984 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available or not applicable The category of FDIC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLICResolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submit financial reports to one of two Federal regulators — the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. Construction and Land Development 1984-present Represents loans secured by real estate made to finance land development preparatory to erecting new structures or the on-site construction of industrial, commercial, residential or farm buildings. Also includes loans made to acquire and improve developed and undeveloped land for TFR filers. 1-4 Family Residential Properties 1984-1987 Represents loans secured by real estate as evidenced by mortgages (FHA, FmHA, VA, or conventional) or other liens on 1-4 family dwelling units, mobile homes, individual condominiums and co-ops, and vacant lots in established single family residential sections. For TFRfilers,thisfigureexcludes home equity loans based on the creditworthiness of the borrower. 1988-present Represents loans secured by real estate as evidenced by mortgages (FHA, FmHA, VA, or conventional) or other liens on 1-4 family dwelling units, mobile homes, individual condominiums and co-ops, and vacant lots in established single family residential sections. NOTES Multifamilv Residential Properties 1984-present Represents permanent nonfarm residential loans secured by five or more dwelling unit real estate as evidenced by mortgages (FHA and conventional) or other liens on apartments, housekeeping dwellings, co-operative type apartment buildings, and vacant lots in established multifamily residential sections. Nonresidential Properties 1984-present Represents loans secured by real estate as evidenced by mortgages or other liens on business and industrial properties, farm properties, hotels, motels, churches, hospitals, educational and charitable institutions, dormitories, clubs, lodges, association buildings, homes for aged persons, golf courses, recreational facilities and other similar properties. Total Real Estate Loans 1984-present Represents the sum of the components of loans secured by real estate. Memo: Contra Accounts 1984-1989 Represents accounts not reflected in individual loan categories for institutions completing the Thrift Financial Report. It includes loans in process, unamortized yield adjustments and reserves. For TFR filers includes allowance for mortgage pool securities. 1990-present Represents accounts not reflected in individual loan categories for institutions completing the Thrift Financial Report. It includes loans in process, unamortized yield adjustments and reserves. Memo: Home Equity Loans Represents revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit held in domestic offices. NOTES Notes to Table SI-16 Loans to Individuals of FDIC-Insured Savings Institutions at Year End December 31, 1984 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available or not applicable The category of FDIC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLIC Resolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submit financial reports to one of two Federal regulators -- the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. Credit Cards & Related Plans 1984-present Represents all credit extended to individuals for household, family and other personal expenditures through credit cards and related plans. The amount represents the amount borrowed, not the established line of credit. Home Improvement Loans 1984-1985 Represents all closed-end loans based on the creditworthiness of the borrower for the equipping, alteration, repair, or improvement of 1-4 dwelling units. 1986-present Represents all closed-end loans based on the creditworthiness of the borrower for the equipping, alteration, repair, or improvement of 1-4 dwelling units. This amount is reported in All Other for Call report filers. NOTES All Other 1984-present Represents all other installment loans to individuals for household, family and other personal expenditures. It includes auto loans, both direct and indirect, mobile home loans (unless secured by a real estate mortgage), education loans, and other installment loans both secured by personal property or unsecured, and single payment loans (time or demand, secured or unsecured). Includes home improvement loans for Call report filers. Total 1984-present Represents the sum of all components of loans to individuals. NOTES Notes to Table SI-17 Liabilities of FDIC-Insured Savings Institutions at Year End December 31, 1984 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than $(1,000,000) NA Not available or not applicable The category of FDIC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLIC Resolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submit financial reports to one of two Federal regulators ~ the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. Significant Events 1989 Deposit insurance for mutual savings banks (savings banks with no capital stock that accept only, with a few exceptions, savings deposits and whose earnings inure to the benefit of the depositor). These banks include those operating under special state banking codes applicable to mutual savings banks and all guaranty savings banks in New Hampshire and all insured savings banks in Massachusetts. Deposit insurance for all savings and loan associations and all federally insured savings banks not insured by the FDIC provided by the Federal Savings and Loan Insurance Corporation (FSLIC). Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) passed. FIRREA created and funded a government agency, the Resolution Trust Corporation (RTC) to manage and dispose of, either through sale or liquidation, any failed savings institution transferred from OTS through September 30, 1993. FIRREA specified that any funds needed to protect the depositors of these failed savings institutions would be publicly provided until the termination of the RTC on December 31, 1996. Additionally, FIRREA specified that the FDIC would be the sole insurer of all financial institutions, and that institutions would acquire deposit insurance through either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) depending upon their charter. The SAIF NOTES replaced the FSLIC insurance fund. Further, FIRREA specified that any acquisition of deposits insured by a fund other than the acquiring institution's must maintain a percentage in both insurance funds equivalent to the membership percentage at the date of acquisition. Regulatory supervision continued to be provided by the FDIC and the OTS depending upon the charter of the institution. 1993-present The RTC Completion Act extends the RTC's responsibility to accept failed savings institutionsfromOTS through July 1, 1995 and terminates the RTC on December 31, 1995. Funding for future failures of savings institutions to be borne by either the BIF or SA1F. Number of Institutions 1984-present Represents the total number of insured savings institutions submitting Call reports or TFR reports. This number may differfromthe actual count of institutions in other tables due to the exclusion of institutions active on December 31 that did not submit a Call report or TFR report. This occurs most often when a bank is merged or closed on or just after December 31. Liabilities Total Deposits 1984-present Includes all categories and types of deposits. Borrowed Funds 1984-present Includes federal funds purchased, securities sold under agreements to repurchase (reverse repurchase agreements), demand notes issued to the US Treasury, mortgage indebtedness, liabilities under capitalized leases and all other liabilities for borrowed money. Includes only reverse repurchase agreements (securities sold under agreements to repurchase) and FSLIC net worth certificates for TFR filers. Subordinated Notes 1984-present Includes all notes and debentures subordinated to secured creditors. Other Liabilities 1984-present Includes all liabilities not included above and limited life preferred stock. Total Liabilities 1984-present Represents the total of all liability components and limited life preferred stock. NOTES Perpetual Preferred stock 1984-present Includes all preferred stock issued and outstanding at par value. Common stock 1984-present Includes all common stock issued and outstanding at par value. Surplus 1984-present Represents stock surplus and surplus related accounts. Undivided Profits 1984-present Represents undivided profits, capital reserves and related accounts. Net Worth Certificates 1984-present Represents net worth certificates issued to the FDIC or to the Mutual Savings Central Fund or the Cooperative Central Bank in Massachusetts. Not reported by TFRfilerswhich held FSLIC net worth certificates, which are included in Other Borrowings. Total Capital 1984-present Represents the total of all capital components, including FDIC net worth certificates. Total Liabilities and Capital 1984-present Represents the sum of all liability and all capital components. NOTES Notes to Table SI-I8 Deposits of FDIC-Insured Savings Institutions at Year End December 31, 1984 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available or not applicable The category of FDIC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLIC Resolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submit financial reports to one of two Federal regulators — the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. Total Deposits 1984-present Includes all categories and all types of deposits. Memo: Demand 1984-present Includes all noninterest-bearing deposits that are payable immediately on demand, or that are issued with an original maturity or required notice period of less than seven days, or that represent funds for which the depository institution does not reserve the right to require at least seven days written notice of an intended withdrawal. Demand deposits include any matured time deposits without automatic renewal provisions, unless the deposit agreement provides for the funds to be transferred at maturity to another type of account. NOTES Time (Over SlOOK) 1984-present Represents any time deposit in an amount greater than 100,000 dollars. Includes brokered deposits issued to brokers or dealers in the form of large ($100,000 or more) certificates of deposit, regardless of whether the underlying depositor's shares are in denominations of less than $100,000. IRA's - Keozh's 1984-present Represents the amount of Individual Retirement Accounts (IRA's) and Keogh Plan accounts. Brokered Deposits 1984-present Represents funds which the reporting bank obtains, directly or indirectly, by or through any deposit broker for deposit into one or more deposit accounts. Includes both those in which the entire beneficial interest in a given bank deposit account or investment is held by a single depositor and those in which the deposit broker sells participation in a given bank deposit account or instrument to one or more investors. NOTES Notes to Table SI-19 Interest Bearing Assets and Liabilities of FDIC-Insured Savings Institutions at Year End December 31, 1984 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available or not applicable The category of FDIC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLIC Resolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submit financial reports to one of two Federal regulators — the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. Interest Bearing Assets: Interest Bearing Balances 1984-1985 Not reported separately. 1986-1989 Represents interest bearing balances due from institutions and other financial institutions. Not reported separately by TFR filers. 1990-present Represents interest bearing balances due from institutions and other financial institutions. NOTES Securities 1984-1989 Same as above except that for TFR filers, it includes interest-earning deposits in FHLBs, other interest-earning deposits, federal funds sold and assets held in trading accounts. 1990-present Represents securities of the U.S. Treasury; U.S. Government, both direct and guaranteed, U.S. agencies and corporations; obligations of states, counties and municipalities; corporate bonds; other bonds, notes and debentures and equity securities. Refer to Notes to Table Sl-12 and Table SI-13 for other comments regarding securities. Net Loans & Leases 1984-1989 Represents gross loans and leases less unearned income, reserves for losses, loans in process, and unamortized yield adjustments. For TFR filers this item is net of unamortized yield adjustments for mortgage pool securities. 1990-present Represents gross loans and leases less unearned income, reserves for losses, loans in process, and unamortized yield adjustments. Refer to Notes to Table SI-14for other comments regarding loans and leases. Federal Funds Sold 1984-1989 Same as above except that it is not separately reported by TFR filers and is included in Securities. 1990-present Represents Federal funds sold and securities purchased under agreements to resell (repurchase agreements). Includes only federal funds sold for TFR filers. Trading Account Assets 1984-1985 Included in individual asset categories. 1986-1989 Represents all trading account assets. Not separately reported by TFR filers, reported in Securities. 1990-present Represents all trading account assets. NOTES Total Interest Bearing Liabilities 1984-present Represents the sum of all interest bearing liabilities. NOTES Notes to Table SI-20 Past Due and Nonaccrual Loans and Leases of FDIC-Insured Savings Institutions at Year End December 31, 1984 - December 31, 1996 General Comments: 0 Represents a positive amount less than $1,000,000 (0) Represents a negative amount less than ($1,000,000) NA Not available The category of FDIC-insured savings institutions includes all institutions insured by either the Bank Insurance Fund (BIF) or the Savings Association Insurance Fund (SAIF) that operate under state or federal banking codes applicable to thrift institutions, except for one self-liquidating institution primarily funded by the FSLIC Resolution Fund (FRF). Savings institutions that have been placed in Resolution Trust Corporation conservatorship are also excluded from these tables while in conservatorship. The institutions covered in this section are regulated by and submitfinancialreports to one of two Federal regulators - the Federal Deposit Insurance Corporation (FDIC) or the Office of Thrift Supervision (OTS). Data for the savings institutions regulated by the FDIC are from the Federal Financial Institution Examination Council (FFIEC) Reports of Income and Condition submitted to the FDIC (Call Reports). Data for savings institutions regulated by the Office of Thrift Supervision (OTS) are from the Thrift Financial Reports (TFR). Current reporting requirements or definitions for each column heading are stated below. Where possible, historical amounts are adjusted to reflect current reporting requirements and definitions as closely as possible. The notes below identify any significant adjustments or changes in definitions from current requirements. Certain adjustments are made to the OTS Thrift Financial Reports to provide closer conformance with the reporting and accounting requirements of the Call Reports. These notes are an integral part of this publication and provide information regarding the comparability of source data and reporting differences over time. Loans and Leases Past Due: (Consolidated) 30-89 Days 1984-1985 Not collected by either Call report or TFR filers. 1986-1989 Represents all loans and leases that are 30-89 days past due. Not collected by TFR filers. TFRfilerscollected loans delinquent by more than 60 days and loans past due by at least one payment missed. 1990-1995 Represents all loans and leases that are 30-89 days past due. NOTES 1996-present Beginning in 1996, all loans and leases that are 30-89 days past due are shown net of specific reserves for TFR filers. For Call Reportfilers,loans and leases that are 30-89 days past due are shown net of specific reserves. 90 Davs of More 1984-1985 Not collected by either Call report or TFR filers. 1986-1989 Represents all loans and leases that are 90 days or more past due. Not collected by TFR filers. TFRfilerscollected loans delinquent by more than 60 days and loans past due by at least one payment missed. 1990-1995 Represents all loans and leases that are 90 days or more past due. 1996-present Beginning in 1996, all loans and leases that are 90 days or more past due are shown net of specific reserves for TFR filers. For Call Report filers, loans and leases that are 90 days or more past due are shown net of specific reserves. Nonaccrual Loans and Leases 1984-1985 Not collected by either Call report or TFR filers. 1986-1989 Same as above except that TFR did not collect this item. TFRfilerscollected loans delinquent by 60 days or more and loans past due by at least one payment missed. 1990-1995 Represents all loans and leases that (a) are maintained on a cash basis because of deterioration in thefinancialposition of the borrower, (b) payment in full of interest and principal is not expected or (c) principal or interest has been in default for a period of 90 days or more unless the obligation is both well secured and in the process of collection. 1996-present Beginning in 1996, nonaccrual loans and leases are shown net of specific reserves for TFR filers. For Call Report filers, nonaccrual loans are shown net of specific reserves. NOTES Concurrent Loans & Leases 1984-1985 Represents delinquent loans (60 or more days overdue) and past due loans (one or more payments missed) for TFR filers. Not collected by Call report filers. 1986-1989 Represents all loans and leases past due 90 days or more and still accruing plus all loans and leases in a nonaccrual status. Includes delinquent loans (60 or more days overdue) and past due loans (one or more payments missed) for TFR filers. 1990-1995 Represents all loans and leases past due 90 days or more and still accruing plus all loans and leases in a nonaccrual status. 1996-present Beginning in 1996, all loans and leases past due 90 days or more and still accruing plus all loans and leases in a nonaccrual status are shown net of specific reserves for TFR filers. For Call Reportfilers,these loans and leases are shown net of specific reserves. NOTES Table BC-34 BEF Closings and Assistance Transactions Calendar Year 1934 (Dollar amounts in thousands) 1 2 3 4 5 6 7 8 9 Name Fon Du Lac State Bank Bank of America Trust Co. First National Bank of Lima Florence Deposit Bank Bank of Lewisport Farmers State Bank of Bongards Farmers & Traders Bank Pickens County Bank The State Bank Total Banks: Location East Peoria, IL Pittsburgh, PA Lima, MT Florence, IN Lewisport, KY Bongards, MN Porterfield, WI Jasper, GA Sauk City, WI 9 Source: FDIC, 1934 Annual Report, Tables 136 -139, page 246-249 C-l Date of Failure May 28 Apr 19 Jul 18 Jul 18 Aug 6 Sep 13 Oct 11 Oct 13 Nov 16 Transaction Type PO PO PO PO PO PO PO PO PO Charter Class NM NM N NM NM NM NM NM NM Total Deposits $238" 1,064 42 69 68 73 32 210 170_ $1,966 Total Assets $374 1,435 91 105 81 91 46 243 195; $2,6611 Table BC-35 BIF Closings and Assistance Transactions Calendar Year 1935 (Dollar amounts in thousands) Name 1 Cliffside Park Title Guarantee & Trust Co. 2 The National Bank of Herndon 3 Palmetto State Bank 4 The First State Bank 5 Guaranty State Bank 6 The State Bank of Milford 7 Planters State Banki 8 The Farmers Bank 9 First State Bank of Agra 10 Blue Springs State Bank 11 Anchor State Bank 12 State Bank of Suamico 13 The First National Bank of Pender 14 Bank of Grantville 15 Merchants & Farmers Bank 16 The Farmers National Bank of Sardinia 17 The Commercial National Bank of Bradford 18 Buna State Bank 19 E. P. Wilbur Trust Company3 20 Presidio Valley Bank 21 Lennon State Bank 22 Bank of Linden 23 Farmers Bank of Charlton County 24 Friendship State Bank 25 Livingston State Bank 26 The Farmers Bank Total Banks: 26 Location Grantwood, NJ Herndon, VA Lake City, SC Cheyenne, OK Clinton, OK Milford, KS Mountain Park, OK Royston, GA Agra, KS Blue Springs, MO West Milwaukee, WI Suamico, WI Pender, NE Grantville, GA Marietta, GA Sardinia, OH Bradford, PA Buna, TX Bethlehem, PA Presidio, TX Lennon, MI Linden, WI Keytesville, MO Friendship, WI Livingston, NJ West Louisville, KY Date of Failure Jan 3 Jan 9 Mar 9 Mar 25 Apr 4 Apr 10 Apr 10 May 2 May 3 Jun 1 Jun4 Jun 24 Jun 29 Jul 20 Jul 22 Jul 24 Sep 28 Oct 23 Nov 16 Nov 18 Nov 26 Nov 27 Dec 5 Dec 7 Dec 14 Dec 16 A/A = PO= RO= Total Banks Charter Class NM N NM NM NM NM NM NM NM NM NM NM N NM NM N N NM NM NM NM NM NM NM NM NM Transaction Type PO PO PO PO PO PO RO PO PO PO PO PO PO PO PO PO PO PO A/A PO PO PO PO PO PO PO Total Deposits $590 384 136 303 176 87 85 108 96 234 718 128 195 48 132 261 4,621 29 4,357 49 74 188 229 125 72 37_ 1 24 1 26 1 Planters State Bank was suspended on April 10,1935, reorganized and reopened as an insured bank on April 26,1935 without disbursements from FDIC. 2 The 1935 Annual Report states that arrangements were being made for the capitalization of the Deposit Insurance National Bank of Bradford. Capitalization was completed on June 20,1936 and the DINB became The Citizens National Bank of Bradford, Pennsylvania. This is the first instance where the insured deposits of a closed bank were assumed by a Deposit Insurance National Bank and the FDIC exercised C-2 $13,462 Total Assets $2,305 387 149 427 264 118 NA 166 129 235 891 161 301 91 227 308 5,162 47 NA 73 79 224 287 147 91 55_ $12,324 its power to make payments to depositors through a new National bank rather than directly from the FDIC. 3 A loan was provided to the institution on November 16,1935. Sometime in 1936, the assets and liabilities were evidently assumed by Union Bank and Trust Company of Bethlehem, Pennsylvania, a newly organized bank. NA - Data Not Available. Sources: FDIC, 1935 Annual Report, page 15-16, Tables 149,150 & 152, page 226-228 FDIC, 1936 Annual Report, Table 150, page 202 Revised 10-27-95 C-3 Table BC-36 BEP Closings and Assistance Transactions Calendar Year 1936 (Dollar amounts in thousands) Name 1 Central State Bank of Sherman! 2 Citizens Bank of Erwin 3 The First National Bank of Clinton 4 Peoples Bank 5 Farmers & Mechanics Bank 6 The Ann Arbor Savings Bank 7 The First National Bank & Trust Co. 8 Merchants and Farmers Bank 9 Columbia State Bank 10 The Bank of High Hill 11 Farmers Bank of Leonard 12 Farmers & Merchants Bank 13 Peoples Bank 14 Farmers and Merchants Bank of Linn 15 Benjamin State Bank 16 Farmers State Bank 17 Citizens Bank of Bosworth 18 The Farmers State Bank 19 Donelson Bank & Trust Co. 20 Clifton State Bank 21 The Earl Park State Bank 22 Leland Cooperative Bank 23 Bank of Holcomb 24 Cross Plains Bank 25 Hardin Bank 26 Farmers & Merchants Bank 27 Norborne Trust Company 28 Guaranty Bond State Bank 29 Growers Exchange Bank 30 Ford City State Bank 31 Farmers Bank of New Truxton 32 West Monroe State Bank 33 Koshkonong State Bank 34 Holton State Bank 35 Community Bank C-4 Location Sherman, TX Erwin, TN Clinton, OK Cole Camp, MO Ann Arbor, MI Ann Arbor, MI Ann Arbor, MI Starkville, MS Columbia City, IN High Hill, MO Leonard, MO Adams, TN Franklinton, KY Linn, MO Benjamin, TX Amherst, SD Bosworth, MO Riley, KS Donelson, TN Clifton, TN Earl Park, IN Leland, IA Holcomb, MS Cross Plains, TN Hardin, KY Revillo, SD Norbome, MO Miles, TX St. Joseph, MO Ford City, MO New Truxton, MO West Monroe, LA Koshkonong, MO Holton, IN Smithton, MO Date of Failure Dec 31,1935 Jan 10 Febl Feb 5 Feb 15 Feb 15 Feb 15 Feb 17 Feb 18 Feb 20 Feb 27 Feb 29 Mar 2 Mar 5 Mar 18 Mar 18 Mar 18 Mar 24 Mar 25 Mar 27 Mar 28 Mar 31 Mar 31 Apr 10 Apr 18 Apr 21 Apr 22 Apr 23 May 9 May 13 May 14 May 23 May 23 May 28 Jun5 Transaction Type PO PO P&A PO P&A P&A P&A PO PO PO PO PO PO PO PO PO P&A P&A P&A PO PO PO PO PO PO PO P&A PO PO PO PO PO P&A PO PO Charter Class NM NM N NM SM NM N NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM Total Deposits $219 95 437 143 3,734 6,758 1,729 142 775 93 51 5 75 198 181 59 80 71 131 22 134 155 11 32 53 89 121 103 43 50 53 410 48 171 50 Total Assets $TlT 159 NA 186 NA NA NA 213 906 106 69 14 93 228 254 56 NA NA NA 30 181 150 23 50 72 128 NA 202 53 62 71 520 NA 204 75 Table BC-36 BEF Closings and Assistance Transactions Calendar Year 1936 (Dollar amounts in thousands) 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 Name The Christian County Bank The Peoples State Bank of Flat Rock Central Bank and Trust Company Walton Equitable Bank Farmers State Bank The State Bank of Sarcoxie D'Auria Bank & Trust Company The East Hampton Bank & Trust Co. Bank of Magnolia Cumberland Bank Durham State Bank Commercial Bank of Stanberry The Wellsville Bank Security Bank Farmers State Bank Stover Bank DeSoto Bank and Trust Company The Union Bank Bank of Cambria Citizens State Bank Scottsburg State Bank The Union State Bank The Brewster State Bank The First State Bank of Lignite The First National Bank of CenterviUe Northern and Dakota Trust Company First International Bank The First International Bank of Williston BankofBerthold First State Bank The Cummings State Bank Reservation State Bank First State Bank of Max First State Bank of Powers Lake Total Banks: 69 C-5 Location Ozark, MO Flat Rock, D L Newark, NJ Walton, KY Densmore, KS Sarcoxie, MO Newark, NJ East Hampton, CT Magnolia, MO Cumberland, IN Durham, MO Stanberry, MO Wellsville, MO Kingfisher, OK Tindall, MO Stover, MO Mansfield, LA Uhrichsville, OH Cambria, WI Palmyra, IN Scottsburg, IN Crothersville, IN Brewster, KS Lignite, ND CenterviUe, SD Fargo, ND Minot, ND Williston, ND Berthold, ND Coteau, ND Cummings, ND Makoti, ND Max,ND Powers Lake, ND Date of Failure Jun5 Junl7 Jun29 Jul 3 JullO Jul 11 Jul 15 Jul 16 Aug 14 Aug 14 Aug 22 Aug 31 Sep 12 Sep 15 Sep 17 Oct 3 Oct 9 Oct 27 Decl Dec 5 Dec 5 Dec 7 Dec 7 Dec 12 Dec 18 Dec 19 Dec 19 Dec 19 Dec 21 Dec 21 Dec 21 Dec 21 Dec 21 Dec 21 PO = P&A= Total banks Transaction Type PO P&A P&A P&A PO P&A PO PO PO PO P&A PO PO P&A PO P&A PO PO P&A PO PO PO P&A PO PO P&A P&A P&A P&A P&A P&A P&A P&A P&A 42 27 69 Charter Class NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM Total Deposits 297 61 361 235 55 99 1,118 1,050 58 71 124 128 290 149 52 153 996 1,992 317 297 491 207 75 46 506 479 360 763 84 43 30 78 100 76 $27,543 Total Assets 339 NA NA NA 80 NA 1,245 1,233 70 87 NA 173 325 NA 70 NA 1,169 1,906 NA 350 563 248 NA 83 569 NA NA NA NA NA NA NA NA NA $12,6151 Table BC-36 BIF Closings and Assistance Transactions Calendar Year 1936 (Dollar amounts in thousands) Date of Transaction Charter Location Name Failure Class Type 1 State Bank of Sherman, Sherman, Texas, was closed December 31,1935 but was not placed in receivership until 1936 Source: FDIC, 1936 Annual Report, Tables 145,146 & 150, page 193,194 & 202 Reviied 11-8-95 C-6 Total Deposits Total Assets Table BC-37 BEF Closings and Assistance Transactions Calendar Year 1937 (Dollar amounts in thousands) Name 1 Bank of Houghton 2 Sargent County Bank 3 Farmers Bank of Trenton 4 Farmers State Bank 5 Akaska State Bank 6 The Citizens State Bank of Lebanon 7 The First National Bank of Ismay 8 Rio State Bank 9 First International Bank 10 Texas State Bank and Trust Company 11 First State Bank 12 Robbins Bank & Trust Company 13 Bank of Eureka 14 Whitewood Banking Company 15 Hartford Deposit Bankl 16 St. Onge State Bank 17 The Citizens Bank 18 Farmers & Merchants Trust Bank 19 The Farmers National Bank of Grayville 20 Carroll Exchange Bank 21 The First National Bank of Mahanoy City 22 Coloma State Bank 23 The Romney Bank 24 Union State Bank and Trust Company 25 The First National Bank of Pukwana 26 The State Bank of Marcellus2 27 Hardin Trust Company 28 Amite River Bank 29 Ghent Deposit Bank 30 First State Bank of South San Antonio 31 The Taylor National Bank of Campbellsville 32 BankofSturgis 33 American Bank 34 BankofAnutt C-7 Location Houghton, SD Forman, ND Trenton, MO Corsica, SD Akaska, SD Lebanon, SD Ismay, MT Rio,IL Noonan, ND Corpus Christi, TX Arlington, TX Robbins, TN Eureka, MO Whitewood, SD Hartford, KY St. Onge, SD Bucklin, MO Cape Charles, VA Grayville, D L Carrollton, MO Mahanoy City, PA Coloma, WI Romney, IN Bryan, TX Pukwana, SD Marcellus, MI Hardin, MO Denham Springs, LA Ghent, KY San Antonio, TX Campbellsville, KY Sturgis,KY Higginsville, MO Anutt, MO Date of Failure Jan 12 Jan 14 Feb 10 Feb 18 Feb 18 Feb 20 Feb 20 Mar 26 Apr 3 Apr 8 Apr 12 Apr 15 Apr 23 Apr 29 Apr 30 Apr 30 May 1 May 22 May 27 May 29 Jun5 Junl4 Junl5 Jun 16 Jun 16 Jun 17 Jun 18 Jun 23 Jun 26 Jun 29 Jun 30 Jul 3 Jul 3 Jul 12 Transaction Type PO P&A PO PO PO PO P&A PO PO PO PO P&A PO PO RO PO PO P&A P&A P&A P&A PO PO PO P&A PO PO PO PO PO PO PO P&A P&A Charter Class NM NM NM NM NM NM N NM NM NM NM NM NM NM N/A NM NM NM N NM N NM NM NM N NM NM NM NM NM N NM NM NM Total Deposits $50 154 323 164 62 112 83 329 139 419 720 29 57 88 206 61 141 844 258 787 2,060 79 56 302 127 64 225 248 189 490 914 213 206 33 Total Assets $82" NA 335 205 92 154 NA 384 192 628 719 NA 70 124 N^ 81 157 NAJ NA| NA NA 94 64 359 NA 95 259 308 223 514 1,651 246 NA N^ Table BC-37 BIF Closings and Assistance Transactions Calendar Year 1937 (Dollar amounts in thousands) 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 Name Chattooga County Bank Farmers State Bank of Bainville Farmers & Merchants Bank Peoples Bank of Bloxom, Inc. Michigan City Trust & Savings Bank Peoples Exchange Bank3 First Bank & Trust Company of Hamilton Kochan Banking Company The Bank of Noel The First National Bank of Albertville The Fort Greene National Bank in New York Farmers and Merchants Bank Farmers Bank & Trust Company Roanoke State Bank Stoneham Trust Company The Bank of Galena Burt State Bank Westwood Trust Company Ringgold State Bank The First National Bank of Lovelady The First National Bank of Perth Amboy Perth Amboy Trust Company The Raritan Trust Company Farmers State Bank of Carlisle State Bank of Mundelein The First National Bank in Burlington The Little Ferry National Bank The Nescopeck National Bank Farmers State Bank First State Bank Farmers & Merchants Bank of Elgin Carter County Commercial Bank First State Bank Bank of Alba C-8 Location Summerville, GA Bainville, MT Newbern, TN Bloxom, VA Michigan City, IN Gadsden, TN Hamilton, MO Maysville, MO Noel, MO Albertville, AL Brooklyn, NY Brillion, WI Charles Town, WV Roanoke, IL Stoneham, MA Galena, MO Burt,ND Westwood, NJ Ringgold, TX Lovelady, TX Perth Amboy, NJ Perth Amboy, NJ Perth Amboy, NJ Carlisle, MN Mundelein, IL Burlington, IA Little Ferry, NJ Nescopeck, PA Wyndmere, ND Barbourville, KY Elgin, ND Olive Hill, KY Center, ND Alba, MO Date of Failure Jul 13 Jul 13 Jul 17 Jul 19 Jul 20 Jul 23 Jul 24 Aug 5 Aug 11 Aug 12 Aug 14 Aug 21 Aug 31 Sep 8 Sep 11 Sep 14 Sep 25 Sep 30 Octl Octl Oct 2 Oct 2 Oct 2 Oct 7 Oct 18 Oct 20 Oct 22 Oct 22 Oct 23 Oct 29 Oct 30 Oct 30 Novl Novl Transaction Type PO PO PO PO P&A P&A PO P&A PO P&A PO P&A PO PO P&A PO PO P&A PO P&A P&A PO PO PO P&A P&A P&A PO PO PO PO PO PO PO Charter Class NM NM NM NM NM N/A NM NM NM N N NM NM NM NM NM NM NM NM N N SM SM NM NM N N N NM NM NM NM NM NM Total Deposits 205 54 189 63 983 122 544 173 108 428 1,987 159 1,361 280 809 76 39 648 51 78 3,660 1,344 365 82 522 3,594 744 329 72 391 35 109 52 79 Total Assets 265 104 264 101 NA NA 698 NA 135 NA 2,379 NA 1,262 265 NA 93 63 NA 92 NA NA 2,899 707 99 NA NA NA 397 100 425 57 139 80 97 Table BC-37 BIF Closings and Assistance Transactions Calendar Year 1937 (Dollar amounts in thousands) 69 70 71 72 73 74 75 76 77 Name Commercial Bank & Trust Company BankofSwifton First State Bank of Cobden Loganville State Bank Sterling State Bank Nevada Trust Company Peoples United Bank Big Falls State Bank First Nat Bk & Tr Co. of Manhasset Total Banks: 77 Location Union City, IN Swifton, AR Cobden, IL Loganville, WI Sterling, ND Nevada, MO Southport, NC Big Falls, WI Manhasset, NY Date of Failure Nov 4 Nov 19 Nov 24 Nov 27 Nov 30 Dec 2 Dec 2 Dec 17 Dec 20 PO= P&A= RO= Total banks Transaction Type PO PO P&A P&A PO PO P&A PO P&A Charter Class NM NM NM NM NM NM NM NM N 50 26 1 77 1 Hartford Deposit Bank, Hartford, Kentucky closed on April 30, 1937 and reopened on May 17,1937 without disbursements from FDIC. 2 Voluntary liquidation in which FDIC, by arrangement with the board of directors of the bank, acted as liquidating agent. 3 Peoples Exchange Bank, Gadsden, Tennessee was closed on July 23, 1937 and deposits liabilities were assumed by The Bank of Crockett, Bells, Tennessee on August 3, 1937 without requiring disbursements from the FDIC. Source: FDIC, 1937 Annual Report, Tables 149,152 & 154, page 170, 176 & 180 Revi*ed 11-8-95 C-9 Total Deposits 733 157 52 489 84 189 162 85 1,214 33,132 Total Assets 853 208 NA NA 121 242 NA 103 NA 19,284 Table BC-38 BIF Closings and Assistance Transactions Calendar Year 1938 (Dollar amounts in thousands) Name 1 The Harford Bank 2 Worthville Deposit Bank 3 Bank of Decatur 4 First State Bank of Wolsey 5 The Woodman State Bank 6 Belleville Bank & Trust Company 7 The Trout Creek State Bank 8 The Bank of Fremont 9 Farmers Security Bank 10 The First State Bank of Lathrop 11 Pollock State Bank 12 Bank of Marion 13 Bank of Strafford 14 Peoples Bank & Trust Company 15 The Briggsdale State Bank 16 The First National Bank of Purdon 17 Farmers Bank of Blackburn 18 State Bank of Surprise 19 Citizens State Bank 20 Bank of Northampton, Incorporated 21 Home Savings Bank 22 First State Bank 23 The Borden State Bank 24 Merchants' and Mechanics' Savings Bank of Norfolk 25 Margate Trust Company 26 The First State Bank 27 The City National Bank of Harrisburg 28 BankofEllenboro 29 Camden Safe Deposit & Trust Company 30 West Jersey Trust Company 31 First State Bank of Ipswich 32 Bank of Humboldt 33 First State Bank C-10 Location Bel Air, MD Worthville, KY Decatur, AR Wolsey, SD Woodman, WI Belleville, IL Trout Creek, MI Fremont, NC Maywood, NE Lathrop, MO Pollock, SD Marion, AR Strafford, MO Sparta, TN Briggsdale, CO Purdon, TX Blackburn, MO Surprise, NE Hartford, AR Nassawadox, VA Des Moines, IA Kulm.ND Borden, IN Date of Failure Dec 31,1937 Jan 11 Jan 19 Jan 21 Jan 22 Jan 26 Jan 28 Jan 29 Febl Febl Febl Feb 7 Feb 10 Feb 10 Feb 10 Feb 12 Feb 17 Feb 28 Mar 2 Mar 3 Mar 5 Mar 14 Mar 18 Transaction Type PO PO PO PO P&A P&A PO P&A PO PO PO PO PO P&A PO PO PO PO PO P&A P&A PO PO Charter Class NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM N NM NM NM NM NM NM NM Norfolk, VA Margate City, NJ Colfax, ND Harrisburg, IL Ellenboro, NC Camden, NJ Camden, NJ Ipswich, SD Humboldt, SD Turtle Lake, ND Mar 26 Apr 2 Apr 9 Apr 9 Apr 9 April April Apr 12 Apr 19 Apr 19 P&A PO PO P&A P&A P&A P&A PO PO PO NM NM NM N NM SM NM NM NM NM Total Deposits $669 116 84 90 152 2,795 22 341 186 125 56 554 122 123 8 36 51 56 94 300 1,246 142 135 2,941 367 83 2,795 54 22,564 8,985 184 131 144 Total Assets $893 141 97 123 NA NA 46 NA 213 163 103 639 136 NA 14 63 79 65 118 NA NA 212 165 NA 702 117 NA NA NA NA 210 194 186 Table BC-38 BIF Closings and Assistance Transactions Calendar Year 1938 (Dollar amounts in thousands) 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 Name Caroline State Bank State Bank of Irene Sussex State Bank Citizens State Bank of Andover Farmers Savings Bank German State Bank of Beulah Leopolis State Bank Russell State Bank & Trust Company Central Savings Bank The Bank of Ashe Commercial Bank of Maryland BankofMilburn Hudson State Bank Bethel Springs Bank Takoma Park Bank Hutchinson County Bank Winooski Savings Bank State Bank of Rice Lake Bank of Highmore (Drew Bros.) The Farmers & Merchants Bank Home Bank & Trust Company Hitchcock State Bank Jerauld County Bank First Bank of Flaxton First State Bank Stockmens State Bank The Saranac Lake National Bank First State Bank BankofLockport Bank of Eton Kermit State Bank Fayette Bank BankofBellflower Farmers State Bank of Anamoose c-11 Location Caroline, WI Irene, SD Sussex, WI Andover, SD Ankeny, LA Beulah, ND Leopolis, WI Russell, IA Newport, KY Jefferson, NC Frederick, MD Milburn, KY Hudson, SD Bethel Springs, TN Takoma Park, MD Parkston, SD Winooski, VT Rice Lake, WI Highmore, SD Madison, MO Winchester, TN Hitchcock, SD Wessington Springs, SD Flaxton, ND Hewitt, MN Medora, ND Saranac Lake, NY Wilmot, SD Lockport, KY Eton, GA Kermit, WV Fayette, MO Bellflower, MO Anamoose, ND Date of Failure Apr 20 Apr 25 May 14 May 17 May 19 May 31 Jun3 Junl7 Jun22 Jun24 Ml Jul 11 Jul 12 Jul 22 Jul 23 Jul 27 Jul 28 Aug 15 Aug 16 Aug 18 Aug 19 Aug 24 Aug 31 Aug 31 Sep 2 Sep 24 Sep 24 Sep 29 Oct 11 Oct 12 Novl Nov 3 Nov 5 Nov 26 Transaction Type PO PO P&A PO PO PO PO PO P&A P&A P&A PO PO P&A P&A PO PO PO PO PO PO PO PO PO PO PO P&A PO PO P&A PO PO P&A PO Charter Class NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM NM MI NM NM NM NM NM SM NM NM NM N NM NM NM NM NM NM NM Total Deposits 134 142 290 48 163 100 143 185 1,361 312 1,410 62 209 39 2,048 215 2,479 841 79 95 278 54 211 53 112 74 491 112 51 29 67 303 52 39 Total Assets 168 176 NA 78 186 122 205 217 NAi NA! NA 79 254 NA NA 273 4,008 946 109 119 401 79 260 80 135 87 NA 165 68 NA 120 348 NA 62j Table BC-38 BDF Closings and Assistance Transactions Calendar Year 1938 (Dollar amounts in thousands) 68 69 70 71 72 73 74 Name The Bank of Cuba The First National Bank of Roosevelt The National City Bank of Lynn Coleman State Bank Boiling Springs State Bank Farmers State Bank of London Farmers State Bank Total Banks: 74 Location Cuba, Al Roosevelt, NY Lynn, MA Coleman, WI Boiling Springs, PA London, KY Canton, WI Source: FDIC, 1938 Annual Report, Tables 158 -161, page 248-255 Revwed n-8-95 C-12 Date of Failure Nov 26 Nov 26 Dec 3 Dec 14 Dec 17 Dec 21 Dec 31 PO = P&A= Total comm'l PO = Total savings Total banks Transaction Type PO P&A P&A P&A P&A PO PO Charter Class NM N N NM NM NM NM 49 24 73 1 1 74 Total Deposits 100 1,001 2,233 234 147 287 30 $62,064 Total Assets 89 NA NA NA NA 355 51 $13,919 Table BC-39 BIF Closings and Assistance Transactions Calendar Year 1939 (Dollar amounts in thousands) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 27 29 30 31 32 33 34 Name Oconto County State Bank The First National Bank of Preston First State Bank Bank of Hancock First State Bank Bank of Scranton The Hillsboro-Queen Anne Bank, Inc. The Farmers Bank of Newtown Farmers State Bank in Merkel The Coudersport Trust Company The American National Bank of Camden The New Jersey Title Guarantee & Trust Co. North Camden Trust Company Groveton National Bank St. Joseph County Savings Bank The St. Joseph Loan & Trust Company The First Natl Bank & Tr Co. of Blackwood Peoples State Bank The First National Bank in Brooksville The Bank of Rocky Hill The Point Pleasant National Bank State Bank of Forestville Rahway Trust Company Eden State Bank The Fulton State Bank State Bank of Bremen Merchants & Farmers Bank Bank of Amorita The First National Bank of Plainfield Bank of Brussels The Trust Company of New Jersey West Bergen Trust Company Ripley Savings Bank & Trust Company Columbia Trust Company of New Jersey C-13 Location Oconto Falls, WI Preston, MN Elgin, TX Hancock, WI Marquez, TX Scranton, ND Hillsboro, MD Newtown, MO Merkel, TX Coudersport, PA Camden, NJ Jersey City, NJ Camden, NJ Groveton, NH South Bend, IN South Bend, IN Blackwood, NJ Frankfort, KY Brooksville, FL Rocky Hill, KY Point Pleasant, W V Forestville, WI Rahway, NJ Eden, WI Fulton, IN Bremen, ND Atkins, AR Amorita, OK Plainfield, NJ Brussels, IL Jersey City, NJ Jersey City, NJ Ripley, TN Hoboken, NJ Date of Failure Jan 4 Jan 5 Jan 9 Jan 12 Jan 16 Jan 16 Jan 21 Feb 2 Feb 3 Feb 4 Feb 4 Feb 11 Feb 11 Feb 14 Feb 16 Feb 16 Feb 18 Feb 21 Feb 25 Mar 4 Mar 7 Mar 8 Mar 11 Mar 18 Mar 18 Mar 18 Mar 23 Apr 6 Apr 8 Apr 14 Apr 20 Apr 20 Apr 28 Apr 29 Transaction Type PO PO PO P&A PO PO P&A PO PO PO P&A PO P&A P&A P&A P&A P&A P&A P&A PO PO PO P&A P&A PO PO PO PO P&A P&A P&A P&A PO P&A Charter Class NM N NM NM NM NM NM NM NM NM N SM NM N SB NM N NM N NM N NM SM NM NM NM NM NM N NM NM NM NM NM 1 Total Deposits $346 285 287 248 46 94 249 89 131 706 820 21,667 820 297 1,584 3,202 708 1,932 274 154 410 281 1187 179 137 28 192 117 4080 148 48,822 2,686 739 1,484 Total Assets $386 304 347 N^ 87 J 153 NA 114 183 952 NA 30,745 NA NA NA NA NA NA NA 163 461 342 NA NA 168 61 223 132 NA NA NA NA 794 N^J Table BC-39 BIF Closings and Assistance Transactions Calendar Year 1939 (Dollar amounts in thousands) 35 36 37 38 39 40 i 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 Name Bank of Eden Hudson Trust Company Tatum State Bank The Parksley National Bank BankofHartland Gloucester City Trust Company Commonwealth Trust Company Merchants Trust Company Glendive State Bank The Hamilton Trust Company of Paterson The Plantsville National Bank Pleasantville Trust Company West Hudson County Trust Company Kearny National Bank First State Bank of O'Fallon Rardin State Bank Providence Citizens Bank The Farmers State Bank Security State Bank The Egg Harbor Commercial Bank The Farmers State Bank Commercial Bank of Liberty The Yonkers National Bank & Trust Co. The State Bank of Liebenthal Maynardville State Bank The Tuckerton Bank Total Banks: 60 Location Eden, NY Union City, NJ Tatum, TX Parksley, VA Hartland, WI Gloucester City, NJ Union City, NJ Union City, NJ Glendive, MT Paterson, NJ Plantsville, CT Pleasantville, NJ Harrison, NJ Kearny, NJ O'Fallon, IL Rardin, IL Providence, KY Cato, WI Lawrence, NE Egg Harbor City, NJ Cuba, KS Liberty, KY Yonkers, NY Liebenthal, KS Maynardville, TN Tuckerton, NJ Source: FDIC, 1939 Annual Report, Tables 162, 164 & 166, page 216-217,219-223 Revised 11-8-95 C-14 Date of Failure Apr 29 Apr 29 May 2 May 18 May 29 Jun3 Jun3 Jun3 Junl5 Junl7 Jun24 Jun30 Jun30 Jun30 Aug 28 Aug 30 Sep 1 Sep 15 Oct 3 Oct 7 Nov 25 Nov 25 Dec 4 Dec 6 Dec 11 Dec 27 PO = P&A= Tot comm'l P&A= Tot savings Total banks Transaction Type P&A P&A PO PO PO P&A P&A P&A PO PO PO PO P&A P&A PO P&A PO PO PO P&A P&A PO P&A PO PO PO Charter Class NM NM NM N NM NM NM NM NM SM NM NM NM N SM NM NM NM NM NM NM NM N NM NM NM 32 27 59 1 1 60 Total Deposits 734 24,484 17 182 370 1160 5,763 5,593 119 2,860 464 936 5,773 3,092 102 3092 251 82 96 865 94 502 8,849 58 186 624 $160,777 Total Assets NA NA 47 279 455 NA NA NA 162 3,734 380 1,116 NA NA 50 NA 306 97 121 NA NA 548 NA 60 218 735 $43,923 Table BC-40 BIF Closings and Assistance Transactions Calendar Year 1940 (Dollar amounts in thousands) Name 1 Guaranty Bond State Bank 2 The Citizens State Bank of Niangua 3 Integrity Trust Company 4 Woodcliflf Trust Company 5 BankofBrocton 6 The National Bank of Westfield 7 Bankers Trust Company 8 Hartford Savings Bank and Trust Company 9 Eugene State Bank 10 The Swedesboro National Bank 11 Farmers Bank 12 The First National Bank of Wenatchee 13 BlairsviUe Savings and Trust Company 14 Baldwinsville State Bank 15 First Trust & Deposit Company 16 BankofReeder 17 Ashley State Bank 18 First State Bank 19 BankofMoreland 20 The First National Bank of Harrison 21 The Rye National Bank 22 The First National Bank of Bally 23 Mackey State Bank 24 The Southampton Bank 25 First State Bank of Stonewall 26 The Lucerne State Bank 27 First State Bank of Scotch Plains 28 The Westfield Trust Company 29 Waushara County Bank 30 Kane Trust and Savings Bank 31 Chaseburg State Bank 32 Mount Pleasant Bank & Trust Co. 33 The Claxton State Bank 34 BankofWilliamsville C-15 Location North Zulch,TX Niangua, MO Philadelphia, PA North Bergen, NJ Brocton, NY Westfield, NY Atlantic City, NJ White River Junction, VT Eugene, MO Swedesboro, NJ Dry Ridge, KY Wenatchee, WA BlairsviUe, PA Baldwinsville, NY Syracuse, NY Reeder, ND Ashley, ND Wishek, ND Moreland, KY Harrison, NY Rye, NY Bally, PA Mackey, IN Southampton, NY Stonewall, OK Lucerne, IN Scotch Plains, NJ Westfield, NJ Plainfield, WI Kane, PA Chaseburg, WI Pleasantville, NY Claxton, GA Williamsville, NY Date of Failure Jan 4 Jan 12 Jan 13 Feb 3 Feb 24 Feb 24 Feb 29 Mar 9 Mar 13 Mar 16 Mar 23 Mar 26 Apr 4 Apr 6 Apr 6 Apr 17 Apr 18 Apr 18 Apr 19 Apr 20 Apr 20 Apr 27 May 9 Jun8 Junl3 Jun22 Jun22 Jun22 Jun25 Jul 2 Jul 13 Jul 20 Jul 20 Jul 27 Transaction Type PO PO P&A P&A P&A P&A PO P&A PO P&A PO P&A PO P&A P&A P&A PO PO PO P&A P&A P&A PO P&A PO PO P&A P&A P&A PO P&A P&A PO P&A Charter Class NM NM SM NM NM N NM NM NM N NM N NM NM SM NM NM NM NM N N N NM SM NM NM NM SM NM NM NM SM NM NM Total Deposits $119 119 29,362 1,492 444 1,611 986 352 106 680 286 1,548 1,390 807 48,256 125 172 113 124 1,924 3,358 619 25 1,274 147 166 612 4,668 267 717 341 2,137 162 1,775 Total Assets $169 143 NA NA NA NA 2,131 NA 128 NA 363 NA 1,821 NA NA NA 247 136 142 NA NA NA 40 NA 143 195 NA NA NA 915 NA NA 223 NA Table BC-40 BIF Closings and Assistance Transactions Calendar Year 1940 (Dollar amounts in thousands) 35 36 37 38 39 40 41 42 43 Name Badger State Bank Mt. Union State Bank First Citizens Bank & Trust Co. of Utica The Bank of Leslie Savings Bank of Nanticoke Bank of Eagle The First National Bank of Burlingame The State Exchange Bank The American Nat Bk of Santa Monica Total Banks: 43 Location Badger, SD Mt. Union, IA Utica, NY Leslie, GA Nanticoke, MD Eagle, WI Burlingame, KS Holley, NY Santa Monica, CA Source: FDIC, 1940 Annual Report, Tables 165,168 & 169, page 232-233 and 236-237. Revised 11-8-95 C-16 Date of Failure Aug 3 Aug 24 Sep 14 Sep 18 Oct 4 Oct 25 Nov 19 Nov 23 Dec 4 PO = P&A = Total banks Transaction Type PO P&A P&A PO PO PO PO P&A P&A Charter Class NM NM SM NM NM NM N NM N 19 24 43 Total Deposits 53 179 34,277 113 159 387 256 986 1,078 $143,772 Total Assets 74 NA NA 141 190 457 301 NA NA Not Meaningful Table BC-41 BIF Closings and Assistance Transactions Calendar Year 1941 (Dollar amounts in thousands) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Name Bank of Jamestown The First National Bank of Anadarko First State Bank & Trust Co. of Indianola BankofBaldwyn The Keswick National Bank of Glenside The First Nat Bk & Tr Co. of Port Chester Mutual Trust Co. of Westchester County The Exchange State Bank Bank of Au Sable Forks, N. Y. The First National Bank of Forestville The First National Bank of Dodgeville Banco Di Napoli Trust Co. of New York The St. Charles State Bank The Franklin Trust Co. The Lamberton National Bank of Franklin Total Banks: Location Jamestown, MO Anadarko, OK Indianola, TL Baldwyn, MS Glenside, PA Port Chester, NY Port Chester, NY Parsons, KS Au Sable Forks, NY Forestville, NY Dodgeville, WI New York, NY St. Charles, MI Franklin, PA Franklin, PA 15 Source: FDIC, 1941 Annual Report, Tables 138-140, page 180-182 Revised 11-13-95 C-17 Date of Failure Jan 11 Jan 17 Jan 29 Mar 8 Apr 12 Apr 26 Apr 26 Jun23 Sep 29 Novl Nov 29 Dec 11 Dec 13 Dec 22 Dec 22 P&A = PO = Total banks Transaction Type PO PO PO PO PO P&A P&A P&A P&A PO PO PO P&A P&A P&A Charter Class NM N NM NM N N SM NM NM N N NM SM NM N 7 8 15 Total Deposits $156 725 165 179 1,200 5,157 2,495 455 800 303 907 10,991 412 3,196 2,476 $29,617 Total Assets $186 822 195 233 1,307 NA NA NA NA 328 941 13,799 NA NA NA Not Meaningful Table BC-42 BIF Closings and Assistance Transactions Calendar Year 1942 (Dollar amounts in thousands) Name 1 Providence Bank 2 Palisade State Bank 3 The Louisa National Bank | 4 Bank of Draper 5 The Haddonfield National Bank 6 The Citizens National Bank of Freeport 7 The First National Bank of Weatherly 8 Floral Park Bank and Trust Company 9 BankofMalone 10 The Emmaus National Bank 11 The First Nat Bk & Tr Co. of Dallastown 12 Farmer's and Merchant's Bank 13 The First National Bank of Lehighton 14 Citizens Nat Bk & Tr Co. of Lehighton 15 The Harney County National Bank of Burns 16 Merchants Banking Trust Company 17 Farmers Bank 18 The Farmers National Bank of Selinsgrove 19 The Citizens Bank of Liberty 20 Guarantee Tr & Safe Dep. Co.-Mt.Carmel Total Banks: Location Scranton, PA Palisade, MN Louisa, KY Draper, NC Haddonfield, NJ Freeport, NY Weatherly, PA Floral Park, NY Malone, FL Emmaus, PA Dallastown, PA Cochrane, WI Lehighton, PA Lehighton, PA Burns, OR Mahanoy, PA Lone Rock, WI Selinsgrove, PA Liberty, MO Mt. Carmel, PA 20 Source: FDIC, 1942 Annual Report, Tables 120 & 122, page 98 & 100 Revised 11-13-95 C-18 Date of Failure Jan 17 Jan 21 Jan 31 Feb 6 Feb 28 Mar 7 Mar 14 Mar 28 Mar 31 Apr 25 Jun20 Jul 6 Augl Augl Aug 29 Sep 12 Oct 2 Oct 17 Nov 18 Nov 28 P&A = PO = Total banks Transaction Type P&A PO P&A PO P&A P&A P&A P&A PO P&A P&A PO P&A P&A P&A P&A PO P&A PO P&A Charter Class NM NM N NM N N N SM NM N N NM N N N SM NM N NM NM 14 6 20 Total Deposits $754 88 477 83 2,662 1,279 521 1,999 140 1,399 1,351 325 1,834 1,104 1,114 859 537 719 206 1,123 $17,451 Total Assets NA $91 NA 129 NA NA NA NA 149 NA NA 395 NA NA NA NA 580 NA 258 NA Not Meaningful Table BC-43 BIF Closings and Assistance Transactions Calendar Year 1943 (Dollar amounts in thousands) 1 2 3 4 5 Name The Poultney National Bank Bank of Black Mountain Farmers State Bank of Cullom The Jefferson County Nat Bk -Watertown First National Bk & Tr Co. of Easton Total Banks: Location Poultney, VT Black Moutain, NC Cullom, IL Watertown, NY Easton, PA 5 Source: FDIC, 1943 Annual Report, Tables 125 & 127, page 104 & 106 Revited 11-13-95 C-19 Date of Failure Mar 17 Mar 18 Apr 2 Sep 25 Dec 10 P&A = PO = Total banks Transaction Type PO PO PO P&A PO Charter Class N NM NM N N 1 4 5 Total Deposits $862 767 474 5,898 4,171 $12,172 Total Assets $919 855 439 6,677 5,169 $14,059 Table BC-44 BEF Closings and Assistance Transactions Calendar Year 1944 (Dollar amounts in thousands) Name 1 The Brownville State Bank 2 The First National Bank of Susquehanna Total Banks: Location Brownsville, IN Susquehanna, PA 2 Source: FDIC, 1944 Annual Report, Table 115, page 150 Revised 11-13-95 C-20 Date of Failure May 12 May 27 P&A = PO = Total banks Transaction Type PO P&A Charter Class NM N 1 1 2 Total Deposits $405 1,459 $1,864 Total Assets $447 1,651 $2,098 Table BC-45 BIF Closings and Assistance Transactions Calendar Year 1945 (Dollar amounts in thousands) Name 1 The Fanners & Merchants State Bank Total Banks: Location Fredericksburg, VA 1 Source: FDIC, 1945 Annual Report, Table 120, page 144 Revved 11-13-95 C-21 Date of Failure Jan 13 Transaction Type Charter Class P&A NM Total Deposits $5,695 Total Assets $6,392 $5,695 $6,392 Table BC-46 BIF Closings and Assistance Transactions Calendar Year 1946 (Dollar amounts in thousands) Name 1 Augusta County Bank, Inc. Total Banks: Location Churchville, VA 1 Source: FDIC, 1946 Annual Report, Table 124, page 17 Revised 11-13-95 C-22 Date of Failure Sep 14 Transaction Type P&A Charter Class NM Total Deposits $316 $316 Total Assets $351 $351 Table BC-47 BIF Closings and Assistance Transactions Calendar Year 1947 (Dollar amounts in thousands) 1 2 3 4 5 Name The First National Bank of Evanston The First National Bank of Lemont The Central City National Bank Peoples Bank of Donalds Lyons State Bank Total Banks: Location Evanston, WY Lemont, IL Central City, PA Donalds, SC Lyons, WI 5 Source: FDIC, 1947 Annual Report, Table 126, page 163 Revised 11-13-95 C-23 Date of Failure Jan 11 Jan 25 Jul 12 Nov 29 Dec 6 Transaction Type P&A P&A P&A P&A P&A Charter Class N N N NM NM Total Deposits $1,991 1,749 1,709 713 804 Total Assets $1,803 1,666 1,693 762 874 $6,966 $6,798 Table BC-48 BIF Closings and Assistance Transactions Calendar Year 1948 (Dollar amounts in thousands) Name 1 Columbus Trust Company 2 The American National Bank of Piyor Creek 3 The First State Bank Total Banks: Location Newark, NJ Piyor, OK Franklin, TX 3 Source: FDIC, 1948 Annual Report, Table 123, page 139 Revised 11-13-95 C-24 Date of Failure Jul 24 Nov 20 Dec 18 Transaction Type P&A P&A P&A Charter Class SM N SM Total Deposits $7,921 1,925 609 Total Assets $7,892 1,774 694 $10,455 $10,360 Table BC-49 BIF Closings and Assistance Transactions Calendar Year 1949 (Dollar amounts in thousands) 1 2 3 4 5 Name The First National Bank of Dyer StockmensBankofMartinsdale The Citizens Banking Company First National Bank of Monmouthl Farmers & Merchants State Bank Total Banks: Location Dyer, IN Martinsdale, MT Weston, OH Monmouth, OR Spencerville, IN Date of Failure Feb 19 Apr 30 Junll Jun30 Oct 8 Transaction Type P&A P&A P&A P&A P&A Charter Class N NM NM N/A NM 5 1 The First National Bank of Monmouth was closed on July 30,1949 and deposit liabilities were assumed by The United States National Bank of Portland without requiring disbursements from the FDIC. Sources: FDIC, 1949 Annual Report, Table 122, page 191 Deposits for the First National Bank of Monmouth, Monmouth, Oregon are taken from FDIC, 1963 Annual Report, Table 23, page 42 Revised 11-13-95 C-25 Total Deposits $3,090 709 742 1,190 437 $6,168 Total Assets $3,157 634 j 740 N/A 354 $4,885 Table BC-50 BIF Closings and Assistance Transactions Calendar Year 1950 (Dollar amounts in thousands) 1 2 3 4 Name The Westphalia State Bank The Bank of Aurora The Farmers First National Bank of Minooka First National Bank in Cecil Total Banks: Location Westphalia, MI Aurora, NC Minooka, IL Cecil, PA 4 Source: FDIC, 1950 Annual Report, Table 122, page 281 Revised 11-13-95 C-26 Date of Failure Apr 3 Jul 24 Aug 14 Oct 9 Transaction Type P&A P&A P&A P&A Charter Class NM NM N N Total Deposits $1,126 991 1,403 2,245 $5,765 Total Assets $744 1,291 1,332 638 $4,005 Table BC-51 BEF Closings and Assistance Transactions Calendar Year 1951 (Dollar amounts in thousands) Name 1 BrazeauBank 2 The Parnassus National Bank Total Banks: Location Brazeau, MO New Kensington, PA 2 Source: FDIC, 1951 Annual Report, Table 122, page 191 Revised 11-13-95 C-27 Date of Failure Jan 22 Aug 25 Transaction Type P&A P&A Charter Class NM N Total Deposits $148 3,260 $3,408 Total Assets $144 2,906 $3,050 Table BC-52 BIF Closings and Assistance Transactions Calendar Year 1952 (Dollar amounts in thousands) Name 1 Thomasville Bank and Trust Co. 2 Camden State Bank 3 BankofDierks Total Banks: Location Thomasville, ALL Camden, IL Dierks, AR 3 Source: FDIC, 1952 Annual Report, Table 121, page 143 Revised 11-13-95 C-28 Date of Failure Jan 21 May 5 Sep 2 Transaction Type P&A P&A P&A Charter Class NM NM NM Total Deposits $1,757 817 583 Total Assets $1,031 838 520 $3,157 $2,389 Table BC-53 BIF Closings and Assistance Transactions Calendar Year 1953 (Dollar amounts in thousands) Name Mayfield State Bank Devon North Town State Bankl, 2 West Irving State Bank of Chicagoi, 3 First State Bank of Elmwood Park 1 2 3 4 Total Banks: Location Mayfield, PA Chicago, IL Chicago, IL Elmwood Park, E L Date of Failure Feb 13 April April May 26 Transaction Type P&A RO RO P&A Charter Class NM N/A N/A NM 4 1 Both insured banks in Illinois were closed by the State banking authority "for examination and adjustments" and were reopened without disbursements from the FDIC. 2 Bank closed on April 11,1953 and reopened on May 28,1993. 3 Bank closed on April 11,1953 and reopened on April 20,1953. Sources: FDIC, 1953 Annual Report, Table 119, page 135 Deposits for the Devon North Town State Bank and West Irving State Bank of Chicago, both located in Chicago, Illinois are taken from FDIC, 1963 Annual Report, Table 23, page 42. Class for Mayfield State Bank and First State Bank of Elmwood Park is taken from FDIC, 1958 Annual Report, Table 31, page 103. C-29 Total Deposits $1,305 19,413 7,036 16,957 $44,711 Total Assets $1,355 NA NA 17,456 Not Meaningful Table BC-54 BIF Closings and Assistance Transactions Calendar Year 1954 (Dollar amounts in thousands) Name 1 Bankoflla 2 BankofWhitesville Total Banks: Location Ila, GA Whitesville, KY 2 Source: FDIC, 1954 Annual Report, Table 120, page 169 Revised 11-14-95 C-30 Date of Failure Aug 9 Octl Transaction Type P&A P&A Charter Class NM NM Total Assets Total Deposits $60 930 $98 1,040 $990 $1,138 Table BC-55 BIF Closings and Assistance Transactions Calendar Year 1955 (Dollar amounts in thousands) 1 2 3 4 5 Name First National Bank of Lewisville Rathdrum State Bank Bank of North Idaho Joshua Monument Nat Bank-Twentynine Palms Frontier Trust Company Total Banks: Location Lewisville, TX Rathdrum, ID Priest River, ID Twentynine Palms, CA Fort Fairfield, ME 5 Source: FDIC, 1955 Annual Report, Table 119, page 165 Revised 11-14-95 C-31 Date of Failure Jan 27 Apr 30 Apr 30 Jul 25 Oct 3 Transaction Type PO PO PO PO P&A Charter Class N NM NM N NM Total Deposits $892 909 983 3,714 5,465 $11,963 Total Assets $721 1,017 1,101 3,111 6,036 $11,986 Table BC-56 BIF Closings and Assistance Transactions Calendar Year 1956 (Dollar amounts in thousands) Name 1 River Oaks State Bank 2 The Home National of Ellenville Total Banks: Location Forth Worth, TX Ellenville, NY 2 Source: FDIC, 1956 Annual Report, Table 119, page 147 C-32 Date of Failure Oct 15 Dec 4 Transaction Type PO P&A Charter Class NM N Total Deposits $4,703 6,578 Total Assets $5,202 7,712 $11,281 $12,914 Table BC-57 BIF Closings and Assistance Transactions Calendar Year 1957 (Dollar amounts in thousands) Name 1 First State Bank of Yorktown 2 Del Rio National Bankl Total Banks: Location Yorktown, TX Del Rio, TX Date of Failure Apr 10 Jun20 Transaction Type PO RO 2 Charter Class SM N Total Deposits $1,163 10,084 Total Assets $1,253 N/A $11,247 $1,253 1 Insured bank was placed in receivership on June 20,1957 and restored to solvency without disbursement from FDIC and reopened on July 3,1957. Sources: FDIC, 1957 Annual Report, Table 123, page 149 Deposits for Del Rio National Bank are taken from FDIC, 1963 Annual Report, Table 23, page 42. Class for First State Bank of Yorktown is taken from FDIC, 1958 Annual Report, Table 22, page 53. C-33 Table BC-58 BIF Closings and Assistance Transactions Calendar Year 1958 (Dollar amounts in thousands) 1 2 3 4 Name The First National Bank of Halfway Peoples State Bank The Rushville Banking Company The Manufacturers'Bank of Edgewater Total Banks: Location Halfway, OR Richland Springs, TX Rushville, OH Edgewater, NJ 4 Source: FDIC, 1958 Annual Report, Table 123, page 227 C-34 Date of Failure Mar 17 May 5 May 26 Jul 17 Transaction Type PO PO P&A PO Charter Class N NM NM NM Total Deposits $1,368 574 4,084 2,213 Total Assets $1,446 618 4,476 2,365 $8,239 $8,905 Table BC-59 BEF Closings and Assistance Transactions Calendar Year 1959 (Dollar amounts in thousands) Name 1 The Bartlett State Bank 2 Liberal State Bank 3 First State Bank Total Banks: Location Bartlett, NE Liberal, MO Tenaha, TX 3 Source: FDIC, 1959 Annual Report, Table 122, page 274 C-35 Date of Failure May 13 Jun9 Dec 3 Transaction Type PO PO PO Charter Class NM NM NM Total Deposits $504 925 1,110 $2,539 Total Assets $570 1,012 1,277 $2,859 Table BC-60 BEF Closings and Assistance Transactions Calendar Year 1960 (Dollar amounts in thousands) Name 1 The Capitol Hill State Bank Total Banks: Location Oklahoma City, OK 1 Source: FDIC, 1960 Annual Report, Table 120, page 184 C-36 Date of Failure Jul 29 Transaction Type Charter Class PO NM Total Deposits $6,955 Total Assets $7,506 $6,955 $7,506 Table BC-61 BIF Closings and Assistance Transactions Calendar Year 1961 (Dollar amounts in thousands) Name 1 The Sheldon National Bank 2 Bank of Earlsboro 3 Bank of Ochlochnee 4 The First National Bank of Maud 5 First State Bank Total Banks: Location Sheldon, IA Earlsboro, OK Ochlochnee, GA Maud, OK Premont, TX 5 Source: FDIC, 1961 Annual Report, Table 124, page 152 C-37 Date of Failure Jan 16 Aug 11 Sep 7 Dec 19 Dec 30 Transaction Type PO PO PO PO PO Charter Class N NM NM N SM Total Deposits $3,884 902 872 1,509 1,652 Total Assets $4,365 962 984 1,626 1,882 $8,819 $9,819 Table BC-62 BIF Closings and Assistance Transactions Calendar Year 1962 (Dollar amounts in thousands) Name 1 The First National Bank of Exeter Total Banks: Location Exeter, PA Date of Failure Feb 19 Transaction Type Charter Class P&A N 1 The First National Bank of Exeter, Exeter, PA. was placed into conservatorship and its deposits were assumed by The Wyoming National Bank of Wilkes-Barre without disbursements from FDIC, February 26,1962. Source: FDIC, 1962 Annual Report, page 4 Assets taken from FDIC, 1963 Annual Report, Table 23, page 42. C-38 Total Deposits $3,011 $3,011 Total Ass NA NA Table BC-63 BIF Closings and Assistance Transactions Calendar Year 1963 (Dollar amounts in thousands) Name 1 The First Bank of Westmont 2 Chatham Bank of Chicago Total Banks: Location Westmont, IL Chicago, IL 2 Source: FDIC, 1963 Annual Report, Table 124, page 181 C-39 Date of Failure May 24 Aug 23 Transaction Type PO PO Charter Class NM NM Total Deposits $6,659 16,782 Total Assets $7,055 19,124 $23,441 $26,179 Table BC-64 BIF Closings and Assistance Transactions Calendar Year 1964 (Dollar amounts in thousands) 1 2 3 4 5 6 7 Name The First National Bank of Marlin The State Savings Bank of Minden City First State Bank Belleview Valley Bank Frontier Bank Crown Savings Bank Nebraska St Bank of Valentine, Nebraska Total Banks: Location Marlin, TX Minden City, MI Dell City, TX Belleview, MO Covelo, CA Newport News, VA Valentine, NE 7 Source: FDIC, 1964 Annual Report, Table 123, page 223 C-40 Date of Failure MarlO Mar 17 Jul 4 Jul 20 Jul 31 Sep 4 Oct 29 Transaction Type PO PO PO PO PO PO PO Charter Class N NM NM NM NM NM NM Total Deposits $3,459 1,233 1,082 1,189 2,312 7,023 7,025 Total Assets $3,741 1,310 1,237 1,285 2,642 7,865 7,769 $23,323 $25,849 Table BC-65 BIF Closings and Assistance Transactions Calendar Year 1965 (Dollar amounts in thousands) 1 2 3 4 5 Name The Brighton National Bank San Francisco National Bank Winona State Bank Malone State Bank First State Bank Total Banks: Location Brighton, CO San Francisco, CA Winona, TX Malone, TX Covington, TX 5 Source: FDIC, 1965 Annual Report, Table 123, page 181 C-41 Date of Failure Jan 22 Jan 22 Feb 5 Feb 25 Apr 5 Transaction Type PO PO PO P&A P&A Charter Class N N NM NM NM Total Deposits $2,254 40,176 435 524 488 Total Assets $3,015 54,061 479 589 606 $43,877 $58,750 Table BC-66 BIF Closings and Assistance Transactions Calendar Year 1966 (Dollar amounts in thousands) 1 2 3 4 5 6 7 Name Five Points National Bank Citizens Bank Blanket State Bank Saguache County National Bank Bank of Gray Summit Public Bank First State Bank of Tuscola Total Banks: Location Miami, FL Pottsville, AR Blanket, TX Saguache, CO Gray Summit, MO Detroit, MI Tuscola, TX 7 Source: FDIC, 1966 Annual Report, Table 122, page 185 C-42 Date of Failure Jan 12 Jan 24 Jan 31 Mar 17 Apr 7 Oct 12 Oct 17 Transaction Type P&A PO P&A P&A P&A P&A P&A Charter Class N NM NM N NM NM NM Total Deposits $2,967 774 1,183 725 1,832 92,960 3,081 Total Assets $2,703 832 1,257 512 1,935 110,077 3,330 $103,522 $120,646 Table BC-67 BIF Closings and Assistance Transactions Calendar Year 1967 (Dollar amounts in thousands) 1 2 3 4 Name Bank of Pine Apple Southern Bank of St. Petersburg Sacul State Bank The Cedar Vale National Bank Total Banks: Location Pine Apple, AL St. Petersburg, FL Sacul, TX Cedar Vale, KS 4 Source: FDIC, 1967 Annual Report, Table 124, page 219 C-43 Date of Failure Jan 31 Feb 17 Jun23 Jul 7 Transaction Type PO PO PO PO Charter Class SM NM NM N Total Deposits $3,885 2,451 724 3,818 Total Assets $4,289 2,884 762 4,058 $10,878 $11,993 Table BC-68 BIF Closings and Assistance Transactions (Dollar amounts in thousands) Name 1 Lorenzo State Bank 2 Central National Bank of Jacksonville 3 Bank of Commerce Total Banks: Location Lorenzo, TX Jacksonville, FL Tonkawa, OK 3 Source: FDIC, 1968 Annual Report, Table 124, page 231 C-44 Date of Failure Feb 13 May 27 Sep 25 Transaction Type P&A P&A P&A Charter Class NM N NM Total Deposits $5,612 11,757 5,155 Total Assets $6,159 13,445 5,551 $22,524 $25,155 Table BC-69 BIF Closings and Assistance Transactions Calendar Year 1969 (Dollar amounts in thousands) 1 2 3 4 5 6 7 8 9 Name The Rocky Mountain Bank Citizens State Bank The Morrice State Bank The First State Bank The State National Bank First National Bank of Ursa The Big Lake State Bank The First State Bank The First National Bank of Coalville Total Banks: Location Lakewood, CO Alvarado, TX Morrice, MI Dodson, TX Lovelady, TX Ursa, IL Big Lake, TX Aransas Pass, TX Coalville, UT 9 Source: FDIC, 1969 Annual Report, Table 121, pags 291-292 C-45 Date of Failure Feb 6 Apr 12 May 6 May 12 May 28 Aug 20 Aug 22 Sep 5 Oct 10 Transaction Type P&A PO P&A PO PO PO P&A P&A P&A Charter Class NM NM SM SM N N NM NM N Total Deposits $8,065 2,320 2,167 1,085 3,802 1,798 4,427 10,472 5,992 Total Assets $8,617 2,556 2,283 1,134 4,136 2,053 4,750 11,417 6,625 $40,128 $43,571 Table BC-70 BIF Closings and Assistance Transactions Calendar Year 1970 (Dollar amounts in thousands) 1 2 3 4 5 6 7 Name State Bank of Prairie City The Peoples State Savings Bank Fanners Bank of Petersburg Eatontown National Bank First State Bank of Bonne Terre City Bank of Philadelphia Berea Bank and Trust Company Total Banks: Location Prairie City, IA Auburn, MI Petersburg, KY Eatontown, NJ Bonne Terre, MO Philadelphia, PA Berea, KY 7 Source: FDIC, 1970 Annual Report, Table 121, page 229-230 C-46 Date of Failure Feb 22 Apr 18 Jun25 Aug 7 Aug 24 Sep 3 Oct 8 Transaction Type Charter Class PO PO PO PO P&A P&A P&A NM NM NM N NM NM NM Total Deposits $3,897 9,940 1,259 15,912 7,118 8,839 5,375 Total Assets $4,130 10,877 1,074 21,417 8,003 10,775 5,871 $52,340 $62,147 Table BC-71 BEF Closings and Assistance Transactions Calendar Year 1971 (Dollar amounts in thousands) 1 2 3 4 5 6 7 Name Sharpstown State Bank Birmingham-Bloomfield Bank Fanners State Bank of Carlock Bank of Salem Unity Bank & Trust Company 1,2 The First National Bank of Cripple Creek First Community State Bank of Savannah Total Banks: Location Houston, TX Birmingham, MI Carlock, IL Salem, NE Boston (Roxbury), MA Cripple Creek, CO Savannah, MO 7 1 13(c): financial assistance from FDIC to prevent failure. 2 Deposits taken from FDIC, 1971 Annual Report, page 6 Source: FDIC, 1971 Annual Report, Table 122, page 242-243 C-47 Date of Failure Jan 25 Feb 16 Feb 17 Apr 5 Jul 27 Nov 30 Dec 30 Transaction Type PO P&A PO PO 13(c) PO PO Charter Class NM NM NM NM NM N NM Total Deposits $66,763 57,547 2,077 606 9,300 1,201 3,488 Total Assets $78,903 109,739 2,196 679 NA 1,301 3,701 $140,982 $196,519 Table BC-72 BIF Closings and Assistance Transactions Calendar Year 1972 (Dollar amounts in thousands) Name 1 BankoftheCommonwealthi,2 2 Surety Bank and Trust Company Total Banks: Location Detroit, MI Wakefield, MA 2 1 13(c): financial assistance jfrom FDIC to prevent failure. 2 Assets are taken from FDIC Annual Report, P.5. Source: FDIC, 1972 Annual Report, Table 122, page 278 Revised 11-15-95 C-48 Date of Failure Jan 18 May 27 Transaction Type 13(c) PO Charter Class SM NM NA 20,385 Total Assets $1,300,000 22,054 $20,385 $1,322,054 Total Deposits Table BC-73 BIF Closings and Assistance Transactions Calendar Year 1973 (Dollar amounts in thousands) 1 2 3 4 5 6 Name Delta Security Bank and Trust Company Skyline National Bank Elm Creek State Bank The First State Bank First National Bank of Eldora United States National Bank Total Banks: Location Ferriday, LA Denver, CO Elm Creek, NE Vernon, TX Eldora, IA San Diego, CA 6 Source: FDIC, 1973 Annual Report, Table 122, page 228-229 C-49 Date of Failure Jan 19 Mar 26 May 7 Jul 16 Oct 5 Oct 18 Transaction Type PO P&A PO PO P&A P&A Charter Class NM N NM NM N N Total Deposits $8,079 6,006 2,915 14,797 7,540 931,954 Total Assets $9,780 6,527 3,186 16,242 8,072 1,265,868 $971,291 $1,309,675 Table BC-74 BIF Closings and Assistance Transactions Calendar Year 1974 (Dollar amounts in thousands) 1 2 3 4 Name American Bank & Trusti American Bank & Trusti Tri-CityBank Franklin National Bank Cromwell State Savings Bank Total Banks: Location Orangeburg, SC Orangeburg, SC Warren, MI New York, NY Cromwell, IA Date of Failure Sep 8 Sep 20 Sep 27 Oct 8 Oct 9 Transaction Type 13(c) P&A P&A P&A P&A Charter Class NM NM SM N NM 4 1 On September 8, the FDIC announced that it had arranged to provide, under Section 13(c), whatever the bank needed to enable it to deal with a short term liquidity problem. On September 20, the Southern Bank and Trust Company, as part of a purchase and assumption transaction with the Corporation, had agreed to all the deposit liabilities of AB&T. Source: FDIC, 1974 Annual Report, Table 122, page 246 Revised 11-14-95 C-50 Total Deposits Total Assets $112,703 14,876 1,444,982 3,271 $147,137 16,295 3,655,662 3,502 $1,575,832 $3,822,596 Table BC-75 BIF Closings and Assistance Transactions Calendar Year 1975 (Dollar amounts in thousands) Name 1 Swope Parkway National Bank 2 Northern Ohio Bank 3 Franklin Bank 4 Chicopee Bank & Trust Company 5 AlgomaBank 6 Bank of Picayune 7 Bank of Chidester 8 State Bank of Clearing 9 Astro Bank 10 American City Bank & Trust Company, N.A. 11 The Peoples Bank of the Virgin Islands 12 The Peoples Bank 13 The First State Bank of Jennings Total Banks: Location Kansas City, MO Cleveland, OH Houston, TX Chicopee, MA Algoma, WI Picayune, MS Chidester, AR Chicago, IL Houston, TX Milwaukee, WI Charlotte Amalie, St. Thomas, VI Wilcox, AZ Jennings, KS 13 Source: FDIC, 1975 Annual Report, Table 122, page 198-199 C-51 Date of Failure Jan 3 Feb 19 Mar 24 May 9 May 30 Junl8 Jull Jul 12 Oct 16 Oct 21 Oct 24 Dec 19 Dec 27 Transaction Type PO P&A PO P&A P&A P&A P&A P&A P&A P&A PO P&A P&A Charter Class N NM NM NM NM NM NM SM NM N NM NM NM Total Deposits $7,422 95,616 18,247 9,862 4,772 15,352 2,298 60,603 5,168 98,344 14,256 5,044 2,613 Total Assets $7,576 103,782 20,690 11,406 5,176 18,049 2,449 74,354 5,471 147,563 14,879 5,657 2,898 $339,597 $419,950 Table BC-76 BIF Closings and Assistance Transactions Calendar Year 1976 (Dollar amounts in thousands) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Name TheBankofBloomfield BankofWoodmoor The Hamilton National Bank of Chattanooga South Texas Bank Farmers Bank of the State of Delawarel First State Bank of Northern California Northeast Bank of Houston First State Bank of Hudson County Mt. Zion Deposit Bank Coronado National Bank Citizens State Bank The New Boston Bank and Trust Company American Bank & Trust Company The Hamilton Bank and Trust Company Centennial Bank First State Bank & Trust Co. International City Bank and Trust Company Total Banks: Location Bloomfield, NJ Woodmoor, CO Chattanooga, TN Houston, TX Wilmington, DE San Leandro, CA Houston, TX Jersey City, NJ Mt. Zion, KY Denver, CO Carrizo Springs, TX Boston, MA New York, NY Atlanta, GA Philadelphia, PA Rio Grande City, TX New Orleans, LA 17 l 13 (c): financial assistance from FDIC to prevent failure. Source: FDIC, 1976 Annual Report, Table 122, page 274-275 Revised 11-15-95 C-52 Date of Failure Jan 10 Jan 12 Feb 16 Feb 25 Marl5 May 21 Jun3 Junl4 Jun25 Jun25 Jun28 Sep 14 Sep 15 Oct 8 Oct 19 Nov 19 Dec 3 13(c) = P&A = PO= Total banks Transaction Type P&A P&A P&A P&A 13(c) P&A P&A P&A PO PO PO P&A P&A P&A P&A P&A P&A Charter Class NM NM N NM NM NM NM NM NM N NM NM SM NM NM NM NM 1 13 3 17 Total Deposits $25,969 3,549 336,292 7,074 370,000 53,405 17,452 13,790 555 2,610 15,943 5,335 165,079 32,022 12,312 12,082 161,639 $1,235,108 Total Ass $31,652 4,033 412,107 7,756 NA 56,018 18,141 14,072 507 2,613 17,410 6,662 224,502 40,075 13,670 13,754 176,320 $1,039,292 Table BC-77 BIF Closings and Assistance Transactions Calendar Year 1977 (Dollar amounts in thousands) 1 2 3 4 5 6 Name First State Bank The Monroe Bank and Trust Company First Augusta Bank & Trust Company Republic National Bank of Louisiana Donahue Savings Bank Banco Economiasl Location Foss, OK Monroe, CT Augusta, GA New Orleans, LA Donahue, LA San German, PR Total Banks: 6 1 The FDIC provided assistance under the authority granted in Section 13(e) Source: FDIC, 1977 Annual Report, page 20 and Table 122, page 194 C-53 Date of Failure MarlO Mar 28 May 20 Jul 29 Aug 26 Sep 2 Transaction Type P&A P&A P&A P&A P&A FAM Charter Class NM NM NM N NM NM Total Deposits $1,763 2,791 20,017 4,912 5,094 169,999 Total Assets $2,044 4,315 24,223 6,267 5,509 190,254 $204,576 $232,612 Table BC-78 BIF Closings and Assistance Transactions Calendar Year 1978 (Dollar amounts in thousands) 1 2 3 4 5 6 7 Name The Drovers' National Bank of Chicago First Bank of Macon County Wilcox County Bank Banco Credito y de Ahorro Ponceno Watkins Banking Company Banco de Ahorro de Puerto Rico North Point State Bank Total Banks: Location Chicago, IL Notasulga, AL Camden, AL Ponce, PR Faunsdale, AL SanJuan,HatoRey,PR Arlington, IL 7 Source: FDIC, 1978 Annual Report, Table 123, page 184 C-54 Date of Failure Jan 19 Jan 26 Marl Mar 31 Jul 21 Sep 5 Dec 16 Transaction Type P&A P&A P&A P&A PO P&A P&A Charter Class N NM NM NM NM MI NM Total Deposits $197,166 3,825 10,585 607,611 1,282 11,831 21,850 Total Assets $226,826 4,538 12,652 712,540 1,660 9,352 26,466 $854,150 $994,034 Table BC-79 BIF Closings and Assistance Transactions Calendar Year 1979 (Dollar amounts in thousands) 1 2 3 4 5 6 7 8 9 10 Name Toney Brothers Bank Village Bank Southern National Bank Bank of Enville The Guaranty Bank & Trust Company Gateway National Bank The Farmers State Bank Fidelity Bank American National Bank Livingston State Bank Total Banks: Location Doerun, GA Pueblo West, CO Birmingham, AL Enville, TN Chicago, IL Chicago, IL Protection, KS Utica, MS Houston, TX Livingston, NJ 10 Source: FDIC, 1979 Annual Report, Table 123, page 204 C-55 Date of Failure Jan 5 Jan 26 Junl4 Jun 16 Jul 14 Jul 14 Sep 21 Sep 28 Oct 12 Oct 12 Transaction Type P&A PO P&A PO P&A P&A PO P&A P&A P&A Charter Class NM NM N NM NM N NM NM N NM Total Deposits $5,791 4,862 24,032 3,139 7,416 9,230 4,686 30,223 10,353 11,021 Total Assets $5,869 5,059 32,586 3,468 7,876 16,933 5,038 32,818 10,659 12,681 $110,753 $132,987 Table BC-80 BIF Closings and Assistance Transactions Calendar Year 1980 (Dollar amounts in thousands) Name 1 Bank of Lake Helen 2 First National Bank of Carrington 3 Mohawk Bank & Trust Co. 4 First Pennsylvania Bank, N. A. l 5 The Citizens State Bank 6 City & County Bank of Campbell County 7 The Mission State Bank & Trust Co. 8 The Metro Bank of Huntington, Inc. 9 The Rochelle Bank & Trust Co. 10 Citizens State Bank of Galena 11 East Gadsden Bank Total Banks: Location Lake Helen, FL Carrington, ND Greenfield, MA Philadelphia, PA Viola, KS Jellico, TN Mission, KS Huntington, WV Rochelle, IL Galena, KS Gadsden, AL 11 Date of Failure Jan 11 Feb 12 Feb 16 Apr 28 Jun4 Jun28 Aug 8 Sep 12 Oct 11 Nov 21 Dec 31 A/A = P&A = PO= Total banks l 13(c): financial assistance from FDIC to prevent failure. Deposits and assets are as of the quarter before closing. Sources: FDIC, 1980 Annual Report, Table 123, page 291 FDIC: The First Fifty Years - A History of the FDIC 1933-1983, 1984, Page 90-91 Revised 7-23-97 C-56 Transaction Type PO PO P&A A/A PO P&A P&A P&A P&A P&A P&A Charter Class NM N NM N NM NM NM NM NM NM NM 1 7 3 11 Total Deposits $4,229 10,428 5,000 5,001,755 1,722 36,031 79,646 23,949 7,567 9,402 40,680 Total Assets $4,499 11,461 5,731 7,953,042 1,980 39,804 86,436 26,969 8,430 10,338 43,980 $5,220,409 $8,192,670 Table BC-81 BIF Closings and Assistance Transactions Calendar Year 1981 (Dollar amounts in thousands) Name 1 The Des Plaines Bank 2 South Side Bank 3 Peoples Banking Company 4 Northwest Commerce Bank 5 Southwestern Bank 6 High Lakes Community Bank 7 Midtown National Bank 8 Greenwich Savings Banki 9 Central Savings Bankl 10 Union Dime Savings Bankl Total Banks: Location Des Plaines, IL Chicago, IL Boston, GA North Bend, OR Tucson, AZ La Pine, OR Pueblo, CO New York, NY New York, NY New York, NY 10 l Merged with financial assistance from FDIC into operating banks to prevent probable failure Date of Failure Mar 14 Mar 14 Mar 17 Junl9 Sep 25 Oct 23 Oct 30 Nov 4 Dec 4 Dec 18 P&A = PO = Tot comm'l A/A = Tot savings Total banks Sources: FDIC, 1981 Annual Report, Table 123, page 71 FDIC. The First Fifty Years- A History of the FDIC 1933-1983, 1984, page 90-91. Deposits and assets are as of the quarter before closing. Revised 7-23-97 C-57 Charter Class NM SM NM SM NM NM N MI MI MI Transaction Type PO P&A P&A P&A PO P&A P&A A/A A/A A/A 5 2 7 3 3 10 Total Deposits $42,927 25,983 8,103 5,193 5,006 3,004 9,938 1,953,922 698,912 1,261,434 Total Assets $46,503 27,505 8,391 6,737 5,308 3,706 10,599 2,475,384 910,243 1,452,985 $4,014,422 $4,947,361 Table BC-82 BIF Closings and Assistance Transactions Calendar Year 1982 (Dollar amounts in thousands) Name 1 The Western New York Savings Banki 2 The First National Bank & Tr Co. of Tuscola 3 Metropolitan Bank & Trust Company 4 Farmers & Mech. Sav Bk of Minneapolis 5 BankofYorkville 6 The Bank of Woodson 7 Fidelity Mutual Savings Bankl 8 United States Savings Bk of Newark, N.J. l 9 The New York Bank for Savingsl 10 Western Saving Fund Soc. of Philadelphial 11 The First National Bank in Humboldt 12 Aquia Bank & Trust Company 13 National Security Bank 14 Pacific Coast Bank 15 Carroll County Bank 16 Coles County National Bank of Charleston 17 Community Bank of Washtenaw 18 Banco Regional 1 19 Citizens Bank 20 Farmers State Bank of Lewistown 21 The Belle-Bland Bank 22 Penn Square Bank, N.A. 23 The Bowie County State Bank 24 Guaranty Bond State Bank 25 Unity Bank & Trust Company 26 Mount Pleasant Bank & Trust Company 27 Abilene National Bankl 28 First Security Bank of North Arkansas 29 Security Bank & Trust Company 30 Western National Bank 31 Hohenwald Bank & Trust Company 32 United Mutual Savings Bankl 33 Oklahoma National Bank & Trust Co. l C-58 Location Buffalo, NY Tuscola, IL Tampa, FL Minneapolis, MN Yorkville, TN Woodson, TX Spokane, WA Newark, NJ New York, NY Haverford, PA Humboldt, IA Stafford, VA Tyler, TX San Diego, CA Huntingdon, TN Charleston, IL Ypsilanti, MI Bayamon, PR Tillar, AR Lewistown, IL Bland, MO Oklahoma City, OK Hooks, TX Redwater, TX Boston, MA Mount Pleasant, IA Abilene, TX Horseshoe Bend, AR Cairo, IL Santa Ana, CA Hohenwald, TN New York, NY Oklahoma City, OK Date of Failure Jan 15 Feb 6 Feb 12 Feb 20 Feb 20 Marl Mar 11 Mar 11 Mar 26 Apr 2 Apr 2 Apr 3 Apr 16 Apr 29 Apr 30 May 1 MaylS Junl2 Jun23 Jun25 Jul 2 Jul 5 Jul 27 Jul 27 Jul 30 Aug 6 Aug 6 Aug 27 Aug 27 Aug 27 Sep 3 Sep 24 Oct 3 Transaction Type A/A P&A P&A A/A P&A PO A/A A/A A/A A/A P&A P&A P&A P&A PO P&A P&A P&A PO P&A P&A PO P&A P&A P&A P&A A/A P&A P&A P&A PO A/A A/A Charter Class MI N SM MI NM NM NM MI MI MI N SM N NM NM N NM NM NM NM NM N NM NM NM NM N NM NM N NM MI N Total Deposits $874,606 17,067 210,173 842,021 6,387 3,500 568,965 576,360 2,900,493 1,966,280 47,398 12,228 8,018 8,684 8,292 24,200 18,218 17,922 5,582 28,104 3,902 390,029 13,408 12,407 11,467 26,214 427,572 12,728 11,169 21,892 24,334 777,890 133,587 Total Assets $1,027,986 22,138 267,410 1,010,324 7,097 3,908 695,542 688,491 3,503,545 2,126,384 55,412 14,009 8,530 9,758 8,739 26,807 19,915 | 21,440 6,316 30,852 4,251 436,484 14,413 1 14,070 12,759 29,367 437,282 14,148! 12,021 25,590 27,053 832,858 131,620 Table BC-82 BIF Closings and Assistance Transactions Calendar Year 1982 (Dollar amounts in thousands) 34 35 36 37 38 39 40 41 42 Name Tri-State Bank Mechanics Savings Banki Cedar Bluff Bank The First National Bank of So. Charleston Texas Bank of Amarillo Bank of Quitman Ranchlander National Bank Bollinger County Bank The Security State Bank Total Banks: Location Markham, IL Elmira, NY Cedar Bluff, AL South Charleston, WV Amarillo, TX Quitman, AR Melvin, TX Lutesville, MO Mooreland, OK 42 l Merged with financial assistance from the FDIC into an operating bank to prevent failure Date of Failure Oct 8 Oct 15 Nov 2 Nov 5 Nov 5 Nov 12 Nov 19 Dec 10 Dec 16 A/A = P&A = PO= Tot. comm'l A/A = Tot. savings Tot. banks Deposits and assets are as of the quarter before closing. Sources: FDIC, 1982 Annual Report, Table 123, page 32-34 FDIC: The First Fifty Years - A History of the FDIC 1933-1983, 1984, page 90-91. Revised 7-23-97 C-59 Transaction Type PO A/A P&A P&A P&A P&A PO P&A P&A 3 25 7 35 7 7 42 Charter Class NM MI NM N NM NM N NM NM Total Deposits 16,034 50,608 12,735 27,711 11,540 16,318 4,123 14,637 10,062 $10,174,865 Total Assets 16,281 55,254 13,685 28,629 13,149 17,359 4,305 15,867! 11,554 $11,722,602 Table BC-83 BEF Closings and Assistance Transactions Calendar Year 1983 (Dollar amounts in thousands) Name |" 1 The Madison County Bank 2 Dry Dock Savings Banki 1 3 State Bank of Barnum 4 American State Bank 5 United American Bank in Knoxville2 6 Merchants & Farmers State Bank 7 American City Bank 8 Newport Harbour National Bank 9 Pan American National Bank 10 Columbia Pacific Bank & Trust Co. 11 Prairie County Bank 12 Bear Creek Valley Bank 13 The Ina State Bank 14 Bank of San Marino 15 Sparta-Sanders State Bank 16 Heritage Bank 17 First National Bank of Oak Lawn 18 Smith County Bank 19 City & County Bank of Knox County 20 United Southern Bank of Nashville 21 United American Bank in Hamilton County 22 City & County Bank of Roane County 23 City & County Bank of Anderson County 24 The Commercial Bank of California 25 Community Bank 26 Western National Bank of Lovell 27 Mineral Bank of Nevada 28 Union National Bank of Chicago 29 The First Central Bank 30 Bank of Niobrara 31 First Peoples Bank of Washington County 32 Metro Bank 33 Oregon Mutual Savings Bank 34 The First National Bank of Danvers C-60 Location Fredericktown, MO New York, NY Barnum, MN Bradley, IL Knoxville, TN Blythe, CA Los Angeles, CA Newport Beach, CA Union City, NJ Portland, OR Hazen, AR Phoenix, OR Ina, IL San Marino, CA Sparta, KY Ashland, OR Oak Lawn, IL Carthage, TN Knoxville, TN Nashville, TN Chattanooga, TN Kingston, TN Lake City, TN Los Angeles, CA Hartford, SD Lovell, WY Las Vegas, NV Chicago, IL Smithville, TN Niobrara, NE Johnson City, TN Midland, TX Portland, OR Danvers, IL Date of Failure Jan 21 Feb 9 Feb 9 Feb 12 Feb 14 Feb 18 Feb 25 Mar 11 Mar 18 Mar 18 Mar 24 Mar 25 Apr 8 Apr 8 Apr 15 Apr 29 Apr 29 May 6 May 27 May 27 May 27 May 27 May 27 May 27 Junl7 Jun24 Jun30 Jul 8 Jul 8 Jul 8 Jul 29 Jul 29 Aug 5 Aug 5 Transaction Type P&A A/A PO P&A A/A P&A P&A P&A P&A PO PO P&A P&A P&A PO P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A PO PO IDTR P&A P&A P&A P&A A/A P&A Charter Class NM MI NM NM NM NM NM N N SM NM NM NM NM NM NM N NM NM SM NM NM NM NM NM N NM N NM NM NM NM MI N Total Deposits $6,758 2,037,825 13,056 13,775 590,861 5,685 293,937 44,035 36,307 45,696 12,119 11,164 16,566 12,754 18,517 16,254 123,278 30,898 250,036 135,665 125,232 40,420 133,943 30,180 28,291 23,281 13,131 24,360 17,851 6,123 175,010 31,113 251,338 11,659 Total Assets $7,000 2,452,158 13,873 14,124 760,473 5,908 319,354 47,296 37,172 47,385 | 13,251 13,589 17,743! 12,997 19,033 18,518 j 130,265 32,985 262,474 144,171 133,834 42,232 142,875 32,437 32,007 24,804 18,036 26,252 18,905 7,177 177,785 33,607 265,734 12,525 Table BC-83 BIF Closings and Assistance Transactions Calendar Year 1983 (Dollar amounts in thousands) 35 36 37 38 39 40 41 42 43 44 45 46 47 48 Name First Commerce Bank of Hawkins County United Southern Bank of Clarksville The Douglass State Bank Warren County Bank Dominion Bank of Denver National Bank of Odessa Auburn Savings Bank The Deschutes Bank The First National Bank of Midland First National Bank of Browning Atkinson Trust & Savings Bank Union Trust Company BankofHackleburg The Bank of Red Oak Total Banks: 48 Location Rogersville, TN Clarksville, TN Kansas City, KS McMinnville, TN Denver, CO Odessa, TX Auburn, NY Redmond, OR Midland, TX Browning, MT Atkinson, IL San Juan, PR Hackleburg, AL Red Oak, OK Date of Failure Aug 12 Aug 26 Sep 2 Sep 16 Sep 30 Sep 30 Octl Oct 7 Oct 14 Nov 11 Nov 25 Dec 9 Dec 13 Dec 16 IDTR = PO = P&A = A/A = Tot. comm'l A/A = Tot. savings Tot. banks 1 Merged with financial assistance from FDIC into operating banks to prevent failure 2 FDIC assisted the merger under the terms of a voluntary assisted merger plan Deposits and assets are as of the quarter before closing. Sources: FDIC, 1983 Annual Report, Table 123, page 54-55 FDIC: The First Firry Years - A History of the FDIC 1933-1983, 1984, page 90-91 Revised 7-23-97 C-61 Transaction Type P&A P&A P&A P&A P&A P&A A/A P&A P&A PO IDTR P&A P&A P&A 2 7 35 1 45 3 3 48 Charter Class NM NM NM NM NM N MI NM N N NM NM NM NM Total Deposits 44,920 11,494 31,156 18,728 13,724 100,531 131,382 10,021 780,076 13,366 18,511 25,653 6,421 10,489 Total Assets 43,097 9,943 35,385 19,639 16,709 92,878 133,184 10,207 1,409,639 13,703 21,074 30,578 6,531 11,135 $5,843,590 $7,191,681 Table BC-84 BIF Closings and Assistance Transactions Calendar Year 1984 (Dollar amounts in thousands) Name 1 Farmers Bank & Trust Co. 2 City & County Bank of Jefferson County 3 Indian Springs State Bank 4 Emerald Empire Banking Company 5 The Tucker County Bank 6 Heritage Bank of Bureau County 7 West Olympia Bank 8 Brownfield State Bank & Trust Company 9 United Bank of Oregon 10 All American National Bk of Va. Gardens 11 National Bk & Tr Co. of Traverse City 12 Heritage Bank i 13 Seminole State National Bank 14 First Security Bank 15 Watauga Valley Bank 16 Security National Bank of Lubbock 17 Gamaliel Bank 18 The Shelby National Bank of Shelbyville 19 United Of America Bank 20 West Coast Bank 21 Citizens Bank of Monroe County 22 First National Bank 23 Western National Bank of Casper 24 State Bank of Mills 25 The First National Bank of Rushford 26 The National Bank of Carmel 27 First Continental Bk & Tr Co. of Del City 28 The Mississippi Bank 29 Continental Illinois National Bk & Tr Co.l 30 Bledsoe County Bank 31 Planters Trust & Savings Bank of Opelousas 32 Bank of Irvine 33 Washington National Bank of Chicago 34 First National Bank of Prior Lake C-62 Location Winchester, TN White Pine, TN Kansas City, KS Springfield, OR Parsons, WV Depue, IL Los Angeles, CA Brownfield, TX Milwaukie, OR Miami, FL Traverse City, MI Anaheim, CA Seminole, TX Erwin, TN Ehzabethton, TN Lubbock, TX Gamaliel, KY Shelbyville, IN Chicago, IL Los Angeles, CA Tellico Plains, TN Snyder, TX Casper, WY Mills, WY Rushford, MN Carmel-by-the-Sea, CA Del City, OK Jackson, MS Chicago, IL Pikeville, TN Opelousas, LA Irvine, CA Chicago, IL Prior Lake, MN Date of Failure Jan 6 Jan 20 Jan 27 Feb 3 Feb 3 Feb 8 Feb 10 Feb 17 Mar 2 Mar 2 Mar 9 Mar 16 Mar 16 Apr 6 Apr 6 Apr 13 Apr 19 Apr 19 Apr 26 Apr 27 Apr 27 May 4 May 4 May 4 May 4 May 8 May 11 May 11 May 17 May 18 May 18 May 18 May 18 May 24 Transaction Type P&A P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A PO IDTR P&A P&A IDTR IDTR P&A IDTR PO P&A IDTR P&A P&A P&A IDTR IDTR P&A A/A P&A P&A P&A P&A P&A Charter Class NM NM NM SM SM NM NM NM NM N N NM N NM NM N NM N NM NM NM N N SM N N NM NM N NM NM NM N N Total Deposits $48,269 22,775 27,345 21,331 14,785 7,846 19,916 37,585 16,056 12,033 97,825 180,425 48,364 23,050 14,353 49,854 21,509 65,542 30,640 189,986 20,335 22,169 23,329 6,424 21,360 65,076 104,028 182,956 28,590,214 5,402 66,396 29,401 13,809 11,494 Total Assets $48,606 21,712 30,896 22,278 15,437 8,706 20,411 38,854 17,258 13,855 103,968 186,068 51,131 23,866 14,240 51,404 22,773 1 67,778 46,393 | 198,210 20,550 23,518 27,373 7,240 j 21,991 90,484 107,237 238,037 39,956,9561 5,272 71,427 30,992 14,077 12,231 Table BC-84 BIF Closings and Assistance Transactions Calendar Year 1984 (Dollar amounts in thousands) 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 Name Garden Grove Community Bank Cherokee County Bank Stewardship Bank of Oregon Farmers State Bank The Lawrence County Bank The Corning Bank Republic Bank of Kansas City The Fanners National Bank of Aurelia American Bank East Texas Bank & Trust Company The Coffeen National Bank The Guaranty Bank of Saint Paul Coalmont Savings Bank Jackson County National Bank Peoples State Bank of Clay County The Tingley State Savings Bank American National Bank in McLean Girod Trust Company The First State Bank Hereford State Bank Bank of the Northwest David City Bank Oakland Savings Bank Community Bank & Trust Company Bank of Verdigre & Trust Company Century National Bank Security State Bank Orange Savings Bank2 The Farmers & Merchants Bank The Rexford State Bank Oneida Bank & Trust Co. Bucklin State Bank of Bucklin American State Bank The Bank of Cody C-63 Location Garden Grove, CA Centre, AL Portland, OR Lyons, SD Lawrenceburg, TN Corning, AR Kansas City, MO Aurelia, IA Saint Joseph, TN Longview, TX Coffeen, EL St. Paul, MN Coalmont, TN Tuckerman, AR Poland, IN Mount Ayr, IA McLean, TX San Juan, PR Thayer, KS Hereford, CO Eugene, OR David City, NE Oakland, IA Enid, OK Verdigre, NE Jacksonville, FL Weatherford, OK Livingston, NJ Tecumseh, OK Rexford, KS Oneida, TN Bucklin, MO Thomas, OK Cody, NE Date of Failure Jun 1 Jun5 Jun 8 Jun 15 Jun 15 Jun 15 Jun 18 Jun 21 Jun 27 Jun 29 Jul 12 Jul 19 Jul 24 Aug 9 Aug 10 Aug 10 Aug 16 Aug 16 Aug 22 Aug 24 Aug 31 Sep 6 Sep 7 Sep 14 Sep 19 Sep 20 Sep 21 Sep 28 Oct 5 Oct 10 Oct 12 Oct 12 Oct 19 Oct 24 Transaction Type P&A P&A PO P&A P&A P&A IDTR P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A PO P&A P&A P&A P&A P&A P&A P&A A/A P&A P&A P&A P&A P&A P&A Charter Class NM NM NM NM SM NM NM N NM NM N NM NM N NM NM N NM NM NM NM NM NM NM NM N SM MI NM NM NM NM NM NM Total Deposits 4U27" 37,588 5,843 2,984 24,521 30,570 38,328 19,142 29,811 97,121 9,374 27,461 24,039 12,941 17,106 18,478 13,408 289,698 11,224 2,476 19,793 18,801 19,921 28,002 12,729 13,267 48,462 498,033 30,968 5,294 5,445 15,265 22,195 9,380 Total Assets 43,892 39,391 6,314 3,231 25,155 32,030 41,326 19,900 32,993 106,092 9,359 28,619 25,716 13,254 17,724 19,404 14,271 405,685 12,163 2,707 21,780 21,321 22,101! 32,236; 13,356 13,207 50,126 513,376 31,139 5,770 6,292 16,133 23,869 10,277 Table BC-84 BIF Closings and Assistance Transactions Calendar Year 1984 (Dollar amounts in thousands) 69 70 71 72 73 74 75 76 77 78 79 80 Name Farmers State Bank State Bank of Boyd The First National Bank of Gaylord First American Banking Company The Strong City State Bank The Dayton Bank & Trust Co. Golden Spike State Bank Farmers State Bank of Holyoke University Bank of Wichita Uehling State Bank The Farmers State Bank First Security Bank Total Banks: Location Kilgore, NE Boyd, MN Gaylord, KS Pendleton, OR Strong City, KS Dayton, TN Tremonton, UT Holyoke, CO Wichita, KS Uehling, NE Selden, KS Sandwich, IL 80 Deposits and assets are as of the quarter before closing. Date of Failure Oct24 Oct 24 Oct 25 Nov 16 Nov 29 Nov 30 Dec 4 Dec 7 Dec 11 Dec 18 Dec 20 Dec 22 IDTR = PO = P&A= AA= Tot. Comm'l A/A= Tot. savings Total banks Transaction Type P&A P&A P&A P&A P&A IDTR P&A P&A P&A IDTR P&A P&A 1 Continental Illinois National Bank & Trust Co. assets are taken from FDIC, 1988 Annual Report, page 8 2 FDIC assisted the merger under the terms of a voluntary assisted merger plan. Sources: FDIC, 1984 Annual Report, Table 123, page 46-49 FDIC, 1988 Annual Report, page 8 FDIC Report of Condition, June 30, 1984 Revised 7-23-97 C-64 Charter Class NM NM N NM NM NM SM NM NM NM NM NM 12 4 62 1 79 1 1 80 Total Deposits 5^538" 6,221 6,074 15,269 4,746 50,035 7,269 3,578 4,474 3,713 13,697 12,101 $31,745,392 __ Total Assets 6jm 7,117 6,426 18,630 5,026 51,433 7,788 3,901 4,700 4,224 14,578 13,422 $43,454,765 Table BC-85 BEF Closings and Assistance Transactions Calendar Year 1985 (Dollar amounts in thousands) Name 1 Citizens State Bank 2 State Bank of Dannebrog 3 Coast Community Bank 4 First National Bank in Marlow 5 First National Bank in Clarksville 6 The Steele State Bank 7 Citizens Fidelity Bank 8 The First National Bank of Woodbine 9 Farmers National Bank of Erick 10 Peoples Bank & Trust Co. 11 West Valley Bank 12 First National Bank of Eads 13 Citizens State Bank of Fulda 14 Inwood State Bank 15 Halifax National Bank of Port Orange 16 Citizens State Bank 17 The Commercial State Bank 18 The Taylor State Bank 19 Golden Valley Bank 20 Fidelity Bank of Denver 21 Bank of Hunter 22 Capistrano National Bank 23 State Bank of Alexandria 24 First State Bank of Elgin 25 South Coast Bank 26 Peoples National Bank of Lampasas 27 First National Bank of Springfield 28 Peoples State Bank 29 First Enterprise Bank 30 The Bank of Commerce 31 Farmers Savings Bank 32 Farmers State Bank 33 Story County State Bank C-65 Location Edgerton, WY Dannebrog, NE Harbor, OR Marlow, OK Clarksville, TX Cherokee, IA Bristol, TN Woodbine, IA Erick, OK Wartburg, TN Woodland Hills, C A Eads, CO Fulda, MN Inwood, IA Port Orange, FL Arapahoe, NE Afton,IA Emington, IL Turlock, CA Denver, CO Hunter, OK San Juan Capistrano, CA Alexandria, NE Elgin, OR Costa Mesa, CA Lampasas, TX Springfield, CO Odebolt, IA Oakland, CA Chanute, KS Massena, IA St. Joseph, MO Story City, IA Date of Failure Jan 4 Jan 7 Jan 11 Jan 24 Jan 24 Jan 25 Febl Feb 7 Feb 7 Feb 8 Feb 8 Feb 14 Feb 15 Feb 19 Marl Mar 8 Mar 8 Mar 15 Mar 22 Mar 29 Apr 4 Apr 5 Apr 10 Apr 12 Apr 12 Apr 18 Apr 18 Apr 26 Apr 26 May 2 May 3 May 3 May 9 Transaction Type PO PO P&A P&A P&A P&A P&A P&A P&A IDTR P&A P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A P&A PO P&A P&A P&A P&A P&A PO P&A P&A P&A P&A Charter Class SM NM NM N N NM NM N N NM NM N NM NM N NM NM NM NM SM NM N NM NM NM N N NM NM NM NM NM NM Total Deposits $2,563 4,350 8,473 27,006 33,390 20,586 17,599 25,800 17,340 23,107 43,364 16,718 36,355 7,648 35,745 15,644 15,561 4,840 79,818 48,789 3,109 56,664 2,413 15,775 29,483 40,518 14,011 12,654 43,013 63,907 15,393 49,603 31,633 Total Assets $2,907 4,870 9,123 27,447 34,955 21,891 18,223 25,782 16,845 24,408 48,262 17,547 39,376 8,147 38,584 16,932 16,260 4,980 82,236 54,700 3,001 58,224 2,545 18,169 31,304 39,427 15,305 13,541 43,809 66,843 16,920 50,867 33,586 Table BC-85 BIF Closings and Assistance Transactions Calendar Year 1985 (Dollar amounts in thousands) 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 Name Bank of Newcastle The Energy Bank, N. A. Northwest Bank Bank of Taylor Scroggin& Company Bank Security State Bank Fairfield State Bank BankofLockesburg First Trust Bank of Lakefield Bank of Oregoni American National Bank of Riverton The First State Bank Swift County Bank Strong's Bank Farmers State Bank of Dexter Urbana Savings Bank First City Bank, N.A. Golden Pacific National Bank First Bank & Trust Madison Bank The First National Bank of Jacksonville Crossroads State Bank Eskridge State Bank The First National Bank of Darrouzett Linn County Bank Gilpin County Bank The First National Bank of Onaga First National Bank of Glenrock Kansas American Bank Citizens State Bank of El Dorado Riverside National Bank of Houston Farmers State Bank Farmers State Bank of Round Lake Mineola State Bank C-66 Location Newcastle, OK Dallas, TX White Settlement, TX Taylor, NE Oak,NE Edgar, NE Fairfield, NE Lockesburg, AR Lakefield, MN Woodburn, OR Riverton, WY Edna, KS Benson, MN Dodgeville, WI Dexter, KS Urbana, IA Oklahoma City, OK New York, NY Tracy City, TN Madison, KS Jacksonville, AL Oklahoma City, OK Eskridge, KS Darrouzett, TX Linneus, MO Black Hawk, CO Onaga, KS Glenrock, WY Overland Park, KS El Dorado, KS Houston, TX Rising City, NE Round Lake, MN Mineola, IA Date of Failure May 16 May 16 May 23 May 31 May 31 May 31 May 31 May 31 May 31 May 31 Junll Junl3 Junl4 Junl4 Jun20 Jun21 Jun21 Jun21 Jun28 Jul 2 Jul 5 Jul 11 Jul 18 Jul 18 Jul 19 Jul 19 Jul 23 Jul 23 Jul 25 Jul 25 Augl Aug 2 Aug 2 Aug 6 Transaction Type P&A P&A P&A P&A PO P&A PO P&A IDTR A/A P&A P&A P&A IDTR PO P&A P&A IDTR P&A P&A P&A PO P&A PO P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A Charter Class NM N NM NM NM NM NM NM NM NM NM NM NM NM NM NM N N NM NM N NM NM N NM SM N N NM NM N NM NM NM Total Deposits 31,169 27,370 51,102 13,360 3,219 6,072 6,034 23,508 22,126 96,968 39,595 8,119 38,007 28,240 4,166 6,325 92,708 131,418 19,718 7,739 39,643 17,101 9,435 11,388 5,301 3,481 22,259 16,463 23,888 29,527 17,158 11,929 20,903 4,928 Total Assets 32,623 29,744 54,001 14,542 3,552 6,570 6,795 25,469 24,288 117,145 37,937 8,325 41,598 30,733 4,267 7,158 97,808 146,254 21,123 8,392 43,290 17,776 10,137 18,213 5,381 3,861 22,379 18,686 25,707 31,185 18,365 12,845 23,210 5,205 Table BC-85 BEF Closings and Assistance Transactions Calendar Year 1985 (Dollar amounts in thousands) 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 Name Security Bank & Trust Company State Bank of Farmersville State Bank of Herndon Park West Bank, N. A. The Commercial Bankl TheBankofBronson Missouri Delta Bank Cardwell State Bank Moncor Bank, N.A. TheBankofLoretto Bank of Clifton First Security Bank of Dickson Moncor Bank, N. A. Peoples National Bank of Rockland County Elba State Bank The Sedan State Bank Western State Bank The First National Bank in Terral Bowery Savings Bank2 Tower Bank, N. A. Bank of Canton Saratoga State Bank The First National Bank of St. Joseph Farmers State Bank in Afton The Early Bank First State Bank Farmers State Bank of Kanaranzi The Citizens Bank Early Savings Bank The Aurora Bank Yellowstone State Bank Auburn Savings Bank Northshore Bank First National Bank of Teague C-67 Location Midwest City, OK Farmersville, IL Herndon, KS Farmers Branch, TX Andalusia, AL Bronson, KS Hayti, MO Cardwell, MO Hobbs, NM Loretto, TN Clifton, CO Dickson, TN Roswell, NM Ramapo, NY Elba, NE Sedan, KS Denton, TX Terral, OK New York, NY Hialeah Gardens, FL Canton, OK Saratoga, WY St. Joseph, MO Afton, OK Early, TX Jet, OK Kanaranzi, MN Ogden, UT Early, IA Aurora, CO Lander, WY Auburn, IA Houston, TX Teague, TX Date of Failure Aug 8 Aug 9 Aug 14 Aug 15 Aug 16 Aug 23 Aug 28 Aug 28 Aug 30 Sep 4 Sep 6 Sep 12 Sep 12 Sep 13 Sep 18 Sep 25 Sep 27 Sep 27 Octl Oct 3 Oct 10 Oct 11 Oct 11 Oct 17 Oct 18 Oct 18 Oct 18 Oct 18 Novl Novl Novl Nov 8 Nov 8 Nov 14 Transaction Type P&A P&A PO IDTR A/A PO P&A P&A P&A P&A PO P&A P&A IDTR PO PO P&A PO A/A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A PO P&A P&A PO Charter Class NM NM NM N NM NM NM NM N NM SM NM N N NM SM NM N SB N NM SM N NM NM NM NM NM SM SM SM SM NM N Total Deposits 33,426 12,118 5,758 18,232 76,446 9,294 8,112 5,664 220,340 24,782 9,839 14,259 32,901 25,309 4,217 26,586 23,678 3,948 5,001,932 19,722 20,609 16,300 175,895 9,905 15,130 11,495 3,823 85,512 11,935 15,214 20,774 6,647 43,341 29,155 Total Assets 34,976 11,984 6,237 20,544 77,816 9,604 9,116 6,206 229,302 25,637 10,887 14,785 33,293 29,482 4,735 28,153 27,831 4,063 5,277,472 20,523 22,438 18,470 193,485 10,794 15,846 12,344 3,907 93,459 12,890 16,567 18,676 6,833 47,187 31,995 Table BC-85 BIF Closings and Assistance Transactions Calendar Year 1985 (Dollar amounts in thousands) 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 Name The Dill State Bank Farmers & Merchants St Bank of Rush Cnty Decatur County National Bank of Oberlin The Clarksdale Bank of Clarksdale Chester State Bank Allen County Bank & Trust Company California Heritage Bank Security State Bank Farmers & Merchants N. Bank of Hennessy Farmers State Bank of Barry County Lake National Bank First National Bank of Lincoln County Farmers & Merchants Bank Bank of Panama Farmers State Bank Princeton State Bank State Bank of Frost First City Bank Home Savings Bank2 Total Banks: Location Dill City, OK La Crosse, KS Oberlin, KS Clarksdale, MO Chester, TX Leo, IN San Diego, CA Broken Bow, NE Hennessy, OK Exeter, MO Lake Ozark, MO Ruidoso, NM Comstock, NE Panama, NE Sargent, NE Princeton, MO Frost, MN Glendale, CA White Plains, NY 120 Deposits and assets are as of the calendar quarter ending nearest the closing orfailure date. 1 Financially assisted merger of a failing but open bank. 2 FDIC assisted the merger under the terms of a voluntary assisted merger plan. Source: FDIC, 1985 Annual Report, Table 123, Page 62-67. Revised 5-13-97 C-68 Date of Failure Nov 21 Nov 21 Nov 21 Nov 21 Nov 22 Nov 22 Nov 22 Dec 5 Dec 5 Dec 13 Dec 13 Dec 13 Dec 19 Dec 19 Dec 19 Dec 19 Dec 20 Dec 20 Dec 31 IDTR = PO = P&A= A/A = Tot. comm'l A/A= Tot. savings Total banks Transaction Type P&A PO P&A P&A P&A P&A P&A PO PO P&A P&A P&A PO P&A P&A PO P&A P&A A/A 7 22 87 2 118 2 2 120 Charter Class NM SM N NM NM NM NM NM N NM N N NM NM NM NM NM NM SB Total Deposits 14,289 28,914 16,786 5,847 10,979 10,524 22,397 7,550 27,452 4,079 19,130 30,697 3,180 4,281 11,321 16,809 6,603 28,772 405,013 Total Assets 15,459 32,647 18,362 6,167 11,722 10,907 24,114 8,040 28,684 4,203 19,795 32,024 3,324 4,376 12,474 18,366 7,736 35,813 413,948 $8,470,160 $8,977,278 Table BC-86 BEF Closings and Assistance Transactions Calendar Year 1986 (Dollar amounts in thousands) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 Name The First National Bank of White City First State Bank Bank of Dixie First Progressive Bank American Bank of Casper Utah Firstbank Pioneer State Bank The Peoples National Bank & Trust Co. Johnson County Bank Valencia Bank First National Bank of Tipton Park Bank of Florida Executive Center Bank, N.A. Elk City State Bank First National Bank of Douglas The First National Bank of Gorman The First National Bank of Tekamah The City National Bank of Plainview The Citizens Bank of Winigan Missouri Farmers & Merchants St Bk of Lamberton Williams Savings Bank First State Bank First State Bank Stockholm State Bank Farmers & Merchants Bank of HuntsviUe Family Bank Industrial National Bank of East Chicago Eddy County National Bank The National Bank The Peoples Bank of Mercer The First National Bank of Ruston Center National Bank The Talmage State Bank2 Florida Center Bank C-69 Location White City, KS Cache, OK Lake Providence, La Metairie, LA Casper, WY Salt Lake City, UT Salt Lake City, UT Albia, IA Tecumseh, NE Placentia, CA Tipton, IA St. Petersburg, FL Dallas, TX Elk City, OK Douglas, WY Gorman, TX Tekamah, NE Plainview, TX Winigan, MO Lamberton, MN Williams, IA White Cloud, KS Memphis, TX Stockholm, SD HuntsviUe, MO Ogden, UT East Chicago, IN Carlsbad, NM Dyersville, IA Mercer, MO Ruston, LA Los Angeles, CA Talmage, KS Orlando, FL Date of Failure Jan 9 Jan 9 Jan 10 Jan 17 Jan 17 Jan 24 Jan 24 Feb 6 Feb 7 Feb 7 Feb 14 Feb 14 Feb 14 Feb 21 Feb 21 Feb 27 Mar 6 Mar 6 Mar 7 Mar 14 Mar 20 Mar 27 Mar 27 Mar 27 Mar 28 Mar 28 Apr 3 Apr 3 Apr 10 Apr 10 Apr 10 April Apr 16 Apr 18 Transaction Type P&A P&A P&A P&A IDTR P&A P&A PO P&A IDTR P&A P&A PO PO P&A P&A P&A P&A PO IDTR P&A P&A P&A P&A IDTR P&A P&A P&A P&A PO P&A P&A A/A P&A Charter Class N NM NM NM NM SM SM N SM NM N NM N SM N N N N NM NM NM NM NM NM NM NM N N N NM N N NM NM Total Deposits $9,239 18,897 36,452 37,908 18,905 39,601 10,893 49,408 19,384 99,181 18,008 577,791 9,608 21,408 14,260 13,623 20,228 49,606 6,209 16,196 11,746 5,597 16,307 6,644 17,590 24,673 8,146 26,541 39,806 10,456 31,047 45,728 8,883 72,235 Total Assets $9,607 20,725 41,444 39,362 20,489 38,492 11,698 51,966 i 20,173| 101,081! 17,896 591,667! 9,911 22,159 14,020 14,486 21,166 48,357 6,534 17,139 12,847 6,083 17,008 7,154 16,603 | 27,979 8,387 30,352 43,038 10,412! 31,539 47,721 9,258 78,891 Table BC-86 BIF Closings and Assistance Transactions Calendar Year 1986 (Dollar amounts in thousands) I | j ! Name 35 Union County Bank 36 First National Bank of Irving 37 The First National Bank of Bandera 38 BankofNortonville 39 The Bedford National Bank 40 The First National Bank of Carter 41 Bank of Commerce & Trust Company 42 Rainsville Bank 43 First Bank & Trust of Idaho 44 The Citizens State Bank of St. Francis 45 Saddleback National Bank 46 First State Bank & Trust Company 47 Centennial State Bank of Colorado 48 Sunshine State Bank 49 Roseland State Bank 50 The Lone Rock Bank, N.A. 51 The First National Bk & Tr Co. of Norman 52 Banco de Ahorro, F.S.B. 53 Bank of Columbia Falls 54 The Citizens State Bank of McCracken 55 Security Bank of Glenrock 56 Petrobank, NA. 57 Bossier Bank & Trust Company 58 The Bank of Commerce 59 First National Bank of Borger 60 The First National Bank of Chanute 61 The American Bank 62 Union Deposit Bank 63 Continental National Bank of Kentucky 64 Commercial State Bank 65 The Home State Bank 66 Orange Coast Thrift & Loan Association 67 National Bank of Texas 68 Farmers State Bank of Clarissa C-70 Location Maynardville, TN Irving, TX Bandera, TX Nortonville, KS Bedford, IA Carter, OK Tulsa, OK Rainsville, AL Malad City, ID St. Francis, KS Laguna Hills, CA Edinburg, TX Englewood, CO South Miami, FL Roseland, NE Lone Rock, IA Norman, OK Mayaguez, PR Columbia Falls, MT McCracken, KS Glenrock, WY Houston, TX Bossier City, LA Shreveport, LA Borger, TX Chanute, KS Alma, WI Union, KY Louisville, KY Pocahontas, IA Rochester, TX Los Alamitos, CA Austin, TX Clarissa, MN Date of Failure Apr 22 Apr 24 Apr 24 May 1 May 1 May 1 May 8 May 9 May 9 May 15 May 15 May 23 May 23 May 23 May 28 May 29 May 29 May 30 May 30 Jun5 Jun6 Junl2 Junl3 Junl3 Junl9 Junl9 Jun20 Jun26 Jun26 Jun27 Jun27 Jun27 Jul 2 Jul 11 Transaction Type IDTR P&A P&A P&A P&A PO P&A P&A P&A P&A IDTR P&A P&A PO P&A P&A IDTR P&A P&A PO PO PO P&A P&A P&A PO IDTR IDTR P&A P&A P&A P&A PO P&A Charter Class NM N N NM N N NM NM NM NM N NM NM NM NM N N FSB NM NM SM N NM NM N N NM NM N NM NM NM NM NM Total Deposits 30,436 37,809 15,062 6,472 18,365 6,714 154,279 16,081 51,885 22,073 13,112 136,979 20,210 103,092 11,237 7,165 75,727 30,021 39,228 10,691 5,619 34,624 201,871 74,262 75,196 46,636 36,175 4,998 10,188 42,878 8,968 12,330 31,725 16,791 Total Assets 32,902 38,462 15,541 7,249 19,323 7,344 182,653 17,489 55,867 24,189 13,454 137,947 20,357 109,404 12,020 7,462 73,170 33,961 41,470 11,396 5,993 35,455 | 215,830 J 75,430 80,113 45,414 40,024 5,766 10,088 47,880 9,157 13,966 33,378 17,918 Table BC-86 BIF Closings and Assistance Transactions Calendar Year 1986 (Dollar amounts in thousands) Name 69 The First Nat Bk & Tr Co. of Okla. City ! 70 The Bank of Kiowa 71 Fillmore County Bank 72 Callao Community Bank 73 The First National Bank of Sheridan 74 New Mexico National Bank 75 Permian Bank 76 Farmer's Bank 77 McCune State Bank 78 The First National Bank of Prairie City 79 The Bank of Park County 80 Mountain Valley Bank 81 First National Bank in Cordell 82 Eden State Bank 83 Citizens State Bank 84 The Gering National Bank & Trust Co. 85 The Easton State Bank 86 The First Nat Bank & Trust Co. of El Reno 87 First Citizens Bank 88 Graettinger State Bank 89 Medicine Bow State Bank 90 The State Exchange Bank 91 Citizens National Bank & Trust Co. 92 State Bank of Westphalia l 93 Mendon State Bank 94 The United Bank 95 DanburyBank 96 The First National Bank in Rifle 97 Albany State Bank 98 Buena Vista Bank & Trust Company 99 American National Bank of Eastridge 100 Mid Valley Bankl 101 Fairview State Bank 102 Western Bank C-71 Location Oklahoma City, OK Kiowa, KS Geneva, NE Callao, MO Sheridan, WY Albuquerque, NM Odessa, TX Trimble, TN McCune, KS Prairie City, IA Bailey, CO Conifer, CO Cordell, OK Eden, TX Iowa Falls, IA Gering, NE Eston, KS El Reno, OK Dallas, TX Graettinger, IA Medicine Bow, WY Yates Center, KS Oklahoma City, OK Westphalia, KS Mendon, IL Minneapolis, KS Danbury, TX Rifle, CO Albany, MO Buena Vista, CO Casper, WY Omak, WA Fairview, OK Midland, TX Date of Failure Jul 14 Jul 17 Jul 17 Jul 17 Jul 17 Jul 17 Jul 18 Jul 18 Jul 24 Jul 24 Jul 25 Jul 25 Jul 31 Jul 31 Jul 31 Jul 31 Aug 7 Aug 7 Aug 7 Aug 7 Aug 8 Aug 14 Aug 14 Aug 15 Aug 20 Aug 21 Aug 21 Aug 21 Aug 28 Aug 28 Aug 28 Aug 30 Sep 4 Sep 4 Transaction Type P&A PO P&A P&A P&A P&A PO P&A P&A P&A IDTR P&A PO P&A P&A P&A P&A IDTR P&A P&A PO P&A IDTR A/A P&A P&A P&A PO P&A PO PO A/A P&A P&A Charter Class N NM NM NM N N NM NM NM N SM SM N NM NM N NM N NM NM SM NM N NM NM NM NM N NM NM N NM SM NM Total Deposits 1,301,346 11,019 11,175 5,652 63,573 149,163 38,366 20,248 8,673 19,248 5,015 7,346 22,814 13,225 53,474 70,580 17,162 44,238 105,402 11,459 4,207 26,692 183,284 4,728 17,590 22,069 9,635 17,465 4,921 30,475 4,055 39,085 23,700 70,599 Total Assets 1,754,157 10,924 11,975 5,671 69,334 159,298 41,221 21,445 9,134 18,948 5,950 8,054 23,026 13,340 53,963 70,213 17,197 47,182 112,668 11,828 4,810 27,813 179,081 4,8301 18,891 22,692 9,358 17,588 4,676 32,769 4,367 39,139 24,000 77,432 Table BC-86 BIF Closings and Assistance Transactions Calendar Year 1986 (Dollar amounts in thousands) 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 i 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 Name Central Bank & Trust of Tulsa Texas Independence Bank Texas Bank & Trust Company The Home State Bank Heritage National Bank American Bank & Trust Company Missouri Farmers Bank Century National Bank Frontier National Bank Columbia Community Bank Independent National Bank Valley State Bank Bank of Gering Stillwater Community Bank Security National Bank Republic Bank Sedgwick County Bank The Citizens State Bank The First National Bank & Tr Co. of Enid The Home Bank First Stock Yards Bank Metropolitan Bank & Trust Company Chokio State Bank The Hoxie State Bank First National Bank of Temple The Bank of Northern California Texana National Bank of College Station Norman Bank of Commerce First National Bank Bank of Oklahoma, Okla. City, N.A.i BankofCommerce2 Hays State Bank Panhandle Bank & Trust Company First National Bank of Stewartville C-72 Location Tulsa, OK Pasadena, TX Lubbock, TX La Crosse, KS Richardson, TX Lafayette, LA Mound City, MO Houston, TX Vista, CA Hermiston, OR Covina, CA Baggs, WY Gering, NE Stillwater, OK Anchorage, AK Blanchard, LA Julesburg, CO Donna, TX Enid, OK Savannah, MO St. Joseph, MO Baton Rouge, LA Chokio, MN Hoxie, KS Temple, OK San Jose, CA College Station, TX Norman, OK Willows, CA Oklahoma City, OK Morristown, TN Hays, KS Borger, TX Stewartville, MN Date of Failure Sep 10 Sep 18 Sep 19 Sep 25 Sep 25 Sep 26 Oct 2 Oct 2 Oct 2 Oct 3 Oct 9 Oct 17 Oct 23 Oct 23 Oct 23 Oct 31 Nov 5 Nov 6 Nov 6 Nov 6 Nov 6 Nov 7 Nov 7 Nov 13 Nov 14 Nov 14 Nov 20 Nov 20 Nov 20 Nov 24 Nov 26 Dec 4 Dec 4 Dec 4 Transaction Type P&A P&A P&A P&A P&A P&A P&A IDTR P&A P&A IDTR PO P&A P&A P&A P&A IDTR P&A PO P&A P&A P&A P&A P&A IDTR P&A P&A P&A P&A A/A A/A P&A P&A P&A Charter Class NM NM NM NM N NM NM N N NM N SM NM NM N NM SM NM N NM NM NM NM NM N NM N NM N N NM NM NM N Total Deposits 71,573 11,976 35,812 13,596 29,998 191,717 25,440 13,503 10,614 4,977 27,744 4,611 22,157 22,641 41,634 39,419 3,665 27,793 96,804 40,088 31,526 69,201 10,959 33,362 7,124 15,774 11,897 41,632 59,245 349,863 64,699 32,252 99,900 18,282 Total Assets 80,147 12,252 39,250 14,718 33,112 210,925 25,963 15,522 9,913 5,257 28,334 5,008 24,155 22,610 41,829 41,684 3,825 27,468 100,115 39,092 31,589 70,053 11,917 35,821 7,346 16,095 | 12,085! 43,525 62,962 468,166 66,627 27,762 112,074 18,475 Table BC-86 BIF Closings and Assistance Transactions Calendar Year 1986 (Dollar amounts in thousands) 137 138 139 140 141 142 143 144 145 Name Cordell National Bank The Citizens Bank of Windsor Lago Vista National Bank First Bank & Trust Co. Landmark National Bank Farmers State Bank Lakeland State Bank Bank of Kansas City l Citizens Bank & Trust Companyi Total Banks: Location Cordell, OK Windsor, MO Lago Vista, TX Booker, TX Denver, CO Lueders, TX Pequot Lakes, MN Kansas City, MO Arcadia, LA 145 Deposits and assets are as of the quarter before closing. l Financially assisted merger of a failing but open bank. 213(c) financial assistance from FDIC to prevent failure. Source: FDIC, 1986 Annual Report, Table 123, Page 54-61. Revised 7-23-97 C-73 Date of Failure Dec 5 Dec 9 Dec 18 Dec 18 Dec 18 Dec 19 Dec 19 Dec 29 Dec 31 IDTR = PO = Transaction Type IDTR P&A IDTR IDTR P&A P&A P&A FAM FAM 19 21 97 7 144 1 1 145 Charter Class N NM N NM N NM NM NM NM Total Deposits 73,505 24,271 12,370 84,607 12,756 9,243 49,145 107,316 10,674 Total Assets 78,649 24,790 11,862 94,888 12,879 9,695 49,435 114,114 10,424 $7,224,151 $8,069,102 Table BC-87 BIF Closings and Assistance Transactions Calendar Year 1987 (Dollar amounts in thousands) Name 1 1 Bowie National Bank 2 The Security Nat Bk & Tr Co. of Norman 3 American National Bank of Grand Junction 4 State Bank of Cuba 5 Latimer Bank & Trust 6 The First National Bank of Rush Springs 7 First Charter Bank 8 The First National Bank of Skiatook 9 National Bank of Frederick 10 The First National Bank of Marlboro 11 First Sierra Bank 12 The Farmers National Bank of Remington 13 First State Bank of Pattonsburg 14 Peoples Bank & Trust Company 15 The La Pryor State Bank 16 Montgomery County Bank, N.A. 17 Bear Creek National Bank 18 Boulevard State Bank 19 State Bank of Allison 20 Sunbelt National Bank 21 Market National Bank 22 Community Bank 23 First City Bank of Atoka 24 Security National Bank 25 Federated National Bank 26 First State Bank of King City, Missouri 27 The County Bank 28 First State Bank of Atmore 29 Hub City Bank & Trust Company 30 The First National Bank of Weslaco 31 American National Bankl 32 First National Bank of Crosby 33 Farmers State Bank 34 Central Bank & Trust Companyl C-74 Location Bowie, TX Norman, OK Grand Junction, CO Cuba, IL Latimer, LA Rush Springs, OK Denver, CO Skiatook, OK Frederick, OK Marlborough, MA Bishop, CA Remington, IN Pattonsburg, MO Holdenville, OK La Pryor, TX The Woodlands, TX Bear Creek, TX Wichita, KS Allison, IA Dallas, TX Denver, CO Seiling, OK Atoka, OK Midland, TX Live Oak, TX King City, MO Manatee County, FL Atmore, AL Lafayette, LA Weslaco, TX Durant, OK Crosby, TX Hart, TX Glenmora, LA Date of Failure Jan 8 Jan 8 Jan 8 Jan 9 Jan 15 Jan 15 Jan 15 Jan 15 Jan 22 Jan 23 Jan 23 Jan 29 Jan 29 Jan 29 Jan 29 Jan 29 Jan 29 Feb 5 Feb 5 Feb 5 Feb 5 Feb 11 Feb 12 Feb 12 Feb 12 Feb 13 Feb 13 Feb 19 Feb 20 Feb 20 Feb 25 Feb 26 Feb 26 Feb 26 Transaction Type P&A P&A IDTR P&A P&A P&A P&A P&A IDTR IDTR IDTR P&A PO P&A P&A P&A P&A P&A P&A PO IDTR P&A P&A PO PO P&A P&A P&A P&A PO A/A P&A P&A A/A Charter Class N N N NM NM N SM N N N NM N NM NM NM N N NM NM N N NM NM N N NM NM NM NM N N N NM NM Total Deposits $12,406 171,175 7,242 17,717 21,988 12,502 9,347 13,566 22,368 55,881 22,996 33,499 5,779 18,791 5,444 47,634 25,970 89,631 16,993 11,780 9,377 5,373 12,450 8,813 12,392 14,503 159,572 12,392 38,209 73,170 10,167 8,001 9,594 24,660 Total Assets $12,253 198,716 7,669 18,275 23,230 12,827 10,125 13,988 23,821 60,731 23,227 34,717 5,915 20,176 5,695 i 48,494 I 26,593 102,271 | 17,353| 11,380 8,724 5,144 | 11,622 8,644 13,6321 14,457 187,142 12,365 37,978 70,708 9,696 7,797 9,803 20,598 Table BC-87 BIF Closings and Assistance Transactions Calendar Year 1987 (Dollar amounts in thousands) 1 Name 1 35 The Lewistown Bank 36 The First State Bank 37 Liberty Bank 38 Sealy National Bank 39 First National Bank in West Concord 40 First National Bank of Sapulpa J 41 Plaza National Bank | 42 The First National Bank of Olney 43 Western Bank 44 Expressway Bank 45 Beaver Creek State Bank 46 United Oklahoma Bank 47 Red River National Bank in Clarksville 48 Sweeney Bank 49 Clarks Fork National Bank 50 Morocco State Bank 51 The Madill Bank & Trust Company 52 New City Bank 53 The First State Bank in Billings 54 Tallulah State Bank & Trust Company 55 The First National Bank of Herington 56 The Southwestern Bank, N.A. 57 First National Bank of Braman 58 Commonwealth Bank 59 Deer Lodge Bank & Trust Company 60 The Citizens State Bank 61 Bank of Iron County 62 First State Bank of Forest City 63 First Bank of Saginaw 64 First Commercial Bank of Texas, N A. 65 The Bank of North Mississippi 66 The Peoples Bank 67 North Central National Bank 68 Osceola State Bank & Trust Company C-75 Location Lewistown, IL Rockford, LA Houston, TX Sealy, TX West Concord, MN Sapulpa, OK Del Rio, TX Olney, TX El Paso, TX Oklahoma City, OK Beaver Creek, MN Oklahoma City, OK Clarksville, TX Sweeney, TX Fromberg, MT Morocco, IN Madill, OK Orange, CA Billings, OK Tallulah, LA Herington, KS Houston, TX Braman, OK Glendale, CO Deer Lodge, MT Brownstown, IN Parowan, UT Forest City, MO Saginaw, TX Houston, TX Oakland, MS Collinsville, AL Austin, TX Osceola, IA Date of Failure Feb~27 Mar 4 Mar 5 Mar 5 Mar 5 Mar 5 Mar 12 Mar 12 Mar 12 Mar 12 Mar 13 Mar 17 Mar 19 Mar 19 Mar 19 Mar 20 Mar 20 Mar 20 Mar 26 Mar 27 Apr 2 Apr 9 Apr 9 Apr 9 Apr 9 Apr 10 Apr 10 Apr 16 Apr 16 Apr 16 Apr 22 Apr 22 Apr 23 Apr 23 Transaction Type P&A P&A P&A P&A IDTR P&A PO P&A P&A P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A IDTR P&A PO P&A P&A P&A P&A IDTR P&A Charter Class NM NM NM N N N N N NM SM NM SM N NM N NM NM NM NM NM N N N NM NM NM NM NM NM N NM NM N NM Total Deposits 14,938 15,205 53,860 7,586 8,741 7,600 33,068 17,340 46,082 20,059 7,149 121,959 23,367 20,071 8,159 15,779 39,050 25,847 10,308 31,357 19,866 14,541 11,728 7,696 14,148 27,725 19,467 6,830 29,945 4,685 13,820 11,899 23,093 7,693 Total Assets 15,254 15,754 57,195 7,670 9,068 7,460 34,250 16,684 46,701 19,089 7,269 171,925 22,829 19,669 8,423 16,299 39,630 26,049 10,151 31,136 20,742 14,704 12,218 7,799 15,166 29,049 19,827 6,457 30,622 4,400 14,452 11,896 23,388 8,590 Table BC-87 BIF Closings and Assistance Transactions Calendar Year 1987 (Dollar amounts in thousands) 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 Name Heritage Bank & Trust Peoples State Bank Unitedbank-Houston American Bank of Commerce First State Bank of Sisseton North American National Bank Farmers State Bank Moreauville State Bank Syracuse Savings Banki Marlin National Bank Todd County State Bank United Bank The First National Bank of Elbow Lake Bank of Oak Grove Lake Austin National Bank Texas Investment Bank, N A. Texas National Bank-Westheimer First National Bank of Wilmont United Bank of Texas The First State Bank Security Bank of Rich Hill2 The Benton State Bank First State Bank Northwest Commercial Bank, N.A. Hamilton County State Bank Whittier Thrift & Loan First Midwest Bank Pelican State Bank Eighty Niner Bank of Coyle South Denver National Bank Liberty Bank & Trust Company Lanesboro State Bank Bank of Brazoria Citizens Bank C-76 Location Salt Lake County, UT Turkey, TX Houston, TX Denver, CO Sisseton, SD Littleton, CO Maddock, ND Moreauville, LA Syracuse, NY Marlin, TX Long Prairie, MN Libby, MT Elbow Lake, MN Oak Grove, LA Austin, TX Houston, TX Houston, TX Wilmont, MN Austin, TX Frisco, TX Rich Hill, MO Benton, KS Milford, TX Houston, TX Lockland, OH Whittier, CA Maryville, MO Mansfield, LA Coyle, OK Glendale, CO Greenwood, LA Lanesboro, MN Brazoria, TX Bryan, TX Date of Failure Apr 29 Apr 30 Apr 30 May 6 May 7 May 7 May 8 May 8 May 13 May 14 May 14 May 14 May 14 May 21 May 21 May 21 May 28 May 29 Jun4 Jun4 Jun 5 Junll Jun 11 Junll Jun 12 Jun 12 Jun 18 Jun 24 Jun 25 Jun 25 Jun 26 Jun 26 Jul 2 Jul 2 Transaction Type IDTR P&A IDTR P&A P&A IDTR IDTR P&A FAM P&A P&A P&A P&A P&A P&A IDTR IDTR IDTR IDTR P&A A/A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A Charter Class SM NM NM SM NM N NM NM SB N NM NM N NM N N N N NM NM NM NM NM N NM NM NM NM NM N NM NM NM NM Total Deposits 16,225 5,837 183,389 24,587 19,350 9,008 11,675 16,917 1,099,485 43,669 15,150 14,434 15,712 23,551 43,348 15,268 26,420 11,777 190,365 43,477 12,729 8,750 6,869 14,457 11,524 14,409 25,691 7,026 5,995 61,812 12,236 10,974 23,989 44,269 Total Assets 17,640 5,789 217,304 25,504 20,058 9,516 11,864 16,813 1,183,321 39,566 15,410 15,369 14,157 24,019 43,698 17,088 26,342 13,330 208,352 43,341 12,966 9,417 7,304 14,201 13,762 15,206 25,620 7,188 6,583 59,565 12,588 11,391 24,475 46,400 Table BC-87 BIF Closings and Assistance Transactions Calendar Year 1987 (Dollar amounts in thousands) Name 103 Red Oak State Bank 104 First Continental Bk of Rockrimmon, N.A. 105 BancTexas Dallas, N.A.2 106 BancTexas Richardson, N.A.2 1 107 BancTexas McKinney, N.A.2 108 BancTexas Carrollton, N.A.2 109 BancTexas Quorum, N.A.2 110 BancTexas White Rock, N.A.2 111 BancTexasHouston2 112 BancTexas Northside Houston, N.A.2 113 BancTexas Westheimer2 114 BancTexas Allen Parkway, N.A.2 115 BancTexas Sulphur Springs, N.A.2 116 Fanners & Merchants Bank 117 Bank of Los Gatos, N.A. 118 Fanners State Bank 119 Bank of Granite 120 The First National Bank of Yukon 121 Empire National Bank 122 Valley Bank of Belgradei 123 The Security State Bank 124 Security State Bank 125 Bayshore Bank of Florida 126 The First National Bank of Luther 127 First State Bank 128 The First National Bank of Navasota 129 McNulty Banking Company 130 The First State Bank 131 American Exchange Bank & Trust Co. 132 American National Bank of Evanston 133 People's State Bank of Mazeppa 134 Bank of North America 13 5 Citizens Bank of Glendale 136 Rocky Mountain State Bank C-77 Location Red Oak, TX Colorado Springs, CO Dallas, TX Richardson, TX McKinney, TX Carrollton, TX Addison, TX Dallas, TX Houston, TX Houston, TX Houston, TX Houston, TX Sulphur Springs, TX Eufaula, OK Los Gatos, CA Kanawha, IA Granite, OK Yukon, OK Los Angeles, CA Belgrade, MT Davenport, OK Roosevelt, OK Miami, FL Luther, OK Blanchard, OK Navasota, TX St. Petersburg, FL Willow, OK Norman, OK Evanston, WY Mazeppa, MN Houston, TX Denver, CO Salt Lake City, UT Date of Failure Jul 9 Jul 9 Jul 17 Jul 17 Jul 17 Jul 17 Jul 17 Jul 17 Jul 17 Jul 17 Jul 17 Jul 17 Jul 17 Jul 23 Jul 23 Jul 30 Jul 30 Jul 30 Jul 30 Jul 31 Aug 6 Aug 6 Aug 7 Aug 13 Aug 13 Aug 13 Aug 14 Aug 20 Aug 20 Aug 20 Aug 21 Aug 27 Aug 27 Aug 28 Transaction Type P&A P&A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A P&A P&A P&A IDTR IDTR PO A/A P&A P&A IDTR P&A IDTR P&A P&A IDTR P&A IDTR IDTR IDTR P&A P&A Charter Class NM N N N N N N N NM N NM N N NM N NM NM N N NM NM NM SM N NM N NM NM NM N NM NM SM SM Total Deposits 42,459 5,737 382,732 75,556 119,892 52,152 22,792 80,963 45,038 60,678 42,498 161,874 17,961 13,920 12,893 15,347 13,192 41,938 9,626 16,385 8,756 16,694 40,337 17,600 21,892 31,027 53,185 6,216 95,808 8,892 20,186 31,165 4,036 17,864 Total Assets 44,373 6,598 541,345 80,985 121,528 51,056 21,192 80,923 45,854 61,053 | 34,073 125,031 18,290 11,499 13,149; 15,870 13,164 40,285 8,847 18,610 9,365 15,197 41,485 17,113| 23,607 i 31,679 56,604 6,696 87,778 9,092 21,613 34,537 4,384 18,567 Table BC-87 BIF Closings and Assistance Transactions Calendar Year 1987 (Dollar amounts in thousands) Name 137 The First National Bank of Hammon 138 The First National Bank of Tipton 139 La Marque Bank 140 Waxahachie Bank & Trust Company 141 First State Bank of Rollingstone 142 Central National Bank of New York 143 The Talmage State Bank 144 Breaux Bridge Bank & Trust Company i 145 Steeplechase National Bank ! 146 Mustang National Bank 1 147 Stockmen's Bank & Trust Company 148 The Mayfield State Bank 149 The Murdock State Bank 150 The Citizens Bank 151 Commonwealth Bank 152 Valley State Bank 153 Security State Bank 154 Clay County State Bank 155 Western Bank-Westheimer 156 Western Bank-North Wilcrest, N. A. 157 Western Bank-Westwood, N. A. 158 State Bank of Greenwald 159 United Services Bank 160 Citizens Bank of Krebs 161 The First National Bank of Brush 162 Citizens Bank of Ray 163 American National Bank of Afton 164 Yankee Bank for Finance & Savings, FSB 165 Commercial Bank, N.A.2 166 Pioneer Bank of Fountain 167 Western National Bank 168 New World National Bank 169 First State Bank of Bovina 170 Alaska National Bank of the North C-78 Location Hammon, OK Tipton, OK La Marque, TX Waxahachie, TX Rollingstone, MN New York, NY Talmage, KS Breaux Bridge, LA Houston, TX Mustang, OK Gillette, WY Mayfield, KS Murdock, KS Drumright, OK Torrance, CA Los Angeles, CA Oxford, NE Dilworth, MN Houston, TX Houston, TX Houston, TX Greenwald, MN Hartshorne, OK Krebs, OK Brush, CO Ray,ND Afton, WY Boston, MA Oklahoma City, OK Fountain, CO Bryan, TX Pittsburgh, PA Bovina, TX Fairbanks, AK Date of Failure Sep 3 Sep 3 Sep 10 Sep 10 Sep 11 Sep 11 Sep 17 Sep 17 Sep 17 Sep 17 Sep 18 Sep 24 Sep 24 Sep 24 Sep 25 Sep 28 Oct 1 Octl Octl Octl Octl Oct 2 Oct 8 Oct 8 Oct 8 Oct 15 Oct 15 Oct 16 Oct 16 Oct 21 Oct 22 Oct 22 Oct 22 Oct 22 Transaction Type IDTR IDTR P&A P&A P&A PO P&A P&A P&A P&A IDTR IDTR IDTR P&A P&A P&A P&A P&A IDTR P&A P&A IDTR IDTR IDTR P&A P&A IDTR IDTR A/A P&A IDTR P&A P&A IDTR Charter Class N N NM NM NM N NM NM N N SM NM NM NM NM NM NM NM NM N N NM NM NM NM NM N FSB N NM N N NM N Total Deposits 5J5f 7,248 6,168 66,215 14,440 174,715 6,650 29,821 14,217 11,521 111,895 5,814 8,025 33,370 83,784 92,026 11,674 9,852 256,071 40,632 42,598 19,888 14,214 13,795 21,020 11,332 11,203 488,318 21,702 12,223 23,845 14,786 17,367 200,240 Total Assets 6,271 8,218 6,311 68,874 15,230 180,796 6,669 22,475 15,889 12,091 117,429 6,793 9,157 35,121 85,059 93,209 12,195 10,057 260,560 41,055 44,196 23,318 15,327 14,688 20,927 11,720 11,361 525,481 23,408 12,668 22,675 14,685 20,057 203,074 Table BC-87 BEF Closings and Assistance Transactions Calendar Year 1987 (Dollar amounts in thousands) 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 Name American Security Bank Capital Bank & Trust Co. Delta Pacific Bank Tri-State National Bank Middle Park Bank Bank of Winter Park West Texas State Bank of Canyon The Timken State Bank The Alexander State Bank The Peoples Bank & Trust of Iberia Paiish Republic Bank Madison Bank & Trust Company State Bank of Commerce Center State Bank Crofton State Bank State Bank of Jansen First State Bank The Peoples Bank The Farmers National Bank of Cordell Climbing Hill Savings Bank Crossroads Bank2 Louisiana Bank & Trust Company American Bank in Louisiana The First National Bank in Rhome BancFirst-Austin, NA. Heritage National Bank Lewis and Clark State Bank First Interstate Bank of Alaska American Bank of Commerce USBank BankofMabank First State Bank at Shoshoni The Falun State Banki C-79 Location North Platte, NE Baton Rouge, LA Pittsburg, CA Belle Fourche, SD Granby, CO Winter Park, CO Canyon, TX Timken, KS Alexander, KS New Iberia, LA Oklahoma City, OK Richmond, LA Slidell, LA Center, NE Crofton, NE Jansen, NE Oakdale, NE Olive Hill, KY Cordell, OK Climbing Hill, IA Victoria, TX Crowley, LA Morgan City, LA Rhome, TX Austin, TX Austin, TX Lake Oswego, OR Anchorage, AK Lake Charles, LA Denton, TX Mabank, TX Shoshoni, WY Falun, KS Date of Failure Oct 30 Oct 30 Oct 30 Nov 10 Nov 10 Nov 10 Nov 13 Nov 19 Nov 19 Nov 19 Nov 19 Dec 3 Dec 3 Dec 3 Dec 3 Dec 3 Dec 3 Dec 3 Dec 3 Dec 3 Dec 3 Dec 10 Dec 10 Dec 10 Dec 10 Dec 10 Dec 11 Dec 11 Dec 17 Dec 17 Dec 17 Dec 18 Dec 29 Transaction Type P&A P&A P&A IDTR P&A P&A P&A PO PO P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A A/A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A IDTR A/A Charter Class NM NM NM N NM NM NM NM NM NM NM NM NM NM NM NM NM NM N NM NM NM NM N N NM NM NM NM NM NM SM NM Total Deposits 26,453 343,386 16,969 10,722 33,015 22,689 20,036 3,117 9,377 76,325 57,283 9,807 48,634 8,049 10,844 4,596 5,386 39,461 60,260 5,315 25,318 21,238 14,620 9,335 28,035 50,960 19,839 358,945 36,212 84,757 44,507 4,144 3,060 Total Assets 27,124 384,440 17,732 10,728 34,917 24,429 20,440 3,075 9,224 79,081 49,129 9,747 49,171 8,406 11,619 5,010 5,634 40,946 62,300 5,399 25,093 18,489 15,028 9,243 25,253 53,227 20,261 367,655 35,450 86,046 43,846 4,555 3,102 Table BC-87 BIF Closings and Assistance Transactions Calendar Year 1987 (Dollar amounts in thousands) Name Total Banks: Location 203 1 Financially assisted merger of a failing but open bank. 2 13(c): Financial assistance from FDIC to prevent failure. Deposits and assets are as of the quarter before closing. Source: FDIC, 1987 Annual Report, Table 123, Page 50-60. Revised 7-23-97 C-80 Date of Failure PO = IDTR = P&A = A/A = Tot. Comm'l IDTR = A/A = Tot. savings Total banks Transaction Type 11 39 133 18 201 1 1 2 203 Charter Class Total Deposits $8,874,822 Total Assets $9,407,013 Table BC-88 BIF Closings and Assistance Transactions Calendar Year 1988 (Dollar amounts in thousands) Name 1 Commerce Bank of Piano 2 The Peoples State Bank & Trust Co.2 3 The North American Bank 4 The Jefferson Guaranty Bank2 5 The Moran National Bank 6 Colonial Bank 7 Balboa National Bank 8 Aredale State Bank 9 Cedar Vale State Bank 10 Williston Basin State Bank 11 Louisiana Commercial Bank 12 Sam Houston Nat'l Bank of Walker County 13 United Mercantile Bank 14 Northwest Bank 15 Bank of Casper 16 Citizens State Bank2 17 Port City Bank 18 Houston Commerce Bank 19 Alaska Mutual Banki 20 United Bank Alaskal 21 The Trust Bank 22 The Bank of Louisburg 23 Bank of Dallas 24 First State Bank 25 First Houston Bank, N. A. 26 The First State Bank 27 Global Bank 28 Basin State Bank 29 American National Bank2 30 The Farmers & Merchants Bank of Hill City 31 Mustang Community Bank 32 Harris County Bank-Houston, N.A. 33 Collin County State Bank 34 American National Bank C-81 Location Piano, TX Ellinwood, KS Phoenix, AZ Metairie, LA Moran, TX New Orleans, LA National City, CA Aredale, IA Cedar Vale, KS Williston, ND Madisonville, LA Huntsville, TX Shreveport, LA Dallas, TX Casper, WY Hayfield, MN Houston, TX Houston, TX Anchorage, AK Anchorage, AK Hialeah, FL Louisburg, KS Dallas, TX Oilton, OK Houston, TX White Cloud, MI Hialeah, FL Vernal, UT Parma, OH Hill City, KS Mustang, OK Houston,TX Melissa, TX Stafford, TX Date of Failure Jan 7 Jan 7 Jan 8 Jan 13 Jan 14 Jan 14 Jan 14 Jan 20 Jan 21 Jan 21 Jan 21 Jan 21 Jan 21 Jan 21 Jan 22 Jan 27 Jan 28 Jan 28 Jan 28 Jan 28 Jan 29 Feb 3 Feb 5 Feb 11 Feb 11 Feb 12 Feb 12 Feb 12 Feb 12 Feb 18 Feb 18 Feb 25 Feb 25 Feb 25 Transaction Type IDTR A/A IDTR A/A P&A P&A PO P&A P&A P&A P&A P&A P&A IDTR P&A A/A P&A PO A/A A/A IDTR P&A P&A P&A IDTR P&A P&A P&A A/A P&A P&A IDTR P&A P&A Charter Class SM NM NM NM N NM N NM NM NM NM N NM NM NM NM NM NM NM NM SM NM NM NM N NM SM NM N SM SM N NM N Total Deposits $32,674 39,614 30,691 274,423 17,475 50,407 29,391 9,088 11,525 13,575 25,696 38,345 78,206 53,140 5,827 28,650 62,280 40,094 924,765 368,279 160,160 20,549 202,745 13,255 34,578 37,433 20,423 11,511 25,421 16,611 9,615 81,221 12,643 30,360 Total Assets $35,306 36,619 32,318 292,381 17,204 50,167 29,316 9,647 11,711 14,004 26,777 37,609 86,324 58,426 6,055 28,012 60,736 40,962 1,183,368! 314,279 164,547 20,672 207,817 13,161 33,175 36,417 21,742 11,982 27,774 16,496 9,407 80,724 12,451 31,314 Table BC-88 BIF Closings and Assistance Transactions Calendar Year 1988 (Dollar amounts in thousands) 35 36 37 38 39 i 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 Name The Home State Bank Flower Mound Bank The First Nat Bank & Trust Co. of Cushing Frenchman Valley Bank Hayesville Savings Bank First American Bank & Tr of Friendswood First American Bank & Trust of Baytown First American Bank & Trust of Manvel Security Bank of Denver, N.A. First Intercounty Bank of New York Morehead National Bank2 First National Bank of Port Allen Citizens State Bank of Gibbon State Bank of Morgan Gashion Community Bank Century Bank First National Bank of Del City First Bank & Trust Union Bank & Trust Company Central National Bank Home State Bank Citizens State Bank of Eagle Bend Jennings Bank Cy-Fair Bank, N.A. Metropolitan Industrial Bank Colonial Thrift & Loan Association Burns State Banki Mc Allen State Bank First City Bancorp. (59 banking subs)2 Bank of Santa Fe2 Texas National Bank Citizens National Bank Unity Bank C-82 Location Russell, KS Flower Mound, TX Cushing, OK Palisade, NE Hayesville, IA Friendswood, TX Baytown, TX Manvel, TX Denver, CO New York, NY Morehead, KY Port Allen, LA Gibbon, MN Morgan, MN Cashion, OK Tulsa, OK Del City, OK Tomball, TX Oklahoma City, OK Dallas, TX Trent, TX Eagle Bend, MN Jennings, KS Harris County, TX Denver, CO Culver City, CA Burns, KS Mc Allen, TX Houston, TX Santa Fe, NM Austin, TX Colorado Springs, CO Dayton, OH Date of Failure Mar 3 Mar 3 MarlO MarlO MarlO MarlO MarlO MarlO MarlO Mar 11 Mar 15 Mar 17 Mar 18 Mar 18 Mar 24 Mar 24 Mar 25 Mar 31 Mar 31 Apr 7 Apr 7 Apr 8 Apr 14 Apr 14 Apr 15 Apr 15 Apr 15 Apr 19 Apr 20 Apr 20 Apr 21 Apr 21 Apr 22 Transaction Type P&A P&A IDTR PO IDTR PO P&A IDTR P&A IDTR A/A P&A P&A P&A P&A P&A IDTR P&A P&A P&A IDTR P&A P&A IDTR IDTR P&A A/A P&A A/A A/A PO IDTR P&A Charter Class NM SM N NM NM SM NM SM N NM N N NM NM NM NM N NM NM N NM NM NM N SM NM NM NM Var. NM N N NM Total Deposits 61,903 17,600 61,159 2,663 37,468 6,295 41,001 11,707 16,612 37,927 7,865 19,083 14,828 19,995 6,623 69,938 28,123 59,058 181,779 17,433 5,259 9,897 6,978 14,240 12,495 24,017 4,126 556,220 9,502,906 91,508 20,172 18,424 6,685 Total Assets 59,884 17,444 60,298 2,781 37,989 6,353 38,198 12,268 16,987 44,079 7,581 19,553 15,051 20,314 6,681 70,834 30,860 68,665 182,510 15,915 5,401 10,011 7,087 13,897 12,434 26,761 4,382 580,047 12,972,178 95,616 18,482 18,272 7,066 Table BC-88 BIF Closings and Assistance Transactions Calendar Year 1988 (Dollar amounts in thousands) 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 Name The Village Bank Bond County State Bank2 Citizens Bank of Tulsa2 Oak Park Bank Lincoln National Bank Union Bank & Trust of Dallas Forest City Bank & Trust Co The First State Bank Westside National Bank The American State Bank2 National Bank of Texas Lone Star Bank First National Bank of Kingwood The First State Bank Sandy State Bank Community State Bank Guaranty Bank Security Bank of Boulder Security Bank of Aurora River Plaza National Bank Williamstown Bank, N. A. Parkway Bank & Trust Bankoflmbodeni Century National Bank Kingsland National Bank The Liberty Bank of Seattle The Bank of Westminster Tri-Cities Bank & Trust Northwest Bank & Trust Texas National Bank Claiborne Bank & Trust Company Republic National Bank First National Bank Mercantile Bank & Trust C-83 Location Great Falls, MT Pocahontas, IL Tulsa, OK Oak Park Heights, MN Arlington, TX Dallas, TX Forest City, IA Childress, TX Houston, TX Yankton, SD Houston, TX Harris County (Baytown), TX Kingwood, TX Rockwall, TX Sandy, UT Whiting, IA Dallas, TX Boulder, CO Aurora, CO Ft. Worth, TX Houston, TX Dallas, TX Imboden, AR Austin, TX Kingsland, TX Seattle, WA Westminster, CO Glenn Heights, TX Houston, TX Victoria, TX Homer, LA Norman, OK Sherman, TX San Antonio, TX Date of Failure Apr 22 Apr 25 Apr 28 Apr 29 May 5 May 5 May 6 May 12 May 13 May 18 May 19 May 26 May 26 May 26 May 27 Jun2 Jun2 Jun2 Jun2 Jun2 Jim 2 Jun9 Junl4 Jun 16 Jun 16 Jun 17 Jun 22 Jun 23 Jun 23 Jun 23 Jun 29 Jun 30 Jun 30 Jun 30 Transaction Type P&A A/A A/A P&A P&A P&A P&A P&A P&A A/A P&A P&A P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A A/A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A Charter Class NM NM NM SM N NM SM NM N NM N NM N NM SM NM NM NM NM N N NM NM N N SM SM NM NM N NM N N NM Total Deposits 19,460 6,618 8,443 19,735 12,065 38,464 26,492 14,595 38,706 58,954 26,140 12,997 16,207 39,734 8,043 5,000 75,487 13,760 10,124 44,406 22,683 42,262 16,446 56,096 14,697 20,573 6,638 9,981 92,527 14,944 12,876 26,542 24,193 84,090 Total Assets 21,653 6,321 6,693 21,125 12,959 36,676 26,597 14,876 32,188 62,095 19,430 12,986 16,080 39,864 8,946 5,073 82,097 14,137 10,901 41,811 23,038 42,348 16,230 54,001 14,066 19,146 6,521 9,247 97,591 14,402 13,076 24,283 24,477 79,126 Table BC-88 BIF Closings and Assistance Transactions Calendar Year 1988 (Dollar amounts in thousands) Name 102 The Security Bank ! 103 The American Bank 104 Allen National Bank 105 Texas Bank 106 Texas Bank North, N.A. 107 Oak Forest National Bankl 108 Union Bank & Trust 109 The First National Bank of Blooming Prairie 110 First Capitol Bank 111 National Fidelity Bank of Shreveport 112 Westlake Thrift & Loan Association 113 First RepublicBank-Corsicana, N.A. 114 First RepublicBank-Plano, N.A. 115 First RepublicBank-Midland, N.A. 116 First RepublicBank-Harlingen, N.A. 117 First RepublicBank-Abilene, N.A. 118 First RepublicBank-Ennis, N.A. 119 First RepublicBank-Stephenville, N.A. 120 First RepublicBank-Hillsboro, N.A. 121 First RepublicBank-Tyler, N.A. 122 First RepublicBank-Austin, N.A. 123 First RepublicBank-Victoria 124 First RepublicBank-Ft. Sam Houston, N.A. 125 First RepublicBank-Waco, N.A. 126 First RepublicBank-Temple, N.A. 127 First RepublicBank-Wichita Falls, N.A. 128 First RepublicBank-Odessa, N.A. 129 First RepublicBank-Clifton 130 First RepublicBank-Dallas, N.A. 131 First RepublicBank-Williamson Cnty, N.A. 132 First RepublicBank-Mt. Pleasant, N.A. 133 First RepublicBank-El Paso, N.A. 134 First RepublicBank-Paris 135 First RepublicBank-Cleburne, N.A. C-84 Location Warner, OK Palestine, TX Allen, TX San Antonio, TX San Antonio, TX Longview, TX Bartlesville, OK Blooming Prairie, MN West Columbia, TX Shreveport, LA Westlake Village, CA Corsicana, TX Piano, TX Midland, TX Harlingen, TX Abilene, TX Ennis, TX Stephenville, TX Hillsboro, TX Tyler, TX Austin, TX Victoria, TX Ft. Sam Houston, TX Waco, TX Temple, TX Wichita Falls, TX Odessa, TX Clifton, TX Dallas, TX Austin, Tx Mt. Pleasant, TX El Paso, TX Paris, TX Cleburne, TX Date of Failure Jul 14 Jul 14 Jul 14 Jul 14 Jul 14 Jul 15 Jul 21 Jul 21 Jul 28 Jul 28 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Transaction Type P&A P&A P&A A/A A/A A/A P&A P&A IDTR P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A Charter Class NM NM N NM N N NM N NM N NM N N N N N N N NM N N NM N N N N N NM N N N N NM N Total Deposits 9,397 20,360 26,240 61,494 8,113 7,657 128,969 20,016 46,262 10,614 51,232 186,918 182,873 574,547 193,137 201,164 90,622 116,809 63,008 536,496 1,314,891 163,033 501,900 591,858 150,365 270,730 165,964 76,899 7,680,063 42,024 137,048 208,191 74,097 110,894 Total Assets 9,370 20,789 26,310 57,193 5,763 7,381 115,430 19,972 50,022 10,506 55,152 200,642 199,707 659,374 213,556 218,162 96,091 124,191 68,086 610,442 1,688,329 175,166 634,806 716,274 163,642 304,233 174,996 82,273 17,085,655 43,993 148,141 217,709 79,339 118,351 Table BC-88 BEF Closings and Assistance Transactions Calendar Year 1988 (Dollar amounts in thousands) Name 136 First RepublicBank-Ft. Worth, N.A. 137 First RepublicBank-Galveston, N.A. 138 First RepublicBank-Houston, N.A. 139 First RepublicBank-Forney 140 First RepublicBank-San Antonio, N.A. 1141 First RepublicBank-Lubbock, N.A. j 142 First RepublicBank-Denison, N.A. 143 First RepublicBank-Richmond, N.A. 144 First RepublicBank-Malakoff, N.A. 145 First RepublicBank-Lufkin 146 First RepublicBank-Bro\vnwood, N.A. 147 First RepublicBank-Henderson, N.A. 148 First RepublicBank-Jefferson County 149 First RepublicBank-Mineral Wells, N.A. 150 First RepublicBank-Conroe, N.A. 151 First RepublicBank-A&M 152 First RepublicBank-Greenville, N.A. 153 First RepublicBank-Delaware Location Ft. Worth, TX Galveston, TX Houston, TX Forney, TX San Antonio, TX Lubbuck, TX Denison, TX Richmond, TX Malakoff, TX Lufkin, TX Brownwood, TX Henderson, TX Beaumont, TX Mineral Wells, TX Conroe, TX College Station, TX Greenville, TX Newark, DE Date of Failure | Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Jul 29 Aug 2 Transaction Type P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A Charter Class N N N NM N N N N NM NM N N NM N N NM N NM Anchorage, AK Elmo, MO Casey, IA Galena Park, TX Balch Springs, TX Houston, TX Maud, OK Harlingen, TX Austin, TX Britton, SD Bossier City, LA Austin, TX Dallas, TX Biwabik, MN Aug 3 Aug 4 Aug 9 Aug 11 Aug 11 Aug 11 Aug 18 Aug 18 Aug 18 Aug 19 Aug 25 Aug 25 Aug 25 Aug 26 P&A P&A A/A P&A P&A P&A P&A P&A P&A IDTR P&A P&A P&A P&A NM NM NM NM NM N NM N N NM NM N N NM 1 Total Deposits 1,568,528 242,631 2,275,270 50,879 726,755 475,829 136,310 92,479 47,271 192,393 118,839 119,410 223,894 168,305 200,637 95,773 79,582 164,867 Total Assets 1,956,560 257,165 2,712,008 54,599 797,201 528,101 143,514 99,889 49,588 224,868 126,695 128,870 240,727 174,415 207,680 101,039 85,852 582,350 (A credit card operation for First RepublicBank Corp , Dallas, Texas) 154 155 156 157 158 159 160 161 162 163 164 165 166 167 Alaska Continental Bank Farmers & Merchants Bank of Elmo Security State Banki Galena Park State Bank First Bank West Houston National Bank Citizens State Bank Town & Country National Bank First National Bank Austin Marshall County Bank Bank of the Mid-South BancFirst-Westlake, N.A. Highland Park National Bank Biwabik State Bank C-85 j | 52,254 8,826 15,225 28,927 46,060 26,732 10,811 30,759 27,175 9,411 41,110 16,307 31,196 3,227 51,496 9,189 15,355 24,849 46,240 26,448 11,052 29,583 25,972 10,737 41,788 14,956 26,301 3,238 Table BC-88 BIF Closings and Assistance Transactions Calendar Year 1988 (Dollar amounts in thousands) 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 Name American Bank of Muskogee Commercial State Bank Mingo Trust & Savings Bank Pisgah Savings Bank Lakeland State Bank Pioneer National Bank First National Bank of Atascocita The Sylvia State Bank River City Bank Citizens Bank of Littleton Trinity National Bank Town & Country Bank Capital National Bank Guaranty National Bank2 The First State Bank in Talihina The Security State Bank Community Bank & Trust Peoples State Bank of Meeker First State Bank Watson State Bank Liberty Bank & Trust Company Fidelity National Bank of Fort Worth Commercial Bank & Trust Company Security Bank Frontier National Bank Medical Center State Bank Round Rock National Bank Southwest National Bank Mt. Zion State Bank Avoyelles Trust & Savings Bank American National Bank Bank of the Northwest The First National Bank of Gracemont C-86 Location Muskogee, OK San Augustine, TX Mingo, IA Pisgah, IA Sunrise Branch, MO Arlington, TX Harris County (Humble), TX Sylvia, KS Castle Hills, TX Littleton, CO San Antonio, TX Bixby, OK Fort Worth, TX Austin, TX Talihina, OK Comanche, OK Rockdale, TX Meeker, CO Seminole, OK Watson, MN Warsaw, IN Fort Worth, TX Metairie, LA Dallas, TX Round Rock, TX Oklahoma City, OK Round Rock, TX Houston, TX Mount Zion, IL Bunkie, LA Tyler, TX Woodward, OK Gracemont, OK Date of Failure Sep 1 Sep 1 Sep 1 Sepl Sep 1 Sep 1 Sep 1 Sep 8 Sep 15 Sep 15 Sep 15 Sep 15 Sep 15 Sep 16 Sep 22 Sep 22 Sep 22 Sep 23 Sep 29 Sep 30 Oct 3 Oct 6 Oct 20 Oct 20 Oct 27 Oct 27 Oct 27 Nov 3 Nov 4 Nov 10 Nov 10 Nov 10 Nov 10 Transaction Type P&A IDTR P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A IDTR A/A P&A P&A P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A IDTR IDTR IDTR P&A P&A IDTR IDTR Charter Class NM NM NM NM NM N N NM NM SM N SM N N NM NM NM SM NM NM NM N NM SM N N N N NM NM N NM N Total Deposits 29,844 26,129 11,419 9,315 9,199 22,550 10,771 5,334 17,721 6,259 33,753 38,385 25,701 22,633 14,744 8,862 14,338 3,765 11,253 12,865 45,800 32,509 56,391 20,851 39,271 8,562 37,104 16,150 25,661 30,223 22,850 18,010 6,841 Total Assets 28,571 25,607 12,0601 9,6721 9,264 20,2891 9,362 5,894 15,070 6,365 33,137 30,846 24,363 21,063 15,813 9,045 i 14,945 3,894 12,224 13,731 48,687 33,844 58,768 21,789 39,529 8,655 37,001 14,015 26,444 27,150 22,369 19,537 6,571 Table BC-88 BIF Closings and Assistance Transactions Calendar Year 1988 (Dollar amounts in thousands) Name Miami National Bank Alliance Bank, N.A.l East Texas State Bank The Bank of Kerrville First National Bank Texana National Bank of Belton Oak Lawn Bank, N A. Union Bank of Houston Enterprise National Bank Waukomis State Bank First Bank & Trust Co. Resource Bank, NA. Caribank Crescent City Bank & Trust Company First National Bank in Center First National Bank in Bogata Texas Bank of Piano Texas National Bank First Southwest Bank First Industrial Bank of Rocky Ford Baton Rouge Bank & Trust Companyl Tracy-Collins Bank & Trust Companyl 201 202 203 | 204 205 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 Total Banks : Location Miami, OK Oklahoma City, OK Buna, TX Kerrville, TX Covington, LA Belton, TX Dallas, TX Houston, TX Englewood, CO Waukomis, OK Duncan, OK Houston, TX Dania, FL New Orleans, LA Center, TX Bogata, TX Piano, TX Dallas, TX Eldorado, OK Rocky Ford, CO Baton Rouge, LA Salt Lake City, UT 280 1 Financially assisted merger of a failing but open bank. 2 13(c) financial assistance from FDIC to prevent failure. Deposits and assets are as of the quarter before closing. Source: FDIC, 1988 Annual Report, Table 123. page 62-71. Revised 7-23-97 C-87 Date of Failure Nov 10 Nov 16 Nov 17 Nov 17 Nov 18 Decl Dec 1 Dec 1 Dec 1 Dec 8 Dec 8 Dec 8 Dec 9 Dec 15 Dec 15 Dec 15 Dec 15 Dec 15 Dec 16 Dec 16 Dec 21 Dec 30 PO = IDTR = P&A= A/A = Total banks Transaction Type P&A A/A P&A P&A IDTR IDTR P&A P&A P&A P&A P&A PO P&A P&A P&A P&A P&A P&A P&A P&A A/A A/A 6 30 164 80 280 Charter Class N N NM SM N N N NM N NM NM N NM NM N N SM N SM NM NM SM Total Deposits 9,584 11,860 20,632 34,839 297,944 19,144 10,674 49,067 5,066 11,852 45,179 37,292 522,990 23,137 26,150 13,294 15,329 47,122 9,710 11,414 112,697 196,005 Total Assets 9,249 8,898 21,278 39,821 262,163 19,482 10,283 55,448 5,278 12,047 42,025 34,725 525,792 23,990 26,056 13,244 15,055 37,661 9,826 12,489 111,498 213,259 $38,320,236 $53,899,351 Table BC-89 BIF Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) Name 1 Bank of Benton 2 First State Bank 3 Orleans Bank & Trust Company 4 Rolling Hills State Bank 5 Commercial State Bank 1 6 Oak Hill National Bank 7 The National Bank of Bossier City 8 West Belt National Bank 9 First National Bank of Cedar Park 10 The Planters Bank & Trust Co. 11 Merchants State Bank 12 First State Bank of Texas 13 Oakwood National Bank 14 Community Bank, R A, 15 Citizens State Bank 16 Metropolitan National Bank 17 Alaska Statebank 18 First Bank & Trust 19 Citizens Bank 20 Citizens Bank Houston ! 21 First Continental National Bank 22 The Home State Bank 23 Louisiana Bank & Trust Company 24 Security Bank 25 Westpoint National Bank 26 Texas National Bank 27 The First State Bank 28 Citizens Bank & Trust 29 Bank of the West 30 Lakeway National Bank 31 Bankers Trust of Louisiana, NA. 32 The Farmers State Bank 33 Livingston Bank 34 Merchants Marine Bank C-88 Location Benton, LA Harper, TX New Orleans, LA Piedmont, OK Houston, TX Travis County (Austin), TX Bossier City, LA Houston, TX Cedar Park, TX Haynesville, LA Dallas, TX Duncanville, TX Enid, OK Decker Prairie, TX Earth, TX San Antonio, TX Anchorage, AK Bryan, TX Houston, TX Houston, TX Houston, TX Arcadia, KS Shreveport, LA Houston, TX San Antonio, TX Houston, TX Abilene, TX Calvert, TX Austin, TX Austin, TX Kenner, LA Bogue, KS Denham Springs, LA Port Isabel, TX Date of Failure Jan 5 Jan 12 Jan 12 Jan 12 Jan 12 Jan 12 Jan 12 Jan 12 Jan 19 Jan 19 Jan 19 Jan 26 Jan 26 Jan 26 Jan 26 Jan 30 Feb 3 Feb 9 Feb 9 Feb 9 Feb 15 Feb 16 Feb 16 Feb 16 Feb 16 Feb 16 Feb 17 Mar 9 Mar 9 Mar 9 MarlO Mar 16 Mar 16 Mar 16 Transaction Type P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A IDTR P&A A/A P&A P&A P&A P&A PO PO P&A P&A P&A IDTR IDTR P&A P&A P&A IDTR P&A P&A P&A Charter Class NM NM NM NM NM N N N N NM NM SM N N NM N NM NM NM NM N NM NM NM N N SM NM NM N N NM NM NM Total Deposits $12,132 10,594 24,478 13,099 48,602 18,166 76,353 30,236 18,912 57,894 124,594 18,370 26,831 9,446 14,900 6,396 96,858 144,662 102,130 37,102 8,541 1,706 276,308 19,194 11,047 57,767 206,634 16,762 46,519 16,830 88,903 7,962 104,264 30,355 Total Assets $12,202 10,466 24,862 13,212 49,186 18,195 73,322 26,121 18,609 57,312 121,963 16,3391 23,011; 8,556 15,630 j 4,438! 90,791 148,098 100,126 40,169 9,035 1,731 270,401 19,334 8,252 39,677 272,709 14,235 46,672 16,693 83,009 8,044 106,250 30,798 Table BC-89 BEF Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 Name Island Bank The Farmers & Merchants State Bank Enterprise Bank of Florida Industrial Bank First State Bank First Bank of Rowlett MBank Round Rock, N. A. MBank Dallas, N. A. MBank Houston, N. A. MBank Abilene, N. A. MBank Ft. Worth, N. A, MBank Austin, N.A. MBank Odessa, N.A. MBank Brenham, N.A. MBank Greenville, N.A. MBank Corsicana, N.A. MBank Marshall, N.A. MBank The Woodlands, N.A. MBank Jefferson County, N.A. MBank Orange, N.A. MBank Midcities, N.A. MBank Alamo, N.A. MBank Denton County, N.A. MBank Longview, N.A. MBank Wichita Falls, N.A. MBank Sherman, N.A. Harvard Bank First Service Bank for Savings Interstate Bank of Commerce Premier Bank, N.A. First National Bank of Nocona St. Tammany National Bank The Commonwealth Bank C-89 Location South Padre Island, TX Ballinger, TX Miami Lakes, FL Houston, TX Rogers, TX Rowlett, TX Round Rock, TX Dallas, TX Houston, TX Abilene, TX Ft. Worth, TX Austin, TX Odessa, TX Brenham, TX Greenville, TX Corsicana, TX Marshall, TX Woodlands, TX Port Arthur, TX Orange, TX Arlington, TX San Antonio, TX Lewisville, TX Longview, TX Witchita Falls, TX Sherman, TX Tulsa, OK Leominster, MA Miami, FL Dallas, TX Nocona, TX Mandeville, LA Bellaire, TX Date of Failure Mar 16 Mar 16 Mar 17 Mar 23 Mar 23 Mar 23 Mar 28 Mar 28 Mar 28 Mai-28 Mar 28 Mar 28 Mar 28 Mar 28 Mar 29 Mar 29 Mar 29 Mar 29 Mar 29 Mar 29 Mar 29 Mar 29 Mar 29 Mar 29 Mar 29 Mar 29 Mar 30 Mar 31 Mar 31 Mar 31 Apr 6 Apr 6 Apr 12 Transaction Type P&A P&A P&A P&A P&A P&A P&A P&A P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A IDTR PO IDTR P&A P&A P&A Charter Class NM NM SM NM NM NM N N N N N N N N N N N N N N N N N N N N SM SB SM N N N NM Total Deposits 17,217 22,005 26,309 65,314 9,174 34,788 162,588 4,033,803 2,566,889 213,188 624,217 560,075 298,538 132,362 152,701 160,801 196,957 155,632 307,311 144,488 331,362 708,152 212,291 254,672 450,521 271,442 22,822 683,356 6,969 35,617 24,092 44,659 57,210 Total Assets 17,538 22,534 28,020 64,773 8,962 35,636 164,598 6,556,056 3,307,498 199,025 749,114 642,018 317,623 140,264 153,330 165,084 210,336 160,119 330,935 149,828 357,997 784,855 220,122 264,994 484,828 282,027 23,144 880,658 6,406 37,064 23,286 47,115 65,781 Table BC-89 BIF Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) Name 68 Allied Oklahoma Bank, N. A. 69 Travis Bank & Trust 70 First State Bank 71 Continental National Bank 72 Alliance Bank 73 Seminole National Bank 74 Bank of Lakewood, NA. 75 Katy National Bank ! 76 First National Bank of East Baton Rouge 77 Greater Texas Bank Leander 78 Lexington State Bank 79 Lewis County Savings & Loan Co. 80 The First National Bank of Gordon 81 Security Bank & Trust Co. 82 First National Bank at Oswego 83 TheBankofEdmond,N.A. 84 Grand Canyon State Bank 85 First Eastern Bank & Trust Co. 86 Commerce and Energy Bank of Lafayette 87 Bank of Aurora 88 Liberty National Bank 89 The First State Bank 90 Fulshear State Bank 91 Lake Country National Bank 92 First American Bank 93 Treasure State Bank 94 Capital Bank-Northwest, N.A. 95 Helotes State Bank 96 Northern Bank & Trust 97 Guardian Bank, N A. 98 Preston North National Bank 99 Hobby Community Bank 100 New Ulm State Bank 101 First National Bank of Richardson C-90 Location Oklahoma City, OK Austin, TX Deanville, TX San Antonio, TX Anchorage, AK Hollywood, FL Lakewood, CO Katy, TX Baton Rouge, LA Leander, TX Lexington, TX Weston, WV Gordon, TX Wharton, TX Oswego, KS Edmond, OK Scottsdale, AZ New Orleans, LA Lafayette, LA Aurora, CO Dallas, TX Forgan, OK Fulshear, TX Burnet, TX San Antonio, TX Glasgow, MT San Antonio, TX Helotes, TX Fort Collins, CO Hempstead, NY Dallas, TX Houston, TX New Ulm, TX Richardson, TX Date of Failure Apr 13 Apr 20 Apr 20 Apr 20 Apr 21 Apr 27 Apr 27 May 4 May 4 May 4 May 11 May 12 May 18 May 18 May 18 May 18 May 19 May 24 May 24 May 24 May 25 May 31 Jun 8 Jun 8 Jun 8 Jun 9 Jun 15 Jun 15 Jun 15 Jun 21 Jun 22 Jun 29 Jun 29 Jun 30 Transaction Type P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A IDTR P&A P&A PO P&A P&A PO IDTR IDTR P&A IDTR P&A P&A PO P&A P&A P&A P&A Charter Class N NM NM N NM N N N N NM NM NM N NM N N NM NM NM SM N NM SM N SM NM N NM NM N N NM NM N Total Deposits 61,001 52,327 9,349 12,613 797,169 7,648 8,342 55,294 30,497 22,175 13,907 3,925 11,559 37,106 23,343 8,525 13,246 29,215 27,111 6,578 68,277 11,060 10,686 8,360 13,608 13,150 17,233 21,000 6,560 383,002 6,930 8,480 11,777 46,739 Total Assets 58,267 53,860 9,419 12,204 778,973 6,594 9,666 52,033 28,297 20,561 13,794 3,986 10,864 34,808 24,023 8,078 14,607 29,422 29,468 6,901 67,505 11,698 10,697 7,536 13,286 14,553 15,962 21,327 6,914 409,389 6,504 8,010 11,963 44,549 Table BC-89 BIF Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) 102 103 104 105 106 107 108 109 110 illl 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 Name Independent Bank-East, N.A. 102 Valley Bank The Sterlington Bank National Bank of Commerce of Brownsville Bennett National Bank Independent Bank, N.A. Fallbrook National Bank Utica National Bank & Tust Co. Texas American Bank/Ft. Worth, N.A. Texas American Bank/Galleria, N.A. Texas American Bank/Dallas, N.A. Texas American Bank/Amarillo, N.A. Texas American Bank/Duncanville, N.A. Texas American Bank/Levelland Texas American Bank/McKinney, NA. Texas American Bank/Austin, N.A. Texas American Bank/Tyler, N.A. Texas American Bank/Fredericksburg, NA. Texas American Bank/Midland, N.A. Texas American Bank/Denison, N.A. Texas American Bank/Long\dew, N.A. Texas American Bank/Breckenridge, N.A. Texas American Bank/Temple, N.A. Texas American Bank/LBJ, N.A. Texas American Bank/Wichita Falls, N.A. Texas American Bank/Forum, N.A. Texas American Bank/Prestonwood, N.A. Texas American Bank/Farmers Branch, N.A. Texas American Bank/Richardson, NA. Texas American Bank/Southwest, N.A. Texas American Bank/Piano, N.A. Texas American Bank/Greater Southwest Fidelity Bank C-91 Location Rockwall, TX Hopkins, MO Sterlington, LA Brownsville, TX Bennett, CO Coppell, TX Houston, TX Tulsa, OK Ft. Worth, TX Houston, TX Dallas, TX Amarillo, TX Duncanville, TX Levelland, TX McKinney, TX Austin, TX Tyler, TX Fredericksburg, TX Midland, TX Denison, TX Longview, TX Breckenridge, TX Temple, TX Dallas, TX Wichita Falls, TX Arlington, TX Dallas, TX Farmers Branch, TX Richardson, TX Stafford, TX Piano, TX Grand Prairie, TX Scottsdale, AZ Date of Failure Jun30 Jul 5 Jul 13 Jul 13 Jul 13 Jul 14 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 21 Transaction Type IDTR IDTR P&A P&A IDTR IDTR IDTR P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A Charter Class N NM NM N N N N N N N N N N N N N N N N N N N N N N N N N N N N NM NM Total Deposits 35,780 5,019 14,646 34,771 8,015 32,672 35,643 177,847 1,354,335 352,793 262,833 207,371 215,660 179,092 167,278 181,575 139,943 138,932 131,652 137,111 91,439 86,165 70,082 68,463 64,707 64,208 49,544 47,490 42,365 40,444 36,159 31,530 11,586 Total Assets 40,565 5,042 15,243 34,694 8,276 34,710 35,964 164,978 1,974,591 289,594 229,694 218,186 213,385 195,037 175,696 i 127,093 153,843 139,055 135,159 137,049 90,055 82,026 68,011 62,777 64,989 62,628 49,842 48,380 44,458 36,015 34,760 32,656 11,247 Table BC-89 BIF Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) Name 135 Hidalgo County Bank & Trust Company 136 The Texas Bank & Trust Co. 1 137 Brushy Creek National Bank 138 Forestwood National Bank of Dallas 139 Empire State Bank 140 Barnard State Bank 1 141 First Bank & Trust Co. 142 University National Bank 143 Park Forty-Five National Bank 144 First State Bank 145 First State Bank of McKinney 146 Citizens National Bank of Killeen 147 Farmers State Bank of Yuma 148 Troup Bank & Trust Co 149 The Dakota Bank 150 First State Bank 151 Park Central Bank, N.A. 152 Summit Bank 153 The Burr Oak State Bank 154 Liberty Bank 155 The LaSalle State Bank 156 Thousand Oaks National Bank 157 First Bankers Trust of Bossier City 158 Prairie State Bank 159 Kirby State Bank 160 MedCentre Bank, N.A. 161 Rose Capital Bank 162 The Farmers State Bank 163 National Bank of Arizona 164 The Olla State Bank 165 Commonwealth Bank 166 Strawn Security Bank 167 First National Bank of Vail 168 First Bank C-92 Location Mercedes, TX Sweetwater, TX Round Rock, TX Dallas, TX New York, NY Barnard, KS Yale, OK San Antonio, TX Spring, TX Liberty, TX McKinney, TX Killeen, TX Yuma, CO Troup, TX Grand Forks, ND Pflugerville, TX Ft. Worth, TX San Antonio, TX Burr Oak, KS Glendale, AZ Jena, LA San Antonio, TX Bossier City, LA Grand Prairie, TX Kirby, TX San Antonio, TX Tyler, TX Lyman, NE Scottsdale, AZ Olla, LA Arlington, TX Strawn, TX Vail, CO Colorado Springs, CO Date of Failure Jul 26 Jul 27 Jul 27 Jul 27 Jul 28 Aug 3 Aug 3 Aug 3 Aug 3 Aug 17 Aug 17 Aug 17 Aug 24 Aug 24 Aug 24 Aug 24 Aug 24 Aug 24 Aug 31 Sep 1 Sep 7 Sep 7 Sep 14 Sep 14 Sep 14 Sep 14 Sep 21 Sep 23 Sep 28 Oct 5 Oct 5 Oct 5 Oct 5 Oct 6 Transaction Type P&A P&A P&A IDTR PO P&A P&A P&A IDTR P&A P&A P&A P&A P&A IDTR P&A IDTR IDTR IDTR P&A P&A P&A P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A Charter Class NM NM N N NM NM NM N N NM NM N SM NM NM NM N NM NM NM NM N NM NM NM N NM NM N NM SM NM N NM Total Deposits 18,621 33,473 10,312 63,231 26,247 5,145 27,677 22,491 22,242 61,352 20,227 36,792 24,864 24,820 28,647 30,994 15,193 18,484 4,098 30,466 37,123 32,479 28,656 16,783 16,453 30,152 60,449 5,570 15,731 22,938 79,293 14,126 3,489 33,967 Total Assets 18,879 33,658 9,787 62,015 30,202 4,988 28,485 19,844 21,952 62,218 18,100 35,494 26,604 24,064 31,174 30,690 11,853 19,197 4,387 32,357 38,808 30,158 27,094 16,397 16,787 27,811 62,698 5,677 15,792 23,569 74,931 14,420 3,569 35,950 Table BC-89 BBF Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 Name Citizens Bank North Bank, N. A. Beaumont Bank, N. A. Park Avenue Bank, N.A. Century Bank First Consolidated Bank-Buda, N.A. First Consolidated Bank-Ferris First Consolidated Bank-Hillsboro, N.A. First Consolidated Bank-Pleasant Rn, N.A. First Consolidated Bank-Rosebud, N.A. Western National Bank of Louisiana First Security Bank & Trust Co. Bank of St. Charles The Lee State Bank United National Bank of Piano City National Bank of Piano National Industrial Bank of Connecticut Love Field National Bank Executive National Bank Security National Bank of Shreveport Greater Texas Bank North, N.A. Greater Texas Bank Southwest, N.A. Central Dakota Bank First Security Bank of Glendive Atlantic National Bank First National Bank of Frisco Aledo State Bank First Commerce National Bank Westheimer Memorial Bank, N.A. Orange State Bank First Bank Midlothian National Bank City National Bank of Sayre First Acadiana Bank C-93 Location Galveston, TX Oklahoma City, OK Beaumont, TX Oklahoma City, OK Phoenix, AZ Buda, TX Ferris, TX Hillsboro, TX Lancaster, TX Rosebud, TX Kaplan, LA Haughton, LA St. Rose, LA Browerville, MN Piano, TX Piano, TX Meriden, CT Dallas, TX San Antonio, TX Shreveport, LA Austin, TX Travis County (Austin), TX Lehr,ND Glendive, MT Norfolk, VA Frisco, TX Aledo, TX Phoenix, AZ Houston, TX Miami, FL Pineville, LA Midlothian, TX Sayre, OK Eunice, LA Date of Failure Oct 12 Oct 12 Oct 19 Oct 19 Oct 19 Oct 20 Oct 20 Oct 20 Oct 20 Oct 20 Oct 26 Oct 26 Nov 2 Nov 9 Nov 9 Nov 9 Nov 9 Nov 16 Nov 16 Nov 17 Nov 30 Nov 30 Dec 1 Dec 1 Dec 7 Dec 7 Dec 7 Dec 7 Dec 8 Dec 8 Dec 8 Dec 13 Dec 13 Dec 14 Transaction Type P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A PO P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A Charter Class NM N N N NM N SM N N N N NM NM NM N N N N N N N N SM SM N N NM N N SM NM N N NM Total Deposits 32,123 12,927 26,886 14,436 119,937 15,224 11,248 10,847 19,837 16,533 11,945 20,720 65,181 13,473 30,544 71,100 48,254 29,020 8,874 20,224 26,293 33,466 13,654 31,862 13,669 9,418 9,716 21,443 47,660 8,078 69,301 11,512 22,437 44,605 Total Assets 31,307 12,368 29,198 17,919 120,355 15,040 12,026 11,315 19,291 1 17,125 11,848 | 20,596 65,235 13,405 29,822 56,450 46,515 28,311 7,350 19,446 22,670 32,598 13,854 32,396 14,412 8,981 9,933 20,267 38,862 8,047 72,255 9,964 20,959 46,767 Table BC-89 BIF Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) 203 204 205 206 207 Name Canyon Lake Bank North Side State Bank First American Bank & Trust First City National Bank & Trust Co. United Community Bank Total Banks: Location Canyon Lake, TX Tulsa, OK North Palm Beach, FL New York, NY Westlake Village, CA 207 Deposits and assets are as of the quarter before closing. Source: FDIC, 1989 Annual Report, Table 123, Page 102-111 Revised 7-23-97 C-94 Date of Failure Dec 14 Dec 14 Dec 15 Dec 20 Dec 20 PO = IDTR = P&A= A/A = Tot. comm'l IDTR = Tot. savings Total banks Transaction Type P&A P&A P&A PO P&A 9 22 174 1 205 1 1 207 Charter Class NM NM NM N NM Total Deposits 32,111 21,408 1,005,829 38,155 29,318 Total Assets 30,983 20,375 1,382,924 39,512 32,288 $24,158,864 $28,935,010 Table BC-90 BIF Closings and Assistance Transactions Calendar Year 1990 (Dollar amounts in thousands) Name 1 The First National Bank of San Marcos 2 Plaza Del Oro National Bank 3 Farmers State Bank of Shiro, Texas 4 Monroe Savings Bank, FSB 5 BancTexas Dallas, N.A. 6 Creditbank : 7 Fidelity Bank, N.A. 8 Tyler National Bank 9 Citizens National Bank of Walnut Ridge 10 Commerce Bank of Tampa 11 The First National Bank of Colbert 12 Huffman Bank 13 Northway National Bank 14 Gateway National Bank 15 The First State Bank of Regent 16 The Red River Bank 17 The Bank of Ruidoso 18 The First National Bank of Sanger 19 Search National Bank 20 Community State Bank of Onalaska 21 Citizens National Bank 22 Farmers State Bank of Schulenberg 23 University National Bank of College Station 24 First Bank, National Association 25 Bank of Meeker 26 Liberty City State Bank 27 Independent National Bank 28 Miami National Bank 29 Community Bank 30 The Waller Bank, N.A. 31 American Bank of Arlington 32 The Central National Bank of San Angelo 33 First National Bank of Garland 34 Alvord National Bank C-95 Location San Marcos, TX Houston, TX Shiro, TX Rochester, NY Dallas, TX Cutler Ridge, FL San Antonio, TX Tyler, TX Walnut Ridge, AR Tampa, FL Colbert, OK Huffman, TX Dallas, TX Phoenix, AZ Regent, ND Red River, NM Ruidoso, NM Sanger, TX Dallas, TX Onalaska, TX Denton, TX Schulenberg, TX College Station, TX Cleveland, OH Meeker, OK Liberty City, TX Phoenix, AZ Miami, FL New Caney, TX Waller, TX Arlington, TX San Angelo, TX Garland, TX Alvord, TX Date of Failure Jan 4 Jan 11 Jan 25 Jan 26 Jan 26 Jan 26 Jan 26 Febl Feb 2 Feb 2 Feb 8 Feb 15 Feb 15 Feb 15 Feb 22 Feb 23 Feb 23 Marl Marl Marl Mar 8 Mar 8 Mar 8 Mar 9 Mar 15 Mar 15 Mar 15 Mar 22 Mar 22 Mar 22 Mar 22 Mar 22 Mar 29 Mar 29 Transaction Type P&A P&A P&A P&A P&A P&A IDTR P&A P&A P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A PO P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A Charter Class 1 N N NM FSB N NM N N N SM N NM N N NM NM NM N N NM N NM N N SM NM N N NM N NM N N N | Total Deposits $79,985 15,778 4,399 488,802 338,207 74,090 35,817 26,103 34,098 22,270 16,539 21,660 23,917 8,209 9,526 6,550 26,459 19,943 22,225 9,611 16,845 33,426 39,534 32,147 15,503 15,004 13,523 45,124 42,089 13,677 28,823 148,163 10,071 7,663 Total Assets $77,567 15,697 4,601 520,587 340,938 76,437 36,6251 24,708 37,524 21,631 17,910 22,019 19,138 8,598 9,717 6,530 27,843 19,653 21,155 9,685 16,160 32,735 36,341 33,087 15,529 15,189 12,417 46,399 41,952 13,354 28,327 147,449 9,394 7,616 Table BC-90 BIF Closings and Assistance Transactions Calendar Year 1990 (Dollar amounts in thousands) Name 35 Crown Bank, N. A. 36 Everman National Bank of Fort Worth 37 Imperial Bank 38 First Bank & Trust Co. 39 Champions Point National Bank 40 The Bazine State Bank 41 The Seamen's Bank for Savings, FSB 42 Corinth Deposit National Bank 43 Acadiana National Bank 44 First State Bank of Crandall 1 45 Security National Bank of Elgin 1 46 Cove State Bank 47 Charles Schreiner Bank 48 Bergen Park National Bank 49 Trinity National Bank of Dallas 50 Signature Bank, N.A. 51 Guardian Bank 52 Central Arizona Bank ' 53 Richardson National Bank 54 First National Bank, Northeast 55 Tucker State Bank 56 Chanceiy National Bank 57 Commonwealth National Bank 58 First National Bank of Grand Saline 59 First National Bank of DeSoto 60 Dominion National Bank of Denver 61 The First National Bank of Georgetown 62 First-Taylor National Bank 63 Merchants Bk of Boston, A Cooperative Bk 64 Farmers State Bank of Brookshire 65 Midway National Bank 66 Gentry County Bank 67 Memorial Bank, N.A. 68 The Huntsville National Bank C-96 Location San Antonio, TX Fort Worth, TX Coral Gables, FL Cedar Hill, TX Houston, TX Bazine, KS New York, NY Corinth, KY Lafayette, LA Crandall, TX Elgin, TX Copperas Cove, TX Kerrville, TX Evergreen, CO Dallas, TX Dallas, TX Scottsdale, AZ Chandler, AZ Richardson, TX Austin, TX Jacksonville, FL Denver, CO Dallas, TX Grand Saline, TX DeSoto, TX Denver, CO Georgetown, TX Taylor, TX Boston, MA Brookshire, TX Dallas, TX Albany, MO Houston, TX Huntsville, TX Date of Failure Mar 29 Mar 30 Mar 30 Apr 5 Apr 5 Apr 12 Apr 18 Apr 19 Apr 19 Apr 19 Apr 19 Apr 19 Apr 19 Apr 20 Apr 26 Apr 26 Apr 26 Apr 26 May 3 May 3 May 4 May 9 May 10 May 10 May 10 May 10 May 17 May 17 May 18 May 24 May 24 May 24 May 24 May 31 Transaction Type P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A IDTR P&A P&A P&A P&A P&A Charter Class N N SM NM N NM FSB N N NM N NM NM N N N SM NM N N NM N N N N N N N SB NM N SM N N Total Deposits 21,927 65,547 23,983 13,101 19,513 16,509 2,141,918 8,652 33,030 15,627 10,710 37,464 232,549 5,896 37,505 27,398 27,020 7,083 59,061 18,699 43,458 14,917 45,691 28,669 26,512 14,568 70,280 79,791 390,997 19,590 17,059 46,328 73,263 107,969 Total Assets 22,767 65,941 23,166 13,788 20,581 16,940 3,391,988 8,744 33,510 15,830 10,839 37,343 228,079 5,769! 37,140 26,758 25,901 6,644 50,460 18,013 41,759 15,234 44,494 28,574 24,070 15,317 71,615 74,001 392,219 19,438 16,389 42,268 75,928 107,169 Table BC-90 BIF Closings and Assistance Transactions Calendar Year 1990 (Dollar amounts in thousands) Name | 69 Rocky Mountain National Bank 70 The Wilshire Bank, N.A. 71 NBC Bank-Austin, N.A 72 NBC Bank-Boerne, N.A. 73 NBC Bank-South Texas, N.A. 74 NBC Bank-Houston, N.A. 75 NBC Bank-Kerrville, N.A. 76 NBC Bank-Rio Grande Valley, N.A. 77 NBC Bank-San Antonio, N.A. 78 NBC Bank-Seguin, N.A. 79 NBC Bank-Uvalde, N.A. 80 The Home National Bank of Milford | 81 Hulen National Bank ! 82 Clifton National Bank 83 Texas National Bank 84 RichmarkBank 85 The Merchants Bank of California 86 Alliance Bank, N.A. 87 The Wimberly Bank 88 Willow Bend National Bank 89 Exchange National Bank of Del City 90 National City Bank of Denver 91 BankM 92 Farmers & Merchants Bank 93 Bank of East Texas 94 Peoples National Bank 95 Lakeland State Bank 96 Centre National Bank-Farmers Branch 97 Bacliff Bank, N.A. 98 Valley View National Bank 99 American National Bank 100 Southwest National Bank 101 Brookwood National Bank 102 Eliot Savings Bank C-97 Location Denver, CO Los Angeles, CA Austin, TX Boerne, TX Corpus Christi, TX Houston, TX Kerrville, TX Mission, TX San Antonio, TX Seguin, TX Uvalde, TX Milford, MA Fort Worth, TX Clifton, TX El Paso, TX Houston, TX Beverly Hills, CA Austin, TX Wimberly, TX Piano, TX Del City, OK Denver, CO Miami, FL Buckeye, AZ Tyler, TX Caldwell, TX Austin, TX Farmers Branch, TX Bacliff, TX Valley View, TX Elk City, OK Austin, TX Oklahoma City, OK Boston, MA Date of Failure May 31 May 31 Jun 1 Jun 1 Jun 1 Jun 1 Jun 1 Jun 1 Junl Jun 1 Jun 1 Jun 1 Jun 7 Jun 7 Jun 7 Jun 7 Jun 8 Jun 14 Jun 14 Jun 14 Jun 14 Jun 14 Jun 15 Jun 18 Jun 21 Jun 21 Jun 21 Jun21 Jun 28 Jun 28 Jun 28 Jun 28 Jun 28 Jun 29 ! Transaction Type P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A 1 Charter Class N N N N N N N N N N N N N N N NM NM N NM N N N SM NM SM N SM N N N N N N SB Total Deposits 8^60" 23,915 41,824 57,099 126,492 284,619 30,750 135,221 877,566 68,258 36,165 436,259 11,705 12,217 131,684 35,824 60,994 85,452 24,293 66,130 39,583 65,127 10,719 22,382 11,173 10,848 12,760 39,179 7,758 12,958 14,775 33,592 26,784 468,006 Total Assets 9,203 24,752 33,805 53,811 118,358 186,247 26,011 138,742 938,232 63,757 35,133 461,659 11,718 12,139| 131,825 35,194 62,435 81,144 23,282 58,945 43,160 58,350 10,691 23,999 11,049 9,649 12,774 39,656 7,131 12,969 14,841 33,621 26,870 479,461 Table BC-90 BEF Closings and Assistance Transactions Calendar Year 1990 (Dollar amounts in thousands) Name 103 Montgomery National Bank 104 Capital National Bank 105 Milford Savings Bank 106 Iredell State Bank 107 American National Bank of Greenville 108 The Permanent Savings Bank 109 Bank of Wilson 1 110 Bank of Odessa 111 Continental Bank 112 First National Bank 113 The U.S. Savings Bank of America 114 American Bank & Trust Co. 115 United Bank of Waco, N. A. 116 First National Bank of Corpus Christi 117 The National Bank of Washington 118 First Pacific Bank 119 Capitol Bank & Trust 120 City National Bank 121 Cherry Creek National Bank 122 First Bank of Piano 123 Security National Bank 124 American Bank of Commerce, NA. 125 The First National Bank of Levelland 126 Chisholm National Bank 127 Bay City Bank & Trust Co. 128 Citizens National Bank 129 Northside Bank 130 The Pawnee National Bank 131 First National Bank of Kennedale 132 Citizens Bank 133 Western National Bank of Texas 134 First National Bank of Crosby 135 Ingram State Bank 136 Citizens National Bank C-98 Location Montgomery Twnsp, NJ Bronx, NY Milford, MA Iredell, TX Greenville, TX Niagara Falls, NY Wilson, OK Odessa, TX Dallas, TX Purcell, OK Seabrook, NH Baton Rouge, LA Waco, TX Corpus Christi, TX Washington, D.C. Beverly Hills, CA Oklahoma City, OK Houston, TX Denver, CO Piano, TX Austin, TX Del Rio, TX, Levelland, TX Piano, TX Bay City, TX El Campo, TX San Antonio, TX Pa\vnee,OK Kennedale, TX Clarksville, TX Fort Worth, TX Crosby, ND Ingram, TX Kerrville, TX Date of Failure Jun29 Jul 6 Jul 6 Jul 12 Jul 12 Jul 13 Jul 26 Jul 26 Jul 26 Jul 26 Jul 27 Aug 2 Aug 2 Aug 9 Aug 10 Aug 10 Aug 16 Aug 16 Aug 16 Aug 30 Aug 30 Aug 30 Aug 30 Aug 30 Aug 30 Aug 30 Sep 6 Sep 12 Sep 13 Sep 13 Sep 13 Sep 13 Sep 14 Sep 14 Transaction Type P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A IDTR IDTR P&A A/A P&A P&A P&A P&A PO PO Charter Class N N SB NM N SB NM SM NM N SB NM N N N NM NM N N SM N N N N NM N N N N NM N N NM N Total Deposits 91,622 145,767 297,787 10,072 29,473 319,311 13,046 14,707 136,013 11,094 12,068 319,815 254,242 116,535 1,268,268 113,212 32,512 39,313 94,612 9,612 15,790 17,482 64,398 21,192 82,719 53,206 53,617 14,628 27,733 15,963 35,168 12,335 23,216 13,076 Total Assets 92,628 158,197 328,062 10,020 29,081 329,994 12,982 14,364 135,476 10,915 12,416 351,544 250,030 117,002 1,650,969 118,841 33,095 35,577 85,818 9,248 15,067 17,389 62,249 20,886 79,609 51,326 54,654 14,206 27,485 15,876 34,013 12,433 23,452 12,791 Table BC-90 BIF Closings and Assistance Transactions Calendar Year 1990 (Dollar amounts in thousands) 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 Name City National Bank of Irving First State Bank of Rising Star First Comanche Bank Fort Worth State Bank Great Western National Bank Woodway Bank & Trust, N.A. Mountain Ridge State Bank The Peoples Bank & Trust Co. United Peoples Bank The Brooklyn Savings Bank First American Bank for Savings Metropolitan National Bank First National Bank of Jackson The Fanners & Merchants Bank of Sheyenne Trinity National Bank Lone Star National Bank Freedom National Bank of New York Western Bank Fanners State Bank of Madisonville Bank of Arlington Boundary Waters State Bank Douglas County National Bank First National Bank of Rowlett Heights Bank New England AllBank for Savings Bank of Commerce Washington County State Bank First State Bank First Commercial Bank of Florida The State Bank of Omaha Peoples State Bank C-99 Location Irving, TX Rising Star, TX Comanche, TX Fort Worth, TX Lewisville, TX Houston, TX West Orange, NJ Natchitoches, LA Lampasas, TX Danielson, CT Boston, MA McAllen, TX Jackson, TN Sheyenne, ND Benbrook, TX Dallas, TX New York, NY Duncanville, TX Madisonville, TX Arlington, TX Ely,MN Parker, CO Rowlett, TX Harker Heights, TX Gardner, MA Alexandria, LA Brenham, TX Lexington, OK Boca Raton, FL Omaha, TX Dallas, TX Date of Failure Sep 20 Sep 20 Sep 20 Sep 27 Sep 27 Oct 4 Oct 5 Oct 5 Oct 11 Oct 19 Oct 19 Oct 19 Oct 25 Oct 26 Novl Nov 2 Nov 9 Nov 15 Nov 29 Nov 29 Nov 30 Dec 6 Dec 7 Dec 7 Dec 12 Dec 13 Dec 13 Dec 13 Dec 14 Dec 14 Dec 14 Transaction Type P&A P&A PO P&A P&A P&A IDTR P&A P&A P&A IDTR P&A P&A P&A PO IDTR PO P&A P&A P&A P&A P&A IDTR P&A IDTR P&A P&A P&A P&A P&A P&A Charter Class N NM NM NM N N NM NM NM SB SB N N NM N N N NM NM NM NM N N NM SB NM NM NM NM NM NM Total Deposits 33,768 13,876 34,942 22,222 13,321 35,365 50,209 115,765 32,826 93,816 489,285 20,103 69,932 2,867 21,903 42,529 101,021 39,563 34,565 59,795 13,413 5,325 21,351 27,025 172,263 19,943 77,526 7,581 164,103 20,615 30,597 Total Assets 32,126 13,983 33,116 20,689 13,377 35,375 51,426 117,050 32,673 130,931 526,176 19,851 73,684 2,899 21,468 34,211 110,444 39,838 34,847 63,605 13,426 5,371 20,509 28,752 173,269 19,650 77,722 7,477 171,578 20,519 30,262 Table BC-90 BEF Closings and Assistance Transactions Calendar Year 1990 (Dollar amounts in thousands) Name 168 Far Western Bank 169 Capitol Bank & Trust Co. Total Banks: Location Tustin, CA Boston, MA 169 Deposits and assets are as of the quarter before closing. Source: FDIC, 1990 Annual Report, Table 123, page 78-83 Revised 7-23-97 C-100 Date of Failure Dec 14 Dec 28 PO = IDTR = P&A = A/A = Tot. comm'l IDTR = P&A = Tot. savings Total banks Transaction Type PO PO 8 9 141 1 159 3 7 10 169 Charter Class NM NM Total Deposits 150,711 442,317 Total Assets 154,318 485,550 $15,139,082 $16,937,668 Table BC-91 BIF Closings and Assistance Transactions Calendar Year 1991 (Dollar amounts in thousands) Name 1 Bank of New England, N. A. | 2 The Connecticut Bank & Trust Co, N A. 3 Maine National Bank 4 Community National Bank 5 American Bank, N.A. 6 Metropolitan National Bank 7 AlvaradoBank 8 Citizens Nat'l Bank & Trust Co. of Chicago 9 Bank of the Hills 10 Rockport Bank, N.A. 11 The Merchants Bank& Trust Company 12 Maine Savings Bank 13 Lockhart State Bank 14 First National Bank in Kaufman 15 Merchants Trust & Savings Bank 16 The First National Bank of Wortham 17 Southwest National Bank 18 The McKinley Bank 19 United Citizens Bank, N.A. 20 SeaFirstBank 21 First Marine Bank of Florida 22 Manilabank California 23 Crossroads Bank 24 Coolidge Corner Co-operative Bank 25 Blackstone Bank & Trust Co. 26 Citadel Bank 27 SabinalBank 28 The Landmark Bank 29 City Bank and Trust 30 Citizens National Bank 31 First State Bank 32 The Blueville Bank of Grafton 33 American Bank & Trust Co. 34 Whitney Bank and Trust C-101 Location Boston, MA Hartford, CT Portland, ME Glastonbury, CT Rio Rancho, NM Farmers Branch, TX Richmond, CA Chicago, IL Austin, TX Aransas County (Rockport), TX Norwalk, CT Portland, ME Lockhart, TX Kaufman, TX Kenner, LA Wortham, TX Albuquerque, NM Niles, OH College Station, TX Port St. Lucie, FL Palm City, FL Los Angeles, CA VictoriaJX Brookline, MA Boston, MA Willis, TX Sabinal, TX Hartford, CT Claremont, NH Limon, CO Weimar, TX Grafton, WV Shreveport, LA Hamden, CT Date of Failure Jan 6 Jan 6 Jan 6 Jan 11 Jan 22 Jan 24 Jan 25 Jan 29 Jan 31 Jan 31 Feb 1 Feb 1 Feb 7 Feb 7 Feb 14 Feb 14 Feb 21 Feb 22 Feb 28 Mar 8 Mar 8 Mar 8 Mar 14 Mar 14 Mar 15 Mar 21 Mar 21 Mar 28 Mar 29 Mar 29 Apr 4 Apr 5 April Apr 12 Transaction Type P&A P&A P&A P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A IDTR P&A PO P&A P&A IDTR P&A P&A P&A IDTR Charter Class N N N N N N NM N NM N NM SB NM N NM N N NM N SM SM NM NM SB NM NM NM NM NM N NM SM NM NM ] 1 Total Deposits $9,406,853 6,860,236 944,665 86,936 23,319 98,491 32,106 19,197 237,750 18,038 269,021 1,191,224 24,800 20,995 42,729 7,709 36,461 65,627 47,235 11,861 16,769 20,349 22,694 83,843 48,356 21,643 24,395 219,851 119,406 11,251 26,208 46,936 60,439 49,222 j Total Assets $13,428,614 7,210,748 1,045,658 85,364 20,712| 97,314 33,480 18,776 255,108 17,796 269,867 1,182,519 24,316 20,351 43,848 7,282 37,236 70,565 44,906 11,521 17,165 20,775 22,416 83,699 49,258 21,874 24,822 227,859 116,044 11,414 26,023 48,118 60,928 40,601 Table BC-91 BEP Closings and Assistance Transactions Calendar Year 1991 (Dollar amounts in thousands) 1 Name 35 Arizona Commerce Bank 36 Community National Bank 37 Columbine Valley Bank & Trust 38 Boston Trade Bank 39 Chireno State Bank 40 Village Green National Bank 41 Texas Bank and Trust of Temple 42 The First National Bank of Poth 43 The Washington Baiik (of Maryland) 44 Madison National Bank 45 Madison National Bank (of Virginia) 1 46 First National Bank of Cedar Hill 47 Capital Bank 48 First City Bank ! 49 The Cosmopolitan National Bank of Chicago 50 The First National Bank of Toms River 51 Liberty National Bank 52 First Security Bank 53 Florida State Bank 54 University Bank, N.A. 55 Goldome ! 56 Northwest Bank, N A. 57 Woburn Five Cents Savings Bank 58 TheBankofHorton 59 Peoples Bank 60 Tascosa National Bank of AmariHo 61 Texas Premier Bank of Victoria, NA. 62 Beacon Co-operative Bank 63 First Mutual Bank for Savings 64 Dripping Springs National Bank 65 Landmark Thrift and Loan Association C-102 Location Tucson, AZ Sherman, TX Jefferson County, CO Boston, MA Chireno, TX Jersey Village, TX Temple, TX Poth, TX Baltimore, MD Washington, DC McLean, VA Cedar Hill, TX Dallas, TX New Orleans, LA Chicago, IL Toms River,NJ Lovington, NM Roanoke, VA Holiday, FL Newton, MA Buffalo, NY San Antonio, TX Woburn, MA Horton, KS Hewitt, TX Amarillo, TX Victoria, TX Boston, MA Boston, MA Dripping Springs, TX San Diego, CA Date of Failure Apr 12 Apr 18 Apr 26 May 3 May 9 May 9 May 9 May 9 May 10 May 10 May 10 May 16 May 16 May 17 May 17 May 22 May 23 May 24 May 24 May 31 May 31 Jun6 Jun7 Junl3 Junl3 Junl3 Junl3 Jun21 Jun28 Jul 12 Jul 12 Transaction Type P&A P&A P&A IDTR P&A IDTR P&A P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A IDTR P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A PO Charter Class NM N SM NM NM N NM N SM N N N NM NM N N N SM NM N SB N SB NM NM N N SB SB N NM Total Deposits 79,757 18,929 9,213 301,548 12,345 27,110 44,972 18,545 39,003 404,200 159,413 11,132 104,756 56,509 108,468 1,380,815 51,562 15,027 81,640 295,818 6,525,085 7,215 239,998 170,540 16,674 75,195 15,278 30,538 1,081,228 20,527 15,835 Total Assets 80,832 19,048 9,458 307,033 12,397 29,452 45,228 18,673 38,974 473,781 174,187 10,959 111,610 56,068 110,088 1,417,531 51,370 15,885 87,374 318,836 9,890,866 7,204 247,219 167,298 17,273 73,908 15,449 31,806 1,129,946 20,177 16,638 Table BC-91 BIF Closings and Assistance Transactions Calendar Year 1991 (Dollar amounts in thousands) 66 61 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 Name Community Guardian Bank Pontchartrain State Bank The Kerens Bank Suburban National Bank The Housatonic Bank & Trust Co. Citytrust Mechanics & Farmers Savings Bank, FSB Southcoast Bank Corporation Bank of South Palm Beaches Enfield National Bank Northwest National Bank First Mexia Bank Buchel Bank & Trust Co. San Saba National Bank First National Bank & Trust Co. Hillsborough Bank & Trust Co. Lowell Institution for Savings Hilton Head Bank & Trust Co., N.A. SuffieldBank The Family Bank & Trust First Bank & Trust Valley Bank Southeast Bank, N.A. Southeast Bank of West Florida Bank Five for Savings Mid-Jersey National Bank MidCounty Bank & Trust Co. Gunnison Bank & Trust Co. Harbor National Bank of Connecticut Reagan State Bank AmoskeagBank BankEast Nashua Trust Company Bank Meridian, N.A. C-103 Location Elmwood Park, NJ Metairie, LA Kerens, TX Hillsborough Township, NJ Ansonia, CT Bridgeport, CT Bridgeport, CT West Palm Beach, FL Hypoluxo, FL Enfield, CT Fayetteville, AR Mexia, TX Cuero, TX San Saba, TX Blackwell, OK Milford, NH Lowell, MA Hilton Head Island, SC Suffield, CT Allenstown, NH Harrisburg, IL White River Junction, VT Miami, FL Pensacola, FL Arlington, MA Somerville, NJ Norwood, MA Gunnison, CO Branford, CT Big Lake, TX Manchester, NH Manchester, NH Nashua, NH Hampton, NH Date of Failure JuTL9 Jul 19 Jul 25 Jul 26 Jul 26 Aug 9 Aug 9 Aug 9 Aug 9 Aug 16 Aug 16 Aug 22 Aug 22 Aug 29 Aug 29 Aug 30 Aug 30 Aug 30 Sep 6 Sep 6 Sep 10 Sep 13 Sep 19 Sep 19 Sep 20 Sep 20 Sep 27 Oct 2 Oct 3 Oct 3 Oct 10 Oct 10 Oct 10 Oct 10 Transaction Type P&A P&A P&A P&A P&A P&A P&A PO P&A IDTR P&A P&A P&A P&A P&A P&A P&A P&A P&A P&A A/A P&A P&A P&A P&A IDTR P&A A/A P&A P&A P&A P&A P&A P&A Charter Class NM NM NM N NM NM FSB NM NM N N NM NM N N NM SB N SB NM NM NM N NM SB N NM SM N NM SB NM NM N Total Deposits 55,038 142,089 19,848 91,287 64,075 1,807,942 903,692 26,674 63,475 19,759 30,190 22,432 24,778 15,492 33,799 59,467 318,149 63,039 257,036 46,973 26,248 35,568 8,908,637 88,214 402,696 28,451 58,231 19,255 22,824 20,902 768,425 631,606 397,018 105,416 Total Assets 55,327 139,958 19,538 91,091 69,070 1,918,530 1,083,920 26,094 61,282 18,966 29,438 22,479 25,026 15,607 33,498 49,895 \ 386,363 j 64,629! 294,777 46,671 26,582 33,694 | 11,026,691 97,289 386,572 29,471 62,113 20,082 22,853 20,254 937,259 816,843 425,059 109,379 Table BC-91 BIF Closings and Assistance Transactions Calendar Year 1991 (Dollar amounts in thousands) Name 1 100 New Hampshire Savings Bank 101 Dartmouth Bank 102 Numerica Savings Bank, FSB. 103 Iona Savings Bank 104 Central Bank 105 Connecticut Valley Bank 106 Mission Valley Bank, N.A. 107 First National Bank 108 Coolidge Bank & Trust Co. 109 The Citizens Bank of Pagosa Springs 110 First Hanover Bank 111 The Private Bank & Trust, N.A. l 112 Bank of the South ! 113 Union Bank 114 Community National Bank & Trust of NY 115 Connecticut Savings Bank 116 Alvarado National Bank 117 Worthington State Bank 118 Durham Trust Company 119 First National Bank of Miami 120 The Douglass Bank 121 Saybrook Bank & Trust Co. 122 Granite Co-Operative Bank 123 Bank of East Hartford 124 Merchants National Bank 125 The Bank Mart 126 Federal Finance & Mortgage, LTD 127 North Ridge Bank C-104 Location Concord, NH Manchester, NH Manchester, NH Tilton, NH Meriden, CT Cromwell, CT San Clemente, CA Bedford, TX Boston, MA Pagosa Springs, CO Wilmington, NC Miami, FL Baton Rouge, LA San Antonio, TX New York, NY New Haven, CT Alvarado, TX Worthington, IN Durham, NH Miami, FL Kansas City, KS Old Saybrook, CT Quincy, MA East Hartford, CT Leominster, MA Bridgeport, CT Honolulu, HI Oakland Park, FL Date of Failure Oct 10 Oct 10 Oct 10 Oct 11 Oct 18 Oct 18 Oct 18 Oct 24 Oct 25 Oct 25 Oct 25 Oct 29 Oct 30 Oct 31 Nov 8 Nov 14 Nov 14 Nov 14 Nov 15 Nov 26 Dec 4 Dec 6 Dec 12 Dec 13 Dec 13 Dec 13 Dec 13 Dec 20 Transaction Type P&A P&A P&A P&A P&A P&A IDTR P&A P&A P&A P&A PO P&A P&A IDTR P&A P&A IDTR P&A IDTR A/A P&A IDTR P&A P&A P&A IDTR P&A Charter Class SB SB FSB SB SB NM N N NM NM NM N NM NM N SB N NM NM N NM NM SB NM N SB NM NM Total Deposits 947,219 835,263 436,535 29,513 627,935 27,862 40,510 23,253 315,007 16,649 46,547 0 31,307 85,239 354,235 897,732 9,489 34,227 68,528 40,877 30,217 78,375 84,328 38,396 147,364 486,776 7,427 92,729 Total Assets 1,171,673 877,159 509,074 31,180 654,715 28,359 42,672 23,189 321,204 17,275 48,212 4,264 31,835 84,877 333,771 1,044,990 9,169 36,646 71,024 40,462 31,860 77,287 103,814 36,581 153,615 578,220 7,732 94,332 Table BC-91 BIF Closings and Assistance Transactions Calendar Year 1991 (Dollar amounts in thousands) Name Total Banks: Location 127 l The Private Bank & Trust, N.A., Miami, Florida was a trust company with no deposits. Deposits and assets are as of the quarter before closing. Source: FDIC, 1991 Annual Report, Table B, page 128-131 Revised 7-23-97 C-105 Date of Failure PO = IDTR = P&A = A/A = Tot. comm'l IDTR = P&A = Tot. savings Total banks Transaction Type 4 16 85 3 108 1 18 19 127 Charter Class Total Deposits $53,047,754 Total Assets $64,635,036 Table BC-92 BDF Closings and Assistance Transactions Calendar Year 1992 (Dollar amounts in thousands) Name 1 Assured Thrift & Loan Association 2 The Citizens Bank 3 The Bank of Verde Valley 4 First State Bank 5 American National Bank of New York 6 Banco Nacional, N.A. 7 Crossland Savings Bank, F.S.B. 8 Atlantic Trust Company 9 Independence Bank 10 Sentinel Bank 11 Fountain Bank 12 Landmark Bank of Fort Worth j 13 Merchant National Bank 14 JCempton State Bank 15 The Central Savings Bank 16 National City Bank 17 Bank of the Brandywine Valley 18 Dollar Dry Dock Bank 19 Columbia Bank 20 Colony Savings Bank 21 Mission Viejo National Bank 22 New Heritage Bank 23 Progressive National Bank of Rayne 24 Broadway Bank & Trust Company 25 First Security Bank of Anaconda 26 Farmers & Merchants Bank 27 Southside National Bank 28 Independence Bank 29 The Bank for Savings 30 United Mercantile Bank & Trust Co., N.A. 31 Theodore Roosevelt National Bank 32 American Bank of Commerce 33 Vanguard Savings Bank 34 Placer Bank of Commerce C-106 Location San Juan Capistrano, C A Dallas, GA Cottonwood, AZ Bangs, TX Fleischmanns, NY San Juan, PR Brooklyn, NY Newington, NH Los Angeles, CA Hartford, CT Scottsdale, AZ Fort Worth, TX Fort Myers, FL Kempton, IL Lowell. MA Coral Springs, FL West Chester, PA White Plains, NY Avondale, AZ Wallingford, CT Mission Viejo, CA Lawrence, MA Rayne, LA Paterson, NJ Anaconda, MT Tiyon, OK Nacogdoches, TX Piano, TX Maiden, MA Pasadena, CA Washington, D.C. Oklahoma City, OK Holyoke, MA Roseville, CA Date of Failure Jan 3 Jan 10 Jan 16 Jan 23 Jan 24 Jan 24 Jan 24 Jan 30 Jan 30 Jan31 Jan 31 Feb 6 Feb 7 Feb 7 Feb 14 Feb 21 Feb 21 Feb 21 Feb 27 Feb 28 Feb 28 Mar 6 Mar 12 Mar 13 Mar 16 Mar 19 Mar 19 Mar 19 Mar 20 Mar 20 Mar 26 Mar 26 Mar 27 Mar 27 Transaction Type PO IDTR P&A P&A PO P&A PTR P&A PO P&A P&A P&AI IDTR P&A P&A IDTR IDTR P&A IDTR P&A PO IDTR P&A IDTR P&A P&A P&A P&AI P&A IDTR P&A P&A P&A P&A Charter Class NM NM SM NM N N FSB NM NM NM SM NM N NM SB N SM SB SM SB N NM N NM NM NM N SM SB N N NM SB SM Total Deposits $46,635 59,063 10,155 16,416 17,823 48,860 5,514,987 22,733 547,627 73,512 16,125 80,517 35,262 3,612 354,218 18,593 47,334 3,733,163 16,859 32,801 102,372 99,939 11,177 383,318 30,234 4,139 12,049 20,846 392,720 37,701 13,589 13,777 432,557 33,109 Total Assets $48,226 60,568 10,254 16,518 18,006 52,084 7,431,636 21,229 535,786 74,846 15,639 80,529 35,091 3,644 369,110 19,031 44,930 4,028,368 16,987 35,664 114,584 99,806 11,412 400,540 31,553 4,291 12,040 21,836 397,979 36,452 13,834 13,481 427,949 34,820 Table BC-92 BIF Closings and Assistance Transactions Calendar Year 1992 (Dollar amounts in thousands) 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 Name First Community Bank of Cherokee Summit National Bank Bank of Beverly Hills Red Bird Bank of Dallas Fairfield County Trust Company The Norwalk Bank Valley Commercial Bank Shore Bank & Trust Company SouthState Bank for Savings Metropolitan Bank, N. A. The Financial Center Bank, N. A. First Exchange Bank of Cape Girardeau First Exchange Bank of St. Louis County First Exchange Bank of Madison County Jackson Exchange Bank & Trust Company First Exchange Bank of St. Louis Brookfield Bank Maiden Trust Company Powder Mill Bank North American Thrift & Loan Workingmen's Co-operative Bank The Home State Bank MayfairBank American Interstate Bank Landmark Bank for Savings American Savings Bank Riverhead Savings Bank American National Bank-Post Oak Castle Hills National Bank The Somersworth Bank Olympic International Bank & Trust Vernon Bank State Bank of Springfield First National Bank of Texas C-107 Location Woodstock, GA Torrington, CT Beverly Hills, CA Dallas, TX Stamford, CT Norwalk, CT Stockton, CA Lynn, MA Brockton, MA Washington, D.C. San Francisco, CA Cape Girardeau, MO Florissant, MO Fredericktown, MO Jackson, MO St. Louis, MO Brookfield, CT Maiden, MA Morris Plains, NJ Corona Del Mar, CA Boston, MA Longton, KS Chicago, IL Newport Beach, CA Whitman, MA White Plains, NY Riverhead, NY Houston, TX San Antonio, TX Somersworth, NH Boston, MA Vernon, CT Springfield, MN Webster, TX Date of Failure Mar 31 Apr 3 Apr 3 Apr 9 Apr 9 Apr 24 Apr 24 Apr 24 Apr 24 May 1 May 4 May 7 May 7 May 7 May 7 May 7 May 8 May 15 May 22 May 29 May 29 Jun4 Jun4 Jun 12 Jun 12 Jun 12 Jun 12 Jun 25 Jun 25 Jun 26 Jun 26 Jun 26 Jul 17 Jul 23 Transaction Type IDTR IDTR PO P&A P&A P&A IDTR P&AI P&AI IDTR PO P&AI P&AI P&AI P&AI P&AI IDTR P&AI P&A PO P&AI PO P&AI P&AI P&A P&AI P&AI P&AI P&AI P&A P&AI P&AI P&A P&AI Charter Class NM N NM NM NM NM NM NM SB N N SM SM SM SM SM NM NM NM NM SB NM NM NM SB SB SB N N NM NM NM NM N Total Deposits 33,714 89,766 122,347 37,666 132,001 77,227 29,410 184,170 267,466 27,074 218,847 87,015 47,038 34,238 127,822 60,891 68,675 238,455 47,944 20,863 189,866 4,212 29,707 40,792 48,107 2,827,416 316,612 25,067 13,718 113,453 142,322 34,543 28,464 91,348 Total Assets 35,648 91,381 125,939 38,568 132,437 80,597 30,767 183,184 285,923 27,090 225,189 84,418 45,880 34,814 123,295 55,555 60,696 225,228 49,587 21,276 223,665 4,189 32,170 41,990 62,124 3,202,492 388,806 24,735 13,769 114,129 140,339 34,296 30,267 92,076 Table BC-92 BIF Closings and Assistance Transactions Calendar Year 1992 (Dollar amounts in thousands) 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 Name Massachusetts Bank & Trust Company FoxworthBank Winchendon Savings Bank Attleboro Pawtucket Savings Bank Seacoast Savings Bank The Union Savings Bank The First National Bank of Yorktown Plymouth Five Cents Savings Bank The Washington Bank First Exchange Bank-Little Rock, N.A. Highlands Community Bank, N.A. Hometown Bank First Constitution Bank Eastwest Bank, N.A. The Howard Savings Bank Freedom Bank Universal Bank First City, Texas-Alice First City, Texas-Aransas Pass First City, Texas-Austin, N.A. First City, Texas-Beaumont, N.A. First City, Texas-Bryan, N.A. First City, Texas-Corpus Christi First City, Texas-Dallas First City, Texas-El Paso, N.A. First City, Texas-Graham, N.A. First City, Texas-Houston, N.A. First City, Texas-Kountze First City, Texas-Lake Jackson First City, Texas-Lufkin, N.A. First City, Texas-Madisonville, NA. First City, Texas-Midland, N.A. First City, Texas-Orange, N.A. First City, Texas-San Angelo, N.A. C-108 Location Brockton, MA Foxworth, MS Winchendon, MA Attleboro, MA Dover, NH Patchogue, NY Yorktown, TX Plymouth, MA Fairfax County, VA Little Rock, AR Clinton Township, NJ Edison, NJ New Haven, CT Kihei,HI Newark, NJ Ranger, TX Lanham, MD Alice, TX Aransas Pass, TX Austin, TX Beaumont, TX Bryan, TX Corpus Christi, TX Dallas, TX El Paso, TX Graham, TX Houston, TX Kountze, TX Lake Jackson, TX Lufkin, TX Madisonville, TX Midland, TX Orange, TX San Angelo, TX Date of Failure Mil Aug 7 Aug 14 Aug 21 Aug 28 Aug 28 Sep 10 Sep 18 Sep 18 Sep 24 Sep 25 Sep 25 Oct 2 Oct 2 Oct 2 Oct 6 Oct 16 Oct 30 Oct 30 Oct 30 Oct 30 Oct 30 Oct 30 Oct 30 Oct 30 Oct 30 Oct 30 Oct 30 Oct 30 Oct 30 Oct 30 Oct 30 Oct 30 Oct 30 Transaction Type P&AI P&A P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&A P&A P&A IDTR P&A OBA PO P&A-BB P&A-BB P&AI-BB P&A-BB P&A-BB P&A-BB P&AI-BB P&A-BB P&A-BB P&AI-BB P&A-BB P&A-BB P&A-BB P&A-BB P&A-BB P&A-BB P&A-BB Charter Class NM SM SB SB SB SB N SB NM N N NM SB N SB NM NM NM NM N N N SM SM N N N SM NM N N N N N Total Deposits 5^427" 36,030 64,012 567,733 64,786 529,486 34,512 182,877 27,871 24,396 19,546 24,816 1,350,530 3,398 3,378,992 20,338 18,050 118,027 47,213 331,568 488,695 318,838 383,384 1,307,005 367,322 86,486 2,519,978 46,969 96,353 145,727 114,740 289,991 122,457 131,932 Total Assets 61,824 36,460 65,213 632,450 84,808 491,100 34,439 220,972 28,113 24,681 19,702 25,200 1,571,240 3,754 3,461,421 20,888 18,026 128,044 51,695 345,518 532,248 340,189 462,832 1,359,158 395,894 95,398 2,802,064 51,347 104,302 156,640 123,394 313,055 131,984 142,819 Table BC-92 BIF Closings and Assistance Transactions Calendar Year 1992 (Dollar amounts in thousands) 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 Name First City, Texas-San Antonio, N.A. First City, Texas-Sour Lake First City, Texas-Tyler, N.A. Greenwood Bank of Bethel, Inc. Guaranty-First Trust Company First New York Bank For Business Metro North State Bank Investors Bank and Trust Company Statewide Thrift & Loan Company The Merchants Bank Heritage Bank For Savings Burritt InterFinancial Bancorporation Huntington Pacific Thrift & Loan Association Citizens State Bank Meritor Savings Bank Eastland Bank Eastland Savings Bank Sailors and Merchants Bank & Trust Co. The Bremen State Bank The Rushville National Bank Total Banks: 122 Location San Antonio, TX Sour Lake, TX Tyler, TX Bethel, CT Waltham, MA New York, NY Kansas City, MO Grenta, LA Redwood City, CA Kansas City, MO Holyoke, MA New Britain, CT Huntington Beach, C A Princeton, TX Philadelphia, PA Woonsocket, RI Woonsocket, RI Vienna, VA Bremen, KS Rushville, IN Deposits and assets are as of the calendar quarter ending nearest the closing or failure date* Source: FDIC, 1992 Annual Report, Table B, page 169-174 Revised 5-1-97 C-109 Date of Failure Oct30 Oct 30 Oct 30 Nov 6 Nov 13 Nov 13 Nov 13 Nov 13 Nov 13 Nov 20 Dec 4 Dec 4 Dec 4 Dec 10 Dec 11 Dec 11 Dec 11 Dec 11 Dec 18 Dec 18 PO = IDTR = P&AI = P&A = OBA = Tot comm'l P&AI = PTR = P&A = Tot. savings Total banks Transaction Type P&AI-BB P&A-BB P&A-BB P&A P&AI P&AI P&AI-BB P&A P&A P&AI-BB P&AI P&AI PO OBA P&A P&AI P&AI P&A PO P&AI 11 14 30 43 2 100 12 1 9 22 122 Charter Class N NM N NM NM NM NM NM NM SM SB SB NM NM SB NM SB SM NM N Total Deposits 259,018 48,823 231,534 33,160 348,942 498,907 493,828 50,767 9,455 1,395,338 1,000,727 506,022 38,255 12,779 2,909,344 76,172 499,012 34,481 2,623 39,677 $39,954,427 Total Assets 265,669 53,521 259,208 33,255 353,230 530,651 472,467 51,586 9,636 1,451,535 1,288,435 523,850 40,476 12,943 4,126,701 85,405 515,301 34,775 2,679 41,631 $45,391,068 Table BC-93 BIF Closings and Assistance Transactions Calendar Year 1993 (Dollar amounts in thousands) 1 Name 1 Columbia National Bank 2 First National Bank of Vermontl 3 American Bank of Haltom City 4 The Planters National Bank of Rosebud 5 Jefferson National Bank 1 6 First American Capital Bank, N. A. 7 United Bank, National Association 8 First State Bank 9 Olympic National Bank 10 College Boulevard National Bank 11 Midland Bank of Kansas 12 Premier Bank 13 First Western Bank, N. A. 14 Valley National Bank of Fremont County 15 American Commerce National Bank 16 Wilshire Center Bank, N. A. 17 Crown National Bank 18 Palos Verdes National Bank 19 New England Savings Bank 20 Banc Central Amarillo 21 American Bank & Trust Company 22 Capital Bank of California 23 City National Bank of Washington 24 Eagle Bank of Champaign County, N.A. 25 Westheimer National Bank 26 Emerald City Bank 27 Jefferson Bank & Trust 28 City Thrift & Loan Association 29 First California Bank 30 Fidelity National Bank 31 The Wolfe City National Bank In Wolfe City 32 New Atlantic Bank, N.A. 33 Tarrant Bank 34 Maritime Bank of California C-110 Location Santa Monica, CA Bradford, VT Haltom City, TX Rosebud, TX Watertown, NY Laguna Beach, CA Lancaster, TX Vega, TX Los Angeles, CA Overland Park, KS Mission, KS Northridge, CA San Diego, CA Hamburg, IA Anaheim, CA Los Angeles, CA Charlotte, NC Rolling Hills Estates, CA New London, CT Amarillo, TX San Jose, CA Los Angeles, CA Washington, DC Rantoul, IL Houston, TX Seattle, WA Lakewood, CO Los Angeles, C A La Mesa, C A Houston, TX Wolfe City, TX Norfolk, VA Fort Worth, TX Los Angeles, CA Date of Failure Jan 22 Jan 29 Feb 5 Feb 25 Feb 26 Mar 4 Mar 18 Aprl Apr 2 Apr 2 Apr 2 Apr 8 Apr 15 Apr 29 Apr 30 May 6 May 7 May 20 May 21 JunlO Junl8 Junl8 Jun25 Ml Ml Jul 2 Jul 2 Jul 9 Jul 9 Jul 22 Jul 29 Aug 12 Aug 25 Aug 27 Transaction Type P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&AI P&A P&A PO P&A P&AI P&A P&AI P&AI PO P&AI P&AI P&AI P&A P&AI P&AI Charter Class N N NM N N N N NM N N NM NM N N N N N N SB NM NM NM N N N NM SM NM NM N N N NM NM Total Deposits 47,627 282,378 100,195 13,636 248,652 26,276 49,016 20,743 80,484 190,827 120,891 69,818 15,313 6,809 127,661 9,391 24,804 47,775 720,512 34,059 224,691 34,583 22,716 19,706 28,116 7,219 119,404 36,977 77,014 50,348 32,231 14,364 59,718 30,932 Total Assets 47,618 295,784 99,525 13,728 256,014 28,451 49,805 21,444 82,446 202,754 124,262 73,024 16,235 6,952 139,087 9,677 26,341 45,633 914,884 34,745 227,732 35,577 23,984 20,1881 27,945 7,845 127,077 39,383 79,395 52,624 30,421 15,083 62,583 31,761 Table BC-93 BIF Closings and Assistance Transactions Calendar Year 1993 (Dollar amounts in thousands) 35 36 37 38 39 40 41 Name Regent Thrift & Loan Association Western United National Bank Plaza Bank, N. A. of New Braunfels Brentwood Thrift & Loan Association Mid City Bank, National Association The Bank of San Diego Century Thrift & Loan C-lll Location San Francisco, CA Los Angeles, CA New Braunfels, TX Los Angeles, CA Brea, CA San Diego, CA Los Angeles, CA Date of Failure Sep 17 Sep 24 Oct 14 Oct 15 Oct 21 Oct 29 Nov 5 Transaction Type P&AI PO P&AI PO P&A P&AI PO Charter Class NM N N NM N NM NM Total Deposits 7,228 22,602 56,897 11,481 102,630 289,131 24,486 Total Assets 35,751 23,727 54,647 12,920 105,734 294,277 31,876 Table BC-93 BIF Closings and Assistance Transactions Calendar Year 1993 (Dollar amounts in thousands) Name Location Total Banks: 64 Deposits and assets are as of the calendar quarter ending nearest the closing or failure date. Source: FDIC, 1993 Annual Report, Table B, p. 136-138. Deposits and assets are as of the quarter before closing. Revised 7-23-97 C-112 Date of Failure PO = P&A= P&AI= Tot. comm'l P&AI = Tot. savings Total banks Charter Class Transaction Type 5 6 29 40 1 1 41 Total Deposits $3,509,341 Total Assets $3,828,939 Table BC-94 BIF Closings and Assistance Transactions Calendar Year 1994 (Dollar amounts in thousands) 1 2 3 4 5 6 7 8 9 10 11 12 13 Name Mechanics National Bank Superior National Bank Commercial Bank & Trust Company Barbary Coast National Bank The Bank of Hartford, Inc. Meriden Trust & Safe Deposit Company i Pioneer Bank Bank of San Pedro CommerceBank Western Community Bank Bank of Newport Capital Bank Ludlow Savings Bank Location Paramount, CA Kansas City, MO Lowell, MA San Francisco, CA Hartford, CT Meriden, CT Fullerton, CA San Pedro, CA Newport Beach, C A Corona, CA Newport Beach, C A Downey, CA Ludlow, MA Date of Failure Aprl Apr 14 May 6 May 19 Jim 10 Jul 7 Jul 8 Jul 15 Jul 29 Jul 29 Aug 12 Aug 26 Oct 21 Transaction Type P&AI P&AI P&A P&A P&A P&A-BB P&AI P&AI P&AI P&AI P&AI P&AI P&A Charter Class N N NM N SB NM SM NM NM NM NM NM SB P&A = 2 P&AI = 8 P&A-BB = Deposits and assets are as of the calendar quarter 1 ending nearest the closing of failure date. 11 Tot. comm'l P&A = 2 Tot. savings Source: FDIC, 1994 Annual Report, Table B, p 126. 2 Total banks 13 The Meriden Trust & Safe Company, Meriden, CT was a trust company with no deposits at the time of closing. Substantially all assets and liabilities were transferred to a bridge bank, New Meriden Trust & Safe Deposit Company, N.A. New Meriden was acquired by Peoples Savings Bank of New Britain, New Britain Connecticut on October 18,1994. Total Banks: Revised 11-30-95 C-113 13 Total Deposits $148,881 19,618 29,762 9,296 276,016 0 128,382 128,303 138,296 53,141 161,785 74,408 229,130 $1,397,018 Total Assets $148,713 19,970 30,274 10,678 321,457 3,203 133,250 132,636 142,315 54,013 167,802 76,892 222,671 $1,463,874 Table BC-95 BIF Closings and Assistance Transactions Calendar Year 1995 (Dollar amounts in thousands) 1 2 3 4 5 6 Name Guardian Bank First Trust Bank Los Angeles Thrift & Loan Co. Bank USA, N.A. Founders Bank Pacific Heritage Bank Location Los Angeles, CA Ontario, CA Los Angeles, CA Kihei,HI New Haven, CT Torrance, CA Date of Failure Jan 20 Mar 3 Mar 31 May 19 July 28 July 28 Transaction Type P&AI P&AI P&AI P&AI P&AI P&AI Charter Class SM NM NM N NM NM Total Banks: 6 Deposits and assets are as of the calendar quarter ending nearest the closing or failure date. Source: FDIC, Division of Finance, Assets, Deposits and Estimated Losses, 1995 Bank Failures data sheet, March 22, 1996 Revised 5-15-97 C-114 Total Deposits $297,948 223,573 22,280 8,677 76,112 146,100 $774,690 Total Assets $316,944 227,695 23,388 8,817 79,022 147,685 $803,551 Table BC-96 BIF Closings and Assistance Transactions Calendar Year 1996 (Dollar amounts in thousands) 1 2 3 4 5 Name MetroBank of Philadelphia, N.A. Peoples Bank & Trust First National Bank of the Panhandle Fairfield First Bank & Trust Company Commonwealth Thrift & Loan Total Banks: Location Philadelphia, PA Borger, TX Panhandle, TX Southport, CT Torrance, CA Date of Failure Mar 8 May 31 June 14 July 12 Aug 16 Transaction Type P&AI P&A P&AI P&AI P&AI Charter Class N NM N NM NM Total Deposits $39,177 22,288 67,968 57,329 10,883 $197,645 5 First National held deposits insured by both the Bank Insurance Fund (BIF) and the Savings Association Insurance Fund (SAIF). The estimated cost of this transaction will be allocated between the two FDIC-administered funds. Deposits and assets are as of the calendar quarter ending nearest the closing or failure date. Source: FDIC, Division of Finance, Assets, Deposits and Estimated Losses, 1996 Bank Failures data sheet, May 17, 1997 C-115 Total Assets $40,379 22,739 68,126 57,267 11,547 $200,058 BIF CLOSINGS KEY The table below identifies the codes used in the Bank Closings and Assistance Transactions Tables TRANSACTION TYPES: CLASSIFICATION TYPES: P&A Purchase and Assumption N National Bank IDTA Insured Deposit Assumption SM State Member Bank IDTR Insured Deposit Transfer NM Nonmember Bank PTR Pass-through Receivership FSB Federal Savings Bank PO Payoff MI State Savings Bank A/A Assistance Transaction BB Bridge Bank P&AI Purchase & Assumption Insured Deposits C-II6 Table SC-84 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1984 (Dollar amounts in thousands) Name i~ Union Mutual S&LA 2 Home S&LA 3 Empire S&LA 4 Scandia S&LA 5 First FS&LA - Grandforks & Minot 6 American S&LA 7 Investors S&LA 8 American S&LA 9 Windom FS&LA 10 Queen City S&LA WA 11 Mitchell Home S&LA 12 Century FS&LA 13 American Heritage Savings FA 14 Fidelity FS&LA 15 Rhode Island FS&LA 16 Union FS&LA 17 Continental FS&LA 18 Home FS&LA 19 Suburbia FS&LA 20 Fidelity FS&LA 21 American S&LA 22 East Tennessee 23 John Sevier S&LA 24 Knox FS&LA 25 Savannah FS&LA 26 San Marino S&LA Location Richmond, VA Norwalk, OH Mesquite, TX Des Moines, LA Minot, ND Biloxi, MS Houston, TX Dededo, GU Windom, MN Seattle, WA Mitchell, SD Cedarhurst, NY Bloomington, IL Baltimore, MD Providence, RI Indianapolis, IN Cleveland, OH Ponce, PR Garden City, NJ Corinth, MS Knoxville, TN Knoxville, TN Sevierville, TN Knoxville, TN Savannah, TN San Marino, CA Date of Failure Jan 27 Mar 1 Mar 14 Apr 1 Apr 2 Apr 3 May 1 Jun 8 Jul 18 Jul 24 Aug 1 Aug 10 Aug 28 Aug 28 Sep 1 Sep 7 Sep 21 Oct 1 Oct 1 Oct 2 Nov 16 Nov 16 Nov 16 Nov 16 Nov 16 Dec 7 Transaction Type PO A/A PO A/A A/A PO A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A* A/A* A/A* A/A* A/A* PO Charter Class SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL Total Deposits 7,945 75,717 303,451 65,919 210,581 15,631 24,245 38,790 45,268 130,867 18,029 724,485 256,379 79,211 124,408 285,940 837,663 23,715 630,807 33,596 59,729 15,024 34,238 141,607 14,507 212,229 Total Assets 8,641 77,455 332,512 65,195 245,988 9,444) 31,463 58,431 47,882 233,512 16,607 651,723 277,008 137,793 130,265 309,344 1,039,846 45,594 660,228 34,817 64,839 21,881 35,765 154,654 19,343 856,806 4,409,981 5,567,036 Summary Information: Total Institutions: 26 Total Trasactions: A/APO- 22 4 *The FDIC or the FSLIC took control of the institution and operated the open institution prior to resolution. D-l Table SC-85 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1985 (Dollar amounts in thousands) Name i" Fidelity S&L 2 Peoples S&LA 3 Western Community S&L 4 State S&LA 5 Beverly Hills S&LA 6 Brighton FS&LA 7 Capital City FS&LA 8 First Federal of Titusville 9 Northern Virginia S&LA 10 First Financial Bank FSB 11 Home FS&LA 12 First FS&LA of Freeport 13 Central S&LA 14 Southern California S&LA 15 Community FS&LA 16 Magnolia FS&LA 17 Eureka FS&LA 18 Century SA 19 Citizens S&LA 20 Flushing FS&LA 21 Sunrise S&LA 22 Bell S&LA 23 Western Heritage FS&LA 24 Bell Savings Banc 25 ButterfieldS&LA 26 Sierra FS&LA 27 Montana S&LA 28 Centennial S&LA 29 Alliance FS&LA 30 Presidio S&LA 31 Westside FS&LA 32 Citizens FS&LA 33 Heights Savings Association _ 3 1 Glen Ellvn S&LA D-2 Location Martins Ferry, OH Honolulu, HA El Cerrito, CA Salt Lake City, UT Beverly Hills, CA Brighton, CO Washington, DC Titusville, FL Arlington, VA New Orleans, LA Marion, OH Freeport, IL San Diego, CA Beverly Hills, CA Nashville, TN Knoxville, TN San Carlos, CA Shawnee Msn, KS Batesville, MS Flushing, NY Lake Worth, FL San Mateo, CA Pendleton, OR Temple, TX Santa Ana, CA Denver, CO Kalispell, MT Guerneville, CA Kenner, LA Porterville, CA Seattle, WA Matteson, IL Houston, TX Glen Ellyn, IL Date of Failure Jan 1 Jan 1 Mar 8 Apr 12 Apr 23 May 1 May 2 May 2 May 2 May 10 May 22 May 28 May 31 Jun 6 Jun 7 Jun 7 Jun 21 Jun 26 Jul 1 Jul 1 Jul 18 Jul 25 Aug 1 Aug 2 Aug 7 Aug 9 Aug 16 Aug 20 Aug 23 Aug 28 Aug 30 Sep 3 Sep 6 Sep 20 Transaction Type A/A A/A IDTR PO A/A* A/A A/A A/A A/A A/A A/A A/A* A/A* A/A* PO PO A/A* A/A A/A A/A* ABT A/A* A/A PO A/A* IDTR* PO IDTR* PO ABT* ABT* A/A A/A* A/A* Charter Class SL SL SL SL SL SL SL SB SL SB SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL Total Deposits 72,528 10,453 7,606 417,950 2,444,652 83,084 298,020 157,676 240,568 630,966 206,552 45,738 1,680,711 1,263,750 18,798 3,649 1,364,360 44,968 13,257 524,880 1,498,748 1,312,477 134,017 288,045 768,317 81,482 30,360 367,831 133,989 244,890 325,085 133,506 422,018 101,105 Total Assets 72,544 15,032 110,589 639,002 2,918,178 91,402 361,193 162,735 237,179 739,385 201,914 63,321 2,308,903 1,492,644 22,747 4,816 1,570,628 91,832 18,387 527,685 1,516,512 1,635,150 175,148 185,009 708,261 48,363 26,949 368,163 188,137 284,494 378,366 133,824 436,548 122,108 Table S O 85 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1985 (Dollar amounts in thousands) Name 3T Family FS&LA 36 Golden Pacific S&LA 37 Baton Rouge S&1A 38 Security FS&LA 39 Sun S&LA 40 Farmers Savings Bank 41 Security Trust S&LA 42 Lewis FS&LA 43 Hi-Plains S&LA 44 Usm (U.S. Mutual) S&LA 45 Citizens FS&LA 46 Home FS&LA 47 Home FS&LA 48 Midland FS&LA 49 Citizens S&LA 50 Guaranty S&LA 51 State FS&LA 52 BrownfieldS&LA 53 State S&LA of Lubbock 54_ Sun FS&LA Summary Information: Total Institutions: 54 Location Springfield, VA Windsor, CA Baton Rouge, LA Alberquerque, NM Portland, ME Davis, CA Oakridge, TN Chehalis, WA Hereford, TX Ann Arbor, MI Seattle, WA Sioux City, LA Paducah, KY Moorhead, MN Salem, OR Harrison, AR Corvallis, OR Brownfield, TX Lubbock, TX Talahassee, FL Total Transactions: Date of Failure Sep 27 Sep 27 Oct 1 Oct 1 Oct 4 Oct 18 Oct 28 Nov 1 Nov 25 Nov 26 Dec 1 Dec 2 Dec 2 Dec 2 Dec 4 Dec 6 Dec 6 Dec 20 Dec 20 Dec 31 Transaction Type A/A A/A* A/A A/A A/A PO * A/A A/A A/A* PO * A/A A/A A/A A/A IDTR* ABT* IDTR* A/A* A/A* A/A A/A PO IDTR ABT *The FDIC or the FSLIC took control of the institution and operated the open institution prior to resolution. D-3 37 8 5 4 Charter Class SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL Total Deposits 71,193 46,160 93,265 167,698 177,079 526,353 27,192 52,397 107,470 274,174 353,209 117,130 106,091 40,926 164,712 316,527 511,066 60,301 798,617 341,031 Total Assets 57,071 45,574 116,047 169,057 231,947 590,288 28,792 51,877 103,932 305,072 461,380 115,303 106,672 37,978 201,897 451,432 487,432 61,988 725,586 367,489 19,724,627 22,573,962 Table SC-86 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1986 (Dollar amounts in thousands) Name First FS&LA Manhatten Beach S&LA Bohemian S&LA John V. Capozzi Great West S&LA Coronado FS&LA Mt. Whitney S&LA American Diversified Savings Bank Intercapital S&LA Capitol S&LA Ben Milam S&LA Mercury S&LA of Texas First FS&LA of Redding Hacienda FS&LA Guaranty S&LA United Bank SSB Mainland S&LA Columbus S&LA First American S&LA Summit S&LA Washington First FS&LA Sun Belt Federal Bank FSB Consolidated Savings Bank Seapointe S&LA First of Montgomery County Mountain Security SB Audubon S&LA Community FS&LA Crescent Savings Bank New Orleans S&LA Northlake S&LA Citizens Home Savings Company The State S&L Co. Equitable FSB Atlas S&LA r 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 D-4 Location Ashtabula, OH Manhatten Beac, CA St. Louis, MO Las Vegas, NV Kansas City, MO Exeter, CA Costa Mesa, CA Jacksonville Bea, FL Mount Pleasant, LA Cameron, TX Wichita Falls, TX Redding, CA Oxnard, CA Longview, WA San Francisco, CA Houston, TX San Rafael, CA Benton, IL Park City, UT St. Louis, MO Lake Providenc, LA Irvine, CA Carlsbad, CA Blacksburg, VA Wytheville, VA New Orleans, LA Baton Rouge, LA New Orleans, LA New Orleans, LA Covington, LA Lorain, OH Euclid, OH Lancaster, OH San Francisco, CA Date of Failure Jan 2 Jan 9 Jan 30 Jan 31 Feb 7 Feb 12 Feb 14 Feb 14 Feb 21 Mar 14 Mar 14 Mar 20 Mar 20 Mar 21 Mar 28 Apr 4 Apr 14 Apr 14 Apr 16 Apr 30 May 2 May 22 May 31 Jun 6 Jun 6 Jun 20 Jun 20 Jun 20 Jun 20 Jun 20 Jun 27 Jun 27 Jul 9 Jul 14 Transaction Type A/A PO * ABT* A/A A/A* P&A* PO * PO IDTR* A/A* A/A* A/A A/A PO A/A ABT* A/A* A/A* PO * A/A ABT PO * PO A/A A/A ABT ABT ABT ABT ABT A/A A/A A/A A/A Charter Class SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SB SL SL SL SL SL SL SB SL SL SL SL SB SL Total Deposits 55,689 49,569 220,643 52,223 13,559 83,873 958,953 70,825 180,527 279,080 601,823 41,214 15,545 13,877 489,667 873,609 295,030 73,477 180,733 60,092 256,676 78,422 37,882 15,468 114,335 213,422 42,159 103,847 111,251 86,767 168,623 401,807 645,718 85,678 Total Assets 52,751 51,119 242,394 52,115 12,728 81,642 978,635 65,233 192,018 306,041 664,049 39,642 34,456 22,341 590,234 1,003,281 271,460 80,596 210,684 57,463 205,102 84,370 17,343 14,512 125,326 221,891 38,217 86,993 119,286 105,440 156,119 381,665 691,489 76,393 Table SC-86 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1986 (Dollar amounts in thousands) Name 35~ Sun S&LA 36 Lincoln S&LA 37 Central Illinois S&LA 38 Major Federal S&LA 39 National Permanent Bank FSB 40 Peninsula FS&LA 41 Reserve S&LA 42 Citizens FS&LA 43 Dollar Savings Bank 44 First SA of Kilgore 45 DE Vargas S&LA Bank 46 Ramona S&LA 47 Western S&LA 48 Cal America S&LA 49 Republic Savings Bank 50 Homestead S&LA 51 Farmers FS&LA 1 52 First State S&LA ! 53 Family FS&LA 54 First Security S&LA 55 Gulf Federal Savings Bank 56 Firstsouth FS&LA 57 Guaranty Federal Bank FSB 58 Barron County FS&LA 59 St. Louis FS&LA 60J Lincoln FS&LA Summary Information: Total Institutions: 60 Location San Diego, CA Portland, OR Virden, IL Cincinnati, OH Washigton, DC Soldotna, AK Witchita, KS Cleveland, OH Columbus, OH Kilgore, TX Santa Fe, NM Fillmore, CA Dallas, TX Walnut Creek, CA South Beloit, IL Woodward, OK Ravenswood, WV Spartansburg, SC Saginaw, MI Grand Junction, CO Metairie, LA Pine Bluff, AR Casper, WY Barron, WI Clayton, MO Louisville, KY Total Transactions: Date of Failure Jul 18 Jul 23 Jul 25 Jul 25 Aug 1 Aug 8 Aug 27 Aug 29 Aug 29 Aug 29 Sep 11 Sep 12 Sep 12 Sep 19 Oct 1 Oct 10 Oct 23 Oct 23 Oct 31 Nov 21 Nov 21 Dec 5 Dec 12 Dec 16 Dec 22 Dec 31 Transaction Type A/A* A/A PO ABT* A/A PO A/A A/A A/A A/A A/A IDTR* ABT* A/A* A/A* PO A/A A/A A/A A/A* A/A* ABT* PO A/A A/A A/A A/A ABT PO IDTR P&A The FDIC or the FSLIC took control of the institution and operated the open institution prior to resolution. D-5 35 11 11 2 1 Charter Class SL SL SL SL SB SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SB SL SB SL SL SL Total Deposits 334,444 230,363 58,893 21,433 738,982 41,337 27,141 475,182 314,651 21,784 16,530 95,957 1,806,271 265,947 60,316 149,213 124,706 77,864 354,906 52,133 375,140 1,500,237 73,471 144,439 963,216 478,330 Total Assets 370,935 261,702 47,585 24,999 1,033,795 42,622 21,510 434,768 334,304 21,562 19,062 108,085 1,960,164 171,647 56,847 134,982 131,271 78,769 338,904 55,238 499,112 1,680,854 63,780 158,237 955,426 460,843 15,774,949 16,800,031 Table S C - 8 7 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1987 (Dollar amounts in thousands) Name l" First S&LA of Burkburnett 2 Magic Valley S&LA 3 Umpqua S&LA 4 North America S&LA 5 Life Savings of America 6 Universal SA FA 7 First FS&LA of Beloit 8 Key S&LA 9 South Bay S&LA 10 Home S&LA 11 Victor S&LA 12 Bayou FS&LA 13 First FS&LA 14 First Southern SA 15 Vernon S&LA 16 Western S&LA 17 South Florida Savings Bank 18 Equitable S&LA 19 Tahoe S&LA 20 Future S&LA 21 Liberty FS&LA 22 Independent American SA 23 Frontier S&LA 24 Investors Federal Bank 25 United FS&LA 26 Fort Lee S&LA 27 Provident FS&LA 28 United First FS&LA 29 OK Federal S&LA 30 Twin City Savings Bank FSB 31 Sunbelt FS&LA 32 Lyons Federal Trust & Savings 33 Sierra S&LA 34 First FS&LA Natchitoches D-6 Location Burkburnett, TX Weslaco, TX Roseburg, OR Santa Anna, CA Rockford, IL Chickasha, OK Beloit, KS Englewood, CO Gardens, CA Seattle, WA Muskogee, OK New Orleans, LA Hagerstown, MD Pascagoula, MS Vernon, TX Salt Lake City, UT Davie, FL Stanton, CA South Lake Tah, CA Albany, OR Leesville, LA Irving, TX Fairbanks, AK El Reno, OK Durant, OK Fort Lee, NJ Boise, ID Boise, ID El Reno, OK West Monroe, LA Watonga, OK Countryside, IL Gardnerville, NV Natchitoches, LA Date of Failure Jan 16 Jan 16 Jan 16 Jan 23 Feb 13 Feb 13 Feb 27 Feb 27 Mar 6 Mar 13 Mar 13 Mar 20 Mar 20 Mar 20 Mar 20 Mar 24 Mar 25 Mar 27 Apr 3 Apr 10 Apr 24 May 20 Junl2 Junl8 Jun29 Jun30 Jul 2 Jul 2 Jul 31 Aug 19 Aug 20 Sep 24 Oct 23 Oct 31 Transaction Type PO A/A PO PO * PO PO * PO IDTR* A/A A/A ABT* A/A PO PO ABT* A/A A/A* PO A/A* PO PO A/A* PO IDTR* IDTR* A/A A/A A/A A/A A/A* A/A* A/A* PO A/A Charter Class SL SL SL SL SB SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SB SL SL SL SL SL SL SL SB SL SL Total Deposits 74,124 116,546 88,486 220,504 339,245 87,976 89,654 203,684 64,324 117,570 505,320 28,256 124,677 57,202 1,582,967 360,780 176,277 83,722 90,792 57,710 150,687 1,392,604 7,990 96,314 78,169 183,297 210,863 299,597 87,308 182,374 60,137 1,544,888 12,828 62,301 Total Assets 204,538 103,392 108,213 220,304 342,279 104,554 82,910 241,648 61,880 150,608 601,315 25,833 95,719 47,063 1,347,012 392,698 172,028 58,927 81,164 57,614 134,936 1,014,023 7,408 97,509 89,797 170,600 222,304 344,451 51,790 149,486 65,532 2,275,309 12,061 48,103 Table SC-87 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1987 (Dollar amounts in thousands) Name 3fF GulfFS&LA 36 Tri- County S&LA 37 Argo FS&LA 38 Surety FS&IA 39 Boone County FS&LA 40 Mt. Pleasant S&LA 41 Community FS&LA 42 First FS&LA of Alexandria 43 First Financial of LA 44 Firstbanc FSB 45 American FS&LA 46 First Financial Bank FSB 47 First FS&LA of Slidell 48_ Gibson Federal S&LA Summary Information: Total Institutions: 48 Location Mobile, AL Camden, NJ Summit, IL Morganton, NC Centralia, MO Mt. Pleasant, TX Hamilton, OH Alexandria, LA Lutcher, LA Gonzales, LA Lynchburg, VA New Orleans, LA Slidell, LA Gibson City, IL Total Transactions: Date of Failure Nov 12 Nov 13 Nov 17 Dec 11 Dec 16 Dec 16 Dec 29 Dec 30 Dec 30 Dec 30 Dec 31 Dec 31 Dec 31 Dec 31 A/A PO IDTR ABT Transaction Type A/A ABT A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A 29 13 3 3 *The FDIC or the FSLIC took control of the institution and operated the open institution prior to resolution. D-7 Charter Class SB SL SL SL SL SL SL SL SL SB SL SB SB SL Total Deposits 6,472 46,220 29,665 111,495 20,843 29,321 379,047 149,418 151,504 47,076 196,659 573,465 48,836 146,168 Total Assets 6,078 36,501 25,566 124,871 19,700 24,873 405,642 148,689 159,541 46,262 166,519 744,874 46,197 131,522 10,775,362 11,269,843 Table SC-88 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1988 (Dollar amounts in thousands) r 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34j Name First Savings of East Texas Territory S&LA Magnet Bank FSB Mountain State FS&LA Traders FS&LA First FS&LA of Craig First FS&LA of Paducah First Federal Savings Bank First Federated Savings Bank Peoples FS&LA Perpetual S&LA First Federal of Shawnee Citizens Savings and Loan Tri-Cities Savings and Loan Valley Federal Savings and Loan American FS&LA City S&LA Lamar Savings Association Alliance S&LA (Houston) Briercroft Savings Association Cameron County S&LA Cardinal Savings Bank Colorado County FS&LA Security S&LA Stockton Savings Association First FS&LA of Hammonton Bluebonnet SA of Texas Muskegon FS&LA Larue FS&LA Frontier Federal Savings Bank First Financial Savings Assn Lynnwood S&LA Stanford S&LA Mclean S&LA D-8 Location San Augustine, TX Seminole, OK Charleston, WV Clarksburg, WV Parkersburg, WV Craig, CO Paducah, KY Waterloo, IA N. Palm Beach, FL Waterloo, IA Waterloo, IA Shawnee, OK East Alton, IL Kennewick, WA Erwin, TN Anderson, IN San Angelo, TX Austin, TX Austin, TX Austin, TX San Benito, TX Newport, NC Columbus, TX Dickinson, TX Dallas, TX Hammonton, NJ Hempstead, TX Muskegon, MI Hodgenville, KY Dyersburg, TN El Paso, TX Lynnwood, WA Palo Alto, CA Mclean, VA Date of Failure Jan 15 Jan 29 Feb 10 Feb 10 Feb 10 MarlO Mar 11 Mar 11 Mar 11 Mar 11 Mar 11 Apr 8 April April Apr 12 Apr 29 May 1 May 1 May 13 May 13 May 13 May 13 May 13 May 13 May 13 May 25 May 26 Jun 2 Jun 3 Jun 6 Jun 22 Jun 24 Jun 24 Jul 8 Transaction Type PO PO A/A A/A A/A A/A PO A/A A/A A/A A/A PO A/A A/A A/A PO A/A* A/A* A/A A/A* A/A PO A/A A/A A/A* A/A A/A A/A PO A/A A/A A/A A/A A/A* Charter Class SL SL SB SL SL SL SL SB SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SB SL SL SL SL Total Deposits 132,448 67,910 418,818 100,471 73,056 33,042 149,064 173,986 155,210 139,171 110,893 142,378 41,190 43,786 90,263 194,523 867,606 2,091,752 127,649 658,575 26,958 92,849 224,413 111,700 784,479 298,266 29,299 195,979 16,176 42,475 248,121 24,885 79,825 326,080 Total Assets 61,668 31,223 547,099 91,389 68,473 30,101 130,938 152,339 141,733 151,264 112,789 130,697 36,415 53,148 80,475 145,821 681,240 1,939,600 103,684 867,484 27,574 93,936 212,927 105,845 543,024 237,617 24,101 204,578 11,956 43,735 325,691 1 24,071 73,494 318,921 Table SC-88 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1988 (Dollar amounts in thousands") Name 35~ First Security SB 36 Galva FS&LA 37 Home FS&LA 38 Mutual FS&LA 39 American of Anadarko 40 Skyline Savings Association 41 First of Longview 42 First FS&LA of Taylorville 43 Capitol FS&LA 44 First Federal Savings Bank 45 Western FS&LA 46 American Banc SA 47 Commerce FS&LA 48 Gladewater FS&LA 49 Irving S&LA 50 Longview S&LA 51 Majestic Savings Association 52 Paris S&LA 53 Richardson Savings Association 54 Southland Savings Association 55 Federated S&LA 56 First City Savings Association 57 Multibanc Savings Association 58 Summit Savings Association 59 Sunbelt Savings Association 60 Texana S&LA 61 Commerce FSB 62 First FS&LA of Brainerd 63 First FS&LA of Grand Rapids 64 First FS&LA of Hibbing 65 Homestate S&LA 66 Northwest FS&LA 67 Peoples S&LA 68j Pioneer FS&LA in Mason City D-9 Location Pleasant Hill, CA Galva, IL Peoria, IL Canton, IL Anadarko, OK Dallas, TX Longview, WA Taylorville, IL Evergreen Park, IL Shenadoah, LA Council Bluffs, LA Dallas, TX Commerce, TX Gladewater, TX Irving, TX Longview, TX Mckinney, TX Paris, TX Dallas, TX Longview, TX San Antonio, TX Irving, TX Dallas, TX Dallas, TX Dallas, TX Texarkana, TX Knoxville, TN Brainerd, MN Grand Rapids, MN Hibbing, MN Hayward, CA Boise, ID Owantonna, MN Mason City, LA Date of Failure Jul 21 Jul 28 Jul 28 Jul 28 Jul 29 Aug 1 Aug 2 Aug 10 Aug 11 Aug 11 Aug 11 Aug 18 Aug 18 Aug 18 Aug 18 Aug 18 Aug 18 Aug 18 Aug 18 Aug 18 Aug 19 Aug 19 Aug 19 Aug 19 Aug 19 Aug 19 Aug 26 Aug 26 Aug 26 Aug 26 Aug 26 Aug 26 Aug 26 Aug 26 Transaction Type A/A* A/A A/A A/A PO A/A* A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A Charter Class SL SL SL SL SL SL SL SL SL SB SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SB SL SL SL SL SL SL SL 1 Total 1 Deposits 133,121 13,675 126,258 38,146 144,455 116,479 76,320 37,588 219,651 22,676 39,121 62,342 32,710 35,849 105,877 158,898 333,007 401,083 747,388 34,451 158,079 258,514 222,964 320,801 3,255,324 75,516 50,776 104,175 96,938 67,222 222,291 25,102 203,719 310,042 Total Assets 176,541 12,784 115,080 30,369 65,139 118,198 78,095 34,604 229,108 20,663 23,915 62,839 29,533 24,873 53,054 145,595 283,491 254,076 706,150 31,530 150,067 227,003 190,745 185,901 2,214,129 78,057 40,107 86,617 105,887 47,252 182,052 26,686 210,759 314,016 Table SC-88 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1988 (Dollar amounts in thousands) Name 69~ Washington FSB of Stillwater 70 Capitol FSB 71 First FS&LA 72 First Oklahoma Savings Bank 73 Frontier Savings & Loan 74 Heritage S&LA 75 Home S&LA 76 Home Savings Bank FA 77 Kingfisher FS&LA 78 Midamerica FS&LA 79 Mutual FS&LA 80 Peoples FS&LA 81 Phoenix FS&LA 82 Arsenal SA 83 Citizens FS&LA 84 Fidelity FS&LA 85 Frankton FS&LA 86 United SA of Central Indiana 87 Coosa FS&LA 88 American S&LA 89 First Federal SB 90 Bay City FS&LA 91 Gulf Coast Savings Association 92 Ultimate Savings Bank 93 Loves Park FSB 94 Champion Savings Association 95 Peoples S&LA 96 Adobe Savings Bank 97 Citizens FS&LA of New Castle 98 Creditbanc Savings Association 99 Delta Savings Association 100 First FS&LA 101 Franklin Savings Association 102 Great West Savings Bank D-10 Location Stillwater, MN Oklahoma City, OK Elk City, OK Tulsa, OK Ponca City, OK Elk City, OK Bartlesvflle, OK Lawton, OK Kingfisher, OK Tulsa, OK Oklahoma City, OK Ardmore, OK Muskogee, OK Indianapolis, IN Jacksonville, FL Berwyn, IL Frankton, IN Tipton, IN Gadsden, AL Stockton, CA Rogers, AR Bay City, TX Richmond, TX Richmond, VA Loves Park, IL Houston, TX LA Grande, OR Concord, CA New Castle, IN Austin, TX Alvin,TX Austin, TX Austin, TX Austin, TX Date of Failure Aug 26 Aug 31 Aug 31 Aug 31 Aug 31 Aug 31 Aug 31 Aug 31 Aug 31 Aug 31 Aug 31 Aug 31 Aug 31 Sep 1 Sep 1 Sep 1 Sep 1 Sep 1 Sep 6 Sep 7 Sep 7 Sep 9 Sep 9 Sep 16 Sep 21 Sep 23 Sep 23 Sep 30 Sep 30 Sep 30 Sep 30 Sep 30 Sep 30 Sep 30 Transaction Type A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A* A/A A/A A/A PO A/A A/A PO A/A A/A A/A A/A A/A A/A A/A Charter Class SB SB SL SB SL SL SL SB SL SL SL SL SL SL SL SL SL SL SL SL SB SL SL SB SB SL SL SL SL SL SL SL SL SL Total Deposits 319,359 112,369 133,016 44,404 826,792 90,205 205,081 211,547 127,635 391,585 198,967 46,844 382,716 178,689 64,557 39,463 33,065 65,067 76,164 15,411,331 135,472 163,007 72,296 194,303 44,986 804,134 19,750 43,437 56,976 718,584 313,331 904,454 615,638 182,323 Total Assets 295,753 117,377 106,744 37,322 1,030,832 80,818 173,454 264,146 124,441 482,515 173,026 49,904 419,405 158,346 57,944 37,141 30,550 57,345 72,057 30,162,228 122,899 157,930 59,914 206,490 40,841 656,720 22,515 48,124 51,855 593,147 202,5971 1,013,313 410,855 179,890 Table SC-88 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1988 (Dollar amounts in thousands) 1 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 Name Guaranty FS&LA Liberty FSB Capital FS&LA First FS&LA of Mayfield First FSB of Indiana Banc Home Savings Association First FS&LA Heart of Texas Savings Association Odessa Savings Association Olney Savings Association Petroplex Savings Association SanAngelo Savings Association Security FS&LA Shamrock Federal Savings Bank Southern S&LA Southwest S&LA Peoples FSB Lincoln FS&LA SouthsideS&L Reliance FS&LA Cyprus SA Tesoro S&LA Cardinal FSB First FS&LA Northpark Savings Association United FS&LA Central Arkansas S&LA Silverado S&LA Midamerica SB Eastern Washington S&LA American Home Savings Community First FED Savings Rooks County FSA Bloomfield S&LA D-ll Location Dallas, TX Raton, NM Gary, IN Mayfield, KY Merrillville, IN Midland, TX Amarillo, TX Midland, TX Odessa, TX Olney, TX Midland, TX SanAngelo, TX Pampa, TX Shamrock, TX Brownwood, TX Abilene, TX Wooster, OH Westfield, NJ Lima, OH Rahway, NJ Plantation, FL Laredo, TX Cleveland, OH Columbus, GA Richardson, TX Aberdeen, SD Conway, AR Denver, CO Waterloo, LA Wenatchee, WA Salem, OR Vancouver, WA Plainvflle, KS Birmingham, MI Date of Failure Sep 30 Oct 7 Oct 12 Oct 12 Oct 12 Oct 14 Oct 14 Oct 14 Oct 14 Oct 14 Oct 14 Oct 14 Oct 14 Oct 14 Oct 14 Oct 14 Oct 25 Nov 1 Nov 1 Nov 2 Nov 10 Nov 18 Dec 1 Dec 1 Dec 1 Dec 1 Dec 9 Dec 9 Dec 12 Dec 14 Dec 15 Dec 15 Dec 15 Dec 16 Transaction Type A/A PO A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A PO A/A A/A A/A A/A A/A PO ABT* A/A A/A A/A A/A A/A A/A Charter Class SL SB SL SL SB SL SL SL SL SL SL SL SL SB SL SL SB SL SL SL SL SL SB SL SL SL SL SL SB SL SB SL SL SL 1 Total Deposits 2,268,079 137,813 55,716 72,754 287,031 680,882 203,756 201,699 156,610 880,869 178,122 162,840 289,942 103,952 160,257 328,807 347,272 964,594 54,705 82,502 203,688 334,675 1,458,128 241,623 163,830 91,975 12,470 1,767,010 232,325 32,340 382,743 308,114 35,172 607,435 Total Assets 1,960,018 130,432 51,414 51,455 271,525 603,367 214,118 269,532 132,133 1,342,144 113,922 124,534 396,016 102,296 154,850 154,345 341,126 1,253,024 54,128 64,346 172,828 248,056 1,471,492 265,719 126,611 92,527 10,129 2,315,295 244,346 51,490 403,016 386,016 32,001 688,676 Table SC-88 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1988 (Dollar amounts in thousands) 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 Name First Dearborn Rocky Mountain FS&LA United SB of Wyoming First Border Ohio Valley Commodore Savings Association First FS&LA First Western S&LA Home S&LA Home SA Interwest Savings Association Lamesa FS&LA Mesquite S&LA Metroplex Federal Savings Association Mineral Wells S&LA Reliance Savings Association Sentry Savings Association Southern Federal Banc S&LA Vista Savings Association Virginia FS&LA First Texas Savings Association Gibraltar SA Killeen S&LA Montfort Savings Association First Financial SB American SB Bayview FSA Burnet S&LA Charter Savings S&LA First FS&LA Independence S&LA Keystone S&LA Lee Savings Association Peoples S&LA D-12 Location Dearborn, MI Cheynne, WY Cheynne, WY Piqua, OH Steubenville, OH Dallas, TX Big Spring, TX Colorado City, TX Lufkin, TX Houston, TX Fort Worth, TX Lamesa, TX Mesquite, TX Hurst, TX Mineral Wells, TX Houston, TX Slaton, TX Lancaster, TX Odessa, TX Richmond, VA Dallas, TX Houston, TX Killeen, TX Dallas, TX Des Moines, LA Springfield, IL Corpus Christi, TX Burnet, TX Corpus Christi, TX Luling, TX Gonzales, TX Lampasas, TX Giddings, TX Llano, TX Date of Failure Dec 16 Dec 16 Dec 16 Dec 17 Dec 17 Dec 22 Dec 22 Dec 22 Dec 22 Dec 22 Dec 22 Dec 22 Dec 22 Dec 22 Dec 22 Dec 22 Dec 22 Dec 22 Dec 22 Dec 23 Dec 27 Dec 27 Dec 27 Dec 27 Dec 28 Dec 29 Dec 29 Dec 29 Dec 29 Dec 29 Dec 29 Dec 29 Dec 29 Dec 29 Transaction Type A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A Charter Class SL SB SB SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SB SL SL SL SL SL SL SL SL SL Total Deposits 230,493 268,112 275,462 107,187 238,040 1,139,370 113,233 111,295 394,667 543,605 176,395 80,659 46,438 66,900 34,801 55,756 151,451 166,081 148,549 517,043 2,695,907 4,592,498 267,027 671,321 211,449 845,553 70,389 27,399 551,930 47,699 60,626 35,063 87,541 382,844 Total Assets 167,332 307,198 220,486 111,026 203,929 499,435 129,260 83,368 278,460 495,499 109,397 89,329 47,028 64,809 31,482 41,507 87,039 91,347 133,101 678,944 3,127,779 6,459,408 163,402 1,815,791 262,690 886,999 64,613 28,097 396,828 30,584 59,110 30,712 73,911 171,117 Table SC-88 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1988 (Dollar amounts in thousands) 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 Name Ranchers Savings Association Seguin Savings Association Union SA Yoakum FS&LA Beach FS&LA Columbia FS&LA First FS&LA of Jacksonville Great Falls FS&LA Home FS&LA Jackson County FSA Northwest FS&LA Pathway Financial United Savings Association Broward FS&LA Peoria S&LA Summary Information: Total Institutions: 185 Location Johnson City, TX Seguin, TX San Antonio, TX Yoakum, TX Boynton Beach, FL Englewood, CO Jacksonville, FL Great Falls, MT Spencer, IA Medford, OR Spencer, IA Chicago, IL Houston, TX Sunrise, FL Peoria, IL Total Transactions: Date of Failure Dec 29 Dec 29 Dec 29 Dec 29 Dec 30 Dec 30 Dec 30 Dec 30 Dec 30 Dec 30 Dec 30 Dec 30 Dec 30 Dec 31 Dec 31 A/A PO ABT Transaction Type A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A A/A 171 13 1 *The FDIC or the FSLIC took control of the institution and operated the open institution prior to resolution. D-13 Charter Class SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL Total Deposits 93,256 169,424 73,823 43,572 1,190,559 1,813,720 1,013,543 72,662 51,570 274,978 144,646 938,160 3,496,819 494,346 148,055 Total Assets 56,154 140,515 72,106 43,628 1,141,671 3,125,050 1,243,932 127,952 46,496 266,123 129,073 1,222,965 4,644,939 535,666 171,600 78,713,047 96,760,217 Table SC-89 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) r 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 Name Southern Federal SB Carver S&LA First FS&LA IN New Albany Cook County FS&LA Baltimore Fed. Fin. FSA Freedom S&LA GillSA Pacific SB Bright Banc SA Deseret S&LA FA First Savings of Arkansas Sandia FSA Savers SA Signal S&LA Midwest SA University FSA American Savings FS&LA Anchor FS&LA Blue Valley FS&LA Columbia FSB Community S&LA Concordia FB For Savings Elysian FSB Equitable FSB First FS&LA French Market Homestead FSA Guaranty FS&LA Horizon FS&LA Independence FB FSB Midwest FS&LA Mountainwest S&LA a FS&LA Nile Valley FS&LA North Jersey FSA Occidental SB D-14 Location Thomasville, GA Escondido, CA New Albany, MS Chicago, IL Baltimore, MD Tampa, FL San Antonio, TX Costa Mesa, CA Dallas, TX Salt Lake City, UT Little Rock, AR Albuquerque, NM Little Rock, AR Signal Hill, CA Minneapolis, MN Houston, TX Salt Lake City, UT Kansas City, KS Kansas City, MO Westport, CT Fond Du Lac, WI Lansing, IL Hoboken, NJ Fremont, NE Largo, FL Metairie, LA Birmingham, AL Metairie, LA Batesville, AR Nebraska City, NE Ogden, UT Scottsbluff, NE Passaic, NJ Omaha, NE Date of Failure Janl9 Jan 27 Jan 27 Feb 3 Feb 7 Feb 7 Feb 7 Feb 7 Feb 10 Feb 10 Feb 10 Feb 10 Feb 10 Feb 10 Feb 13 Feb 14 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Transaction Type PO PO PO A/A IDTR* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* PO IDTR* P&A* P&A* P&A* IDTR* P&A* P&A* P&A* P&A* P&A* IDTR* IDTR* P&A* PO * IDTR* IDTR* P&A* IDTR* P&A* P&A* Charter Class SB SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SB SL SB SB SB SL SL SL SL SL SL SL SL SL SB Total Deposits 68,505 285,969 17,480 170,962 1,252,969 1,132,175 1,448,432 1,019,051 3,004,443 177,688 1,201,845 1,075,651 788,880 52,873 2,238,263 3,776,427 1,390,076 596,548 820,206 143,925 161,093 423,864 200,589 205,386 391,792 237,884 398,552 395,977 346,408 119,723 227,455 64,068 304,265 529,857 Total Assets 76,623 265,763 20,761 164,016 1,566,752 1,402,115 1,207,294 1,117,704 4,388,466 159,337 1,583,318 747,076 806,012 46,132 3,255,576 4,480,389 2,180,662 834,034 839,230 145,634 185,407 468,800 198,693 225,241 334,418 250,776 381,335 380,658 207,028 139,096 241,532 56,264 278,145 677,311 Table SC-89 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) Name 35"[Platte Valley Savings 36 Security S&LA 37 Southern Floridabanc FS&LA 38 Southwest S&LA FA 39 SunSAFA 40 Universal S&LA 41 Westwood S&LA 42 First Valley S&LA 43 Mid-State S&LA 44 Commerce FSA 45 Alamo FSA of Texas 46 Bexar SA 47 Colonial SA of America 48 Commonwealth S&LA 49 Elmwood FS&LA 50 Enterprise FS&LA 51 First FS&LA 52 First FS&LA of Coffeyville 53 First FS&LA of Fayetteville 54 First FS&LA of Hutchinson 55 First FSB of AK SB 56 First FSB of Kansas 57 First SA of Louisiana 58 First State FSA 59 First State SB FSB 60 Fountainbleau FSB 61 Gibraltar S&LA 62 Home FS&LA 63 Home SB FSB 641 LA Hacienda SA 65 Landmark SB FSB 66 Madison Guaranty S&LA 67 Mid America FS&LA 68| Mission SA D-15 Location Gering, NE Scottsdale, AZ Boca Raton, FL Phoenix, AZ Kansas City, KS Scottsdale, AZ Los Angeles, CA Pikeville, TN Champaign, IL San Antonio, TX San Antonio, TX San Antonio, TX Liberal, KS Osceola, AR Harahan, LA Marrero, LA Malvern, AR Coffeyville, KS Fayetteville, AR Hutchinson, KS Anchorage, AK Wellington, KS LA Place, LA San Antonio, TX Mountain Home, AR Slidell, LA Annapolis, MD Mountain Home, AR Anchorage, AK San Antonio, TX Hot Springs, AR Mccrory, AR Parsons, KS [ San Antonio, TX [ Date of Failure Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 17 Feb 24 Feb 24 Feb 28 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Transaction Type IDTR* IDTR* IDTR* P&A* IDTR* P&A* P&A* PO PO P&A* PO * P&A* IDTR* P&A* IDTR* IDTR* PO * IDTR* P&A* P&A* P&A* IDTR* IDTR* P&A* IDTR* IDTR* P&A* PO * IDTR* IDTR* P&A* P&A* IDTR* PO * Charter Class SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SL SB SB SL j SL 1 SB SB SB SL SB SL SB SL SL SL Total 1 Deposits 320,752 1,052,619 256,172 1,755,845 186,032 103,075 397,326 12,870 29,833 801,342 627,644 799,152 64,220 35,661 48,338 66,995 54,028 95,592 112,268 171,906 192,285 168,278 44,738 325,050 128,466 37,257 71,343 72,094 82,681 116,370 153,945 98,830 87,854 101,383 Total Assets 316,765 626,922 143,273 2,265,334 188,821 92,684 328,396 11,947 28,388 807,256 569,948 813,605 70,304 37,061 57,436 63,543 51,090 90,553 125,628 183,526 137,633 155,938 25,882 216,989 107,606 38,718 71,820 37,215 91,476 69,720 132,289 114,698 83,343 97,768 Table SC-89 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) Name 69" Padre FS&LA 70 Peoples S&LA 71 Permian S&LA 72 San Antonio SA 73 Shawnee FS&LA 74 Southmost S&LA 75 Suburban SA 76 The Barber County S&LA 77 Topeka Savings FS&LA 78 Unipoint FSB 79 Valley Savings FS&LA 80 Vision Bank SA 81 Alpine Savings 82 American FS&LA 83 American S&LA of Brazoria Co. 84 Ameriway SA 85 Bancplus FSA 86 Bankers S&LA 87 Bayshore FSA 88 Benjamin Franklin FSA 89 Century FSB 90 Century S&LA 91 Citizens of TX S&LA 92 CitySA 93 Colorado S&LA 94 Commonwealth FSA 95 Concord—Liberty FS&LA 96 Continental Savings FS&LA 97 First Capital SA of TX 98 First Equity SA 99 First FS&LA 100 First FS&LA 101 First FS&LA of Colo. Springs 102 First SB of AL FA D-16 Location Corpus Christi, TX Parsons, KS Kermit, TX San Antonio, TX Topeka, KS Brownsville, TX San Antonio, TX Medicine Lodge, KS Topeka, KS Trumann, AR Hutchinson, KS Kingsville, TX Steamboat Springs, CO Albuquerque, NM Lake Jackson, TX Houston, TX Pasadena, TX Galveston, TX Laporte, TX Houston, TX Trenton, TN Baytown, TX Baytown, TX League City, TX Englewood, CO Houston, TX Monroeville, PA Bellaire, TX Houston, TX Tomball, TX Atlanta, GA Summerville, GA Colorado Springs, CO Hamilton, AL Date of Failure Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 2 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Transaction P Charter Type Class PO * i SL IDTR* SL PO * SL P&A* SL P&A* SL PO * SL P&A* SL IDTR* SL IDTR* SL P&A* SB P&A* SL PO * SL PO * SL P&A* SL PO * SL P&A* SL P&A* SL P&A* SL P&A* SL P&A* SL P&A* SB IDTR* SL P&A* SL IDTR* SL P&A* SL IDTR* SL P&A* SL P&A* SL IDTR* SL P&A* SL IDTR* SL P&A* SL P&A* SL IDTR* SB Total Deposits 31,880 71,078 12,050 1,946,200 196,614 113,005 50,250 41,714 108,400 28,249 199,062 93,129 43,892 151,090 327,461 236,618 923,026 115,052 56,792 2,004,722 75,103 87,812 104,539 40,546 52,967 1,608,452 238,378 587,427 108,657 120,497 249,784 35,411 313,501 24,016 Total Assets 18,422 84,337 10,849 2,637,921 221,120 95,761 49,224 47,511 96,590 18,901 222,449 77,305 57,654 188,882 281,282 176,543 751,461 106,442 39,353 2,641,392 73,942 58,656 76,368 33,762 54,311 1,647,893 220,282 354,586 70,918 87,146 300,987 32,804 354,939 26,035 Table SC-89 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 Name Germantown Trust SB Hill Financial SA Humble S&LA Liberty Bell SA Liberty County FS&LA Lincoln FS&LA Mesa FS&LA of CO Modern FS&LA Otero Savings Peoples SA FA Phenix FS&LA FA Rocky Mountain Savings Southeastern SA Spring Branch S&LA Sun Country SB of NM FSB Sun S&LA Trinity Valley FS&LA United Guaranty FSB Universal FSB Valley FS&LA Valley SB FSB Village Savings FSB Western Gulf S&LA First South FSA Acadia S&LA American Security FS&LA Brickellbanc SA Chillicothe FS&LA Community FS&LA Continental FS&LA Deep East TX SA Evangeline FS&LA Family FS&LA Fidelity FSA D-17 Location Germantown, TN Red Hill, PA Humble, TX Beaver Falls, PA Liberty, TX Mt. Carmel, TN Grand Junction, CO Grand Junction, CO Colorado Springs, CO St. Joseph, MI Phenix City, AL Woodland Park, CO Dayton, TX Houston, TX Albuquerque, NM Parker, CO Cleveland, TX Tullahoma, TN Houston, TX Grand Junction, CO Roswell, NM Houston, TX Bay City, TX Houston, TX Crowley, LA Chicago, IL Miami, FL Chillicothe, IL Tampa, FL Oklahoma City, OK Jasper, TX Lafayette, LA Shreveport, LA Port Arthur, TX Date of Failure Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 15 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Transaction Type IDTR* P&A* IDTR* P&A* P&A* IDTR* IDTR* P&A* IDTR* P&A* P&A* P&A* PO * P&A* PO * PO * IDTR* IDTR* IDTR* IDTR* PO * IDTR* IDTR* PO * IDTR* P&A* IDTR* P&A* PO * P&A* P&A* IDTR* IDTR* P&A* Charter Class SB SL SL SL SL SL SL SL SL SL SL SL SL SL SB SL SL SB SL SL SB SB SL SL SL SL SL SL SL SL SL SL SL SL 1 Total Deposits 105,912 2,473,161 76,538 86,399 45,939 64,940 108,848 71,495 481,675 109,426 194,750 17,951 73,046 148,131 1 76,663 259,865 87,258 13,068 260,435 116,689 263,820 155,057 242,971 454,602 137,710 49,872 36,615 53,947 14,438 528,350 56,442 79,422 23,614 262,333 Total Assets 135,929 3,004,007 50,315 90,309 43,757 72,216 117,449 70,408 558,585 107,314 150,259 18,197 44,709 99,874 66,520 289,521 91,864 11,474 142,144 83,809 180,609 93,753 154,812 277,984 89,672 67,176 38,750 51,039 10,303 645,144 53,599 37,396 27,626 312,510 Table SC-89 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 Name Financial Security FS&1A First FS&LA First FS&LA First FS&LA First FS&LA First FS&LA of Seminole First FS&LA of the FL Keys First SA of SETX First Savings of America First Venice S&LA General SA Golden Triangle S&LA Home FS&LA Home Savings FS&LA Illinois SB FA Jasper FS&LA Jefferson S&LA Liberty FS&LA Lincoln S&LA FA Madison County FS&LA Meritbanc SA Miami SB Midwest Home FSB Midwestern SA Peoples FS&LA of Thibodaux River City FSB Royal Palm FS&LA Rusk FS&LA Sabine Valley FSA Savings of TX Assoc. Security FSA Skokie FS&LA Southeast TX FSA Spindletop SA D-18 Location Delray Beach, FL Shreveport, LA Baton Rouge, LA New Iberia, LA Eunice, LA Seminole, OK Key West, FL Silsbee, TX Orland Park, IL Venice, FL Henderson, TX Bridge City, TX Centralia, IL Joliet, IL Peoria, IL Jasper, TX Beaumont, TX New Port Richey, FL Miami, FL Granite City, IL Houston, TX Miami, FL Belleville, IL Macomb, IL Thibodaux, LA Baton Rouge, LA West Palm Beach, FL Rusk, TX Center, TX Jacksonville, TX Texarkana, TX Skokie, IL Woodville, TX Beaumont, TX Date of Failure Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Transaction Type P&A* PO * IDTR* IDTR* IDTR* IDTR* P&A* P&A* IDTR* P&A* P&A* PO * IDTR* P&A* P&A* PO * IDTR* IDTR* IDTR* IDTR* P&A* P&A* P&A* P&A* IDTR* IDTR* IDTR* IDTR* PO * PO * PO * P&A* PO * IDTR* Charter Class SL SL SL SL SL SL SL SL SL SL SL SL SL SL SB SL SL SL SL SL SL SL SB SL SL SB SL SL SL SL SL SL SL SL Total Deposits 150,437 201,160 43,409 64,430 16,195 35,362 192,594 44,360 47,254 62,424 50,179 61,798 48,100 138,666 67,821 154,546 125,667 91,063 263,358 131,364 322,329 158,830 106,123 101,243 21,085 98,298 491,035 47,154 29,142 79,847 471,415 769,144 27,169 325,273 Total Assets 142,304 196,488 39,532 64,310 23,545 33,255 219,923 48,690 23,495 58,572 74,579 26,934 47,627 140,570 78,018 135,619 119,085 60,102 260,627 132,245 272,134 176,615 123,561 110,707 19,610 61,213 563,989 44,556 41,055 63,602 236,328 1,004,662 31,198 180,509 Table SC-89 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 Name The Duncan S&LA TimberlandFSA Baldwin County FSB Broadview FSB FA City FS&LA Community FS&LA Cartersville FSB of Georgia Durand FS&LA Great Atlantic SB Heritage FS&LA Midland Buckeye Savings FS&LA Gibraltar Savings FA Gibraltar Savings FSB Murray FS&LA American FSB American Savings of CO Arrowhead Pacific FSB Bedford SA Cabrillo FSB Cass FS&LA of St. Louis Centennial FS&LA Central SB Central I X S&LA City FS&LA City S&LA Delta FS&LA Equity FSB Excel Banc SA Fidelity FSB Financial FS&LA First California Savings First FS&LA First FS&LA of East Alton First FS&LA of Southeast MO D-19 Location Duncan, OK Nacogdoches, TX Robertsdale, AL Cleveland, OH Birmingham, AL Newport News, VA Cartersville, GA Durand, WI Manteo, NC Monroe, NC Alliance, OH Simi Valley, CA Seattle, WA Dallas, TX Austin, TX Colorado Springs, CO San Bernardino, CA Bedford, TX San Jose, CA Florissant, MO Greenville, TX Jackson, MS Waco,TX Oakland, CA Westlake Village, CA Drew, MS Denver, CO Laredo, TX Corinth, MS Joplin, MO Orange, CA Estherville, LA East Alton, IL [ Cape Girardeau, MO [ Date of Transaction Failure Type P&A* Mar 16 Mar 16 IDTR* Mar 30 P&A* Mar 30 P&A* Mar 30 P&A* Mar 30 P&A* Mar 30 REP* Mar 30 IDTR* Mar 30 IDTR* Mar 30 P&A* Mar 30 P&A* Mar 31 P&A* Mar 31 P&A* Apr 5 P&A* Apr 6 IDTR* Apr 6 P&A* Apr 6 PO * Apr 6 P&A* Apr 6 P&A* Apr 6 IDTR* Apr 6 P&A* Apr 6 IDTR* Apr 6 P&A* Apr 6 IDTR* Apr 6 IDTR* Apr 6 IDTR* Apr 6 PO * Apr 6 PO * Apr 6 P&A* Apr 6 P&A* Apr 6 IDTR* Apr 6 P&A* Apr 6 IDTR* Apr 6 1 P&A* Charter Class SL SL SB SL SL SL SB SL SB SL SL SL SL SL SB SL SL SL SL SL SB SL SL SL SL SL SB SL SB SL SL SL SL SL Total ] Deposits 138,261 49,042 156,816 1,136,571 648,197 10,033 58,748 118,954 123,803 254,102 212,267 7,575,392 1,368,547 1,168,399 31,689 681,014 88,145 102,691 61,915 65,752 82,680 72,912 211,337 27,926 34,047 13,814 4,999 158,926 135,275 173,078 194,491 58,862 55,660 332,070 Total Assets 148,576 60,252 171,484 1,778,493 711,958 9,421 56,726 106,603 126,807 311,668 218,774 13,382,327 1,684,381 1,440,640 33,512 720,437 60,227 90,784 71,844 52,439 105,980 52,091 216,105 20,309 33,332 10,280 4,467 146,706 116,410 161,427 161,360 60,582 55,556 385,144 Table SC-89 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) Name 205 1 First of Kansas FA 206 Founders FS&LA 207 Gateway FSB 208 Golden Circle SA FSB 209 Heritagebanc SA 210 Independence S&LA 211 Libertyville FS&LA 212 Meridian SA 213 Park Cities SA 214 Perpetual SA FS&LA 215 Republic Bank For Savings FA 216 Resource SA 217 Royal Oak S&LA 218 Sioux Valley S&LA 219 State Mutual FS&LA 220 Unified Savings FS&LA 221 Washington S&LA 222 Tropical FS&LA 223 Lincoln Savings 224 Metropolitan FS&LA 225 Seabank FSB 226 Southwest FSA 227 Westco Savings Bank FSB 228 Civic FSB 229 Horizon Financial FA 230 Sun State S&LA 231 Western S&LA FA 232 First Savings of Americus 233 Great Southern FS&LA 234 Habersham FS&LA 235 Amerimac SB FSB 236 First FS&LA 237 Mid Missouri S&LA FA 238 Missouri SA FA D-20 Location Hays, KS Los Angeles, CA Oakland, CA Corsicana, TX Duncanville, TX Vallejo, CA Libertyville, IL Arlington, TX Dallas, TX Santa Ana, CA Jackson, MS Denison, TX Manteca, CA Cherokee, IA Jackson, MS Northridge, CA Stockton, CA Miami, FL Irvine, CA Denville, NJ Myrtle Beach, SC Los Angeles, CA Wilmington, CA Portsmouth, OH Southampton, PA Phoenix, AZ Phoenix, AZ Americus, GA Savannah, GA Cornelia, GA Hillsboro, IL Bakersfield, CA Boonville, MO Clayton, MO \ Date of Failure Apr 6 Apr 6 Apr 6 Apr 6 Apr 6 Apr 6 Apr 6 Apr 6 Apr 6 Apr 6 Apr 6 Apr 6 Apr 6 Apr 6 Apr 6 Apr 6 Apr 6 Apr 13 Apr 14 Apr 27 Apr 27 Apr 27 Apr 27 Jun 8 Jun 8 Jun 14 Jun 14 Jun 22 Jun 22 Jun 22 Jun 29 Jun 29 Jun 29 Jun 29 Transaction Type IDTR* IDTR* P&A* PO * P&A* IDTR* P&A* IDTR* IDTR* IDTR* IDTR* PO * IDTR* PO * P&A* PO * IDTR* A/A P&A* P&A* P&A* P&A* IDTR* P&A* P&A* IDTR* P&A* P&A* P&A* IDTR* IDTR* P&A* IDTR* P&A* Charter Class SL SL SL SB SL SL SL SL SL SL SB SL SL SL SL SL SL SL SL SL SB SL SL SL SL SL SL SL SB SB SB SL SL SL Total Deposits 46,245 166,509 126,174 18,539 146,382 361,620 95,454 434,862 37,040 28,992 85,165 426,296 35,528 90,792 9,772 52,295 68,684 61,820 4,193,981 174,853 33,632 791,774 181,399 101,253 1,797,508 892,888 4,130,994 49,767 629,870 90,802 25,285 127,327 67,577 500,715 Total Assets 53,903 134,696 72,701 20,520 177,727 440,004 100,959 48,872 43,136 18,736 43,367 616,052 34,356 61,788 8,656 35,081 66,747 55,007 4,857,204 168,244 35,353 896,825 188,286 98,696 2,492,405 1,046,842 5,654,683 54,422 880,160 93,297 29,564 126,419 76,660 661,088 Table S O 89 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) 239 240 241 242 243 244 245 246 247 248 249 250 251 252 253 254 255 256 257 258 259 260 261 262 263 1 264 265 266 267 268 269 270 271 272 Name Peoples S&LA The Guardian FS&LA Victoria SAFSA Cornerstone FSA Cross Roads S&LA First S&LA FA Pioneer Savings FA American Interstate SA Commonwealth FS&LA Home FS&LA New Mexico FSA Parish FS&LA Peoples S&LA FA Sierra FS&LA Capital FS&LA Capitol City FSA Commercial S&LA FA FSA of the Southwest Hallmark SA FA Lafayette S&LA New Braunfels S&LA New Guaranty FS&LA North American FSA Caprock FS&LA American S&LA FA Central S&LA Citizens Homestead FSA Delta S&LA FA First City FS&LA Home S&LA Security Homestead FSA South S&LA FA Terrebonne S&LA Metropolitan Financial FSB D-21 Location Hampton, VA Bakersfield, CA San Antonio, TX Houston, TX Checotah, OK Waco, TX Plymouth, IN Los Angeles, CA Fort Lauderdale, FL Memphis, TN Albuquerque, NM Denham Springs, LA Streator, IL Beverly Hills, CA Little Rock, AR Austin, TX Hammond, LA Kilgore, TX Piano, TX Gretna, LA New Braunfels, TX Taylor, MI San Antonio, TX Lubbock, TX New Orleans, LA New Orleans, LA New Orleans, LA Kenner, LA Baton Rouge, LA New Orleans, LA New Orleans, LA Slidell, LA Houma, LA [ Dallas, TX [ Date of Failure Jun29 Jun29 Jun29 Jul 13 Jul 13 Jul 13 Jul 13 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 20 Jul 27 Jul 27 Jul 27 Jul 27 Jul 27 Jul 27 Jul 27 Jul 27 Jul 27 Aug 1 Aug 7 Aug 7 Aug 7 Aug 7 Aug 7 Aug 7 Aug 7 Aug 7 Aug 7 Aug 10 Transaction Type P&A* IDTR* P&A* P&A* IDTR* P&A* P&A* PO * P&A* P&A* P&A* PO * IDTR* P&A* IDTR* P&A* PO * IDTR* PO * IDTR* IDTR* P&A* PO * PO * IDTR* IDTR* PO * IDTR* P&A* PO * IDTR* IDTR* IDTR* | P&A* Charter Class SL SL SL SL SL SL SL SL SL SL SL SB SL SL SL SL SB SB SL SL SL SB SL SL SL SL SL SL SL SL SL SL SL SL Total 1 Deposits 24,322 28,646 855,717 110,411 17,173 415,656 92,273 25,043 1,184,116 164,252 194,004 14,881 1 47,273 39,974 46,695 397,111 66,607 36,549 175,770 26,928 82,368 192,498 92,750 442,935 71,471 63,020 116,092 114,605 25,099 35,393 538,612 235,857 23,892 663,254 Total Assets 23,943 29,396 882,849 112,421 16,802 373,721 81,022 24,877 1,576,500 204,269 240,741 14,723 46,305 40,721 89,941 528,171 74,198 45,841 166,114 29,119 85,640 212,547 99,796 436,134 61,122 53,265 108,598 148,468 22,177 36,524 547,616 267,400 26,616 799,517 Table SC-89 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) 273 274 275 276 277 278 279 280 281 282 283 284 285 286, 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301 302 303 304 305 306 Name Peoples Heritage Unifirst Bank For Savings Black HawkS&LA FA Guadalupe S&LA FA Hearne B&LA Security FS&LA Southside FS&LA Taylorbanc FS&LA Denton FS&LA Heritage S&LA FA Citizens S&LA First Savings of Laredo East Texas S&LA . First FS&LA of Brenham First Garland FS&LA Piano S&LA FA Colorado SB FSB American Home S&LA FA Family SB FSB Columbia Fed. Homestead Assoc. Banc Iowa SB Mid—Kansas Peoples Homestead SB FSB Seasons FSB Surety FSA Valley FSA Great Plains SA FA First Louisiana FSB FA Aspen SB FSB Colonial FSA Crest FS&LA Fidelity FSA Saratoga S&LA First FS&LA of Central Indiana D-22 Location Salina, KS Jackson, MS Rock Island, IL Kerrville, TX Hearne, TX Peoria, IL Austin, TX Taylor, TX Denton, TX Jerseyville, IL Springfield, IL Laredo, TX Tyler, TX Brenham, TX Garland, TX Piano, TX Sterling, CO Edmond, OK Sapulpa, OK Metairie, LA Cedar Rapids, IA Wichita, KS Monroe, LA Richmond, VA El Paso, TX Mcallen, TX Weatherford, OK Lafayette, LA Aspen, CO Roselle Park, NJ Kankakee,IL Galesburg, IL San Jose, CA Anderson, IN Date of Failure Aug 10 Aug 10 Aug 17 Aug 17 Aug 17 Aug 17 Aug 17 Aug 17 Aug 24 Aug 24 Sep 7 Sep 14 Sep 21 Sep 21 Sep 21 Sep 21 Sep 28 Oct 5 Oct 5 Oct 13 Oct 16 Oct 19 Oct 19 Oct 19 Oct 19 Oct 19 Oct 26 Nov 2 Nov 9 Nov 9 Nov 9 Nov 9 Nov 9 Nov 16 Transaction Type IDTR* P&A* P&A* PO * PO * P&A* PO * P&A* P&A* P&A* P&A* PO * P&A* IDTR* P&A* IDTR* IDTR* P&A* IDTR* IDTR* P&A* P&A* IDTR* P&A* PO * P&A* P&A* IDTR* IDTR* IDTR* IDTR* P&A* IDTR* P&A* Charter Class SL SB SL SL SL SL SL SL SL SL SL SL SL SL SL SL SB SL SB SL SB SL SL SB SL SL SL SB SL SL SL SL SL SL Total Deposits 1,467,127 606,759 68,341 15,838 25,887 231,268 41,421 137,401 147,991 27,735 78,483 157,577 213,728 138,946 106,416 256,137 12,607 79,523 52,815 90,065 140,208 595,584 263,662 213,711 244,546 542,897 72,501 105,813 108,156 337,964 133,238 361,556 105,277 176,725 Total Assets 1,810,155 738,323 71,809 25,789 27,114 318,275 49,604 139,517 142,729 32,884 89,309 171,151 362,365 148,436 132,423 274,375 12,259 96,734 50,912 96,143 161,877 761,850 268,935 260,796 290,998 517,092 99,765 161,850 136,338 427,118 137,052 393,814 117,212 192,423 Table SC-89 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1989 (Dollar amounts in thousands) Name General FSB Security FSA Sooner FSA Texas Western FSA Austin FS&LA Brookside FS&LA First FSB Fortune Financial FS&LA Salamanca FSA Security FS Southwestern FSA Arlington Heights SA FA Community FSA Garnett S&LA Atlantic Permanent Federal City SB FSB Louisiana SA Red River FS&LA Yorkridge—Calvert FSA Columbia FS&LA Silver SA FA 307 308 309 310 311 312 313 314 315 316 317 318 319 320 321 322 323 324 325 326 327 Location Coral Gables, FL Garden Grove, CA Tulsa, OK Houston, TX Austin, TX Los Angeles, CA Diamondville, WY Copperas Cove, TX Salamanca, NY Columbia, SC El Paso, TX Arlington Heights, IL Bridgeport, CT Garnett, KS Norfolk, VA Somerset, NJ Lake Charles, LA Coushatta, LA Baltimore, MD Nassau Bay, TX Silver City, NM Summary Information: Total Institutions: 327 *Placed in RTC conservatorship prior to resolution. D-23 Total Transactions: Date of Failure Nov 16 Nov 16 Nov 16 Nov 16 Nov 30 Nov 30 Nov 30 Nov 30 Nov 30 Nov 30 Nov 30 Dec 7 Dec 7 Dec 7 Dec 8 Dec 8 Dec 14 Dec 14 Dec 14 Dec 21 Dec 21 P&A IDTR PO A/A REP Transaction Type IDTR* IDTR* P&A* PO * PO * PO * PO * PO * P&A* P&A* PO * P&A* IDTR* P&A* IDTR* IDTR* IDTR* P&A* IDTR* PO * IDTR* 147 120 57 2 1 Charter Class SB SL SL SL SL SL SB SL SL SB SL SL SL SL SB SB SL SL SL SL SL Total Deposits 301,460 74,713 1,153,454 96,713 85,020 560,299 11,533 74,543 29,673 667,256 114,807 400,707 50,333 17,662 370,596 7,322,665 398,844 7,726 372,236 71,092 27,723 Total Assets 355,501 71,004 1,529,913 116,097 113,369 601,442 13,416 84,198 29,698 759,158 126,427 509,134 58,270 18,188 581,043 9,813,776 449,258 10,388 585,792 77,141 32,209 113,924,969 135,244,993 Table SC-90 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1990 (Dollar amounts in thousands) Name *" Banner Banc FS&LA 2 First Guaranty FS&LA 3 FirstcentralFSB 4 Midwest FSB 5 American FSB 6 Atlantic Financial Savings 7 Certified FSA 8 Deposit Trust SB 9 Family FSA 10 Financial S&LA 11 Horizon SB FSB 12 Investment FS&LA 13 St. Charles FSA 14 St. Louis County SA FA 15 Wilshire S&LA 16 Brookhaven FS&LA 17 Colonial FSA 18 Duval FSA 19 First FSA of York 20 Frontier FSB 21 Gem City FS&LA 22 Karnes County FS&LA 23 Marshall SA FA 24 Standard FSA 25 Empire FSB 26 Colonial S&LA 27 First SA FA 28 Grand Prairie FS&LA 29 Palo Duro S&LA 30 Uvalde FS&LA 31 Williamsburg FS&LA 32 Merabank FSB 33 Centrust Bank 34 Clyde FSA D-24 Location Garland, TX Hattiesburg, MS Chariton, LA Minot, ND Sanford, ME Bala Cynwyd, PA Georgetown, TX Monroe, LA Dallas, OR Fresno, CA Wilmette, IL Chatsworth, CA St. Charles, IL Ferguson, MO Los Angeles, CA Brookhaven, MS Prairie Village, KS Jacksonville, FL York, NE Belleville, IL Quincy, IL Karnes City, TX Marshall, TX Houston, TX Buffalo, NY Cape Girardeau, MO Bismark, ND Stuttgart, AR Amarillo, TX Uvalde, TX Salt Lake City, UT Phoenix, AZ Miami, FL North Riverside, IL Date of Failure Jan 4 Jan 4 Jan 4 Jan 4 Jan 11 Jan 11 Jan 11 Jan 11 Jan 11 Jan 11 Jan 11 Jan 11 Jan 11 Jan 11 Jan 11 Jan 18 Jan 18 Jan 18 Jan 18 Jan 18 Jan 18 Jan 18 Jan 18 Jan 18 Jan 24 Jan 26 Jan 26 Jan 26 Jan 26 Jan 26 Jan 26 Jan 31 Feb 2 Feb 2 Transaction Type IDTR* P&A* P&A* P&A* IDTR* P&A* PO * IDTR* P&A* PO * P&A* P&A* P&A* P&A* PO * P&A* P&A* IDTR* P&A* P&A* P&A* IDTR* P&A* PO * P&A* P&A* IDTR* PO * P&A* PO * P&A* P&A* P&A* P&A* Charter Class SL SL SB SB SB SL SL SB SL SL SB SL SL SL SL SL SL SL SL SL SL SL SL SL SB SL SL SL SL SL SB SB SL SL Total Deposits 55,588 179,764 104,887 577,794 39,793 3,710,735 91,442 91,712 100,719 33,755 1,102,973 241,488 113,270 81,197 77,324 41,976 102,389 861,575 54,885 47,565 232,928 56,683 57,793 15,080 8,025,454 157,400 100,539 24,780 41,818 14,318 257,666 4,803,146 5,894,019 563,728 Total Assets 46,028 240,966 112,832 954,990 51,797 5,299,370 118,852 97,966 164,183 31,163 1,223,701 247,813 146,514 85,828 78,144 42,729 136,400 1,016,266 59,744 45,338 290,392 53,124 62,047 13,517 8,173,572 170,860 113,384 31,465 64,983 13,262 310,520 6,317,579 8,217,563 574,684 Table SC-90 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1990 (Dollar amounts in thousands) Name 35~ Henderson Home S&LA FA 36 Pioneer FSB 37 Sentinel FS&LA 38 Abq FSB 39 American FSA of Iowa 40 Fairmont FSA 41 Huntington S&LA 42 Liberty SB FSB 43 Vermont SA FA 44 Equitable FS&LA 45 Fidelity SB FSB 46 Franklin FSA 47 Freedom SA FA 48 Great American S&LA 49 Heritage FSB of Omaha 50 State Federal SA 51 Western Empire FS&LA 52 The Benjamin Franklin FS&LA 53 Community FSB 54 First Atlantic FSA 55 First FSA of Bluefield 56 First Standard SA 57 Frontier FS&LA 58 Greenwood FS&LA 59 Imperial FSA 6 0 Mercury FS&LA 61 Nowlin FSA 62 Provident SA FA 63 Texasbanc FSB 64 Vanguard SB FSB 65 Haven S&LA 66 New Athens FS&LA 67 North Carolina S&LA FA 68 Pima FS&LA D-25 Location Henderson, KY Clearwater, FL Phoenix, AZ Albuquerque, NM Des Moines, LA Fairmont, MN Huntington Beach, CA Randallstown, MD Timonium, MD Columbus, NE Danville, IL Ottawa, KS Columbus, OH Oak Park, IL Omaha, NE Tulsa, OK Yorba Linda, CA Portland, OR East Moline, IL Plainfield, NJ Bluefield, WV Fairmont, WV Walla Walla, WA Greenwood, MS San Diego, CA Huntington Beach, CA Ft. Worth, TX Casper, WY Conroe, TX Vandergrief, PA Winter Haven, FL New Athens, IL Charlotte, NC [ Tucson, AZ [ Date of Failure Feb 2 Feb 2 Feb 2 Feb 9 Feb 9 Feb 9 Feb 9 Feb 9 Feb 9 Feb 16 Feb 16 Feb 16 Feb 16 Feb 16 Feb 16 Feb 16 Feb 16 Feb 21 Feb 23 Feb 23 Feb 23 Feb 23 Feb 23 Feb 23 Feb 23 Feb 23 Feb 23 Feb 23 Feb 23 Feb 23 Mar 2 Mar 2 Mar 2 Mar 2 Transaction Type P&A* P&A* IDTR* P&A* P&A* P&A* P&A* IDTR* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* IDTR* P&A* P&A* P&A* P&A* P&A* P&A* IDTR* P&A* P&A* P&A* P&A* IDTR* P&A* P&A* P&A* P&A* P&A* Charter Class SL SL SL SB SL SL SL SB SL SL SL SL SL SL SB SL SL SL SL SL SL SL SL SL SL SL SL SL SL SB SL SL SL SL [ Total Deposits 49,827 1,424,005 170,574 1,467,840 817,908 46,392 120,234 41,961 254,328 63,656 16,462 4,638,598 311,944 736,370 175,737 358,341 318,451 3,222,248 114,164 1,009,768 33,226 75,603 120,037 25,564 6,615,722 1,794,178 195,537 200,294 385,722 150,691 146,159 27,643 455,029 2,128,178 Total Assets 50,377 1,935,739 174,915 2,018,703 910,668 45,966 120,438 49,481 334,886 73,176 16,317 9,258,163 360,378 1,013,231 225,004 526,339 406,574 4,616,850 112,025 1,296,682 39,261 77,577 146,865 26,663 9,581,584 2,158,830 200,506 244,946 248,839 176,858 172,437 30,419 628,098 2,734,063 Table SC-90 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1990 (Dollar amounts in thousands) Name 69~ Security FSA 70 Investors SB FSB 71 Nassau FS&LA 72 Peoples FSA 73 The Hiawatha FSA 74 Wesport FSB 75 Yorkwood FS&LA 76 First America FSB 77 First FSA of Wichita Falls 78 Great American S&LA 79 Lakeland SB FSB 80 Nassau S&LA 81 Pacific Coast FSA 82 Sun FSA 83 United FS&LA 84 Whitestone FS&LA 85 Colony FSB 86 Constitution FSA 87 First Federal SA 88 Enterprise FS FSA 89 First Network FSB 90 First S&L Co. FA 91 Heritage FSA 92 Southeastern FSB 93 Texas FSA 94 Home Owners SB FSB 95 Santa Barbara FS&LA 96 Capitol FS&LA 97 First Savings B&T FSB 98 Mutual Aid FS&LA 99 Peninsula FSB 100 Security FSB 101 Mississippi SB FSB 102 | First FSA of Breaux Bridge D-26 Location Richmond, VA Nashville, TN Princeton, NJ Bartlesville, OK Hiawatha, KS Hanford, CA Maplewood, NJ Longmont, CO Wichita Falls, TX Corinth, MS Detroit Lakes, MN Brooklyn, NY San Francisco, CA Fort Dodge, IA New Orleans, LA Whitestone, NY Monaca, PA Monterey Park, CA Warner Robins, GA Clearwater, FL Los Angeles, CA Massilon, OH Lamar, CO Laurel, MS San Antonio, TX Burlington, MA Santa Barbara, CA Aurora, CO Independence, MO Manasquan, NJ South San Francis, CA Carlsbad, NM Batesville, MS Breaux Bridge, LA Date of Failure Mar 2 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 9 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Mar 16 Apr 5 Apr 12 Apr 12 Apr 20 Apr 20 Apr 20 Apr 20 Apr 20 Apr 20 Apr 27 Apr 27 May 4 May 4 May 4 May 4 May 4 May 8 May 11 Transaction Type P&A* P&A* P&A* IDTR* P&A* PO * P&A* IDTR* PO * PO * IDTR* P&A* P&A* P&A* IDTR* P&A* P&A* PO * P&A* P&A* PO * P&A* P&A* IDTR* PO * P&A* P&A* P&A* IDTR* P&A* IDTR* IDTR* PO * P&A* Charter Class SL SB SL SL SL SL SL SB SL SL SB SL SL SB SL SL SB SL SL SL SL SL SL SL SL SB SL SL SB SL SL SB SB SL Total Deposits 237,490 65,839 275,627 91,019 54,136 171,548 191,301 146,818 88,145 133,163 80,645 300,473 633,168 18,967 43,923 352,700 330,654 64,763 144,101 45,095 393,643 157,855 44,335 38,391 60,497 2,701,444 1,744,298 794,367 21,072 105,011 46,145 34,154 148,703 20,901 Total Assets 341,553 81,110 313,057 105,531 49,198 169,635 205,283 187,366 84,836 159,235 79,624 296,815 1,040,267 24,299 53,244 396,946 427,473 66,415 150,053 62,602 303,826 168,158 45,859 49,813 55,368 3,491,516 4,291,640 980,569 25,410 103,314 51,805 26,863 172,343 20,360 Table SC-90 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1990 (Dollar amounts in thousands) Name 103 Great West a FSB 104 The Federal Savings Banc FA 105 United SB FSB 106 United SB FSB 107 First FSA 108 First FSA of Conroe 109 Jennings FSA 110 Jonesboro FSA 111 Southwest FSA 112 American Pioneer FSB 113 BankUsaSA 114 Caguas Central FSB 115 FirstAmericaSBFSB 116 First FS FSA 117 Remington FS&LA 118 First FSB of Annapolis 119 Great Life FSA 120 Investors FSB 121 Mutual S&LA 122 Time FS&LA 123 First Bankers Trust SA 124! Home FSB of Worcester 125 Hometown SB FSB 126 Charter SB FSB 127 First SB of New Orleans FSB 128 Moultrie SB FSB 129 United S&L of Trenton FA 130 Germaniabank FSB 131 Southern FSB 132 Charter FSA 133 First Jackson FSB 134 Pioneer FS&LA 135 Travis FS&LA 136 Windsor FSA D-27 [Location. Craig, CO Arlington, TX Windom, MN Paterson, NJ Borger, TX Conroe, TX Jennings, LA Jonesboro, LA Dallas, TX Orlando, FL Silvis, IL Caguas, PR Fort Smith, AR New Braunfels, TX Elgin, TX Annapolis, MD Sunrise, FL Deerfield Beach, FL Weatherford, TX San Francisco, CA Midland, TX Worcester, MA Delphi, IN Newport, CA Metairie, LA Moultrie, GA Trenton, NJ Alton, IL Gulfport, MS Stamford, CT Jackson, MS Marietta, OH San Antonio, TX Austin, TX [ Date of Transaction Failure Type May 11 P&A* May 11 PO * May 11 IDTR* May 15 PO * May 18 P&A* May 18 P&A* May 18 IDTR* May 18 PO * May 18 P&A* May 25 P&A* May 25 IDTR* May 25 P&A* May 25 P&A* May 25 IDTR* May 25 PO * Jun 1 IDTR* Jun 1 P&A* Jun 1 P&A* Jun 1 PO * Jun 1 P&A* Jun 8 PO * Jun 8 IDTR* Jun 8 P&A* Jun 15 IDTR* Jun 15 PO * Jun 15 P&A* Jun 15 P&A* Jun 22 P&A* Jun 22 P&A* Jun 29 P&A* Jun 29 P&A* Jun 29 PO * Jun 29 P&A* Jun 29 1 PO * 1 Charter Class SB SL SB SL SL SL SL SL SL SL SL SB SB SL SL SB SL SL SL SL SL SB SB SL SB SB SL SB SB SL SB SL SL SL Total Deposits 31,038 124,286 133,233 244,812 53,681 146,206 55,946 54,058 3,767,794 1,375,875 20,859 1,255,567 444,172 209,021 113,909 618,270 36,325 244,856 93,295 53,942 93,539 243,512 58,653 280,368 134,186 52,651 277,303 663,333 93,946 83,347 91,386 9,113 273,507 102,713 1 Total Assets 28,089 137,288 161,452 245,785 63,198 174,251 54,070 55,046 5,325,053 1,613,793 22,853 1,639,132 450,689 232,334 127,005 720,116 42,727 282,574 104,774 57,943 103,645 235,780 64,666 313,895 156,335 65,753 277,721 785,535 142,792 102,977 116,519 9,466 321,705 108,825 Table SC-90 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1990 (Dollar amounts in thousands) 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 Name Home SB FSB Heritage FSA Capital-Union FSA North TX FSA Progressive SB FSB Summit First FS&LA Charter SB FSB Commonwealth FSA Mainstay FSB FSB United FS&LA Citizens & Builders FS FSB Guaranty SB FSB Professional FSB Statesman FSB United FSB Amigo FS&LA Hometown FSA Tennessee FSB American SA Superior SB FSB Financial of Hartford FSB First FSA of Tuscola Sweetwater FS&LA Ambassador FS&LA Broken Arrow SA First S&LA FA Atlanta FSA Ensign FSB First American FSB First FSA El Paso FSA First City FSB First SB of Hempstead FSB Hidalgo FS&LA D-28 Location Salt Lake City, UT Lancaster, PA Baton Rouge, LA Wichita Falls, TX Natchitoches, LA Summit, IL Hattiesburg, MS New Orleans, LA Red Bank, NJ Vidalia, LA Pensacola, FL Fayetteville, NC Coral Gables, FL Des Moines, IA Vienna, VA Brownsville, TX Winfield, IL Cookeville, TN Mt. Carmel, IL Nacogdoches, TX Hartford, CT Tuscola, IL Rock Springs, WY Tamarac, FL Broken Arrow, OK Temple, TX Atlanta, TX New York, NY Santa Fe, NM Winnfield, LA El Paso, TX Lucedale, MS Hempstead, TX Edinburg, TX Date of Failure JuT~5 Jul 6 Jul 13 Jul 13 Jul 13 Jul 13 Jul 20 Jul 20 Jul 20 Jul 20 Jul 27 Jul 27 Jul 27 Jul 27 Jul 31 Aug 3 Aug 3 Aug 3 Aug 10 Aug 10 Aug 17 Aug 17 Aug 22 Aug 24 Aug 24 Aug 24 Aug 31 Aug 31 Aug 31 Aug 31 Sep 7 Sep 7 Sep 14 Sep 21 Transaction Type IDTR* P&A* PO * IDTR* PO * P&A* P&A* IDTR* P&A* P&A P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* IDTR* P&A* P&A* P&A P&A* P&A* P&A* P&A* P&A* PO * PO * PO * P&A* PO * P&A* Charter Class SL SL SL SL SB SL SB SL SB SL SB SB SL SB SL SL SL SB SL SB SB SL SL SL SL SL SL SB SB SL SL SL SB SL Total Deposits 9,890 50,638 322,633 95,941 46,512 55,837 68,851 44,346 165,855 18,880 97,890 49,904 618,411 445,078 352,744 20,836 39,362 36,049 11,763 77,541 17,578 23,414 11,705 161,964 23,243 327,353 89,555 1,468,703 108,866 51,102 370,359 38,043 30,879 122,038 Total Assets 12,775 48,819 392,790 96,995 50,232 57,798 130,831 44,046 226,096 18,949 119,184 53,900 695,604 540,440 415,606 20,745 46,450 40,020 11,851 80,206 21,927 23,179 11,625 184,143 26,929 315,404 89,379 1,780,403 123,625 54,747 433,067 41,726 35,355 154,818 Table SC-90 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1990 (Dollar amounts in thousands) Name 171 Mercer FSB 172 Sentry SB FSB 173 Texas Commercial FSA 174 Yorkville FSA 175 International FS&LA 176 Gold Coast FSB 177 Heritage FSB 178 Superior FSA 179 CityS&LAFA 180 Rancho Bernardo FSB 181 Boonslick S&LA 182 Desoto FS&LA 183 Riverside SB S&LA 184 Executive Banc SA FA 185 Florida FSB FSB 186 Louisiana SB FSB 187 Action FSB 188 First FSA 189 Liberty FSB 190 Southeastern FSB 191 Atascosa FSB 192 Edison FSA 193 First FSA of Nacogdoches 194 First SA FA 195 First Southwest FS&LA ! 196 San Jacinto SA 197 Tuskegee S&LA FA 198 Andrews S&LA FA 199 Central FSB 200 First FSA of Raleigh 201 Texarcana FS&LA 202 ComfedSB 203 Community FS&LA 2041 Empire SB FSB D-29 Location Trenton, NJ Hyannis, MA Sulphur Springs, TX New York, NY N. Miami Beach, FL Plantation, FL Richmond, VA Cleveland, OH San Antonio, TX San Diego, CA Boonville, MO Mansfield, LA Riverside, NJ New Braunfels, TX St. Petersburg, FL Kenner, LA Sommers Point, NJ Las Vegas, NM Montebello, CA Charlotte, NC Jourdanton, TX New York, NY Nacogdoches, TX Paragould, AR Tyler, TX Houston, TX Tuskegee, AL Andrews, TX Mineola, NY Raleigh, NC Texarcana, AR Lowell, MA St. Louis, MO [ Hammonton, NJ j [ Date of Transaction Failure Type Sep 21 P&A* Sep 21 P&A* Sep 21 P&A* Sep 21 P&A* Oct 12 PO * Oct 19 IDTR* Oct 19 P&A* Oct 23 P&A* Oct 26 PO * Oct 26 P&A* Nov 2 P&A* Nov 2 PO * Nov 2 IDTR* Nov 9 IDTR* Nov 9 P&A* Nov 9 PO * Nov 15 P&A* Nov 16 P&A* Nov 16 P&A* Nov 16 P&A* Nov 30 PO * Nov 30 P&A* Nov 30 P&A* 1 Nov 30 P&A* Nov 30 P&A* Nov 30 P&A* Nov 30 P&A* Dec 7 IDTR* Dec 7 P&A* Dec 7 P&A* Dec 7 P&A* Dec 14 P&A* Dec 14 P&A Dec 14 1 P&A* Charter Class SL SB SL SL SL SL SB SL SL SL SL SL SL SL SB SB SL SL SB SL SB SL SL SL SL SL SL SL SB SL SL SB SL SL 1 Total Deposits 83,408 588,534 26,846 347,042 81,464 141,804 726,199 57,964 182,869 113,127 70,060 63,147 144,964 15,514 2,271,190 50,470 199,017 41,409 51,693 367,628 32,918 115,788 51,776 46,665 45,339 2,894,745 28,475 109,694 848,439 427,460 43,171 971,060 2,282,847 193,704 Total Assets 92,695 735,467 27,674 344,684 84,250 151,694 888,751 95,923 182,972 118,634 70,151 63,885 177,838 16,183 4,115,008 58,810 261,969 55,433 53,786 422,279 34,662 140,107 61,907 64,124 51,219 2,869,629 31,836 126,078 890,776 520,377 40,379 1,402,973 1,977,010 219,328 Table S O 90 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1990 (Dollar amounts in thousands) 205 206 207 208 209 210 211 212 213 Name Frontier SA Home FSB FA Old Borough FS&LA Olympic FSA Mid-America FS&LA Arkansas FSB FA Enterprise SB First FS&LA of Andalusia Southern FSB Location Las Vegas, NV Waukegan, IL Trenton, NJ Berwyn, IL Columbus, OH Little Rock, AR Chicago, IL Andalusia, AL New Orleans, LA Summary Information: Total Institutions: 213 Placed in RTC conservatorship prior to resolution. D-30 Total Transactions: Date of Failure Dec 14 Dec 14 Dec 14 Dec 14 Dec 15 Dec 21 Dec 27 Dec 28 Dec 28 P&A IDTR PO Transaction Type P&A P&A* IDTR* P&A* P&A P&A* P&A P&A* P&A* 145 35 33 Charter Class SL SL SL SL SL SB SB SL SB Total Deposits 247,450 196,099 117,224 683,656 894,318 61,584 322,004 37,738 230,027 Total Assets 252,407 348,106 133,547 1,054,382 1,206,441 71,705 432,576 38,693 230,780 98,963,960 129,662,398 Table SC-91 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1991 (Dollar amounts in thousands) 1 Name First FS&LA of Pittsburgh 2 First FS&LA of San Antonio 3 Fulton FSA 4 Royal Oak FS&LA 5 Trident FS&LA FA 6 Connecticut FS&LA 7 Far West S&LA FA 8 Malibu SB FSB 9 Beach SB FSB 10 Irving FS&LA 11 Center S&LA FA 12 Columbia S&LA 13 Coral S&LA FA 14 Trustbank FSB 15 Coreast FSB 16 First FSA of Toledo 17 George Washington FSA 18 Family S&LA FA 19 First FSA of Waynesboro 20 First Jersey Savings FA 21 Peoples FSA FA 22 Unity S&LA FA 23 First Northern Coop. BK FSB 24 First FS FSB 25 Hollywood FSB 26 AmerifederalSBFSB 27 Peoples FSB 28 Alexander Hamilton FS&LA 29 Beacon FSA 30 First Citizens S&LA FA 31 First Federal SB 32 First FSA of Wewoka 33 Jefferson FS&LA 34J Preferred SB FSB r D-31 Location Pittsburgh, PA San Antonio, TX Atlanta, GA Randallstown, MD Newark, NJ Hartford, CT Newport Beach, CA Costa Mesa, CA Fountain Valley, CA Paterson, NJ Clifton, NJ Beverly Hills, CA Coral Springs, FL Tysons Corner, VA Richmond, VA Toledo, OH Jonesborough, TN Seattle, WA Waynesboro, TN Wyckoff, NJ Bay St. Louis, MS Beverly Hills, CA Keene, NH Dallas, GA Hollywood, FL Lawrenceville, NJ New Kensington, PA Paterson, NJ Baldwin, NY Fort Pierce, FL Huron, SD Wewoka, OK Birmingham, AL High Point, NC Date of Failure 1 Jan 4 Jan 4 Jan 4 Jan 4 Jan 4 Jan 11 Jan 11 Jan 11 Jan 18 Jan 18 Jan 25 Jan 25 Jan 25 Jan 25 Feb 1 Feb 1 Feb 1 Feb 8 Feb 8 Feb 8 Feb 8 Feb 8 Feb 20 Feb 22 Feb 22 Mar 1 Mar 1 Mar 8 Mar 8 Mar 8 Mar 8 Mar 8 Mar 8 Mar 8 Transaction Type P&A P&A P&A* P&A P&A* P&A* P&A* P&A* P&A* P&A* P&A* IDTR* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* IDTR* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* Charter Class sT SL SB SL SL SL SL SL SL SL SL SL SL SB SB SL SL SL SL SL SL SL SL SL SB SB SL SL SB SL SB SL SL SB Total Deposits 2,343,171 472,426 1,380,514 29,154 44,159 13,680 2,981,632 122,923 80,703 235,827 125,372 5,645,608 31,658 1,509,206 993,237 1,016,062 13,313 60,452 18,137 257,442 53,910 444,026 87,048 36,235 1,369,899 99,469 98,599 212,882 388,612 199,317 49,950 27,898 488,725 174,847 Total Assets 3,089,704 638,622 2,016,621 27,310 47,159 17,375 3,714,988 139,117 81,792 222,484 132,562 5,358,626 32,197 1,823,394 1,209,981 1,022,500 14,586 99,576 18,165 287,692 59,686 454,475 114,564 37,523 1,525,465 110,647 107,564 210,702 405,964 200,485 51,933 32,917 666,471 224,456 Table SC-91 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1991 (Dollar amounts in thousands}1 Name 35" Amerifirst FSB 36 Arcanum FS&LA 37 Bell FSB 38 Home FSA of Kansas City 39 Sovereign SB FSB 40 American SB FSB 41 Citizens Security Bank FA 42 Federal SB FSB 43 First FSA of Chickasha 44 Republic SB FSB 45 State Savings FSB 46 United FSA of Iowa 47 County Bank FSB 48 Columbia FSA of Hamilton 49 First FS&LA of Seminole Co FA 50 First FSB of Zion 51 First FSB FSB 52 Security FS&LA 53 Chisholm FSA 54 Cimarron FSA 55 Mercantile FSB 56 Metropolitan FS&LA 57 Prospect Park FSB 58 Augusta FSA 59 Executive SB FSB 60 Home FS&LA FA 61 John Hanson FSB 62 Red River FS&LA 63 Sunbelt FS FSB 64 Century FSB 65 First FS&LA of Pittsburg FA 66 Liberty SB FSB 67 Newton SB FSB 68 Security FS&LA D-32 Location Miami, FL Arcanum, OH Upper Darby, PA Kansas City, MO Palm Harbor, FL Ada, OK Borger, TX Swainsboro, GA Chickasha, OK Rockvffle, MD Jackson Heights, NY Des Moines, LA Santa Barbara, CA Hamilton, OH Sanford, FL Zion, IL Ashburn, GA Waterbury, CT Kingfisher, OK Muskogee, OK Southaven, MS Nashville, TN West Paterson, NJ Baltimore, MD Marina Del Rey, CA Algona, IA Beltsville, MD Lawton, OK Irving, TX Chicago, IL Pittsburg, KS Marietta, OH Fairfield, NJ Albuquerque, NM Date of Failure Mar 15 Mar 15 Mar 15 Mar 15 Mar 15 Mar 22 Mar 22 Mar 22 Mar 22 Mar 22 Mar 22 Mar 22 Mar 27 Apr 5 Apr 5 Apr 5 Apr 5 Apr 12 Apr 19 Apr 19 Apr 19 Apr 19 Apr 19 Apr 26 Apr 26 Apr 26 Apr 26 Apr 26 Apr 26 May 3 May 3 May 3 May 3 May 3 Transaction Type P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* Charter Class SB SL SL SL SB SL SB SB SL SB SL SB SB SL SL SL SB SL SL SL SL SB SL SB SB SL SB SL SB SB SL SB SL SL Total Deposits 2,872,239 46,771 733,980 2,623,786 33,828 90,436 28,176 131,244 153,087 26,499 393,817 715,825 961,737 51,742 160,429 60,613 30,573 129,364 147,099 713,933 33,995 811,836 474,313 132,558 55,501 116,937 658,563 378,312 4,265,330 24,375 143,505 17,762 38,447 193,444 Total Assets 3,575,040 45,361 850,573 2,944,195 38,909 110,234 34,089 150,907 161,381 26,394 445,379 895,845 1,172,063 61,327 185,267 63,207 30,156 143,194 154,401 781,965 33,779 985,057 511,522 151,333 58,634 134,307 840,701 422,245 6,038,921 25,857 290,886 17,787 40,854 261,711 Table SC-91 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1991 (Dollar amounts in thousands]1 Name 69~ Sentry FSA 70 Capital Fb For Savings 71 Colonial FSB 72 First FS&LA of Creston FA 73 First FS&LA of Fargo FA 74 1 First FSA of Newton 75 Guaranty FSA 76 Vermillion FSB 77 Altus FSB 78 Ludington FSB 79 Far West FSB 80 Progressive SB FSB 81 Burleson Co. FSA 82 Enterprise S&LA 83 Goldome FSB 84 New Merabank Texas FSB 85 United FSB 86 Westerleigh FS&LA 87 Dryades S&LA 88 First Commerce SB FSB 89 Springfield FSA 90 Guardian FSA 91 Metrobank FS&LA 92 United FS&LA 93 Surety FS&LA 94 Danbury FS&LA 95 Fidelity FS&LA 96 Monycor FSB 97 Pan American FSB 98 Clinton S&LA 99 Co-Operative FSB 100 New Metropolitan FSB 101 Atlantic Financial FSB 102 Westland FS&LA D-33 Location Norfolk, VA Chicago, IL Cranston, RI Creston, LA Fargo, ND Newton, KS Warner Robins, GA Abbeville, LA Mobile, AL Ludington, MI Portland, OR Pasadena, CA Caldwell, TX Compton, CA St. Petersburg, FL El Paso, TX Smyrna, GA Staten Island, NY New Orleans, LA Lowell, IN Springfield, PA Huntington Beach, CA Palisades Park, NJ Jonesboro, AR Morganton, NC Danbury, CT Austin, TX Barron, WI San Mateo, CA Clinton, OK Westmont, IL Hialeah, FL San Francisco, CA Rawlins, WY Date of Failure May 3 May 10 May 10 May 10 May 10 May 10 May 10 May 10 May 17 May 17 May 23 May 24 May 31 May 31 May 31 May 31 May 31 May 31 Jun 7 Junl4 Jun 14 Jun 21 Jun 28 Jun 28 Jul 9 Jul 12 Jul 12 Jul 12 Jul 12 Jul 19 Jul 19 Jul 19 Jul 26 Jul 26 Transaction Type PO * P&A PO * P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* PO * P&A* P&A* P&A P&A* P&A* P&A* P&A Charter Class SB SB SB SL SL SB SB SB SB SB SB SL SB SL SB SB SB SL SL SB SL SL SB 1 SL SL SL SL SB SL SL SL SL SB SL Total Deposits 47,246 33,403 62,304 67,915 51,170 105,802 23,606 17,570 1,154,520 33,661 1,286,017 373,666 31,986 13,115 1,320,508 744,873 106,033 145,160 259,731 10,520 95,318 654,275 350,087 136,677 163,447 184,143 56,885 137,588 250,176 21,565 46,985 43,214 413,500 31,705 Total Assets 50,295 39,274 60,629 67,326 50,013 125,607 25,648 17,825 1,970,413 34,190 2,070,002 388,336 31,475 13,508 1,476,880 1,157,911 119,333 147,849 262,265 10,886 97,522 682,096 474,327 142,465 224,820 270,228 67,044 151,736 287,190 22,220 74,903 18,440 448,913 31,809 Table SC-91 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1991 (Dollar amounts in thousands) 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 Name Coral Coast FSB Standard FS&LA First FS&LA of Thief River Falls Great American FSA Larchmont FS&LA Centre SA FA First American FSB First FS&LA Merchants & Mechanics FSB New Age FSA Future FSB Homestead FSA United SB FSB Bay FSB Heartland S&LA United Home Federal Davy Crockett FSA Evergreen FS&LA Abraham Lincoln FSA Eastern FSA of Sayville First FS&LA Gold River SB Home FS&LA of Harlan NutleySBSla Plymouth FSA Santa Paula S&LA United Savings of America Homebank FSA First FSA Life FSB The First FA Oak Tree FSB Citizens FSA First FS&LA D-34 Location Boynton Beach, FL Columbia, SC Thief River Falls, MN San Diego, CA Larchmont, NY Arlington, TX Tucson, AZ Mt. Vernon, OH Springfield, OH St. Louis, MO Louisville, KY Middletown, PA Prestonsburg, KY West Palm Beach, FL LA Mesa, CA Toledo, OH Crockett, TX Charleston, WV Dresher, PA Sayville, NY Beaumont, TX Fair Oaks, CA Harlan, IA Nutley, NJ Plymouth, MA Santa Paula, CA Chicago, IL Gilford, NH Lubbock, TX Clearwater, FL Orlando, FL New Orleans, LA Jacksonville, FL Pontiac, MI Date of Failure Aug 2 Aug 2 Aug 9 Aug 9 Aug 9 Aug 16 Aug 16 Aug 23 Aug 23 Aug 23 Aug 30 Aug 30 Aug 30 Sep 6 Sep 6 Sep 6 Sep 13 Sep 13 Sep 19 Sep 27 Sep 27 Sep 27 Sep 27 Sep 27 Sep 27 Sep 27 Sep 27 Oct 10 Oct 11 Oct 11 Oct 11 Oct 13 Oct 16 Oct 16 Transaction Type P&A* P&A* P&A P&A* P&A P&A* IDTR* P&A P&A P&A* P&A P&A* P&A* P&A* P&A P&A PO * P&A* P&A* P&A P&A P&A P&A P&A P&A* P&A P&A P&A* P&A* P&A* P&A P&A* P&A* P&A* Charter Class SB SB SL SB SL SL SB SL SB SL SB SL SB SL SL SL SB SB SB SL SL SL SL SL SB SL SL SB SB SL SL SL SB SB Total Deposits 60,341 280,738 55,516 7,230,789 123,595 15,618 130,273 74,359 206,081 9,585 408,926 180,986 39,317 54,053 120,790 446,860 48,311 34,959 166,964 264,912 251,734 21,944 89,021 178,510 137,835 242,557 1,067,681 192,059 222,486 88,524 960,802 2,256,189 66,972 558,620 Total Assets 61,158 319,651 54,605 9,523,603 123,777 15,233 144,988 73,142 209,860 9,238 422,336 223,248 39,869 58,064 121,671 443,424 50,532 40,271 189,089 249,533 251,153 24,140 91,411 188,649 174,717 280,667 1,160,926 255,081 223,669 107,603 1,066,094 2,214,549 65,710 916,980 Table SC-91 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1991 (Dollar amounts in thousands) Name Marine View FSB Cobb FSA Delta FSB Chase FS&IA Peoples FSA Western FS&LA White Horse FS&LA Investors FSB 137 138 139 140 141 142 143 144 Location Middletown, NJ Marietta, GA Westminster, CA Philadelphia, PA Ottumwa, IA Clenview, IL Trenton, NJ Richmond, VA Summary Information: Total Institutions: 144 *Placed in RTC conservatorship prior to resolution. D-35 Total Transactions: Date of Failure Nov 1 Nov 8 Nov 8 Nov 22 Nov 22 Nov 22 Nov 22 Dec 13 P&A PO IDTR Transaction Type P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* 137 4 3 Charter Class SL SB SL SL SB SL SL SB Total Deposits 107,526 82,813 59,123 46,011 33,662 26,424 67,897 1,431,239 Total Assets 119,221 83,159 63,064 46,857 34,316 33,164 72,477 2,057,643 65,173,122 78,898,704 Table SC-92 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1992 (Dollar amounts in thousands) Name Hansen FSA 2 Hansen FSB 3 Perpetual SB 4 Advanced FSB 5 Pelican Homestead SA 6 Security FSA 7 United Savings of America 8 Alpha Indian Rock FS&LA 9 Irvington FSB 10 Lemont FSA 11 Vista FSA 12 Ukranian FS&LA 13 Carrollton Homestead Assn. FA 14 First Ohio SB 15 Flagler FS&LA 16 Commonwealth FSB 17 First State SA 18 Federal SA of VA 19 Security 1ST FS&LA 20 Valley FS&LA 21 First FSB of South Dakota 22 First South FSB 23 Shenandoah FSA 24 First FSA 25 Home Unity FS&LA 26 Cooper River FSA 27 First American FSB 28 Republic FSB 29 Volunteer FSA 30 Cherokee Valley FSA 31 Columbia Banking FSA 32 San Clemente FSB 33 Coastal FSB 34 [ First Home FSA r D-36 Location Hammonton, NJ Palm Beach Garden, FL Vienna, VA Northridge, CA Metairie, LA Panama City, FL Melbourne, FL Philadelphia, PA Glen Burnie, MD Lemont, IL Reston, VA Philadelphia, PA New Orleans, LA St. Bernard, OH Miami, FL Manassas, VA Sedalia, MO Falls Church, VA Daytona Beach, FL Van Nuys, CA Rapid City, SD Columbia, SC Martinsburg, WV Lewiston, ME Lafayette Hill, PA North Charleston, SC Greensboro, NC Matteson, IL Little Ferry, NJ Cleveland, TN Rochester, NY San Clemente, CA New London, CT Pittsburgh, PA Date of Failure Jan 10 Jan 10 Jan 10 Jan 24 Jan 31 Jan 31 Feb 7 Feb 28 Feb 28 Feb 28 Feb 28 Mar 12 Mar 13 Mar 13 Mar 27 Apr 3 Apr 3 Apr 10 Apr 10 Apr 10 Apr 24 Apr 24 May 8 May 21 Jun 4 Jun 5 Jun 5 Jun 5 Jun 5 Jun 12 Jun 12 Jun 12 Jun 19 Jun 19 Transaction Type P&A* P&A* P&A PO * P&A P&A* P&A P&A* P&A* P&A* P&A* P&A* P&A* P&A P&A P&A* P&A P&A* P&A P&A P&A P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* Charter Class SL SL SB SB SL SB SL SL SL SL SB SL SL SB SL SB SL SB SL SL SB SL SB SB SL SB SB SB SL SB SL SB SB SL Total Deposits 427,259 43,441 2,447,078 23,557 1,489,485 100,444 293,368 7,677 43,203 188,801 108,736 72,642 32,646 31,768 1,493,111 64,780 163,947 29,585 904,202 1,549,633 169,948 48,503 69,001 76,333 632,317 201,442 639,124 264,244 49,370 124,432 1,078,091 205,745 224,473 129,271 Total Assets 572,398 51,816 2,892,072 23,089 1,284,313 107,078 327,158 7,208 43,817 193,664 113,212 74,915 35,856 40,774 1,601,277 72,536 166,121 31,479 1,013,550 1,996,340 155,900 56,956 94,195 83,004 684,804 228,859 804,316 290,292 51,240 142,536 1,277,433 220,368 238,194 131,686 Table SC-92 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1992 (Dollar amounts in thousands) Name 35~ First Newport FSB 36 Jacksonville FSB 37 Homefed Bank FA 38 Home FSB 39 Southern FSA of GA 40 Transohio FSB 41 Liberty FSB 42 New England FSA 43 First FS&LA of Russell CO FA 44 Citadel FS&LA 45 Birmingham FSB 46 Potomac FSB 47 Piedmont FSA 48 Security FS&LA 49 Standard FSA 50 Homestead FSA 51 First FSB of GA FA 52 The Overland Park FS&LA 53 Crestline FS&LA 54 Irving Fb For Savings FSB 55 Polifly FS&LA 56 Carteret FSB 57 Second National FSA 58 Security FSB 59_ Palm Beach FSA Location Newport Beach, CA Jacksonville, FL San Diego, CA Norfolk, VA Atlanta, GA Cleveland, OH Warrenton, VA Wellesley, MA Phenix City, AL Charleston, SC Birmingham, AL Silver Spring, MD Manassas, VA Jackson, MS Gaithersburg, MD San Francisco, CA Winder, GA Overland Park, KS Crestline, OH Chicago, IL NewMilford,NJ Madison, NJ Salisbury, MD Vineland, NJ Palm Beach Garden, FL Summary Information: Total Institutions: 59 * Placed in RTC conservatorship prior to resolution. D-37 Total Transactions: Date of Failure Junl9 Jun26 Jul 6 JullO JullO JullO Jul 17 Jul 17 Jul 24 Aug 7 Aug 21 Aug 28 Oct 9 Oct 16 Oct 21 Oct 30 Nov 6 Nov 13 Nov 20 Nov 20 Nov 20 Dec 4 Dec 4 Dec 4 Dec 8 P&A PO Transaction Type P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* P&A* 58 1 Charter Class SB SB SB SB SL SB SL SB SL SB SL SB SB SL SB SL SB SL SL SB SL SL SB SL SB Total Deposits 34,365 147,507 8,903,571 195,186 151,424 2,396,269 86,915 118,091 80,457 37,571 82,123 68,838 370,085 271,387 1,539,974 1,234,402 97,532 95,324 26,775 246,268 374,000 2,716,356 1,159,197 857,581 54,369 Total Assets 35,042 150,884 12,175,590 224,198 159,982 3,370,809 91,966 137,307 86,987 38,978 91,770 72,326 444,605 276,476 1,717,520 1,314,538 108,173 213,413 27,455 246,965 457,974 4,827,462 1,572,770 1,185,897 59,403 34,773,224 44,196,946 Table SC-93 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1993 (Dollar amounts in thousands) Location Baton Rouge, LA Providence, RI Canoga Park, CA Boca Raton, FL Prairie Village, KS Marina Del Ray, CA Irvine, CA Pleasanton, CA Los Angeles, CA Name 1 Life FSB 2 Old Stone FSB 3 Vista FSA 4 The Guardian Bank a FSB 5 Pioneer FS&LA 6 Western FSB 7 Golden State FSB 8 Amador Valley S&LA 9^ WestsideBankaFSB Summary Information: Total Institutions: 9 *Placed in RTC conservatorship prior to resolution. D-38 Total Transactions: Date of Failure Jan 29 Jan 29 Jan 29 Mar 16 Apr 2 Jun 4 Aug 13 Sep 10 Sep 24 P&A PO Transaction Type P&A* P&A* PO * P&A* P&A* P&A* PO * P&A PO * 6 3 Charter Class SB SB SB NM SL SL SB SL NM Total Deposits 16,512 1,704,347 94,489 69,245 128,001 2,704,214 46,554 41,150 76,949 Total Assets 16,753 1,847,236 105,114 75,564 132,850 3,796,241 50,629 41,886 81,689 4,881,461 6,147,962 Table SC-94 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1994 (Dollar amounts in thousands) Name 1 Encino SB FSB 2 Cornerstone Bank FSB Summary Information: Total Institutions: 2 D-39 Location Date of Failure Encino, CA Mission Viejo, CA Jun 3 Dec 16 Total Transactions: P&A Transaction Type P&A P&A Charter Class SB SB 2 Total Deposits Total Assets 89,098 38,410 92,470 44,345 127,508 136,815 Table SC-95 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1995 (Dollar amounts in thousands) Name 1 Continental Savings of Amer FSLA 2 American S&LA Summary Information: Total Institutions: 2 D-40 Location San Francisco, CA New York, NY Total Transactions: Date of Failure Apr 28 May 5 P&A Transaction Type P&A P&A 2 Charter Class SL SL Total Deposits 363,505 55,070 Total Assets 370,405 64,728 418,575 435,133 Table S C - 96 SAIF/FSLIC Closings and Assistance Transactions Calendar Year 1996 (Dollar amounts in thousands) Name 1 | Union Federal Bank, FSB Total Institutions: Location Los Angeles, CA 1 Source: Office of Thrift Supervision, Thrift Financial Report D-41 Date of Failure Aug 09 Transaction Type P&A Charter Class SB Total Deposits 32,745 Total Assets 32,576 32,745 32,576 Notes to Tables SC-84 through SC-96 SAIF/FSLIC Closings and Assistance Transactions Calendar Years 1984 - 1996 General Comments: Assets and deposits are as of the quarter before failure. The abbreviations used to describe each institution's transaction type are fully described below: A/A ABT IDTR P&A PO REP D-42 Open bank assistance, FSLIC rehabilitation Asset backed transfer with FSLIC assistance Insured deposit transfer or assumption Purchase & assumption of liabilities Payoff of insured deposits Reprivatization