Curry, Thomas J. and Federal Deposit Insurance Corporation "Statement on Basel II: Capital Changes in the U.S. Banking System and the Results of the Impact Study before the Subcommittee on Financial Institutions and Consumer Credit and Subcommittee on Domestic and International Monetary Policy, Trade, and Technology of the Committee on Financial Services, U.S. House of Representatives." May 11, 2005, https://fraser.stlouisfed.org/title/6994/item/629761, accessed on December 16, 2025.