Bies, Susan Schmidt and Board of Governors of the Federal Reserve System (U.S.), 1935- "Challenges of Conducting Effective Risk Management in Community Banks." Speech at the Western Independent Bankers Annual CFO & Risk Management Conference, Coronado, California, June 6, 2006, https://fraser.stlouisfed.org/title/955/item/37150, accessed on October 9, 2024.