Bies, Susan Schmidt and Board of Governors of the Federal Reserve System (U.S.), 1935- "The Basel II Accord and H.R. 1226." Testimony before the Subcommittee on Domestic and International Monetary Policy, Trade, and Technology and the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives, May 11, 2005, https://fraser.stlouisfed.org/title/955/item/37201, accessed on September 18, 2024.