Phillips, Susan M., 1944- and Board of Governors of the Federal Reserve System (U.S.), 1935- ""The Banking Regulatory Environment -- Burdens and Opportunities"." Remarks, New York State Bankers Association Annual Midwinter Meeting, Washington, D.C., January 28, 1993, https://fraser.stlouisfed.org/title/954/item/37120, accessed on September 28, 2024.