Board of Governors of the Federal Reserve System (U.S.), 1935- and Holland, Robert C., 1925-2013 "Protecting and Not Protecting the Small Independent Bank." Remarks before the Annual Convention of The Independent Bankers Association of America, Dallas, Texas, March 23, 1974, https://fraser.stlouisfed.org/title/949/item/36864, accessed on July 10, 2026.