Kroszner, Randy and Board of Governors of the Federal Reserve System (U.S.), 1935- "The Future of Payments: Challenges and Opportunities." Speech at the 2007 Payments Conference, Competitive Forces Shaping the Payments Environment: What's Next? Federal Reserve Bank of Chicago, Chicago, Illinois, May 10, 2007, https://fraser.stlouisfed.org/title/948/item/36814, accessed on December 16, 2024.