Harker, Patrick T.
and Federal Reserve Bank of Philadelphia
"Welcome Remarks, Eighth Biennial Research Conference, New Perspectives on Consumer Behavior in Credit and Payments Markets, Co-organized by the Research Department and Payment Cards Center of the Federal Reserve Bank of Philadelphia."
October 2, 2015,
https://fraser.stlouisfed.org/title/6102/item/586759, accessed on December 3, 2025.