Harker, Patrick T. and Federal Reserve Bank of Philadelphia "Unrealized Gains: Investing in Our Region's Economic and Human Capital Potential." Capital For Communities: Pay for Success Financing, Organized by the Community Development Studies & Education Department, Federal Reserve Bank of Philadelphia, November 4, 2015, https://fraser.stlouisfed.org/title/6102/item/586760, accessed on January 15, 2025.