Board of Governors of the Federal Reserve System (U.S.), 1935- and Teeters, Nancy H. "Cash Discounts and Surcharges under the Truth in Lending Act." Statement before the Subcommittee on Consumer Affairs and Coinage of the Committee on Banking, Finance, and Urban Affairs, United States House of Representatives, March 27, 1984, https://fraser.stlouisfed.org/title/943/item/36628, accessed on September 8, 2024.