Bowman, Michelle W., 1971- and Board of Governors of the Federal Reserve System (U.S.), 1935-. "The Innovation Imperative: Modernizing Traditional Banking : At the Independent Community Bankers of America ICBA Live 2023 Conference, Honolulu, Hawaii" in Statements and Speeches of Michelle W. Bowman (March 14, 2023). https://fraser.stlouisfed.org/title/6098/item/657575, accessed on December 7, 2024.