Bowman, Michelle W., 1971- and Board of Governors of the Federal Reserve System (U.S.), 1935-. "The Consequences of Fewer Banks in the U.S. Banking System : At the Wharton Financial Regulation Conference, Philadelphia, Pennsylvania" in Statements and Speeches of Michelle W. Bowman (April 14, 2023). https://fraser.stlouisfed.org/title/6098/item/657576, accessed on May 9, 2025.
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