Board of Governors of the Federal Reserve System (U.S.), 1935- and Johnson, Manuel H. "Altering Incentives in an Evolving Depository System: Safe Banking for the 1990s." Remarks before the Conference on Bank Structure and Competition, Federal Reserve Bank of Chicago, Chicago, Illinois, May 4, 1989, https://fraser.stlouisfed.org/title/940/item/36511, accessed on December 3, 2024.